﻿myApp.controller('NewsController', ['$scope','$http','DUMMY_DATA','$filter','$location','$rootScope', function ($scope, $http, DUMMY_DATA,$filter,$location,$rootScope) {
    $scope.$emit('newPageLoaded', {
        'title': 'Latest News | ShiJie Property',
        'description': "Latest News In Property. We Work Very Closely With Developers. Over 40 Years Experience. Discover The Latest News In Property Today!",
        'keywords': 'latest news, latest property news'
    });

    //$scope.$emit('newPageLoaded', { 'title': 'Penang Realty 世界地產 News', 'description': 'First hand property news. Updated instantly.' });

    $scope.isAndroid = $rootScope.isAndroid;
    pageInit();

    $scope.sortOption = "Sorted by Latest to Oldest";

    var BASE_URL;
    if ($location.host() == "localhost") {
        BASE_URL = $location.protocol() + "://" + "localhost:" + $location.port();
    } else {
        BASE_URL = $location.protocol() + "://" + $location.host();
    }


    $scope.getShareURL = function (p) {
        //  return (BASE_URL + "/property/" + p.propertyid + "/S" + p.Zoning[0]);
        return (BASE_URL + "/info/news/details/" + p.NewsId);
    }

    $scope.getShareTitle = function (p) {
        return p.Title;
    }

    $scope.getShareDescription = function (p) {
        return p.Details;
    }

    $scope.getShareImageURL = function (p) {
        return (p.PropertyURL || "http://www.penangrealty.my/images/penang realty,Apartment,house,condominium,terrace house,semi d,detached,bungalow,high end luxury properties,landed properties,gated guarded house.png");
    }




    $scope.paginate = function (value) {
        var begin, end, index;
        begin = ($scope.currentPage - 1) * $scope.numPerPage;
        end = begin + $scope.numPerPage;
        index = $scope.searchData.indexOf(value);
        return (begin <= index && index < end);
    };
    $scope.updateFilterOption = function (option, sortedChanged) {
        $scope.SortOptionChanged = sortedChanged;
        //$scope.$apply();
        console.log("HEY!" + option);
        switch (option) {
            case 0:
                $scope.sortOption = "Sorted by Latest to Oldest";
                $scope.sortKey = '-CreateDate';
                break;
            case 1:
                $scope.sortOption = "Sorted by Oldest to Latest";
                $scope.sortKey = 'CreateDate';
                break;
            case 2:
                $scope.sortOption = "Sorted by Area (A to Z)";
                $scope.sortKey = 'Title';
                break;
            case 3:
                $scope.sortOption = "Sorted by Area (Z to A)";
                $scope.sortKey = '-Title';
                break;
        }
    }

    $scope.isEmpty = function (obj) {
        for (var i in obj) if (obj.hasOwnProperty(i)) return false;
        return true;
    };

    $scope.is10Selected = true;
    $scope.is25Selected = false;
    $scope.is50Selected = false;
    $scope.is100Selected = false;
    $scope.changePerPage = function (npp) {
        $scope.numPerPage = npp;
        switch (npp) {
            case 10:
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                $scope.is25Selected = false;
                $scope.is50Selected = false;
                $scope.is100Selected = false;
                break;
            case 25:
                $scope.is10Selected = false;
                $scope.is25Selected = true;
                $scope.is50Selected = false;
                $scope.is100Selected = false;
                break;
            case 50:
                $scope.is10Selected = false;
                $scope.is25Selected = false;
                $scope.is50Selected = true;
                $scope.is100Selected = false;
                break;
            case 100:
                $scope.is10Selected = false;
                $scope.is25Selected = false;
                $scope.is50Selected = false;
                $scope.is100Selected = true;
                break;
        }
        $scope.totalItems = $scope.searchData.length;
        $scope.currentPage = 1;
        $scope.numPerPage = npp;
    }




    $scope.submitForm = function (obj) {
        var url = 'https://script.google.com/macros/s/AKfycbwcomu5o2CIbkO1lCjyZhDrF_dejSPWi0VAj9knYKYRr3jHDUY/exec';
        $http({
            method: 'POST',
            url: url,
            data: $(obj.target).serialize(),
            headers: { 'Content-Type': 'application/x-www-form-urlencoded' }
        }).success(function (data) {
            alert("Thanks for Subscribing to our Newsletter!");
            $scope.subscription_email = "";
        });
    }

    $scope.changeFormat = function(obj){

        return $filter('limitTo')(obj.Details.replace(new RegExp('\r?\n', 'g'), '<br />'),300,0);
    }

    function pageInit() {


        if(DUMMY_DATA == true){
            var dummyData = [{ "NewsId": "7db1d4c8-5b10-4cae-9f36-ecd72c01f087", "Title": "Can’t limit foreign ownership of heritage buildings, Penang exco says", "Source": "http://www.themalaymailonline.com/print/malaysia/cant-limit-foreign-ownership-of-heritage-buildings-penang-exco-says", "NewsDateTime": "2016-11-16T00:00:00", "Details": "GEORGE TOWN, Nov 15 — The Penang government does not have any intention to table an enactment to limit foreigners from buying pre-war buildings in its world heritage zone, state executive councillor Jagdeep Singh Deo said today.\n\nThe housing development and town and country planning committee chairman added that it is not possible to table such an act.\n\n\"The building owners have the right to sell their properties and this proposed act contradicts the Federal Constitution,\" he replied to an oral question by fellow DAP lawmaker Teh Lai Heng in the state legislative assembly here.\n\nThe Komtar assemblyman asked if the state government is considering tabling an enactment to stop or limit foreigners or foreign companies from buying up heritage buildings within the George Town world heritage site.\n\nJagdeep said the state government, through Penang Island City Council and several other agencies including George Town World Heritage Inc, is now studying the possibility of preparing a Rent Regulation Enactment for the heritage zone.\n\n\"This study will enable the state government to collate the latest information that included the ownership of heritage buildings according to nationalities.\n\n\"The study is to analyse the current situation of the heritage buildings at the heritage site so that the state government can take appropriate steps based on it,\" said the Datuk Keramat assemblyman.\n\nTeh then proposed for the state government to consider tabling an enactment to increase the minimum property price for foreign purchase of properties in the heritage zone to RM200 million.\n\n\"The current minimum property price for foreigners is RM2 million so I propose that the state consider increasing it to RM200 million only for the heritage zone,\" he said.\n\nJagdeep said the current state government's housing policy imposed a minimum price of RM2 million for foreign purchases of properties on the island and RM1 million on the mainland.\n\nHe said Teh's proposal is one of the ways to limit foreign purchases in the heritage zone but the minimum price of RM200 million will need to be carefully considered.\n\n\"As for the original question on restricting purchases by foreigners, this is under the National Land Code and out of the state's jurisdiction so we will need to work with the federal government to see if the National Land Code could be amended to limit foreign purchases,\" he said.\n\nEarlier, Jagdeep said there have been numerous reports on the alarming increase in rental rates within the heritage zone due to foreign purchases but the state needed to complete its studies first before taking the next step.\n\n\"The Penang chief minister and state government proposed the Rent Regulation Enactment because of these reports but we needed to conduct a thorough study to get the actual facts of how many properties are actually bought up by foreigners,\" he said.\n\nOn the legal aspect, Jagdeep said the enactment can be legally tabled by the state but the final decision on whether to table it or not depends on the results of the study.\n\nMuhammad Farid Saad (Barisan Nasional-Pulau Betong) then asked why the state did not make use of its Penang Heritage Act to regulate the rent and foreign purchases of buildings in the heritage zone.\n\nIn reply, Jagdeep said the heritage act was only to regulate the management of the heritage zone but could not be used to regulate rent or property purchase within the site.\n\n\"There have been complaints of rent increases by 500 per cent, causing original traders to move out of the zone so we have to consider introducing the rent regulation act,\" he said.", "CreateDate": "2016-11-16T15:53:07.663", "UpdateDate": "2016-11-16T15:53:07.663", "PropertyURL": "https://farm6.staticflickr.com/5583/22841272748_f3d972772b_m.jpg" }, { "NewsId": "41ec158a-625a-4ea3-9110-0c7f831060c7", "Title": "发展开销增至8亿　檳財案赤字6.7亿", "Source": "http://www.orientaldaily.com.my/north/bm86.7", "NewsDateTime": "2016-11-16T00:00:00", "Details": "（檳城15日讯）檳州2017年度財政预算案大变动，其发展开销高涨至8亿8744万令吉，首次过半占总预算的61%，但赤字也从2.9亿令吉翻倍至6.7亿令吉。\n\n2016年的檳州发展开销只佔总预算的31.3%。檳首长林冠英指出，在明年14亿5195万令吉的整体预算中，发展开销占了61.1%，显示州政府强调发展开销，以让檳城迈向一个企业州。\n\n林冠英今日在檳州立法议会提呈財政预算案时解释，明年的发展开销提高，因为檳州政府借贷6亿900万令吉予檳州发展机构作为征地用途及基本设施建设，以鼓励更均衡的发展建设，特別是威省地区。\n\n他补充，州政府也贷款3000万令吉予檳州供水机构，以更新资產及提升滤水站及水库。\n\n2亿进行治水\n\n但他提醒，贷款予以上两个机构並不会带来財政危机，因为州政府可从借贷中获利，预计可从2018年开始的接下来8年获得1亿2000万令吉回酬。\n\n他也提醒，儘管財案出现赤字，但依然可能转亏为盈，就如过去几年的情况。\n\n林冠英也宣布，州政府明年將拨出最大笔的拨款，即2亿2000万令吉在整个檳州进行防止闪电水灾的治水计划。\n\n他也否认檳州供水机构在亚依淡水坝放水是导致水灾的主因之一，但是为了摒除该负面印像，当局將兴建大水管將亚依淡水坝的水导向直落巴巷水坝，以確保亚依淡水坝的水量不会超过90%。\n\n他也表示，州政府也建议设立输送紧急事故的应用程式「檳城警报」，用以发布紧急事故的最新进展，这包括交通阻塞、闪电水灾等，希望明年可投入运作。\n\n续豁免门牌税\n\n他指出，除了廉价屋、中廉价屋及乡村屋明年继续豁免缴交门牌税，其他类型的房屋明年也获得6%门牌税折扣。\n\n他宣布，州政府將发放半个月薪水或至少700令吉的花红给公务员。州政府也同意批准额外的0.25个月之全勤津贴予不曾拿过超过4天私人诊所开出的病假（至2016年11月）及在第17（a）项基本条规第C章下不曾获得批准额外病假的公务员。\n\n他指出，所有花红將在今年12月发放。", "CreateDate": "2016-11-16T15:50:31.913", "UpdateDate": "2016-11-16T15:50:31.913", "PropertyURL": "https://farm6.staticflickr.com/5445/31019781065_062f653d0c_m.jpg" }, { "NewsId": "cd2fec1e-9572-4250-94f1-be68ddeb0f39", "Title": "槟城木寇山雨林度假村将获重建", "Source": "http://www.theedgemarkets.com/my/article/%E6%A7%9F%E5%9F%8E%E6%9C%A8%E5%AF%87%E5%B1%B1%E9%9B%A8%E6%9E%97%E5%BA%A6%E5%81%87%E6%9D%91%E5%B0%86%E8%8E%B7%E9%87%8D%E5%BB%BA", "NewsDateTime": "2016-11-16T00:00:00", "Details": "（吉隆坡7日讯）UDA控股公司（UDA Holdings Bhd）和槟州发展机构（PDC）合组的联营公司与宏升产业集团（Ideal Property Group）子公司--Q Islands Development私人有限公司（QID）达至联营协议，以重建面积80英亩的木寇山雨林度假村（Jerejak Rainforest Resort and Spa）。\n\n根据UDA控股今日发布的一则文告，UDA控股与槟州发展机构各别持有这家名为Tropical Island Resort私人有限公司（TIRSB）联营公司的51%和49%股权。\n\nTIRSB自2004年起即委任Bestari酒店管理公司（Bestari Hospitality Management）负责经营这个度假村。\n\n根据UDA控股，重建计划的建设工作料在2017年末季动工，预计在8至10年内完成。\n\nTIRSB认为，QID将可重塑木寇山雨林度假村，并有望转亏为盈。\n\nUDA指出，TIRSB自2004年开始营运以来，在截至2016年4月30日止蒙受巨大的损失，惟却没有提供具体的数字。\n\n“JRRS（木寇山雨林度假村）因持续蒙亏，已于今年5月起关闭。”\n\n这个重建大蓝图获得槟州政府的批准，工程项目包括兴建一座衔接木寇山岛（Pulau Jerejak）和槟岛的大桥、1200个住宅发展单位、一个码头、四星级和五星级酒店、一个主题公园、一个自行车道，以及更进一步的基础设施。\n\nUDA控股表示，在完成一项约务更替协议后，该集团将拥有TIRSB的100%控制权，以确保木寇山雨林度假村成功重建并成为旅游胜地，这也将带动其他房地产活动。\n\n有鉴于此，一旦正式敲定协议条款与条件，木寇山雨林度假村的运作将在6个月内交由QID负责。", "CreateDate": "2016-11-16T11:02:24.01", "UpdateDate": "2016-11-16T11:02:24.01", "PropertyURL": "https://farm6.staticflickr.com/5460/25378974519_c3774e3a3f_m.jpg" }, { "NewsId": "74b3b9c1-4051-4d2c-99fe-f3e2009995f5", "Title": "实达集团中标以62亿令吉购威省地皮", "Source": "http://www.theedgemarkets.com/my/article/%E5%AE%9E%E8%BE%BE%E9%9B%86%E5%9B%A2%E4%B8%AD%E6%A0%87%E4%BB%A562%E4%BA%BF%E4%BB%A4%E5%90%89%E8%B4%AD%E5%A8%81%E7%9C%81%E5%9C%B0%E7%9A%AE", "NewsDateTime": "2016-11-16T00:00:00", "Details": "（吉隆坡9日讯）产业发展商实达集团（SP Setia Bhd）赢得投标，以6亿2000万令吉收购槟城威北县（Seberang Perai Utara）一幅面积1,675英亩的地段。\n\n实达集团在今日的一则文告中指出，集团拟将这幅地皮发展成环保主题的综合发展城镇，发展总值（GDV）为96亿令吉，发展期横跨15至20年。\n\n实达集团补充道，WTW房地产私人有限公司（WTW Real Estate）负责通知集团中标这幅拥有永久地契的地皮，该集团是通过子公司Setia Recreation私人有限公司参与投标。\n\n“标得这块地皮也意味着实达集团首次进驻槟城，这幅地段座落于北海-双溪大年增长走廊，交通方便，从南北大道路经柏淡（Bertam）交汇处即可到达。这幅地段距离北海近18公里，距离槟威大桥约32公里。”\n\n闭市时，实达集团跌12仙或3.66%，收低于3.16令吉，全日一共有107万股易手，市值达88亿8000万令吉。", "CreateDate": "2016-11-16T10:54:55.477", "UpdateDate": "2016-11-16T10:54:55.477", "PropertyURL": "https://farm6.staticflickr.com/5647/30979239876_c37c789ff0_m.jpg" }, { "NewsId": "a0d1f21f-425f-4ecd-9398-7293c0d42845", "Title": "槟丹绒武雅至直落巴巷 交替路段料明年中动工", "Source": "http://www.asiatimes.com.my/2016/11/14/%E6%A7%9F%E4%B8%B9%E7%BB%92%E6%AD%A6%E9%9B%85%E8%87%B3%E7%9B%B4%E8%90%BD%E5%B7%B4%E5%B7%B7-%E4%BA%A4%E6%9B%BF%E8%B7%AF%E6%AE%B5%E6%96%99%E6%98%8E%E5%B9%B4%E4%B8%", "NewsDateTime": "2016-11-16T00:00:00", "Details": "（槟城13日讯）两岸三通一个槟城计划下的三条大道，将会先进行丹绒武雅至直落巴巷交替公路，工程料会在明年中开动，首个工程是峇都丁宜的沙杜河（Sg. Satu）至黄金河路（Jalan Sg Mas）的300公尺路段。\n\n槟岛市政厅工程部副主任拉占德兰周六在丹绒武雅多用途礼堂举行的“丹绒武雅至直落巴巷公路交替公路”汇报会上指出，州政府经对承建替代公路的ZenithBUCG发出这样的指示。\n\n他说，沙杜河至黄金河路的旧路全长600公尺，不过替代路只有300公尺。\n\n他说该路段的商业活动造成当地的交通阻塞，替代路段将能使公众能避开该路段，大大舒缓当地的交通。\n林峰成：不穿过集水区 不影响水坝\n\n槟州公共工程、基本设施及交通委员会主席林峰成指出，丹绒武雅至直落巴巷交替公路料将于明年年中开动，不过目前尚有待展开土地征用及环境评估报告的通过。\n\n他表示，州政府必须先计算出将在计划下涉及征用的土地面积，以便呈交给土地局及估价部门进行征地评估等程序；与此同时也必须同步进行环境评估报告。\n\n他指出，三条大道计划工程原定将率先进行敦林大道至亚依淡路线，然而由于涉及联邦政府地，所以在等候这些土地获联邦政府“解放”时，“我们将先进行丹绒武雅至直落巴巷路段。”\n\n他同时派定心丸指出，替代大道将不会穿过集水区，直落巴巷水坝也不会受影响。\n\n林峰成也指出，在两岸三通一个槟城的三条大道开通后将不会造成山坡发展计划的现出，州政府会严禁海拔75公尺（250尺）高度以及坡度超过25度的发展计划。\n\n他指出，上述替代公路路线早在1987年结构大蓝图出现，并在1995年完成路线及概念建议。而其中有1.8公里是发展商在进行计划时受指示完成承建。\n\n水池路至海峡岸路段不涉任何征地\n\n槟州政府已指示交通大蓝图执行伙伴SRS财团研究兴建高架公路衔接水池路（Jalan Lembah Permai）至海峡岸广场。\n\n林峰成是针对丹绒武雅区州议员郑雨周提出有关地区交通瓶颈问题时如是回应。他说，在征求建议书（RFP）下ZenithBUCG只负责丹绒武雅至直落巴巷的替代公路，至于全长4公里水池路至海峡岸广场的高架公路将由SRS负负，有关路段将不会涉及任何的征地。\n\n郑雨周担心，丹绒武雅至直落巴巷的替代公路最终将把车流引入丹绒武雅的水池路，若SRS负责的公路未能同步完工，他担心届时将出现交通瓶颈问题。\n\n车程从20分钟 减至9分钟\n\n替代公路将带来新发展走廊。\n\nZenithBUCG高级副总裁判韩旦阿都阿兹指韩旦指出，全长10.6公里的丹绒武雅至直落巴巷将使现有车程时间从20分钟减为9分钟，此外该公路为免费公路，它也将带动新的发展走廊。\n\n他指出，除了Zenith本身委任独立顾问公司进行环境评估报告外，槟州政府也另委任独立顾问公司Yes 管理公司来提交环境评估报告以及另委任HSS私人有限公司作为独立的工程顾问公司。\n\n会上，JKM私人有限公司玛兹兰阿里也同样提出，根据现有交通车流情况，交替大道将使丹绒武雅至直落巴巷的车程从现有20分钟减至约9分钟。\n\n针对有公众提出该替代公路的使用寿命时，他直言若以现有交通车流成长率为根据，可以维持20年，不过他说同时必须考虑其他因素，比如引入更多的公共交通等将使其寿命加长。\n\n全长10.6公里 打造5转换站\n\n在替代公路计划下全长为10.6公里，其中8.3公里为普通公路，另2.3公里为高架公路。在计划下将打造5个转换站，分别坐落于水池路（Jalan Lembah Permai）、黄金河路、双溪柏迈（Persiaran Sg Permai）/沙杜河路、PBA出入口路、冷格直落巴巷（Lengkok Teluk Bahang）。\n\n继丹绒武雅后，接下来在峇都丁宜及直落巴巷也会举行汇报会。出席汇报会者包括丹绒武雅居民协会主席拿督兰日、李俊杰市议员等。\n\n叶茹玲忧替代路威胁眼镜食叶猴栖息\n\n来自理大眼镜食叶猴计划负责人的叶茹玲担心替代公路开发威胁到眼镜食叶猴的栖息地，促请州政府在研究环境评估报告时将有关问题列入其中。\n\n她指出，相信有介于30至40群的眼镜食叶猴栖息于丹绒武雅至直落巴巷的山林。\n\n拉占德兰回应说，将会要求有关方面将眼镜食叶猴问题列入环境评估中。\n\n林马惠：建更多路不能解决交通问题\n\n槟城论坛发言人林马惠博士市议员认为兴建更多公路不能解决交通问题，要求州政府从提供公共交通方向来解决槟城的交通问题。\n\n他说， 丹绒武雅作为第二发展走廊却因为州政府以颜色来代替文字解读而引入过多的发展。\n\n他不解为何替代大道必须衔接至主要是渔村的直落巴巷。“在直落巴巷发生公路中断时一些居民选择水上交通，因此政府可研究推动水上公共交通选择。”\n\n卡特琳蔡：将破坏香料公园生态\n\n会上，直落巴巷香料公园业者卡特琳蔡关注替代公路开到将会破坏该公园的生态宁静。她指出，据她了解公路将与其公园的距离最近只有15公尺，她担心这将会造成公园的生态受破坏。\n\n李紫豪：工程延迟 公司损失\n\nZenithBUCG财团执行副总裁拿督李紫豪认同公共交通可解决交通问题，然他同时提出隐忧，若引入1000辆巴士，槟城现有的道路又是否能负荷？\n\n针对有公众询问工程何时会进行，他说，工程的延迟也使该公司面对损失。该公司也面对利率的提高，从原有的4.5％提高于12％。“我们目前花的是股东的钱，而州政府不允许我们提高因为工程的放慢推行面对的成本提升。”\n\n他也透露，有7家发展公司与他们接洽要求有通路至他们发展的房屋，不过都被该公司拒绝。", "CreateDate": "2016-11-16T10:51:58.29", "UpdateDate": "2016-11-16T10:51:58.29", "PropertyURL": "https://farm6.staticflickr.com/5541/31014721805_da08977109_m.jpg" }, { "NewsId": "2d5b70ac-283c-4bc5-8997-aa15aaa4acd8", "Title": "正式推介槟城峇都加湾大学城", "Source": "http://ch.penangpropertytalk.com/2016/11/%E6%AD%A3%E5%BC%8F%E6%8E%A8%E4%BB%8B%E6%A7%9F%E5%9F%8E%E5%B3%87%E9%83%BD%E5%8A%A0%E6%B9%BE%E5%A4%A7%E5%AD%A6%E5%9F%8E/", "NewsDateTime": "2016-11-16T00:00:00", "Details": "上市公司百乐园集团旗下的房地产事务部，百乐园产业今日隆重推介槟城首座大学城–Utropolis峇都加湾，正式进军槟城产业市场。\n\n百乐园在雪兰莪沙阿南成功首度推介大学城概念的Utropolis Glenmarie并屡获奖项，而Utropolis峇都加湾则是以此成功例子作为借镜。百乐园于2013年推介Utropolis Glenmarie发展项目时首度把产业发展和教育服务两大业务结合于同一地点，推介后成为产业市场的一大憧憬，首期项目于数天内即宣告售罄。\n\n占地44.3英亩的Utropolis 峇都加湾项目总发展额高达14亿令吉，综合产业包括住宅、商业、店铺和酒店，以及由百乐园教育拥有并营运的KDU槟城大学学院全新旗舰校园。占地10.5英亩的校园在建竣后将成为峇都加湾最大的校园。\n\n百乐园集团首席执行员周胜忠今日在Utropolis 峇都加湾发展项目预览会上说：“Utropolis Glenmarie 是一项富有愿景的发展项目，成功展示百乐园的商业策略优势，透过结合产业发展和教育服务两大核心业务于同一地点的策略，开创最大的价值。Utropolis Glenmarie在短短三年内荣获两大产业奖项，透过独特的安居乐业生活风格迅速将Glenmarie工业区转型。”\n\n他补充：“我们希望透过Utropolis 峇都加湾支持槟城的愿景，把将峇都加湾打造成第三座卫星市，同时成为北马中央商业区和生活时尚枢纽。面积超过6000英亩的峇都加湾不仅是重大的发展项目，也是在北马及槟城内具备完善基建设备的仅有地库。”\n\n他表示，大学城的独特之处在于青春不老的特点—新进学生的涌入刺激并吸引生活时尚业务及支援服务，开创生机勃勃与快速发展的社区。\n\n“其将开创活力充沛的产业市场，吸引住宅产业、商业、店铺以及办公楼的投资和出租需求。身为峇都加湾发展的先驱，我们建立的独特大学城概念在此地点的成长机会中占尽先机。” 周胜忠总结。\n\n他补充，峇都加湾规划完善的发展大蓝图已吸引多家国际与生活时尚零售品牌入驻，主要有瑞典巨头宜家和北马首家名牌城槟城Design Village。\n\n位于槟城第三座卫星市峇都加湾中心地带的Utropolis峇都加湾地点适中，与槟城第二大桥和南北大道仅有1公里之距。其将在特别建造的KDU槟城大学学院校园周围建造商业、店铺和住宅产业。\n\n校园的建筑工程已经动工，即将于2019年竣工，而产业项目则从2016年开始分阶段进行。首期产业发展项目包括公寓、办公楼和店铺，目前已公开发售，总售价从326，600令吉起。\n\n欲了解更多有关Utropolis 峇都加湾的详情，请浏览网站www.paramountproperty.my，或拨电604-506 0350到百乐园产业销售陈列室询问。", "CreateDate": "2016-11-16T10:49:51.93", "UpdateDate": "2016-11-16T10:49:51.93", "PropertyURL": "https://farm6.staticflickr.com/5633/30712984240_fe36aeeee3_m.jpg" }, { "NewsId": "4ba73a57-a96f-40cb-8310-c2fc9a43c450", "Title": "Official Launch of Utropolis @ Batu Kawan", "Source": "http://www.penangpropertytalk.com/2016/11/official-launch-of-utropolis-batu-kawan/", "NewsDateTime": "2016-11-16T00:00:00", "Details": "Paramount Property, the property development division of public-listed Paramount Corporation Berhad (Paramount), today marked its debut in the Penang property market with the unveiling of Utropolis Batu Kawan, Penang’s first university metropolis.\n\nUtropolis Batu Kawan mirrors the successful, award-winning university metropolis concept first introduced by Paramount at its Utropolis Glenmarie development in Shah Alam, Selangor. The Utropolis Glenmarie development, launched in 2013, marked the first time Paramount had brought its two businesses of property development and educational services together in one location. The launch captured the imagination of the property market, resulting in its first phase being sold out in a matter of days.\n\nThe 44.3-acre Utropolis Batu Kawan development, with an approximate Gross Development Value (GDV) of RM1.8 billion, comprises well-integrated residential, commercial, retail and hotel components, anchored by a new flagship campus for KDU Penang University College, owned and operated by Paramount Education. The 10.5-acre campus will be the biggest purpose-built campus in Batu Kawan when fully completed.\n\nSpeaking at a preview of the Utropolis Batu Kawan development held in Shah Alam today, Paramount Group Chief Executive Officer Jeffrey Chew said, “Utropolis Glenmarie is a visionary development that successfully showcases Paramount’s strength-through-synergy business strategy, which is anchored on generating maximum value by bringing together our two core businesses of property development and educational services in one location. Three years and two property awards later, Utropolis Glenmarie is fast transforming the industrial area of Glenmarie with its unique live-and-learn, work-and-play lifestyle.”\n\nHe added, “This is our vision for Utropolis Batu Kawan – to support Penang’s aim of making Batu Kawan its third satellite city, and the Central Business District & Lifestyle Hub of the Northern region. At over 6,000 acres, Batu Kawan is not just a major development, but also the only landbank in Penang and the entire Northern region that has infrastructure completed ahead of property developments.”\nHe said that university metropolises were unique in that they never grow old – the constant infusion of new students acts as a catalyst to attract lifestyle businesses and support services, creating a dynamic and evolving community.\n\n“This in turn creates a vibrant real-estate market, with a constant demand for investment and rental residential properties, as well as commercial, retail and office spaces. As a pioneer participant of the Batu Kawan vision, we are well-positioned to take advantage of the growth opportunities this address offers with our unique university metropolis concept,” Chew concluded.\n\nHe added that Batu Kawan’s well-crafted masterplan was already attracting many international and lifestyle retail brands, led by Swedish giant IKEA and Design Village Penang, the Northern region’s first outlet mall.\n\nUtropolis Batu Kawan, at the heart of Batu Kawan, Penang’s third satellite city, is strategically located one kilometre away from the Second Penang Bridge and the North-South Highway. It will consist of commercial, retail and residential properties, all surrounding the purpose-built KDU Penang University College campus.\n\nWork on the development has commenced; the campus is scheduled for completion by 2019, while property components will be completed progressively from 2016. The first phase of the property development offering, comprising offices and retail shops, is now on sale, with gross prices starting from RM326,600.\n\nFor more information on Utropolis Batu Kawan, please visit the website www.paramountproperty.my. Enquiries can also be directed to the Paramount Property Sales Gallery at 604-506 0350.", "CreateDate": "2016-11-16T10:43:15.473", "UpdateDate": "2016-11-16T10:43:15.473", "PropertyURL": "https://farm6.staticflickr.com/5713/25378662419_f4b8a0a95a_m.jpg" }, { "NewsId": "4e0f298b-75a4-421b-94cf-fcf152c7a16a", "Title": "特朗普未上任．亚洲先打大板", "Source": "http://www.sinchew.com.my/node/1586387/%E7%89%B9%E6%9C%97%E6%99%AE%E6%9C%AA%E4%B8%8A%E4%BB%BB%EF%BC%8E%E4%BA%9A%E6%B4%B2%E5%85%88%E6%89%93%E5%A4%A7%E6%9D%BF", "NewsDateTime": "2016-11-15T00:00:00", "Details": "“特朗普效应”引发“黑天鹅”失序乱飞，亚股一度惊慌失措，惟稍后的新兴市场货币剧挫，才是真正的重灾区！\n\n各国中行眼见黑天鹅数量剧增，股汇失序，不得不出手灭火，稳住大市；马股汇同样不能幸免，引发外资抛售，股市全盘皆墨，汇市更是直接插水。\n\n特朗普狂啸\n亚股汇海啸\n\n对于美国总统当选人特朗普明年上台会有何动作，亚洲国家仍存有许多不确定性，但金融市场似乎已对两件事深信不疑——特朗普的政策将推升通膨，依赖贸易的亚洲地区不太可能有明显受惠者。\n\n由于市场预期特朗普的财政支出承诺将推升美国通膨率，美国公债收益率已劲升至1月以来高位，而新兴亚洲货币则下跌，一部份是因为不确定性总会促使资金流向较安全资产，但一部份也是因为特朗普的竞选言论，引发市场担心贸易环境将更偏向保护主义。\n\n忧资本外流\n\n“当全球资本的机会成本随着美债收益率上升，且美元同步劲升，投资人将再度担心新兴市场又一次遭遇资本外流，”花旗分析师在一篇报告中称。\n\n亚洲已经感受到影响。马币兑美元周五在岸外市场重挫逾5%，价差飙升，迫使国行不得不出手抑制跌势。\n\n印尼卢比也遭遇卖压，当局因而抛售美元，以稳定卢比。\n\n但香港与新加坡是风险最大的两个地区，不只因为它们与美国有大量贸易往来，也因为它们的政策制定与美元挂钩。香港采用港元与美元挂钩的联系汇率，新加坡采用货币篮汇率政策，而美元占了很大比重。\n\n“特朗普的财政和亲商业政策将导致通膨和利率升高，如果出现任何的市场调整，新加坡和香港将成为前沿和中心，”一美国公司驻香港的投资经理称。\n\n不仅仅是美元升值相当于收紧新加坡和香港的货币条件，并且如果美国联邦储备局的升息步伐快于预期，将抽走让新兴市场保持高度流动性的廉价资金。\n\n资金撤退\n亚币受考验\n\n根据太平洋投资管理公司（PIMCO）的数据，目前亚洲内部的企业杠杆占到该地区债务与国内生产总值（GDP）比重的一半，中国和印度公司的负债最多。\n\n另外，美国债券利率升高将损及亚洲国家高收益债券的相对吸引力，从而导致资本外流。\n\n例如，美国10年期公债与亚洲三个收益率最高国家（印度、中国和印尼）债券收益率简单平均值之差，在过去两天就缩窄了41个基点至350个基点。\n\n根据瑞士信贷的分析师，今年迄今，台湾和印尼的资本流入规模最大，均超过100亿美元。这使得他们最容易受到资金流动迅速逆转的冲击。\n\n“我们开始看到，过去几天大量资金涌入亚洲股债市的势头出现一些反转，但现在很难说这种情况是否会持续，”摩根士丹利首席亚洲和新兴市场股票分析师Jonathan Garner说道，他预计新兴股市还将从当前水平下跌5%。\n\n除了马上发生的市场冲击之外，还有另一个风险令亚洲大部份市场蒙阴，即特朗普将会怎样遵守其竞选中许下的诺言：重谈贸易协议和惩罚中国等国家。\n\n除中国外，亚洲对美国的出口在过去15年中稳步下降，而中国仍占到美国贸易逆差中的一半，任何显示特朗普实行保护主义政策的迹象都将触发货币战。\n\n推动人民币国际化\n\n周五，中国将人民币中间价调至六年低位，但从贸易加权指数看，人民币仍接近去年所创的历史高位。\n\n一些经济学家称，寻求保护主义倾向更强的政策可能正中中国推动人民币国际化的下怀。\n\n马币未见底\n\n马币在特朗普当选总统后急挫，分析员认为只要美元持续强势，新兴市场货币包括马币将继续被抛售。\n\n艾芬黄氏说，目前已接近年杪的结算日，加上市场游资恶化，各国中行如何出手救市，将是市场一大焦点。\n\n该行的投资策略是维持固定收入的投资组合，且密切关注市场发展，一旦市场渐趋平静，则将重新部署进入债券市场。\n\n市场人士认为，特朗普的贸易和外交政策不明朗，加上忧虑联储局利率政策的变化，才促使新兴市场货币包括马币汇率急速下挫。\n\n另外，特朗普主张高利率，更使得全球市场的美元游资回流美国。\n\n综指会否跌破1600点？\n\n1个月马币期货在上周五一度跌破4.50水平，即便是大马第三季经济取得4.3%的成长，表现超越市场预期，也完全被恐慌的市场所忽视。\n\n受马币急挫打击，马股在上周五同样不得安宁，富时综指盘中一度急跌27.64点，全周下滑14.05点，尤以银行股领跌，尾盘跌幅收敛收在1634.19点；惟却引起市场人士担心此情况一旦继续，会否跌破1600点。\n\n眼见马币跌势惨重，国行发文告表示，将采取措施确保马币不会大幅偏离正轨，并会对外汇市场提供所需游资，惟却不会实施定汇。\n\n达证券认同马币汇率截至今年杪前依然处于波动的说法。\n\n“受外资撤离和波动加剧影响，美元有望转强，继而使到新兴市场货币，包括马币承压。”\n\n达证券仍看好马币兑美元在2017年，受经济基本面强劲和外国直接投资，尤其是来自中国的外资推动，兑美元有望涨至4.10至4.15水平。\n\n国行料按兵不动\n\n尽管资金撤退暗潮汹涌，马币也摔得鼻青脸肿，惟国行暂时仍未有改弦易辙的决定，只表示，将在美国政策与利率明朗化后，才会探讨是否针对国家与国内领域做出相应的调整。\n\n达证券认为，联储局有望在今年杪决定加息25个基点，由0.5%至0.75%，在2017年更有可能会再加息两次。\n\n相对之下，达证券和联昌预测，大马国行今年料按兵不动，明年上半年则可能再度调低隔夜政策利率（OPR）25个基点。\n\n不过，如果联储局领导换人做，达证券预测观点将有所更改。\n\n“一旦真有新领导者出现，有可能表现得比叶伦更积极。”\n\n不过，肯纳格却认为在美国前景尚未明朗化前，国行应该会静观其变，预计将不会贸然减息，会维持在3%。\n\nMIDF研究则表示，不排除国行为了稳定市场，将下调利率。\n\n颠覆世界贸易\n大马出口或不妙\n\n特朗普的胜出，可能颠覆世界贸易政格局，受此影响，大马出口可能首当其冲受到波及。\n\nTPP恐流产\n\n特朗普“崇尚”贸易保护主义，因此，在他的观点里，跨太平洋伙伴关系协议（TPP）和北美自由贸易协议（NAFTA）皆对美国不利。\n\n大马作为TPP签约国，曾被世界银行认为是除了越南之外，第二大受惠国，有望借助TPP促进国内生产总值（GDP）增长达8%。\n\n分析员皆相信在美国不参与的情况下，这个涉及12个国家，市场规模达30兆美元的TPP终将胎死腹中。\n\n一旦特朗普真的推翻TPP，对于大马经济肯定会带来影响，尤其是大马出口，大马在2015年，出口至TPP成员国达41%。\n\n艾芬黄氏研究认为，短期而言，美国实施保护性贸易措施将打击全球贸易和生产，且使得金融市场出现不确定性。\n\n明年经济或调低\n\n一旦特朗普将反贸易的说辞变为事实，肯纳格研究认为，这将限制大马明年出口和制造领域增长的潜能。\n\n“祸不单行的是，可能使得大马的经济增长仅能依靠内需支撑。”\n\n肯纳格预见，在此情况下，大马2017年的GDP预测增长潜能放缓，且可能被调低至4.0%至5.0%之间。\n\n达证券指出，尽管马币疲弱有利于出口的竞争，惟全球市场及经济不明朗却有可能打击大马的出口表现，并认为特朗普的贸易保护主义政策将冲击大马2017年的出口增长。\n\n原油价料跌\n避险资产走高\n\n特朗普另一项出位演说，就是解除美国石油开采的限制，而市场估计短期而言，将促使原油价格因为供应过剩而下滑。\n\n特朗普要“美国油，自己用”，大众研究认为随美国能源独立化，将促使油价下降。\n\n美国是石油消耗量最多的国家，一旦真如特朗普所说的自给自足，相信将引发油气领域出现更大的供应过剩情况，继而拖累原油价格下滑。\n\n原油减产谈判恐破局\n\n而在近期，主要原油出口国已在商讨减产的协议，一旦还要面对美国这强敌，相信接下来的谈判将会破局。\n\n而原油价下滑，大马的石油收入也势必受到影响随之下跌。\n\nMIDF研究认为，短期而言，特朗普胜出将对原油需求产生负面影响，因为投资者对新兴市场的增长持有怀疑态度。\n\n“中长期而言，特朗普反伊朗的立场却有望促使原油价格走扬。”\n\n另外，特朗普的“美国优先”措施会使得美国减少在南海的影响力，继而让中国有机会壮大，为此，肯纳格研究认为大马最终必须为此付出一笔更大的防御费用。\n\n特朗普的影响力可谓不小，当传出他成功超越对手希拉里时，全球股市即应声下挫，避险资产如黄金、欧元、日圆等则获得投资者热捧，价格及汇率节节上扬。\n\n中美或掀贸易战\n\n特朗普抵制全球化，认为中国和墨西哥从全球体系中受益，使得就业机会外流，并放话将向中国和墨西哥分别征收45%和35%的入口关税。\n\n市场人士皆担心特朗普此举引发贸易战争，使得入口产品价格相对提高，对于开放经济体的大马会造成一定的影响。\n\n机械电子业影响大\n\n达证券指出，美国作为中国最大的贸易伙伴之一，且出口贡献了21%的GDP于中国，相信此举对中国经济将带来不小的影响，尤其是对机械和电子产品。\n\n“征收进口关税也将限制外国直接投资（FDI）流入中国，这无形加深中国现有经济增长挑战。”\n\n达证券补充，国际货币基金（IMF）预测，一旦中国采取报复手段，实施同样的关税，将促使美国增长下跌0.2%，出入口也将减少2.0%。\n\n“预计2017年，中国和美国实际GDP增长预测分别为6.2%和2.2%。”\n\n联昌研究却认为美国征收关税的做法难以实现，因为将间接带来显著的贸易影响。\n\n达证券就认为，特朗普当上总统，将持续标签中国为货币操纵者，且不排除挑战中国已违反世贸组织（WTO）规则。\n\n中美矛盾冲击大马\n\n此外，中国与美国皆是大马最大的贸易伙伴，大马一直与两国保持友好关系，一旦双方出现矛盾，势必将冲击大马贸易，这真正是大马所不愿预见的结果。\n\n无论中美两国采取什么贸易措施“对付”双方，最终受却会波及第三方，包括大马。\n\n大马的贸易高度依赖中美两国，两国经济数据不理想，也将冲击大马的经济局势。\n\n达证券表示，中美两国是大马主要贸易伙伴，相信发生任何贸易中断事件，都将影响我国的出口增长前景。\n\n达证券指出，大马作为开放经济体，贸易额占GDP比重超过100%，一旦两国发生任何不预见的贸易战争，将使得大马暴露出脆弱的一面。\n\nWTO也在今年4月下砍全球贸易增长预测，由2.8%至1.7%，为15年来首次出现的落后增长。\n\n达证券维持今明两年出口预测，分别为1.3%和2.7%。\n\n亚洲或有机可趁\n\n不过，危机中找转机也是有可能的，尽管特朗普看似对中国较有意见，形势对中国也不利，惟对于其他亚洲国家包括大马却是一个好机会。\n\n达证券举例，中国是美国最大的手机供应商，剩余则分别是韩国、越南、台湾和大马。\n\n从中不难发现，一旦中国被美国排除在外，剩余的国家即可抓准机会，填补中国遗留下来的空缺。\n\n达证券认为，电子机械和设备方面，大马更是处于有利的位置，因为是除中国和墨西哥外，美国最大的供应商。\n\n据2016年9月数据，大马出口至美国按年增长5.0%至69亿令吉。\n\n结语：\n\n美国总统选举造就了“特朗普效应”，其威力强劲显而易见，所到之处哀鸿遍野，尚未上任已有如此的影响，宣誓就职后的后劲力道影响有多深远，暂时尚未有谱，相信特朗普往后的一言一行都将左右股汇走势，唯有屏息以待静观其变才是上策。\n\n特朗普时代是否是黑暗期？有分析员就认为，单凭他一己之力，是难以撼动美国的经济制度且带来大型改变。", "CreateDate": "2016-11-15T15:12:26.867", "UpdateDate": "2016-11-15T15:12:26.867", "PropertyURL": "https://farm6.staticflickr.com/5631/30960520416_cb3a1acd91_m.jpg" }, { "NewsId": "ea8cf74b-f9a1-4cce-9767-6973c085ec92", "Title": "‘Paired road will cut travelling time", "Source": "http://www.thestar.com.my/news/nation/2016/11/14/paired-road-will-cut-travelling-time-project-director-trip-will-take-only-nine-minutes-on-alternativ/", "NewsDateTime": "2016-11-15T00:00:00", "Details": "GEORGE TOWN: The proposed paired road from Tanjung Bungah to Teluk Bahang will reduce the travelling time between the two places by more than half, said project director Mazlan Ali.\n\nHe said it now took about 20 minutes to drive on the 10.9km existing stretch from Tanjung Bungah (where Jalan Lembah Per-mai meets Jalan Tanjung Bungah) to Teluk Bahang.\n\nHowever, the journey will take just nine minutes on the highway which will be 10.6km long.\n\nMazlan said this during a public briefing on the highway which is one of the three paired roads proposed to be built under an infrastructure package which includes the proposed undersea tunnel linking Penang island to the mainland.\n\nConsortium Zenith BUCG Sdn Bhd is the main project contractor.\n\nAbout 100 people turned up for the briefing at the Tanjung Bungah community hall on Saturday.\n\nIt was reported earlier that the road is to run along the foothills starting about 200m from the Teluk Bahang roundabout and ending in Lembah Permai near the Sri Vazhikattum Muniswarar shrine.\n\nIt will have three interchanges at Jalan Sungai Emas and Persiaran Sungai Permai and near the Chin Farm Waterfall.\n\nVarious environmental concerns were raised at the briefing, including by city councillor Dr Lim Mah Hui who said the billions of ringgit to be spent on road projects would be better channelled towards improving public transport.\n\nJoleen Yap, 26, a zoology student from Universiti Sains Malaysia, said she was concerned that the project would threaten the existence of the Dusky Leaf Monkeys found in the jungles along the Tanjung Bungah-Teluk Bahang corridor.\n\nKatharine Chua, a director of Tropical Spice Garden, called for the Environmental Impact Assess-ment report to be made public to ensure that the ecotourism belt remains sustainable.\n\nConsortium Zenith executive vice-chairman Datuk Lee Chee Hoe said the paired road project was important as an alternative road.\n\n“The existing road is already very congested along Batu Ferringhi,” he said.\n\nState Public Works, Utilities and Transportation Committee chairman Lim Hock Seng said the project was expected to commence in mid-2018 and scheduled to be completed in three years.", "CreateDate": "2016-11-15T11:53:47.04", "UpdateDate": "2016-11-15T11:53:47.04", "PropertyURL": "https://farm6.staticflickr.com/5465/30958152776_0fd7a57cb2_m.jpg" }, { "NewsId": "835e53ca-81de-4068-8f41-53041045a2cf", "Title": "First landed residences at Aspen Vision City to launch next year", "Source": "http://www.theedgeproperty.com.my/content/966431/first-landed-residences-aspen-vision-city-launch-next-year", "NewsDateTime": "2016-11-15T00:00:00", "Details": "PENANG: Aspen Vision City Sdn Bhd (AVCSB) is set to launch its first landed housing at Aspen Vision City in Bandar Cassia, Batu Kawan, Penang next year. AVCSB is a subsidiary of Aspen Vision Land Sdn Bhd (AVLSB) while AVLSB is a subsidiary of Aspen Vision Development Sdn Bhd (Aspen Group).\n\nAspen Vision City covers 245 acres of freehold land and is one of the biggest mixed developments in Penang offering a combination of condominiums, shopoffices, serviced suites, hotels, office tower, financial hub, medical centre, international school and a range of amenities. The northern region’s first IKEA furniture store will also be located there.\n\n“This will be our first landed and luxurious designer bungalow development in Aspen Vision City which is named ViLuxe. These upcoming bungalows will raise the bar of luxury projects in mainland Penang. It will also have direct access to our 25-acre Central Island Park,” Aspen Group CEO Datuk Murly Manokharan told TheEdgeProperty.com.\n\nThere will be a total of 157 units with prices starting from RM2.5 million.\n\n“Our target market is the elite group in mainland Penang and those who know how to appreciate the finer things in life,” said Murly.\n\nAccording to him, Batu Kawan is the only landbank in Penang and the entire northern region that has infrastructure completed ahead of property developments.\n\n“Billions of ringgit have been spent by the government to connect Penang Island to Batu Kawan.\n\n“The North-South Highway at Batu Kawan makes it very attractive as a destination of choice for people from other northern states which is a largely untapped market. Batu Kawan is a well-planned satellite city — the infrastructure and public amenities are all well thought-out by the government. In [other] developments, developers need to pay high land cost and heavy infrastructure investment before they start their developments,” said Murly.\n\nHe added that due to its accessibility, the economy of scale in Batu Kawan will be better than in Penang Island as the area is well connected to almost all states in Peninsular Malaysia. The high-tech and light industries that are mushrooming in Batu Kawan also play key roles as job centres. With all these elements and the attractive land cost, it is not ambitious to say Batu Kawan will spearhead the future of Penang’s commercial and financial activities,” he said.\n\nMeanwhile, the group will also officially launch another component of Aspen Vision City, Vertu Resort, in December.\n\nVertu Resort is a resort-inspired condo development with furnished move-in condition units. It is Aspen Vision City’s first residential development.\n\nThe project was soft-launched in February this year and is already 60% booked. The project has a gross development value (GDV) of RM620 million. It has 1,282 units with built-ups ranging from 1,030 sq ft to 1,290 sq ft. Prices start from about RM450,000.\n\nAspen Group had also recently launched Small-office Home-office (SoHo) units known as Beacon Executive Suites in George Town, Penang in September. It has achieved a 40% take-up rate so far.\n\n“There are a total of 227 units with built-ups of 980 sq ft. Prices start from RM558,000,” said Murly, adding that the project has a GDV of RM150 million and is targeted for completion by 2019.\n\nOn the property market, he noted that the market has been challenging not only in Penang but in the entire region.\n\n“However, it very much depends on the relevance of the product to buyers. The right product will still strike the market well. The property market will remain challenging next year and developers need to understand the needs of the market and put in more thoughtful details so that the new projects will remain relevant to buyers,” he offered.\n\nAspen Group has so far achieved RM850 million in sales and targets to hit RM1 billion sales by the end of the year.\n\nThe group has a current undeveloped landbank of RM13.1 billion GDV and is planning to acquire more potential land in Penang and the Klang Valley.", "CreateDate": "2016-11-15T11:50:09.543", "UpdateDate": "2016-11-15T11:50:09.543", "PropertyURL": "https://farm6.staticflickr.com/5798/30905134751_a9d7c19a6f_m.jpg" }, { "NewsId": "d5081933-dda8-4c26-80b4-2834f1d77baa", "Title": "Penang Tunnel road projects face further delay", "Source": "http://www.themalaymailonline.com/malaysia/article/penang-tunnel-road-projects-face-further-delay", "NewsDateTime": "2016-11-15T00:00:00", "Details": "GEORGE TOWN, Nov 9 ― The three paired roads proposed as part of the RM6.3 billion undersea tunnel project could be delayed further due to land and environmental assessment issues, said state executive councillor Lim Hock Seng.\n\n“This package was supposed to start first but we found that the lands that was previously acquired by the federal government for the PORR project still belonged to the federal government,” the public works and utilities committee chairman said.\n\nThe PORR was the Penang Outer Ring Road project that was proposed by the previous Barisan Nasional state government and later cancelled after they lost in Election 2008.\n\nHe said the state government will need to seek approval from the federal government to use the affected land before work for the so-called Package Two — paired roads connecting the Tun Dr Lim Chong Eu Expressway to Air Itam — can start.\n\nLim said that Penang will proceed with Package One —  phase one to connect Tanjung Bungah to Batu Ferringhi and second phase to connect Batu Ferringhi to Teluk Bahang — in the meantime.\n\nHe said Consortium Zenith BUCG, the company undertaking the massive undersea tunnel and paired roads project, will identify the land needed and inform the state for acquistion.\n\n“This section involves private land so we can acquire it, unlike federal government-owned land which we can't acquire,” he said.\n\nBut he said Package One will also need a detailed environmental impact assessment (DEIA) from the Department of Environment before they can commence work on the project, compared to the preliminary report as previously required.\n\nThe three paired roads project are supposed to be carried out in stages between this year to 2025.\n\nThe third package is to connect Gurney Drive to Tun Dr Lim Chong Eu Expressway and it will be the last package to be constructed.\n\nOn whether the delay in implementing the projects could raise costs, Lim said the costs of construction for the paired roads were already fixed according to the tender agreement with Consortium Zenith BUCG.\n\n“However, we won't know about the land costs, as we needed to acquire land, so if land prices were to increase, this means the costs of acquiring lands for the project might increase,” he said.\n\nThe proposed undersea tunnel is a 7.2km link between Gurney Drive to Bagan Ajam in north Seberang Perai and the three paired roads were to disperse traffic in the areas and to link to the undersea tunnel.\n\nMeanwhile, a public briefing on Package One of the paired roads, the one from Tanjung Bungah to Teluk Bahang, will be held on this Saturday evening at the Tanjung Bungah market complex to explain the details of the project to local residents.\n\nTanjung Bungah assemblyman Teh Yee Cheu said his office will also conduct a survey to gather public opinion on the project.\n\n“The paired road is a needed infrastructure project that will benefit the public but I am certain that by engaging the residents in the whole process, there will be a better understanding of the project,” he said in another press conference this morning.\n\nOther than the upcoming briefing, Teh said there will also be more meetings in the form of dialogues with residents in future.\n\n- See more at: http://www.themalaymailonline.com/malaysia/article/penang-tunnel-road-projects-face-further-delay#sthash.jpRfVhoy.dpuf", "CreateDate": "2016-11-15T11:47:02.81", "UpdateDate": "2016-11-15T11:47:02.81", "PropertyURL": "https://farm6.staticflickr.com/5802/22814679228_a7b643befe_m.jpg" }, { "NewsId": "62679c35-661f-4f67-ad38-49bbdbeb73fb", "Title": "Development density guidelines in Penang to take effect next year", "Source": "http://www.thesundaily.my/news/2054913", "NewsDateTime": "2016-11-15T00:00:00", "Details": "GEORGE TOWN: The guidelines for the increase in development density to 128 units per acre from 87 units per acre will only come into effect next year in Penang.\n\nPenang Local Government, Traffic Management and Flood Mitigation Committee chairman Chow Kon Yeow said the state was in the process of fine tuning the guidelines.\n\nHe nonetheless noted developers will still have to comply with the same requirements like having traffic impact assessments and contributions to public amenities.\n\n\"Developers still have to adhere to requirements,\" he said when asked about the issue today during a visit to the Seri Delima constituency.\n\nThe allowance to increase the density was announced by State Housing, Town and Country Planning Committee chairman Jagdeep Singh last month.\n\nThe reason being that the higher the density, the smaller the unit size and the smaller the unit, the cheaper the price, which will result in cheaper units across the board.\n\nUnits built under the increased guideline cannot be less than 900²ft and not cost less than RM400,000 while affordable housing elements and low-cost (LC) and low-medium cost (LMC) components are maintained.\n\nOn the RM150 million allocated to the Sungai Pinang Flood Mitigation Plan Phase Three, Chow said the federal funds were to be channeled directly to the Drainage and Irrigation Department (DID).\n\n\"The DID director will supervise the project and the state government will be keeping tabs on the progress,\" he said.", "CreateDate": "2016-11-15T11:44:08.433", "UpdateDate": "2016-11-15T11:44:08.433", "PropertyURL": "https://farm6.staticflickr.com/5679/25357403389_05ce6d5f1d_m.jpg" }, { "NewsId": "771fb1d1-5024-4696-8778-1ddece1e6058", "Title": "高铁计划经济效应大", "Source": "http://www.sinchew.com.my/node/1586401/%E9%AB%98%E9%93%81%E8%AE%A1%E5%88%92%E7%BB%8F%E6%B5%8E%E6%95%88%E5%BA%94%E5%A4%A7", "NewsDateTime": "2016-11-15T00:00:00", "Details": "吉隆坡与新加坡高铁发展计划，除了缩短来往两大城市之间的川行时间，也在塑造大都会扮演重要角色，同时，促进两城之间的经济合作。\n\n以人口计，吉隆坡在全球300个最大城市，排名第72、新加坡排名第84，吉隆坡与新加坡之间的融合，类似伦敦与巴黎、东京与大阪，以及马德里和塞维尔等大城市。\n\n于去年展开的大马研究显示，高铁发展计划有助带来长期经济效应，估计2060年国内生产总值可达210亿令吉，世界银行对其他国际计划展开的研究显示，届时料可塑造11万1000个就业机会。\n\n以经济发展潜能来说，在高铁沿路的半岛城市，例如大马城、布城、芙蓉、爱极乐、麻坡、峇株巴辖以及依斯干达公主城，经济与产业发展将获得带动。", "CreateDate": "2016-11-15T10:06:54.243", "UpdateDate": "2016-11-15T10:06:54.243", "PropertyURL": "https://farm6.staticflickr.com/5343/30875266352_958379b244_m.jpg" }, { "NewsId": "10146e21-6c2b-4c7c-8de4-427a48ef8e70", "Title": "The challenge of housing a nation", "Source": "http://www.theedgeproperty.com.my/content/951896/challenge-housing-nation", "NewsDateTime": "2016-11-14T00:00:00", "Details": "The right to shelter is an inalienable basic human right. Providing basic, sufficient and affordable housing for its people, particularly those with a low income, is one of the fundamental duties of the state.\n\nHowever, if a government-linked research institute’s housing survey is any indication, it has validated the people’s suspicion that home prices in Malaysia have spiralled beyond the reach of common people in recent years.\n\nKhazanah Research Institute (KRI), a government-linked research centre, conducted an in-depth survey and published the findings in its 2015 research report titled “Making Housing Affordable”. The report reveals that in Malaysia, the median house price is 4.4 times the median annual household income vis-à-vis an affordable market where the median house price is three times the median household income.\n\nThe report highlights Kuala Lumpur and Penang as the two “severely unaffordable” markets, with 5.4 times and 5.2 times the median household income respectively.\n\nOne would have thought that the lower-income group would be the most vulnerable section of society hit by this housing crisis.\n\nBut, the KRI report also says “gaps are beginning to appear in the system, exemplified by the growing concern of middle-income households who are neither eligible for social housing nor are able to afford private sector-supplied houses”.\n\nIn other words, today’s housing prices are so high that they are beyond the reach of even the middle-income group, which forms about 40% of the population, while the lower-income group, which forms the other 40% of the population, is facing an acute shortage of social housing.\n\nThis means that 80% of the country’s population is seriously affected by housing woes. And if urgent policy solutions are not taken to tackle the problem, this staggering 80% housing crisis-stricken population is clearly fertile ground for social and political discontents.\n\nTo be fair, this elephant in the room is well acknowledged by the government. Just recently, Deputy Finance Minister Datuk Othman Aziz expressed his concern over the serious mismatch, given the lack of supply of houses deemed affordable by most Malaysians. He was quoted as saying that only 21% of new housing launches were priced below RM250,000 in 2014 while developers are attracted to build high-end properties priced above RM500,000.\n\nThe developers obviously disagree with any suggestion, either explicit or implied, that they are to blame for the “seriously unaffordable” housing market. They say a lot of factors have to be taken into account in analysing this problem. For example, they stress the need for a single body that promotes and provides affordable homes, instead of having various agencies and schemes, such as the 1Malaysia People’s Housing programme and Syarikat Perumahan Negara Bhd, and the sometimes rather confusing guidelines and criteria adopted by the various government agencies.\n\nAnother valid point made by them is that the government should play its role in providing social housing and affordable homes for the people. For instance, when planning for development on government-owned land, the state should consider setting aside 50% of the land for affordable homes, instead of focusing on monetising its land bank.\n\nBesides, there is one aspect that developers have been intensely lobbying the government — making property purchase financing more accessible to the buyers again. This financing woe has been the Achilles’ heel of the property market for quite some time now. Hence, reinstating developer interest bearing schemes and relaxing rules for foreign buyers are among the items on their wish list.\n\nApparently, the problem is so serious that the urban wellbeing, housing and local government minister had to chip in with a rather controversial proposal — allow property developers to provide financing to homebuyers.\n\nAgainst this backdrop came the keenly awaited Budget 2017 announcement on Oct 21 where the government proposed various measures to increase access to financing for first-time homebuyers and make housing more accessible to the people.\n\nIn summary, under Budget 2017, the government is planning for more affordable homes by government-linked companies (GLCs). It also crafted a flexible financial scheme for housing loans and a subsidised housing programme for the B40 (bottom 40% household income) group.\n\nHowever, on closer look at the budget, besides the rather novel plan to build about 10,000 homes in urban areas for rent to eligible youth with permanent jobs, other proposed measures seem to centre on creating a more debt-fuelled property market when our household debt has already reached a record high! Already, there is concern that Malaysians are borrowing too much and not saving enough, based on the latest report by KRI.\n\nIn its fourth publication of “The State of Households II” released recently, KRI says while household debt growth has been moderating since 2010 (2015: 7.3% year on year), the ratio of household debt to gross domestic product remained high, at 89.1% in 2015 against 87.4% in 2014. And most household debt was undertaken to finance house purchases.\n\nHerein lies the danger. With the increased access to financing, homes suddenly look more affordable. But we should always bear in mind that there is no free lunch in a market economy. Buying a house, affordable or otherwise, and being able to afford the monthly instalments are two different matters altogether. Without a reasonable level of real income, a higher housing loan would have to be taken. That means a higher monthly repayment, which many cannot afford over the long run.\n\nWe, therefore, must never put the cart before the horse by talking about homeownership without first addressing the basic issues of affordability and sustainability — the financial capability of the purchasers to service the instalments throughout the loan duration.\n\nProbably, that is why Bank Negara Malaysia, despite enormous pressure from various parties, has consistently insisted that increasing access to financing is not the way to resolve the affordable housing issue. Instead, finding alternatives to homeownership, including a well-functioning rental market, should be one of the policy solutions.\n\nThe challenges of providing basic, sufficient and affordable housing for the people require a holistic and long-term solution and never a knee-jerk reaction. For any piecemeal and short-sighted prescription not only can increase risks in the housing market but can also have far-reaching consequences for our country’s financial and political stability.\n\nAfter all, if there is one lesson to be learnt from the 2007/08 global financial crisis, which had its origins in subprime mortgage lending, it would be this: A homeownership campaign can only be sustainable if it is anchored on real income, gainful employment and thriving businesses, and never an easy credit-fuelled housing bubble.", "CreateDate": "2016-11-14T16:40:02.14", "UpdateDate": "2016-11-14T16:40:02.14", "PropertyURL": "https://farm6.staticflickr.com/5599/30975425185_ffd7e8d817_m.jpg" }, { "NewsId": "a2600042-156a-4359-a4e9-1b59911dc154", "Title": "房价微升．或只短暂现象", "Source": "http://www.sinchew.com.my/node/1586409/%E6%88%BF%E4%BB%B7%E5%BE%AE%E5%8D%87%EF%BC%8E%E6%88%96%E5%8F%AA%E7%9F%AD%E6%9A%82%E7%8E%B0%E8%B1%A1", "NewsDateTime": "2016-11-14T00:00:00", "Details": "最近这段日子，相信大家只要谈到房价，唯一想法或疑问大概就是：房价跌多少了？还会下调多久？\n\n不过，如果进一步探讨房价指数，可能会让很多人大失所望。\n\n最新季度的房价指数显示，该季房屋价格不但终止先前连续几季下跌的走势，甚至出现回升，涨幅尽管不大，不过，显示上扬走势，很可能是国行稍微放宽管制及降息的缘故。\n\n房价指数的最新结果，不但和民众的认知或期望稍有出入，也和稍早公布的房地产指数走势不一样，不可否认的是，国行解除信用管制及降息，确实有一定的效果。\n\n不过，对一般自住买家来说，降息和加上解除信用管制，购屋门槛或许降低，有助于减轻买方面对融资压力。\n\n只是，这是否意味房地产市场已经回温，房价将从谷底反弹？一切尚言之过早，对于未来的房价走势，尽管各方说法分歧，但看跌者居多。\n\n更重要的是，造成近年房市交易紧缩的买卖价格差距仍在，部份地区因稍早出现相对低价成交案例，或者新建房产计划开出高价，又出现价格认知差距扩大的情况，这当然不利于成交量的回升。\n\n平心而论，即使经济短期快速复苏，至多也只是提高买方意愿或信心，购屋能力仍不可能马上提升，加上高龄少子化人口趋势，使得现阶段并不具备让房价继续向上的力量。\n\n综合以上各项因素，最新季度房价指数止跌回升，应该只是短期现象，拉长时间来看，继续下跌的格局并没有改变。这也意味，国行解除管制，只是让房地产市场进行调整，对该领域来说，到底是好是坏？各方说词不一，可以说见仁见智。", "CreateDate": "2016-11-14T12:56:57.67", "UpdateDate": "2016-11-14T12:56:57.67", "PropertyURL": "https://farm6.staticflickr.com/5710/30671060800_5fe6ee038e_m.jpg" }, { "NewsId": "c2b45e51-af23-4397-8872-c33193331390", "Title": "SP Setia buys land in Penang for RM620m", "Source": "http://www.thesundaily.my/node/407282", "NewsDateTime": "2016-11-14T00:00:00", "Details": "PETALING JAYA: SP Setia Bhd is acquiring 1,675 acres of land in Penang for RM620.12 million following a successful tender bid.\n\nIn a filing with Bursa Malaysia yesterday, the group said its wholly owned subsidiary Setia Recreation Sdn Bhd accepted an award of tender for the purchase of the parcels of freehold land in Seberang Perai Utara.\n\nThe land represents SP Setia’s maiden entry into the mainland of the state, the company said in a statement issued yesterday.\n\nThe site is about 18km away from Butterworth and 32km away from the Penang Bridge. It is surrounded by existing townships, retail malls, medical institute, a university campus and a golf course.\n\nThe land is planned for an eco-themed mixed development township that has a potential gross development value of RM9.6 billion, to be developed over 15 to 20 years.", "CreateDate": "2016-11-14T12:51:45.127", "UpdateDate": "2016-11-14T12:51:45.127", "PropertyURL": "https://farm6.staticflickr.com/5477/22793861558_e4d2882c1e_m.jpg" }, { "NewsId": "727b521e-30f3-4433-be8b-070d08b1d1ad", "Title": "IOI产业竞标土地．出价77.7亿破狮城纪录", "Source": "http://www.sinchew.com.my/node/1585444/ioi%E4%BA%A7%E4%B8%9A%E7%AB%9E%E6%A0%87%E5%9C%9F%E5%9C%B0%EF%BC%8E%E5%87%BA%E4%BB%B7777%E4%BA%BF%E7%A0%B4%E7%8B%AE%E5%9F%8E%E7%BA%AA%E5%BD%95", "NewsDateTime": "2016-11-12T00:00:00", "Details": "（新加坡9日讯）新加坡政府在滨海湾（Marina Bay）展开9年来首度售地行动，共吸引七方竞标，其中IOI产业（IOIPG,5249,主板产业组）出价最高，共达25亿6869万新元（约77亿7000万令吉），这也是新加坡历来最高记录。\n\n七方竞购IOI出价最高\n\nIOI产业在文告中表示，该公司独资子公司Wealthy Link私人有限公司在11月8日提呈投标新加坡中央林荫道（Central Boulevard）的1.09公顷地段。\n\n该公司指出，新加坡市区重建局将在评估所有投标后才决定花落谁家，该公司到时将作出相关宣布。\n\n新加坡市区重建局过是在昨天宣布老巴刹旁的白色地段推出市场招标，出价最高的是Wealthy Link私人有限公司。该公司是号称“亚洲棕油榈大王”，同时也是马来西亚发展商丹斯里李深静所掌舵的IOI产业刚于今年10月在新加坡成立的子公司。\n\n第二位出价66亿\n\n标价排在第二和第三位的分别是跟丰树产业公司有关的Mapletree信托，以及由NSG实业、NSG Hotels和NSG置地组成的财团。这财团与来自中国的南山集团相关。前者的标价是22亿零681万元（新元，下同。逾66亿令吉），后者则是21亿8702万元。\n\nWealthy Link的开价比第二高的标价高出16.4%，也比当初南山集团以15亿3600万元，从备售地段勾出的价格高出67%。\n\n同时，从最高价到最低出价19亿1000万元，这七个竞标价都高于市场预期。若以白色地段来说，最高标价的相当于每平方尺1689元，也是历来最高。\n\n这幅1.09公顷地段是今年下半年政府售地计划（GLS）的备售名单地段，发展商可兴建办公楼和附加资产，如住宅、酒店或服务公寓。这个地段靠近滨海市区线地铁站和多个黄金办公楼，如莱佛士码头一号大厦（One Raffles Quay）和滨海湾金融中心。\n\n分析师认为，发展商积极竞标和开出高价，显示发展商对新加坡办公楼市场的信心。\n\n高纬环球研究主管李敏雯说：“所有7个标价事实上都高于较早时市场的预测，反映出竞标者对办公楼市场将复苏的乐观看法。”\n\n她表示，国浩大厦（Guoco Tower）和滨海盛景（Marina One）等位于市区新项目竣工前的承诺租用率比预期来得好，发展商应该是从中受到鼓舞。其中，国浩大厦在9月竣工前承诺租用率超过80%。\n\n分析师预料，到中央林荫道项目竣工时，相信办公楼市场的情况已好转。\n\n橙易产业咨询公司研究与咨询部高级经理黄显洋说：“最高标价显示竞标者预料办公楼市场将在中期内复苏，因为在2019年之后，中央商业区的新办公楼供应预料将相当有限。”\n\n欣乐国际执行董事麦俊荣指出，这是今年下半年政府售地计划唯一的白色地段。尽管办公楼市场目前面对供应过剩的问题，但到中央林荫道项目于2020至2021年竣工和供使用时，这个问题已经消失。\n\n对于发展商将如何发展该地段，分析师看法不一。仲量联行研究部主管郑惠匀表示，发展商应会探讨全面发展办公楼项目，回本尺价介于3000元至3100元。\n\n李敏雯则认为，把住宅部份包括在内是可行的。自今年第一季以来，核心中央区的高档私宅市场已开始改善，出现乐观谨慎情绪。不过，对于政府何时或是否会撤除额外买家印花税条例，却还不确定。来自滨海盛景豪苑的大量住宅供应，也将带来激烈的竞争。", "CreateDate": "2016-11-12T10:21:33.403", "UpdateDate": "2016-11-12T10:21:33.403", "PropertyURL": "https://farm6.staticflickr.com/5763/30838217941_679107105d_m.jpg" }, { "NewsId": "3f4522f9-1294-4296-acc9-e7d5347fb7ae", "Title": "趋势：首六个月拍卖产业宗数下滑惟价值续攀", "Source": "http://www.theedgeproperty.com.my/content/960276/%E8%B6%8B%E5%8A%BF%EF%BC%9A%E9%A6%96%E5%85%AD%E4%B8%AA%E6%9C%88%E6%8B%8D%E5%8D%96%E4%BA%A7%E4%B8%9A%E5%AE%97%E6%95%B0%E4%B8%8B%E6%BB%91%E6%83%9F%E4%BB%", "NewsDateTime": "2016-11-12T00:00:00", "Details": "产业拍卖网站AuctionGuru.com.my资料显示，截至今年上半年，我国有总值RM43.8亿的房地产和土地遭拍卖，拍卖宗数达12,336宗，每个月平均有2,056项房地产（或土地）被拍卖。\n\n从宗数来看，首六个月的拍卖案按年下滑1,625项或11.6%，尽管宗数减少，但拍卖产业价值却按年上涨34.8%至RM43.8亿，相较去年同期的RM32.5亿。\n\nAuctionGuru.com.my执行董事Gary Chia向TheEdgeProperty.com指出，拍卖案继续走低，显示国家银行的打房措施奏效之余，也显示买家拥有足够的财力持有所购房产。\n\n另一方面，上半年的拍卖产业和土地价值显著攀升，反映出更多高价的商用产业遭到拍卖。\n\n在12,336宗遭到拍卖的产业和土地当中，共有986宗或8%是商用产业， 10,947宗或89%是住宅产业，拍卖土地则占了403宗或3%。\n\n他解释，更多商用产业被拍卖，归咎于消费者情绪低迷和商业活动放缓，冲击了这些产业的需求，尤其是工业产业和办公室。\n\n同时，零售店铺也因租赁需求疲弱而受到冲击。\n\n“国内经济走软，打压了业主持有高价房产的能力，尤其是那些难以找到租户的零售、工业、和办公室等产业。”\n\n新完工房产也被拍卖\n\nChia也点出，有许多刚在去年交付的产业，在今年上半年遭到拍卖，如Empire City Damansara和Mirage by the Lake的单位，还有部分Sunway Nexis的SoHo及零售单位。\n\n“据我观察，一间三层楼的Sunway Nexis店铺在今年次季遭到拍卖，但无法找到买家，因此，这个单位的拍卖底价已在今年9月，从原本的RM630万，减少至RM459万，降幅达27.1%。”\n\n他续称，在12,336宗拍卖当中，超过90%都是业主还不起房贷而遭到银行拍卖的法拍屋，只有少于10%是私人拍卖。\n\n“展望未来，相信今年下半年的拍卖宗数，会比上半年来得更高。”\n\nChia认为，尽管行情惨淡，且大部分有兴趣的买家正采取观望态度，以等待更好的交易，但市场上还是有许多财力雄厚的买家，正寻找合适的产业来投资或购买。\n\n“如果出现一个上涨潜力可观的产业，该产业还是会受到市场追捧。目前，许多买家正寻找处于成熟地区、拍卖底价至少比市价低30%的产业。”\n\n他也表示，随着产业市场表现黯淡，越来越多买家把眼光投向私人拍卖会，以提高售出旗下产业的机率。\n\n“我接到很多业主的咨询，他们想在私人拍卖会上，以更高的价格卖出产业，但这并未激励私人拍卖活动，因私人拍卖当中的费用和开销，让许多业主却步，”他补充。", "CreateDate": "2016-11-12T10:15:32.223", "UpdateDate": "2016-11-12T10:15:32.223", "PropertyURL": "https://farm6.staticflickr.com/5823/30624697910_6c6a7468b3_m.jpg" }, { "NewsId": "b48736d9-32d3-49bc-add6-d48391e4471e", "Title": "新闻：政府应考虑为乐龄人士提供反向贷款", "Source": "http://www.theedgeproperty.com.my/content/960269/%E6%96%B0%E9%97%BB%EF%BC%9A%E6%94%BF%E5%BA%9C%E5%BA%94%E8%80%83%E8%99%91%E4%B8%BA%E4%B9%90%E9%BE%84%E4%BA%BA%E5%A3%AB%E6%8F%90%E4%BE%9B%E5%8F%8D%E5%90%", "NewsDateTime": "2016-11-11T00:00:00", "Details": "房地产专家认为反向贷款（Reverse mortgage）可以协助乐龄屋主取得经济独立，不必只是依靠微薄补贴度日。\n\n大马皇家特许测量师协会（RISM）的财产管理、估价及地产代理测量部门的副主席Choy Yue Kwong 表示，反向贷款可帮助乐龄屋主了解他们的物业价值。\n\n他在Rahim & Co于11月1日举办的“马来西亚房产市场：不确定中潜藏的机会”会议中指出：“政府所提供的补贴是不足以让他们享受无忧无虑的退休生活。反向贷款可以提高他们的生活素质。”\n\n反向抵押貸款一般允許乐龄屋主以房屋產權做抵押支领款项养老，而償付本金及利息費用将推遲到屋主永久搬離、出售房屋或借款人死亡之後。\n\n马来西亚国家银行经济部主任Fraziali Ismail 认同这项提议，惟表示执行细节是非常重要。\n\n他同时也指出很多人未能拥有自己的房产是因为收入增长未能跟上物业价格增长。\n\n他说：“我们不能否认我们的生产力不如亚洲其他发达国家高，如新加坡和日本。但这可以通过教育和新技术的引进逐步改进。但现在，我们需要的是更多的时间才能看到收入赶上房价增长。”\n\nFraziali表示，房产权并不是大马人民眼下最紧急的事情。\n\n“我们还有时间坐下来找出最好的解决方案。现在，我认为那些需要购买房产却无法负担的人，应该先租房子。目前政府正通过建造更多的房子来租给年轻人，好让他们有一天也能拥有他们自己的房屋。”\n\n同时，Rahim & Co的房地产代理总监Robert Ang发展商应该降低利润率以提高人民的负担能力。\n\n他补充说：“发展商应该减少他们的利润好让房产在人们可负担的范围里，而不是依赖政府。”\n\n他也敦促政府把重心摆在刺激经济，而不仅仅关注房地产市场，因为如果经济不好，所有行业都会有麻烦。", "CreateDate": "2016-11-11T12:16:34.277", "UpdateDate": "2016-11-11T12:16:34.277", "PropertyURL": "https://farm6.staticflickr.com/5470/30819838211_aa2e9e8c5b_m.jpg" }, { "NewsId": "3ecb23ee-5456-4e06-8ebc-85f23a682538", "Title": "Condos in Penang that are flourishing", "Source": "http://www.theedgeproperty.com.my/content/929088/condos-penang-are-flourishing", "NewsDateTime": "2016-11-11T00:00:00", "Details": "DESPITE the sluggish market, property investors in Penang can take comfort in reports of capital appreciation in the state. Data collected by the National Property Information Centre’s (Napic) Property Market Report 2015 showed that out of 30 condominium projects in Penang, 11 saw price increases from 2014 to 2015.\n\nOf the 11, seven recorded price growth of over 5% year-on-year. The seven were Kondominium Mutiara (17.1%), Sri Pangkor Condo (9.3%), The Straits Regency (8.6%), Desaria or Regency Heights (7.6%), Quayside Seafront Resort Condominium (7.4%), The Peak Residences (5.5%) and Harbour Place (5.2%). The transacted prices of these condominiums ranged from RM125,000 to RM2.15 million. All of them are located on Penang island except Kondominium Mutiara and Harbour Place.\n\nOf the two projects on the mainland, Kondominium Mutiara recorded the higher price growth at 17.1%, where its unit price range of between RM88,000 and RM145,000 in 2014 had gone up to between RM125,000 and RM145,000 in 2015. This condominium also took the top spot as the project with the highest price growth in Penang overall.\n\nThese two projects have their respective pull factors that have contributed to their price growth. “Kondominium Mutiara is located less than 5km from Universiti Teknologi Mara (UiTM), so the main occupiers are students. The units there are priced below RM150,000 and there are no other similar properties in that area,” Henry Butcher Malaysia (Penang) Sdn Bhd senior vice-president in asset valuation Shawn Ong Kah Boo offers.\n\nHarbour Place, which is located in central Butterworth, is less than 2km from the ferry terminal. Based on Napic’s data, Harbour Place was transacted between RM225,000 and RM320,000 in 2015, which Ong says is a very attractive price range for the younger generation of homebuyers.\n\n“The rising prices of landed houses on Penang’s mainland have caused a shift in demand towards more affordable high-rises. Terraced or landed houses with built-ups of about 1,000 sq ft on the mainland used to be priced around RM300,000 but today the price has gone up to about RM400,000. So it is more affordable to live in a high-rise residential unit at about RM300,000 for the same built-up,” he tells TheEdgeProperty.com.\n\nJLL Malaysia country head YY Lau believes that the more affordably priced non-landed homes on the mainland have attracted the locals considering how affordability has become a major concern among homebuyers. “The supply of condominiums and apartments priced below RM500,000 on Penang island is limited. Looking at the price trends of between RM1 million and RM2 million of new condominiums launched on the island, it’s easy to deduce why buyers are looking for alternatives on the mainland,” says Lau.\n\n“Problems in obtaining housing loans could have also pushed more buyers to opt for units which are considered affordable to them,” she adds.\n\nLau also notes that high-rise residences on the mainland had seen total value of transactions rise by 2.4% in 2015 while on the island, the total value of transactions had actually decreased by 18%. Overall, in terms of volume, sales of these homes on the mainland had decreased 10.5% in 2015 from the previous year while on the island, the total volume of transactions had decreased by 23.2%.\n\nOver on the island, the highest price growth was recorded at 9.3% at Sri Pangkor Condo. The condo is situated at Pulau Tikus with George Town city centre only less than 3km away, not to mention accessibility and amenities such as shopping malls, hospitals and schools located nearby.\n\nMost of the best performing condominiums on the island are located in the northern part of the island nearer to Penang’s capital George Town. Besides Sri Pangkor Condo, they are The Straits Regency, Quayside Seafront Resort Condo and The Peak Residence. Sri Pangkor Condo, however, is the nearest to George Town.\n\nThe exception is Regency Heights which is located in Sungai Ara, Bayan Lepas, in the southern part of the island.\n\nOng notes that new condominium launches usually benefit older ones as consumers look for alternatives against the higher-priced new condominiums, citing Regency Heights as an example.\n\n“New developments are coming up nearby and have created a pull factor for Regency Heights, improving its asking price although it’s not situated in George Town and is nearly 10 years old,” he says.\n\nOng notes that condominiums nearer to George Town will continue to do better in terms of pricing than those further away.\n\n“Say you live in the southern part of Penang island, areas like Bayan Lepas and Teluk Kumbar, you’ll have to drive for about an hour to reach George Town. So like the properties on the mainland, it’s cheaper but you’ll have to travel further to reach the centre where most activities are,” he says.\n\nOversupply in island’s condo market?\n\nHenry Butcher’s recent research report, Penang real estate market: Opportunities despite weak sentiments for 2Q2016, stated that as at 2Q2016, Penang island has an existing residential supply of 217,467 units which comprises 42,781 units of landed houses and 174,686 units of strata properties. On the mainland, the existing residential stock stands at 185,027 where there are 111,413 units of landed houses and 73,614 units of stratified units.\n\n“The number of new completions in 2014 on the island was 4,991 in contrast to completions in 2013 totalling 2,926. The surplus could have been carried forward to 2015, resulting in oversupply,” Lau offers.\n\nOng also foresees significant new supply dampening the condo market in Penang island. “There is still a lot of supply coming in over the next few years and it will continue to be a buyers’ market for condominiums on the island,” he says.\n\nIn terms of future supply, supply of landed and strata properties is estimated at 11,391 units (up to 2018) and 55,445 units (up to 2019), respectively.\n\nDespite the concerns of oversupply in the condo market on Penang island, the overall demand for non-landed homes in Penang has been gradually rising. “There used to be more landed residential property transactions on Penang island than high-rise ones but the percentage of non-landed housing transactions surpassed landed homes in 2013,” says JLL’s Lau.\n\nAccording to Napic’s data, 48% of the transacted residential properties on Penang island in 2015 were landed homes. By 1Q2016, the transacted figure for non-landed homes on the island had risen to 55% while on the mainland, more than 80% of transacted properties were still landed homes.\n\nHowever, “we can see demand for high-rise residential properties in Penang as a whole is increasing. Moving forward, we expect to see further interest in high-rise residences due to the additional facilities, services and security provided by condominiums compared to landed housing,” Lau elucidates.\n\nMainland vs island\n\nMeanwhile, director of Penang-based Izrin & Tan Properties Sdn Bhd Tan Chai Liang says that as land prices continue to spike, future developments on Penang island will most likely be non-landed schemes.\n\nTan believes that the island is still the preferred choice for most homebuyers, despite its decreasing affordability.\n\n“The main issue here is the affordability of new homes and this may drive away some new homeseekers to go for lower-priced and larger homes on the mainland. However, the mainland is lacking in terms of services and amenities. Penang island still has the upper edge with its international schools, good private hospitals, colleges and hotels,” he says.\n\nTan also notes that compared with the non-landed housing market on the mainland, condominiums on the island had a head start in terms of price growth, having recorded capital appreciation as early as 2000, compared to the ones on Penang mainland.\n\n“Condos and apartments on the mainland may have recorded higher capital appreciation by percentage recently but in terms of price psf, prices are still low compared to their peers on the island,” he adds.\n\nThere is no doubt that the island offers more in terms of amenities. It also has easily accessible recreational areas like scenic beaches and hills.\n\n“Because primary activities are on the island, if you buy a home on the mainland, you’ll have to pay the price of travelling back and forth if you work on the island. For many, they’d rather stay on the island, regardless of the price,” says Ong.\n\nOn the downside, Lau says people living on the island have to go through traffic congestion as both recreational and eateries on the island are popular not just among Penangites but international and domestic visitors.\n\n“Prices and the cost of living have gone up much faster than the mainland due to the popularity of Penang island as a tourist destination,” she adds.\n\nCatalysts in Penang\n\nBoth the mainland and island have undergone major transformations over the past few years.\n\n“We see economic activity and housing projects mushrooming in Batu Kawan (mainland), Bukit Relau, Batu Maung, Sungai Ara and Teluk Kumbar (island), capitalising on the completion of the Sultan Abdul Halim Muadzam Shah Bridge (previously known as the Penang Second Bridge) in 2014,” says Lau.\n\nFollowing this, the next major infrastructure developments which are being pursued by the state government would be the proposed Penang Light Rail Transit (LRT) Line connecting Komtar and the Penang International Airport and the proposed undersea tunnel linking Gurney Drive (island) with Bagan Ajam (mainland). If these projects are realised, they can become catalysts for the future growth of the real estate sector in Penang.", "CreateDate": "2016-11-11T12:08:21.32", "UpdateDate": "2016-11-11T12:08:21.32", "PropertyURL": "https://farm6.staticflickr.com/5818/30819750311_9b6156602e_m.jpg" }, { "NewsId": "f6c15b67-bc67-4b3e-9f5e-edd71b3b2ca0", "Title": "与股市走势相关 马来西亚房市将再起飞", "Source": "http://house.60malaysia.com/xjygd/53262.html", "NewsDateTime": "2016-11-09T00:00:00", "Details": "据南洋网报道，Rapid Property Connect创办人唐名凤指出，马来西亚房市与股市走势相关，因此马来西亚房产市场目前处于走下坡，但预计会在2020年再次起飞。\n\n她说，虽然马来西亚房市走下坡，但不是最低点，未来3年还是购买房产的时机。\n\n“发展商会推出更优惠的房产，据了解有些发展商今年原想要以‘X价格’推出房产项目，但现在已经降低价格，这是买房的时机。”\n\n唐名凤是出席2016年马来西亚产业展主讲18年的产业周期后，对《南洋商报》这么说。\n\n她认为，购屋者不应在房市放软时转让，因为卖家无法以高价出售，必须给买家提供一些折扣。\n\n唐名凤透露，只要购屋者掌握好18年产业周期，有助于减轻投资担忧及不稳定的心态。\n\n“也可以降低风险，及扩大利润。”\n\n至于何时才算是房市最低点，她说，房市与股市走势相关，当股市跌到低点，也是房市的低点。\n\n“美国总统选举、汽油与黄金价格都不会影响房市价格，股市才是关键。”\n\n唐名凤指出，根据过去研究，当一个地方出现最高建筑物和兴建大型基建设施时，房市就会处于高点。\n\n她以双峰塔及“默迪卡PNB 118大楼”为例。\n\n双峰塔是兴建于1993年，于1997年1月竣工；默迪卡PNB 118大楼在2015年动工，预计在2019年或2020年完成。\n\n她也表示，马来西亚近年的捷运及高铁计划，对马来西亚房市影响很大。\n\n唐名凤指出，只要掌握好18年产业周期，将会降低投资房产风险。\n\n善用优惠零头期买房\n\nFreemind Works私人有限公司创办人兼董事陈俧龙说，购屋者可利用发展商提供的优惠，实现零头期买房的目标。\n\n他以一间30万令吉的房子为例，若发展商提供10%的回扣，购屋者就少付3万令吉，加上90%的房贷，即实现零头期的目标。\n\n除了发展商的优惠，其他方法包括个人投资、父母贷款、个人贷款及信用卡等。\n\n不过，陈俧龙不鼓励购屋者以个人贷款及信用卡缴付头期，两者存有很高风险。\n\n他提醒购屋者要偿还国家高等教育基金贷款（PTPTN)，一旦被纳入中央信贷资讯系统（CCRIS）就难以申请贷款。\n\n他说，在PTPTN把多年未还贷款的人列入CCRIS后，房贷批准率将会进一步降低。\n\n“2016年以后，60至70%的房贷申请会被拒绝，这意味着每10名申请者，就有6人会被拒绝。”", "CreateDate": "2016-11-09T14:21:11.67", "UpdateDate": "2016-11-09T14:21:11.67", "PropertyURL": "https://farm6.staticflickr.com/5592/30873411495_67b7ae862e_m.jpg" }, { "NewsId": "2d731d2f-b52b-402f-ab67-f76f96129950", "Title": "霸级商场转型．由大变小", "Source": "http://www.sinchew.com.my/node/1584113/%E9%9C%B8%E7%BA%A7%E5%95%86%E5%9C%BA%E8%BD%AC%E5%9E%8B%EF%BC%8E%E7%94%B1%E5%A4%A7%E5%8F%98%E5%B0%8F", "NewsDateTime": "2016-11-09T00:00:00", "Details": "消费者的购物形式出现转变，在大马营运的霸级市场，正迈入较小型便利商店的形式，掌握新兴成长区的普及，改变其零售模式。\n\n目前，市场上的连锁便利商店扩展步伐迅速，特别是在市郊或较小地区，掌握消费者的需求，并带给他们不错的投资回酬与赚幅。\n\n业者如特易购，正考量涉足便利商店市场，探讨与第三方合作，料将对便利商店的模式与架构加以敲定，准备开设10家特易购与伙伴快速商店。\n\n大马消费者的购物习性正逐渐转型，他们探讨的是邻里商店，节省出外购物的交通时间和其他开销。\n\n鉴于市场竞争严峻，霸级市场经营者需选择正确地点，同时，必须有创意，在营运上加以革新。", "CreateDate": "2016-11-09T14:17:21.39", "UpdateDate": "2016-11-09T14:17:21.39", "PropertyURL": "https://farm6.staticflickr.com/5546/30241184224_540276d310_m.jpg" }, { "NewsId": "7f23e4a2-fcf0-40af-84f8-353907bbf324", "Title": "香港调控楼市 成交量最高料将下挫 70%", "Source": "http://www.myzaker.com/article/581fe9829490cb143f000026/", "NewsDateTime": "2016-11-08T00:00:00", "Details": "据彭博，面对全球最让人不堪重负的楼市，香港政府突然宣布调控措施，房价和成交量预计将很快下挫，因为买家和卖家都会暂停行动。\n中原地产住宅部门的首席执行官 Louis Chan 预计，未来三个月成交量将暴跌 60%-70%，价格预计将下跌 5%-8%；这与该机构此前的预期一致。利嘉阁地产的 Willy Liu 表示，未来两个月成交量将下降 30%-40%，价格将下跌 5%。\n\n《南华早报》报道称，许多开发商在该城市已经暂停了销售，其中包括新鸿基地产、恒基地产及新世界发展。\n\n利嘉阁的 Liu 说，此举可能对市场产生立竿见影的影响，成交量和房价短期内会明显承压；中小地产商将首当其冲。\n\n受本地及中国内地买家的需求推动，香港房价在短暂下探之后反弹，特首梁振英正在采取进一步的措施来为这个全球最昂贵的房地产市场降温。房价飙升助长了香港市民的不满情绪，据 Demographia 称，按中值计算，该城市一套房产需要耗费 19 年的家庭收入，这就把绝大多数市民排除在了购买范围之外。Demographia 去年认定，在该机构对大型城市房地产市场的 11 年调查中，香港的房价负担难度是最大的。\n\n香港政府高层官员上周五召开电视会议，宣布将所有二套房印花税提高到 15% 的计划。之前，香港居民面临的最高税率为 8.5%，而外国人本就需要缴纳 15%。\n\n\" 印花税的上调幅度有点令人惊讶，\" 瑞穗证券亚洲的分析师 Alan Jin 说；他估计交易量将下降 30%。", "CreateDate": "2016-11-08T12:10:17.463", "UpdateDate": "2016-11-08T12:10:17.463", "PropertyURL": "https://farm6.staticflickr.com/5699/30852240265_037efaf109_m.jpg" }, { "NewsId": "979d4778-4213-4436-9abf-802975fff943", "Title": "2017财政预算案对马来西亚房产影响多大", "Source": "http://m.60malaysia.com/view-53382.html", "NewsDateTime": "2016-11-08T00:00:00", "Details": "房产领域一向是马来西亚财政预算案的重头戏之一，每年人民和涉足产业的业者都引颈长盼，希望大马政府会宣布对本身有利的措施。\n\n上周五出炉的2017年财政预算案，实施于房产领域的措施，引起不少议论，口碑有好有坏。\n\n该些新措施，是否有助于改善近来表现低迷的马来西亚房市？对业者和购屋者来说是福还是祸？\n\n众房产专家们，又将如何评价这次的预算案？\n\n房市红利少\n\n不少商家都认为，今年的财政预算案依然走亲民路线。\n\n肯纳格投行分析员也说，40%最低收入群（B40）是这个财政预算案的主要受益群体。\n\n分享：Face-Platinum Suites现享受6%折扣，做双子塔的邻居！\n\n然而，这次针对房产业所实施的举措，似乎对房市起不了显著的激励，对买家及发展商，也有着不同的成效。\n\n不出所料，近年来大热的可负担房屋课题，仍是2017年财政预算案的焦点。\n\n在公布预算案前夕，许多发展商恳请政府，放松首购族贷款批准、提高雇员公积金第二户头提取金额，甚至重启发展商利息承担计划（DIBS）等措施，并对此寄予厚望。\n\n但是，财政预算案并没有采纳上述措施，一时间令许多发展商大失所望。\n\n大马政府没有放松打房措施，因此，分析员都一致认为，这个预算案缺乏刺激马来西亚房产领域的因素，对房市的作用不大。\n\n此外，分析员考量了财政预算案的措施后，认为马来西亚房市放缓的现象，将会持续至明年中。\n\n马银行分析员表示：“2017年预算案并没有提供有意义的奖掖、放松打房措施，或改善负担能力的方案。”\n\n有些分析员更认为，由于多数上市发展商旗下项目价位不同，或没有30万令吉及以下的产业，因此他们无法从预算案中受益。\n\n大马政府没有调整产业盈利税（RPGT），也没有重启发展商利息承担计划，却上调100万令吉以上房产的印花税，对发展商来说，岂不是雪上加霜？\n\n马来西亚房地产中介师协会（MIEA）前会长西华也认为，财政预算案的措施，不足以刺激房产市场。\n\n他指出：“虽然大部分的措施都有正面影响，但都需要一定的时间才会达到效果。当务之急是解决可负担房屋对B40供应不足的问题。”\n\n西华表示，财政预算案提议的措施不足以推动市场，但是个好的开始，因为至少有一个社会阶层受惠。\n\n威廉氏、达哈与王（WTW）董事经理符儒仁也持同样意见：“关于可负担房屋的措施有很多，不过，对房产领域的整体影响中和。”不过，他认为大马政府更应该专注于解决提升人民收入的问题，让人民自食其力，而非过度“喂食”。\n\n至于在城市地区建设约1万单位房屋来出租给人民的方案，符儒仁觉得，这是一个好的开始，为年轻人提供了购屋以外的替代市场。\n\n降印花税惠及首购族\n\n大马政府在财政预算案里，豁免30万令吉以下的房屋印花税，这有助于减少首购族的负担。\n\n倘若你购买30万令吉以下的房屋，恭喜您省下一笔费用。\n\n但是，对巴生谷地区的购屋者来说，30万令吉的房产可说少之又少，加上有些发展商也会主动承担印花税，因此，该措施的效果还是有待观察。\n\n若把眼光放远，其实，购买价格高过30万令吉的产业也可受惠，因为购屋者只需为30万令吉之后的余额缴印花税。\n\n2017财政预算案对马来西亚房产影响到底有多大，我们用时间来挖掘。", "CreateDate": "2016-11-08T12:08:26.577", "UpdateDate": "2016-11-08T12:08:26.577", "PropertyURL": "https://farm6.staticflickr.com/5495/30551238380_fc6efdf1f0_m.jpg" }, { "NewsId": "45ec99d9-65c4-4210-8863-667b3cf3fcd3", "Title": "马星集团持续交付优质产品", "Source": "http://www.theedgeproperty.com.my/content/959816/%E9%A9%AC%E6%98%9F%E9%9B%86%E5%9B%A2%E6%8C%81%E7%BB%AD%E4%BA%A4%E4%BB%98%E4%BC%98%E8%B4%A8%E4%BA%A7%E5%93%81", "NewsDateTime": "2016-11-08T00:00:00", "Details": "自2012年开始稳居The Edge Malaysia Top Property Developers Awards的十强，Mah sing Group Bhd（马星集团，简称Mah Sing）是不折不扣的The Edge Malaysia Property Excellence Awards （TEPEA） 常胜将军。\n\n回顾过去，Mah Sing在1965年以塑料贸易业务起家。在接下来的50多年岁月中，转型为全马最著名的产业发展商之一，并推出了许多优质的住宅与商业产业发展项目。\n\n今年，Mah Sing凭着本身卓越的表现，在TEPEA最受瞩目的重量级奖项——Top Property Developers Awards中，蝉联第五名。\n\nMah Sing董事经理Tan Sri Leong Hoy Kum通过电邮向TheEdgeProperty.com表示，在Top Property Developers Awards获得第五名的佳绩，让公司感到十分荣幸。\n\n“公司不断提供优质产品、持续准时交付和提供便利服务，为我们赢得了这项殊荣，同时，这个奖项也肯定了我们对服务品质和客户满意程度的重视。”\n\n他感激公司团队的无私付出，让公司抱走这个奖项。\n\n“Mah Sing能够获得今日的成就，归功于团队成员的努力和付出。他们是支撑公司增长的主力。”\n\nLeong续称，Mah Sing作为以市场为导向的产业发展商，将持续提供符合与满足消费者需求的产品，从而帮助提高市场对公司品牌的信任和信心。\n\n今年开始，产业市场面临许多艰巨挑战，且前景也充满阴霾，但Leong有信心Mah Sing可凭着多年建立的稳固基础，灵活应对不同的挑战。\n\n“银行收窄放贷政策，加上贷款申请拒绝率走高，反映出2016年是充满挑战的。不过，市场在今年下半年也传出了一些利好消息，提振了市场情绪，包括了国家银行调低overnight policy rate（OPR）。”\n\nMah Sing也积极与其他单位合作，协助首购族买房，如该公司刚推介的Cerrado Residential Suites，就与Bank Simpanan Nasional联手，为国内年轻夫妻提供贷款便利。\n\n在该合作计划底下，符合资格的夫妻可申请RM10万至RM50万的全额贷款，而贷款获批的申请者，还可获得最高占Mortgage Reducing Term Assurance或Mortgage Reducing Term Takaful价值5%的贷款。\n\n除此，Mah Sing也与RAM Credit Information Sdn Bhd （RAMCI）及Perbadanan Tabung Pendidikan Tinggi Nasional （PTPTN）合作。\n\n在该合作下，RAMCI将负责协助潜在买家评估信贷纪录，以提高房贷申请成功率及审核过程效率；而PTPTN则帮助买家解答有关教育贷款及重组贷款的问题，以提高贷款的申请资格。\n\n展望明年，Mah Sing将推介的项目包括位于Pasir Gudang的Meridin East 城镇。这个包含可负担有地房屋的项目售价将从RM35万 起跳。\n\n其他即将面世的项目还有Cerrado Residential Suites的Tower C和Tower D、价格从RM40万起的Southville City @ KL South、价格从RM60.3万起的D’sara Sentral最后一栋大楼、Caspia, M Residence 2的第二阶段项目，还有价格低于RM50万的M Cahaya公寓。\n\nLeong指出，公司不仅会确保明年推介的新项目能够迎合市场需求，还会积极推高现有项目的销售。\n\n“未来一年，产业市场的自住或投资需求会继续保持强劲，市场也将持续关注提供给大众市场的可负担房屋，因此，在恰当时机推出合适的产品给目标买家是非常重要的。”\n\n尽管市场依然会充满挑战，但基于Mah Sing的辉煌纪录、著名品牌、正确的市场定位、谨慎的财务管理措施，还有健康的流动资金水平，Leong有信心能继续交出亮眼的成绩。\n\n目前，该公司旗下有33项进行中和13项已完成的产业项目，可助支撑未来增长。\n\nLeong说：“公司已规划的住宅产业发展项目中，有89%的项目定价低于RM100万，68%定价低于RM70万，50%定价不足RM50万，以迎合市场对可负担房屋的需求。\n\n他总结道，随着我国新家庭不断增加、就业率稳定，还有人口结构年轻，公司接下来会继续专注于迎合首购族需求。", "CreateDate": "2016-11-08T09:44:13.13", "UpdateDate": "2016-11-08T09:44:13.13", "PropertyURL": "https://farm6.staticflickr.com/5833/30549238430_2226caac4b_m.jpg" }, { "NewsId": "3ebd6bde-510a-4689-b19c-b9717f14e61a", "Title": "S P Setia蓄势待发 多个新项目陆续登场", "Source": "http://www.theedgeproperty.com.my/content/959802/s-p-setia%E8%93%84%E5%8A%BF%E5%BE%85%E5%8F%91-%E5%A4%9A%E4%B8%AA%E6%96%B0%E9%A1%B9%E7%9B%AE%E9%99%86%E7%BB%AD%E7%99%BB%E5%9C%BA", "NewsDateTime": "2016-01-08T00:00:00", "Details": "S P Setia Bhd强势回归，重夺大马房地产发展商一哥之位！\n\n自2003年起，S P Setia Bhd八次登上The Edge Malaysia Top Property Developers Awards （TPDA）榜首之位。在2016年，该发展商更从2014年及2015年的全国第四和第五排名，再次重返全国第一宝座，史无前例写下九次夺冠纪录。\n\n除了沙巴，S P Setia业务遍布大马三大经济区域——巴生谷、柔佛和槟城。该公司业务版图也跨足国际，在越南、澳洲、新加坡、中国和英国各都有发展项目。\n\nS P Setia总裁兼总执行长Datuk Khor Chap Jen告诉TheEdgeProperty.com：“我们很高兴被评选为马来西亚第一房地产发展商，这个成就归功于团队合作精神。团体合作精神不仅是Setia企业文化的标记，也是我们专业和经验累积的推手。我们的发展项目涵盖绿色城镇、综合发展计划、利基发展计划、有地房产和高楼发展，以及可负担房屋。”\n\nKhor指出，公司根据地点和当地需求策划发展项目。他认为发展商应聚焦在中价位有地房地产和可负担房屋，因相关需求在弱市中走强。\n\n“城镇计划除了是我们主要的收入来源，也符合目前市场趋势。我们察觉Selayang对绿色有地房产的需求增加，所以在今年初于当地推出Eco Templer发展计划。同样的，顺应市场对综合城市生活的趋势，我们率先推出KL Eco City发展项目下的ViiA Residences。”\n\n他续道：“在发展已臻成熟的Seputeh地区，当地购屋者对高档高楼项目相当感兴趣，因此我们推出了Setia Sky Seputeh。Sky Seputeh采用空中半独立洋房，或独立洋房的设计概念。”\n\nKhor强调，便利交通和永续发展是旗下所有发展项目设计的优先考量。\n\n“我们将继续投资并提升发展项目的周遭设施，好让买家在迁入我们的项目时享有更便捷和舒适的居住环境，其中一个例子便是我们耗资RM8千万兴建连接Setia Eco Hill和Kajang-Seremban Highway的路口。同时，我们也斥资RM2.5亿兴建Setia Alam-New Klang Valley Expressway (NKVE)，好让Setia Alam、NKVE和Klang的Jalan Meru接通。”\n\n他补充：“我们也为赛城的Setia Eco Glades兴建连接Lingkaran Putrajaya的路口，让居民更快速通往Maju Expressway和North-South Expressway Central Link Highway。与此同时，Setia在沙巴的第一项工程——Aeropod，将可预见我们兴建的四条高架天桥落成，届时就可纾缓当地的繁忙交通。”\n\n此外，按时完工并移交高品质项目于买家对S P Setia来说也很重要。一些S P Setia的项目更是提前完工，例如位于澳洲墨尔本的第二项项目——Parque Melbourne。该项目将于本月中竣工，较预期的完工日期提早两个月。\n\n该发展商也为发展项目永续发展而打算，如在上个星期，S P Setia即宣布Setia City Convention Centre的扩建新礼堂落成，为Setia Alam城镇商业区创造更多商机。\n\nKhor表示：“我们也协助旗下城镇设立居民联合会，协助筹办居民活动，如节日庆典、回收日、运动会等等。当然，我们也专注于城镇计划中的活动设备，如休闲公园等等。”\n\n今年，S P Setia推出了以旅游、园艺、音乐和电影票回馈买家平台——Citizen Setia。\n\nKhor表示：“这是我们感谢现有客户长期支持的方式。”\n\nS P Setia蓄势待发，将于明年推介更多发展项目。截至6月30日，该公司共有29项发展中计划，以及3,805英亩未发展、估计发展总值可达RM715亿的地库。\n\nKhor指出：“我们认为目前是增加地库的好时机，所以我们正积极寻找并收购国内外具有发展潜力的土地。”\n\n他补充，公司将继续因应市场需求推出有地和可负担房产，并根据各个不同地点，推出独特的产品。\n\n他也透露，公司将陆续推出Setia Eco系列产品，例如Setia Eco Park、Setia Eco Templer和Setia Eco Glades旗下的产品。\n\n另外，该公司计划推出位于巴生轻快铁站前的Trio综合发展计划， 并在澳洲墨尔本推介两项发展计划。\n\nKhor说：“我们相信2017年的房地产领域依旧充满挑战。不过， 我们以准备就绪，将以具战略性的产品迎接挑战。这些高品质产品符合市场需求且位于策略性地点，并兼具利基特色，可以填补市场空缺，堪称S P Setia精诚之作！”​", "CreateDate": "2016-11-08T09:40:11.16", "UpdateDate": "2016-11-08T09:40:11.16", "PropertyURL": "https://farm6.staticflickr.com/5834/30762241991_d00e4d7841_m.jpg" }, { "NewsId": "b8e74ef8-cc10-4776-96e2-13f41224506b", "Title": "Ideal Property Group in JV to redevelop Jerejak Rainforest Resort & Spa", "Source": "http://www.theedgeproperty.com.my/content/960319/ideal-property-group-jv-redevelop-jerejak-rainforest-resort-spa", "NewsDateTime": "2016-11-08T00:00:00", "Details": "PETALING JAYA (Nov 7): Tropical Island Resort Sdn Bhd (TIRSB) has entered into a joint-venture agreement with Q Islands Development Sdn Bhd (QID), a subsidiary of Ideal Property Group, to redevelop the Jerejak Rainforest Resort & Spa and the 80 acres of land owned by TIRSB on the island.\n\nTIRSB is a joint-venture company between UDA Holdings Bhd and Penang Development Corp with percentage equity of 51% and 49% respectively. As the owner of the resort, it had appointed Bestari Hospitality Management to operate the resort since 2004.\n\nThe resort is said to be quite popular among local tourists and TIRSB believes QID will be able to re-brand the operations, enhance the value of the development and turn the loss-making property into profitability.\n\nTIRSB said in a statement today that the redevelopment master plan, which will consist of a bridge linking Pulau Jerejak to the main island, has been approved by the Penang state government.\n\nThe redevelopment will comprise 1,200 units of residential development, a marina, four- and five-star hotels, theme park, an 11.5km round island cycling track and related infrastructure to promote tourism in the state.\n\nAs at April 30, TIRSB has recorded an accumulated heavy loss since it commenced the operation of Jerejak Rainforest Resort & Spa in 2004, which resulted in its closure in May this year.\n\nUDA will have 100% control of TIRSB upon completion of the Novation Agreement.\n\nConsequently and in accordance with the joint-venture agreement between TIRSB and QID, the operation of Jerejak Rainforest Resort & Spa will be handed over to QID within six months after the formalisation of the terms and conditions of the agreement.\n\nConstruction of the redevelopment is expected to commence in 4Q2017, with completion slated within eight to ten years.", "CreateDate": "2016-11-08T09:19:39.35", "UpdateDate": "2016-11-08T09:19:39.35", "PropertyURL": "https://farm6.staticflickr.com/5747/30762000571_266bbe918f_m.jpg" }, { "NewsId": "77d46817-8da7-44ec-b4d1-6bbbb7c2f544", "Title": "购屋．住得安心最重要", "Source": "http://www.sinchew.com.my/node/1584119/%E8%B4%AD%E5%B1%8B%EF%BC%8E%E4%BD%8F%E5%BE%97%E5%AE%89%E5%BF%83%E6%9C%80%E9%87%8D%E8%A6%81", "NewsDateTime": "2016-11-07T00:00:00", "Details": "今年国家银行降低利率，被视为进场买房好时机，可是，在购买房屋之前，大家是否已做足功课了呢？若能掌握买房窍门，那么，购买房屋一事是可以事半功倍的。\n\n市场人士认为，发展商可能趁降息时代来临，开始逐一推出新房产计划，只要稍微留意报章的广告，不难发现售屋广告包括高价屋和可负担房屋。\n\n不过，再进一步了解，大家会发现，在巴生河流域，这些房屋主要分布在城市周边地区，例如双溪毛糯、万宜及附近一带的地点。\n\n许多市民购买房屋，需要背半辈子的房贷，如果买到品质出问题的房屋，那么拿20、30年的辛苦钱去还房贷肯定不值得。\n\n购买房屋与购买食品，道理是相近的，购买食品是买了吃得安心，购买房屋必须是买了住得放心，对房屋的质地与安全有信心。\n\n在我国，由于所在位置不在地震带，因此，发展商一般不会附加防震功能，但多数人会以口碑好的建筑商为购屋考量，避免花了大笔钱后，买到偷工减料的房屋。\n\n那么，要如何确认口碑好的发展商？除了对有关发展商过去兴建的房产计划稍加了解，也可从入住其房屋计划的业主，掌握一些关于房屋质量的讯息，例如地砖是否轻易脱落、水管是否经常漏水等等。\n\n另外，有些人会避开搁置房产计划的发展商，或者说对这些发展商兴建的产业，需要再三考虑才行，还有发展商是否将土地抵押给银行，这一点也很重要，虽然并非所有发展商都这样做，但市场毕竟存在发展商将土地抵押给银行，可是，在产业计划完工后，却没有将土地赎回来，这很可能对购屋者不利。\n\n从发展商刊登的售屋广告，可以看出发展商是否将土地抵押给银行，虽然字体很小，但这些都是重要讯息、不能加以忽略。\n\n假如产业坐落在租赁契约的土地上，那么也要留意土地的契约还剩下多少年，并非每一项租赁契约的产业计划，都还有99年，这一点是许多购屋新人忽视的资讯。", "CreateDate": "2016-11-07T12:14:20.8", "UpdateDate": "2016-11-07T12:14:20.8", "PropertyURL": "https://farm6.staticflickr.com/5697/30742761141_3b824ae313_m.jpg" }, { "NewsId": "42db3945-964d-4657-a7d4-aac9b669d46d", "Title": "CTOS推评分报告　消费者掌握个人信贷状况", "Source": "http://www.orientaldaily.com.my/business/cjctos", "NewsDateTime": "2016-11-07T00:00:00", "Details": "CTOS数据系统私人有限公司相信，消费者通过了解和管理本身的信贷状况，是確保本身財务状况良好的基本要素。\n\nCTOS数据系统私人有限公司首席执行员郑关明表示，目前消费者面临最大的挑战是在提出借贷申请时，对自身的信贷状况一无所知。\n\n贷款者申请被银行拒绝后，借贷者往往无法得知被拒的原因，以及本身的信贷的详情。\n\n为了提倡消费者对信用和財务有更好的管理能力，以及培养个人对信贷管理的负责態度，该公司也在11月2日的「你的CTOS得分是多少」活动中，免费为10万名公眾进行MyCTOS评分报告。\n\n\n他说，消费者定期更新本身的信贷评分报告后，除了可以充分掌握自己的財务信贷状况外，在寻求融资方面也可以即时掌握准確的信息。\n\n评分准则5要素\n\n郑关明在推介礼后向媒体发表以上谈话。CTOS数据系统私人有限公司希望通过「你的CTOS得分是多少」活动，提供消费者信贷相关的教育和管理资讯，以鼓励消费者掌握个人信贷状况。\n\nMyCTOS评分报告的评分准则有5项要素，分別是付费记录、借贷数额、个人信贷记录、贷款组合（包括汽车、房產、信用卡和个人借贷）以及最新借贷记录。\n\n该评分报告的呈现方式以积分为主，最低为300分，代表个人信贷状况不理想，借贷风险高；最高为850分，表示个人信贷状况理想，借贷风险低。\n\n与30家金融机构合作\n\n郑关明指出，MyCTOS评分报告正式採纳全球领先的预测分析及决策管理软件公司--费埃哲公司（FairIsaacCorp，简称FICO）的系统。目前该系统也备受业界包括银行所採纳。同时，数据来源主要由银行和非银行机构所提供。\n\n因此，隨著更多的银行参与，郑关明相信，该公司做出的评分报告的准確性高。他透露，目前CTOS数据系统私人有限公司和国內30多家的金融机构合作，包括本地商业银行、跨国银行、岸外银行等。\n\n郑关明表示，隨著公司积极透过媒体宣传该活动以及提供免费10万份的MyCTOS评分报告，该公司正面看待其消费者业务的成长。\n\n他指出，该公司也积极和旗下的客户成立策略伙伴关係，包括零售领域、金融领域、电讯领域和保险领域等相关业者，以便能在短期內推出市场，让消费者享有策略伙伴提供的优惠。\n\n目前，该公司和本地安联银行合作，让MyCTOS评分报告合格的消费者，享有定期存款、贷款等优惠。", "CreateDate": "2016-11-07T12:10:56.9", "UpdateDate": "2016-11-07T12:10:56.9", "PropertyURL": "https://farm6.staticflickr.com/5706/30713770512_44b1111bc9_m.jpg" }, { "NewsId": "95b390c5-872a-4698-85b8-0590907d7dc4", "Title": "林冠英：民主方式 古屋列文遺先問業主", "Source": "http://www.guangming.com.my/node/316996", "NewsDateTime": "2016-11-05T00:00:00", "Details": "（檳城4日訊）檳州首席部長林冠英指出，任何州內的古蹟建築物一旦被憲報進國家文化遺產名冊後，古蹟產業就會失去自主權，因此一般上州政府會以民主方式，先徵詢古蹟產業的業主，獲得同意後才把有關產業列入國家文化遺產名冊。\n\n他說，事實上，在國家遺產法令下州政府不需徵詢業主同意下，就可把產業列入國家文化遺產名冊，但是州政府沒這樣做，還是會先獲得業主的同意後才這樣做。”\n\n他指出，任何被例入國家文化遺產名冊的建築物若要裝修，不管是觸動到任何的一磚一瓦，甚至裝修廁所都必須獲得國家文化遺產部的批准後才能展開。\n\n林冠英今日移交2萬令吉撥款給王氏太原堂作為修復工程經費後向記者說，目前州政府只批准大英義中學與峇都蠻清真寺例入國家文化遺產名冊。\n\n他強調，宗祠的自主權是不能輕易交出，畢竟這些資產是要留給後代子孫的。\n\n他說，雖然早前古蹟建築物一旦被列入國家文化遺產名冊後，即可獲得聯邦政府的撥款，但近年經濟不景，聯邦政府已沒給予撥款。\n\n“我個人認為，宗祠若失去了自主權，即使獲得撥款維修也沒有意思。”\n\n他說，過去幾年，國家文化遺產部曾建議州政府把州內數十間古蹟建築物例入國家文化遺產名冊，但州政府在徵詢有關業主後，因沒獲得業主同意而拒絕麼做。林冠英較後移交撥款給王氏太原堂宗長王德欽，陪同者有行政議員曹觀友、國會議員黃偉益、州議員鄭來興、王宇航、王鉬靈、王世發、王群衡、王平松、王福安及王明贊。", "CreateDate": "2016-11-05T14:10:40.48", "UpdateDate": "2016-11-05T14:10:40.48", "PropertyURL": "https://farm6.staticflickr.com/5348/30485260720_fdc8fe982b_m.jpg" }, { "NewsId": "da7e9b36-4c19-47da-950a-863e7aac0821", "Title": "李志亮：經濟放緩 今年房產交易跌12%", "Source": "http://www.guangming.com.my/node/316984?tid=3", "NewsDateTime": "2016-11-05T00:00:00", "Details": "（吉隆坡4日訊）房市遇冷，財政部副部長拿督李志亮披露，因經濟放緩，相比起2015年，2016年的房產交易量下滑了12%。\n\n他在出席2016年優質房屋展銷會推介禮致詞時提及，2016年首9個月的房產交易量逾24萬宗，其交易額為7000萬令吉，與2015年同期相比，則各別下跌12%和16%。\n\n他說，據全國產業資訊中心（NAPIC）的數據顯示，今年首9個月，住宅交易量將近15萬2000宗，交易額共483億6000萬令吉，和2015年同期相比，分別下跌14%及11%。\n\n他提到，全國各州的交易量和交易額均出現下滑現象，主要城市如吉隆坡、雪蘭莪、柔佛及檳城預料下降14%至21%。\n\n他補充，住宅交易中，50萬令吉以下的可負擔房屋就佔了80%。\n\n“在各領域市場疲弱下，建築業尤其是與基礎建設相關的行業，將有助於推動經濟增長。”\n\n“市場將持續由製造業（4.1%）、建築業（8.3%）及服務業（5.7%）引領，政府預計2017年的國內生產總值可達4%至5%，消費者物價指數（CPI）將上升2%至3%。”\n\n李志亮希望，私人房屋發展商響應政府號召，建設更多可負擔房屋以協助低收入群體擁有棲身之所。\n另一方面，詢及是否擔憂大馬過度依賴中國，甚至讓中國成為大馬的債主，進而影響我國的主權時，他則否認上述的看法。\n\n他表明，首相到訪中國是進一步加強雙方各方面的合作，收穫良多，很多投資也會進來，我們歡迎任何國家的外資進入我國。\n\n他強調，我國的國債控制在國內生產總值的55%以下，屬於可控制範圍。\n\n出席活動者包括世界不動產聯盟（FIABCI）亞太區秘書處主席拿督童國模、副主席丹斯里張昌國、世界不動產聯盟馬來西亞區主席東姑拿督阿都阿茲、2016年優質房屋展銷會籌委會主席饒鐵生以及馬星集團首席執行員何漢生。", "CreateDate": "2016-11-05T14:05:44.667", "UpdateDate": "2016-11-05T14:05:44.667", "PropertyURL": "https://farm6.staticflickr.com/5497/30669287072_098f12f8ed_m.jpg" }, { "NewsId": "11333299-a023-452b-bf97-1983fa96b7ea", "Title": "Najib: Alibaba founder Jack Ma agrees to be advisor to Malaysian Govt on digital economy", "Source": "http://www.thestar.com.my/news/nation/2016/11/04/alibaba-founder-jack-ma-agrees-to-be-advisor-to-malaysian-govt-on-digital-economy/", "NewsDateTime": "2016-11-05T00:00:00", "Details": "BEIJING: Alibaba Group founder Jack Ma has agreed to act as an advisor to the Malaysian Government on its digital economy aspirations, says Prime Minister Datuk Seri Najib Tun Razak.\n\n\"We will be in partnership with Jack on the path and route to the future,\" said Najib.\n\nHe said that Ma had also agreed to come to Malaysia to attend the launch of its E free trade zone in March.\n\nNajib said this before he launched Alitrip Tourism Malaysia together with Ma Friday to lure Chinese tourists to Malaysia.\n\n\"You can see that China is the place to be. It has 300 million middle-class people, larger than US population.\n\n\"We hope, together with Alibaba, we can make Malaysia and China more prosperous,\" he said.\n\nIn his Budget 2017 speech on Oct 21, Najib announced the setting up of a Digital Free Zone.\n\nHe also unveiled the Digital Maker Movement and the Malaysia Digital Hub to help nurture talents and create innovators to build a fully sustainable digital economy.\n\nThe digital economy is said to account for 16% of Malaysia's GDP and is expected to rise.", "CreateDate": "2016-11-05T09:50:28.647", "UpdateDate": "2016-11-05T09:50:28.647", "PropertyURL": "https://farm6.staticflickr.com/5665/30482380840_75c3e66140_m.jpg" }, { "NewsId": "dff4b4fa-4d1b-4525-9b42-a1780b43756d", "Title": "重点报道：槟城高楼住宅房价稳步走扬", "Source": "http://www.theedgeproperty.com.my/content/955865/%E9%87%8D%E7%82%B9%E6%8A%A5%E9%81%93%EF%BC%9A%E6%A7%9F%E5%9F%8E%E9%AB%98%E6%A5%BC%E4%BD%8F%E5%AE%85%E6%88%BF%E4%BB%B7%E7%A8%B3%E6%AD%A5%E8%B5%B0%E6%89%", "NewsDateTime": "2016-11-04T00:00:00", "Details": "尽管产业市场持续低迷，但槟城的房地产投资者却不必过度担心，因为当地房价仍继续攀升。\n\n根据国家房地产资讯中心（NAPIC）2015年房地产市场报告，在槟州的30项公寓项目中，11个公寓项目继续享有资本增值。\n\n在这11个公寓项目里，有7间公寓的资本增值率超过5%。\n\n这些公寓分别是Kondominium Mutiara（17.1%），Sri Pangkor Condo（9.3%），The Straits Regency（8.6%），Regency Heights（7.6%），Quayside Seafront Resort Condominium（7.4%）及The Harbour Place（5.2%）。这些公寓的成交价格介于RM12.5万至RM215万。\n\n除了Kondominium Mutiara 和The Harbour Place，其余的五个公寓项目都位于槟岛。其中，Kondominium Mutiara以17.1%的最高增长率，傲视群“楼”。\n\nHenry Butcher Malaysia (Penang) Sdn Bhd的资产估价资深副总裁Shawn Ong说：“Kondominium Mutiara距离Universi Teknologi Mara（UiTM）不到5公里，因此主要住户是学生。该公寓的单位售价低于RM15万，加上该地区也没有类似的物业，因而推高了资本增值率。”\n\n威省房屋价格诱人\n\n大马仲量联行（JLL）董事经理YY Lau认为，从负担能力来看，价格较廉宜且位于威省的高楼房产，对土生土长的槟城人更具有吸引力。\n\n“在槟岛，价格低于RM50万的的公寓供应有限，加上岛上新推出的公寓都价于RM100万和RM200万，因而促使购房者前往威省寻找替代品。”\n\n她补充道：“贷款方面的问题，也促使更多购房者选择较易负担的单位。”\n\nLau指出，威省高楼房产的2015年总成交价，按年扬2.4%，而槟岛高楼房产的总成交价则按年下滑了18%。\n\n根据Ong，在价格方面，靠近乔治市的公寓，会比距离乔治市较远的公寓，有更好的增长率。\n\n“假如你住在槟岛的南部地区，如Bayan Lepas和Teluk Kumbar，你需要约一个小时的车程才能抵达乔治城。所以，虽然威省的房价较低，但是你需要花费更多的时间，才能去到乔治市中心。”\n\nHenry Butcher 最近发表的《槟城房地产市场：2016年下半年弱市投资商机》显示，目前槟岛的现有住宅供应量为217,467个单位，而威省的现有住宅供应量为185,027个单位。\n\n多重利好支撑需求\n\nOng预测，未来数年随着新发展项目落成供应增加，槟岛公寓市场涨势将削弱。\n\n“从目前到2018年，估计有地住宅房产的新供应量为11,391个单位，至于高楼房产的新供应量，相信从目前至2019年，将录得55,445个单位。”\n\n尽管槟岛上的公寓市场引发了供过于求的忧虑，但槟城整体的高楼房产需求依然持续走高。\n\nLau说：“整体市场对槟城的高楼房产需求依然在增加。预计公寓所提供的额外设施、服务和安全性，会使高楼房产更受欢迎。”\n\n她也点出，自从Sultan Abdul Halim Muadzam Shah大桥（前称槟城第二大桥）在2014年被启用后，不少的经济活动和住宅项目在Batu Kawan（威省）、Bukit Relau、Batu Maung、Sungai Ara和Teluk Kumbar（槟岛）迅速发展，改变了槟城的面貌。", "CreateDate": "2016-11-04T14:51:10.293", "UpdateDate": "2016-11-04T14:51:10.293", "PropertyURL": "https://farm6.staticflickr.com/5697/30136756794_cf2b7c8062_m.jpg" }, { "NewsId": "f591a42a-3bed-4638-894e-abcd293bd6e4", "Title": "热盘行情：Bandar Sri Pinang店铺, Jelutong, Penang", "Source": "http://www.theedgeproperty.com.my/content/954491/%E7%83%AD%E7%9B%98%E8%A1%8C%E6%83%85%EF%BC%9Abandar-sri-pinang%E5%BA%97%E9%93%BA-jelutong-penang", "NewsDateTime": "2016-11-03T00:00:00", "Details": "成交租金：RM2,100 (二楼)\n\n交易推手: Mayzel Wong (REN 17359) (017-575 8999) ，来自 Khoo & Associates Realty\n\n成交日: 2016年10月15日\n\n卖点：\n\n租赁地契\n位于三层楼店屋的二楼单位\n1,800 平方尺\n面向海景以及有覆盖停车场\n便利设施：饮食店、银行、迷你市场和汽车零售商\n距离乔治市5km、Penang International Airport 13km、槟威大桥6km\n该店铺单位位于Bandar Sri Pinang, Jelutong Penang 的Persiaran Karpal Singh，或Karpal Singh Drive。\n\n根据交易推手Khoo & Associates Realty的Mayzel Wong ，拥有无敌海景和各种各样餐饮店选择的Persiaran Karpal Singh，现已成为最受当地人和游客欢迎的休闲场所之一。\n\n她说：“该区业务蓬勃发展，要在这里求得一店并不容易。”\n\n在这宗交易中，这间位于三层店屋中二楼单位的月租租金是RM2,100，略低于市价租金。\n\n她补充说：“最近一宗类似交易月租达RM2,600。”\n\n根据Wong，租户是一家水管系统供应商，而业主是寻找稳定租金收入的本地房地产投资者。\n\nTheEdgeProperty.com的数据显示，在Persiaran Karpal Singh两层商店办公室里的二楼单位每月租金叫价是RM3,000。\n\n这一区近期行情如何？查看Jelutong房屋资讯。", "CreateDate": "2016-11-03T19:03:26.407", "UpdateDate": "2016-11-03T19:03:26.407", "PropertyURL": "https://farm6.staticflickr.com/5693/30115371723_81c6bb94cf_m.jpg" }, { "NewsId": "69e35e71-6c05-41cb-85ce-194b4e6442d0", "Title": "产业资讯中心：首9月10万房子卖不出", "Source": "http://www.sinchew.com.my/node/1582777/%E4%BA%A7%E4%B8%9A%E8%B5%84%E8%AE%AF%E4%B8%AD%E5%BF%83%EF%BC%9A%E9%A6%969%E6%9C%8810%E4%B8%87%E6%88%BF%E5%AD%90%E5%8D%96%E4%B8%8D%E5%87%BA", "NewsDateTime": "2016-11-02T00:00:00", "Details": "（吉隆坡1日讯）受到国内内经济放缓拖累，产业市场继续低迷走势，今年首9个月共有近10万间房子尚未售出，发展商也纷纷延迟或重新规划原本打算推出的项目。\n\n全国产业资讯中心副总监阿丽娜恩达尤表示，今年首9个月，有超过4万间已经建好的房屋滞销，近6万间建造中房产尚未售出。\n\n与去年相较，发展商推出新房产及销售减少，滞销房子则增加。\n\n发展商延推新盘\n\n惟她认为，在发展商延迟或重新包装产业项目做法正确，这给予市场一定时间消化之前滞销的房产项目。\n\n此外，据该中心统计资料，在国行推出多项打房政策后，大马住宅成交量和总值出现双位数下挫现象，惟价格仍在缓和上涨中，这是他们所乐见的。\n\n对比1998和2009年金融风暴情形，目前大马产业市场表现更具韧性，并不如以往严重。\n\n另外，她指出大马产业项目有高达60%是住宅产业，而住宅产业市场中大部份成交量都来自二手产业市场。\n\n排屋销售成交量\n柔雪最高\n\n针对产业类别，柔佛和雪兰莪排屋销售成交量占了全国各地之冠，其价格介于50万至100万令吉，而雪隆更是占了全国高端房产的80%。\n\n雪州、柔佛、吉隆坡及槟城产业价格走势贴近，皆出现产业价格成长放缓现象。\n\n另外，阿丽娜恩达尤表示，政府推出首购族的首30万令吉房产免印花税政策，相信也会稍微提振房屋买气，惟不至于加重国内投机氛围。\n\n首购族首30万免印花税\n稍微提振买气\n\n她补充，由于政府落实对产业市场正面和负面影响政策，如产业盈利税（RPGT）或首30万令吉房产免印花税。这些对于产业市场影响正反措施，导致统计机构分析市场情况时出现混淆，无法确实知道究竟哪一项政策影响房市。因此，今年最后一季或明年房屋销售情况十分难预测。\n\n她也指出，政府部门出现太多制定产业政策的机关，并且各个机构并没有良好的协调，出现3头马车的情形，例如：一项产业政策可能就牵涉了财政部、房地产部和首相署等机构，各个部门意见不一，这是政府必须要解决的问题。\n\n阿都拉欣：应强制建30%可负担屋\n\n国际产业顾问公司Rahim&CO执行主席丹斯里阿都拉欣表示，雪隆地区可负担房子严重不足，情况令人担忧，政府应当强力执行发展商手中发展项目必须至少30%房产是可负担房屋的规定。\n\n雪隆严缺\n\n阿都拉欣在《后预算时期对产业界影响》讲座会后表示，巴生谷地区100万令吉以下房产需求依然强劲，供不应求，而30万令吉以下房子更是严重缺乏，这是政府必须正视的问题。\n\n阿都拉欣认为，“可负担房子价格必须根据不同地区而定，比如在巴生流域一代必须在30万令吉以下、哥打峇鲁10万令吉以下、怡保必须在20万令吉以下。”\n\n他补充，一个发展项目70%房产，任由发展商根据市场需求制定价格，其赚幅就已经很高，要求剩余30%房产必须是可负担类型一点也不过份。\n\n“我们已经制定了很多政策，缺乏的是执行力。”\n\n询及巴生河流域高端房产市场情况，阿都拉欣表示，吉隆坡最高端500万令吉以下房产已经下挫2至3%，其需求已经饱和。\n\n另外，他指出，在目前大马未来2至3年内会增加500万平方公尺的办公室面积，相信办公大楼的租金回酬和价格都会出现回调。\n\n国行：存款赶不上房价\n\n面对“发展商兼贷款”的疑问，国行经济部门总监法立兹解释，大马有接近60%家庭是一个大马援助金（BR1M）受惠者，证明了我国低收入人士很多。这些人士的存款赶不上房价飙涨，更何况近几年房价都是以双位数速度在成长。\n\n但实际问题是，就算这批人士获得100%借贷，是否能真正偿还贷款也是一个疑问。\n\n他补充，虽然对比汽车销售商也为购车人士提供贷款，但是发展商进入贷款领域充满了挑战。他们并不如银行般专业，能分辨哪些人是良好或不好的贷款者。\n\n此外，发展商是否拥有如银行一般的“基建”，拥有CCRIS等工具，迅速的地判定贷款者的信贷评级，他也不太确定。\n\n法立兹说，房屋供不应求是一个多面向的问题，与其靠一个政策协助人们购屋，不如进行更多的讨论，以真正解决问题。", "CreateDate": "2016-11-02T16:00:57.863", "UpdateDate": "2016-11-03T09:43:29.793", "PropertyURL": "https://farm6.staticflickr.com/5337/30627447292_662711f05d_m.jpg" }, { "NewsId": "45777e7e-eb13-417e-96b6-ba57387b4b8d", "Title": "佳居锦囊：有关房贷的4W1H", "Source": "http://www.theedgeproperty.com.my/content/952163/%E4%BD%B3%E5%B1%85%E9%94%A6%E5%9B%8A%EF%BC%9A%E6%9C%89%E5%85%B3%E6%88%BF%E8%B4%B7%E7%9A%844w1h", "NewsDateTime": "2016-11-02T00:00:00", "Details": "WHERE: 哪里可以筹到购屋资金？\n\n首先，在购房之前，本身必须要拥有一定的财力，因为购屋会牵涉到订金、头期、专业服务费、印花税和产业估价费等，视乎你买的是新房或二手房。\n\n而且，你几乎不可能申请到100%的贷款，来支付所有买房的费用。\n\n你可以用本身的储蓄、预支薪水、部分公积金（EPF），以及向亲朋戚友与合作社借贷等方式，以获得买房的“第一桶金”。\n\n同时，你也可以借助大马政府在财政预算案底下，推出的各种帮助人民买房的政策，包括Skim Rumah Pertamaku和MyDeposit等。\n\n显而易见的，向银行贷款买房是最普遍的方式，但值得注意的是，买家也可向保险公司、合法财务公司及房屋互助协会等申请贷款。\n\n然而，这些借贷者提供的利息、贷款幅度、贷款期限和批准条件等， 将与银行有所不同。\n\nWHAT: 申请房贷时要注意什么？\n\n在落实买房计划前，就开始寻找筹资管道，向来都是个很好的做法。\n\n你可趁早了解市面上有许多不同的房贷配套，以找出最适合自己的配套。\n\n首先，你必须准备收入证明，才能向银行查询自己的贷款资格和能力。\n\n这个做法有助你找出那些处于本身负担能力范围内的产业，否则，你可能高估自己的借贷能力，从而被银行拒绝申请。\n\n同时，你可到国家银行查询中央信贷参考资讯系统（Central Credit Reference Information System，简称CCRIS），确保本身的信贷纪录没问题，才能保证申请贷款的过程顺利。\n\n若你在二手市场买房，切记不要在选择贷款配套时花费太多时间，因为支付款项的期限通常只有3至4个月，假设无法在这段期间支付，你可能需要支付额外的利息开销，甚至面临交易告吹和订金被没收的风险。\n\n另外，尽可能地在签署了房屋买卖合约后的2周内，签下房贷协议。\n\nWHO: 谁来申请房贷？\n\n一般情况下，申请房贷的人，往往就是买房者，不过，其实买房者可通过一些策略，以不同的身份申请到贷款。\n\n贷款的申请者可以是个人、一个团体、一间公司，甚至是有限合伙企业（Limited Liability Partnership，简称LLP）。\n\n不过，利用公司的名义来购买一间作为住宅用途的产业，只能申请到较低的贷款，因此买家必须支付更多的头期费用。\n\n此外，由于银行批出的贷款配套，取决于申请者的信贷状况和纪录，因此，具有多个收入来源的联合贷款申请者，获批的成功率会比个人申请者来得高。\n\n因此，具有良好财力的人，可以加入作为联合申请者，或者成为贷款担保人。\n\n一般上，若贷款申请者是公司或LLP，公司董事或合伙人通常都会作为担保人。\n\nWHICH: 选择何种房贷？\n\n市场上有许多不同类型的房贷，来迎合不同的需求。\n\n基本上，银行贷款分为传统贷款及符合回教教义的回教贷款。\n\n申请者应该留意贷款配套当中的贷款期限、利息和提早还清贷款的罚款等内容，以找出最适合本身的配套。\n\n而且，注意配套当中的细节，比如是否需要注册一个新的银行户口来偿还分期付款，因为忽略了这些细节可能拖累你无法准时偿还房贷，从而必须支付额外利息。\n\nHOW: 如何选择贷款配套？\n\n如果你向发展商买房，通常会有数家与该发展商合作的银行，供你提出贷款申请。而这些银行只会根据申请者的信贷状况和纪录，来审核有关申请。\n\n不过，若你在二手市场买房，银行除了需要你的信贷资料，还会要求有关房屋的产业估价报告。\n\n尽管产业经纪和律师可为你提供协助，但你还是必须亲自与银行接洽。\n\n仔细地考量本身的种种需求后，才能找到最合适自己的房贷配套。\n\n至于递减式房贷保险（Mortgage Reducing Term Assurance，简称MRTA）和抵押定额式房贷保险（Mortgage Level Term Assurance，简称MLTA），除非这些保险被列为批准房贷的条件之一，否则你可自由选择是否购买。\n\n你可选择使用房贷或本身的资金，来支付这些保险的保费。\n\n房贷保险拥有许多好处和坏处，因此，作为一名精明购屋者，你应该做出最佳选择。\n\nChris Tan为TheEdgeProperty.com房屋法律专栏作家，他是Chur Associates的董事经理和专业律师，与此同时，他是作家及房产投资讲师。\n\n编注：以上资讯仅为参考，详细法律程序请寻求专人咨询。", "CreateDate": "2016-11-02T15:24:32.997", "UpdateDate": "2016-11-03T09:30:25.657", "PropertyURL": "https://farm6.staticflickr.com/5804/30707362076_47243f1c30_m.jpg" }, { "NewsId": "0c902a13-c044-413d-a2af-b91dda02e294", "Title": "China to pour in billions for rail project", "Source": "http://www.thestar.com.my/news/nation/2016/11/01/china-to-pour-in-billions-for-rail-project-engineeringandconstruction-contract-will-also-be-signed/", "NewsDateTime": "2016-11-02T00:00:00", "Details": "CHINA will provide RM55bil in soft loans to Malaysia for the construction of the planned East Coast Rail Line (ECRL) that is estimated to cost a similar amount, according to Transport Minister Datuk Seri Liow Tiong Lai.\n\nIn an exclusive interview in Beijing with The Star yesterday, Liow said this will be one of the 16 government-to-government memoranda of understanding to be signed when Prime Minister Datuk Seri Najib Tun Razak meets with Chinese Prime Minister Li Keqiang for bilateral talks today.\n\nApart from financing, the two countries will also sign an engineering-and-construction contract on the project.\n\nThis means China will carry out the detailed engineering and design of the ECRL, procure all materials and equipment, and deliver the facility to Malaysia.\n\n“As far as I know, this is the biggest single deal Malaysia will be signing with China,” said Liow, who has worked very hard to obtain China’s investments in ports, aviation and railways since he took over the transport portfolio in June 2014.\n\nOn the terms of the soft loans to be given by China’s EXIM Bank, Liow said rates are very competitive and repayment is over 20 years.\n\n“And in the first seven years Malaysia will not have to pay anything – interest and repayment.\n\n“But for the construction contract to be awarded to government-owned China Construction Communications Company, there are terms that state it has to work with local partners,” he said.\n\nConstruction of the five-year project is scheduled to start next year.\n\nThe first phase of the 600km rail line will be from the Klang Valley to Kuantan, second from Kuantan to Kuala Terengganu, and third from Kuala Terengganu to Kota Baru and Tumpat.\n\nNajib, in tabling Budget 2017 last month, had said the project would be launched in phases and would connect townships such as Port Klang, ITT (Integrated Transport Terminal) Gombak, Bentong, Mentakab, Kuantan, Kemaman, Kerteh, Kuala Terengganu and Kota Baru before ending in Tumpat.\n\n“This rail project is going to bring a lot of economic development to the east coast (of the peninsula). It can unearth a lot of potential,” said Liow who is part of the Malaysian delegation, including Cabinet ministers, accompanying Najib on his four-day official visit to China which kicks off today.\n\nLiow added that China has also pledged to pass on its rail technology to Malaysia, and this will help Malaysia in developing its rail system as a means of public transportation.\n\nOn Najib’s third official visit to China, Liow said: “The PM’s visit will not only strengthen bilateral relations but also enhance our economic growth, thereby making Malaysia a centre of growth in Asean.\n\n“This visit will see a lot of ‘firsts’ between Malaysia and China. We are going to sign 16 G-to-G MoUs and more than 15 business-to-business MoUs.\n\n“There will be so much economic activity ... In fact, we are now enjoying the fruits of our close bilateral ties built up by former PM Tun Razak.”\n\nLiow commended the late Tun Abdul Razak Hussein – Malaysia’s second prime minister and Najib’s father – for “his vision in 1974 when he decided to be the first Asean country to establish bilateral relations with China”.\n\n“Now his son is taking the bilateral ties to new heights,” he added.\n\nApart from this major MoU on the ECRL, another major bilateral deal will be on defence.\n\n“We are a small country but China is giving us a lot of assistance and support. This is good for Malaysians.\n\n“This visit by PM is going to be very fruitful and rewarding for Malaysia,” he added.\n\nChina has often said it is grateful to Malaysia for being the first Asean country to extend its hands to China when the region was fearful of communism.\n\nIt has also expressed gratitude to Malaysian Chinese businesses, which invested in China and helped its economic development in the early 1980s when China just opened its doors to the world.", "CreateDate": "2016-11-02T16:02:24.817", "UpdateDate": "2016-11-02T16:02:24.817", "PropertyURL": "https://farm6.staticflickr.com/5724/30655866461_b28ba7fcd7_m.jpg" }, { "NewsId": "0ba1e37d-f83e-4e1b-a7da-3edb805d535d", "Title": "Property sales dipped further in first half of 2016", "Source": "http://www.theedgeproperty.com.my/content/951298/property-sales-dipped-further-first-half-2016", "NewsDateTime": "2016-11-02T00:00:00", "Details": "Market performance remained sluggish in the first half of this year as property transaction numbers in the country continued their downward trend.\n\nAccording to the National Property Information Centre’s (Napic) data for 1H2016, a total of 163,528 properties were transacted averaging 27,255 properties a month, a decrease of 12.3% compared to the same period last year.\n\nIn terms of transacted value, the total dropped to RM64.59 billion in 1H2016 from RM76.61 billion in 1H2015.\n\nAmong all the segments, residential properties remained the main driver, constituting 62% of total transactions. In 1H2016, a total of 102,096 residential properties worth RM32.7 billion were sold. However, compared with 1H2015, the transacted volume and value for the residential segment had dipped 14.5% and 10%, respectively.\n\nInterestingly, agricultural land emerged the second biggest contributor to total transaction volume in 1H2016 at 23%. There were 36,723 land deals worth RM6.33 billion sealed during the period. Compared with 1H2015, the transaction volume and value had increased 7.3% and 4% y-o-y, respectively.\n\nMeanwhile, development land took up 6% with 10,249 deals worth RM8.56 billion, down 5.34% in terms of volume and 28.8% in value from a year ago.\n\nThe third most transacted property type was commercial properties. At 7%, it saw 11,660 properties sold in 1H2016 at a total value of RM11.32 billion. However, its transaction volume and value had dipped significantly by 34.5% and 21.85%, respectively, from the same period a year ago.\n\nSelangor, Johor and Perak ranked top three\n\nOf the various states, Selangor, Johor and Perak held the highest transaction volume in 1H2016 — remaining unchanged from 1H2015 — while Putrajaya, Labuan and Perlis recorded the lowest transactions in the same period among the 16 areas shortlisted by Napic. Selangor saw 32,007 properties worth RM18.2 billion sold in 1H2016, with the highest number of transactions coming from residential properties at 24,839, commercial properties at 2,719 and agricultural land at 2,059.\n\nJohor was ranked the second highest state with 20,680 properties sold, which carried a total value of RM10.87 billion in 1H2016. Residential properties, agricultural land and commercial properties were the most traded segments in the state with transacted cases of 13,693, 4,242 and 1,583, respectively.\n\nPerak, ranked third in terms of transaction volume, saw 19,782 properties worth RM3.9 billion sold in 1H2016. Residential properties and agricultural land were the most transacted segments in Perak with 11,965 and 5,944 deals closed, respectively.\n\nHowever, the top three ranking states saw decreasing sales. Transactions in Selangor, Johor and Perak dipped 16.3%, 15% and 17% y-o-y in 1H2016.\n\nOn the other hand, Kedah and Kelantan have seen a significant increase in transaction volume.\n\nTransacted properties in Kelantan totalled 6,447 cases, an increase of 38% y-o-y. Agricultural land and residential properties were the most transacted segments in Kelantan with 2,871 and 2,656 deals respectively, in 1H2016.\n\nKedah’s total transacted properties had surged 9.8% to 16,118 cases, with the highest number of transactions coming from the residential segment at 11,965 and agricultural land at 5,944.\n\nBuyers looking for affordable properties\n\nAccording to Napic’s data, 66% of the total transacted residential properties in the country were priced below RM300,000. Transactions of residential properties between RM300,001 and RM1 million stood at 30%, while houses with price tags of over RM1 million and above hit just 4%.\n\nOn commercial properties, 36% of transactions were for properties below RM300,000. Most transactions were for properties with price tags between RM500,001 and RM1 million. Properties with selling prices over RM1 million stood at 17%.\n\nFor industrial properties, 44% of the properties sold were below RM500,000 while 35% were closed at RM1 million and above.\n\nThe data also showed that 84% of the agricultural land were transacted below RM200,000 and most deals (46%) were sealed at below RM50,000.\n\nUnder development land, the performance was similar to the agricultural land segment, where 62% of the deals were below RM200,000, while 30% of land plots transacted were below RM50,000. However, 12% of the transactions were priced above RM1 million.", "CreateDate": "2016-11-02T15:43:34.793", "UpdateDate": "2016-11-02T15:43:34.793", "PropertyURL": "https://farm6.staticflickr.com/5825/30111975444_2a18cf8bfd_m.jpg" }, { "NewsId": "85224768-32c6-46db-ae7e-f0f12e1426b3", "Title": "买二手房重视结构安全", "Source": "http://www.sinchew.com.my/node/1581864/%E4%B9%B0%E4%BA%8C%E6%89%8B%E6%88%BF%E9%87%8D%E8%A7%86%E7%BB%93%E6%9E%84%E5%AE%89%E5%85%A8", "NewsDateTime": "2016-11-01T00:00:00", "Details": "这年头也有不少旧屋待售，这些房屋在交到转手买家手中，一般都需要大笔的装修费，并非是买方过于重视装修这一块，而是不装修一番难入住。\n\n大多数时候，历经了多年的老屋，结构本来就比较不稳定，又容易因漏水产生壁癌，导致洋灰砂化进而影响钢筋结构。\n\n因此，结构性的安全是老屋翻新的第一步，除了基础工程要做得扎实，还得确实检查过去的施工是否有不当的情形，导致室内承重墙需拆除，影响房屋的稳定性。\n\n第一项重点：\n\n重视结构性安全、老屋才能住得安心。\n\n第二项重点：\n\n为避免磁砖雨发生、外墙可使用防水涂料。\n\n原本已经老旧的房屋，再加上外面风吹雨淋，容易使外墙涂料剥落，因而造成危险的“磁砖雨”，建议可使用防水涂料保护外墙，不仅施工上快速、便捷，在安全方面多了一层防护外，也能节省往后修补的费用。\n\n第三项重点：\n\n来到规划基础工程费用，剩下预算再调配室内装修费的，在预算分配中，先以基础工程为主，将屋况漏水问题解决后，再进行水电配置、泥作及隔间墙等项目；当一切完成后，剩下的预算再分配给室内装修，如此一来，才能提高居家安全，让全家人住得更安心。\n\n第四项重点：\n\n因应家庭成员及生活习惯，调整格局配置，在不胜枚举的室内装修项目中，到底该以什么为主呢？\n\n为打破万事起头难的僵局，建议可先考量家庭成员及他们的生活习惯。\n\n举个例子，屋主家有年幼的儿童，因此，建议利用间隔板及软垫，规划成复合式空间，成为小朋友游戏的快乐天堂。\n\n另外，因应男主人、女主人生活习惯不同，以及上班时间相近，建议在浴室里设计了两个独立的盥洗空间，以便屋主在使用上更方便。", "CreateDate": "2016-11-01T17:01:06.037", "UpdateDate": "2016-11-01T17:01:06.037", "PropertyURL": "https://farm6.staticflickr.com/5602/30670156786_04a4508bf2_m.jpg" }, { "NewsId": "ed2457f5-f8e5-4a10-99bd-0f0b78212226", "Title": "高档房产折价．依然不便宜", "Source": "http://www.sinchew.com.my/node/1581851/%E9%AB%98%E6%A1%A3%E6%88%BF%E4%BA%A7%E6%8A%98%E4%BB%B7%EF%BC%8E%E4%BE%9D%E7%84%B6%E4%B8%8D%E4%BE%BF%E5%AE%9C", "NewsDateTime": "2016-11-01T00:00:00", "Details": "最近，一些高档房产发展商，由于手上仍有一些单位待售，通过市场销售人员、产业经纪，联络上从四面八方掌握的电话号码，并且开出吸引人的优惠条件：“这个周末订购可享有可观的折扣，机会难得……。”\n\n最近，一些高档房产发展商，由于手上仍有一些单位待售，通过市场销售人员、产业经纪，联络上从四面八方掌握的电话号码，并且开出吸引人的优惠条件：“这个周末订购可享有可观的折扣，机会难得……。\n\n对我们一般受薪阶级来说，即使在折扣之后，还是很昂贵，每平方尺保持在1000至1200令吉之间，尽管比一开始推出的价格，便宜了数百令吉，但依然不便宜。\n\n发展商做出让步，给予卖剩单位的业主折价优惠，显示房产市场的交易仍未活络，市况仍相当看淡。\n\n报章的售屋广告，出现更多比市价低的待售房屋。\n\n如果说发展商降低售价，是否意味当初订价过高？如何补偿已订购的业主，相信也很考验发展商的智慧，如今降低售价，假如不影响发展商的赚幅，那么，他们的订价标准则有待讨论。", "CreateDate": "2016-11-01T16:55:49.57", "UpdateDate": "2016-11-01T16:55:49.57", "PropertyURL": "https://farm6.staticflickr.com/5559/30618674291_3220fe3a53_m.jpg" }, { "NewsId": "f5cc7583-db4f-4909-9395-e84fa9f5ebfb", "Title": "马来西亚吉隆坡房价最高 房价增长最快的却是它", "Source": "http://house.60malaysia.com/fangjia/52906.html", "NewsDateTime": "2016-11-01T00:00:00", "Details": "近10年来，马来西亚房产飙涨已到了前所未有匪夷所思的疯狂地步。\n\n翻看马来西亚的房产史，根据统计显示，从2000年至2015年，在过去15年里，马来西亚的房价已上涨了127%，每年平均增长8.4%，比银行定存更高。\n\n推荐：Face-Platinum Suites，精装+家私家电，包租2年，每年6%租金回报！\n\n隆市房价最高\n\n其中，房价最高的首推吉隆坡，每套均价73万9千令吉，是大马全国均价的2.3倍，远超大马国内其他州属与城市。\n\n其次，为雪州、砂拉越、槟城，每户均价介于38万至48万令吉之间。\n\n亚庇房价增长冠全马\n\n就城市而言，吉隆坡的房价虽然最高，但增速却不比沙巴的亚庇。\n\n15年间，吉隆坡房价涨了172%，年均增长11.4%；但亚庇却涨了190%,年均增长12.6%, 比吉隆坡略高1.2%。\n\n而与新加坡隔峡相望的新山，2012年以前还处于负增长。但自从马来西亚政府致力开发伊斯干达经济特区，带动柔州的经济发展之后，新山房价才反转上涨，到2015年已涨了45.5%。至于华人最多的槟城，15年间房价涨了158%，年均增长10%，为大马第二高。\n\n租金方面，吉隆坡的租金水平，每月每平方米介于20至50令吉之间。位于吉隆坡市中心的以单位高级公寓，月租至少高达1万令吉以上，出租收益率介于4%至7%之间。\n\n随着去年2015年吉隆坡的住宅成交量与成交额分别下降了8.3%和11.4%，相应地也影响了吉隆坡的租赁市场，加上新建公寓激增加剧竞争，造成租金下滑，一些房东甚至不惜调低房租留住房客。\n\n不吃不喝5.7年才买得起\n\n至于飙涨后的马来西亚房价，统计也显示，若以大马人月收入4千585令吉计算，大马人要不吃不喝5.7年才买得起房，这一数字对中产阶级来说，或许问题不大；但对那些月收入在2千令吉的低收入家庭来说，却是可望而不可及的。\n\n好比在吉隆坡市中心，一般市民最多可负担40万令吉的房屋，实际房价却高达70万令吉；又如槟城人最多可负担27万令吉的房屋，但实际房价却高企45万令吉。\n\n直到2015年市场才开始放缓下来。今年首季，若与去年同期比较，大马住宅成交量减少16.6%，成交额下跌9.5%。\n\n首季成交额下跌9.5%\n\n如今这种放缓趋势，于今年次季，在家债高企、因消费税导致的通货膨胀、生活开销激增、就业与收入情况继续恶化等因素影响而持续下挫。", "CreateDate": "2016-11-01T16:53:55.49", "UpdateDate": "2016-11-01T16:53:55.49", "PropertyURL": "https://farm6.staticflickr.com/5747/30706901495_58b03d4ce8_m.jpg" }, { "NewsId": "2f995c77-89b9-429d-9598-8f43d056f9f8", "Title": "槟政府拟新房屋指南．每英亩增至128单位", "Source": "http://www.sinchew.com.my/node/1580790/%E6%A7%9F%E6%94%BF%E5%BA%9C%E6%8B%9F%E6%96%B0%E6%88%BF%E5%B1%8B%E6%8C%87%E5%8D%97%EF%BC%8E%E6%AF%8F%E8%8B%B1%E4%BA%A9%E5%A2%9E%E8%87%B3128%E5%8D%95%E4%BD%8D", "NewsDateTime": "2016-11-01T00:00:00", "Details": "（槟城）槟州政府拟新的房屋指南，在每英亩地段兴建房屋的密度从87个单位，增加至128个单位。\n\n佳日星：售价不能低过40万\n\n槟州房屋及城市发展委员会佳日星宣布，在新房屋指南中，也规定每单位售价不能低过40万令吉、面积不能少过900平方尺。\n\n佳日星出席马来西亚房地产发展商会槟城分会举行的常年宴会上致词时，作出这项宣布。出席者有该分会会长拿督杜进良、前会长拿督陈福星、筹委会主席方振忠、槟州行政议员曹观友、林峰成、罗兴强及拿督阿都马烈。\n\n佳日星说，由于当前经济不景，州政府与该分会密切合作，共同应对房产业的挑战，包括宣布上述新的房屋指南，减轻发展商受到经济欠佳的冲击。\n\n划一可负担屋发展献金\n\n他说，除此，州政府亦划一可负担房屋的发展献金，即每平方尺为5令吉。\n\n目前，每个大型综合性的房屋发展计划，发展商须缴付25%可负担房屋的发展献金。\n\n佳日星也宣布，发展商所缴付各项发展献金，可采用企业保证取代银行保证，州政府亦扩大的项目，包括增加土地价值重新分区规划、增加密度或比例、廉价屋及中低廉价屋硬体献金及市政厅北部沿海公路发展，献金总额须50万令吉以上。\n\n杜进良：曾献议仿效港新标准计算\n\n杜进良说，州政府新的房屋指南宣布住宅区密度，之前该分会曾向政府献议，仿效香港及新加坡的作法，即采用地积比例（Plot Ratio）为计算标准，会比较灵活性。\n\n他说，发展商建议是2.8的比例，即每英亩的建筑面积为12万2000平方尺，这样发展商可依照市场的需求，兴建房屋的面积，若以这项比例来兴建房屋，也可建近政府宣布密度一样数量的单位。\n\n房屋业低迷购屋好时机\n\n另外，他说，房屋业正处在低迷，不过正是年轻人选购房屋的好机会，而且各类房屋款式待售，不但有很大的选择性，也可为本身制造财富。\n\n他说，四五年前，购屋者须连夜通宵排长龙抢购房屋，现在年轻人可轻易的选购廉价屋、中低廉价屋、可负担房屋，或任何新建的单位、二手房屋等。\n\n陈福星建议，州政府应该购回被银行拍卖的廉价屋及中低廉价屋，以便能转租给贫苦的家庭，而这些都是现成的产业。", "CreateDate": "2016-11-01T16:48:57.733", "UpdateDate": "2016-11-01T16:48:57.733", "PropertyURL": "https://farm6.staticflickr.com/5755/30706834535_b8c7d2f24a_m.jpg" }, { "NewsId": "6870017f-efa9-440a-a378-b1b0d884cd31", "Title": "早上半价　轻快铁乘客大增", "Source": "http://www.orientaldaily.com.my/central/zm8001383", "NewsDateTime": "2016-11-01T00:00:00", "Details": "（吉隆坡27日讯）大马基建公司首席执行员拿督斯里阿兹米宣佈，「早上6时至7时票价50%折扣」深受轻快铁搭客欢迎，以致该时段搭客量暴增86%，因此该公司將研究是否在其他非高峰期提供折扣，舒缓高峰期搭客流量！\n\n阿兹米表示，上月16日推出「早上6时至7时票价50%折扣」的成果让人鼓舞，过去一个月早上6时至7时的搭客量增加了86%，有效舒缓上班高峰期的搭客量。\n\n「因此，我们正在研究，是否要在其他非高峰期时段，提供半价折扣，以鼓励更多人选择非高峰期出门，或以此鼓励更多人搭乘公共交通。」\n\n搭客量已破百万\n\n他今午出席大马基建公司在吉隆坡中环交通综合总站主办的屠妖节庆典时，如此表示，出席者包括其工程伙伴如Hartasuma私人有限公司执行董事丹斯里拉文德兰、Minconsult私人有限公司执行董事拿督丹尼斯。\n\n阿兹米强调，身为马来西亚公民，必须了解各族文化以达至和谐社会目標，各族欢庆佳节时更是了解各族艺术的最佳时机，减少毫无必要的误会，打造更美好和繁荣的国家。\n\n「我们没有打算在屠妖节提供票价折扣，而是每年透过4大节日主办欢庆活动，向各族搭客展现我们的感谢与祝福。」\n\n「今年我们的轻快铁与单轨火车，吉隆坡、檳城与关丹的巴士服务每日总搭客量，已打破100万人目標，因此我一再强调，成立大马基建公司是为了提供人民优质的公交服务，公眾舒適度是我们的第一目標。」\n\n询及第三轻快铁进展时，阿兹米表示部分工程如信號传输系统已开放招標，预计年底截止，征收土地程序也陆续展开，佐汉瑟迪亚总站工程也已开始动工。", "CreateDate": "2016-11-01T16:44:59.927", "UpdateDate": "2016-11-01T16:44:59.927", "PropertyURL": "https://farm6.staticflickr.com/5723/30406720810_6d961b1002_m.jpg" }, { "NewsId": "d835920e-5cbb-4740-9cb3-1869914898f4", "Title": "监管隆市高楼住宅　设委会改用757法令", "Source": "http://www.orientaldaily.com.my/central/zm757", "NewsDateTime": "2016-11-01T00:00:00", "Details": "（吉隆坡26日讯）吉隆坡市政局諮询理事会成员拿督刘开强说，隆市政局已成立「分层建筑委员会」，以推动和落实更有利于保障高楼住宅业主，以及监控管理层的《2013年分层管理法令》。\n\n他说，过去，在吉隆坡是以《2007年分层管理法令》（663法令）和其他法令，监控高楼住宅的管理，现在则將推动《2013年分层管理法令》（757法令），即只需一条法令来监控高楼住宅的管理。\n\n「在757法令下，有分为11个部分，另设有153条条文、52项解释以及34项处罚，明显是比663法令还要多。」\n\n他说，757法令有许多保障业主条文，包括法令规定发展商在建筑图测上，必须清楚列明公用设施，这包括停车位，而这些公用设施日后是不可转换用途。\n\n\n「过去，许多发展商没有在图测列明停车位位置以及拥有权，许多业主也没加以理会。因此，很多旧高楼住宅顶楼的停车位，会忽然被转卖或进行加建，导致业主无地方停车，而与发展商出现纠纷。」\n\n「隆市內还有许多商业住宅，如服务式公寓，这类高楼住宅一般底层为商舖，楼上为住宅。在663法令下，住宅居民是不被允许成立附属管理委员会（sub management committee）。」\n\n扩大执法权\n\n他说，许多商业住宅的居民要求成立附属管理委员会，是因为他们不愿缴交与商舖同等的管理费率，而是要求更低的管理费率。所以在757法令下，他们允许成立附属委员会管理住宅单位，而管理费率也可与商舖有別。\n\n他是今日在民政党总部召开记者招待会时，如是指出。\n\n也是隆市政局分层建筑委员会主席的刘开强指出，757法令也赋予隆市政局的建筑委员会（COB）有更大的执法权，这包括拖欠管理费的业主，可在法令下被充公可移动性財產，如电视机。\n\n「首先，管理层可先向建筑委员会投诉，而后者则会发出一张通告，並贴在涉及的住宅单位，业主则需在14日內处理管理费事宜，否则在期限后，建筑委员会將会连同警察上门，充公单位內的可移动性財產。」\n\n充公財產变卖\n\n「被充公的財產会变卖，所得到的钱將用于填补业主所拖欠的管理费。其实，这项规定早已落实，许多冥顽不灵的业主，在接获通知后也纷纷联络建筑委员会，要求以分期付款方式缴还拖欠的管理费。」\n\n他续说，至于单位的租户，则须先从其租金扣除管理费，並交给管理层，余下的租金则匯给业主，757法令是允许租户这么做。（402）", "CreateDate": "2016-11-01T16:40:05.82", "UpdateDate": "2016-11-01T16:40:05.82", "PropertyURL": "https://farm6.staticflickr.com/5549/30406685020_29d62abddd_m.jpg" }, { "NewsId": "5fbdc801-63f4-4cc7-a6c0-5e018b039afa", "Title": "单身打工族．想多买一间屋", "Source": "http://www.sinchew.com.my/node/1579829/%E5%8D%95%E8%BA%AB%E6%89%93%E5%B7%A5%E6%97%8F%EF%BC%8E%E6%83%B3%E5%A4%9A%E4%B9%B0%E4%B8%80%E9%97%B4%E5%B1%8B", "NewsDateTime": "2016-11-01T00:00:00", "Details": "朱小姐现年45岁，单身，受雇于私人界，支领固定月薪，月入净收大约5000令吉，目前拥有两个公寓单位，以及一部国产轿车，车贷已在数月前完全供完。\n\n其中一个公寓单位的房屋贷款已在数月前供完，出租给上班族，每月租金1200令吉，扣除180令吉的管理与维修费，每月净收有1020令吉。\n\n另一个自住公寓还有10年供期，那是5年前购买的单位，每月供期大约1800令吉，加上260令吉的管理与维修费，一共是2060令吉。\n\n在这之前，她是住在一个面积较小、目前出租给上班族的公寓。她本身除了购买人寿、医药及意外保单、单位信托，没有其他投资，至于储蓄，除了公积金，就是银行存款。\n\n朱小姐父母已不在世，哥哥、姐姐有各自的家庭和事业，因此，她只需规划好自己的人生就行了。\n\n她说，眼看金钱日益贬值，想要再投资一个房产单位，以便退休后可拥有更多的被动收入，这样退休后的日子比较有保障。\n\n假如不适合再购买一个房产单位，应该考虑其他哪类型的投资？\n\n以下是朱小姐提供的财务数据：\n\n答：朱小姐来信提及关于增加被动收入的问题，这是很好的概念，当我们进入退休阶段，收入终止了；可是，每月开销继续跑动，假如储蓄丰厚是可行的，不过如果存活年龄较长，原有的储蓄不足以应付退休后的生活需求。\n\n因此，一般人在任职期间，多数会选择增加资产，透过投资累积财富，确保退休后能过着舒适的日子，享有充实的黄金岁月。\n\n须确保产业容易出租\n\n至于是否可再多投资一个房产单位，以便加强资产组合，增加退休后的被动收入，理财师说，以朱小姐目前每月的盈余，加上公寓租金（RM1100 + RM1200），应该是可行的。\n\n只是朱小姐没有透露她拥有的银行存款，以及公积金的储蓄数目，从储蓄的数额，我们可以大略估算，可动用来购买产业的首付资金。\n\n假如多购买一个房产单位，必须确保产业位于容易出租的地点，假设日后准备套现，也不难出售，只要容易出租，租金收入不会中断，这样才能确保投资回酬保持稳定。\n\n另外，朱小姐目前出租的公寓单位，如果也是位于容易出租的地点，那最好不过，避免出现两个公寓同时空置，造成现金的流转出现紧迫的问题。\n\n这里要补充一点，最近产业价格已不如当年便宜，在投资产业前，必须仔细计算，租金收入是否能比银行的存款利息理想，或者落差不会太大，否则，还是谨慎考量后才行动。\n\n投资基金前要做功课\n\n至于其他类型的投资工具，要看朱小姐的风险承受水平，或许可以考虑一些保本基金，只是必须放长远投资，才能看到比较可观的成果。\n\n理财师说，首先投资者必须了解本身的财务状况、现金收支是否宽松或是紧缩，投资的金额多或少，以及本身准备放短期、中期或长期投资期限。\n\n由于市面上销售的单位信托种类多，因此，最好是能了解有关基金的性质、该基金的投资范围，这可从基金公司推出市场的招股书获取有关资讯。\n\n在选择个别基金时，可以从报章或杂志的基金表现评估报告，掌握一些相关资讯，例如过去3年、5年的表现、排名等，从中了解有关基金是否表现强稳。\n\n虽然基金过去的表现佳，未必表示未来也一样理想，但始终可以作为参考资料。\n\n当然这位读者也可以询问基金公司顾问的意见，最好寻求一些比较有经验者的看法，或许他们可以提供比较全面、比较中肯的意见供参考。", "CreateDate": "2016-11-01T16:36:17.373", "UpdateDate": "2016-11-01T16:36:17.373", "PropertyURL": "https://farm6.staticflickr.com/5795/30706688135_e5f248d509_m.jpg" }, { "NewsId": "7eb58ad6-f16c-4041-90b0-38ff17242808", "Title": "佳居锦囊：小房子的储藏妙计", "Source": "http://www.theedgeproperty.com.my/content/947593/%E4%BD%B3%E5%B1%85%E9%94%A6%E5%9B%8A%EF%BC%9A%E5%B0%8F%E6%88%BF%E5%AD%90%E7%9A%84%E5%82%A8%E8%97%8F%E5%A6%99%E8%AE%A1", "NewsDateTime": "2016-11-01T00:00:00", "Details": "当城市的房子面积越来越小，储藏空间越显重要。\n\nIkea Malaysia室内设计师Rohayu Mohamed Ramli和Aileen Malik表示， 今时今日，室内设计不再是规划新居的奢侈花费，而是必要的开销。\n\nRohayu表示：“室内设计十分重要，因为这是提高空间使用效率的途径，让你的小房子变得时尚又实用。其实，市面上有许多设计巧思和工具，都可让储藏空间成为室内设计的一部分。”\n\n她指出，家中有许多空间是可以通过加工，从而变成实用的储藏空间，例如床底、橱顶、墙壁及楼梯底下等。\n\nAileen点出，整理家中杂物的好帮手，包括箱子、篮子，甚至墙壁。\n\n“别忘记，墙壁也是好帮手！因为墙壁可帮你分类并储藏许多杂物。至于一些你不需常常用到的东西，就可放进有盖的箱子或篮子内，然后在门框上钉一个架子，再把箱子放在上面；一些会时常用到的小东西，就建议储藏在电视柜内。”\n\n她也建议，用透明的食物储藏罐子放香料、调味料和食材，因为这些罐子能够很方便地存放在较高的架子，又有助人们更快地找到需要的材料。\n\nIKEA的空间储藏妙计：\n\n客厅：\n1. 安装有盖和玻璃门的电视柜，方便存放和展示一些小物件。\n2. 善用小箱子来分类物品。\n3. 楼梯底下的空间不要浪费，建议利用可重叠箱子存放小孩的玩具和大型物件。\n\n厨房：\n1. 将相关物品归类，省去寻找物品的时间。例如，锅子放在炉子旁、杯子和碗放在洗涤槽旁、刀和砧板放在一起等。\n2. 善用墙壁，钉上柜子和层架就可以增加储藏空间。\n3. 将不常用的小物件储入有盖箱子，然后放在柜顶等容易被忽略的空间。\n\n衣橱：\n1. 若空间有限，可选择具有滑门的衣橱。\n2. 采用全身镜，就不需在家中放置额外的镜子。\n3. 用篮子或箱子分类小物件，再置放在衣橱内，整洁又美观。\n\n室外或洗衣间：\n1. 在墙壁钉上架子，用来放置刷子和洗衣液等洗涤用品。\n2. 准备数个洗衣篮来分类衣物，让洗衣时能够更省时省力。\n3. 使用可折叠式晾衣架来节省空间。", "CreateDate": "2016-11-01T16:05:12.407", "UpdateDate": "2016-11-01T16:05:12.407", "PropertyURL": "https://farm6.staticflickr.com/5567/30617988291_e8b816c7be_m.jpg" }, { "NewsId": "09974cca-b9bb-46c3-820e-424ef3605cec", "Title": "趋势：未来房产计划必要设施——电动汽车充电站", "Source": "http://www.theedgeproperty.com.my/content/945413/%E8%B6%8B%E5%8A%BF%EF%BC%9A%E6%9C%AA%E6%9D%A5%E6%88%BF%E4%BA%A7%E8%AE%A1%E5%88%92%E5%BF%85%E8%A6%81%E8%AE%BE%E6%96%BD%E2%80%94%E2%80%94%E7%94%B5%E5%8A%", "NewsDateTime": "2016-11-01T00:00:00", "Details": "随着全球愈加重视绿色能源与燃料使用，电动汽车也越来越普及化，从而推高电动汽车充电站的需求。\n\n根据Malaysian Green Technology Corp（GreenTech Malaysia），目前在市面上售卖的电动汽车分别有Nissan Leaf、 Renault Zoe、 Renault Twizy、 BMW i8、 Volvo XC90和Mitsubishi i-MiEV。\n\n去年，这些电动汽车的销量按年大涨103.7%，共55辆，超越前年的27辆。从2011年至2015年期间，这些汽车的销量达130辆。\n\n另一方面，截至今年10月11日，全国电动汽车充电站有152个，当中101个是GreenTech Malaysia推出的ChargEV充电站。\n\n该机构集团总执行长Ahmad Hadri Haris指出，ChargEV计划目标在今年设立300个充电站，然后在明年底前进一步提高至1,000个。\n\n尽管GreenTech Malaysia正积极实行ChargEV计划，但电动汽车使用者仍面临充电站不足问题，对于居住在高楼的使用者来说，更是麻烦与不便。\n\nDr Tan Loke Mun Architect Sdn Bhd总裁Tan Loke Mun认为，随着充电站需求不断扬升，发展商不能再忽视这个设施。\n\n“当初，发展商把这些充电站或充电插头安装在项目中，大多为了在Green Building Index (GBI) 取得更高的评级，然而，发展商如今必须把充电站视为必要设施，并加入发展项目。”\n\n他续称，电动汽车肯定是未来的发展趋势，而且，分层产业目前已达到了一个重要的转折点。\n\n“所谓的转折点，指的是电动汽车充电站已成为必要和重要的设施，因此，发展商、业主、项目管理者和建筑师等相关人士，应设法在产业当中提供和维护这些充电站，并设法从中赚取收入，例如向使用充电设施的车主收取费用，就像支付停车费一样。”\n\nHadri附和道，对发展商和房产业主而言，要在公寓和办公楼安装充电站和插头，其实并不困难。\n\n“发展商及业主只需安装普通的三角插头，就能为电动汽车充电，而且这些插头的安装费用只要区区RM300。“\n\n他补充，这些插头可安装电表，从而计算使用者所需支付的电费。\n\n“至于公寓的公共停车场，我们可安装一个或两个快速充电站，但这些充电站较为昂贵，费用介于RM6,000至RM10,000。”\n\nThe University of Nottingham Malaysia智能系统教授Dino Isa点出，尽管在高楼停车场当中安装充电站是可行的，但安装费用会较为高昂，而且有些电动汽车需要很长一段时间才能完成充电。\n\n无论如何，Chur Associates 的管理伙伴兼律师Chris Tan指出，有意在本身停车位安装充电插头的电动汽车使用者，必须向房产管理层寻求批准。\n\n“虽然这个停车位属于业主，也就是电动汽车使用者，但安装工程需要在公共区域进行拉电等作业，因此业主需要提出申请。”", "CreateDate": "2016-11-01T16:00:11.06", "UpdateDate": "2016-11-01T16:00:11.06", "PropertyURL": "https://farm6.staticflickr.com/5800/30617939881_dba13581fa_m.jpg" }, { "NewsId": "cdf555bc-9597-44ce-b094-e701faa6345d", "Title": "重点报道：要房价下调，除非......", "Source": "http://www.theedgeproperty.com.my/content/952031/%E9%87%8D%E7%82%B9%E6%8A%A5%E9%81%93%EF%BC%9A%E8%A6%81%E6%88%BF%E4%BB%B7%E4%B8%8B%E8%B0%83%EF%BC%8C%E9%99%A4%E9%9D%9E", "NewsDateTime": "2016-11-01T00:00:00", "Details": "“房价何时下调？” 在房产市道低迷之时，相信人人都想知道这个问题的答案。\n\n为探讨房价下跌的可能性， TheEdgeProperty.com在2017年财政预算案后，于10月24日特别邀请六位业界权威出席财政预算案圆桌会议，一同讨论预算案对房市的影响，以及发展商面临的挑战。\n\n参与圆桌会议的业界权威分别为Real Estate and Housing Developers’ Association Malaysia （马来西亚房地產发展商会，简称Rehda）署理主席Datuk Soam Heng Choon、Rehda副总秘书长Tan Ching Meng、Rehda Selangor主席Zulkifly Garib、Rehda Johor主席Datuk Steve Chong、Rehda Kedah/Perlis主席Datuk Rick Cheng和Master Builders Association of Malaysia （马来西亚建筑商公会）主席Foo Chek Lee。\n\nTheEdgeProperty.com董事经理兼总编辑Au Foong Yee则是会议主持人。\n\n在长达两个小时的圆桌会议中，业界权威表示房价只有在所有领域成员，包括联邦政府、州政府、发展商，甚至是买家联手合作下才有下调。\n\n他们指出，房价飙升的原因很多，例如土地、建材、政府法定成本（compliance cost）等等，发展商不该因此而成为众矢之的。\n\nCheng表示：“就吉打州而言，若你查看历网数据，就会发现政府法定成本自2008年起，年年有增无减，发展项目所需建造的公共设备规定越来越多。在成本不断增加的情况下，房价是无法下调的。”\n\n他解释，在2008时，一间在吉打州单层排屋的政府法定成本，只占总建筑成本的5%，但今年则占13%。\n\nTan补充，在一线城市如吉隆坡，政府法定成本高达20%至25%。\n\n身为马来西亚发展商会署理主席的Soam表示，公会就高昂的政府法定成本，已向联邦政府、国家土地局，以及国家房屋局反映发展商所面临的难处。\n\n此外，Foo表示同样高昂的劳工成本，也是让房价无法下调的原因。\n\n“无可否认，马来西亚建筑领域是需要外国劳工的，因为年轻人不愿从事劳力工作。”\n\n他也指出，建材的消费税也令发展商和建筑商喘不过气。“所以在别无选择下，我们必须将成本转嫁予买家。”\n\n其他让房价高企不下的原因，也包括漫长的工程申请过程。\n\nSoam说：“相较起以前，发展商如今需要负担许多的建筑发展成本，但是我们的平均可销售面积却比15年前少了15%至20%。从前，每英亩地可建12至13间排屋，但现在已经不可以了。”\n\n他强调，发展商并非赚着“惊人的”利润。\n\n“放眼看看上市的发展商，你可以随时查看并比较同业之间的利润。我们真的赚取惊人的利润吗？其实并不然。”\n\nZulkifly也表示，发展商和政府一直遭众人所指为房价高涨的主因，但其实只要整个领域联手，就可以把房价减低。\n\n无论如何，Chong相信短期内，整体房价不会下滑，但不排除一些发展商急需套现继续营运而调低项目售价。\n\n“保持乐观是很重要的。房价短期内并不会下滑，是因为市场仍有很多现货，换句话说现在是买市，所以如你看见任何超值的房地产，就别再犹豫买下吧！”", "CreateDate": "2016-11-01T15:49:04.137", "UpdateDate": "2016-11-01T15:49:04.137", "PropertyURL": "https://farm6.staticflickr.com/5451/30617776601_3c2a3931f8_m.jpg" }, { "NewsId": "0c2269cd-d1a9-422e-979a-30622c80c38c", "Title": "2年售3房产征营业税．若报产业盈利税．征45%价差罚款", "Source": "http://www.sinchew.com.my/node/1581994/2%E5%B9%B4%E5%94%AE3%E6%88%BF%E4%BA%A7%E5%BE%81%E8%90%A5%E4%B8%9A%E7%A8%8E%EF%BC%8E%E8%8B%A5%E6%8A%A5%E4%BA%A7%E4%B8%9A%E7%9B%88%E5%88%A9%E7%A8%8E%EF%BC%8E%E5%BE", "NewsDateTime": "2016-11-01T00:00:00", "Details": "吉隆坡、槟城30日讯）内陆税收局指出，无论是个人或公司户头，若在短时间内频密的交易房地产，将被税收局归类为商业活动，须缴交营业税，而不是产业盈利税。\n\n税收局发言人对星洲日报说，该局将重新检视在2年内出售3个或以上房地产的纳税人与公司的报税户头，将他们原来按“产业盈利税”（RPGT─Real Property Gain Tax）来呈报的房地产买卖，按其“频密性、贸易性质、融资模式及盈利”4大主要因素，改征营业税（BusinessTax），税率按个人及公司所得税征收。\n\n由于错误缴税，凡是缴交产业盈利税的频密房地产交易者，将被税收局征收高达45%的价差罚款。\n\n发言人说，这并不是新的税率，这是税收局用来区分“普通房地产买卖”及“商业性质房地产买卖”的大原则，也是用来决定一个纳税户需在房地产买卖中，缴付产业盈利税或营业税。\n\n“产业盈利税是为了控制炒房现象而征收的税率，但如果太频密，以及有明显商业交易性质，能赚取盈利的房地产买卖活动，就需要缴交营业税。”\n\n他建议被征收营业税的纳税人，向税收局查询或提出上诉，该局将胥视个案情况为他们讲解。\n\n被追税者：被指售房“超额”\n税额加罚款逾10万\n\n槟城一名不愿具名的被追税者向星洲日报透露，他在年中收到税收局的来函通知，指他在过去几年间出售的房产“超额”，必须缴纳营业税及高达45%的价差（盈利）罚款，总数超过10万令吉。\n\n他说，他在完成产业买卖程序后，都有按规定缴纳产业盈利税，并非以企业方式销售或转让房产，既然不是产销人，那为何要报缴营业税？\n\n“根据税收局官员的解释，只要在特定期间内转让或出售房产频繁度达到一定的次数，就被视为‘投资’或‘生意’，必须缴纳营业税。”\n\n他坦承不满此解释，他与税收局官员沟通后，当局同意将他此前已付的产业盈利税用来抵销部份的欠税，但也要他签下同意书，承认自己欠税与逃税。\n\n广告\n\n他说，根据了解，那些试图与税局抗辩的人，可能被征收更高的补税，这还不包括税务谘询、税务分析及报告书的收费。税务顾问的收费将视个案而定，介于1万至4万令吉。\n\n税收局扩大追税对象\n锁定雪隆槟新山\n\n消息人士对本报指出，内陆税收局扩大追税对象，凡是在2011至2014年期间，转让或出售房产次数超过一定数量的人士，须缴付营业税，并予以重罚。\n\n消息说，税收局锁定雪隆、槟城和新山，在这些屋价高企及房产交易频繁的地区，展开更严格的查税行动。\n\n首波对象医生律师艺人\n\n一名税务顾问说，近期的追税案例以涉及房产买卖居多，被追税的对象都是那些在2年以内，出售3个房产单位或以上者。\n\n据了解，税收局向这批人追讨回来的补税加罚款，动辄每人10万令吉，或更多。\n\n税收局是从今年开始，展开有史以来最大的追税动作，第一波对象是医生、律师及艺人，现已扩及其他领域。\n\n消息说，市面流传“槟城很多有钱人”，因此当局将槟城视为追税重点区。\n\n内陆税收局于3月1日推出“欠税罚款优惠措施”，只要在今年12月15日前缴清个人所得税、石油税、产业盈利税或预扣税欠税，罚款可获折扣。\n\n至于那些尚未提交往年报税表、或已提交报税表却没有正确呈报收入、出售产业但没有在规定限期内呈报者，主动自首可获不同幅度的罚款折扣。", "CreateDate": "2016-11-01T11:42:52.26", "UpdateDate": "2016-11-01T11:42:52.26", "PropertyURL": "https://farm6.staticflickr.com/5326/30614982201_c7a36e496f_m.jpg" }, { "NewsId": "c557985b-7779-4b03-8d3b-62cdff34edde", "Title": "Massive projects in place to alleviate urbanisation in Penang", "Source": "http://www.themalaymailonline.com/malaysia/article/massive-projects-in-place-to-alleviate-urbanisation-in-penang", "NewsDateTime": "2016-11-01T00:00:00", "Details": "GEORGE TOWN, Oct 29 ― If you feel that Penang, especially the island, is getting crowded you are absolutely right.\n\nAccording to the Department of Statistics, the level of urbanisation in Penang at 90.8 per cent is among the highest after Kuala Lumpur, Putrajaya and Selangor.\n\nThe population density of the northern state is also high at 1,490 persons per square kilometre in 2010 as compared to the most populous state, Selangor, that only has a population density of 674 persons per square kilometre. Nationally, the average population density stands at 86 persons per square kilometre.\n\nIf we look at the population distribution between the island and the mainland, almost half of the population is concentrated on the island, which is 45.8 per cent of the approximate 1.6 million people in the state as at 2012.\n\n“There is no question that Penang is one of the more urbanised states in the country and one of the focus of urbanised states is the needs of housing,” said Town and Country Planning and Housing committee chairman Jagdeep Singh Deo in an interview with Malay Mail Online.\n\nHe said the need to address housing issues is quite acute and with urbanisation, there is also another issue to resolve ― traffic congestion.\n\nSpreading out from the island\n\nHighly aware of the rapid development and resulting urbanisation of the island, the Penang state government launched several projects to spread out the population and to resolve the traffic congestion that has become a major problem in recent years.\n\nAccording to Jagdeep, the state government launched its affordable housing projects in all five districts of the state ― northeast district and southwest district on the island, North Seberang Perai, South Seberang Perai and Central Seberang Perai.\n\n“To date, we have 14 projects in all five districts but if we look at the numbers, Seberang Perai has the largest share of projects in all five districts,” he said.\n\nHe said there is a need to spread out housing projects to districts other than the northeast district which is George Town where the main city and the Unesco Heritage Zone lies.\n\n“Although the island has attracted many private sector developers, it is not necessarily the case that none are interested in Seberang Perai as I have seen many developers applying to build projects on the mainland now,” Jagdeep said.\n\nThis shift to the mainland could be due to two main factors ― lower land costs on the mainland and the scarcity of land on the island.\n\nJagdeep believes that there will be a natural spread of projects and the population to the mainland in the long run as projects increase there.\n\nAccording to Think City's chief operating officer Dr Neil Khor, the population at Central Seberang Perai is currently high but the land use is inefficient so there is a need for a detailed development plan to maximise efficient land use.\n\nThink City is currently undertaking an urban regeneration project in old town Butterworth, a portion of Central Seberang Perai. The district has the second highest  number of population, of about 380,300 as compared to 733,600 for the whole island.\n\n“The whole idea of releasing the pressure of urbanisation in George Town is to spread it out and gentrification is moving to Butterworth,” he said.\n\nKhor said Think City is working together with the Seberang Perai Municipal Council to come up with a plan-led approach in reviving the old town and encouraging a more organised development of the area.\n\n“We are looking at projects that go in tandem with the local plan and structural plan and while we can't go in to improve the existing public housing projects here, we could improve the public spaces such as parks and a clean seafront for people,” he said.\n\nBatu Kawan and South Reclamation Scheme\n\nBatu Kawan is one of the sites that the state is focusing on to develop and become a natural site for the population to spread out to.\n\n“The first phase of Bandar Cassia will be ready in December this year, there are already existing industries there and commercial outlets like Ikea is also coming up, soon we will see Batu Kawan coming up much like what happened to Taman Tun Dr Ismail in Kuala Lumpur,” Jagdeep said.\n\nHe believes that it will be a natural phenomenon as once these commercial and residential aspects slowly take shape, many will start to set up and live there.\n\n“This is an answer to the saturated urbanisation that George Town is seeing right now,” he said.\n\nAnother area to look at is the proposed South Reclamation Scheme (SRS) project on the southern side of the island where three man-made islands will be reclaimed to provide 4,500 acres of land space.\n\n“These three islands will have three components ― industrial to cater to the free industrial zone, commercial and residential,” Jagdeep said.\n\nHe said the state government has agreed to allocate more than 25 per cent of the residential components on the three islands to affordable housing.\n\n“I am still trying to negotiate for more affordable housing units there but I am happy that at least  25 per cent has been allocated for this category,” he said.\n\nThe SRS is part of the state's planned Penang Transport Master Plan (TMP) as it is meant to fund the ambitious RM27 billion project.\n\nAddressing housing woes\n\nWhile projects are underway in all five districts, there are also other measures that the Penang state government put in place to meet with current housing needs.\n\nOne of it is the increase in density for housing projects from 30 units per acre to 87 per acre only for certain areas on the island. There are also certain areas that allow a density of up to 180 units per acre.\n\nHowever, there is a catch to this increased density as only affordable housing projects for housing priced below RM300,000 can apply for such high density, said Jagdeep.\n\n“We only allow higher density developments for affordable residential projects, we don't want developers to reap profits from higher density projects,” he said.\n\nAlso in the works, in tandem with the state's planned TMP, is a form of development called the transit oriented development (TOD) where density could even be higher than 180 per acre.\n\nAn example of TOD is KL Sentral where commercial, residential and industrial developments are located in one area and are connected by a transit point.\n\n“If we look at the main line of the LRT under the TMP, we can have TOD along the alignment especially at main stations along the line,” he said.\n\nThe rationale is that with an LRT line, it takes away the need for private vehicles so even with higher density at TOD projects, it will not affect the traffic in the area.\n\nResolving traffic congestion\n\nTraffic congestion is probably one of the major issues that comes with urbanisation, particularly on the island side of the state.\n\n“That is why we have the TMP which is spearheaded by Chow Kon Yeow and it is now in the planning stage,” Jagdeep said.\n\nIn the long run, the comprehensive transport plan that includes a connected network of LRT lines, bus routes and also monorails, will make Penang more connected while at the same time, alleviate the growing traffic congestion problem.\n\nJagdeep said the state can't allow higher density for housing if the traffic can't cater to it so most housing projects are heavily dependent on the traffic impact assessment.\n\nThat being said, Jagdeep believes that more of the population will slowly spread out from the northeast district in the island as the southwest district is now facing rapid urbanisation with more projects coming up.\n\n“I can foresee that there will be further sprawling and overflow to outside the currently popularly dense area once it reaches saturation point,” he said.\n\nAs it is, due to the increasing costs of housing and rental within the Heritage Zone of George Town, many are moving out of the core zone to surrounding areas.\n\nAccording to Khor, if calculated based on population, Butterworth has double the number of people as compared to the Heritage Zone due to the recent evictions and relocation of inner city residents.\n\n“Butterworth has a higher density and as gentrification moves this way, we can see that urbanisation will have spread here too,” he said.", "CreateDate": "2016-11-01T11:39:11.357", "UpdateDate": "2016-11-01T11:39:11.357", "PropertyURL": "https://farm6.staticflickr.com/5781/30703128465_2a53e9c731_m.jpg" }, { "NewsId": "3e87e026-e291-428a-982e-65e9bd908262", "Title": "Extension of leasehold land in Selangor & Kuala Lumpur", "Source": "http://www.starproperty.my/index.php/articles/property-news/extension-of-leasehold-land-in-selangor-kuala-lumpur/", "NewsDateTime": "2016-11-01T00:00:00", "Details": "This is the 2nd part of a series of articles by Christopher Chan on ‘Land Law’.\n\nThe extension of leasehold land is provided for under sections 76(a), 204B & 197 of the National Land Code (NLC) 1965. Section 76 (a) deals with alienation; section 197 details the procedures for a proprietor to surrender his/ her title to the State Authority and section 204B provides for certain powers to the State Authority to approve surrender and realienation.\n\nUnder the latest amendments to the NLC, which is yet to be enforced, there is a new provision under section 90A which specifically provides for the extension of leasehold land.\n\nIt is advisable for the owner to apply for the extension of lease before the expiry of the same. If the owner does not renew the lease and the lease expires, the land shall revert to the state government. The land is then available to any other persons who wishes to apply for ownership.\n\nFor Selangor\n\nFor Selangor, the formula for calculating the premium for the extension of leasehold land can be found in the Selangor Land Rules 2003 & Selangor Quarry Rules 2003.\n\nThe two options given by the Selangor government in their Guideline issued by the Selangor Department of Land and Mines (PTG Selangor), dated June 2011, for private residential ownership scheme are as follows:\n\nOption 1: To pay for the full rate of premium with a 30% rebate\nOption 2: To pay a premium of RM 1,000. If the owner decides to sell the property at a later date in the future, the owner then has to pay the balance of the premium at that point in time. A Registrar Caveat will be lodged on the land to prevent the owner from disposing the property to a third party. This scheme is subject to the condition that the owner continues to use the premises as his / her main area of residence.\nIn Selangor, the premium for lease extension for residential property is:\n\nF: (1/4) x (1/100) x (Market Value of land) x (lease period – years remaining on the lease) x (land area). *Leases are usually renewed for a 99-year period.\n\nAs an example, let’s say you have a bungalow land with a land size of 7,000 sq ft in Petaling Jaya with about 45 years remaining on the lease. The premium that you would have to pay shall be as follows:\n\n(1/4) x (1/100) x (220) x (99 – 45) x (7,000) = RM 207,900. After deducting the 30% rebate, it comes to RM 145,530 and this is what you would have to pay.\n\nThe above example is based on the assumption that the government has valued at the land at RM 220 per sq ft.\n\nThe formula for the extension of lease for commercial and industrial land in Selangor is as follows:\n\nF: (3/4) x (1/100) x (value of the land) x (term of new lease minus the balance of the existing lease)\n\nFor Kuala Lumpur\n\nFor Kuala Lumpur, the formula for calculating the premium for the extension of leasehold land can be found in the Federal Territory of Kuala Lumpur Land Rules 1995.\n\nThe formula for calculating the premium for the extension of lease for all categories of land use in Kuala Lumpur is as follows:\n\nF: (1/4) x (category of land use) x (value of the land) x (1/99) x (term of new lease minus balance of the existing lease).\n\nRenewal of lease for properties with strata titles (non-landed properties)\n\nFor the renewal of properties with strata titles such as condominiums and apartments, there is a new provision for this under the newly created section 90A(8) of the NLC, whereby the application may be made by the management corporation on the authority of an unanimous resolution, and such application shall be regarded as an application in respect of the alienated land and provisional block.\n\nThis basically means that the master title (that the condominium sits on) as well as all the strata titles of the individual units in that particular condominium must be renewed at the same time and the application shall be done by the management corporation concerned.\n\nWho is Christopher Chan?\n\nChristopher Chan is an Associate Director and Registered Estate Agent with Hartamas Real Estate Group. He holds a Bachelor of Arts (Victoria University of Wellington, New Zealand), Post Graduate Certified Diploma in Accounting & Finance (CDipAF) (The Association of Chartered Certified Accountants (ACCA), UK), Master of Business Administration (MBA) (Edinburgh Business School, Heriot Watt University, Scotland) and is a Certified Residential Specialist (The National Association of Realtors, USA) and is a member of the Malaysian Institute of Estate Agents (MMIEA). He was an adjunct lecturer at UCSI University.\n\nHe can be reached at christopherchan@hartamas.com.", "CreateDate": "2016-11-01T11:35:03.337", "UpdateDate": "2016-11-01T11:36:40.213", "PropertyURL": "https://farm6.staticflickr.com/5806/30071099754_5dbd369ecb_m.jpg" }, { "NewsId": "464276bc-f095-44d5-9fcd-3314f1708957", "Title": "Developers may cut prices to ease cash flow in challenging market", "Source": "http://www.theedgeproperty.com.my/content/947003/developers-may-cut-prices-ease-cash-flow-challenging-market", "NewsDateTime": "2016-11-01T00:00:00", "Details": "PETALING JAYA (Oct 25): This is the time for those looking to buy properties to look out for “bargains” as the challenging property market may prompt some developers to lower prices, said Datuk Steve Chong, the Johor branch chairman of the Real Estate and Housing Developers’ Association Malaysia (Rehda).\n\n“There will be some developers who want to reduce their financial leverage during the current market slowdown. These developers will sell their properties at a cheaper price, so buyers should definitely look out for such opportunities,” said Chong during the TheEdgeProperty.com’s Roundtable on Budget 2017 yesterday.\n\n“The outlook for the property sector is going to be challenging as well, so for developers who want to ease the pressure on their cash flow, they would cut their selling prices,” he added.\n\nModerated by TheEdgeProperty.com managing director and editor-in-chief Au Foong Yee, the roundtable invited six panellists to discuss the impact of Budget 2017 on the property sector, the cost of doing business and the outlook of the sector.\n\nThe panellists were Chong, Rehda deputy president Datuk Soam Heng Choon, Master Builders Association Malaysia president Foo Chek Lee, Rehda Selangor chairman Zulkifly Garib, Rehda Kedah and Perlis chairman Datuk Rick Cheng and Rehda deputy secretary general Tan Ching Meng.", "CreateDate": "2016-11-01T11:29:34.41", "UpdateDate": "2016-11-01T11:29:34.41", "PropertyURL": "https://farm6.staticflickr.com/5731/30586073222_a953ccdf47_m.jpg" }, { "NewsId": "c19d297d-32ea-434a-aff4-e5cc99159944", "Title": "Chinese ambassador pledges more investment for Penang", "Source": "http://www.thesundaily.my/news/1591538", "NewsDateTime": "2016-11-01T00:00:00", "Details": "GEORGE TOWN: Chinese ambassador to Malaysia Dr Huang Huikang is committed to bring in more investments to Penang and the country.\n\nHe said he was looking at bringing in more Chinese manufacturers to the state, and not only in the solar power industry.\n\nHuang said these investments will provide career opportunities to residents and can also help enhance the economy.\n\n“We can expect bigger investments in the future,” he told journalists today after enjoying a bowl of cendol (a coconut milk and jelly dessert) at the famous stall in Lebuh Keng Kwee, off Jalan Penang, here.\n\nHuang said the dessert reminded him of his hometown of Zhe Jiang and was looking forward to promote such local delicacies in China.\n\nHe was accompanied by his wife Zhao Shu Mei and former Chief Minister Tan Sri Dr Koh Tsu Koon.\n\nHuang was in Penang to visit JA Solar Malaysia Sdn Bhd and Jinko Solar Co Ltd, two Chinese solar panel manufacturers, which had set up operations in the state.\n\nJinko Solar has invested US$100 million (RM363.21 million) at their plant in Perai while JA Solar invested RM300 million for their factory in Bayan Lepas here.\n\nHuang also said a full fledged Chinese Consulate is scheduled to begin operations by the end of this year but did not disclose the location.\n\n“Penang and China are bonded by history, culture, tradition and even blood,” he said.", "CreateDate": "2016-11-01T11:24:31.583", "UpdateDate": "2016-11-01T11:24:31.583", "PropertyURL": "https://farm6.staticflickr.com/5830/30068760313_82046876fd_m.jpg" }, { "NewsId": "e6441228-c4f6-44cd-a182-4f4b58565263", "Title": "The bank of the future will be invisible - KPMG", "Source": "https://www.finextra.com/newsarticle/29608/the-bank-of-the-future-will-be-invisible---kpmg", "NewsDateTime": "2016-11-01T00:00:00", "Details": "By 2030, technology will have made banks and banking invisible to customers, hidden by Siri-like personal assistants that cull data from our connected lives to fulfil daily personal and financial obligations, claims KPMG. This revolution will see large parts of traditional banks - customer service call centres, branches and sales teams - disappear, predicts the professional services giant in a report.\n\nThis will leave the future of today's banks uncertain, and in a worst case scenario they could become relegated to the position of white labelled product providers. The winners will be those that are able to make best use of their data, drive down costs, build effective partnerships with third parties, and build strong cybersecurity.\n\nTo illustrate its vision for banking in 2030, KPMG has imagined a Siri descendant called EVA (Enlightened Virtual Assistant) that uses advanced data analytics, voice authentication, AI, connected devices, APIs, and cloud technology to serve customers.\n\nIn an example of a day with EVA, the assistant approaches the customer having accessed its payment data and noticed an increase in spending on junk food. Coupling this with health data gathered from the customer's wearable device, EVA suggests a yoga class and then books and pays for it.\n\nAsked by the customer about their finances, the assistant then explains that it has \"shifted some savings around to get you a better interest rate and there was an unexpected charge from the USA which I have arranged a refund for\".\n\nIn this vision, there is no \"banking app\" - access to money is interwoven with health, time management, leisure and other parts of daily life. This means that the \"platform layer\" - the customer interface - is likely to be provided by global technology players such as Google, Apple and Facebook.\n\nBanks can own the product layer - product, balance sheets, security and custody of assets - but a new wave of utilities - outsourcers, fintechs and existing giants such as Visa - will emerge to win the process layer, facilitating things like payments, client onboarding and KYC.\n\nWarren Mead, fintech lead, KPMG, says: \"Banks are making efforts to improve customer service through use of exciting technologies like robotics, artificial intelligence and blockchain, but the pace of change is slow and in reality, I’d say banks are only 10% of their way through their digital transformations. \n\n“Getting most banks to our vision of 2030 will be painful. Currently, technology firms invest 10-20% of revenues into research and development, for banks it’s just 1-2%. With banks’ return on equity under 5% it’s hard to see that changing significantly in the short to medium term, but if firms want to remain relevant, it has to.\" ", "CreateDate": "2016-11-01T11:19:32.39", "UpdateDate": "2016-11-01T11:19:32.39", "PropertyURL": "https://farm6.staticflickr.com/5504/30402720190_ee1b9831ae_m.jpg" }, { "NewsId": "2a5b2049-eade-4d82-a63b-97d12c312f33", "Title": "Gurney Drive bund turns brown waters jade green", "Source": "http://m.thestar.com.my/story.aspx?hl=Gurney-Drive-bund-turns-brown-waters-jade-green&sec=news&id=%7BBE557F61-ABEB-4988-A60F-68E719281233%7D", "NewsDateTime": "2016-11-01T00:00:00", "Details": "GEORGE TOWN: People strolling along Gurney Drive are getting a respite from the muddy water that used to come up the shoreline.\n\nA perimeter rock bund of the reclamation work going on off the coast has helped keep the murky water away, providing a jade-green seaview at high tide now.\n\nA spokesman for Tanjung Pinang Development, which is responsible for the 53ha reclamation project, said the bund was almost 2km long.\n\nIt is 100m from shore at the nearest point and about 500m away at the furthest.\n\nWhile the bund is to protect the surrounding sea during the reclamation, it has helped the shoreline.\n\nAt low tide now, tidal pools of clear water form, drawing flocks of coastal birds in search of fish.\n\n“The bund is a temporary coastal structure to prevent erosion and keep small particles from dispersing into the sea,” explained the spokesman.\n\nShe said the bund was a requirement of an environmental impact assessment that was done earlier.\n\nThe area within the bund, she said, would be filled with sand at the end of next month or early December.\n\nThis is by far the largest reclamation project in the state and some Penangites have mixed feelings about it.\n\nPenang Citizens Awareness Chant Group lauded the development and looked forward to the 24ha seafront public park, dubbed Gurney Wharf.\n\nSocial activist Anil Noel Netto hoped future developments would benefit people at large.\n\nHe was speaking at a talk entitled Gurney Drive Past, Present and Future orga­­nised by Penang Heritage Trust (PHT) in a Gurney Drive coffeeshop on Sunday.\n\nAlso there was PHT trustee Datuk Anwar Fazal and Malaysian Nature Society adviser Datuk Dr Leong Yueh Kwong.\n\nGurney Wharf will feature concepts inspired by internationally-acclaimed parks and should be completed in 2020.\n\nAmong its attractions will be a waterfront promenade, hawker centre, pier, 400m sandy beach and skate park.", "CreateDate": "2016-11-01T11:14:07.943", "UpdateDate": "2016-11-01T11:14:07.943", "PropertyURL": "https://farm6.staticflickr.com/5583/30665911446_cf5fa6d33d_m.jpg" }, { "NewsId": "7fc77a16-6879-4278-862c-31a62adbce4b", "Title": "Four-star hotel next to Legoland offers upmarket accommodation ", "Source": "http://www.thestar.com.my/metro/smebiz/news/2016/01/02/developer-launches-second-tower-fourstar-hotel-next-to-legoland-offers-upmarket-accommodation/", "NewsDateTime": "2016-01-02T00:00:00", "Details": "PROPERTY developer Mah Sing Group Bhd has launched the second Ramada branded hotel tower Ramada Meridin Johor Bahru in Medini Iskandar, Johor.\n\nStrategically located next to Legoland and 45 minutes from Singapore, the four-star hotel tower is set to offer a more upmarket accommodation option with 322 deluxe hotel rooms.\n\nAs part of the launch, Mah Sing Group chief executive officer and executive director Ng Chai Yong signed a franchise agreement with Wyndham Hotel Group South-East Asia and Pacific Rim vice-president (acquisitions and business development) David Wray to procure the Ramada Brand System.\n\nWitnessed by Topotels chairman Yonto Wongso, the partnership will license Meridin Hospitality Sdn Bhd to facilitate the branding of Meridin Suites as Ramada Meridin Johor Bahru.\n\nNg said: “In September, we signed our first franchise agreement with Wyndham Hotel Group and launched Ramada Encore Meridin Johor Bahru.\n\n“We are very heartened by the overwhelming response. Hence, Mah Sing is very pleased to sign a second agreement with Wyndham Hotel Group for the Ramada brand name for our second hotel tower, Ramada Meridin Johor Bahru.”\n\nThe 26-storey Ramada Meridin Johor Bahru will be managed by leading hotel management company Topotels and will stand alongside Ramada Encore Meridin Johor Bahru.\n\n“Mah Sing Group’s decision to brand a second hotel tower is testament to the growth being experienced by Wyndham Hotel Group across South-East Asia, and is yet another vote of confidence in the support and services the company offers,” said Wray.\n\nCompared to Ramada Encore Meridin Johor Bahru, Ramada Meridin will offer state-of-the-art facilities such as yoga deck, meditation deck, reflexology area, swimming pool, wading pool, lap pool, aqua gym, cafe and barbecue area.\n\nMah Sing has also launched the show unit of the hotel suites.\n\nFurnished with a contemporary decor with hotel-themed interior, the furnishings are ergonomically designed and features a premium luxury bed for optimal comfort.\n\nAs a finishing touch, the unit is also equipped with a large bay window offering a panoramic view of Medini and Legoland.\n\nBoth the Ramada branded hotel-serviced suites are scheduled to open in 2018, and it will be Wyndham Hotel Group’s fifth hotel in Malaysia.\n\nThe hotel towers are located within Mah Sing’s The Meridin@Medini integrated development in Medini, a township development that will become a central business district in the newly created southern economic zone of Iskandar in Johor Bahru.\n\nIskandar is expected to encompass an area approximately three times the size of Singapore and provide tourism, education, business and healthcare services, contributing to the rapid growth of Johor Bahru.\n\nPart of Wyndham Hotel Group, Ramada Worldwide is a global chain of 840 mid-scale and upscale hotels offering a wide array of services and amenities.\n\nRamada Worldwide is a subsidiary of Wyndham Hotel Group and parent company Wyndham Worldwide Corporation.", "CreateDate": "2016-10-28T11:54:31.07", "UpdateDate": "2016-10-28T11:54:31.07", "PropertyURL": "https://farm6.staticflickr.com/5790/29977711883_5e5edd685b_m.jpg" }, { "NewsId": "da6e1d09-e822-4876-bbc9-e0207485db4f", "Title": "Malaysia’s Budget 2017 — A quick take on property", "Source": "http://www.theedgeproperty.com.my/content/942853/malaysia%E2%80%99s-budget-2017-%E2%80%94-quick-take-property#.WArCfy6jIZ8.facebook", "NewsDateTime": "2016-10-22T00:00:00", "Details": "● Stamp duty exemption doubled to 100% on instruments of transfer and housing loan instruments to help reduce the cost of first home ownership. Exemption limited to houses valued up to RM300,000 for the period of Jan 1, 2017 to Dec 31, 2018.\n\n● The rate of stamp duty on instruments of transfer of real estate worth more than RM1 million up from 3% to 4% effective Jan 1, 2018.\n\n● A new, special “step-up” end-financing scheme for the PR1MA programme to reduce loan rejection rate. Application process to start from Jan 1, 2017. Scheme is in collaboration with the government, Bank Negara Malaysia, Employees Provident Fund and four local banks — Maybank, CIMB, RHB and AmBank.\n\n● Grant of up to RM10k to be reintroduced to registered Residents Associations to buy security control equipment and for the cleanliness and maintenance of the neighbourhood. \n\n● Public servants' housing loan eligibility up from between RM120k and RM600k to between RM200k and RM750k. \n\n● Government to build 10,000 houses in urban areas for rental to eligible youths with permanent jobs. They may rent up to a maximum of five years, at a below-market rate.\n\n● Government to complete 30,000 units of 1Malaysia Civil Servants Housing (PPA1M) priced from RM90k to RM300k — or 20% below market price.\n\n● Introducing MyBeautiful New Home for the B40 (bottom 40% of households with monthly income of RM3.9k and below) with a RM200 million allocation. Kick-start with building 5,000 units (priced at RM40k to RM50k each). Government to finance RM20k with owners paying the rest in instalments. Houses to be built on owners' land; land permitted by the landowner; and land awarded by state governments. \n\n● The Ministry of Urban Wellbeing, Housing and Local Government gets RM134 million to build 9,850 houses under the People’s Housing Programme (PPR).\n\n● A total of 11,250 People's Housing Programme (PPR) houses are being built. These will be sold from RM35k to RM42k — much lower than the construction cost of RM120k to RM160k.\n\n● Government-linked companies (GLCs) and Perumahan Rakyat 1Malaysia (PR1MA) to get vacant land at strategic locations to build more than 30,000 houses. These will be sold from RM150k to RM300k — below the market price of RM250k to RM400k. \n\n● Some 5,000 units of People’s Friendly Home (PMR) will be built. Government to subsidise up to RM20k per unit.", "CreateDate": "2016-10-22T12:41:54.977", "UpdateDate": "2016-10-22T12:41:54.977", "PropertyURL": "https://farm6.staticflickr.com/5812/30364773742_c2568de93a_m.jpg" }, { "NewsId": "cd280a2e-d57b-460f-afb5-b7c563ec4322", "Title": "房屋趣：BBCC 炫酷七彩货柜办公室", "Source": "http://www.theedgeproperty.com.my/content/936825/%E6%88%BF%E5%B1%8B%E8%B6%A3%EF%BC%9Abbcc-%E7%82%AB%E9%85%B7%E4%B8%83%E5%BD%A9%E8%B4%A7%E6%9F%9C%E5%8A%9E%E5%85%AC%E5%AE%A4", "NewsDateTime": "2016-10-22T00:00:00", "Details": "若你经过已被拆除和清理的富都监狱（Pudu Jail）旧址，映入眼帘的绝非如是一片荒凉，而是你意想不到的七彩缤纷、生气勃勃的Bukit Bintang City Center（武吉免登商业中心，简称BBCC）临时办公室。\n\nBBCC临时办公司的特别之处，绝不只是其鲜艳色彩，还有独特的办公空间——11个拥有大片玻璃门窗的改装货柜。\n\n“欢迎来到我们的办公室！”BBCC发展商BBCC Development Sdn Bhd总执行长拿督Richard Ong欢迎TheEdgeProperty.com到访时说道。\n\n他表示，大约一年前，这个工地急需办公空间，而秉持持续创新和永续的原则，公司决定使用环保建材，来打造时尚又新颖的临时办公空间。\n\n办公室的概念、设计和执行，由公司的基建工程师Janice Tan全权负责。整个设计和建筑过程包括建筑师、工程师、室内实际师或顾问，都是公司一手包办，没有涉及任何第三方单位。\n\nTan表示：“使用环保和永续建材是很重要的。我们也想要有机动性高、而且快速竣工的办公室，因此，货柜就符合我们所有的要求。从设计到竣工，我们只花了5个星期。”\n\n她补充，决定使用货柜除了是因为环保外，也是因为其弹性设计。\n\n她笑道：“其实就像是在玩乐高一样，只是这个乐高体积比较大！”\n\nBBCC办公室由11个再循环货柜搭建而成。每个货柜漆上不同颜色，且拥有大片玻璃窗，采光良好至于，外表也相当吸睛。\n\n“我们也适当地加强这些货柜的牢固和舒适程度，例如加钉天花板来隔热和防止漏水，并增加石纤维为墙面，主要是为了隔热和隔音。”\n\n除了外部建筑，内部细节如门把、装饰，甚至是会议桌都符合整个园区的“货柜工业风”。\n\nTan说：“我们将其中一个货柜的门，拆下来当会议桌的台面，也把扳手当门把、安装水管当卫生纸架等等。我们尽量统一办公室里里外外的设计风格。”\n\nBBCC货柜办公室不是永久办公室，因此，一旦BBCC工程开始，办公室将随着移除，所以在你参观BBCC销售展示厅时，也好好欣赏这一道宛如昙花一现的风景吧！\n\nBBCC占地19.4英亩，由UDA Holdings Bhd, EcoWorld Development Group Bhd和 Employees Provident Fund （雇员公积金局，简称EPF）联手发展，发展总值达RM87亿。", "CreateDate": "2016-10-22T11:54:37.913", "UpdateDate": "2016-10-22T11:54:37.913", "PropertyURL": "https://farm6.staticflickr.com/5721/30364158662_0db4f5bb19_m.jpg" }, { "NewsId": "4ef459ed-618b-4130-b805-d3299d81df86", "Title": "LIVE! Budget 2017: Teachers to receive free tablets", "Source": "http://www.freemalaysiatoday.com/category/nation/2016/10/21/live-budget-2017/", "NewsDateTime": "2016-10-21T00:00:00", "Details": "KUALA LUMPUR: Prime Minister Najib Razak is presenting the National Budget 2017 in his capacity as finance minister at the Dewan Rakyat today.\n\nThe latest updates below:\n\n• Allocation of RM600 million to Special Fund for Improvement and Maintenance of Schools i.e. RM50 million for Chinese schools, RM50 million for Tamil schools and RM50 million for religious schools and RM50 million for registered Sekolah Pondok.\n\n• Malaysian Communications and Multimedia Commission (MCMC) will provide 430,000 teachers with free tablets to assist in their teaching. RM340 million will be allocated for this.\n\n• RM570 million to reconstruct 120 destitute schools. RM90 million to boost English language proficiency in school through Cambridge English, Dual Language and Highly-Immersive Programmes.\n\n• RM200 million from the Working Capital Guarantee Scheme Fund specifically allocated to start-ups.\n\n• RM75 million allocated for programmes under the SME Master Plan. Guarantee up to 15 billion is provided under various schemes of Syarikat Jaminan Pembiayaan Perniagaan to be extended until 2025.\n\n• MCMC will provide RM1 billion to ensure coverage and quality of broadband nationwide reaches up to 20MB per second.\n\n• Initiative for Ethernet broadband services in public universities to be increased to a maximum 100GB per second.\n\n• Extension of e-visa to countries in the Balkans and South Asia region in order to achieve a target of 32 million tourist arrivals.\n\n• Government will promote Malaysia through Visiting Asean@50 Year Campaign.\n\n• Increase in tax deduction from RM500,000 to RM700,000 to encourage sponsorship by private sector in local and foreign arts, culture and heritage shows.\n\n• RM400 million allocated for tourism for clean air and eco-tourism initiatives.\n\n• RM29 million allocated for the construction of two Overhead Motorcycle Ramps at the Federal Highway in Selangor to mitigate floods in motorcycle lanes and ensure safety of riders.\n\n• To assist among others BR1M recipients, the government will encourage their participation as ride-sharing drivers such as Uber drivers.\n\n• Introduction of Social Security Organisation (Socso) Scheme to individual taxi drivers with monthly income up to RM3,000.\n\n• Grant of RM5,000 announced to purchase new vehicles and offer individual taxi permits. This will benefit 12,000 qualified taxi drivers who have ended their leasing contract with taxi companies.\n\n• National Community Health Empowerment programme will be expanded to prevent and control diseases such as dengue and Zika. RM80 million will be allocated for this.\n\n• To reduce overcrowding in public hospitals, the government will cooperate with the private sector or NGOs to operate non-profit charitable hospitals based on government hospital rates. RM20 million will be allocated in the form of loans for hospital equipment purchases.\n\n• RM25 billion allocated for healthcare i.e. new hospitals and clinics will be built and upgraded in Perlis, Kuching, Mukah, Jempol, Muar and Johor Bahru; RM4 billion for supply for drugs, consumables, vaccines and reagents to all government hospitals and health facilities.\n\n• RM1.2 billion for sports development. RM450 million out of this sum is for hosting the 29th SEA Games and the 9th Para Asean Games in 2017.\n\n– RM54 million allocated to continue sports development programmes including athlete preparation programmes and paralympic athlete preparation programmes.\n\n• RM100 million allocated to build four more Urban Transformation Centres (UTC) in Negeri Sembilan, Perlis, Penang and Selangor as well as three more Rural Transformation Centres (RTC) in Selangor, Sabah and Sarawak.\n\n• The purchase of reading materials, computers and sports equipment will be combined as the lifestyle tax relief up to RM2,500 per year.\n\n• To enhance first home buyers’ affordability, government will introduce the following:\n\n– through NBOS (National Blue Ocean Strategy), government to provide its vacant lands at strategic locations to GLCs and Perumahan Rakyat 1Malaysia (PR1MA) to build more than 30,000 houses, the selling price of which will be between RM150,000 and RM300,000 that is lower than market price.\n\n– 10,000 houses in urban areas will be built for rental to eligible youth with permanent jobs including young graduates entering the labour market.\n\n– government to subsidise up to RM20,000 per unit to build 5,000 units of People’s-Friendly Home (PMR)\n\n• To enhance graduate employability, RM50 million is allocated to extend the 1Malaysia Training Scheme programme by GLCs to 20,000 graduates in 2017 compared to 15,000 graduates in 2016.\n\n• Double tax deduction given on expenses incurred by private companies to provide structured internship programmes for students pursuing undergraduate degrees, diploma, Malaysian Skills Certificate Level 3 and above under the TVET programme.\n\n• “BR1M is not animal feed neither bait. Rather it is sincere assistance from the government as we always prioritise the rakyat’s needs.”• “BR1M is not animal feed neither bait. Rather it is sincere assistance from the government as we always prioritise the rakyat’s needs.”\n\n• RM6.8 billion allocated for BR1M.\n\n– For households in the e-Kasih database with a monthly income below than RM3,000, BR1M will be increased to RM1,200 from RM1,050 and RM1,000;\n\n– For households earning between RM3,000 and RM4,000, BR1M will be increased from RM800 to RM900;\n\n– For single individuals earning below RM2,000, BR1M  will be increased from RM400 to RM450.\n\n– At the same time, the Bereavement Scheme will be continued  with the RM1,000 compensation given to the next of kin of BR1M  recipients for households and the elderly category. Overall, the  BR1M programme will benefit 7 million recipients with an  allocation of RM6.8 billion.\n\n• Nearly RM10 billion allocated for subsidies comprising fuel including cooking gas, toll charges and public transport.\n\n• For the rakyat’s wellbeing, the government remains committed to implement rakyat-centric projects as well as programmes in urban and rural areas. Below are some examples:\n\n– to brighten villages at night: 97,000 street lights and 3,000 LED lights will be installed at crossroads. This would involve 7500 villages nationwide including Sabah and Sarawak.\n\n– to enhance connectivity of villages, towns and cities: 616 km of village roads and bridges will be built and upgraded with an allocation of RM1.2 billion.\n\n– to maintain state roads RM4.6 billion is allocated to all states under the Malaysian Road Records Information System (MARRIS).\n\n– allocation of RM350 million to build and refurbish 17,000 units of destitute and dilapidated houses in remote villages and Orang Asli settlements.\n\n• Budget 2017 is not to benefit certain groups but is formulated and re-engineered to be inclusive particularly for the wellbeing of the rakyat.\n\n• To appreciate the contribution of civil servants, Najib announced the following:\n\n– fully-paid study leave with scholarship to Support Group that is currently limited to management and professional groups\n\n– quarantine leave up to five days without record to civil servants whose children are ill and quarantined\n\n– Computer Loan Facility extended for the purchase of smartphones. Public servants can utilise this once every three years limited to RM5,000\n\n– motorcycle loan facility increased from RM5,000 to RM10,000\n\n– civil servants housing loans increased to RM200,000 and RM750,000 from RM120,000 and RM600,000 respectively.\n\n– to complete 30,000 units of Perumahan Penjawat Awam 1Malaysia with selling price between RM90,000 and RM300,000 which is 20 per cent below market price.\n\n– to extend the contract of service and contract for service officers that are expiring by year-end for at least one year.\n\n– to address the issues of specialist doctors exiting and promotion delays, Grade 56 introduced between Grade 54 and JUSA C for medical and dental specialists.\n\n– government to appoint the first group of doctors, dentists and pharmacists on contract latest by Dec 2016 due to constraints in permanent posts. In other words, nearly 2,600 doctors without housemanship will not serve on contract.\n\n• Malaysia’s economy to grow 4-5 per cent in 2017, led by manufacturing at 4.1 per cent; construction at 8.3 per cent; and services at 5.7 per cent.\n\n• GST collection is expected to increase by 1.82 per cent to RM40 billion in 2017 from RM38.5 billion in 2016.\n\n• Najib stressed the public should not believe the grapevine regarding the increase in GST rates: “That is just hearsay.”\n\n• In addition, the government is expected to achieve a fiscal deficit target of 3 per cent of GDP in 2017 compared to 3.1 per cent this year.\n\n• 2017 revenue collection to expand at around 3 per cent to RM219.7 billion and government is expected to achieve the fiscal deficit target of 3 per cent of the GDP.\n\n• The securities sector is allocated RM5.3 billion and general administration, more than RM2.5 billion. Contingencies will be allocated RM2 billion.\n\n• Under the Development Expenditure, the economics sector will receive the highest share of RM25.9 billion, followed by the social sector with RM12.2 billion.\n\n• RM103.9 billion is allocated for Fixed Charges and Grants. RM691 million is allocated for Purchase and Assets and RM816.6 million for other expenditures.\n\n• The total allocation for Budget 2017 is RM260.8 billion and is an increase of 3.4 per cent from Budget 2016.", "CreateDate": "2016-10-21T18:25:11.783", "UpdateDate": "2016-10-21T18:25:11.783", "PropertyURL": "https://farm6.staticflickr.com/5766/30466001815_ce0a4dba77_m.jpg" }, { "NewsId": "b30670e3-61c3-4808-a12f-41ee8697d7fd", "Title": "BOVAEA to educate public on choosing the right agent/negotiator at Mapex 2016", "Source": "http://www.theedgeproperty.com.my/content/941034/bovaea-educate-public-choosing-right-agentnegotiator-mapex-2016", "NewsDateTime": "2016-10-21T00:00:00", "Details": "PETALING JAYA (Oct 20): The Board of Valuers, Appraisers and Estate Agents Malaysia (BOVAEA) will be participating in this weekend’s Mapex property exhibition  to help buyers with queries on the real estate industry.\n\nIn a statement, BOVAEA said its representatives will be present at Mapex, which will be held at the Mid Valley Exhibition Centre from Oct 21 to 23, to provide visitors with information and advice, including tips on choosing the right real estate agent or negotiator.\n\n“Over the years, the growing demand for real estate saw a mushrooming of illegal brokers who are not certified or registered with the board, hence cases of cheating and absconding have increased.\n\n“As a regulatory body, it is the task of BOVAEA and its estate agents to help the public understand the intricacy of the real estate profession,” said BOVAEA Estate Agency Practice Committee chairman Eric Lim Chin Heng.\n\nAccording to BOVEA, buying or selling a property without basic field knowledge can lead to complications including being scammed by illegal brokers.\n\n“We believe in educating our buyers to make the right choices that will help them protect their interest when purchasing properties. We are here to ensure the industry grows with capable agents who are qualified and certified for the job,” added Lim.\n\nDuring the exhibition, visitors can also lodge complaints against illegal brokers with the board.", "CreateDate": "2016-10-21T12:19:28.613", "UpdateDate": "2016-10-21T12:19:28.613", "PropertyURL": "https://farm6.staticflickr.com/5490/29830962704_c6c71a3029_m.jpg" }, { "NewsId": "851b19d1-fca8-4759-a3da-6b29ddbe1f63", "Title": "单位供不应求　甲房地產变冷淡", "Source": "http://www.orientaldaily.com.my/south/nm56920204316", "NewsDateTime": "2016-10-21T00:00:00", "Details": "（马六甲20日讯）马来西亚房地產发展商会马六甲分会主席拿督斯里吴金华认为，2016年甲州房地產行业较为冷淡，主要原因是州內住宅及商业单位供应不足。\n\n吴金华以马六甲產业估价与服务局（JPPH）的数据为例，马六甲州內在2016年上半年的住宅单位供应量仅有535间，而商业单位供应也只有62间，使到市场上出现供不应求的情况。\n\n他说，儘管供应单位少，但是市面上的交易额仍相当可观，突显出市场上仍然非常活跃，只是供应方面出现问题。\n\n「2016年首季度的甲州住家单位交易共有2420间，交易额达5亿6226万令吉，商业单位则是262个单位，交易额是2亿7231万令吉。」\n\n\n促开放土著固打製\n\n吴金华今早召开马六甲屋业展销会记者会时，在会上向媒体分析甲州房地產行情。\n\n吴金华强调，公会的立场是希望州政府在行情低迷时，能够全面开放州內商业单位的土著固打制，因此此举能够鼓励更多人士置產创业，而太多空置单位也將会对州內经济造成影响。\n\n住宅单位方面，吴金华则希望州政府能够局部开放，因为马六甲州政府在过去4年都没有开放土著单位，导致许多发展商面对资金短缺的问题，而该会会员也相当愿意支付土著单位开放费。\n\n出席新闻发佈会者包括该会前任主席拿督曹天汉、理事郑生华、拿督林朝盛及展销会筹委会主席谢祥蔼。", "CreateDate": "2016-10-21T10:56:56.937", "UpdateDate": "2016-10-21T10:56:56.937", "PropertyURL": "https://farm6.staticflickr.com/5456/30343576472_b2366e4101_m.jpg" }, { "NewsId": "2b872d1a-d2dd-4ea3-a774-f11c7b4d666e", "Title": "財案利好期待若落空　產业股料套利回跌", "Source": "http://www.orientaldaily.com.my/business/cj200017783", "NewsDateTime": "2016-10-20T00:00:00", "Details": "（吉隆坡19日讯）隨著2017年財政预算案跫音越来越近，人们对于政府提出系列措施，提振房產领域的预期也越来越高，加上，经济学家均认为，国行年底仍会下调隔夜政策利率（OPR）25个基点，对这种种利好因素的期待，引领產业股走高，並已跑贏大市。\n\n肯纳格研究分析员却指出，產业股股价近期走高，已反映绝大部份的利好消息，而预算案的期待一旦落空，產业股料面对套利回跌。\n\n年初至今，各种利好预期推动吉隆坡房產指数上涨3.4%，跑贏富时综合大马指数的0.7%涨幅。而大型產业股的股价涨幅也普遍超越这2个指数。\n\n肯纳格研究分析员表示，进入10月份，產业股的股价已经趋向平稳，这或许意味著產业股已反映绝大部份的利好消息，接下来就看2017年財政预算案的措施，和国行的货幣政策决策。\n\n2017年財政预算案即將于周五（21日）出炉，市场期待政府会出手扶持房產领域，祭出有利的措施，包括放宽房產贷款条件和提高公积金第2户头存款比例，及可提出供购买房子的数额等。\n\n肯纳格研究分析员认为，政府將提高公积金第2户头存款比例的措施，纳入预算案的机率较高。\n\n房贷料暂不放宽\n\n至於其他的措施，如开放发展商承担利息计划（DIBS）和拉长偿还期等，或许不会出现在2017年財政预算案中。\n\n根据国行8月的数据，我国家债仍高企，而贷款对存款比例（LDR）也企在歷史新高89%，国行对此仍感到担忧，因此，他相信，政府暂时不会放宽房贷放贷条件。\n\n至于把公积金第2户头存款比例从30%，提高至40%的措施，分析员认为，这有助首购族达成买房的愿望。\n\n「在多项可能面市的新措施中，我们认为，政府提高公积金户头存款的机率颇大。这预计可以提振市场情绪和协助发展商维持现有销售水平。」\n\n他也预计，预算案可能宣布，让首购族房贷合约继续获得50%的印花税折扣，但这对房產领域影响不大。\n\n国行不急于降息\n\n另一方面，市场预计国行会在今年最后一次的货幣政策会议上，再次把OPR调低25个基点。国行將于11月23日，召开今年第6次的货幣政策会议。\n\n数据显示，在国行7月份意外降息后，8月份的房贷申请已止住连续31个月的下滑趋势，然而，房贷批准数额仍写下连续19个月走跌记录，按年跌19%。\n\n值得高兴的是，按月比较，8月房贷申请和房贷批准数额各別上涨25%和23%，除了因为借贷率下滑，部份也是因为发展商下半年积极推出新盘。\n\n至於国行是否会如预期般在今年再降利率，该分析员称，虽然国行仍有空间，將利率再降25个基点，但降息可能让LDR的情况恶化，和进一步令银行净赚幅收入受压，因此，相信国行不会急於降息。\n\n「无论如何，若国行再次降息25个基点，將有助发展商实现销售量目標和维持市佔率。同时，该措施料进一步提振消费情绪，进而支撑短期股价走势。」\n\n整体而言，肯纳格研究分析员称，若2017年財政预算案的措施，对產业领域的正面效应没有预期的大，或没有推出市场所期待的措施，其他的发展商可能將跟隨双威（SUNWAY，5211，主板產业股）脚步，下修全年的销售目標，尾隨而来的將是发展商盈利下滑的风险。而之前大幅走高的產业股，將面对套利。\n\n分析员认为，「就算政府如预期般宣布提高公积金第2户头存款比例，相信也无法扭转房產领域目前的颓势。投资者会趁高套利，或者等待国行的货幣政策会议后才行动。」\n\n肯纳格研究分析员將继续维持產业领域「中和」投资评级。", "CreateDate": "2016-10-20T11:59:31.73", "UpdateDate": "2016-10-20T11:59:31.73", "PropertyURL": "https://farm6.staticflickr.com/5814/30404838796_948c0f2659_m.jpg" }, { "NewsId": "f25eaffb-7b95-4310-8c4a-159781c98cfb", "Title": "2017预算案之理想与现实．过去3年糖果不甜．预算案不得不务实", "Source": "http://www.sinchew.com.my/node/1578232/2017%E9%A2%84%E7%AE%97%E6%A1%88%E4%B9%8B%E7%90%86%E6%83%B3%E4%B8%8E%E7%8E%B0%E5%AE%9E%EF%BC%8E%E8%BF%87%E5%8E%BB3%E5%B9%B4%E7%B3%96%E6%9E%9C%E4%B8%8D%E7%94%9C%EF", "NewsDateTime": "2016-10-19T00:00:00", "Details": "2017年预算案公布在即，市场开始又陆续发出一连串殷切的“呼吁”，要求政府在预算案中给这给那，多多派糖，少点收税，等等。\n\n可是，过往经验告诉我们，理想和现实始终有段差距，有限的国库资源，不足以让政府满足所有人的期待。\n\n那么，理想和现实的距离究竟有多遥远？也许，跟我们一起回顾过去3年的预算案，对比市场期待和实际预算案内容，就会有个大概了。\n\n2014\n实际预算案要点：\n\n-2015年4月1日起实施消费税\n-废除白糖津贴，涨价34仙\n-3年内卖房征30%产业盈利税，非公民5年内卖房同征30%盈利税\n-推出可负担房屋计划（MyHome），鼓励私人界参与建造更多中低价房产\n-个人所得税下调1至3%\n-月入低于8000令吉享有2000令吉税务减免\n-月入4000令吉以下家庭无须缴税\n-月入3000令吉以下获650令吉（原为500令吉）援助金，月入2000令吉以下、年龄21岁以下公民获300令吉援助金\n-家庭收入3000至4000令吉获450令吉援助金\n-另外提供300令吉援助金给一马援助金受惠家庭\n-禁止发展商承担利息计划（DIBS）\n-公司税降低1%\n-公务员获半个月或最低500令吉花红\n\n2014\n坚定降赤\n消费税开源迈大步\n\n由于政府把重心放到整顿财政上，2014年预算案出炉后，民间和商界普遍没尝到太多甜头，而政府预告消费税将从2015年4月1日开跑，更是让许多期盼政府继续派糖的民众“晴天霹雳”。\n\n在2014年预算案中，政府很明显采取了“开源节流”策略，一方面透过合理化各类物品津贴，如汽油和白糖等，另一方面则又积极设法提升收入，实施消费税正是政府为“开源”所踏出的一大步。\n\n消费税褒贬不一\n\n市场对消费税褒贬不一，民间和商界自然出现不小抗议声，惟学者和专家却普遍认同该落实消费税，因能让政府以更有效的方式收税。\n\n政府为2014年预算的总开销为2642亿令吉，其中其中465亿令吉是发展开销，2177亿是行政开销，符合市场预期，发展开销被迫让路给行政开销，低于2013年的497亿令吉。\n\n不过，在消费税推动下，政府仍预计赤字将从4.0%，下降至3.5%。\n\n上调产业盈利税最意外\n\n整体而言，政府并没推出太多“惊悚”的政策，最让人意外的莫过于宣布上调产业盈利税，宣布买房后3年内转手的买家，需缴付30%产业盈利税，海外买家的购房底价，也由50万令吉调高至100万令吉，同时禁止DIBS制度，让产业发展商成为2014年预算案的最大输家，惟有关措施却与民间“压低房价”的呼吁相符。\n\n另外，为降低消费税及合理化津贴造成的生活压力，政府也宣布调高援助金数额，从500令吉上调至650令吉，月入3000至4000令吉的家庭也将享有450令吉援助金，低收入阶层继续“有糖拿”。\n\n关于各界普遍期盼的税务减免，基于消费税确定落实，政府于是宣布下调个人所得税率1至3%，公司税也获减1%；然而，市场普遍认为减税力度太弱，对舒缓纳税人压力帮助不大。\n\n总的来说，2014年预算案算是相对务实的预算案，反映政府在降低赤字方面的决心，却也替未来几年的预算案奠定了“难有惊喜”的基础。\n\n2015\n实际预算案要点：\n\n-首次购屋减免50%印花税\n-援助金由650令吉调高至950令吉\n-推出造价90亿令吉的轻快铁3线\n-推出造价230亿令吉的士拉央通布城捷运二线\n-在12个月内固定偿还PTPTN贷款有10%折扣，一次还清则获20%折扣\n-月入4000令吉以下家庭继续无须缴税\n-棕油继续豁免出口税\n-农夫、渔夫和油棕园主获补贴\n-个人和公司税维持不变\n-首次投资自动化设施的公司，首400万令吉投资将享有200%税务减免\n-没进一步打房\n-公务员获半个月或500令吉花红。\n\n2015\n苦瓜比糖果多\n整顿财政是重点\n\n对比2014年，2015年预算案惊喜更少了，政府显然继续将焦点放在整顿财政，为数不多的“糖果”主要被派给低收入阶层，商界和高收入阶层整体仍“一无所获”。\n\n505亿发展开销稍感惊喜\n\n整体而言，2015年总开销为2739亿令吉，其中2234亿令吉将充作行政开销，另外505亿令吉则是发展开销，让市场稍感惊喜，因专家原先预期政府为减赤字，必然会下砍发展开销。\n\n由于消费税即将开跑，政府为舒缓低收入阶层生活压力，宣布把援助金上调至950令吉，缴税门槛也调高，让月收入低于4000令吉的家庭继续无须缴税，公务员也再获半个月或不少于500令吉花红。\n\n另外，为鼓励高教贷款（PTPTN）者偿还贷学金，政府还破例让连续12个月定时偿还贷款，和一次还清贷学金者享有10至20%折扣，惟市场对这项政策褒贬不一，有者认为这等同鼓吹拖迟还贷文化，对那些自动自发提前还清贷款的人士亦有欠公平。\n\n至于备受关注的房屋政策，政府继2014年实施30%产业盈利税，和限制海外买家只能买100万令吉以上房屋后，2015年决定收手，不再进一步打房，令许多苦候房价下滑的公众失望不已，发展商却得以暂松一口气。\n\n另外，为减轻买房负担，政府也宣布首次购屋者可获豁免50%印花税，此举估计让首次购屋者少付2000至3000令吉现金。\n\n颇可惜的一点是，虽然民众一直要求政府推出更明确的肃贪制度，并让运作模式更透明化，惟政府至今未曾在预算案中拟定和推出相关新政，让许多人失望不已。\n\n商界方面，除已在2014年宣布的降税措施外，政府并没有进一步降低个人和公司税，让企业高喊失望，比较值得关注的是政府为鼓励企业强化生产效率，允许那些投资自动化设施的企业，首400万令吉投资额将享有200%扣税额，这措施主要利及中小型公司，对大公司影响不显著。\n\n综合上述，2015年预算案，明显是苦瓜比糖果多。\n\n2016\n实际预算案要点：\n\n-年收入60万和100万令吉者，税率增1%和3%\n-70万名退休人士获派250令吉特别津贴\n-公务员获500令吉特别津贴\n-月入低于1000令吉获1050令吉援助金，月入3000令吉以下家庭获1000援助金，月入3000至4000令吉获800令吉援助金\n-每子女扣税额获调高，18岁以下扣税额从1000令吉调高至2000令吉，18岁以上从6000令吉提高至8000令吉\n-人民房屋计划下，拨8亿6300万令吉兴建2万2300单位公寓和9800单位排屋\n-花9亿令吉打造敦拉萨疏通项目，舒缓交通拥挤情况\n-投资180亿令吉于柔佛边佳兰石化中心（Rapid）\n-拨2亿令吉助首次购屋者支付头期\n-原产品制造食品公司税务回扣延长至2020年\n-泛婆罗洲大道不会收费\n-西马最低薪金将上调至1000令吉\n\n2016\n照顾中低收入\n商界富豪大输家\n\n毫无意外，2016年预算案继续走保守路线，“糖果”继续流向中低收入阶层，最让人惊讶的是政府意外开征富人税，规定年收入60万令吉以上者需缴26%税率，年收入100万令吉以上者更需缴28%税率，让富人们吓了一跳。\n\n意外开征富人税\n\n总得来看，2016年预算案总开销为2672亿令吉，其中发展开销增至520亿令吉，营运开销则意外降至2152亿令吉，让不少经济学家和专家大感惊喜，认为这显示政府正努力改善开销效率中。\n\n上述努力料使2016年财政赤字减至3.1%。\n\n2016年预算案并没有为普罗大众带来太多惊喜，勉强要算的话，是一马援助金继续增加，升幅介于100至200令吉不等，视家庭收入额而定，低收入阶层迎来的好消息还包括西马最低薪金将调高至1000令吉，尽管这项政策不受商界欢迎。\n\n为推动经济发展，政府虽面对石油收入下滑打击，仍坚持继续执行各大基建项目，捷运、轻快铁、高速大道等计划如期推行，让担心政府可能削减这方面开销的民众和投资者卸下心头大石。\n\n房屋政策方面，政府继续按兵不动，没再宣布重大打房或扶房政策，但为解决收入赶不上房价涨幅问题，政府继续拨款与私人界联手打造可负担房屋计划，并翻新陈旧的人民房屋。\n\n另外，由于收入吃紧，政府不再派给公务员半个月花红，改以500令吉特别奖金代替。\n\n整体上，商界和高收入者显然是2016年预算案的大输家，整体并没受惠，低收入阶层虽获分最多甜头，但考虑到这阶层是消费税开征后受创最深的一群，最受政府关照倒也情有可原。\n\n因油价大跌，政府在规划2016年预算案时难免顾此失彼，被迫削减多方面开销，并尽可能提升收入来源；如此情况下，2016年预算案没惊喜，也算是预料中事。\n\n结语：\n\n由过去3年纪录中不难看出，民众和商家一直都希望自己能成为预算案中的赢家，可惜，理想终究是理想，为了在收入与支出间取得平衡，谁也没法100%受惠，甚至是低收入阶层，毕竟援助金并不足以完全解决百物涨价带来的生活压力。\n\n由于政府对整顿财政意志坚定，加上石油收入仍未恢复元气、可省的津贴也剩不多，2017年预算案料不会背离过去3年的“务实”风格，会继续强化行政开销效率，着重推动经济发展，落实基建发展计划。\n\n因此，那些密切期盼政府捎来更多“糖果”的民众，恐怕得失望而归。", "CreateDate": "2016-10-19T15:58:21.797", "UpdateDate": "2016-10-19T15:58:21.797", "PropertyURL": "https://farm6.staticflickr.com/5816/30423466965_086fc16aed_m.jpg" }, { "NewsId": "50db99bc-da45-418e-b180-1934156e4dd1", "Title": "预算案愿望清单．企业有话说……", "Source": "http://www.sinchew.com.my/node/1577470/%E9%A2%84%E7%AE%97%E6%A1%88%E6%84%BF%E6%9C%9B%E6%B8%85%E5%8D%95%EF%BC%8E%E4%BC%81%E4%B8%9A%E6%9C%89%E8%AF%9D%E8%AF%B4%E2%80%A6%E2%80%A6", "NewsDateTime": "2016-10-18T00:00:00", "Details": "2017年财政预算案即将揭盅，人民生活成本受消费税（GST）侵蚀内需，政府在财政困窘中，会出台什么措施提振内需拉动经济？会减低个人所得税与企业税吗？\n\n外围疲弱，出口市场不利，双油收入下跌，政府又如何管理财政开销？各领域都有各自的期许，他们的期许有多少获实现，有待各位的验证。\n\n联昌集团（CIMB，1023，主板金融组）\n主席拿督斯里纳西尔\n谨慎管理财务\n\n在目前外围情况严峻之下，政府需谨守低赤字目标，因而政府须体现谨慎管理，尤其应奉行更严苛的开销管理。\n\n重要的是，政府自我实施的最高占国内生产总值（GDP）55%的债务比率，这也是市场所期许的，相信可指引政府谨慎管理财务。投资者也正密集注视大马的国际收支平衡。\n\n2016年财政预算案曾订下3.1%的减赤目标，希望这可达致；同时，2017财政预算案年的赤字，也可进一步改善。至于财政案中的奖掖或补贴，这可由政府自行斟酌。\n\n政府可斥资更多款项，用于比较有用处的领域，不需要的地方则需减少花费和节约。\n\n我将乐见在基建、教育拉动更多开销，然而较不优先的领域，乃至经常开支则需严正的大砍。\n\n第二财政部长拿督佐哈利是个训练有素的会计师，很自然的会更谨慎与知所优先。\n\n降息冲击汇率\n\n大马或有另一轮的降息可能，惟这也需考量外围氛围，因降息会冲击汇率。国家银行今年7月13日，把隔夜政策利率由3.25%降至3%，这也是7年来首次降息。\n\n马星集团（MAHSING，8583，主板产业组）\n集团董事经理兼总裁丹斯里梁海金\n关注可负担屋\n\n政府持续采取努力，以鼓励居者有其屋，尤其是首购族，这值得赞扬。同时，政府也关注可负担的产业。\n\n产业发展较其他领域有更大乘数效应，刺激此领域发展对国家经济影响广泛，作为支援国家愿景的发展商，希望政府考虑下列措施：\n\n●放宽贷款申请\n\n1.银行应考虑放宽贷款申请，尤其是放贷95%给首购族，第二次购屋者90%，第三次购屋70%。\n\n2.首购族的更高负债率，可达到70至80%。\n\n3.首购族贷款摊还期，可长达35至40年。\n\n●公积金第二户头\n\n政府可调整公积金第二户头款额，由目前30%，提高至40%，这样会员便有更高款项支持产业、减少房贷和每月摊还房屋供期。\n\n●调低遵循成本\n\n1.公用设施公司应承担基建成本，而不是像目前般要发展商先承担成本。衔接电费应合理计算，而不是根据房屋销售价计算。\n\n2.政府可调低发展商所需付费和转换土地地税之高昂遵循成本3.这些成本节省，可转移至购屋者。\n\n●透过政府土地增加房屋供应\n\n1.政府可透过系统性释放政府土地，通过以合理价格与私人界联营，这样便可建更多可负担房屋。\n\n2.政府还须谨慎策划和监督供求情况，确保供应持续迎合需求。\n\n顶级手套（TOPGLOV，7113，主板工业产品组）\n执行主席丹斯里林伟才\n扩大税务奖掖\n\n1.减低企业税\n\n比较新加坡和泰国，大马的企业税仍然高，达24%；顶级手套建议逐步减低企业税，以让大马继续成为具竞争力的商业与投资目的地。\n\n2.并购\n\n目前，国内制造业若并购外国公司至少51%股权，可获得减免20%并购成本达5年（大马投资发展局2012年7月3日至2016年12月31日接获申请）。\n\n希望政府可扩大上述税务奖掖至并购国内公司，并延长奖掖期限，以鼓励商业扩大营运。\n\n3.出口导向工业\n\n为鼓励本地公司增进海外贸易，汇更多外国收益回国，宜对所收汇款实施更多税务奖掖。\n\n4.调低个人所得税\n\n政府可考虑调低个人所得税，以协助纳税人渡过生活费增长的难关，同时向高收入者实施更高税率。\n\n5.消费税（GST）\n\n为确保纳税人获得消费税（GST）的即时资讯，建议政府在提呈预算案时即公布修改。过后，政府应与内陆税收局配合，教育公众有关修改的影响。\n\n6.再投资津贴（RA）\n\n呼吁政府再延长再投资津贴3年，即从2016年延长至2018年，这方便RA今年截止的公司，可更好策划未来成长，增加在马再扩展的可能性。\n\n7.外劳政策\n\n建立更稳定妥善的外劳政策，尽管加强自动化，不过仍需要外劳支援制造业。\n\n8.有效率的公共服务\n\n希望政府改善服务效率，如新的厂房设施之批准。\n\n9.政府须坚定肃贪\n\n建议所有政府公务员佩戴反贪徽章，以反映防贪决心。顶级手套员工，过去10年来皆佩戴“防贪反贪”徽章。\n\n勇达集团（ENGTEX，5056，主板贸服组）\n董事经理拿督黄福\n制定换水管政策\n\n勇达集团期许政府拟出详细计划，以替换4万4000公里的陈旧水管，这些水管已沿用超过50年，并且已锈蚀，造成庞大的无收益水（NRW）被浪费。根据2014年记录，大马有36%的无收益水，超越新加坡的5%、日本的7%和菲律宾的11%；石棉水泥水管这些年来逐步锈蚀，恐危害健康。\n\n期许看到政府制定撤换水管政策，以在一定期限内撤换水管；这不仅让水管维持高效，并减低各州的漏水问题。\n\n我们希望政府持续鼓励建更多新住宅与工业产业，配合人口之增长与经济发展步伐。这将促进乘数效应，这有助透过国内经济显现的实力，从而加强投资家对我国的信心。\n\n榕钢控股（YKGI，7020，主板工业产品组）\n集团董事经理拿督苏添来\n加码公共开支\n\n大马需启动一个扩张式预算案，把过去多年受压的发展开支由20%提升至30%，经常开支也应由80%调低至70%，以30%对比70%的模式拉动大马经济前进。\n\n过去多年，大马一直仰赖私人界为经济成长火车头；2017财政预算案我们期许政府，在公共开支“加码”，以更快速度拉动大马经济，以缓和外围的放缓。\n\n基于政府已从2015年4月起实施6%消费税（GST），人民也期许在企业税与个人所得税降低2至3%。实施消费税后，人民普遍面临生活费提高而加重负担，无形中也打击内需。\n\n需求萎缩\n打击制造业\n\n与此同时，国际油气价下跌，政府不应再调高工业天然气价与电费，这将对制造业成本提高，在此时外围需求萎缩时打击制造业的成长。\n\n制造业为国内生产总值贡献举足轻重，希望政府再延长再投资津贴（RA），以便可再投资与更高端用途的钢铁制造或其他扩大投资。\n\n制造业使国家外销增加，政府理应给予奖掖与鼓励，以促成大马经济的成长。\n\n丽鸿（LAYHONG，9385，主板消费品组）集团董事经理叶志鸿：继续发援助金\n\n政府在实施6%消费税，国库每年增加一笔可观税收，然而人民的生活负担却日益沉重，政府应调低个人所得税税率与企业税，让人民有更多可支配收入，透过内需刺激国家经济的成长。\n\n政府继续发出一马援助金（BR1M），或者援助金加码50至100令吉，皆可刺激内需。然而，若有部份可以食品固本发出，用以购买必需品与民生用品，相信可杜绝人民把所获援助金用于其他非民生用途。\n\n丽鸿经营的是鸡蛋或食品等相关行业，鸡蛋更是人民的蛋白质来源；若人民可支配收入提高，相信在稳定需求中再增需求。\n\n双威产业信托（SUNREIT，5176，主板产业投资信托组）\n拿督黄中立\n建议零预扣税\n\n大马产业信托管理业目前已迈入第十一个年头，市值已攀升420亿令吉，资产超过50亿令吉，广受国内与国际投资的组合基金、主权基金、保险、信托基金及散户所喜好。\n\n过去多年，大马产托为投资者交出永续成长，此领域受高度监管、高透明和企业监管。\n\n兹提出以下建议：\n\n一、大马已同意扩展预扣税至2019年12月，谨希望政府能进一步放宽预扣税（with holding tax），以与新加坡产托一致，从而强化大马产托吸引力。\n\n建议政府考虑撤除个人产托单位持有者预扣税至零，而外资产托持有者预扣税至10%，列表如下：\n\n二、目前产托须直接拥有资产，才可对其收入享有税款减免；然而产托若购置特别用途工具（SPV）拥有的资产与联营，则不可享有减免，建议皆给SPV与联给予减免。\n\n三、大马产托若涉非公民产业的买卖，虽可在进项税中索回所付消费税；然而，基于非公民产业买卖涉高资本开销，所获资金收入却是标准，马产托也可在收购后的下个月索回全部进项税税款，这造成现金流问题。\n\n四、建议获准对所购非公民产业对所付GST自我会计，新加坡的做法是让上市而又登记GST的产托公司和SPV，意味售卖产业的GST由卖家转移至产托公司和SPV，可消除后两者在置产时所面临现金流问题。大马宜追随新加坡做法，这样马产托才保有更大竞争力，成为亚洲产托投资目的地。\n\n五、建议让发债券的SPV，能够获准索领进项税，本会相信更有利的实质税率，将有助促进国内债券市场。", "CreateDate": "2016-10-18T13:43:30.08", "UpdateDate": "2016-10-18T13:43:30.08", "PropertyURL": "https://farm6.staticflickr.com/5444/30103370400_a5c36f8fb1_m.jpg" }, { "NewsId": "af770391-ab54-4cd0-987f-ed0fb985156c", "Title": "Comparing houses with cars", "Source": "http://www.thestar.com.my/business/business-news/2016/10/15/comparing-houses-with-cars/", "NewsDateTime": "2016-10-17T00:00:00", "Details": "KHAZANAH Research Institute research director Suraya Ismail uses the car metaphor to describe the Malaysian housing market.\n\nAre our roads clogged with too many Bentley and Mercedes-Benz cars? No. On the contrary, our roads are filled with a range of cars to suit every income bracket.\n\nThe same should apply to houses – there should be housing available to all income brackets.\n\nIf houses were cars, there are simply too many Bentleys and Mercs and too few Perodua cars.\n\nIn a nutshell, the various proposals of late – from developers giving out loans, banks extending housing loans from 35 to 40 years and the Employees Provident Fund (EPF) allowing contributors to take out more from their retirement fund to buy houses – are premised on increasing debt levels to buy these Bentleys and Mercs.\n\n“It is demand-driven. These proposals are to ensure that people have money to buy expensive houses.\n\n“The intent may be good, but it will not solve the affordability issue because these proposals only result in house buyers taking on more debt, which they cannot afford.”\n\nAs for taking from the EPF, the majority of contributors do not have enough for retirement. They should not use their retirement fund in this way, she says.\n\n“Whereas the stand my research is advocating is to make sure there is adequate supply of reasonably priced houses and finance will take care of itself,” says Suraya.\n\n“The stakeholders must ensure supply is efficient – there is a house available to suit every income bracket – and issues about finance will solve themselves.”\n\nSuraya says prices should be three times the annual household median income, which means that if a household earns RM8,000 a month, then the price would be RM288,000 (RM8,000x12x3). This is the price that particular household can afford.\n\nThis is not Khazanah’s benchmark, but is used in other countries as well.\n\nThe median monthly household income for Malaysians in 2014 was RM4,585 (4,585x12x3 = RM165,060). This figure tends to vary according to locations. The Statistics Department said Kuala Lumpur recorded the highest median monthly household income of RM7,620 as at June 2015, which equates to the household’s affordability being capped at RM274,320.\n\n“But how many developers are building houses at such prices today?” she asks.\n\nAn efficient market\n\nAn efficient market is where at each price bracket - RM500,000, RM400,000 and RM300,000 - there is a product available. She says property development, being a multi-billion-ringgit industry, has a social element to it and must be more efficient.\n\nIn order for this to happen, prices have to first go down. Secondly, the technology used must be understood.\n\nWhatever method or technology developers bring in, they cannot lay the blame on the methods or technology, she says.\n\nSuraya adds that there are developers who have reported that industrial building systems (IBS), a modernised construction method which supposedly reduces construction time, have increased cost by some 30%.\n\nThe design of the building may be unsuitable and the workers may not be trained, she says.\n\n“Modern methods of construction will help the industry to mature and cost will come down. But don’t try to cut short the process,” she says.\n\nTherefore, the context of any measures should be to bring prices down, and not about providing finance to buy expensive products. Suraya says developers have been saying they do not have the finances to migrate to the build-then-sell method.\n\nIf developers can afford to give loans to house buyers to buy their houses, then maybe they should focus on the build-then-sell model.\n\nA healthy eco system\n\nSuraya says she understands the private sector has to make a profit and it is possible to make a profit even with affordable housing as done in other countries, where developers or house builders build specifically for nurses or teachers.\n\nBut if one were to look at the house supply in Malaysia, all – if not most – of the developers are building expensive houses beyond the reach of most.\n\nEven those with a household income of RM8,000, RM10,000 and RM12,000 are seeking Government assistance to buy houses priced at RM200,000, RM300,000 and RM400,000, respectively, Suraya says, referring to two state Governments.\n\nThe issue is that half of the state population earns less than RM4,000 a month. So such measures do not really help the needy.\n\n“Let us focus not on finance but on supply,” she says.\n\nCompetition laws\n\nSuraya advocates having competition laws to create an ecosystem that provides products of different price ranges.\n\n“There should be more players who can provide different products,” she says.\n\nThere is also the tendency in Malaysia to compare our housing/loan situation with overseas markets.\n\nIt is incorrect to do so because in Australia and the United States, developers practise the build-then-sell method. They do market studies and take the risk that if they do not provide quality products, people will not buy.\n\nHowever, in Malaysia, we are selling a piece of paper. It is, therefore, not right to make such a comparison.\n\n“I appreciate that we have this method of selling houses. So fine. I accept this, but let us increase productivity by modernising our property industry. Houses taking over two years to build can be reduced to six months if we modernise the way we construct by using the IBS.”\n\nAs for the influx of China developers, especially in Johor, Suraya says they have a better margin because they use modern technology and their workers know how to execute on site, which helps to bring down construction costs.\n\nSo we have to:\n\na) look at supply,\n\nb) look at modernising the industry, and\n\nc) we should not be looking at finance first before we do (a) and (b).\n\nSuraya says there is a social element to housing and it is the duty and responsibility of every developer to provide decent housing, even those at the bottom of the price list.\n\n“If they care for fellow citizens, they will build better housing. We must make it affordable generally and that affordability should be tied to your income.\n\n“Developers are contributing to social mobility and the economy when they provide good decent housing because over the long term, more children from that segment will then buy your houses,” she says.\n\nSuraya says the private sector is the backbone of the country’s economy, and sometimes, the Government needs to regulate and nudge it in a certain direction.\n\n“If these partnerships are done properly, I am sure making housing affordable is something we can look forward to. The private sector is motivated by what shareholders want, to accumulate wealth, but the end does not justify the means, particularly when it is possible to be profitable and yet provide decent and affordably priced housing.”\n\nSuraya says nobody has a narrative on the subject because nobody has done any research on it. Research is difficult and nobody wants to solve the problem.\n\n“We must each ask ourselves what is the problem. As an individual, what can I do?\n\n“Because the buck stops here. Each of us has a role to play,” she says, adding that in this current situation, providing more finance is not the solution.", "CreateDate": "2016-10-17T11:55:39.613", "UpdateDate": "2016-10-17T11:55:39.613", "PropertyURL": "https://farm8.staticflickr.com/7537/29745527393_a4a8c8e781_m.jpg" }, { "NewsId": "9728988c-7ffc-410a-ac49-0aaa64af6c9a", "Title": "Investing in George Town pre-war buildings bears fruit", "Source": "http://www.thestar.com.my/business/business-news/2016/10/15/investing-in-george-town-prewar-buildings-bears-fruit/", "NewsDateTime": "2016-10-17T00:00:00", "Details": "SINGAPOREAN entrepreneur with Penang roots, Jonathan Foo, 44, is seeing his family investment in heritage properties of George Town taking a form that will generate long-term recurring income.\n\nFoo is the chief executive officer of 1919 Global Sdn Bhd, which has to date spent in excess of RM10mil to conserve its heritage properties in George Town.\n\n“In 2006, my father bought 19 pre-war properties in dilapidated conditions along Khoo Sian Ewe Road, Penang Road and Phee Choon Road.\n\n“Many of our relatives and friends did not believe it was good investment because no one believed that dilapidated pre-war houses could be renovated and adapted for modern commercial use.\n\n“When George Town was awarded the World Heritage Site status from Unesco in 2008, we knew it was time to start doing something with our heritage property investments.\n\n“In 2012, our company 1919 Global was formed and it spent over a year on research on pre-war properties in the area.\n\n“For example, we interviewed the original owner of the famous Loke Thye Kee Restaurant and the people who worked there to get a feel of the environment of the 1920s and 1930s when the restaurant was very popular, so that we can set a theme for our restoration project,” he says.\n\nThe first phase of the restoration project involved renovating Loke Thye Kee Restaurant, on the corner of Khoo Sian Ewe Road and Burma Road. “The Loke Thye Kee Restaurant restoration was completed in 2014. We are now doing some upgrading works for the interior and will start operation in October 2016 as a Penang heritage food restaurant,” Foo says.\n\nThe second phase involved turning five pre-war houses facing Penang Road into a hotel.\n\n“Known as Loke Thye Kee Residences, the hotel, which started operation a year ago, targets overseas and domestic tourists who appreciate heritage architecture.\n\n“The heritage hotel, with modern comforts, was awarded as top five suites in Asia by The Asia Design Hotel Awards 2016,” Foo adds.\n\nThe third phase saw the renovation of the famous Majestic Theatre into a multi-purpose convention hall which can be used for screening movies, live performance, and rented out to host events and weddings.\n\n“The restoration was recently completed and The Majestic Theatre is now opened to public.\n\n“It is the only heritage theatre in George Town that you can still watch a movie or a live performance,” he says.\n\nBuilt in 1926, The Majestic Theatre, also formerly known as the Shanghai Sound Theatre, was the first “talkies” theatre in Northern Malaya and was originally designed as a live performance theatre.\n\nThe theatre and the adjoining 12 shop-houses were commissioned by local businessman and philanthropist, Khoo Sian Ewe, whose name now adorns the street fronting the building.\n\nThe fourth phase of restoration, which is being undertaken now, involved turning 12 pre-war properties along Phee Choon Road into a commercial hub for the media industry, with production and post-production facilities for film, television, and design,” Foo says.\n\nFoo, who is a film-maker and producer, says a joint-venture company, set up by Malaysian and Singaporean entrepreneurs, has agreed to take up space in the commercial hub to do post-production work for television and movies.\n\n“We are also getting queries from parties interested to instruct post-production movie and television courses at the commercial hub.\n\n“We also have confirmed partners who can provide media training for both enthusiasts and professionals in Penang,” he says.\n\nFoo says he is confident his project would help to pull back talented Penangites who have gone overseas to work.\n\nAccording to Foo, Penang is on the right track in its effort to conserve heritage properties. “However, the authorities who formulate the heritage conservation guidelines do not do enough to obtain feedback from the heritage property owners.\n\n“They are instead influenced by non-government organisations who feel that heritage properties should be conserved to reflect only the style and theme of a historical period during which the properties were first built.\n\n“This is a wrong view of heritage conservation, which could impede the progress of heritage conservation work.\n\n“Loke Thye Kee, although was first established in the 1920s, evolved through the 1930s, 1940s, 1950s, 1960s and 1970s.\n\n“As Loke Thye Kee evolves, the building naturally absorbs the various architectural styles from different periods as it undergoes renovation to stay relevant.\n\n“In other words, a century-old heritage building has interesting stories to tell as it had witnessed the changing architectural styles of the last 100 years.\n\n“While the basic facade of a heritage building must be conserved to reflect the architecture of the time it was built, the raw materials, interior layouts and functionality of the building should be relevant to today’s needs and uses.\n\n“We are talking about living heritage and not a single period frozen in time,” Foo adds.\n\nOn whether the rentals of heritage properties have skyrocketed, Foo says that as the cost of buying and renovating a heritage property is high, it is only natural that the landlord asks for higher rentals.\n\n“If we cannot recover the capital spent, then how are we to launch future heritage conservation projects?” Foo asks.\n\nAccording to Foo, if the heritage guidelines cause delay for heritage conservation projects to get started, investors will lose money.\n\n“They may abandon their projects to cut losses if the delay is prolonged.\n\n“George Town would just become an area of aged ruins.\n\n“How could George Town then uphold its Unesco World Heritage Site status?” Foo asks.\n\nFoo says that in the past, George Town was a well-know trading and commercial hub in the Asean region.\n\n“Why would it be wrong for Penang to continue to be commercially significant, to continue as a key hub for heritage properties to gain in value,” he says.", "CreateDate": "2016-10-17T11:54:11.973", "UpdateDate": "2016-10-17T11:54:11.973", "PropertyURL": "https://farm9.staticflickr.com/8416/29745514223_9699f34e06_m.jpg" }, { "NewsId": "c413b8d4-dc01-4642-bd38-9cadc3ba3c5a", "Title": "隆850尺可负担屋　部长促降价至24万5", "Source": "http://www.orientaldaily.com.my/central/zm850245", "NewsDateTime": "2016-10-14T00:00:00", "Details": "（吉隆坡13日讯）联邦直辖区部部长拿督斯里东姑安南今日建议发展商，把房屋面积达850平方尺的可负担房屋单位售价下降，最理想是锁定在24万5000令吉。\n\n在这之前，发展商所推出850平方尺的可负担房屋，价格都统一维持在30万令吉。惟东姑安南今日建议发展商，把可负担房屋单位定价低于25万令吉，而东姑安南的这项建议，率先获得IJM公司的同意。\n\n他说，联邦直辖区部放眼在吉隆坡、布城及纳闽建设总计8万间的可负担房屋单位，如今兴建工程进度顺利，目前已达致58%的目標，预料年杪可以完成70%的目標。\n\n「冀望在明年之后，可以顺利完成在吉隆坡兴建的5万间、布城2万间以及纳闽1万间的可负担房屋单位。惟根据最新计划，纳闽会先兴建5000间可负担房屋，另外的5000间则会转移兴建在吉隆坡或布城。」\n\n建「公屋」惠及青年\n\n东姑安南重申，该部如今计划为吉隆坡年轻人兴建「公屋」单位（CouncilHome），让单身及在隆市从事服务业工作的低收入青年申请，並以租借的方式为单身男女提供住宿，租期每人只限5年。\n\n他说，这些公屋將建设在轻快铁站或是购物商场附近，以方便低收入年轻人上下班。这些公屋有別于一般的人民组屋，甚至会比人民组屋拥有更高素质的生活环境，如设有游泳池等。\n\n东姑安南今日为衔接至班底中环公园（Pantai Sentral Park）综合开发项目的高速交通枢纽，举行动土礼仪式后，向记者如是表示。\n\n陪同出席者，包括前联邦直辖区及城市和谐部长拿督拉惹农仄、联邦直辖区部秘书长拿督斯里安南依山、吉隆坡市长拿督斯里阿敏诺丁、IJM集团主席丹斯里阿都哈林、IJM集团首席执行员兼董事经理拿督孙兴存、Amona集团执行董事哈兹阿都玛纳以及集团首席营运员哈斯娜迪。\n\n这条高速交通枢纽全长2.8公里，將衔接58英亩的班底中环公园综合开发项目、班底达南（Pantai Dalam）和柯灵芝区域，通往新班底大道（NPE）。这项工程耗资5200万令吉，预计在18个月內，即2018年2月时竣工。\n\n东姑安南表示，相信新的交通枢纽工程竣工后，將有助减缓当地周遭原本拥挤的交通情况，可有望舒缓从甘榜柯灵芝至梳邦和灵市一带30至40%的交通流量。\n\n另外，对首相拿督斯里纳吉即將在下週五（21日）提呈2017年財政预算案有何期许时，东姑安南信心满满地说，儘管目前大马面对全球经济不景衝击，但首相绝对会提呈一份以民为本，以民为先的財政预算案。", "CreateDate": "2016-10-14T11:17:21.713", "UpdateDate": "2016-10-14T11:17:21.713", "PropertyURL": "https://farm6.staticflickr.com/5477/30015114260_c6dbbc8cf8_m.jpg" }, { "NewsId": "8ac2d438-2ed5-405e-b5e7-e0280f748b85", "Title": "趋势：槟城77%住房售价低于RM50万", "Source": "http://www.theedgeproperty.com.my/content/928316/%E8%B6%8B%E5%8A%BF%EF%BC%9A%E6%A7%9F%E5%9F%8E77%E4%BD%8F%E6%88%BF%E5%94%AE%E4%BB%B7%E4%BD%8E%E4%BA%8Erm50%E4%B8%87", "NewsDateTime": "2016-10-14T00:00:00", "Details": "尽管槟城是马来西亚最贵的置产城市之一，但槟州政府致力推行的可负担价位房产计划已见效，根据房地产咨询公司Henry Butcher（槟城）报告，目前价位低于RM500,000的住宅房产，占槟州现有住宅房产的77%。\n\n截至今年次季，槟城现有住宅房地产总计402,494间，其中，217,467间在槟岛，其余的185,027则在威省。\n\n报告指出，约有48%的现有房屋售价低于RM25万；29%售价介于RM250,001至RM50万；16%则介于RM500,001至RM100万。\n\n来临的住宅房产供应达88,072间，其中46,686间位于槟岛，另外41,386间则在威省。\n\n根据报告，槟城政府积极推广可负担价位房产，并且不定期更新条件，帮助更多人有机会拥屋，达到居者有其屋的目的。\n\n同时，槟州政府甚至提供发展商更大的弹性空间，开放30%的可负担房产单位，给已经拥有一间房产的拥屋者。\n\n半买半租鼓励人们拥屋\n\n不仅如此，州政府推行的半租半买计划（Shared Ownership Scheme，由政府提供30%的置产资金之后，申请者每月摊还无息贷款），以及2014年推出的先租后买计划，进一步协助达成居者有其屋的目的。\n\n目前，由私人发展商兴建的可负担价位房屋计划包括Aspen Group的Tri-Pinnacle、M Summit Group的Ramah Pavilion、Ideal Property Group 的One Foresta与 I-Santorini，还有BSG Group的Granito。\n\n至于并非槟城土生土长但在当地工作的人们，若你从事的工作属于技能与技术工作，且在槟城居住了至少5年，就可申请这些可负担价位房屋计划。\n\n报告指出，策略性地点是槟城的一大优势，在Iskandar以及巴生谷以外，槟城将继续成为国内热门投资据点之一。\n\n综观去年交易表现，槟州住宅房产交易按年下滑4,000宗，远低于2014年的25,555宗。\n\n在去年的槟州房产市场，在整体房产交易中，住宅房产交易占的比例最高，达71%。\n\n去年的住宅房地产成交值达RM61.73亿，低于2014年的RM75.79亿，按年下滑18.55%。", "CreateDate": "2016-10-14T11:15:26.093", "UpdateDate": "2016-10-14T11:15:26.093", "PropertyURL": "https://farm9.staticflickr.com/8272/30226108171_a71999ecfc_m.jpg" }, { "NewsId": "cc929727-450c-4583-aa3e-e1c79fe1d404", "Title": "买间中廉价屋来投资又何妨？", "Source": "http://www.orientaldaily.com.my/columns/pl20153522", "NewsDateTime": "2016-10-13T00:00:00", "Details": "如果收入过高，驾大车的人走漏洞买了本来给低收入群体，售价低于7万2500令吉的中廉价屋自住，出租或高价转手出售，也未受到对付，那碰碰运气申请一间来投资又何妨？\n\n这年代，屋子除了作为基本需求，也成为投资牟利的商品。反正有钱赚，多少人会在乎抢走穷人居者有其屋的机会，穷人是否10多人挤一小屋，甚至睡街？结果，「没屋的穷人」和「没人住的屋子」的强烈对比日渐严重。\n\n爱国党最近出示中廉价屋出现5辆总值数十万令吉，有同样车牌號码的豪华摩哆及轿车的照片质疑，有不符低收入资格者住在新建竣的中廉价屋，並质疑檳州政府的遴选及审批廉价屋及中廉价屋的程序出现问题。\n\n屋主是否符合资格，应交由当局展开调查。不过，我们可从案例中思考，当许多人负担不起昂贵房价时，究竟真正让人负担得起的屋子是否分配予真正有需要者？\n\n政府的审核过程不可能滴水不漏。道高一尺，魔高一丈，难免有申请者走漏洞。收入五六千的人，可在宣誓书虚报薪水三千，就突然符合资格了。除了很难被追查是否虚报薪水，即使立了假宣誓书，有多少人曾被对付？\n\n虽然难免有漏网之鱼，但这不能成为政府的藉口。政府要做的，是加强执法，严格对付违例者，杀鸡儆猴，邻居们也应作为耳目適时举报。\n\n儘管很难追查屋主的真实薪水，但要查看廉屋是否出租或出售就容易很多，只需瀏览產业网站，就有一堆名单出现，执法单位就可追查取缔。\n\n檳州房屋委会主席佳日星2013年上任后曾做出多项警告，如据总稽查司报告提出的问题翻旧账，发出搬空令给之前「误批」给不符合资格的屋主，更恫言说出租屋子的人违反刑事罪，可被控上庭，被判监禁不超过10年。\n\n但是，日子一天天过了。如今有多少位出租的屋主被取缔？又有多少不符合资格购屋者被对付、收回屋子或控上庭？\n\n当滥用廉屋的情况维持下去，没什么人被对付，该文化自然延续下去，被视为理所当然。结果，真正需要廉屋的人，排队超过六七年很平常。\n\n若政府加强执法，自然能过滤掉不符合资格者，让真正需要者无需等那么久。当然，这是全国的问题，非檳城独有。中央政府及州政府应联手，从现有政策著手，严格执法，確保廉价屋及中廉价屋落入真正有需要者手上。\n\n另外，政府也应確保廉屋的供应量充足，如政府本身建更多、不轻易让发展商把已批准的中廉价屋计划转换成较贵的可负担房屋，或轻易以现金取代。\n\n发展商说建中廉价屋会亏钱，但这原本就不是用来赚钱，而是一个社会责任啊！", "CreateDate": "2016-10-13T14:15:27.57", "UpdateDate": "2016-10-13T14:15:27.57", "PropertyURL": "https://farm9.staticflickr.com/8269/30259528016_0af02712cb_m.jpg" }, { "NewsId": "af596fbb-8a8b-4c58-ba1e-6105a2ca522c", "Title": "Bank Negara says 'broader alternatives to home ownership' key to protect buyers", "Source": "http://www.theedgemarkets.com/my/article/bank-negara-says-broader-alternatives-home-ownership-key-protect-buyers", "NewsDateTime": "2016-10-12T00:00:00", "Details": "KUALA LUMPUR (Oct 11): Bank Negara Malaysia said developing broader home ownership alternatives, including a well-functioning rental market, was deemed a policy priority to protect homebuyers from financial hardship.\n\nIn a statement today, Bank Negara said the suggested need for alternatives showed the adverse consequences poorly designed incentives to increase home ownership could have on housing affordability in the longer term.\n\n\"It also provides a viable route to help low income and early career individuals onto a path towards eventual home ownership. Better enforcement is also critical to prevent the abuse of schemes intended to assist specific household segments to own or rent homes.\n\n\"Factors that influenced the efficiency with which house prices were adjusted were also examined,\" Bank Negara said.\n\nBank Negara issued the statement in conjunction with the central bank's fourth economics research workshop yesterday. The workshop's theme was \"The Housing Market: Issues and Policy Options\".\n\nToday, Bank Negara said there was a broad consensus that policy considerations for housing the nation would need to balance the objectives of providing a minimum quality housing standard while preventing the build-up of imbalances in the housing market.\n\n\"While households require access to credit to own a home, it is not in their own interest to incur an unsustainable level of debt to do so.\n\n\"Policy measures to ensure access to credit must therefore be pursued with concern for the protection of homebuyers from financial hardship leading to foreclosure and poorer welfare,\" Bank Negara said.", "CreateDate": "2016-10-12T14:09:50.713", "UpdateDate": "2016-10-12T14:10:50.397", "PropertyURL": "https://farm9.staticflickr.com/8271/30158356242_ab3330f280_m.jpg" }, { "NewsId": "474ae6e2-3300-4336-bc6f-7acb9ab82e73", "Title": "让居者有其屋．关注租赁市场．产业决策须面面俱到", "Source": "http://www.sinchew.com.my/node/1576087/%E8%AE%A9%E5%B1%85%E8%80%85%E6%9C%89%E5%85%B6%E5%B1%8B%EF%BC%8E%E5%85%B3%E6%B3%A8%E7%A7%9F%E8%B5%81%E5%B8%82%E5%9C%BA%EF%BC%8E%E4%BA%A7%E4%B8%9A%E5%86%B3%E7%AD%9", "NewsDateTime": "2016-10-12T00:00:00", "Details": "（吉隆坡11日讯）产业领域决策除了发展更广泛的拥屋选择，也必须包括运作良好的租屋市场，这些必须优先考虑的政策是为了保护购屋者，以防他们面对财务难题。\n\n国家银行今日发文告表示，除了提供大马人优质房产的同时，房产市场选择必须更多元至应付各层面的需求，当前增加房屋拥有权的奖掖制欠理想，长远来说，会影响人们负担房产的能力。\n\n除了确保达到拥有房屋为首要目标，也关注租赁市场的均衡发展。\n\n国家银行在一项有关“房产市场：课题与决策选项”的研讨大会上，集合来自金融界、政府机构、产业发展商、学术界人士及智囊团，针对房产领域近期发展交换意见，讨论的课题包括房屋的可负担性、需求与供应的不均衡、屋价被推高的因素。\n\n国行表示：“与会者也讨论提供可行途径，协助低收入及甫加入就业市场者，迈向拥有房屋的道路；为避免奖掖制被滥用，更好的执行相关配套是重要的，以协助特定家庭拥有或租房屋。”\n\n另外，确保可负担房屋的价格处于合理水平，也是大会讨论的焦点，对许多中低收入的家庭来说，屋价仍难以负担。\n\n须保障购屋者免陷财困\n\n与此同时，大会也提及虽然一般家庭需要贷款拥有房屋，但不是让自己处于无法支撑的局面，因此，任何的决策必须保障购屋者，避免陷入财务困境为考量。\n\n“购屋者需要贷款买房屋时，很重要的一点是不能因此背负无力承担的债务水平。决策者在确保购屋者可以攫取贷款途径的同时，也必须保护购屋者不会因此陷入财务困境。”\n\n除此之外，与会者讨论得出的其他结果包括：收入与贷款能力是屋价的决定因素，是相互关键的，因为收入的高低，决定个人是否可获得贷款。\n\n另外，2013至2014年，大马的房屋价格上升至超出合理水平，超出宏观经济稳定与大马经济的基本面，政府在2014年起推行的调高产业盈利税措施，在一定程度上有效抑制产业价格的上涨，并在2015年将房产价格稳定下来。\n\n广告\n与此同时，房产领域的不均衡现象，在一些地点和产业类型尤其明显，这加剧房屋的可负担性问题，并且推高家庭面对债务的水平。\n\n一些与会者指出，全球金融危机因次贷风暴引起，家庭债务上升应该被视为房产市场风险提高的警讯，产业市场若不稳定，将对金融领域、宏观经济的稳定造成不利影响。", "CreateDate": "2016-10-12T11:54:46.687", "UpdateDate": "2016-10-12T11:54:46.687", "PropertyURL": "https://farm6.staticflickr.com/5461/30186892301_59e72fdde9_m.jpg" }, { "NewsId": "8accc814-53d5-4171-80cb-4ad702f66ab1", "Title": "佳居锦囊：节能减碳大作战系列之三，省电费不难", "Source": "http://www.theedgeproperty.com.my/content/922190/%E4%BD%B3%E5%B1%85%E9%94%A6%E5%9B%8A%EF%BC%9A%E8%8A%82%E8%83%BD%E5%87%8F%E7%A2%B3%E5%A4%A7%E4%BD%9C%E6%88%98%E7%B3%BB%E5%88%97%E4%B9%8B%E4%B8%89%EF%BC%", "NewsDateTime": "2016-10-11T00:00:00", "Details": "电费高居不下，所以采取以下节能减碳的方式，是刻不容缓的。\n\n精明提升家电，省时省电\n\n什么家庭电器最耗电？不是电脑和冷气机，而是旧的电器！\n\n最直接节能减碳的方式，就是采用五星评级的家庭电器。\n\n在马来西亚， 4种电器产品可被上呈大马能源委员会，检测并评级是否属五星级节能省电标准。这4种电器分别是冰箱、冷气机、风扇和电视。\n\n虽然五星级电器售价较高，但长期来说，这些电器可为你省下不少电费!\n\n何时开关电灯，决定电费\n\n根据大马能源委员会调查，灯光消耗大约13%的总用电量，而且电灯也是工业领域中，耗电量最高的电器。\n\n节能灯管不但比一般灯管耐用3至25倍，也比一般灯管节省25%至80%的电费，所以更换节能灯管可有效减低电费。\n\n驱赶无形消耗，彻底省电\n\n随手关掉电源是个节源省电的好习惯，但是你知道吗？就算电源已被关闭，一些电源仍然继续被消耗。这个情况也就是所谓的“幽灵消耗” (phantom load)，或无形消耗。\n\n所以，最彻底的省电方式是拔掉插头，切断电源。\n\n此外， 手机和电脑的屏幕保护程序（screen saver）并不会减低耗电量，真正省电做法是切换睡眠模式，或关掉屏幕。\n\n知非高峰收费，减低电费\n\n如果你是一名被电费压得喘不过气的生意人，只要了解非高峰用电时段，或许就可以解决你的烦恼。\n\n所谓的非高峰用电时段，就是每天晚上10点至隔天早上8点，这段期间，生意人可享有20%的电费折扣。\n\n还等什么，现在就调整作业形式，善用非高峰用电时段来减低电费吧！\n\n建筑物能源效益自助计划（The Building Sector Energy Efficiency Project，简称BSEEP）是公共服务部（JKR）主催、联合国开发计划署（UNDP）管理，以及全球环境基金（GEF）资助的计划。该计划的主要目的是减少大马建筑物的每年温室气体排放量，以抑制气候变化。", "CreateDate": "2016-10-11T13:44:39.827", "UpdateDate": "2016-10-11T13:44:39.827", "PropertyURL": "https://farm9.staticflickr.com/8268/30137691732_a686d3f5b9_m.jpg" }, { "NewsId": "42b7ebc0-2f7a-4dbd-a9c3-59f68a55d8d4", "Title": "Owner of superbikes says she’s qualified to live in LMC unit", "Source": "http://www.thestar.com.my/news/nation/2016/10/08/owner-of-superbikes-says-shes-qualified-to-live-in-lmc-unit/", "NewsDateTime": "2016-10-10T00:00:00", "Details": "GEORGE TOWN: A low medium-cost (LMC) apartment owner, who has two vehicles and three superbikes worth more than her unit, is maintaining that she is qualified to stay there.\n\nThe woman, who declined to be named, said she would come clean with the state housing department over the issue.\n\n“I am a general clerk and eligible to stay here with my family.\n\n“Only one of the bikes belongs to me and I went through the necessary process before being given a unit.\n\n“I will furnish all my documents to the state government should the need arise,” she said when contacted yesterday.\n\nShe would also seek legal advice over the matter.\n\nOn Friday, Parti Cinta Malaysia vice-president Datuk Huan Cheng Guan claimed that several LMC units in Bukit Gambier here were being occupied by unqualified people.\n\nSeveral vehicles and superbikes, some costing more than RM100,000, were found parked at the apartment block. Each unit is priced at RM72,500.\n\nThe superbikes parked in the LMC block were a BMW Motorrad GS that is worth RM114,900, a Triumph Street Triple (RM53,900) and a KTM 1050 Adventure (RM68,888).\n\nEarlier, The Star reported that almost half of the 780 units in Tower A and Tower B were rented out, as alleged by a resident in February this year.\n\nA unit owner claimed that many owners had leased out their units once the CFs for occupation were obtained for Tower A in October 2013 and Tower B in April 2014.\n\nState Housing Committee chairman Jagdeep Singh Deo said all LMC applicants must execute a Statutory Declaration (SD) that they were first-time housebuyers with an income not exceeding RM3,500.\n\n“The state government can repossess the unit if they fail to follow the terms in the SD, which also stipulates that successful applicants must adhere to the 10-year morato­rium.\n\n“We can also take legal action against them under Section 193, 199 and 200 of the Penal Code for providing false information, which carries a three-year jail term, a fine, or both,” he told a press conference in Komtar yesterday.\n\nJagdeep said under the state housing policy, LMC unit owners were not allowed to rent out the units or turn them into homestays.\n\nHe said the issue of low-cost and LMC units being abused by those not eligible was not only in Penang but nationwide.\n\n“The issue is not new as I raised it two years ago. We welcome any information on the suspected abuse which can then be forwarded to the Penang Housing Department.\n\n“Such abuse will not be tolerated and the guilty parties must be brought to book,” he said.\n\nJagdeep said the state government also wanted such buyers to disclose their car ownership but the Road Transport Department was not extending its co-operation.", "CreateDate": "2016-10-10T14:22:46.753", "UpdateDate": "2016-10-10T14:28:18.323", "PropertyURL": "https://farm6.staticflickr.com/5659/29600960453_8bed470cdc_m.jpg" }, { "NewsId": "c46b1f48-204b-458f-ada4-63c36d02963d", "Title": "IMF警告經濟或停滯 全球629兆債務飆新高", "Source": "http://www.chinapress.com.my/?p=806623", "NewsDateTime": "2016-10-10T00:00:00", "Details": "（華盛頓6日訊）國際貨幣基金組織（IMF）指出，全球債務總規模已達創紀錄的152兆美元（約628.8兆令吉），警告此龐大債務將拖累經濟成長和加劇復甦風險，可能演變成停滯甚至衰退格局！\n\n“路透社”報導，該組織在最新一期《財政監測報告》中表示，去年全球公共與私人領域債務，占全球國內生產總值的225%，即2.25倍，高于2002年時約2倍的水平。\n\n這其中有三分之二屬私人領域負債，其快速增長經常會導致金融危機。\n\n國家可續支出提振經濟\n\n報告稱，雖然各國的負債情況存有差异，但債務規模過大，可能會觸發前所未有的私人去桿杆化過程，阻礙脆弱的經濟復甦。\n\nIMF財政部門負責人加斯帕（Vitor Gaspar）週三（5日）在記者會上指出：“過高的私人債務，是全球經濟復甦的主要障礙之一，給金融穩定帶來風險。金融衰退的持續時間和嚴重程度，要超過普通的經濟衰退。”\n\n不過，該組織仍鼓勵有“財政空間”的成員國政府持續增加借貸和支出，提振一直低迷的經濟增長。\n\n在呼籲對消費者需求提供有針對性財政支持的同時，該組織還呼吁維持寬松貨幣政策并加速進行結构性改革，提高各國的經濟效率。\n\n此外，若要大幅減少民間債務，IMF建議財政政策中應當包括有針對性的干預以重組民間債務，或修复銀行資產負債表，從而將對整体經濟的損害降至最低。\n\n加斯帕稱，這些措施或類似美國在金融危機期間，推出的抵押貸款重組計劃，或巴馬政府的汽車業重組措施。\n\n“這類政策在中國可能尤其有用。但為了（政策）能起效，他們需要恰當的設定并秉持嚴格的治理原則。”", "CreateDate": "2016-10-10T14:20:41.717", "UpdateDate": "2016-10-10T14:20:41.717", "PropertyURL": "https://farm9.staticflickr.com/8549/29600080654_551911e74e_m.jpg" }, { "NewsId": "829e63df-159b-4331-aa9f-c25f6f6ece42", "Title": "出口恶化贸盈大减．大马双赤风险恐重燃", "Source": "http://www.sinchew.com.my/node/1574374/%E5%87%BA%E5%8F%A3%E6%81%B6%E5%8C%96%E8%B4%B8%E7%9B%88%E5%A4%A7%E5%87%8F%EF%BC%8E%E5%A4%A7%E9%A9%AC%E5%8F%8C%E8%B5%A4%E9%A3%8E%E9%99%A9%E6%81%90%E9%87%8D%E7%87%8", "NewsDateTime": "2016-10-07T00:00:00", "Details": "（吉隆坡6日讯）大马双赤字风险重燃？基于出口低迷，以及基础建设加快拉高资本项进口，经济学家认为，这将加大经常账由盈转赤压力，但相信外围需求温和将可确保经常账持续录得盈余，只是经常账盈余占国内生产总值（GDP）比重将进一步下跌。\n\n出口至中国大跌\n7月贸盈大减19%\n\n回教银行研究表示，归咎于出口至中国的电子与电器大跌，今年7月我国出口意外下跌5.3%，导致贸易盈余大减19%至19亿令吉，让大马可能录得亚洲金融风暴后首个贸易赤字风险大增，双赤字隐忧重燃。\n\n“虽然出口下跌，但进口表现更不济，让今年上半年经常账盈余仍达69亿令吉，占国民总收入（GNI）的1.2%，但第二季经常账盈余大缩，主要是净出口恶化，也再次燃起国家双赤字风险。”\n\n数据显示，在低原产品价格和服务账赤字增加的情况下，大马经常账盈余占GDP比重已从2014年的4.4%进一步收窄至1%。\n\n大型工程启动\n经常账恐陷入赤字\n\n展望未来，回教银行研究认为，基于国家出口持续低迷，而大型建筑和基础建设工程开动可能加速资本项进口，经常账潜存陷入赤字的风险。\n\n更重要的是，负面经济数据不绝，今年上半年预算赤字占国内生产总值比重达到5.5%，比官方预设的3.1%还要高，但回教银行研究相信在油价走扬、通讯频谱收入，以及国家石油公司（Petronas）、国库控股（Khazanah）和国家银行陆续派息下，政府下半年收入将大增，有机会达到全年3.1%财赤目标。\n\n整体来看，回教银行研究认为，过去几年，大马经济增长模式已向内需转移，而经常账盈余与经常账缺口持续收窄，预见在私人消费和投资持续增长，将可抵销公共领域中期紧缩预算下，经常账盈余占GDP比重将徘徊在1.5至2%水平。\n\n“虽然面对油价下跌、资金流大举外撤，以及外围需求缓慢等冲击，但在高度多元化的经济架构和稳定的金融系统支撑下，大马经济增长表现依旧强劲。”\n\n该行补充，原产品出口虽占大马GDP和出口比重的18%和19.2%，但远比服务和制造业占GDP的54%和23%比重来得低，同时大马出口约80%为制造业产品，其中电子与电器即占总出口的36%。\n\n更重要的是，大马出口市场多元化，美国、欧盟与日本占出口的29%，中国比重为13%，加上经济普遍靠占GDP约69%的内需拉动，多元化的经济架构将可转嫁外围风暴的溢出效应。\n\n同时，高度开发的金融体系，加上庞大的外汇储备、弹性汇率和可管理的外债水平，都进一步强化大马经济应对外围冲击的能力。\n\n综合上述因素，回教银行研究相信温和的外围增长前景将确保经常账持续录得盈余，今年上半年出口与进口微增1.2%和1.4%，但预见全年总出口与进口增长率将达到1.9%和0.4%，有望拉高贸易盈余至970亿令吉，比较上半年为418亿令吉。\n\n不过，经常账盈余占GDP比重将从去年的3%收窄至1.8%。\n\n国行11月或再降息0.25%\n\n同时，回教银行研究维持全年GDP增长4.3%目标不变，主要是最低薪金制、公务员调薪等提振家庭可支配收入措施奏效，以及基建工程落实加速，将加快下半年经济增长力度。\n\n“鉴于下半年经济增长趋强，我们维持国行今年将维持隔夜政策利率在3%目标不变。但是，外围环境出现足以影响总体G D P增长的风险，国行可能在11月的议息会议再减息25个基点。”", "CreateDate": "2016-10-07T17:23:03.12", "UpdateDate": "2016-10-07T17:23:03.12", "PropertyURL": "https://farm9.staticflickr.com/8664/29872032870_49e8fca69a_m.jpg" }, { "NewsId": "5db0ca7c-46df-46b7-b1c9-0555aa22d658", "Title": "转名手续问题无法脱手 8妈姐屋将成遗迹 ", "Source": "http://www.kwongwah.com.my/?p=206486", "NewsDateTime": "2016-10-07T00:00:00", "Details": "（槟城4日讯）在槟城最后一名“妈姐”于去年年尾辞世后，槟城妈姐虽然已成为历史，然而妈姐从60年代开始以集资方式购置的至少8间战前老屋产业，却因为转名手续及银行借贷问题以致不可能转手下，产业相信将成为妈姐在槟城的永久遗迹。\n\n很多人不知在乔治市世遗区的包括义福街、南华医院，至少8间战前建筑是终生不嫁的妈姐，在60年代开始以集资合股方式逐一购置的产业。其中，相信是首间所购置的产业在80年代尾，在拖延5年后才成功脱手给商人拿督李永光，然而其他的产业却因为一些妈姐去世后，以及脱手时没办好转名手续，以致产业没有律师肯接手办理转卖，银行也不放贷。\n\n也是顺德会馆署理主席的拿督李永光与妈姐缘分深远流长，除了其夫人是妈姐陈赛球的养女外，李永光在10多岁时，即已开始为这些妈姐代笔写信寄信回中国老乡。他不记得为多少妈姐捎过信，但知道她们多数来自中国顺德，其中一些来自南海、番禺及东莞。\n\n那时，这些妈姐已在槟城约30年光景，而在1957年后已再没有妈姐来槟城。“她们其中一些最年长的已约70岁，最年轻的约40出头。那时妈姐很擅长下厨，所以那些有钱人将妈姐当成宝般，让她们在家中烧饭烹煮。”\n\n他说，其夫人黄玉珍来自怡保，小时因为家中人口多所以才交给妈姐陈赛珍养育至21岁出嫁，当时与妈姐栖身在义福街60A。\n\n妈姐在槟城首间购置的产业是南华医院门牌29号，堂号为侨居；第2间为南华医院街21号的华联；第3间是义福德46号的联居；第4间是义福街52号；第5间是义福街56号的群愉等。其中在南华医院街相信共有5间，义福街则有4间，分别是46号、52号、56号及60号。\n\n合资购晚年栖身所 冀产业过继给养女\n\n妈姐是在60年代才兴起置产，那时她们先租屋，相信是为了对晚年能有一个栖身之所，同时希望能将产业过继给养女等，因此合伙集资置产，那时她们每人出资约2至3000令吉合伙置产。\n\n李永光透露，当时在槟城的妈姐人数相信有约百名，她们组成不同的伙伴股东共同置产，其中一些妈姐更同时参与不同的伙伴置产，所以在不同的产业，会出现同一个名字的妈姐。他相信这些妈姐的置产目地不是为了投资，至于那些参与多个合伙的妈姐可能将这些产业当成吃风楼，可以东家住住、西家住住。\n\n这些产业持股人其中一些多达18人。而李永光在80年代尾，在妈姐献议下以22万5000令吉买下侨居。而产业也同样因为手续问题，拖了5年之久才完成转名成交。当时李永光购置的侨居地契有14人，其中一人已过世，最终因为找到妈姐的亲属才成功完成转名。\n\n“至于其他产业很多律师都不接手办理，银行也不放贷。持有产业的妈姐，大多数在老时返中国，其中一些将个人股份在未转名下转手他人，她们在中国可能辞世又没有子女，同时在没有死亡文件及地契未完成转名下，造成产业无法脱手。”\n\n出租为店屋居宅 由妈姐养女看顾\n\n目前，这些妈姐的产业还是分别出租作为店屋及居宅，并由她们的养女们收租看顾。\n\n比如李永光夫人的名字，就出现在一些产业的地契上。李永光说，在最后一名妈姐于去年辞世后，槟城已没有妈姐，而其夫人的养母妈姐陈赛珍，则是于3年前过世。\n\n即便妈姐已不在，可是在义福街52号的华居却继续存放其多张同张的老照片，其中保存至今的一张是牛干冬大路摄影室所拍摄，在照片中共有18名妈姐，李永光认出其中两人是春满园卖妈姐鸡脚出名的妈姐。至于华居迄今还是出租给东芝电器店，该店的神桌上还供奉着妈姐神祖牌，成为妈姐在槟的铁证。", "CreateDate": "2016-10-07T10:10:55.903", "UpdateDate": "2016-10-07T10:10:55.903", "PropertyURL": "https://farm9.staticflickr.com/8399/30162561325_d9890c7a45_m.jpg" }, { "NewsId": "3bd93ad6-badd-4c97-8832-56ae8c6dec68", "Title": "风险：外围动荡＋一马风暴．世银连降大马2年经济预测", "Source": "http://www.sinchew.com.my/node/1574023/%E9%A3%8E%E9%99%A9%EF%BC%9A%E5%A4%96%E5%9B%B4%E5%8A%A8%E8%8D%A1%EF%BC%8B%E4%B8%80%E9%A9%AC%E9%A3%8E%E6%9A%B4%EF%BC%8E%E4%B8%96%E9%93%B6%E8%BF%9E%E9%99%8D%E5%A4%A", "NewsDateTime": "2016-10-06T00:00:00", "Details": "（吉隆坡5日讯）世界银行（World Bank）预见石油和出口需求低迷，将对今年大马经济增长带来冲击，下调今年我国国内生产总值（GDP）目标0.2%，至4.2%，与越南成为区域唯二经济增长率遭调降的国家。\n\n今年GDP估增4.2%\n明年4.3%\n\n同时，世银也调低大马明年GDP增长率0.2%，至4.3%，但预见我国经济增速将在2018年加快至4.5%。\n\n世银东亚太平洋地区首席经济学家苏迪尔谢蒂在媒体汇报会上表示，受到全球对石油需求疲弱，以及制造业出口低迷，今年大马GDP增速料从去年的5%放缓至4.2%。\n\n“同时，基于劳工市场趋疲，以及家庭开销持续因生活费高涨进行调整，私人消费增速将有所放慢，私人投资增长也不容乐观，主要是投资者对商业情绪并不乐观，以及外围需求持续低迷。”\n\n苏迪尔谢蒂补充，出口增长也料停滞不前，主要是原产品价格低迷，以及主要贸易伙伴国经济增长前景疲弱拖累，预见经常账盈余收窄趋势将持续，今年经常账盈余占GDP比重将从去年的3%降至1.8%。\n\n明后年加快增长\n\n不过，随着石油与原产品价格逐步复苏，苏迪尔谢蒂看好大马2017和2018年GDP增长脚步料加快至4.3%和4.5%。\n\n但他说，尽管油价将在明年有所复苏，但不会重返2014年的高位。\n\n询及石油输出国组织（OPEC，油盟）减产影响，苏迪尔谢蒂认为，油盟减产决定将有助拉抬油价，对大马等产油国带来好处，但油盟影响力已大不如前，并不预见油价将大幅攀升，仅会在未来2年缓步复苏。\n\n至于国际货币基金组织（IMF）下调美国今年GDP目标至1.6%对大马经济影响，他说，美国是大马主要贸易伙伴之一，制造业出口势必受到影响，但相信IMF只是对美国短期经济感到忧虑，长期美国经济依旧向好。\n\n另一方面，世银在最新发布的《东亚太平洋地区经济半年报告》中指出，未来大马经济的风险主要源自海外，其中包括全球经济增长不明朗，以及金融市场潜在震荡。\n\n“与此同时，一马发展有限公司（1MDB）债务风暴挥之不去也可能影响投资者情绪，并使得政府从必要的改革中改道。此外，家庭出乎意外大减开销，以应对生活费高涨压力，抑或劳工市场进一步放缓都可能对私人消费带来冲击。”\n\n展望未来，世银认为，大马最大的挑战与机遇仰赖政府加速结构性改革，以加快经济转型成高收入经济体，以及专注人力资本开发与自由化，以进一步强化经济竞争力。\n\n“大马开始着手进行新一波的‘新世代’贸易协议，而相关贸易协议执行将为政府开启达到相关目标的大门。”\n\n不过，世银补充，基于财政与货币政策空间有限，政府应考量针对性措施来支撑最为脆弱的家庭环节。\n\n“随着政府持续落实财政撙节措施，调高最低薪金制，以及公务员薪酬动作将难以为续，更多的措施应放在提升劳工生产力，以及社会保障系统的效率。同时，推介失业福利也将有利调整劳工市场的供需情况，并于劳工市场趋疲时提供扶持。”\n\n英脱欧影响有限\n东亚成长上调至6.4%\n\n世银称英国脱欧短期不太可能对东亚和太平洋地区经济成长带来严重影响，因此调升包括中国在内的发展中东亚及太平洋地区（EAP）2016年增长至6.4%，但2017年增速则料减缓至6.2%。\n\n世银4月时的预估为今明两年分别增长6.3%和6.2%。\n\n世银在报告中指出，“东亚和太平洋地区2016至2018年经济增长仍具韧性。”\n\n同时，世银维持中国今明2年经济增长6.7%和6.5%不变，但将2018年预估调降0.2%至6.3%。\n\n东南亚国家方面，菲律宾增长前景最强，世银预期今年经济增长将加快至6.4%，越南经济则受干旱气候影响，增长率将放缓至6%，但明年经济将加快增长至6.3%。\n\n印尼经济将稳步增长，2016和2017年经济增长率为5.1%和5.3%，泰国今明2年经济则料增长3.1%。\n\n不过，世银也指出，东亚和太平洋区经济基本面将面临一些重大风险，例如中国经济成长持续放缓，以及全球金融条件大幅紧缩可能削减资本流入区域等风险。\n\n此外，世银认为，英国脱欧不太可能在短期对区域造成重大冲击，因为区域与英国的直接贸易和金融联系有限。\n\n目前，区域对英国的出口仅占总出口的不到2%，而英国占区域总体外国直接投资比例也不高。\n\n世银认为：“中期来看，英国脱欧意味着发展中东亚和太平洋地区需要与英国重新协商贸易和投资协定，这也可能影响该地区与欧盟的贸易关系。\n\n至于美国联邦储备局货币政策动向，苏迪尔谢蒂认为，联储局在做出升息决策时，不仅会考量美国经济情况，同时也将考量升息对全球市场带来的溢出效应，但相信联储局将在今年杪重启升息动作。\n\n“但是，我相信利率升幅不会太高，以免造成金融市场恐慌。”", "CreateDate": "2016-10-06T17:34:50.413", "UpdateDate": "2016-10-06T17:34:50.413", "PropertyURL": "https://farm9.staticflickr.com/8129/29852959130_446fbf64f0_m.jpg" }, { "NewsId": "421f7d34-6654-4d70-8cbd-67c1772c6212", "Title": "佳居锦囊：节能减碳大作战系列之二，妙选冷气机", "Source": "http://www.theedgeproperty.com.my/content/910115/%E4%BD%B3%E5%B1%85%E9%94%A6%E5%9B%8A%EF%BC%9A%E8%8A%82%E8%83%BD%E5%87%8F%E7%A2%B3%E5%A4%A7%E4%BD%9C%E6%88%98%E7%B3%BB%E5%88%97%E4%B9%8B%E4%BA%8C%EF%BC%", "NewsDateTime": "2016-10-05T00:00:00", "Details": "天气越是炎热，冷气机的“工作量”就越是上升，从而推高用电量。\n\n但是你知道吗？若选用恰当的冷气机，就算冷气机长期不关，电费也不会飙涨。\n\n1. 五星节能冷气机\n在选购冷气机前，首先要考虑冷气机是否节能。根据大马永续能源发展局，使用五星节能冷气机的住户，每年每架冷气机可节省约RM277.42的电费。\n\n但值得注意的是，环保（eco-friendly）不等于节能。 在选购冷气机时，必须认清是否贴有五星节能标志及用电率的数据。\n\n虽然节能冷气机售价较高，但长期可帮你省下不少电费，因此是一项划算的投资。\n\n2. 选择恰当的马力\n与其讨论冷气机的专业技术和结构，不如实际地考量你需要的是1马力（hp）、1.5马力，还是更大马力的冷气机。\n\n了解你的居住空间需要多大马力的冷气机，是很重要的，因为你总不想花大钱购买了高性能冷气机，然后把你小小的空间吹得像冰箱一样冷吧？而且，这也会浪费电源。\n\n普遍而言， 1马力的冷气机适用于一般大小的公寓房间；1.5马力则适合一般大小公寓的客厅。\n\n如果你的房子相当阴凉通风，可购买低于一般冷气机10%马力的冷气机；反之，若你的房子常常遭到烈日照射，则建议购买比一般冷气机高出10%马力的冷气机。\n\n此外，若你的天花板高度超过12尺，也应该选择马力较强的冷气机。\n\n当然， 空间的人数多寡，也是决定冷气机马力的因素之一。你可通过网络搜索有关计算空间和冷气机马力需求的方法。\n\n3. 冷气机的安装位置\n很多人都知道，冷气机安装位置的前方必须撤走阻碍物，才能达到最好效果，但该位置的后方也必须没有任何阻挡，才能让热气快速散发，让冷气机发挥更好性能。如果你将冷气机安装在不通风的位置，冷气机将需要消耗更多能源，才能降低室内温度。\n\n4. 冷气机维修\n根据美国能源局， 肮脏的冷气机滤网会把耗电量提高15%，因此，这或许就是你家电费不断攀高的原因。\n对冷气机进行简单的维修和保养是很重要的，只要每个月定期拆除和清洗滤网，就可有效地省下电费。\n\n建筑物能源效益自助计划（The Building Sector Energy Efficiency Project，简称BSEEP）是公共服务部（JKR）主催、联合国开发计划署（UNDP）管理，以及全球环境基金（GEF）资助的计划。该计划的主要目的是减少大马建筑物的每年温室气体排放量，以抑制气候变化。", "CreateDate": "2016-10-05T18:14:46.147", "UpdateDate": "2016-10-05T18:14:46.147", "PropertyURL": "https://farm9.staticflickr.com/8278/30014465952_a84359657b_m.jpg" }, { "NewsId": "d0484b46-1316-4cca-bc50-9c63832bbcb8", "Title": "佳居锦囊：节能减碳大作战系列一之，减温也节能", "Source": "http://www.theedgeproperty.com.my/content/899063/%E4%BD%B3%E5%B1%85%E9%94%A6%E5%9B%8A%EF%BC%9A%E8%8A%82%E8%83%BD%E5%87%8F%E7%A2%B3%E5%A4%A7%E4%BD%9C%E6%88%98%E7%B3%BB%E5%88%97%E4%B8%80%E4%B9%8B%EF%BC%", "NewsDateTime": "2016-10-05T00:00:00", "Details": "采用节能措施，减少流入室内的热气，就是最好的节能减碳方法。当然，这也是节省电费的妙计。\n\n不过，道理人人都懂，但实际上该怎么做呢？\n\n1. 遮蔽烈阳\n\n帘子妙用：市面上多得是遮光帘产品，例如百叶帘。百叶帘可以阻挡热气涌入，同时确保天然风进入，达到最自然和节能的空气流通。\n\n外墙辅助：我们也可以在外墙动手脚，例如在适当的位置种植灌木花卉，以遮挡午后烈阳来减低屋内温度。另外，在向西边的墙壁上种植藤曼，也可以抵挡夕阳为室内带来的热浪。\n \n2. 漆料隔热法\n\n在外墙刷上热度反射油漆是另一个抵抗热浪从屋外传入屋内的方法，这种油漆适合漆在面向西边的墙面和屋顶，而且大多马来西亚的油漆生产商都有生产和销售这种油漆。\n\n虽然这并不是一个十全十美的方法，因为其隔热效果会因时间的减少，但也是辅助方法之一 。\n \n3. 窗户隔热浪\n\n隔热膜：为家中窗户上隔热膜的道理，与为车子窗口上隔热膜的道理是相通的，都是为了减少热浪涌入。\n市面上有各式各样的窗户隔热膜产品，以迎合不同的需求和预算，在选购时，需要注意隔热膜认证以及保用期，确保隔热膜真的可以发挥效用。\n\n反光玻璃：不喜欢隔热膜，那你也可以考虑安装反光窗口，也就是拥有两层玻璃的窗口，隔热效果更为明显。\n \n4. 寻找吃电“大胃王”\n\n照明灯耗电：你或许不晓得，照明灯在没有冷气机的房子里是耗电“大胃王”，毫不客气地使用电量，让你荷包出血。\n\n太阳能灯管：要减少电源使用，不妨考虑装置以及在白天时使用太阳能灯管，或是使用天然光或天窗采光，省电之余也环保。\n\n窗口杂物要清空：要达到更好的自然采光，切记清空窗口范围的任何阻挡物，好让阳光直射家中，达到照明效果。\n\n建筑物能源效益自助计划（The Building Sector Energy Efficiency Project，简称BSEEP）是公共服务部（JKR）主催、联合国开发计划署（UNDP）管理，以及全球环境基金（GEF）资助的计划。该计划的主要目的是减少大马建筑物的每年温室气体排放量，以抑制气候变化。", "CreateDate": "2016-10-05T18:11:28.133", "UpdateDate": "2016-10-05T18:11:28.133", "PropertyURL": "https://farm6.staticflickr.com/5802/29500124523_ee41536e55_m.jpg" }, { "NewsId": "a1784293-56a6-4122-9c08-fb80da14bf4e", "Title": "政府和EPF商谈．拟提高第二户头用作购屋", "Source": "http://www.sinchew.com.my/node/1573568/%E6%94%BF%E5%BA%9C%E5%92%8Cepf%E5%95%86%E8%B0%88%EF%BC%8E%E6%8B%9F%E6%8F%90%E9%AB%98%E7%AC%AC%E4%BA%8C%E6%88%B7%E5%A4%B4%E7%94%A8%E4%BD%9C%E8%B4%AD%E5%B1%8B", "NewsDateTime": "2016-10-05T00:00:00", "Details": "（吉隆坡4日讯）第二财长拿督佐哈利透露，政府正在探讨是否调高公积金第二户头的存款比例，以便让首购族可以提高其公积金第二户头提款，来购买可负担房屋。他表示，政府正在和公积金局商谈给予首购族一些提款弹性，让也是缴纳者的他们，把部份公积金存款用作购屋用途，完成置业梦想。\n\n个人公积金共分2个户头，比例为第一户头70%存款，第二户头则是30%存款，现有公积金局政策，允许符合条件的购屋者，可提出第二户头里的所有存款，换言之，若一名公积金成员有总额10万令吉的退休金，他最多可提出3万令吉用作购买房屋用途。\n\n他今日出席全国工商会（NCCIM）所举办的“当今大马经济”圆桌会议后，如此回答记者提问。\n\n不过，他并没有透露调高第二户头存款比例的幅度，仅表示日后将交由公积金局公布详情，其中两项条件为只适用于首购族和可负担房屋，而非高价产业。\n\n他表示，普遍情况是首购族有能力向银行取得贷款，但他们所获批的房贷，距离房价仍有一段距离，因此上述建议旨在打破房价和房贷之间的差距。\n\n无论如何，他强调，日后一旦购屋者卖掉有关产业，则他们从公积金户头额外取出的款项，仍要汇回个人户头，以避免出现滥用情况。\n\n“概念和现有用公积金购买信托基金一样，一旦你售出相关信托基金，款项要汇回户头。”\n\n随着预算案来临，已有房屋发展商端出“愿望清单”，促请政府提高公积金第二户头的比例，即从30%提高至40%，如此一来，公积金会员可从中取出的款项，也随之增加。", "CreateDate": "2016-10-05T13:44:32.03", "UpdateDate": "2016-10-05T13:44:32.03", "PropertyURL": "https://farm9.staticflickr.com/8775/30041639021_168d35dece_m.jpg" }, { "NewsId": "3088e5ad-a6c4-4ba6-b85a-0dab01cd3d80", "Title": "亚银：预算案难降财赤．调降大马全年成长预测至4.1%", "Source": "http://www.sinchew.com.my/node/1571434/%E4%BA%9A%E9%93%B6%EF%BC%9A%E9%A2%84%E7%AE%97%E6%A1%88%E9%9A%BE%E9%99%8D%E8%B4%A2%E8%B5%A4%EF%BC%8E%E8%B0%83%E9%99%8D%E5%A4%A7%E9%A9%AC%E5%85%A8%E5%B9%B4%E6%88%9", "NewsDateTime": "2016-09-28T00:00:00", "Details": "（吉隆坡27日讯）亚洲发展银行（ADB）鉴于国内外因素未有改善，而调低大马2016年经济成长预测，并认为政府要达到财政赤字占国内生产总值比例3.1%的目标将面对挑战。\n\n亚银将大马今年成长预测从3月的4.2%调低至4.1%，惟仍符合官方设定的4至4.5%成长目标。\n\n同时，亚银保持大马2017年经济成长4.4%的预测。\n\n亚银在今日公布的最新亚洲发展展望报告中表示，2016年上半年困扰大马经济的不利条件将贯穿全年。\n\n“7月领先指标显示，经济成长将减缓。”\n\n亚银指出，中国经济成长减缓，加上美国、欧元区和日本等大型经济体的成长意外放慢，造成大马的出口需求疲弱。\n\n该机构认为，发达国家复苏迟缓、美国升息、油气跌价等潜在风险，也可能左右大马经济表现。\n\n国内因素方面，亚银表示，劳动市场疲弱、石油和其他原产品盈利降低、农业收入减少等，也影响大马经济成长。\n\n今年私人消费停滞\n\n亚银预期今年私人消费停滞不前。该机构认为，指标利率7月调低0.25%，银行贷款利率也跟着降低，家庭贷款成长7月放缓。\n\n“尽管消费情绪略有改善，但2014年底至今走势持续疲弱。”\n\n该机构补充，政府提出的雇员公积金局缴纳额减少、个人所得税率降低、发放援助金、最低薪金调高等措施，都提振了消费情绪。\n\n亚银指出，私人投资依然疲弱，当中以制造业、能源业和农业尤为明显，相信需要等到出口需求改善和石油及其他原产品价格回扬，这些领域才有机会走出低迷。\n\n该机构说，尽管商情指数第二季转为正面，但滞后指标比较阴沉，7月商业贷款成长也收窄至3.7%。\n\n“8月采购经理指数（PMI）写下3年最低，显示制造商经营条件不佳。”\n\n至于公共投资，亚银则看好政府推进多项大型工程，相信可以提振投资和建筑业中期表现。\n\n展望明年，亚银估计，明年大型工业国经济成长较为强稳，可以带动大马经济成长4.4%。\n\n“随着就业稳定，乡区家庭收入也在旱季过去后提高，相信私人消费2017年将逐步转强。此外，利率调低后，也有助于提振私人消费。”\n\n不过，亚银提醒说，家庭债务处于国内生产总值89%的偏高水平，可能继续抑制私人消费增长。\n\n石油收入未改善\n财政整顿或延迟\n\n对于10月公布的预算案，亚银认为，尽管政府为保2020年平衡预算案目标，而不太可能提出大规模刺激方案，但仍可能提出更多经济振兴措施，包括援助低收入家庭、协助首购族买房等。\n\n亚银指出，尽管政府继续降低财政赤字，但依上半年数据来看，政府打算将赤字占国内生产总值比例降至3.1%的目标，面对不小的挑战。\n\n亚银也表示，由于政府的石油相关收入毫无改善迹象，相信财政整顿可能延迟。\n\n该机构补充，过去两年，政府实施消费税多元化收入来源，也减少补贴提高财政效率，这让大马在石油相关收入减少之际，仍有能力加强财政。\n\n全年通膨料仅2.1%\n\n亚银指出，由于物价腾涨压力降低，预期2016年通膨仅有2.1%，远低于3月预测的2.7%。\n\n该机构说，通膨压力减轻，显示现有货币政策仍可继续扶持经济成长。\n\n亚银对大马明年通膨预测保持2.5%。该机构认为，随着全球燃油和食品价格提高，加上内需恢复稳定，预期物价将逐步上扬。", "CreateDate": "2016-09-28T15:54:47.793", "UpdateDate": "2016-09-28T15:54:47.793", "PropertyURL": "https://farm9.staticflickr.com/8064/29353087804_258a7d2282_m.jpg" }, { "NewsId": "cd3de603-4e3a-4426-b9a7-24bc6f24d01d", "Title": "房屋趣：7个点子让你的楼梯底超酷的！", "Source": "http://www.theedgeproperty.com.my/content/899002/%E6%88%BF%E5%B1%8B%E8%B6%A3%EF%BC%9A7%E4%B8%AA%E7%82%B9%E5%AD%90%E8%AE%A9%E4%BD%A0%E7%9A%84%E6%A5%BC%E6%A2%AF%E5%BA%95%E8%B6%85%E9%85%B7%E7%9A%84%EF%BC", "NewsDateTime": "2016-09-27T00:00:00", "Details": "让我猜猜你是如何使用家里楼梯底空间。储藏室？还是展示橱？\n把这些沉闷的用途都抛诸脑后吧！\nTheEdgeProperty.com为你搜罗7个点子， 让你的楼梯底空间摇身一变，成为家里最酷的角落！\n \n1. 宠物间\n假如哈利波特不住在你家楼梯下的角落，为何不将它装潢成既温暖又宽敞的宠物间呢？\n\n2. 酒窖\n在你拥有足够的资金买下一个真正的酒窖前，楼梯底的空间可先助你的愿望实现一半，或许在过程中，你会发觉小酒窖其实跟一般酒窖的功能没什么分别哦！\n\n3. 茶水间或迷你吧\n一般楼梯底的空间大小，通常都适合做一个简单的茶水间或是迷你吧，特别是位于客厅的楼梯角落，它将会是一个方便你在坐下看电视前，为自己准备一杯饮料和零食的角落。\n\n4. 阅读角落\n假如家里楼梯下的空间不是很大，但足以容纳一些书、音响、豆袋靠枕和一个人，为何不把它变成一个属于你的宁静阅读角落?\n\n5. 儿童游戏室\n小孩永远不会嫌说有太多的游戏空间，所以你可以将楼梯底装潢成具趣味性、欢乐色彩的空间。当然，这个空间也必须足以容纳散落在客厅四周的玩具!\n\n6. 家里办公室\n假如你在工作只需一架笔记本电脑、传真机和打印机，那你或许你该把家中工作区的脑筋动到楼梯底空间去。\n\n7. 化妆间\n虽然很少人会这样做，但这并不代表不可能。只要里面能够容得下一个小巧的洗手盆，一面华丽的镜子，以及坐厕和足够的灯光，那楼梯底变化妆间，有何不能？", "CreateDate": "2016-09-27T13:18:28.587", "UpdateDate": "2016-09-27T13:18:28.587", "PropertyURL": "https://farm9.staticflickr.com/8820/29923424616_fa98d13c06_m.jpg" }, { "NewsId": "4e7b02c5-08d9-4f1b-8e69-b32c1b832f0a", "Title": "Another wave of retrenchments hits Penang manufacturing sector", "Source": "http://www.nst.com.my/news/2016/09/176226/another-wave-retrenchments-hits-penang-manufacturing-sector", "NewsDateTime": "2016-09-27T00:00:00", "Details": "GEORGE TOWN: Another wave of retrenchments has apparently hit Penang’s manufacturing sector, with a sudden announcement to over 200 employees that they are out of jobs. Business Times has obtained a memo purportedly sent out this afternoon by TS Solartech Sdn Bhd - a subsidiary of Tek Seng Holdings Bhd - that some of its employees will be out of work as early as tomorrow. TS Solartech is a mainland Penang-based crystalline silicon solar cell maker in which Taiwan-based Solartech Energy holds a 42 per cent stake. The memo dated today, and signed by two of the company’s officials named Choo Pei Ting and Lim Li Ming respectively, is titled `Retrenchment Programme.’ “We regret to inform you that due to redundancy of productivity, there will be a retrenchment programme for surplus workers,” the memo stated and referred to a list of affected workers which was reportedly attached to the document. “It does not involve those staff who have tendered their resignation and resigned before this memo was released. However, this decision is a not a reflection on your performance,” it added. The selected staff were instructed in the memo that tomorrow would be their last day at work and to present themselves to the company’s human resources department to collect their letters of indemnity and letters of retrenchment on Wednesday. Those affected were also advised they were not to present themselves for work tomorrow. Company officials could not be reached for comment. Two weeks ago, US-based Rubicon Technology Inc announced that it is closing down its facility - Rubicon Sapphire Technology (M) Sdn Bhd - on mainland Penang. It is learnt that some 180 people will be jobless owing to the closure by the end of this year. In July, it was reported that American hard disk maker Seagate Technology Plc and computer data storage firm Western Digital Corp (WD), would be relocating the bulk of their operations to Thailand. Seagate's Penang facility is said to have over 3,000 Malaysian staff, while WD was expected to lay off 400 Malaysian staff and 800 foreign workers from its Penang manufacturing site. Earlier this year, the world's biggest chipmaker Intel Technology, had announced that it would lay off up to 12,000 workers globally. Business Times has learnt the exercise in Malaysia has so far seen around 1,000 employees in Penang and Kulim in Kedah part ways with Intel.\n\nRead More : http://www.nst.com.my/news/2016/09/176226/another-wave-retrenchments-hits-penang-manufacturing-sector", "CreateDate": "2016-09-27T12:08:45.02", "UpdateDate": "2016-09-27T12:08:45.02", "PropertyURL": "https://farm9.staticflickr.com/8487/29330119993_9d55c32268_m.jpg" }, { "NewsId": "424dde76-a08d-496d-9fea-29553a2ae2e2", "Title": "价格低30巴仙．转手屋升温", "Source": "http://www.sinchew.com.my/node/1570648/%E4%BB%B7%E6%A0%BC%E4%BD%8E30%EF%BC%8E%E8%BD%AC%E6%89%8B%E5%B1%8B%E5%8D%87%E6%B8%A9", "NewsDateTime": "2016-09-26T00:00:00", "Details": "吉隆坡的产业市场表现保持看淡，住宅产业的销售下跌，与2015年第四季相比，2016年首季的销量减少16%。\n\nSavills大马产业顾问公司执行主席克里斯托弗说，2013年开始采取严谨的银行贷款指南、国内政经形势不稳定，这些都影响市场的前景、人们对产业市场的乐观展望。\n\n不少有潜能的买家采取“观望”态度，莱坊国际产业顾问公司不久前的一份报告指出，截至2016年3月，吉隆坡的产业价格比前期下跌1.8%，该公司对世界其他35个主要城市展开产业价格收集，显示整体价格比前期增长3.6%。\n\n莱坊产业顾问公司大马董事经理沙古南表示：“最近产业市场出现的严峻挑战形势，与过去几年的稳健成长相比是一大反差。”\n\n大马第二家园占优势\n\n他说，政府较早时推出：“大马：我的第二家园，提供符合财务条件的海外买家，可以更新10年签证，这是大马比其他海外投资市场较占优势的地方。”\n\n新加坡一名产业顾问艾迪斯说，最近几年，吉隆坡的产业销售活动，主要集中在市中心的新建公寓，在一个具竞争性的市场，发展商开始提供回扣、家具购买券及其他奖掖措施，以争取产业买家。\n\n他补充：“转手市场是较多产业交易活动的平台，一些例子显示，价格可能比新产业低30%。”\n\n产业代理指出，国际产业买家占大马产业销售不到10%，克里斯托弗补充：“大多数的买家是买来自住，不过投资买盘也有，特别是在高档共管公寓。”\n\n新加坡人是大马产业市场最大的海外买家，虽然最近几年，不少买家来自中国、香港、印尼、日本及韩国。\n\n不过，产业代理补充，尽管大马：我的第二家园计划已吸引国际买家的目光，不过销量并不多。沙古南补充，2002年至今，在推出这项计划之后，大约3万名产业投资者的申请获准。", "CreateDate": "2016-09-26T15:30:10.56", "UpdateDate": "2016-09-26T15:30:10.56", "PropertyURL": "https://farm9.staticflickr.com/8455/29822493442_db5955b7ef_m.jpg" }, { "NewsId": "02ae5263-a203-4689-bcf6-8c7f51261da7", "Title": "PTPTN borrowers now blacklisted", "Source": "http://www.thestar.com.my/news/nation/2016/09/24/ptptn-borrowers-now-blacklisted-credit-rating-of-13-million-borrowers-who-didnt-service-study-loans/", "NewsDateTime": "2016-09-24T00:00:00", "Details": "PETALING JAYA: About 1.3 million PTPTN borrowers listed under the Central Credit Reference Information System (CCRIS) have a black mark on their credit rating because they failed to service their study loans on time, if at all.\n\nNational Higher Education Fund Corporation (PTPTN) deputy chief executive officer (policy and operations) Mastura Mohd Khalid said that once blacklisted in CCRIS, one’s credit rating could take a nosedive as one could be deemed a “bad paymaster”.\n\nThis can lead to financial institutions denying the person loans or other credit facilities.\n\nShe added that all PTPTN borrower would be listed in CCRIS once it was time for them to start paying back, which was six months after graduation.\n\n“Once someone is supposed to start repaying, we will list their names in CCRIS,” she told The Star yesterday.\n\nSince it was formed in 1997 until July this year – a period of almost 20 years – there are 2.49 million PTPTN borrowers.\n\nPTPTN offers loans from diploma studies to PhD level.\n\nHowever, having one’s name on CCRIS is a neutral thing in itself, as anyone who has a credit card, mortgage, vehicle loan, or any form of borrowing from licensed financial institutions will be listed on this database administered by Bank Negara Malaysia’s Credit Bureau.\n\n“As such, having one’s name on CCRIS does not amount to a ‘punishment’, and those who regularly repay PTPTN need not worry if they are listed in CCRIS as their record would be clean,” said Mastura.\n\n“CCRIS is a database used by financial institutions to evaluate those who apply for loans. If they are good paymasters, then their loan applications will be approved,” she said.\n\nMastura revealed that since PTPTN started to use CCRIS in 2015, more defaulters have come forward to negotiate for a more lenient repayment mode.\n\nHowever, PTPTN has yet to resort to listing defaulters under the privately-operated Credit Tip Off Service (CTOS).\n\nDepending on course and institution, maximum loan amounts can vary from RM4,750 to RM30,000 per year.\n\nMastura also said that borrowers were supposed to start paying back their loans six months after graduation even if no notice was sent from PTPTN.\n\nThe PTPTN website states that the notice will only be sent on the seventh month after graduation.\n\nSince its inception, she said that 1.2 million borrowers had either fully paid up, or were servicing their loans.\n\nOther than using CCRIS, PTPTN is also going after defaulters by entering their names on the Immigration Department’s list of people who are barred from leaving the country, a practice that began in 2008.\n\nAs of now, 111,001 people have been barred from travelling out of the country because they have failed to make payments for their PTPTN loans.\n\nMastura said since the travel blacklist was put in place, about 40% of defaulters had approached PTPTN to renegotiate their repayment, or to settle the outstanding amount owed.\n\nHowever, she reminded defaulters that they should give PTPTN at least seven working days to remove their names from the tra­vel blacklist.\n\nPTPTN is also not averse to taking defaulters to court.\n\nMastura urged borrowers to service their loans once they received their first pay cheque.\n\n“If your pay is too low, you can approach us to restructure your loan,” she said, adding that this would just mean a longer repayment period.\n\nLast month, PTPTN chairman Datuk Shamsul Anuar Nasarah also had announced full loans could no longer be provided because of the poor rate of repayment, as only RM8bil was recovered out of RM56.4bil released since 1997.", "CreateDate": "2016-09-24T10:49:06.513", "UpdateDate": "2016-09-24T10:49:06.513", "PropertyURL": "https://farm9.staticflickr.com/8544/29803330001_3f37fc0b99_m.jpg" }, { "NewsId": "894616a2-926c-421e-ad7f-d1e8ac063a68", "Title": "佳日星：屋租统制法令研究完成 次阶段咨询业主租户 ", "Source": "http://www.kwongwah.com.my/?p=201559", "NewsDateTime": "2016-09-24T00:00:00", "Details": "（槟城23日讯）槟房屋委员会主席佳日星说，在联邦宪法下州政府有权力制定屋租统制法令；槟州政府从法律角度研究有关法令的工作已完成，当局将在次阶段咨询有关业主及租户。\n\n他说，州政府欲推行屋租统制法令无须咨询联邦政府，从法律观点来看，当局是可推行的。\n\n他今早为在皇后湾广场举行的“2016年槟州二手房地产展销会（MASPEX）”主持开幕礼后召开记者会时说，一旦此法令的推行，州政府可控制乔治市古迹区的屋租调涨幅度。\n\n他说，州政府欲推行屋租统制法令，在完成有关工作可向州立法议会提呈法案，以寻求通过。\n\n他指出，有不少投资者在乔治市古迹区购置房产，从中投资获取丰厚利润，但别为了利益而驱逐租户。\n\n另外，较早时，新加坡集团再次收购乔治市战前老屋，州政府称无能为力，因目前并没有法令控制外国人前来置产。\n\n当时佳日星欢迎各团体组织建议相关政策，以防止老屋继续遭外国集团收购。\n\n随后，州政府方面宣布将研究在乔治市世遗区，重新落实屋租统制法令的可行性。\n\n倪川鹏：较新屋交易量高5倍 二手房产潜力十足\n\n槟州二手产业展销会筹委会主席倪川鹏说，去年槟州二手房屋的交易量比起新屋多达5倍，尤其二手房产充满市场潜力，去年已有1万5291间总值61亿7000万令吉的房产在槟州交易。\n\n他说，去年整体的房产交易量，其中占77%的产业交易为50万令吉以下房产。至于50万令吉以上的房产交易量只占16%，超过百万令吉的房产交易量则为7%。\n\n他指出，尽管过去槟州房产交易量有下跌，不过二手房产市场在整体房产交易量中仍增长。\n\n“槟城今年上半年市场已下降14%，根据去年7743项总值31亿4000万令吉的交易量，与今年同期6698项总值26亿5000万令吉的交易量相比已下降14%。”\n\n出席二手房产展销会者有马来西亚房地产中介师协会（MIEA）总会长辜永展及槟州房地产中介师协会主席苏继良。", "CreateDate": "2016-09-24T10:46:22.62", "UpdateDate": "2016-09-24T10:46:22.62", "PropertyURL": "https://farm9.staticflickr.com/8463/29803291221_b965e13969_m.jpg" }, { "NewsId": "02fcda01-9980-4265-a61d-c0956319193e", "Title": "佳日星：无需通过联邦政府 檳可落实屋租统制法令", "Source": "http://www.guangming.com.my/node/311879", "NewsDateTime": "2016-09-24T00:00:00", "Details": "（檳城23日讯）檳州房屋委员会主席佳日星说，根据州政府研究所得，要在乔治市古蹟区重新落实屋租统制政策，州政府只需在州立法议会寻求通过新的州屋租统制法案，无需通过联邦政府。\n佳日星指出，联邦宪法赋予州政府管制租金的权利，因此州政府有权自行重新落实屋租统制政策，並没有必要諮询联邦政府。\n他今早为檳州二手房地產展销会开幕后，向媒体匯报上述进展。\n他说，在確定重新落实屋租统制政策的法律可行性后，以檳州地方政府委员会主席曹观友为首的团队紧接著將与各利益相关者，包括业主和租客对话，以了解有多少人受屋租飆涨影响，及各造需求。\n佳日星说，州政府暂时只计划在乔治市的古蹟核心区及缓衝区重新落实屋租统制政策，目的是要保护原生租户及非物质文化遗產。至於乔治市古蹟区以外的地方，州政府则暂无计划执行此政策。\n我国政府是在1966年制定屋租统制法令，以保护中下层租户的利益。屋租统制法令涵盖全国性，凡是在1948年1月31日前的房子租金都在此法令下受管制。\n1997年9月1日，联邦政府废除屋租统制法令，不过檳城延至2000年才执行。屋租统制法令废除后，乔治市屋子的租金渐涨，在乔治市2008年入遗后，旅游业蓬勃发展更是刺激物价及租金暴涨，导致很多原生租户被迫迁，老房子里的老行业也因此受到威胁，引起非议。\n檳州首席部长林冠英今年7月初宣佈，州行政议会已通过，建议在乔治市古蹟区制定一个全新的屋租统制法令，以管制战前屋的租金，避免乔治市世遗区內未来趋向“高档化”。（光明日报）", "CreateDate": "2016-09-24T10:42:54.403", "UpdateDate": "2016-09-24T10:42:54.403", "PropertyURL": "https://farm9.staticflickr.com/8284/29259215464_5f7132f771_m.jpg" }, { "NewsId": "311e4458-ed39-45b1-bcdd-5f2a4d0eb441", "Title": "Penang may restore rent control in city heritage zone", "Source": "http://www.thestar.com.my/news/nation/2016/07/05/penang-may-restore-rent-control-move-aimed-at-cooling-down-skyrocketing-rentals-in-city-heritage-zo/", "NewsDateTime": "2016-09-24T00:00:00", "Details": "GEORGE TOWN: The state government is looking at re-introducing the repealed Rent Control Act 1966 to prevent the inflation of property rentals in the George Town heritage site.\n\nChief Minister Lim Guan Eng said the move would stop gentrification that was driving the locals and living heritage away from pre-war houses in the core and buffer zones of heritage site.\n\nHe said the proposed enactment would be an improved version of the Rent Control Act 1966 and houseowners would only be allowed to impose rental according to market rate.\n\nBefore the Act was repealed in 1997 and enforced in 2002, city dwellers and business owners only paid pittance to the houseowners.\n\nLim said the enactment would be in accordance with the definition of the previous Rent Control Act 1966, adding that they were concerned over the high increase in rentals after the pre-war buildings were bought over by foreigners\n\nHe said they had been monitoring the issue closely but chose not to interfere previously as Malaysia is a free enterprise.\n\n“We are still discussing the mechanism on carrying out the impmentation. We believe the enactment is vital to safeguard the interest of our living heritage.\n\n“The property owners will be given notice on our proposed enactment.\n\n“What we want is a fair and reasonable rental rate. Of course, the rental should not be way below the market rate.\n\n“But it should not be an exorbitant increase that amounts to 100% or 200%. Maybe we are looking at 20% increase over five years,” he said during a press conference at Komtar yesterday.\n\nThe Star had earlier reported that the pre-war property market in the heritage enclave could be overheating with foreign corporations “snapping them up by the rows” and causing the rentals to skyrocket.\n\nAfter evicting the old tenants and sprucing up the shophouses, the foreigners are leasing them out at more than 500% of the previous rent.\n\nA row of 12 shops near the Komtar-end of Jalan Pintal Tali (Rope Walk previously) has been dubbed ‘Little Singapore’ because of the similarities with how restored pre-war houses in the republic look like.\n\nThe rental used to be not more than RM1,300 before 2010. After the spruce-up, it is learnt the Singaporean owners are enjoying rentals of between RM7,000 and RM10,000.\n\nLim said he would ask the state legal adviser to refer the matter to the Attorney-General on whether enacting the new law comes under the purview of the state government or Federal Government.\n\n“As we all know, the Act was abolished under Article 76(4) of the Federal Constitution that passes uniform laws for all states.\n\n“If this is out of the state’s jurisdiction, then I will table a Private Member’s Bill in Parliament, so that the new law can be enforced in the George Town heritage zone.\n\n“If we have the jurisdiction, then it will definitely be enacted at the state assembly,” he said.\n\nLim said state exco member Chow Kon Yeow has been tasked to get feedback from the houseowners and the public while state exco member Jagdeep Singh Deo would look into the legal aspects.\n\nHe also said George Town World Heritage Incorporated would be the secretariat and its general manager Dr Ang Ming Chee would take charge of the logistics and infrastructure.", "CreateDate": "2016-09-24T10:39:59.843", "UpdateDate": "2016-09-24T10:39:59.843", "PropertyURL": "https://farm9.staticflickr.com/8099/29851505846_c76d2070f8_m.jpg" }, { "NewsId": "66dbdef7-9ee8-43e0-a85c-f54ab711c139", "Title": "可负担房屋供应短缺 马来西亚人民购房能力恶化", "Source": "http://house.60malaysia.com/lsbb/52720.html", "NewsDateTime": "2016-09-24T00:00:00", "Details": "据南洋网9月20日报道，分析员表示，由于可负担房屋供应短缺，导致马来西亚中小阶层人民的购房能力恶化。\n\n达证券分析员指出，没有能力购买房子，在马来西亚已不是新鲜事，近期中低收入家庭在购买一间屋子所面对的压力则日益加重。\n\n“针对中低收入家庭的可负担房屋供应不足，导致市场需求和供应开始出现差距。”\n\n不超过年收入3倍购屋\n\n根据美国顾问业者Demographia的房价收入比例计算法，若一户家庭能以不超过年收入3倍的价格购得房屋，才称得上是可负担房屋。\n\n若是在马来西亚的低收入群体（B40）和中收入族群（M40）应用该比例，这意味着房价分别为13万8750令吉和29万9484令吉，才算是可负担房屋。\n\n推荐：Icon Residence首付10万起。\n\n需求供应有偏差\n\n不过，若根据B40和M40分别达2537和5662令吉的月收入中值来看，可负担房屋的价格实为介于9万1332令吉至20万3832令吉之间。目前，马来西亚共有270万户B40家庭，以及267万户M40家庭。\n\n其中，83%的M40家庭居住在市区，而其余的17%则居住在乡村地区。\n\n根据国家产业资讯中心（NAPIC）的数据显示，在今年首半年，只有3%或320间新推房屋的价格是低于10万令吉，而介于10万至25万令吉之间的房屋，仅达26%或2729间。\n\n分析员指，自2012年开始，马来西亚房价对年收入比例持续超过4倍，而最新的数据达4.4倍，达到严重难以负担的水平。\n\n“介于4.1倍至5.0倍的数据就属于严重难以负担。而5.0及以上就是极度难以负担。”\n\n此外，在主要的州属，大城市或特别是在主要城市的就业中心，情况更是糟糕。\n\n调查显示，吉隆坡和槟城出现极度难以负担房屋的现象，房价对年收入比例分别达5.4倍和5.2倍。\n\n官商需合作建可负担屋\n\n分析员表示，为了确保中低收入群家庭能够购得优质可负担房屋，不能单靠政府的举措，还要私人领域的扶持。\n\n因此，预计马来西亚政府会在来临的2017年大马财政预算案中，宣布数项措施，帮助大马人民，特别是中低收入家庭购买屋子。\n\n分析员预测马来西亚可能会推行房产政策包括\n\n●重申及扩大现有的公共房屋计划，例如增加地皮供应，用于发展可负担房屋，鼓励公共私人合作联手发展，以及加速兴建可负担房屋。\n\n●同时，现有的公共房屋计划也可以扩大至先租后买选择权、对买卖协议价格高达110%的友好融资配套，以及降低预付成本。\n\n●成立雇员公积金局（EPF）房屋津贴，类似新加坡公积金局（CPF）的房屋津贴。在新加坡，符合资格的购屋者，能够申请高达8万新元（约24.32万令吉）的CPF房屋津贴。\n\n●为首次购屋者，特别是房价低于50万令吉，提供额外的金融支援，及豁免缴交印花税。分析员预测，首间房屋头期基金计划（MyDeposit）将提供一项政府补贴，如产业成本的10%，或最高达3万令吉。同时，也预测政府会延长首次购屋、房价不超过50万令吉的免50%印花税的举措。\n\n●重新检讨廉价房屋的配额及土著折扣。政府将考虑减少廉价发展的配额，由可负担房屋取代，特别是在巴生谷及槟城的市区。\n\n●提供补贴给采用工业建筑系统技术（IBS）的发展商，因这有助降低房价。目前，IBS的使用率不高，所以相信若政府提供税务补贴及回扣给采用IBS的公司，将有助提高使用率，并降低房价。\n\n●提高人民收入，以便能够追上较高的房价。虽然B40家庭将持续在明年获得一马援助金（BR1M），但分析员希望，中收入家庭能也够获得更多税收优惠，包括提高个人所得税回扣。不过，分析员也相信，这不会有很大的影响，因为大马只有约200万名活跃纳税人。", "CreateDate": "2016-09-24T09:54:28.04", "UpdateDate": "2016-09-24T09:54:28.04", "PropertyURL": "https://farm6.staticflickr.com/5123/29259208303_fd110839c7_m.jpg" }, { "NewsId": "ed5305b9-3d70-44fc-91e5-bbf1ffe4cad9", "Title": "趋势：大马中小型酒店公会：房屋共享平台需要政府管制", "Source": "http://www.theedgeproperty.com.my/content/891620/%E8%B6%8B%E5%8A%BF%EF%BC%9A%E5%A4%A7%E9%A9%AC%E4%B8%AD%E5%B0%8F%E5%9E%8B%E9%85%92%E5%BA%97%E5%85%AC%E4%BC%9A%EF%BC%9A%E6%88%BF%E5%B1%8B%E5%85%B1%E4%BA%", "NewsDateTime": "2016-09-24T00:00:00", "Details": "Airbnb和HomeAway等房屋共享平台已越来越普及，因为房地产业主可通过这种短租模式来赚取收入。\n\n不过，随着房屋共享开始成为全球的新常态，这股趋势也带来了许多有关安全和法律的忧虑。\n\n最大的争议是房屋共享不必如同旅店般遵守法律规范，也无需支付额外的成本，因此享有更佳的定价优势，但中小型酒店却也因此难以与房屋共享平台竞争。\n\n大马中小型酒店公会（MyBHA）主席PK Leong向TheEdgeProperty.com表示，房屋共享平台的出现直接冲击国内中小型酒店业者获利，因大部分Airbnb和HomeAway等房屋共享平台的住宿费用与中小型酒店相差不大。\n\n“房屋共享平台并未受到管制，所以，相关业者并不需要支付任何执照费用、消费税、公司税和相关费用，使得这些平台的住宿费用更低，也更具竞争力。”\n\nLeong指出，他并不反对房屋共享平台，但希望政府单位能够正视这些平台的安全问题，并立法管制。\n\n“若房地产业主要提供短期住宿服务给客户，就应该如同中小型酒店般受到管制和遵从安全条例。这不只是为了维持公平的营运环境，也是为了确保客户的安全。”\n\n房屋共享管制保护消费者权益\n\n根据大马中小型旅店公会数据，我国目前有大约6000间中小型酒店，其中2000间事该公会的会员。\n\n大马仲量联行（JLL）董事经理YY Lau认为，如果政府对房屋共享领域展开管制，相信能带来皆大欢喜的结果。\n\n她说：“这有助房屋共享业者清楚了解营运规范，消费者也能得到更好的保护。”\n\n仲量联行报告显示，在全球门户城市（gateway city）的租出房间总数中，Airbnb和HomeAway等房屋共享平台就占了10%。\n\n至于在吉隆坡、曼谷和新加坡等获得许多游客青睐的东南亚城市，房屋共享平台仅占了租出房间总数的2%。\n\n展望未来，仲量联行预期在拥有很高国际游客人数的成熟市场中，房屋共享趋势的市占率有望在2020年增长至15%。", "CreateDate": "2016-09-24T09:51:15.913", "UpdateDate": "2016-09-24T09:51:15.913", "PropertyURL": "https://farm9.staticflickr.com/8171/29885743785_9e377c9771_m.jpg" }, { "NewsId": "4034d7ff-9e92-4f2c-839f-a6f951478e92", "Title": "分析：公私领域应共建可负担屋．预算案需助B40和M40拥屋", "Source": "http://www.sinchew.com.my/node/1569270/%E5%88%86%E6%9E%90%EF%BC%9A%E5%85%AC%E7%A7%81%E9%A2%86%E5%9F%9F%E5%BA%94%E5%85%B1%E5%BB%BA%E5%8F%AF%E8%B4%9F%E6%8B%85%E5%B1%8B%EF%BC%8E%E9%A2%84%E7%AE%97%E6%A1%8", "NewsDateTime": "2016-09-23T00:00:00", "Details": "（吉隆坡20日讯）中低收入家庭房屋可负担能力恶化，分析员呼吁政府及私人界携手应对，预测2017年财政预算案将有数项措施出炉，援助中低收入群购屋。\n\n大马房屋可负担问题恶化，主要是中低收入家庭可负担房屋供应短缺影响。\n\n从2012年起，大马屋价对年收入比都在4倍以上，目前为4.4倍，一些主要州属的大城市状况更糟，尤其是那些都市就业中心。\n\n隆槟房屋“严重难以负担”\n\n调查显示，吉隆坡及槟城的房屋“严重难以负担”（Severely Unaffordable），倍数分别是5.4倍及5.2倍。目前仅马六甲房屋处于可负担水平（2.98倍）。\n\n根据中值倍数算法，可负担房屋的屋价对年收入比必须低于3倍，4.1至5倍为“非常难以负担”（Seriously Unaffordable）水平。\n\n达证券指出，此倍数若套用在最低40%家庭收入群（B40）及中等收入群（M40）身上，可负担的房屋价格分别是13万8750及29万9484令吉。\n\n不过，根据目前B40及M40月平均收入，他们可负担的房屋价格介于9万1332及20万3832令吉。\n\n目前大马拥有270万户及267万户B40及M40家庭，83%M40家庭住在市区，其余17%住在郊区。\n\n2009至2014年平均屋价增7.9%\n\n全国产业资讯中心（Napic）数据显示，2016上半年，大马仅有3%或320个单位的新推出房屋，价位介于10万令吉以下，26%或2729个单位介于10万至25万令吉。\n\n该行指出，可负担房屋供需失衡是导致屋价快速增长的元凶，引发中低收入群可负担能力问题。\n\n2009至2014年期间，大马平均屋价增长7.9%，超越同期的7.3%平均家庭收入增幅，与2004至2007年期间收入成长高于屋价的状况相反。\n\n为应对中低收入群的可负担房屋需求，政府已提供买家融资援助及优化监管结构提升拥屋率。在第11大马计划（11MP）下，当局放眼兴建65万3000个单位的可负担房屋，年均约13万个单位。\n\n由于2011至2015年期间，当局每年仅平均推出6万5000个单位，达证券相信，第11大马计划设下的目标将面临挑战及难以达标。\n\n预算案料宣布数项措施\n\n“确保中低收入家庭可负担买房不只是政府的责任，也需要私人界的支持，故我们预测，将有数项措施将在2017年财政预算案宣布。”\n\n这些措施包括：\n\n●维持及扩大现有公共房屋计划，包括增加可负担房屋发展计划的土地供应、鼓励私人界合作发展、促进可负担房屋建筑工程，扩大公共房屋计划至先租后售选项、110%友善融资配套、降低前期成本。\n\n●成立与新加坡公积金房屋计划类似的雇员公积金（EPF）房屋补助计划，补助金根据平均月收入发放，家庭收入越低将获更高补助金。\n\n●为价值50万令吉以下房屋及首购族提供额外融资援助及豁免印花税，预计MyDeposit将重新在2017年启动，政府将延长于2016年12月31日到期，50万令吉以下首购族房屋50%豁免印花税措施。\n\n●检讨市区的低成本发展固打及考虑移除土著购买第三间产业或以上的折扣，改善产业销售及应对投机活动，节省的成本将由发展商转移至买家（较低产业价格）。\n\n●为采用工业建筑系统（IBS）的发展商提供津贴，降低屋价。\n\n●增加收入以赶上走高的屋价\n\n冀增中等收入家庭税务优惠\n\n另外，达证券希望明年政府除了继续为B40家庭提供BR1M援助金，也能够为中等收入家庭提供更多税务优惠，尽管影响没有很大。\n\n这些优惠包括增加个人缴税收入介于3万5000至5万令吉者的扣税。目前回扣为400令吉，最近一次更新是在2009年。同时也增加收入9000至1万令吉自雇人士税务优惠，上次更新是2010年。\n\n大马有200万个活跃纳税人，包括享有政府税务优惠及选择不还税者，整体纳税人数是600万。", "CreateDate": "2016-09-23T09:59:51.77", "UpdateDate": "2016-09-23T09:59:51.77", "PropertyURL": "https://farm9.staticflickr.com/8230/29783038111_4d34c0a53d_m.jpg" }, { "NewsId": "c0a7a75c-2e25-481d-a30b-c6185c23718d", "Title": "佳居锦囊：五大房东需知", "Source": "http://www.theedgeproperty.com.my/content/890636/%E4%BD%B3%E5%B1%85%E9%94%A6%E5%9B%8A%EF%BC%9A%E4%BA%94%E5%A4%A7%E6%88%BF%E4%B8%9C%E9%9C%80%E7%9F%A5", "NewsDateTime": "2016-09-23T00:00:00", "Details": "房价涨涨涨，租屋将成为未来的趋势。不仅如此，对于新创企业，租赁办公单位也是较为实惠的作法。\n\n随着出租房产渐成气候，即将升格成为房东的你，是否真正了解这方面的注意事项呢？\n\n \n\n1 在马来西亚没有特定法律规范租约\n\n是的，你没看错，大马并没有租约法令，也缺乏可以约束租户的特定法令。\n\n不过，租户与房东或业主之间，依然可以通过租约来保障彼此的权益。\n\n谈及所谓的租约前，首先必须要清楚区分租客合约与租赁合约的分别。\n\n租客合约一般租约不超过三年，租赁合约则是超过三年。\n\n租客合约受1950年合约法令、1950年特定救济法令，以及1951年动产扣押法令管制，而租赁合约则是受1965年国家土地法令管制。\n\n \n\n2 千万别小看一纸合约\n\n由于租户与屋主之间只有合约保障，不少人也会纳闷，究竟有没有所谓的“标准合约”？\n\n其实，有别于1966年房屋发展（管制及牌照事宜）法所规定的买卖合约格式，本地并未有类似的法定标准租约格式。\n\n不过，在合约法令管制下，租户与屋主之间所签署的租约，是以彼此共识为基础，因此具有法律效应。\n\n尽管如此，许多人在签署文件之前，还是并未仔细阅读条款内容。\n\n值得注意的是，若是合约当中有无法接受或不合理的地方，你是可以与对方讨论并寻找一个双方都认同的方案。\n\n \n\n一些租约该有的项目包括：\n\n租约期限及更新合约选择权\n\n订金与租金\n\n消费税（若有）\n\n付款模式\n\n房东与租户资料\n\n租屋目的\n\n双方应负的责任\n\n租约生效日期、租金调整幅度及调整日期\n\n房产内部物件明细\n\n特别情况（若有）\n\n \n\n3 商业租约其实比住宅租约更复杂\n\n商业房产租约比起住宅房产来得复杂，因为涉及更多事宜，如租户所需负的责任，特别是在装潢事宜、营业执照，以及其他设计的商业费用，当然也包括消费税。\n\n \n\n4 房东：两大法令护身\n\n在租户与房东发生纠纷时，例如租户拒绝交租、搬离或是逾期续住，房东其实是较为弱势的一方。\n\n在此情况下，房东只能依循两大法令，维护自己的权益。\n\n一、1951年动产扣押法令\n\n房东可向法庭提出申请，向拖欠租金的租户追讨不超过12个月的租金。\n\n二、1950年特定救济法令下的驱逐令\n\n房东可向法庭申请庭令收回房子。\n\n \n\n5 自救方案\n\n每当发生纠纷，房东往往第一个想法是换锁、断水或断电，甚至强行进入房屋，但这些行为都是违法的。\n\n一旦发生纠纷，房东千万别乱了阵脚，请遵照下列的自救步骤，通过法律途径来保护你的权益。\n\n第一， 报警；\n\n第二， 在警察陪同下，将房屋锁头打开；\n\n第三，拍照存证，以防屋内物件失窃被牵连；\n\n第四， 在大门贴上通知书，告知租户你已报案；\n\n第五，留下一份报案通知书的副本给租户。\n\n这是万不得已才选择的最终方案，在此提醒各位，在出租或租赁房屋之前，一定要详读租约合约内容，以确保权益受到保障。\n\n \n\nChris Tan为TheEdgeProperty.com房屋法律专栏作家，他是Chur Associates的董事经理和专业律师，与此同时，他是作家及房产投资讲师。\n\n编注：以上资讯仅为参考，详细法律程序请寻求专人咨询。", "CreateDate": "2016-09-23T09:57:11.62", "UpdateDate": "2016-09-23T09:57:11.62", "PropertyURL": "https://farm9.staticflickr.com/8224/29239232923_d11c6aabdd_m.jpg" }, { "NewsId": "51a19c64-b6f6-45cb-8c67-0c660eba3228", "Title": "佳居锦囊：寻找理想的经商环境", "Source": "http://www.theedgeproperty.com.my/content/890161/%E4%BD%B3%E5%B1%85%E9%94%A6%E5%9B%8A%EF%BC%9A%E5%AF%BB%E6%89%BE%E7%90%86%E6%83%B3%E7%9A%84%E7%BB%8F%E5%95%86%E7%8E%AF%E5%A2%83", "NewsDateTime": "2016-09-23T00:00:00", "Details": "“地点、地点和地点”——这就是房地产领域奉行的不变定律。\n\n尽管这个法则看起来只强调“地点”的重要程度，不过，法则当中还包含了其他对经商很重要的要素，包括人口相容程度、能见度和便利程度等。\n\n因此，这个法则也适合作为企业家寻找发展经商之处的考量因素之一。\n\n从风水的角度来看，只要能识别和利用一些要点，就能借助一个地点的正能量和气，从而在商场无往不利。\n\n找出正能量\n\n对任何商业房产来说，首先必须先找出“气”的源头，接着再通过各个能够维持正能量持续流动的方法，来利用和借助这股气所带来的效益。\n\n为了能取得成效，必须具有足够的空间，例如在做生意前方的公园或空地，让这股气收集并引入正能量。\n\n值得注意的是，事业和生意附近的道路也是引入气的轨道，因此，企业家应观察这些道路地面的起伏形状，是否像一条平静的河流般输送这股气。\n\n这股气流越是和缓流畅，就越能确保你的事业和生意吸收着正能量，而不是受到煞气或杀气的冲击。\n\n善用聚气之处\n\n在大自然中，从高处流到低处的水流，最终将聚集在低处，并孕育生命。\n\n同样的，事业和生意所接触到的流畅气流，将聚集和带来财富及好运。\n\n业主只要打开正门改善气场，就能获得这些效益，若打开其他的门，就有望进一步增强效果。\n\n然而，有些房产在收集气的方面，会面临一些困难。\n\n例如，有些老旧房产往往拥有尖角的设计，且本身与其他建筑物之间的间隙相当狭窄，这些不好的设计将导致煞气形成，不利于事业和生意发展。\n\n不过，形状或造型尖锐的植物和家具，并不会带来这些负面影响。\n\n \n\nDato Joey Yap简介\nDato Joey Yap是世界领先的中华风水命理学家，也是卖座命理风水书籍作家。他共出版了160本相关书籍，并在全球销售超过400万本。\n\n他也是Joey Yap顾问集团的首席顾问，以及Mastery Academy of Chinese Metaphysics的创办人。\n\n他拥有将近20年的专业经验，其顾客包括微软、森那美、UEM、Prudential和花旗银行。他的学生来自世界各地30个国家。", "CreateDate": "2016-09-23T09:55:46.583", "UpdateDate": "2016-09-23T09:55:46.583", "PropertyURL": "https://farm9.staticflickr.com/8011/29782982011_37e91cf970_m.jpg" }, { "NewsId": "e3a87fbe-dc59-48b5-a1cf-4391a62cde17", "Title": "Rocky second quarter, slower secondary market", "Source": "http://www.theedgeproperty.com.my/content/888991/rocky-second-quarter-slower-secondary-market", "NewsDateTime": "2016-09-23T00:00:00", "Details": "THINGS have been quiet on the Penang primary property market so far, although the secondary market has seen some activity, albeit slower.\n\n“High-end products are struggling but properties below RM700,000 are still okay,” observes Raine & Horne International Zaki + Partners director Michael Geh when presenting the Penang Housing Property Monitor for 2Q2016.\n\nDevelopments that performed fairly well are Ideal Property Group’s Queens Waterfront Residences and Eastern & Oriental Bhd’s The Tamarind. Properties in Butterworth, especially those below RM500,000, also did well, he adds.\n\nOn the mainland, an active hot spot was Simpang Ampat “because it is the secondary market for Batu Kawan, where prices are nearly on a par with those on the island”.\n\nGeh’s advice to homebuyers is that it is a good time to cherry-pick properties. “Zoom in on the neighbourhoods that you like and make offers. Buy with 50% cash,” he says.\n\nNevertheless, the Penang property market does not appear to be in serious trouble, although, according to Raine & Horne’s State of the Property Market @ August 2016 report, it has seen a dip in transactions and value.\n\nOn the primary or developer’s market, the number of transactions fell from 4,095 in 2014 to 2,948 in the following year while the secondary market saw a drop from 14,315 to 12,343. In the same period, value on the primary market declined from RM1.8 billion to RM1.28 billion while on the secondary market, it fell from RM5.78 billion to RM4.89 billion.\n\nStill, Geh feels this is no cause for concern. Jobs are still plentiful, he says, adding that the trigger point for fire sales is when there are retrenchments and factories close down.\n\nEventful second quarter\n\nA number of unexpected events affected property market sentiment in the second quarter of the year.\n\n“First, there was the continued delay in the issue of advertising permit and developer licences, which took a toll on the property market,” remarks Geh.\n\n“Then, there was the ongoing chief minister’s court case, which caused anxiety among serious property players before they could move on to their next investment decision. News of a possible snap election also jolted the confidence of investors in the market. That this was not going to happen calmed things down.\n\n“Then, there was the announcement of rent control, which rattled investors keen on buying prewar buildings. They are now waiting to see what the state government will do next.” The announcement was due to concerns over foreigners, especially Singaporeans, buying up too many of the prewar shoplots.\n\nHowever, Geh believes the owners of prewar shoplots are selling because of stringent conservation requirements. They would rather dispose of the properties than renovate them.\n\n“The current procedure for renovation is rather vague … heritage societies have a strong influence on the process. Often, the recommendations for renovation are uneconomic and non-business-friendly, prompting the property owners to just give up and sell out,” he explains.\n\nHe suggests that the state government and the George Town World Heritage Inc (GTWHI) review the process to make it viable for owners to renovate their prewar buildings. GTWHI was established by the state government in 2010 to protect, promote and preserve George Town as a sustainable city.\n\nFurthermore, the transport masterplan for Penang seems to have hit a snag with some parties fighting to preserve the Prangin Canal, where a transport hub is to be constructed, because ancient artefacts have been found at the site. Archaeologists have uncovered old sluice gates that had connected the canal, which was built in the early 1800s. Fragments and shards of pottery have also been discovered at the dig.\n\nGeh says as the Prangin Canal was designated a transport hub some 20 years ago, a compromise is needed, where the preservation of the artefacts could continue along with the development of the transport system that Penang requires. Discussions on the matter are ongoing.\n\nTerraced houses\n\nThe 1-storey terraced houses sampled for the monitor on both the island and the mainland showed little price growth from the last quarter and the year before. Prices rose only in Sungai Ara (+2.04% or from RM735,000 to RM750,000) and Tanjung Bungah (+2.56% or from RM780,000 to RM800,000) year on year.\n\nThe 2-storey terraced houses in all the areas surveyed showed no price growth from the previous quarter. However, some fared slightly better compared to last year, especially those in Pulau Tikus, Sungai Nibong and Sungai Ara. Elsewhere, the prices remained stagnant.\n\nIn Pulau Tikus, the prices rose 6.67% to RM1.6 million, in Sungai Nibong by 4.55% to RM1.15 million and in Sungai Ara by 5.26% to RM1 million.\n\nSemi-detached and detached houses\n\nQuarter on quarter, there was no change in the prices of semidees but they rose slightly year on year, except in Sungai Ara.\n\nPrices rose 2.27% to RM2.25 million in Island Park, by 5.71% to RM1.85 million in Sungai Nibong and by 6.67% to RM1.6 million in both Sungai Dua and Minden Heights.\n\nAs for detached houses, only those in Tanjung Bungah saw an increase in prices quarter on quarter (+2.7% to RM3.8 million). Year on year, the prices rose 2% to RM5.1 million in Pulau Tikus, by 3.57% to RM2.9 million in Island Glades and by 2.86% to RM3.6 million in Green Lane.\n\nHigh-rises\n\nOnly the prices of three-bedroom flats in Sungai Dua and Lip Sin Garden rose 8.57% to RM380,000 quarter on quarter and year on year.\n\nThe flats in Relau showed no price increase year on year while the prices of flats rose 17.65% to RM400,000 in Green Lane, by 9.09% to RM240,000 in Bandar Baru Air Itam and by 5.88% to RM180,000 in Paya Terubong.\n\nAs for 3-bedroom apartments and condominiums, the prices of only those in Pulau Tikus rose 1.47% quarter on quarter and 6.15% year on year to RM690,000.\n\nYear on year, the prices of units in Island Park/Glades rose 6.38% to RM500,000 and by 2.22% to RM460,000 in Batu Ferringhi. Elsewhere, the prices remained unchanged.", "CreateDate": "2016-09-23T09:53:00.317", "UpdateDate": "2016-09-23T09:53:00.317", "PropertyURL": "https://farm9.staticflickr.com/8068/29238280624_06e233ac18_m.jpg" }, { "NewsId": "bde3a62f-f762-41f9-a67b-dd3eea70d8a6", "Title": "銀行公會放話 為合格者提供房貸", "Source": "http://www.chinapress.com.my/20160920/%E9%8A%80%E8%A1%8C%E5%85%AC%E6%9C%83%E6%94%BE%E8%A9%B1-%E7%82%BA%E5%90%88%E6%A0%BC%E8%80%85%E6%8F%90%E4%BE%9B%E6%88%BF%E8%B2%B8/", "NewsDateTime": "2016-09-22T00:00:00", "Details": "（吉隆坡20日訊）兩大銀行公會指出，近期調查顯示房屋融資申請下滑，主要是申請者具高債務比例、不良信貸紀錄、收入不足，或是文件記錄等問題，但該會向民眾保證，將為符合資格的客戶提供房屋貸款便利。\n\n大馬銀行公會（ABM）和大馬伊斯蘭銀行公會（AIBIM）聯合發布文告保證，旗下在國內經營的商業銀行和伊斯蘭銀行會員，為合格者提供房屋貸款便利，也會為首次房屋買家提供符合需求的特別房屋融資配套。\n\n文告說：“買房是一項主要的財務購買，房屋融資一般成為債務組合中最高價值的物品。因此銀行機構有必要確保客戶在融資期間，有財務能力償還款項。”\n\n房屋買家在申請貸款時對適用性和經濟評估方面應與金融單位合作，為更穩健的財務管理鋪路。商業銀行和伊斯蘭銀行機構承諾，將在這項程序中扮演好自己的角色。\n\n金融機構也為特定買家提供各種的房屋融資配套。首次房屋買家或可考慮申請政府的配套，如首間房屋申請（Skim Rumah Pertamaku），來輔助購房計劃。\n\n房屋買家可考量的其它融資選擇，如首間房屋頭期基金（MyDeposit）、一個大馬人民房屋（ PR1MA）HOPE房屋資助計劃，以及在一個大馬人民房屋（ PR1MA）下的先租后買計劃。\n\n■兩大銀行公會列出評估融資申請的5項準則（5C）：\n\n1）特徵（Character）\n\n■申請借貸者的過往信貸紀錄\n■工作或生意的穩定性和期限（經驗、資格、信譽）\n\n2.）能力（Capacity）\n\n■客戶承擔和償還新債務的能力，其中因素包括收入、財務義務、開銷甚至是年齡。\n\n3）抵押（Collateral）\n\n■並非所有融資需要抵押。不過在其他考量因素表現較低的借貸者，可通過抵押或保證加強申請。\n\n4）條件（Conditions）\n\n■銀行機構將評估客戶的聘僱或商業狀況，是否將承受變幻莫測因素，包括經濟、社交、政治、國際環境、政府監管、競爭或銀行政策的改變。\n\n5）資本（Capital）\n\n■家庭收入估計是償還貸款的主要資源，資本貸款存款、投資以及其他資產，可協助償還或資付融資。", "CreateDate": "2016-09-22T13:02:09.51", "UpdateDate": "2016-09-22T13:02:09.51", "PropertyURL": "https://farm9.staticflickr.com/8184/29734407862_9041951919_m.jpg" }, { "NewsId": "4efab663-d47f-4213-af9d-fe5ba042d03a", "Title": "国行：退休年龄前还清．“35年房贷期限更适合”", "Source": "http://www.sinchew.com.my/node/1569115/%E5%9B%BD%E8%A1%8C%EF%BC%9A%E9%80%80%E4%BC%91%E5%B9%B4%E9%BE%84%E5%89%8D%E8%BF%98%E6%B8%85%EF%BC%8E%E2%80%9C35%E5%B9%B4%E6%88%BF%E8%B4%B7%E6%9C%9F%E9%99%90%E6%9B", "NewsDateTime": "2016-09-22T00:00:00", "Details": "（吉隆坡20日讯）国家银行指出，长达35年的房屋贷款期限更适合，以便借贷者在退休年龄前还清房贷。\n\n国家银行针对媒体报道，要求检讨借贷指南，把至多35年的屋房贷期限延长到40年一事发表文告指出，若借贷者在25岁时获批35年的房贷，他将能在60岁还清债务。\n\n此外，若房贷延长至40年，尽管借贷者每月摊还的数额没有明显差别，但其融资成本将增加。\n\n最需要解决购屋者能力\n\n文告认为，目前最需要解决的问题是购屋者的负担能力，以及缺乏价格合理的房屋。\n\n文告提及，若符合申请资格，房屋首购族将持续获得融资。\n\n国行所设定的融资指南是为了保障个人贷款者的利益，以确保符合资格者在房贷限期和能力范围内偿还债务，也能避免他们过度欠债而陷入经济困境，甚至失去房屋。\n\n文告指出，金融机构将依据贷款申请者除去法定扣除项目（statutory deductions）之后的收入，以及借贷者的支出和紧急状况备用款项，来评估其还债能力。\n\n文告指，金融机构将持续贷款给有能力偿还房贷的人士，这包括首次购买房屋的申请者。今年7月的累计贷款按年提升10.1%，截至该月的总贷款额为4602亿令吉。而当中有75%（约150万人）是首购族的房贷。", "CreateDate": "2016-09-22T12:59:56.02", "UpdateDate": "2016-09-22T12:59:56.02", "PropertyURL": "https://farm9.staticflickr.com/8540/29221197433_04bd6b99eb_m.jpg" }, { "NewsId": "29e2877c-42df-4b9a-9d9d-e77886752007", "Title": "Bank Negara says 35 years housing loan tenure sufficient", "Source": "http://www.starproperty.my/index.php/articles/property-news/bank-negara-says-35-years-housing-loan-tenure-sufficient/", "NewsDateTime": "2016-09-20T00:00:00", "Details": "KUALA LUMPUR: Bank Negara Malaysia (BNM) says the maximum housing loan tenure of 35 years is more than sufficient for borrowers to settle their housing loans by their retirement age.\n\nIt said on Tuesday if the housing loan is offered when the borrower is 25 years old, a financing tenure of 35 years would extend to the retirement age of 60 years old.\n\n“In addition, increasing the loan tenure to 40 years will further add to the total cost of financing without significant improvements in the affordability of one’s monthly instalment,” it pointed out.\n\nBNM was referring to a media on requests for it to review the lending guidelines in relation to the extension of the loan repayment period from 35 to 40 years.\n\nIt stated that financial institutions will continue to lend to individuals who can afford to take on a housing loan, including for the purchases of their first homes.\nIn July 2016, outstanding housing loans extended by financial institutions continue to grow at 10.1% on-year and totalled RM460.2bil.\n\nAbout 75% of borrowers (approximately 1.5 million borrowers) with housing loans are first time house buyers.\n\n“Access to financing is not the main problem confronting potential buyers of affordable houses. The fundamental issues that require resolution are affordability and the shortage of supply of reasonably priced houses.\n\n“The implementation of BNM’s responsible financing guidelines serves to protect individuals’ interests so that they borrow within their capacity to repay the loans throughout its tenure. This is to prevent borrowers from falling into financial hardship due to excessive debt burden that may lead to foreclosures which will undermine the objective of house ownership.\n\n“Financial institutions are responsible to establish that borrower’s income after statutory deductions, expenditure on necessities and all other obligations are able to meet debt repayments. This is to ensure that borrowers can continue to service the loan and have sufficient financial buffers for living expenses and deal with any future increase in financing rates and rising costs,” it said.", "CreateDate": "2016-09-20T15:59:50.67", "UpdateDate": "2016-09-20T15:59:50.67", "PropertyURL": "https://farm9.staticflickr.com/8176/29771846246_c2132bc47f_m.jpg" }, { "NewsId": "53f614cf-1e0e-44d5-a6a5-703f9d2c81fb", "Title": "屋价5年平均涨60%．人均收入远远落后", "Source": "http://www.sinchew.com.my/node/1568327/%E5%B1%8B%E4%BB%B75%E5%B9%B4%E5%B9%B3%E5%9D%87%E6%B6%A860%EF%BC%8E%E4%BA%BA%E5%9D%87%E6%94%B6%E5%85%A5%E8%BF%9C%E8%BF%9C%E8%90%BD%E5%90%8E", "NewsDateTime": "2016-09-20T00:00:00", "Details": "当我们的房产价值不跌反升，这显示人们继续在该地区投资或购买房屋，而且房租的回酬也不错，才可能成就一股推动力。\n\n2010年至今已5年多，我国的房价指数节节上升，这5年来，房屋价格平均上升60%，可是，我们的人均收入，特别是年轻人的薪金、薪金的成长指数，首次购屋者的财务能力，远远落在房价指数的后面，能够额外拥有房产者，多数是高收入的个人，或是一些企业。\n\n由于我国各阶层人民贫富差距大，人均收入不容易做为标准，以致采用房价除以年收入来衡量“房屋购买能力指数”（目前大约是8.5、就是8年半的年收入总和，才能购买一间房屋），往往会有些出入。\n\n市民收入偏低、房屋价格上涨，导致许多人购买不起第一间房屋，这是不争的事实，政府及国家银行之前采取的打房措施，在一定程度上抑制房屋的交易，可是，对于首购族，作用似乎不大。\n\n目前我国的家庭债务对国内生产总值（GDP）的比例高达87%，为亚洲第二高，这是相当高的比例，当前的急务也包括降低高危的国内家庭负债水平，同时，在购买房屋供自住或投资／投机方面，拉近差距的水平。\n\n严格来说，房屋发展计划带动许多相关行业的发展，牵动的行业包括建筑材料的制造、产业管理的服务业，对经济与投资贡献良多，因此，紧密监督房地产的发展，避免经济成长潜在房产泡沫危机。\n\n为降低拥有房产的门槛，除了控制建筑材料的价格，政府也应该调整土地转换用途的收费，以便产业发展商的营运成本可以相应减少，让他们调低房产的售价，以便广大的购屋者可以受惠。\n\n政府没有限制一人可拥多屋\n\n由于我国是一个自由买卖的市场，目前，并没有法令限制个人、或团体在产业的拥有数目，因此，有些人可以同时拥有几个房产单位，只要他们有一定的抱持能力，价格将不会被抛售，那么，产业价格将居高不下，将一些需要房屋的中低收入群排在门外。\n\n国家银行原本有规定，购房者每月房贷摊还数额不得超过收入的三分一，以便保障购屋者保有三分之二的收入来应付生活开销；这个比例是合理的，因此，只要许多的马来西亚人，假如他们的三分一收入无法支付房贷，那么，这个国家的房价，就可以被理解为介于不合理水平。\n\n假设合理房价是30万令吉，可是，市场却卖到50万或是60万令吉，是因为不同地区的土地资源昂贵，或是其他的因素，又或者是被炒房者推高售价，以致房屋价格维持在不合理的价位，这一切并没有一个标准的答案。\n\n由于房屋是不可或缺的资源，维持房价介于合理水平刻不容缓，以便让更多人有能力拥有自己的房屋，实现“居者有其屋”的梦想。", "CreateDate": "2016-09-20T11:24:04.19", "UpdateDate": "2016-09-20T11:24:04.19", "PropertyURL": "https://farm9.staticflickr.com/8066/29691348032_06772377c0_m.jpg" }, { "NewsId": "c9136e5e-843b-46de-aa68-5c6a76114c87", "Title": "新推房产多数逾50万", "Source": "http://www.sinchew.com.my/node/1566229/%E6%96%B0%E6%8E%A8%E6%88%BF%E4%BA%A7%E5%A4%9A%E6%95%B0%E9%80%BE50%E4%B8%87", "NewsDateTime": "2016-09-15T00:00:00", "Details": "家庭规模缩小，人口、收入继续增长，加上城市化进程迅速，推动市场对房屋的需求，特别是城市地区的情况尤其明显。\n\n配合大城市与就业中心的成长，市场对房屋的持续需求保持殷切，制定落实体系、提供充足的优质房屋，而且是中低收入家庭有能力负担的房产，应该是有关方面当前的重要任务。\n\n可是在过去的一、两年，新推出的房产计划，每单位售价以超出50万令吉居多，这与当局落力推行可负担房屋政策，步伐似乎不一致。\n\n", "CreateDate": "2016-09-15T16:27:32.747", "UpdateDate": "2016-09-15T16:27:32.747", "PropertyURL": "https://farm9.staticflickr.com/8370/29693241765_af709b4bfc_m.jpg" }, { "NewsId": "5b2bfca5-c3bc-4f5c-bae8-1beb145df978", "Title": "上半年房地产销售量跌 贷款额低首购族减少 ", "Source": "http://www.kwongwah.com.my/?p=197597", "NewsDateTime": "2016-09-15T00:00:00", "Details": "（吉隆坡14日讯）随着房地产需求量减低及融资相关课题，今年上半年我国房地产销售量同比去年下跌39%，首购族人数也减少13%。\n\n马来西亚房地产发展商会（REHDA）主席法特依斯甘达指出，有半数推出的住宅房产项目是低于50万令吉，除了马六甲。\n\n“购屋者所面对的问题是他们只能借贷75至80%贷款。”\n\n他今日在2016年上半年房地产调查报告新闻发布会上，这么说。\n\n对于发展商贷款给购屋者的提案，法特依斯干达表示认同，但前提是这仅能作为支付首期的“桥梁”。\n\n指出，大马没有任何一家发展商有能力提供100%的贷款予购屋者，但他建议至少可能让购屋者应付首期。\n\n他也建议，发展商所提供的贷款计划应该只提供于首购族及屋价低于50万令吉的可负担房屋。\n\n他补充，发展商提供的终端贷款是协助首购族凑足足够的首期付款。\n\n尽管如此，他说，只有强大现金流的发展商才能提供这项贷款便利予购屋者，而人数不多。", "CreateDate": "2016-09-15T16:22:39.483", "UpdateDate": "2016-09-15T16:22:39.483", "PropertyURL": "https://farm9.staticflickr.com/8146/29581722072_e63baf6dde_m.jpg" }, { "NewsId": "f5997329-9c83-4f21-b72f-415fd1f401e8", "Title": "佳居锦囊：如何选择有利生意和事业的吉日？", "Source": "http://www.theedgeproperty.com.my/content/884551/%E4%BD%B3%E5%B1%85%E9%94%A6%E5%9B%8A%EF%BC%9A%E5%A6%82%E4%BD%95%E9%80%89%E6%8B%A9%E6%9C%89%E5%88%A9%E7%94%9F%E6%84%8F%E5%92%8C%E4%BA%8B%E4%B8%9A%E7%9A%", "NewsDateTime": "2016-09-15T00:00:00", "Details": "在商场上，时机就是一切。无论是创业、洽商和签约，只要选对吉日，就能降低风险和提高收益，如虎添翼。\n\n在历史悠久的玄学当中，人们往往通过择日的方式，找出适合进行特定活动的良辰吉日。\n\n然而，你是否知道怎样的时和日，适合进行重要的商业决策和相关活动吗？\n\n正式开张\n\n所谓的正式开张，指的是一门生意或事业正式营业第一天，而不是签署合约或展开初步文书工作的时候。\n\n举个例子，若你正从事网上生意，而这门生意的“开张”期，就是该网站正式投入运作和接受交易的第一天。\n\n业务正式开张的第一天应避开“岁破日”、“月破日”或者业者本身的“命破日”。\n\n那又该如何找出“命破日”呢？其实并不困难，所谓的”命破日”就是与你的生肖相冲的那天。\n\n至于适合创业和开张的吉日，则包括了“开日”、“成日”或“定日”。但实际的日期，仍需查看《通书》来做最终决定。\n\n其中，“成日”的好处不言而喻，而 “开日”就是有利任何开放给其他人参与的吉日；“定日”则有助长期活动和生意，或者是事业的长期发展。\n\n交易协商\n\n在洽谈交易方面，同样要避开“岁破日”、“月破日”和 “命破日”。\n\n至于适合进行洽谈的吉日，包括“成日”、“定日”、“满日”和“收日”。\n\n若你要洽谈的事项将会带来深远的影响，就应该在“定日”进行。\n\n若你希望能获得庞大收益，尤其是协商连锁品牌的生意，则建议在“满日”展开。\n\n“收日”也是吉祥的一天，因为在这天进行协商，有助为你带来收获。\n\n签约\n\n同样的，避开在“破日”签约是十分重要的。\n\n而有利签约的吉日，除了有“成日”和“定日”，还有有助带来好处、缔造双赢局面的“平日”。\n\n\nDato Joey Yap简介\nDato Joey Yap是世界领先的中华风水命理学家，也是卖座命理风水书籍作家。他共出版了160本相关书籍，并在全球销售超过400万本。\n\n他是Joey Yap顾问集团的首席顾问，以及Mastery Academy of Chinese Metaphysics的创办人。\n\n他拥有将近20年的专业经验，其顾客包括微软、森那美、UEM、Prudential和花旗银行。他的学生来自世界各地30个国家。", "CreateDate": "2016-09-15T16:10:12.647", "UpdateDate": "2016-09-15T16:10:12.647", "PropertyURL": "https://farm9.staticflickr.com/8270/29066595664_f14ae4657f_m.jpg" }, { "NewsId": "7e8499fb-a621-46b7-b172-4aae1242b2bf", "Title": "Rental rates may drop by 30%, says property analyst", "Source": "http://www.freemalaysiatoday.com/category/nation/2016/09/14/rental-rates-may-drop-by-30-says-property-analyst/", "NewsDateTime": "2016-09-15T00:00:00", "Details": "PETALING JAYA: Low demand and oversupply of high-rise residential units may see rental rates drop by as much as 30 per cent over the next two years, The Malaysian Reserve reported.\nAxis REIT Managers Berhad’s Siva Shanker said thousands of newly-completed units were expected to come on stream simultaneously in 2017 and 2018, causing a further strain on the market.\nHe added however, that such a spike in the rental market will be shortlived, and the return to market equilibrium will occur in line with economic sentiments.\n“Many of these unit owners cannot afford any losses as they have to pay mortgages and they have no choice but to put up their units for rent,” he said in explaining how a rental war was expected to start as buyers would compete to get tenants, the financial daily reported.\nRents would drop by as much as 30 per cent from the projected rental return of two to three years ago, Siva said.\nMalaysia’s property sector had been booming in the last five years. An increase in demand and high returns had prompted developers to build high-end, high-rise units.\nHowever, the country’s economic downturn had rattled the property market. Since last year, property sales have decreased, battering the share prices of public-listed developers.\nThe number of expatriates leaving the country after being retrenched, has also left many high-rise residential units unoccupied.\nIn a research report on the property sector, real estate agency Knight Frank Malaysia revealed that property owners were willing to compromise on lower rents to secure and retain tenants due to job cuts from low oil prices.\nSiva said despite all the talk of foreigners swooping in to buy properties in Malaysia, the local property scene was driven by domestic consumption.", "CreateDate": "2016-09-15T15:22:38.823", "UpdateDate": "2016-09-15T15:22:38.823", "PropertyURL": "https://farm9.staticflickr.com/8028/29581054712_186cc5464b_m.jpg" }, { "NewsId": "ec540f41-5b71-4b53-b2c0-a52b62669825", "Title": "High household debt the elephant in the room", "Source": "http://www.theedgeproperty.com.my/content/883592/high-household-debt-elephant-room", "NewsDateTime": "2016-09-15T00:00:00", "Details": "THERE is a big elephant in the room and it is Malaysia’s household debt — among the highest in Asia. And this could get worse if property developers start offering housing loans to homebuyers who have difficulty obtaining a mortgage from banks.\n\nA frightening fact is that Malaysia’s household debt-to-GDP ratio stood at 89.1% last year.\n\nAlready, there are concerns that individuals with low creditworthiness will take up more loans, increasing the threat of ballooning subprime mortgages — which reached crisis level in the US in 2008.\n\nOn complaints that a tighter lending policy has affected property sales, Bank Negara Malaysia has made its stance clear. It said in July that there are more fundamental issues confronting potential homebuyers than limited access to funding. These include affordability and a shortage of reasonably priced houses, the central bank pointed out.\n\nIt maintained that first-time homebuyers continued to have access to financing and it had the facts and figures to prove its claim: Outstanding housing loans recorded a growth of 10.6% as at end May 31, while about 1.5 million borrowers, or 75% of borrowers with housing loans, were first-time homebuyers.\n\nThe central bank reiterated that all loan applicants who fulfilled the credit criteria and could afford to repay the debt would have access to credit.\n\nHaving property developers offer housing loans could potentially increase household debt, opine industry observers and bankers.\n\nBank Negara started implementing pre-emptive macro and micro-prudential measures more than five years ago, when the household debt-to-GDP ratio started creeping up and housing prices were soaring.\n\nReaction to the measures was mixed. Some lauded the move as the central bank ensuring that the country’s banking system was stable while others said the measures were too strict.\n\n“[Loans extended by developers] won’t be counted as a bank loan but, effectively, they create room for higher debt. Any increase in the current household debt level would be a concern,” says a head of research.\n\nIn its financial report for 2Q2016, Bank Negara points out that highly leveraged borrowers in the lower-income group are “beginning to show weaker repayment capacity” in the challenging economic environment.\n\nIt notes that banks’ exposure to such borrowers has declined over the years to now account for 19.5% of total bank lending to households (2013: 25.1%).\n\nAs for non-bank lending, Bank Negara says lending standards have further reduced the overall proportion of vulnerable household borrowers to 22.6% (2013: 28.4%) of total household debt from banks and non-banks.\n\nStill, the banks and non-bank institutions could be dealt a blow should these loans turn sour, and have a ripple effect on the whole system.\n\nNonetheless, the central bank adds that “most household borrowers have some flexibility to respond to income shocks and rising living expenses”.\n\nInterestingly, in 1Q2016, the ratio of impaired household loans rose to 1.7% of total household loans by banks and non-banks from 1.6% in 4Q2015.\n\nAccording to Bank Negara’s financial report for 1Q2016, the increase in impaired household loans was due to the weaker repayment capacity of borrowers who were reliant on cyclical income sources, such as commissions.\n\n“Risks of a broader deterioration in the performance of household loans appear contained as overall household delinquencies improved to 1.4% of total household borrowings (4Q2015: 1.5%),” the central bank states in its 1Q2016 quarterly bulletin.\n\nIn 2Q2016, household delinquencies remained unchanged at 1.4% while impairment improved to 1.6% of total household debt from 1.7% in 1Q2016.\n\nThe central bank’s statistics also reveal that the growth of household debt slowed at the end of 2Q2016, increasing by 6.2% compared with 8.3% in 2Q2015. The main driver of household debt continued to be house financing, states the central bank. Home loans made up the largest component of household debt at some 49%.\n\nAccording to Bank Negara’s statistics, loan approval remained weak, contracting 19.4% year on year in July. The data also shows the approval for household loans continued to contract — down 20.8% y-o-y in July.\n\nUOB Kay Hian Research in a Sept 1 note says that was the 18th consecutive month of approval contraction for household loans with -21.5% y-o-y for residential properties and -24.9% for automotive loans.\n\nBut it is not just the approval rate that is coming down but also the application rate. Bank Negara data shows that the application for the purchase of residential property dropped 11.8% y-o-y in July.\n\nThe statistics show nascent signs of improvement in household debt. Should the efforts to rein in household debt continue?", "CreateDate": "2016-09-15T15:06:03.157", "UpdateDate": "2016-09-15T15:06:03.157", "PropertyURL": "https://farm9.staticflickr.com/8829/29065931054_578d6db44d_m.jpg" }, { "NewsId": "5fbfacf0-6fb6-4204-9549-26f0ece6d1fd", "Title": "Property sales slump due to financing issues: Rehda", "Source": "http://www.thestar.com.my/business/business-news/2016/09/14/property-sales-slump-due-to-financing-issues-says-rehda/", "NewsDateTime": "2016-09-14T00:00:00", "Details": "PETALING JAYA: Property sales performance experienced a significant decrease to 39% in the first half of 2016 compared with 52% in the previous corresponding period, according to the Real Estate and Housing Developers' Association Malaysia (Rehda). \n\nIn its property industry survey for the first half of 2016, Rehda said two to three storey terrace sales dominated the market share by more than half out of the total sales reported. \n\nThe survey revealed that half of the residential units launched were priced below RM500,000, with launches of properties below RM200,000 on the hike. \n\nAll states were retaining their prices except for Malacca, Rehda said. \n\nThe association added that the situation of unsold units was still manageable despite the decreased in sales performance. \n\nEnd financing and loan rejection remained a major problem to nearly 70% of respondents, which had affected almost all price ranges, said the survey. \n\nConducted in the first half of this year, the survey was carried out to assess the property market performance for the first half of 2016 and market outlook for the rest of the year.", "CreateDate": "2016-09-14T16:17:01.637", "UpdateDate": "2016-09-14T16:17:01.637", "PropertyURL": "https://farm9.staticflickr.com/8206/29380923070_dcbe66feea_m.jpg" }, { "NewsId": "0b1d663e-f943-4a4f-854e-559a2f2c6b94", "Title": "Selangor’s new policy a challenge to private developers", "Source": "http://www.theedgeproperty.com.my/content/883207/selangor%E2%80%99s-new-policy-challenge-private-developers", "NewsDateTime": "2016-09-14T00:00:00", "Details": "KUALA LUMPUR (Sept 13): Property developers have hit back at the Selangor government for amending policies and imposing surcharges that would increase their costs of business, an issue that becomes all the more critical when the current soft market forces them to compete for the segment that demands affordable homes.\n\nThe atmosphere at a discussion on the second day of the 19th National Housing & Property Summit last Friday turned awkward — if not heated — as it centred on challenges for affordable housing.\n\nDatuk Seri Vincent Tiew, the only private developer on the panel, took a shot at the proposed policy by the Selangor Housing and Real Property Board (LPHS) of allowing households earning up to RM15,000 a month to be eligible for affordable units in serviced apartment and boutique office projects.\n\nThis compares with the current ceiling of RM8,000 to RM10,000 to be entitled for affordable homes in the state, said the managing director of Andaman Property Management Sdn Bhd.\n\n“Imagine having an apartment unit selling for RM270,000 in Petaling Jaya. It’s a really good price for that location. And who is entitled? People whose household incomes earn up to RM15,000. These are people generally in the open market,” Tiew told reporters after the panel discussion.\n\n“Selangor should have maintained it (the affordable unit entitlement income bracket) at RM8,000. If you push it up to RM15,000, then you are going to eat into my segment,” he said.\n\nTiew argued that affordable units’ prices should vary in different areas, according to the locales respective land values. Petaling Jaya and Sabak Bernam have disparate land values, but the affordable units are capped at the same prices all over Selangor.\n\nTwo weeks ago, Selangor State Executive Councillor for Housing, Building Management and Urban Living Datuk Iskandar Abdul Samad said property developers will be required to build affordable units for serviced apartment, small office home office (Soho) and small office/virtual office (Sovo) projects in Selangor under the state’s new blueprint for housing development.\n\nProperty executives were told by the state government that it was supposed to be implemented this month. The final mechanics will be made official soon.\n\nThe prices are fixed at RM270,000 per serviced apartment unit and each of them must be 550 sq ft. Each Soho and Sovo will be sold at RM230,000 with every unit measuring at 450 sq ft.\n\nUnder these guidelines, those with household incomes of up to RM15,000 are eligible. This is higher than the existing Rumah Selangorku scheme that caters to households earning RM10,000 or less. Both schemes are for first-time homebuyers only.\n\nBefore ending her speech, LPHS executive director Norzaton Aini Mohd Kassim rebutted by saying that the Selangor government wants to ensure that its rakyat have the right to own a property, and conceded that it will need to work together with the private sector. “You kind developers, do follow our procedures. We are forcing you, but in a nice way — with a smile.”\n\nUrban dwellers’ disposable incomes are shrinking with rising cost of living over the past few years. Perbadanan PR1MA Malaysia chief executive officer (CEO) Datuk Abdul Mutalib Alias said that of the 1.32 million people registered to buy an affordable home under the government agency, 44% of them are living in Kuala Lumpur and Selangor.\n\n64% of the homes built by PR1MA are sold at between RM201,000 and RM300,000, he said. However, it should be noted that this scheme is open to people who already own a home, too.\n\nAllocating a certain portion of housing developments for low-cost or affordable units has been made mandatory by the federal government since at least 1982, with the quota set then at 30%. Over time, various states have imposed their own quotas, thus it is not a new thing for private developers to build affordable homes with prices set by the government.\n\nHowever, Tiew’s bone of contention over Selangor’s new guidelines is the higher household income level eligible for the affordable homes, which are actually sold below cost. This means that there will be more people who can snap up the subsidised homes, shrinking the pool of potential buyers of the homebuilders’ non-subsidised units.\n\nThis adds to the list of criticisms by private developers against the Selangor government. Previously, Real Estate and Housing Developers’ Association Malaysia president Datuk Seri F D Iskandar Mohamed Mansor told The Edge Financial Daily that the land conversion fee imposed by some states, including Selangor, has risen by 100% within the past five years.", "CreateDate": "2016-09-14T15:43:47.247", "UpdateDate": "2016-09-14T15:43:47.247", "PropertyURL": "https://farm9.staticflickr.com/8313/29380512920_6d9d0c6d6f_m.jpg" }, { "NewsId": "a05bad75-12b8-45dd-9f56-7c44bfed124e", "Title": "可持续发展城市　吉隆坡排亚洲第7", "Source": "http://www.orientaldaily.com.my/central/zm7822", "NewsDateTime": "2016-09-14T00:00:00", "Details": "（吉隆坡13日讯）据全球领先的设计与自然和建筑资產顾问公司凯迪思（Arcadis）发表的可持续城市指数显示，吉隆坡居亚洲可持续发展的城市排名第7位。\n\n亚洲可持续城市指数国家排名前10分別是，新加坡第1、首尔第2、香港第3、澳门第4、东京第5、台第6北、吉隆坡第7、深圳第8、曼谷第9和第10是北京。\n\n由英国经济及商业研究中心（Cebr）为Arcadis编纂的全球可持续城市指数，计算了包括社会（人民）、环境（地球）及经济（盈利）3个可持续发展领域，计算出具代表性的全球100个领先城市排名。\n\n报告也分析了32个不同指標及將其分类归纳至3大可持续发展领域的分类指数。\n\n吉隆坡躋身亚洲可持续发展城市的前10名，除了是东南亚第二大可持续发展的城市，吉隆坡在人民和利润的分类指数中表现甚佳。吉隆坡在全球利润的分类指数中排名前20%，不过在地球环境的分类指数表现尚有改善空间。\n\n有望躋身世界级城市\n\n凯迪思东南亚商务咨询主管吉里什拉玛占德兰指出，马来西亚目前的经济转型计划（ETP）改善了吉隆坡和巴生谷，被確定为具前瞻性项目，且成为推动全国各地经济持续增长的主要动力。\n\n他表示，吉隆坡市政局已定下目標，到了2020年，吉隆坡將演变成世界级的城市，以吸引居民和游客，正在施工的具体大项目亦提高吉隆坡的排名，包括建筑118层楼高的独立遗產大厦、隆新高铁、敦拉萨国际贸易中心、捷运计划、第二捷运及第三捷运。\n\n「吉隆坡市政局进行了吉隆坡城市竞爭力总体规划的研究，投资吉隆坡也为跨国公司，提供不断增长的人才储备、成熟的商业生態系统、世界级的基础设施和连通性，具竞爭力的成本优势和迎合其商业模式的主要枢纽税收宽免。我们相信，这些举措將继续使吉隆坡茁壮成长，甚至使其更具可持续性。」\n\n70%亚洲城市排名落后\n\n其他现今亚太城市，如新加坡（第2位），首尔（第7位），香港（第16位）和堪培拉（第18位）与其他发展完善的欧洲城市，在全球排名都成功进入前20名，但当中並没有北美城市。\n\n凯迪思亚太区客户解决方案总监格雷厄姆基恩表示，放眼亚洲，国与国间及在各次级指数中表现极端，这同时表示当中很多城市可透过在3个可持续发展领域上，发挥得更好。\n\n他说，新加坡及香港均在盈利次级指数上排名前两位，但过长工时及高生活成本大大妨碍了在社会可持续发展的表现。\n\n他表示，值得留意的是，韩国首都首尔，在社会可持续发展一栏表现良好，並在人民次级指数领先。「超过70%亚洲城市在全球排名较后位置，这清晰反映了亚洲先进及发展中城市的差异，同时意味著亚洲城市在可持续发展范畴，仍有庞大改造空间，並可参考全球不同城市的例子。」\n\n他说，城市领导需要清楚瞭解他们的挑战及机遇，以为其城市制定更有效的可持续发展策略。", "CreateDate": "2016-09-14T09:53:24.32", "UpdateDate": "2016-09-14T09:53:24.32", "PropertyURL": "https://farm9.staticflickr.com/8596/29040141474_fcc6d75019_m.jpg" }, { "NewsId": "077ed2c2-44a5-46b4-8b59-25e2f08a545f", "Title": "佐哈利：本身也缺乏资金．“发展商放贷行不通”", "Source": "http://www.sinchew.com.my/node/1566142/%E4%BD%90%E5%93%88%E5%88%A9%EF%BC%9A%E6%9C%AC%E8%BA%AB%E4%B9%9F%E7%BC%BA%E4%B9%8F%E8%B5%84%E9%87%91%EF%BC%8E%E2%80%9C%E5%8F%91%E5%B1%95%E5%95%86%E6%94%BE%E8%B4%B", "NewsDateTime": "2016-09-13T00:00:00", "Details": "（吉隆坡10日讯）第二财长拿督佐哈利认为，发出放贷执照给房地产发展商的措施不合逻辑，因为房屋问题的症结，不是在于放贷执照或商业银行不肯提供房贷，而是在于发展商没有兴建足够的可负担房屋，以及购屋者无法获得足够的融资。\n\n广告\n\n他今日受询时对星洲日报说，发展商兴建屋价介于30万至50万令吉的房屋，但银行只能为社会新鲜人提供20万令吉左右的贷款，就算发出放贷执照给发展商也无补于事，因为发展商本身也缺乏资金。\n\n“发展商需向银行融资才能完成发展项目，因此，若发展商向银行贷款后，再转借资金给购屋者，这个模式是讲不通及难以为继的。\n\n“告诉我，有哪家发展商可凭一己之力完成发展项目？没有，因为他们没有足够资金，所以需要向银行融资，然后根据工程进度，出售房屋。”\n\n他透露，我国共有超过20家银行，包括本地、外国、传统及伊斯兰银行，这表示我国拥有足够的融资管道，因此，若购屋者连6%利率的银行房贷都无力偿还，又如何能向可征收高达18%利率的房屋发展商贷款？\n\n他解释，银行执照与放贷执照不同，前者是由国家银行及财政部管理，后者则是由房地部及地方政府管理，与财政部无关。\n\n“我发表意见，是因为有许多民众感到混淆，他们或许不了解我国的金融体系是如何操作，我不想人民混淆或栽个头进去。”\n\n询及发展商放贷的措施是否可行，他仅表示，任何人若有足够资金可以放贷，并要扮演“罗宾汉”的角色，他无法阻止。\n\n购屋者应量力而为\n\n他劝告有意购屋者，务必购买能力范围以内的房屋，否则有关房产迟早会因为购屋者无力还贷而被拍卖。\n\n“不要仓促地支付头期款，然后借贷超出能力范围的房贷，最终落得头期款和房产两头空的下场。”\n\n内阁不曾讨论\n\n佐哈利说，“允许房地产发展商放贷给购屋者”的建议，不曾在内阁会议中讨论。\n\n针对他会否与房地部长丹斯里诺奥马会面的问题，他说：“房地部长有权发出放贷执照，对方的谈话，属于房地部的职权范围，我不能质疑他。\n\n“至于那些对此措施表示欢迎的大型发展商，我想知道，有哪一家有能力提供房贷？”\n\n他指出，许多房屋的售价介于30万至40万令吉，但首次购屋者只有能力负担20万令吉的房屋，因此，政府需要设法缩小此差距。\n\n“因此，我们鼓励更多发展商，兴建在这价格范围以内的房屋；首先，我们必须物色土地，若州政府拥有地点适中的地段，可以用最低的土地加值费（premium）拨给发展商，并只征收象征性的发展费。\n\n“当局也应该给予发展商伸缩性，让他们兴建更高建筑密度及容积率（plot ratio）的房屋；另外，那些靠近轻快铁或捷运站的房屋，或许可特别允许发展商提供较少的停车位。”\n\n他说，政府可以考虑为兴建这类房屋的发展商，提供税务奖掖。\n\n另外，他披露，财政部正研究一马房屋计划（PR1MA）面对的问题，一马房屋的房价介于25万至28万令吉，但一些购屋者仅获18万至20万令吉的房贷。\n\n“因此，财政部正与4大银行商讨，如何协助购屋者获得银行贷款，填补屋价差额，首相将在预算案中公布详情。”", "CreateDate": "2016-09-13T15:43:39.387", "UpdateDate": "2016-09-13T15:43:39.387", "PropertyURL": "https://farm9.staticflickr.com/8538/29614526106_be25cc008d_m.jpg" }, { "NewsId": "19d059ab-7b1b-4834-b139-b3e545eec223", "Title": "产业价跌·进场时机？", "Source": "http://www.sinchew.com.my/node/1534777/%E4%BA%A7%E4%B8%9A%E4%BB%B7%E8%B7%8C%C2%B7%E8%BF%9B%E5%9C%BA%E6%97%B6%E6%9C%BA%EF%BC%9F", "NewsDateTime": "2016-09-09T00:00:00", "Details": "一直以来，人们普遍的认知是：产业价格是不会下跌的，可是，这样的认知可能需要调整了，产业价格是有可能下跌的，例如低於市价丶低於银行的估价，甚至比买来的价格低。\n\n也许大家感到纳闷，这怎麽可能？曾几何时，产业价格掉头回落，其实这并不是2015年的“专有现象”，产业低於市价丶低於买来的价格，过去也发生过。\n\n1997至1998年的亚洲金融危机，巴生河流域一些地区的产业交易价，就发生过低於1997年初的水平，亚洲金融危机发生於1997年7至10月，由泰国开始，之後进一步蔓延至亚洲附近国家，打击这些国家的货币丶股票市场和其他资产的价值。\n\n事件暴露了亚洲经济急速发展的景象，亚洲各国经济遭受严重打击，纷纷进入大萧条，并造成社会动荡和政局不稳，一些国家也因此陷入长期混乱。除此之外，更冲击到俄罗斯和拉丁美洲。\n\n那一次金融危机导致马来西亚经济严重受挫，外资纷纷却步，马来西亚进入经济衰退期，随後采用“经济药方”慢慢治疗，1999年，马来西亚经济开始恢复成长，并接近危机前的水平，重新步入稳步成长的轨道。\n\n在那一两年期间，一些已规划好的商业产业计划被搁置下来，後来也没有复工，并从此在市场消失。\n\n资金充裕可考虑置产\n\n话说回来，市场人士认为，个人或企业如果有充裕的资金，现在是考虑在市区策略性地点购买产业的时候，原因是不少产业投资者，由於对大马经济前景失去信心，其中一些准备以低於市价的水平脱售产业。\n\n虽然这不是广泛趋势，不过，以低於市价脱售产业已经持续了接近半年的时间，产业界一名经纪指出，巴生河流域一些共管公寓，其中一些是比较新或是才完工的产业计划，另一些则是坐落在吉隆坡城中城周边的热门产业，少数业主以低於银行估值的价格出售，另一些甚至以低於购买价脱手。\n\n一名产业顾问指出：“其中一些可能拥有多个产业单位，他们希望尽快脱手，原因是对大马的经济状况感到不安，因而选择拥有现金。”\n\n“即使是有握持产业能力的团购投资者也开始失去信心，因为他们不曾握住产业这麽多个月仍未能脱手。”\n\n位於冼都一个新的共管公寓，於2015年初完工，其中一些单位在转手时，是比一年前的价格低20%出售。\n\n另一名产业经纪说，不久前，她以每平方呎663令吉，出售一个接近1千300平方呎的单位，银行的估价其实可以到每平方呎800令吉。\n\n隆滞销问题恶化\n\n全国产业资讯中心的报告指出，吉隆坡产业滞销的问题继续恶化，未出售的单位相应增加，2015首半年的滞销房产增至1千346个单位，价值12亿3千万令吉，在量和值分别增加28.7%和28.1%。\n\n一名产业经纪指出，这些滞销的单位，意味发展商必须抱持一段日子，这是一手市场的情况，无论如何，与转手市场的情况比较，这只是“小小的比率”。\n\n去年首半年\n交易量减7.4%\n\n报告补充，在兴建中丶尚未兴建的未出售单位，分别增至1万零742个单位和1千181个单位，与此同时，2015首半年吉隆坡共有9千291宗交易丶价值110亿令吉，在量方面比2014年前期减少7.4%。\n\n同样的，交易价值缩小6.5%，去年同期则取得18.1%涨幅，虽然产业交易减少丶价值下跌，但未必反映产业价格走低，不过，迹象显示，一些地区的产业价格确实从2015年8月开始回软。\n\n在吉隆坡城中城高档共管公寓，租户多数是石油与天然气公司，由於这些企业进行业务整合，租户从2015年6月开始逐步退租。\n\n产业经纪表示：“大多数业主在石油与天然气领域的租户失去工作後，不想要烦恼出租产业的问题，选择脱售产业。”\n\n不管怎样，仍有租户进场，只是他们在租金方面的预算比较低。\n\n另外，吉隆坡城中城一高档共管公寓，以每平方呎875令吉出售，比其购买价及银行的估值低，租金要价也下跌。\n\n产业顾问公司的调查显示，产业买家和投资者基本采取观望的态度，他们选择延至2016年才做决定。\n\n另一名产业顾问说，生活费提高丶马币汇率疲弱丶经济展望欠明朗丶冷却产业市场措施丶消费税的实施，以及银行贷款条例严谨，这些都是影响投资产业的因素，预测该领域将在2016下半年复苏。", "CreateDate": "2016-09-09T17:13:21.38", "UpdateDate": "2016-09-09T17:13:21.38", "PropertyURL": "https://farm9.staticflickr.com/8355/29269320070_8815e32523_m.jpg" }, { "NewsId": "32112575-8234-4585-a11e-f0296c706de0", "Title": "Subprime crisis in the making if builders turn lenders, economists predict", "Source": "http://www.themalaymailonline.com/malaysia/article/subprime-crisis-in-the-making-if-builders-turn-lenders-economists-and-homeb", "NewsDateTime": "2016-09-09T00:00:00", "Details": "KUALA LUMPUR, Sept 9 — Putrajaya is risking a subprime crisis if it lets developers assume the role of housing loan creditors who are allowed to charge quadruple the interest rates offered by banks, the National House Buyers Association (HBA) warned.\n\nIn a statement to the Malay Mail Online late last night, the HBA urged the government to reconsider the scheme, saying the country’s economy could suffer should a property bubble occur as a result of the “ridiculous” initiative announced yesterday.\n\n“Being a licensed moneylender also known as a licensed ‘Ah Long’ is capital intensive and housing developers, to sustain their business, would continue to price their products at ridiculous and unsustainable prices, this can accelerate a housing bubble like what happened to the US during the ‘Sub-Prime Crisis’.\n\n“HBA humbly appeals to our prime minister who is also the minister of finance to intervene in this ridiculous proposal (bad idea) as it not only does not address the root cause of high property prices, which is due to excessive speculation, but encourages the developer to even price their properties higher and give loans to undeserving borrowers,” it said.\n\nEconomist Dr Yeah Kim Leng said the scheme had the makings of a property and financial crisis as developers would have to venture into unfamiliar territory as they deal with buyers who may default on their loans.\n\n“The key is the developers: Whether they can finance the new market segment; that kind of financial risk so it is very, very niche and of course it will boost the property market in terms of increasing demand, but there is also the risk of delinquencies.\n\n“It will seed the next crisis if we do not proceed cautiously, especially to ensure we are not creating another unregulated shadow banking system,” the Sunway University Business School professor of economics said.\n\nAxis REIT Managers Bhd head of investments Siva Shanker also predicted dire consequences for the economy if the government goes ahead with the scheme.\n\n“I think this will spiral and the debt ratio will become higher. The lower and middle classes who need real help are being penalised. The rich who can get bank loans will be borrowing at 4 per cent and the poor who may not get bank loans will have to pay 18 per cent,” he told Malay Mail Online in a phone interview.\n\nRegardless of the type of property or the location, no property purchase would appreciate in value enough to be able to exceed the value of the 18 per cent loan, he stressed.\n\nBailout?\n\nGiven the high interest rates of between 12 and 18 per cent that the developers would be allowed to charge, the HBA feared the government might have to one day rescue developers when buyers default on their loans.\n\nThe association pointed out that Malaysians are already struggling to pay their mortgages.\n\n“Property developers will be driven by greed to approve loans to borrowers who do not meet their minimum lending criteria just to close the sale and there will be a very high chance that these borrowers will default on their loan, especially given the high fixed interest rates of 12 per cent to 18 per cent.\n\n“There may be a possibility that eventually housing developers may approach the government for bailout money, claiming that this loan scheme was a form of ‘National Service’,” it said.\n\nAlternatives\n\nUnlike the HBA, Siva did not think Malaysia would experience a subprime crisis at the levels faced by the US in the mid-2000s, expressing confidence that the government would have learnt from the superpower’s mistakes.\n\nHowever, he felt the government would do better to brainstorm for other ideas with stakeholders to help Malaysians afford their own homes than proceed with this latest plan.\n\nHe suggested the government implement other forms of financial assistance to complement the current system rather than allow developers to provide loans to buyers.\n\n“Rather we should relax our lending laws a bit. Banks may consider ways to become less stringent.\n\n“We need to help first-time buyers, young couples and the lower, middle class maybe by offering high 100 per cent loans instead of 80 per cent or maybe have longer repayments,” he said.\n\nAnother consideration was for the government to revive the Developer Interest Bearing Scheme (DIBS) abolished in 2014 due to excessive property speculation and enforce stringent regulation this time around.\n\n“It didn’t work last time because it wasn’t properly regulated. If they regulate it this time, it will really help first-time buyers,” Siva said.\n\nYesterday, the Urban Wellbeing, Housing and Local Government Ministry announced the introduction of an initiative that enables property developers to give out loans to buyers at an interest rate of between 12 and 18 per cent.\n\nIts Minister Tan Sri Noh Omar said that the move is intended to assist Malaysians who are unable to get a full housing loan from banks or those who may only be given a partial housing loan.\n\nThe number of unsold units in both residential and commercial properties also rose by 16 per cent in the first quarter of this year, according to the National Property Information Centre.\n\nThe Real Estate and Housing Developers Association (Rehda) Institute chairman Datuk Jeffrey Ng attributed the increase of unsold homes to Bank Negara Malaysia’s strict policies on banks to rein in growing household debt.\n\nThe central bank’s annual report for 2013 — the most recent figures available — showed household debt levels overall have increased to 87 per cent, a steady climb from 60 per cent in 2008. Of that figure though, more than 40 per cent of household debt went into loans for property purchases.\n\n- See more at: http://www.themalaymailonline.com/malaysia/article/subprime-crisis-in-the-making-if-builders-turn-lenders-economists-and-homeb#sthash.W4h2JLUw.dpuf", "CreateDate": "2016-09-09T15:34:08.753", "UpdateDate": "2016-09-09T15:53:41.643", "PropertyURL": "https://farm8.staticflickr.com/7565/28932745514_902bcbd1a6_m.jpg" }, { "NewsId": "085e7953-5054-4cd2-a220-b8df2292876b", "Title": "UPDATE: Housing Ministry to issue money lending licences to property developers", "Source": "http://www.theedgeproperty.com.my/content/877948/housing-ministry-issue-money-lending-licences-property-developers", "NewsDateTime": "2016-09-09T00:00:00", "Details": "PETALING JAYA (Sept 8): The Urban Wellbeing, Housing and Local Government Ministry will be issuing money lending licences to eligible property developers to provide financing for homebuyers.\n\nIts minister Tan Sri Noh Omar (pictured) in his opening remarks at the 19th ASLI-National Housing & Property Summit 2016 in Bandar Sunway today said there have been calls for the government to allow the re-introduction of the developer interest bearing scheme for first-time homebuyers who find it difficult even to pay for a down payment on their purchases\n\n\"Recognising this issue, the ministry will issue money-lending licences to eligible developers. The licence is restricted to provide housing financing to eligible house buyers who face difficulties in getting loans from financial institutions.\"\n\nNoh said the licence is regulated under the Moneylenders Act 1951 and Pawnbrokers Act 1972, and does not involve Bank Negara Malaysia.\n\nDevelopers with the licence are allowed to provide 100% or just a portion of the loan to value ratio, he added. \"For example, if a buyer who only can fork out 10% downpayment and get 70% loan from a bank, the buyer can apply for a loan from the developer to finance the remaining 20%.\"\n\nThis move is to provide another avenue of financing for homebuyers while providing another source of income for developers, Noh explained.\n\nThe ministry has already issued the licence to several developers and other developers can start applying today. \"The licence is open to all developers, but developers who apply for the licence have to prove that they are really developing a housing project.\"\n\nSuch financing by the developers is open to all home buyers, not only first-time homebuyers, Noh added. \"However, the developers will have their own criteria for lending to the buyers.\"\n\nProperty developers' responses\n\nIn immediate response, property developers view this as a positive move that will benefit potential homebuyers.\n\nSunway Bhd managing director of the property development division for Malaysia and Singapore Sarena Cheah said the group has had a leasing arm for more than 30 years.\n\n“However, we can only finance upon the completion of a property. With the introduction of the money lending licence for all developers, they will have more flexibility to help buyers,” she told TheEdgeProperty.com.\n\nMah Sing Group Bhd managing director Tan Sri Leong Hoy Kum said: “We have been actively launching for the past few months and have been receiving good take-up. There is keen interest from buyers and the main thing delaying their purchase decision is their inability to procure loans. “Hence, our focus should be to assist buyers with easy ownership schemes,” said Leong.\n\nAlthough the move stems from good intentions to help more people purchase properties especially first-time homebuyers, Land & General Bhd (L&G) managing director Low Gay Teck said it may be too costly to implement this for some developers.\n\n“For L&G, what we focus on is building houses. We do not have experience and resources to carry out financing or a money lending business. Do not forget we would need to fork out resources to maintain it (money lending business).\n\n“I must say there will not be many developers who can afford to do this so I don’t expect a huge impact on the current property market,” Low added.\n\nMeanwhile, SkyWorld Development Sdn Bhd chief operating officer Lee Chee Seng was more optimistic.“Of course we (developers) all understand that before we can do that (lend money), we need to comply with the lending rules and things cannot happen in a day. However, if the government manages it right and developers utilise this correctly, it will benefit both developers and buyers,” Lee said.\n\nAnyhow, he prefers the developer interest bearing scheme (DIBS), which will give buyers more freedom to choose their desired properties.\n“Not all developers would want to do that (lend money). In that case, buyers would have limited choices although it will definitely benefit the developers who offer this service,” Lee noted.\n\nMeanwhile, the Real Estate and Housing Developers’ Association Malaysia (Rehda) president Datuk Seri FD Iskandar Mohamed\nMansor takes this new policy as a noble scheme to assist homebuyers especially first-time homebuyers. However, he said: “We need to study the scheme in detail once the guidelines come out.\n\n“Most developers do not have a strong balance sheet to do full financing. We actually asked for some leeway for first-time homebuyers buying houses below RM500,000, so the element of speculation will not arise,” said FD Iskandar.\n\nHowever, Rehda deputy president Datuk Soam Heng Choon said there are already some developers with strong balance sheets and flush with cash that are giving assistance on a case-by-case basis.\n\n“Licences for money lending is under the Urban Wellbeing, Housing and Local Government Ministry, so if developers can give out loans and serve their purpose as well, why not?” Soam said.", "CreateDate": "2016-09-09T09:31:54.783", "UpdateDate": "2016-09-09T09:31:54.783", "PropertyURL": "https://farm9.staticflickr.com/8414/29263252620_5c6fbf7bff_m.jpg" }, { "NewsId": "a23753cd-8421-4cf7-9327-761661794ddc", "Title": "看好可负担房市场　新协利专注先建后售策略", "Source": "http://www.orientaldaily.com.my/business/cj200017586", "NewsDateTime": "2016-09-08T00:00:00", "Details": "（吉隆坡1日讯）新协利（SHL，6017，主板產业股）看好大马可负担房產市场的前景，並有信心2017財政年能取得温和成长。\n\n新协利执行董事拿督斯里叶长利表示，首季业绩表现良好，相信2017財政年依然会取得成长。\n\n该公司2017財政年首季（截至6月30日止）净利按年微扬1.2%，至1892万令吉，去年同期为1870万令吉；营业额则按年微跌2.3%，至6074万令吉，去年同期为6217万令吉。\n\n叶长利说，房產业务依然是推动公司盈利表现的主要因素，该公司接下来也会持续专注在可负担房屋的先建后售策略。\n\n他在日前出席股东大会后向《东方財经》指出，公司旗下一个先建后售的项目，即共有535个单位的Alam Budiman有地房產已售罄，並已完成交付。\n\n展望未来，叶长利仍看好整个先建后售的市场环境，主要是因为该公司了解如何控制成本。\n\n一名出席股东大会的小股东向《东方財经》透露，董事局在会上称，先建后售只局限於可负担房屋，这项策略需要兼顾消费者和完工风险，也必须避免出现超支的情况。\n\n董事局在会上表示，先建后售是一项良好的策略，在2018至2019財政年，该公司仍会有许多已经建好的资產供出售。\n\n至於双溪龙南边的Goodview Heights產业，首阶段预计將在2017財政年杪竣工，营运开销並不多。\n\n董事局计划在本財政年底作出第2阶段的发展申请，这部份的发展佔地约75英亩，仍是以可负担房屋为主。\n\n询及公司的公眾持股比例不符合大马交易所上市条例，若持续无法符合条例，大股东是否有意將公司私有化？叶长利笑言，新协利未有这个打算，也未计划將部份股权脱售予机构投资者或其他投资者，以符合这项条例。", "CreateDate": "2016-09-08T14:24:35.883", "UpdateDate": "2016-09-08T14:24:35.883", "PropertyURL": "https://farm9.staticflickr.com/8228/29501880236_b5c8ac7560_m.jpg" }, { "NewsId": "872f8be1-9a01-41b2-a99f-c063bf58223e", "Title": "Singapore developer still on buying spree", "Source": "http://www.thestar.com.my/news/nation/2016/09/02/singapore-developer-still-on-buying-spree-george-towns-sociocultural-fabric-at-risk-says-group/", "NewsDateTime": "2016-09-08T00:00:00", "Details": "GEORGE TOWN: Singaporean real estate hunters with a taste for prewar properties in Penang are still on buying sprees, says an NGO.\n\nThey are snapping up houses that are located just outside the state’s heritage enclave as these properties are not accorded heritage protection by Unesco, according to George Town Heritage Action.\n\nThe biggest buyer appears to be World Class Land (WCL), which is building the tallest residential skyscraper in the planet’s southern hemisphere.\n\nCalled Australia 108 because of its 108 storeys, the Melbourne development is expected to be completed in 2019.\n\nWCL has since December 2013 reportedly snapped up 236 prewar houses in Penang, totalling more than 250,000sq ft – the equivalent of 26 football fields.\n\nRecently, it applied to build a 46-storey condominium tower in Gurdwara Road, just 200m from Komtar after buying 37 prewar properties in that area.\n\nIts latest block buy appears to be 26 prewar houses on Penang Road and Bertam Lane, also across from Komtar.\n\nThe properties were owned by six descendants of Tunku Kudin (1835-1909), the great grand uncle of the late first prime minister, Tunku Abdul Rahman Putra Al-Haj, for nearly 100 years.\n\nThe offer from WCL was about RM980 per sq ft, totalling RM21mil.\n\nTengku Abdullah Tengku Mahadi, 61, who collected the monthly rent from the tenants on behalf of his 92-year-old father, said the deal was sealed in Thailand through one of the six heirs who spoke for all of them.\n\n“All the heirs are in their late 80s and 90s. It will cost too much to develop the land ourselves.\n\n“We didn’t really feel like selling. We know the new owner will change the whole place but we are all old and don’t want to stand in the way of development,” he told The Star.\n\nHe said the heirs only earned about RM50 per month from each unit when the Rent Control Act was in force.\n\nAfter it was repealed in 1997, they raised the rent to about RM600 and it had stayed the same since.\n\nWCL lawyers have sent eviction notices to the 60-odd tenants who have until end November to move out.\n\nA subsidiary of Aspial Corporation Ltd, WCL has completed many projects in the island republic and Australia.\n\nAspial chief executive officer Koh Wee Seng is listed by Forbes this year as the 43rd richest man in Singapore.\n\nGeorge Town Heritage Action has been vociferously against the state government’s apparent lack of control over the alleged WCL buying sprees.\n\n“This company’s business model is to buy the properties, evict the tenants, renovate or rebuild, and then drastically increase rentals,” said its co-founder Mark Lay.\n\nAt a press conference yesterday, he showed a list of 236 properties purportedly bought by WCL through several subsidiaries.\n\nTotalling more than 250,000 sq ft, these include rows of old houses along 19 roads, including Dato Keramat, Macalister, Transfer and much of the Seven Streets precinct (known locally as Chit Tiau Lor) near Komtar.\n\nLay warned that if the state government allowed “one company to accumulate more than 230 prewar houses, it will kill diversity and people’s moral rights to the city”.\n\n“Our concern is also socio-cultural. Any company can damage the fabric of George Town when they have a monopoly,” he added.\n\nIn June, The Star reported that Singaporean companies typically raise rentals by 400% to 500% after sprucing up the old houses.\n\nIn response, Penang Town and Country Planning Committee chairman Jagdeep Singh Deo had said that the state cannot interfere with free enterprise.", "CreateDate": "2016-09-08T12:36:58.533", "UpdateDate": "2016-09-08T12:36:58.533", "PropertyURL": "https://farm9.staticflickr.com/8596/29454432131_f1dac669b6_m.jpg" }, { "NewsId": "23450a93-9689-4956-b3c2-4858d0a87523", "Title": "BUCG dropped from undersea tunnel project", "Source": "http://www.thesundaily.my/node/392887", "NewsDateTime": "2016-09-08T00:00:00", "Details": "GEORGE TOWN: The Beijing Urban Construction Group (BUCG) has withdrawn from Consortium Zenith BUCG Sdn Bhd (CZBUCG) which is the developer for the RM6.3 billion proposed undersea tunnel and three paired roads projects in Penang.\n\nChief Minister Lim Guan Eng said CZBUCG sought the approval from the state government to do so in a letter dated Sept 1 and to change the name of the consortium to reflect the change.\n\nHe said the request was agreed to since there was no negative impact on the state as China Railway Construction Corporation Ltd (CRCC) remained the joint venture partner and the main contractor.\n\n“All the projects will not be affected in anyway,” he said in a press conference today while copies of the letter were distributed to the media.\n\nIn the letter, CZBUCG chairman Datuk Zarul Ahmad Mohd Zulkifli said the consortium was aware of the reputation of the company following the death of 24-year-old female after a crane hook fell onto her car in Jalan Raja Chulan last month as the development there was led by BUCG (M) Sdn Bhd.\n\n“Zenith (CZBUCG) is of the opinion it is in the interest of the company and the Penang government that BUCG to be no longer involved in the tunnel and road projects,” he said in the letter to the Penang State Economic Planning Unit (EPU).\n\nLim said his administration has told BUCG to take full responsibility on the incident or to withdraw from state projects and criticised the company for failing to contact the family of the victim.\n\n“We do not want irresponsible contractors to work on projects in Penang, especially on the undersea tunnel,” he said.\n\nA feasibility study is currently being undertaken for the 7.2km undersea tunnel to link Gurney Drive on the island and Bagan Ajam on the mainland and is expected to be completed by end of 2016 or early 2017.\n\nThe road projects comprise a 4.2km bypass from Gurney Drive to Lebuhraya Tun Dr. Lim Chong Eu, a 4.6km bypass between Lebuhraya Tun Dr. Lim Chong Eu and Bandar Baru Air Itam and a 12km paired-road from Jalan Tanjung Bungah to Teluk Bahang.", "CreateDate": "2016-09-08T09:56:07.627", "UpdateDate": "2016-09-08T10:10:59.867", "PropertyURL": "https://farm9.staticflickr.com/8132/29498157826_72c013b7b6_m.jpg" }, { "NewsId": "783b416b-577d-42df-9dad-f21682e82238", "Title": "房产投机者面对考验", "Source": "http://www.sinchew.com.my/node/1563930/%E6%88%BF%E4%BA%A7%E6%8A%95%E6%9C%BA%E8%80%85%E9%9D%A2%E5%AF%B9%E8%80%83%E9%AA%8C", "NewsDateTime": "2016-09-06T00:00:00", "Details": "目前产业市场走势放缓，长期来说是正面发展，此举将可抑制产业价格的迅速上涨步伐、冷却产业市场的交易，以及削弱产业投机风潮。\n\n不过，当局应该监督市场的形势，与业者紧密合作，以确保产业市场长期走势保持稳定。\n\n对投机者来说，2016年是考验严峻的一年，他们在过去几年投资的产业计划，预计将在2016与2017年先后完工。\n\n发展商为上述计划承担建筑期间利息开销，如今，这些买家必须偿还贷款，同时，必须面对转手市场与租金市场的竞争形势。\n\n市场对共管公寓分层产业的需求、预料比有地房屋较弱，原因是贷款指南严谨，高耸住宅产业的价格料将偏软，不过不会大幅下跌，因为市场并没有惊慌抛售。\n\n统计局的数据指出，大马的房屋拥有水平预料保持在74.5%的水平，这显示市场需求保持强劲，惟可负担性是主要问题。\n\n今年市场交易活动料专注在中价房屋，例如价格在50万令吉、或低于这一水平的房产，更多的发展商将重新专注建设可负担房屋，只有少数的发展商选择集中兴建高档房产计划。\n\n2015年首9个月，与前期比较，新推出的住宅产业下跌17%至5万1千426个单位，在雪兰莪州，新推出的住宅计划有1万2472个单位，其中43%的高耸住宅产业，50%的新房产单位价格超出50万令吉。\n\n在有地产业方面，接通高速公路，例如吉隆坡瓜拉雪兰莪高速大道、沙亚南大道的地带，交通便利性提升，推动有地房屋的发展，从市区转向巴生河流域边沿地区，可能与吉隆坡市中心的距离远至30公里、40公里。\n\n下一个成长地区将是雪兰莪宏愿城、汝莱、巴占、士毛月、加影、布城、赛城、万挠、依约、轰埠、双溪毛糯和瓜拉雪兰莪。\n\n目前市况与经济疲弱的阶段，市场新推出的产业计划比较少、交易活动也削减，毕竟市场供应还相当多。\n\n在2015年首3个月，巴生河流域新推出的住宅产业计划增加47%至5千783个单位，前期则有3926个单位，新推出的有地住宅产业吸购率介于41%。\n\n住宅产业领域价格保持稳定，成长空间不大，交易量可能进一步缩小。\n\n对产业买家来说，2016年是好年，新推出的产业计划可能附有更多奖掖，以吸引购买者，转手市场的产业交易料将相应增加，没有持产能力的业主将降低要价，以吸引买家的目光。", "CreateDate": "2016-09-07T16:58:48.24", "UpdateDate": "2016-09-07T16:58:48.24", "PropertyURL": "https://farm9.staticflickr.com/8460/29436609971_6f0d314b18_m.jpg" }, { "NewsId": "d11f15ba-68a7-4b86-8c1d-4518d722ce96", "Title": "佳居锦囊：水景观不只是装饰", "Source": "http://www.theedgeproperty.com.my/content/875875/%E4%BD%B3%E5%B1%85%E9%94%A6%E5%9B%8A%EF%BC%9A%E6%B0%B4%E6%99%AF%E8%A7%82%E4%B8%8D%E5%8F%AA%E6%98%AF%E8%A3%85%E9%A5%B0", "NewsDateTime": "2016-09-06T00:00:00", "Details": "水在风水学内拥有举足轻重的地位，而风水学，则恰恰是关于如何在风和水中取得平衡的古老知识。\n\n古书指出，水扮演着收集、聚集、储存气的角色。而水可以阻碍、引导和储存气，同时也可缓和及中和杀气。\n\n尽管如此，水并不代表气。\n\n水在风水学中也被称为阳，象征着行动和活力。 水也可以激活、循环和影响气，但切记水并不是气，更不会生气，只有代表阴的山才可以生气。\n\n简单来说，山生气、风运气、水活气。\n\n因此，对于风水顾问来说，水是十分重要。而在现实中，一块拥有绝佳风水地理和气的地，要是它没有水的存在，也是徒然。\n\n水一向都是风水师傅喜爱的元素，但并不单纯是它有激活气的本事，而是可以在最少的变动（例如无需装潢屋子）的情况下，立刻看见改善的效果，而且不一定需要用到大量的水，只要使用得宜，一些点缀已经可以看见效果。\n\n水在风水学中是很广泛的课题，要在一片文章中完全解剖并不容易。就是因为课题之广泛，所以很很多人只抓一些重点而误解水在风水学中的用处和使用，例如，很多人错放重点于金鱼，但其实重点是鱼缸。另一个迷思是直接把水联想为财。\n\n在你开始搜寻面水产业，或者准备增加家中水景观， 知道多一些水在风水学中的正确用途能为你省下不少的时间。\n\n想要使用水提升运势的朋友也必须要清楚知道，水是双刃刀，使用错误的话将伤害房子的风水。\n\n如果你还是很疑惑，那还是找一个拥有良好记录的风水师傅吧！\n\n \n\nDato Joey Yap是世界领先的中华风水命理学家，也是卖座命理风水书籍作家。他共出版了160本相关书籍，并在全球销售超过400万本。\n\n他也是Joey Yap顾问集团的首席顾问，以及Mastery Academy of Chinese Metaphysics的创办人。\n\n他拥有将近20年的专业经验，其顾客包括微软、森那美、UEM、Prudential和花旗银行。他的学生来自世界各地30个国家。", "CreateDate": "2016-09-07T16:47:13.247", "UpdateDate": "2016-09-07T16:47:13.247", "PropertyURL": "https://farm9.staticflickr.com/8281/29226896880_c65cca24c6_m.jpg" }, { "NewsId": "3c7b2381-b46d-44c1-a066-8a2e1d4caa3d", "Title": "产业拍卖了（一）．捡拍卖屋新趋势", "Source": "http://www.sinchew.com.my/node/1559373", "NewsDateTime": "2016-09-06T00:00:00", "Details": "公开投标产业不再是令人却步的事情，如今已崛起为产业市场买卖的最新趋势，这可从拍卖行明显增加足见一斑。\n\n将产业单位挂上网供买家选择，提供买家有关产业的资讯，包括准备文件的工作，拍卖公司日渐成为投资者的理想伙伴。\n\n拍卖产业\n激增20%\n\n产业投资者采用公开投标方式购买产业，体验投资产业的便利与透明度，如今已转为最新、最有效的促销产业管道。\n\n在大马，产业被摆上拍卖桌，并非新鲜事，全球金融危机爆发后，市场掀起猛烈的拍卖风，东盟成员国的大马也无法幸免；去年，石油价格、马币汇率下跌，经济前景看淡，人们的还债能力薄弱，拍卖行预计，今年会有更多的产业单位被接管，或者被摆上拍卖桌。\n\n成立于2010年的SriShanBid.com拍卖行董事经理期文说，在全球金融危机仍挥之不去的情况下，预料会有更多的产业业主陷入财务危机，一些产业单位将被摆上拍卖桌。\n\n今年首几个月，拍卖产业的整体数量，比平常时期增加10至20%。当中，中低档房屋受到的冲击最大，价格在20万令吉或以下的房产单位，拍卖个例增加15%；高档共管公寓的拍卖增加10%、办公楼拍卖数据增加20%、有地产业的拍卖增幅则是5%。\n\n这半年来，产业交易的落实，其中有不少是银行推出来的拍卖单位，虽然转手市场的交易相对少了一些。不过，拍卖单位增加，对持有拍卖产业执照的经纪来说，工作也相当忙碌。\n\n产业拍卖\n2大管道\n\n期文说，拍卖产业通常分为2种，一种是由银行委托的拍卖经纪代劳，另外一种是由拍卖师，譬如土地局或法庭进行；有些时候，银行也是拍卖师的拍卖小组成员，好比发展商有他们本身的测量师、代表律师，情况是一样的。\n\n他说，产业经纪一般有不少新旧客户，可以将这些客户列为潜在买家，将要拍卖的单位挂在本身的网页，或是通过报章的广告宣传。\n\n无可否认的，拍卖经纪到拍卖地点也会认识一些新的顾客，从中建立新的客户来源，开发新的客户名单。\n\n简单来说，个人要掌握拍卖产业的讯息，可以从借贷机构，例如商业银行、金融公司的分行，拍卖师或律师的办公室，取得拍卖产业的名单。\n\n一些与银行及拍卖师有紧密合作的产业经纪，他们的办事处也有拍卖产业的资料，他们经常会展开拍卖产业搜寻活动。此外，互联网特别是拍卖产业公司、产业经纪的网页，也会挂上有关讯息。\n\n拍卖通知\n掌握资料\n\n一般来说，拍卖师会尽所能公开产业拍卖通告，以便吸引更多人的目光，让他们加入竞购行列，他的佣金有赖于买卖敲定价的百分比，拍卖师的广告开销则由借贷机构支付。\n\n简单说，为拍卖通告里边的资料包括以下几点：\n\n1）产业所在地点、房产或商产单位的面积、地契的相关资料\n\n2）贷款者拖欠借贷机构的详情，例如拖欠的数额\n\n3）银行的律师、拍卖师的联络管道，譬如电话号码、电邮等资料\n\n4）产业的保留价格或所谓的底价\n\n5）拍卖日期、拍卖地点及开始拍卖的时间\n\n中低档产业\n最受冲击\n\n经济走势低迷、人均收入或可供消费收入减少，产生连锁效应，不少企业将削减公司营运成本列为首要议题，在这个大环节之下，其中一个措施是雇主被迫采取裁员或减薪措施，以纾缓成本压力。\n\n除了裁减员工，一些企业也实行自动离职计划，或进行人力资源重组计划，以减少营运成本、提高效率。\n\n当企业接二连三采取节约措施，旗下员工的正规收入或超时收入自然相应减少，当收入一减少，许多日常开销的步伐将出现混乱状况。\n\n如果个人或家庭的规划不当，加上平时的收入只足以应付正规开销，受薪阶级这时就会出现捉襟见肘的局面。\n\n购屋者协会中文组主任陈钟灵说，假设情况进一步恶化，拖欠房贷分期付款的个例自然增加，如果这样的形势长久不改善，或者进一步恶化，产业被摆上拍卖桌的例子将相应提高。\n\n期文说，高档产业的业主陷入财务困境，拖欠产业贷款分期的例子并不多。反而是中低档产业的业主，拖欠贷款的例子，相对来说比较多，这一阶层的受薪者，现金持有量并不充裕，只要家庭经济出现不好状况，拖欠贷款分期的问题接踵而来。\n\n另外，陈钟灵针对拍卖产业的整体数量，比平常时期增加10至20%，中低档房屋领域受到的冲击最大表示，中低档产业的业主，产业持有能力相对较弱，他们的收入一般属于中低水平，许多时候收入与支出可能持平，一旦收入减少，拖欠房贷分期付款的个例相对较高，这并不稀奇。\n\n办公楼拍卖增20%\n\n至于办公楼的拍卖数据增加20%，在当前经济不景、生意难做的大环境，有不少办公楼或商业单位空置已久，或是无法出租的例子日益增多。\n\n如果业主的持产能力不强，难免陷入进退两难窘境，在别无选择的情况下，产业遭金融机构拍卖是难以避免的事。\n\n产业遭拍卖流程\n\n一件产业被摆上拍卖桌，对业主来说也是一件无奈的事，如果不想失去有关产业，也有些人会设法筹款尽快偿还拖欠银行的贷款分期。\n\n银行在贷款者拖欠分期付款一个时候，将产业进行拍卖时，通常底价与市场价相差无几，银行也希望能从产业的拍卖中弥补其损失。\n\n实力产业经纪公司总裁陈建业说，要参与拍卖产业的投标，个人必须对拍卖的程序有些了解，在拍卖会上，可能会购获不错的产业，但是要很谨慎。\n\n当贷款者拖欠每月的产业贷款分期付款一段时间，一般是3个月，借贷机构如商业银行、金融公司在做出相关努力，包括发出法律文件给相关贷款者后，贷款者没有或无法偿还分期付款，银行有权拍卖有关产业。\n\n借贷机构的业务最主要是赚取利润，尽管采取相关防范措施，但仍会有一个比率的贷款演变成坏账，原因可能很多，譬如贷款者面对财务问题，好比目前的经济状况，导致他们无法按时偿付分期贷款。\n\n预估价做为保留价\n\n银行为了保障本身的利益，同时，为了避免少数一些人趁机不还贷款，他们通常会诉诸法律行动，通过公开拍卖脱售有关产业，以取回贷款者拖欠银行的贷款。\n\n在拍卖之前，银行会根据估价师的预估价，做为拍卖有关产业的保留价，这样对贷款者也比较公平，银行不能冒违反法律的风险，而是必须遵守正规的司法程序展开行动。\n\n旁敲侧击\n拍卖屋细节\n\n陈建业说，有些待拍卖的产业，可能是一些空置一段时间的单位，也有少数是业主仍住在里边的产业。有意投标认购者，通常只能在产业外面看，无法入屋细细检查，有时可能会买到一些有问题、或是未必让人满意的单位。\n\n可向邻居探查\n\n假如该单位是空置产业，可以尝试从窗口或任何其他管道了解屋内情况，譬如可以和邻居、公寓管理公司闲谈，探听房屋空置已有多久的时间、上一个业主或住客的居住期限。\n\n无论如何，假如根本无法查看屋内的情况，必须做好面对最坏情况的准备，另外一种情况是有人在该产业单位居住，这可能是业主或租户，假如他们态度友善，这当然最好，他们可能会与你配合，或者成为现成租户。\n\n如果在有关单位的住户或租户不友善，并抱持敌意态度，最好要再三考虑，尽量避免在你手上发生通过庭令驱赶住客的问题，不论他们是业主或租户，需要花钱又耗时。\n\n假如在查看房屋后，如果有关产业单位需要大整修，而你对装修成本又不肯定，如果可行，最好是请来承包商或装修商为你估价。\n\n银行拍卖\n耗时6个月\n\n对于借贷机构来说，通过拍卖活动出售产业相当耗时，在取回坏账可能会失去宝贵资源，他们的主要目的不是争取最高销售价值，而是收回已贷出的资金及在出售产业涉及的相关费用或开销。\n\n在银行准备对有关产业进行拍卖，从发出拖欠贷款提醒通知书，直到银行律师向政府相关部门提出申请，以取得拍卖准令、委任拍卖师、订一个拍卖日期、制定拍卖底价，通常需要至少6个月的时间。\n\n如果你准备了解拍卖产业活动如何进行，最好是出席产业经纪或产业顾问公司在酒店举行的产业拍卖会，公众人士可以从中观察拍卖活动的进行。在法庭，惟有带着银行汇票的人才获准进入拍卖厅。\n\n产业顾问指出，假如可以接受拍卖底价，而且假设你是唯一的投标者，你必须权衡是否应该在这个时候，以保留价标下该产业单位，或者是在下一次拍卖活动掌握机会，因为下一次的拍卖活动，将再调低底价的水平。\n\n只是下一次的拍卖活动，如果价格吸引人，可能会吸引更多投标者，有关产业单位可能以较高价格、或是比保留价更高的水平售出。\n\n当投标活动开始时，拍卖师可能尽最大努力，鼓励或游说早到的投标者不断提高投标价，假如价格已超越你自己设定的最高价，不要失望，要保持冷静的头脑，不要受情感所左右，如果投标价已超出你原定的最高价，不要继续投标，你到拍卖厅是购买产业，不是要展示你的财务能力，何况市场上还有不少产业等待你去选购。\n\n法庭拍卖\n程序繁琐\n\n假如要投标购买拍卖单位，通过法庭进行的程序会比较麻烦，就是由高庭分配给拍卖师的拍卖房产。\n\n至于由银行通过拍卖经纪脱售的产业单位，一般还没到法庭，而是经过“LACA”（转让产业拥有权）的程序进行。\n\n不过，最近这大半年的产业拍卖成功率只是一般水平，产业投资者选择多，他们一般多数会比较谨慎，避免因小失小。\n\n严格来说，假如是理想的单位，多数都不会摆到拍卖桌上，但这并不表示拍卖房产没有理想单位，只是可遇不可求，有意竞标者，事先必须做一些功课，包括了解产业所在地点是否理想、银行是否愿意提供贷款等等。\n\n一些有意或曾经有过投标竞购拍卖单位经验的人，面对业主不愿搬出去的麻烦，针对这点，陈建业表示，假如庭令已经发出，业主是不能违抗的。\n\n公开投标\n或捡便宜屋\n\n针对产业拍卖风吹袭力度加大的趋势，产业顾问米兰多斯说，如果投标购获产业，要确保你所委托的律师“效率超高”，以便在限定的期限内办妥交易手续。\n\n在公开拍卖市场的产业投标者，支付10%的首期屋款后，通常必须在90天、或不超过120天内偿还其余90%的屋款，否则10%的首期付款将被没收。\n\n他说，当产业由银行在公开市场拍卖时，一般人会认为，这产业应该比市价低，有些时候的确是，但也有些时候并非如此。\n\n对产业投资者来说，拍卖会是一个以较低价格购买产业的机会，被迫将产业摆在拍卖桌的金融机构，尽所能脱售产业，以弥补他们贷出去款项收不回的损失。\n\n假如你遇到的是一幢不错的拍卖产业，而且考虑购买，最好能依循正规步伐竞购，首先拨电到拍卖师的办公室，要求他们传真或电邮拍卖产业的资料，这些资料包括待售产业的详情。\n\n竞标者不要小看这些资料的重要性，其他要注意的事项包括查看有关产业单位是否拥有个别地契／分层地契、是否被第三方申请了私人冻结令、有一堆未偿付的账单，而且还住着不准备搬走的业主或租户。\n\n结语：\n\n任何人加入投标拍卖产业时，最好保持理智的思维，就如产业顾问所说的，假如投标价已超出你原本预定的最高价，不要失望，而是保持冷静，我们进入产业拍卖厅，主要是能以竞标方式购获属意的产业，不是在展现个人的财务实力。", "CreateDate": "2016-09-07T10:07:27.33", "UpdateDate": "2016-09-07T10:20:22.633", "PropertyURL": "https://farm9.staticflickr.com/8882/29477018446_b4a4e4a02e_m.jpg" }, { "NewsId": "faa6a8e0-7e4f-4c7f-ac78-52d9a4edbf86", "Title": "产业拍卖了（二）．法拍屋剧增．捡便宜有方", "Source": "http://www.sinchew.com.my/node/1561552", "NewsDateTime": "2016-09-06T00:00:00", "Details": "当一件产业被摆上拍卖桌，大约95%的拍卖产业单位，都是因为业主无法偿还贷款的缘故。因此，房地产拍卖市场的状况，也可以被视为经济和金融市场的指标，拍卖房产单位越多、表示经济前景显示看淡。\n\n拍卖屋趋增\n\n今年首3个月，每个月摆上拍卖桌的产业单位，呈现上升趋势，根据拍卖网站的数据，拍卖产业逐月增加，从1月的1746宗，到2月时介于2020宗，3月则进一步增升至2276宗。\n\n从拍卖宗数的增幅来看，2月比1月增加约16%，而3月又比2月再增加大约13%，假如以价值来计算，首季的趋势依然是上扬，1月的拍卖产业价值大约是5亿4600万令吉，2月大约是6亿4900万令吉，到了3月再往升增至大约8亿1400万令吉。\n\n反观去年全年，共有2万8750间房产被拍卖，价值76亿令吉，每月平均2395间房屋被拍卖，与2014年的3万5千576间（每月大约2千964间）、价值79亿令吉比较，严格来说是减少了。\n\n根据调查所得，今年第一季，以大马地区来划分，中马地区的拍卖房地产最多，共有3215间，总值12亿6000万令吉。接下来是北马，今年首3个月被拍卖的房产共有1620间，总值3亿3500万令吉。\n\n中马最多\n东海岸最少\n\n报告补充，半岛南马在首季被拍卖的房产共有753间，总值2亿2500万令吉。不过，假如与2014年的数据比较，中马、北马和南马这3大地区的拍卖房屋相差不大，至于东马和半岛东海岸两区的拍卖房屋，普遍显示上升趋势。\n\n先说东海岸3州，今年1月只有28间房产被拍卖、2月上升至35间、3月增至45间，分别增加25%和22%；至于东马两州，1月的拍卖房屋是100间，3月增加了50%、达到152间。\n\n商产拍卖VS房产拍卖\n\n虽然今年1月拍卖房屋比2014年少，不过，总值却比过去2年1至3月高；今年1月拍卖住宅单位1577间，总值约4亿1800万令吉；2月1815间，总值大约4亿3千400万令吉；3月增至2050间，总值约5亿2200万令吉。\n\n另外，经济展望看淡、企业经商不易，有些业者缩小规模来做生意，导致一些地区的商用产业，出现资本价值下跌、难物色理想租户的问题，业主在抱持能力欠缺的情况下，最后让商用产业摆上拍卖桌。\n\n不过，商用产业拍卖与房产拍卖的情况有些不同，虽然2015年的拍卖住宅单位比2014年的宗数少。不过，价值稍微增加，显示产业价值处于上扬轨道。\n\n至于商用产业的拍卖，尽管拍卖宗数不相上下，甚至有所增加，可是，2015年的拍卖价值却出现萎缩情况，特别是与过去两年相比，商用产业的拍卖价值下跌。\n\n不过，今年1至3月，商用产业的拍卖数量与价值按月比显示增加，1月拍卖数目121间，总值大约6991万令吉；3月拍卖扩大至163间，总值上升到1亿3600万令吉。在短短两个月内，价值翻倍增长。\n\n首季的拍卖房产都不多，而且1和2月都比3月低，今年的走势符合传统的趋势，首季的拍卖房产无论是数量或总值，3月都是最高的。\n\n3升值原因\n\n产业顾问认为，市场前景看淡、经济展望依然不明朗，加上生活成本费、消费者和投资者，普遍持谨慎态度，造成首季住宅单位被拍卖的数目增多，在拍卖住宅产业中，中低、中价、中高和高价单位皆有。\n\n前面提到拍卖房屋价值增加的问题，市场人士补充，拍卖房屋价值上升，主要有几个原因：一、房地产价格逐年上升；二、高价房产的贷款人、违约个例增加；三、高价商用产业和土地的贷款人、违约例子日渐增多。\n\n假设未来市况未见改善，预料市场将会有更多无法出售或出租的房产单位，假如业主无法在淡市中找到适合买家或租户，那么将导致“丧失抵押品赎回权”的市场规模日益庞大。\n\n关于拍卖产业的市场趋势，部份原因是在过去几年的好景期，一些财力不足的投资者／投机者，竞相加入产业市场投资，其中一些还是与伙伴集资，然后加入投资行列的产业新秀。\n\n这些投资者当中，有一些握持产业能力不足，在产业计划逐一建好后，市场火红程度在2014年开始降低，面对手中的1、2或3个单位房产，想要寻求买家接手、或是物色理想租户的产业投资者，以避免产业空置、资金被套牢，可是恰好遇到市场景气欠佳，产业被迫摆上拍卖桌。\n\n拍卖产业2大类\n\n实力产业经纪公司总裁陈建业说，今年产业市场拍卖单位显示增多，一方面也是因为拍卖师减少的缘故，有关当局去年发出通告，指示身为拍卖师应具备的条件，以加强或提升拍卖师的素质。\n\n他说，从2016年1月1日起开始生效的新措施，拍卖师的大马教育文凭，国文、数学这两科必须考获优等、英文及格及年龄不能超过60岁。\n\n回到拍卖产业的程序，他说，拍卖产业主要有两大类，由银行委托拍卖经纪负责，这些是仍未有地契的产业单位，另一项是由高庭委任拍卖师进行，主要是已有地契的产业。\n\n房屋购买者向银行贷款，除了与银行签署贷款合约，也会另外签署一份“转让业权合约”，这份合约是将产业的拥有权交给银行，当贷款者拖欠银行贷款分期一段时间（一般是3个月），银行就会开始采取行动，例如发出追讨信及安排将产业拍卖。\n\n银行若准备将房屋拍卖，需要支付介于产业价值（保留价）的3%做为保证金，要接手拍卖产业的经纪，也必须拥有拍卖的执照，只有银行的产业代理小组、银行的拍卖师才有资格负责。\n\n不过，最近，银行在对待拖欠贷款的业主，稍微有些宽松，他们可能宽容业主多几个月时间，以解决财务问题，尽量避免将产业拉上拍卖桌，因为安排将产业摆上拍卖桌，除了需要支付保证金（日后可以领回，不过需要等相当长时间），还需要支付手续费，因此能免则免。\n\n网速影响网上拍卖？\n\n谈到网上拍卖，陈建业说，在我国，目前网速比较慢，采用E-Filing呈上文件，并不容易登入，影响工作的进展与效率。\n\n针对网上交易，SriShanBid.com拍卖行董事经理期文也认同这一点，他说，在本地产业市场实施电子拍卖仍不是时候，虽然有关方面表示准备在今年9月，在半岛的森美兰和彭亨这两个州属实行。可是，现在已经8月了，关于电子拍卖的模式和程序仍未有明确指示，似乎仍未准备完善。\n\n陈建业对于有意加入竞标拍卖产业者，提供了一些意见，这是他近几年来，在半岛几个州属负责拍卖产业累积的经验。\n\n他说，最好是对产业的最新地契进行搜寻，看看产业位于的土地是否面对一些限制，例如是否被第三方申请私人冻结令。\n\n需确保产业没被冻结\n\n我们都知道，私人冻结令的有效期为6年，过了6年就失效，私人冻结令关系到地主或屋主拖欠别人债款，被第三方申请冻结该产业单位，地主或屋主虽然有权起诉进行私人冻结令者。不过，假如要解除私人冻结令，必须由进行冻结令者来解除。\n\n可是，假如遇到不合作的进行冻结令者，即使成功拍卖有关产业，可能也会很麻烦，况且过了规定的期限，成功拍卖方所支付的10%购屋款将会被没收。\n\n屋贵拉抬拍卖屋销售\n\n在被拍卖的产业当中，有不少是每以平方尺计不便宜的服务公寓，部份原因有些服务公寓计划单位数目多，先后摆上拍卖桌的服务公寓有增无减。\n\n除了服务公寓，还有一些是商用产业，为一些企业提供进场竞标的机会，这主要是巴生河流域的情况，在其他州属、被拍卖的产业类型，除了商用产业，也有一些有地排屋、公寓等等。\n\n服务公寓拍卖趋增\n\n陈建业针对拍卖产业的课题表示，以前人们对拍卖产业兴致不大，直到2009年过后，产业价格逐渐上涨，到了2011年，人们觉得拍卖产业单位可以考虑，至少其保留价应该比市价较便宜。\n\n在2011年前后，由于产业价格升势太快，半年时间市价可以出现相当大的差额，相比之下，拍卖房屋价格低得多，买过来之后稍微装修一番，然后卖出去，可以赚取不错利润。其中有许多是企业购买，当中也有一些是个人投资者。\n\n他说，在那期间出现炒房现象，关于炒房这一项，其实之前已经存在，只是后来比较活跃。不过，准备加入拍卖产业的投资者，本身必须了解市价、掌握保留价，才加入拍卖队伍的行列。\n\n须了解文件条文\n\n产业顾问米兰多斯说，拍卖产业文件的条文一般都没有商量的空间，因此了解有关条文相当重要，如果有任何条文不明白，最好是请示律师的意见，至于询问银行的律师则不很恰当，通常他们是代表银行，提供银行律师的资料，主要是方便你的代表律师与他们联络。\n\n请示律师意见\n\n最好是将拍卖文件交给律师阅读，然后要求他们进行一些搜寻：\n\n●假如有关产业拥有个别或分层地契，他们需要展开土地／地契搜寻，包括查看是否有面对任何限制或抵押等等。\n\n如果是一些没有个别地契或分层地契、仍属于总地契的产业，可以向发展商索取有关资料。\n\n●如果是大厦、公寓或共管公寓，可以向发展商查看有关产业现有的状况，发展商是否批准有关交易、业主是否还拖欠发展商大笔的管理与维修费。\n\n如果发展商已经清盘，并由官方财产托管人接管，有关方面的回应可能比较久，如果拒绝发出交易文件，形势可能变得比较复杂。\n\n假如拍卖文件说明，买家必须偿付前业主拖欠发展商的服务费，而你成功标获有关单位，在发展商发出同意交易文件之前，你将被迫自掏腰包支付这笔拖欠的服务费。\n\n●除了服务费，你必须查看门牌税、地税及其他费用，如水、电费是否仍未还清，也许通过律师的查询，需要花数百令吉，但可能还是值得的。假如律师给的意见是“不宜购买”，最好是不要，假如律师亮的是“绿灯”，那么可以继续进行有关交易。\n\n另外，千万不要认定拍卖师设定的底价低于现有的市价，许多时候所谓的拍卖底价，其实很接近市价的水平。\n\n通常第一次的拍卖可能很接近现有的市价，假如在第一次拍卖活动，没有竞标者，银行通常会在几个月后的第二次拍卖行动调低底价10%。假如该产业单位仍无法售出，在第三次的拍卖行动，保留底价将再调低10%，以此类推。\n\n你当然希望能在第二或第三次的拍卖行动，成功购买该产业单位，因此，最好能查清楚有关产业已进行了几次的拍卖活动。\n\n假如在购买拍卖产业的过程中一切还顺利，你要计算的是购买该产业将付出的最高代价，包括时间、前业主未偿付的账单、律师费、装修费等等。\n\n总而言之，你购获的拍卖产业单位，最好能比市价低10至20%，这样才可能对自己有利。另外，还要向银行了解，银行是否准备提供贷款给你、贷款的幅度及贷款的利率。\n\n结语：\n\n拍卖会结束后，如果你投标获得该产业，可能需在90或120天内支付其余的屋款，视拍卖文件如何写明，最好是尽快呈上贷款申请文件给银行及律师，以便开始准备所需的合约与相关文件。\n\n从技术层面讲，你是新的业主；可是在法律上，该产业还不属于你，惟有缴清其余的90%屋款才可以这样认为。", "CreateDate": "2016-09-07T10:02:21.07", "UpdateDate": "2016-09-07T10:02:21.07", "PropertyURL": "https://farm9.staticflickr.com/8233/29402673872_df0096b2de_m.jpg" }, { "NewsId": "c5ea5283-3b09-4057-a47f-9abcce229298", "Title": "产业拍卖了（完结篇）．不能碰的拍卖屋？", "Source": "http://www.sinchew.com.my/node/1563901/%E4%BA%A7%E4%B8%9A%E6%8B%8D%E5%8D%96%E4%BA%86%EF%BC%88%E5%AE%8C%E7%BB%93%E7%AF%87%EF%BC%89%EF%BC%8E%E4%B8%8D%E8%83%BD%E7%A2%B0%E7%9A%84%E6%8B%8D%E5%8D%96%E5%B1%8", "NewsDateTime": "2016-09-06T00:00:00", "Details": "在过去，许多人对拍卖产业兴致基本不大，他们普遍认为碰不得，毕竟摆上拍卖桌的产业，十之八九是有问题的产业单位；可是，随着拍卖行如雨后春笋般的设立，显示人们对拍卖产业已经慢慢改观，当然，也是因为待拍卖的产业单位相应增加。其中一些的保留价比市价便宜，进而引起市场人士的关注。\n\n成交价也可能比市价高\n\n前文说过，待拍卖产业单位增加，主要是经济展望、市场状况、就业前景看淡，贷款者在无法继续偿还房贷分期的情况下，只能让银行申请将有关产业列为拍卖单位。\n\n另外，从2016年1月1日开始，有关方面调高担任拍卖师的条件，一些因条件不符合，以致符合资格的拍卖师相应减少，个人处理拍卖产业单位，无形中增多了。\n\n对于待拍卖的产业单位，我们多数存在这样的认知，价格比市价便宜，大多数时候是这样，可是，一些位于理想地点的产业，也可能被投资者竞标至超出市价的水平。\n\n有些加入拍卖产业的投资者，本身就住在该住宅区，而且该区待售的房产一般不多，因此，他们会告诉自己志在必得（当然也会为自己设下最高标价的底线），在获知其住宅对面有待拍卖单位（屋主面对经济难题、房屋被迫拍卖），就开始筹备购屋资金。\n\n他们准备投标该房屋，可能是买来作为孩子的房屋，特别是孩子已出来社会工作，能够分担房贷的分期付款，住在附近方便有个照应，或者是买来投资，出租给租客赚取租金收入，只要位于好地点，不愁房屋租不出去，房屋就在本身住家对面，方便监督租户的人流。\n\n角头屋受欢迎\n\n有些租户租了房屋，当起二房东后，又分隔为更多房间，这样做其实很危险，特别是以不专业的方法接驳电线，电线短路造成火患通常就是在这种情况下发生。\n\n另外，一些角头有空地的房屋，在摆上拍卖桌后也相当受欢迎，毕竟角头有空地的房屋不多，在一排有地房屋中，角头有空地的房屋只有一间，另一边尽管是角头，可是却没有空地，有的是多一、两个窗口。\n\n期限内须完成程序\n\n在投标有关房屋之前，必须做一些功课和准备工作，所需资料可参考本期文章的总结配文。虽然说拍卖产业有其吸引力之处，但有些拍卖单位还是不能碰的。\n\n对华人投资者而言，位于租赁地契的土著单位，即使再怎么便宜，也不要考虑，因为，投标拍卖产业，必须严守完成交易的时间，超过期限不是缴交迟付款利息就可通行，而是已支付的10%购屋款将被没收。\n\n今天，许多房屋的价格并不便宜，数十万令吉的房产单位比比皆是，10%购屋款也需要数万令吉，对许多人来说，这是不容易储蓄到的数目。\n\n银行拒贷款须查询\n\n这是其中一项避忌，一些位于地点不理想的拍卖房屋，还是别考虑为妙，在投标房屋之前，最好先向银行了解，假如成功购获有关房产，银行是否愿意提供贷款，如果银行的答案是：“不（NO）”，一定有原因，银行不可能无缘无故不想做生意。\n\n一般来说，这类型产业多数坐落在低洼地区，一雨成灾、出入不方便、或是位于山坡边，担心地基不稳，有朝一日成为危楼，假如贷款者拖欠分期付款，银行即使将产业“拉回来”准备摆上拍卖桌，恐怕也无法脱售。\n\n中价拍卖屋居多\n\n另一方面，从市场上多个拍卖网站挂上待拍卖的房产单位，可以看出价格从中价、中高价至高价皆有，惟高价的待拍卖单位，数目并不多，反而是中价、中高价的拍卖房产居多。\n\n这一方面与屋主的财力有关，另一方面则是产业发展商在推行房产计划时，在比例方面，产业类型以中价与中高价的单位占大多数，高价的比较少。\n\n举个例子，在一个综合产业城镇，发展商兴建双层排屋、半独立式房屋、独立式洋房、商业产业例如双层店屋或三层店屋，这是比较普遍的情况。\n\n在这些房产类型中，以双层排屋的数目最多、然后是半独立式房屋、独立式洋房，店屋则另外计算；另外一种情况是：在一些面积不大的地段，发展商兴建服务公寓（可以是两栋、三栋或四栋楼）、办公楼、购物商场等。\n\n假如服务公寓单位数目众多，挂上拍卖网站的数目相对较多，这一点也不稀奇，而且最近这两、三年，服务公寓的买家，有些是投资或投机者，也有一些是年轻的产业购屋者，规划稍微失算，产业被拍卖的机会自然相应增加。\n\n60%竞标者是Y世代\n\n谈到加入竞标拍卖产业者，SriShanBid.com拍卖行董事经理期文指出，这一、两年有60%加入竞标者为Y世代（YGeneration），也许顺应市场的发展趋势，也可能存在拍卖产业比其他待售产业较便宜的认知。\n\n何谓Y世代？Y世代是指1981年至2000年出生的人。\n\nY世代是美国的一个世代名称，所谓的世代，就是指在某一段时期内出生的一批人群，他们具有代表性的特色，Y世代是接在X世代之后的一个世代。\n\n在Y世代的范围中，有几个同义字描述这个时期的世代特色，包括了：网际世代、或称N世代（The Net Generation），千禧世代（Millennials）和回声潮世代（Echo Boomers）。\n\nY世代这个名词被公认为美国人在20世纪的最后一个世代，在这个世代诞生成长，进入青年期后，2000年就过了。\n\n了解程序再竞标\n\n针对Y世代投标拍卖产业，期文认为，严格来说，Y世代涉足产业投资的经历，一般不会很丰富，在买卖产业的过程中，他们不可能累积许多经验。\n\n因此，准备加入投标拍卖产业行列之前，必须要很熟悉参与拍卖产业需要准备的资料、文件，以及具备的条件，避免好不容易储蓄的10%购屋款，由于本身的疏忽而泡汤。\n\n与一般产业的投资情况一样，任何人想要加入竞标拍卖产业，也必须先了解银行的基本利率（在这之前是基本借贷率）、个人的收入是否符合条件、财务状况是否平稳，能够领取的产业贷款数额，这些都很重要。\n\n最大的原因是投标购获拍卖产业，必须严守需要完成交易的时间，在没有其他枝节问题的情况下，还要有其他方面的辅助，譬如律师楼、土地局的办事效率要好才行。\n\n拍卖产业10疑问\n\n关于人们对购买拍卖产业的疑问，可归为以下几个重点：\n\n1.为什么产业单位会被拍卖？\n\n当贷款者无法按时缴付房贷的分期付款，借贷机构例如银行或金融公司，在贷款者拖欠数月的分期付款后，将会发出相关信件给贷款者，以催收分期付款。假如贷款者不能在限期内还清分期付款，借贷机构有权拍卖其产业。\n\n2.我们可以从哪掌握拍卖产业的资讯？\n\n我们可以通过报章的拍卖产业分类广告，银行或网络拍卖公司获知拍卖产业的资讯，一些律师楼也有待拍卖产业的讯息；此外，银行的拍卖经纪也有这方面的数据。\n\n关于网络拍卖公司，可以上网查询，采用auction或lelong的字眼登入，会有不少拍卖产业公司供参阅，他们也有附上电话号码供联络，最好选择商誉、信用评估较好的拍卖产业网站。\n\n3.竞标拍卖产业前需要掌握什么资料？\n\n假如准备或决定出席拍卖会，在之前必须取得完整的拍卖通告，拍卖通告里包含有关产业的详细资讯、拍卖时间、拍卖地点，以及拍卖条款等等。\n\n个人可以在拍卖之前3个工作日，向拍卖经纪或拍卖网站取得拍卖通告，他们将会根据需要为客户准备文件，并以电邮或传真的方式寄给客户。\n\n4.拍卖日当天必须携带什么文件？\n\n在拍卖日当天出发前，切记要携带个人身份证或今天所指的大马卡、大马卡副本、银行汇票，以及完整的拍卖通告供参考。\n\n5.我们可以带个人支票簿进入拍卖厅吗？或是一定要购买银行汇票，需要准备什么数额？\n\n个人竞标者必须向银行购买汇票，个人支票是不被接受的，银行汇票数额就是该拍卖房屋底价的10%。如果拍卖当天竞标失败，全额退还该汇票，假如成功得标，该汇票将会用来支付拍卖房屋的10%首期屋款。\n\n6.成功购获房屋，可以进入该房屋察看吗？\n\n在没有得到相关方面的许可，任何人是不能擅自进入房屋察看，最多只能到现场从外面看看房屋的状况，这对于评估该房子的价值多少会有帮助。\n\n假如投标的是共管产业，例如公寓，建议向有关产业的管理公司了解，前业主是否有拖欠任何债务，例如管理与维修费、维修储备金、水费、地税、排污费等等。\n\n不过，一些负责拍卖产业的公司，也能协助客户减轻疑虑，包括提供一份详细的未缴付的账务单，列明该产业的业主所拖欠的债务。\n\n当然，拍卖产业公司也能按照客户的需要，提供客户产业的市价调查报告，报告里将显示产业附近的房屋市价，以及租金在哪一水平，让客户可以更了解房屋的行情，确保做出明智的投资。\n\n7.如果前业主不愿搬迁该怎么办？\n\n假设前业主或其租户不肯合作，而且不愿意搬出去，成功标获产业者，最好通过律师向法庭申请庭令，在拿到庭令后才能驱赶前业主或其租户。\n\n8.投标者是否能以保留价或俗称的底价，成功标得房屋？\n\n如果在拍卖日当天没有其他竞争者下标，那么是有可能以底价标得该房屋，不过，这种情况不多，比较少听说没有竞争者下标，除非那是很糟糕的房产单位则另当别论。\n\n9.我们为什么要进行土地搜寻程序？\n\n任何人若准备竞标拍卖产业，必须到指定的土地局进行土地搜寻程序，以查清楚该产业是否已被冻结或者面对其他限制；如果有关产业已被冻结，那么必须解除冻结，要解除冻结，必须查出是谁对该产业加以冻结，惟有解决冻结后，才能完成产业转移手续。\n\n10.假如投标拍卖产业成功了，一般需要多久的时间去缴清房贷欠款？\n\n拍卖产业投标者必须在90天或120天内把90%余款（屋价的90%）缴付，否则10%的首期款将被没收。\n\n结语：\n\n我们看过了这几期关于拍卖产业的文章后，得出什么结论？拍卖产业单位能碰吗？坦白说：能，不过，必须要很谨慎，一些面对交易限制、或被申请冻结的产业单位，为避免交易过程受阻，最好是割爱，万一交易一波三折，不只交易无法落实，可能还被迫泡掉10%的购屋款。\n\n由于拍卖产业文件没有商量的余地，因此，假如购获拍卖公寓，而公寓业主拖欠数目不菲的管理与维修费，得标者将被迫承担该笔费用，除非拍卖银行事先表明不必承担这些费用，或是拍卖购获的产业，比市价便宜许多，譬如，至少便宜了10%至20%，那么或许可以考虑。", "CreateDate": "2016-09-07T09:56:29.12", "UpdateDate": "2016-09-07T09:56:29.12", "PropertyURL": "https://farm9.staticflickr.com/8510/29402579262_9efe26ac4a_m.jpg" }, { "NewsId": "1378fdbf-b2ed-4bea-b7c5-1a432d8d454e", "Title": "Why strata owners need to attend general meetings", "Source": "http://www.theedgeproperty.com.my/content/871344/why-strata-owners-need-attend-general-meetings?utm_medium=social&utm_campaign=postplanner&utm_source=facebook.com", "NewsDateTime": "2016-09-05T00:00:00", "Details": "There is a clear lack of awareness and understanding on the part of homebuyers in relation to strata living which, consequently, leads to several common misconceptions.\n\nFor example, their reluctance to take part in the management council. They may consider it a waste of time or they do not want to get involved as they find it troublesome as it comes with a heavy responsibility. Another common misconception among strata title owners is the belief that they shouldn’t pay service charges if they are not happy with the quality of service.\n\nStrata living requires strong participation from the owners. The lack of participation from owners in the management council is a constant challenge to the management. There is always a struggle to get people to sit on the management council. Limiting tenure of the management council members is a noble action to preserve its integrity, yet the council often only involves a minority of the owners.\n\nA home owner has to understand that the management body may only act upon the major decisions concluded at general meetings and its decision-making is closely related to the benefits, comforts and enjoyment of the strata owners rather than for the management body.\n\nHence, it is always wise to be actively involved in the general meetings, if not the management committee meetings, in order to have one’s say in matters that reflect and affect the well-being of the residents and owners of the strata development.\n\nKeep in mind that an efficient strata management directly impacts the valuation of the entire strata development and the strata units within. So that itself could be a motivation for an owner to be actively involved in the management council.\n\nStrata owners are likened to shareholders of a management corporation. Thus, their active participation in general meetings is greatly encouraged so that the management body can work for the benefit of the strata development as a whole.\n\nThe agenda in a general meeting usually relates to the whole strata development and this includes incorporating additional by-laws, appointing an approved company auditor to audit the maintenance and sinking fund accounts, increasing or maintaining the charges and sinking fund, and considering any matters connected with the maintenance and management of the common property.\n\nStrata management is the driver for strata living which is fast becoming a way of life in urbanised Malaysia. One must always be reminded that strata living is intended for community living which is similar to the “rukun tetangga” as practiced in the past in the “kampong” or “taman”. As such, it is utterly important for strata owners to actively participate in the management council to ensure efficient management of the strata property for the benefit of strata owners.\n\nWe all want a well-maintained strata property. Otherwise, it will result in a drop in the property’s value.\n\nThe concept of strata living was introduced in Peninsular Malaysia in 1985 and is a form of property ownership and development format that caters for the subdivision of buildings to ensure higher density and better efficiency of land utilisation. In 2007, the format of strata development was expanded to cover the popularly desired gated-and-guarded schemes with common property.\n\nChris Tan is a lawyer, author, speaker and keen observer of real estate locally and abroad. Mainly, he is the founder and now Managing Partner of Chur Associates.\n\nIf you have questions that you would like to pose to Chris, please go to the Tips section of  www.theedgeproperty.com to pose your questions\n\nDisclaimer: The information here does not constitute legal advice, please seek professional legal advice for your specific needs.", "CreateDate": "2016-09-05T13:11:57.603", "UpdateDate": "2016-09-05T13:11:57.603", "PropertyURL": "https://farm9.staticflickr.com/8694/28842050484_1baac8b279_m.jpg" }, { "NewsId": "d457ab23-000e-4d3f-a945-487decc008c2", "Title": "苏继良：市场欠佳房地产价受影响 6千房屋单位料陷不景现象 ", "Source": "http://www.kwongwah.com.my/?p=192575", "NewsDateTime": "2016-09-05T00:00:00", "Details": "（槟城3日讯）马来西亚房地产协会主席苏继良披露，由于市场欠佳，房地产的价格也受到影响，今年年底将投入市场的约6000个房屋单位6项发展计划，料将引起另一轮不景现象。\n\n“在房地产陷入低潮的时刻也是投资者进场的好时机，产业市场有上有下，明年有望从谷底反弹。”\n\n他认为联邦及州政府应该关注房地产过热现象，让高速发展的情况冷却下来。他提及，银行在贷款方面捉得太紧，逾半申请者无法过关，这也造成了相关行业不景的情况出现。\n\n他是在该协会举办第四届二手房地产展览会记者会后受媒体询问时发表有关谈话。这项展览会是于9月22日至25日在皇后湾广场举行，23日上午11时恭请槟州房屋委员会主席佳日星行政议员主持开幕。\n\n在这项展览会上共有20个展览摊格约有5000个价格介于25万至百万令吉的房屋单位待选购，槟州房屋部也在会场提供可负担房屋申请的登记服务，此外该会也安排各种相关购屋知识的讲座。任何咨询可拨电04-2288333或010-39488 42或电邮secretariat@miea.com.my或mieapenang@gmail.com", "CreateDate": "2016-09-05T10:59:50.793", "UpdateDate": "2016-09-05T10:59:50.793", "PropertyURL": "https://farm9.staticflickr.com/8730/29175971600_a555243e1d_m.jpg" }, { "NewsId": "a5b3134a-7bf3-4464-bb82-739acf4c2c90", "Title": "The Mainland Awakens", "Source": "http://penangmonthly.com/the-mainland-awakens/", "NewsDateTime": "2016-09-05T00:00:00", "Details": "The vibrancy in Penang Island nowadays is undeniable, ever since George Town was listed as a Unesco World Heritage Site in 2008. The emergence of street art, thematic museums, arts and culture festivals, independent cafes and boutique hotels in the heritage site has heightened its popularity among travellers, traders, retirees, students and everyone in between. And with the flurry of activity on the island, it’s no surprise that Seberang Perai is deemed by many to be the state’s quieter half. At best, the mainland is a huge housing estate where home ownership is still affordable. After all, it is three times the size of the island. More often than not, its relevance lies in what it can do for the island; for work and wonder everyone still looks across the strait.\n\nNonetheless, several recent developments initiated by the state government, the municipal council, private companies and various local agencies see the fate of Seberang Perai turning for the better. The plan is to get the island and mainland to complement each other so that Penang as a whole will emerge as a developed and integrated state. This point was made by Hamzah Sendut in 1978 – that mutual leveraging across the Penang Strait can turn the state into the second largest metropolis in Malaysia.\n\nThe mainland is divided into three administrative districts: Seberang Perai Utara (SPU, Seberang Perai North), Seberang Perai Tengah (SPT, Seberang Perai Central) and Seberang Perai Selatan (SPS, Seberang Perai South), under the jurisdiction of the Seberang Perai Municipal Council (MPSP).\n\nEach district has its own famous township: Butterworth for SPU, Bukit Mertajam for SPT, and Nibong Tebal for SPS (which may change very soon with the rapid development at Batu Kawan).\n\nThen and Today\n\nThe mainland was initially called Province Wellesley after it was ceded to the British in 1798, in honour of the then Governor-General of India, Richard Wellesley.Now it is widely known by its Malay name, Seberang Perai, which literally means “across the Prai River”.\n\nThe border of Seberang Perai is marked by the Muda River in the north and Kerian River in the south and covers a landmass of 751 square kilometres. Its economic development gained a boost when the Penang Development Corporation relocated the port of Penang from the island to the mainland in 1974. This has profoundly transformed the island’s wharves from being a cargo port to being the current terminal for cruise liners today. In the meantime, a bustling economic zone on the mainland came into being.\n\nIn the beginning of the nineteenth century, the population at Seberang Perai numbered less than 7,000. When the kingdom of Siam invaded Kedah in 1821, more than 36,000 political refugees came to the Penang mainland seeking protection and stability from the British. By 1980 Butterworth had become the 13th largest town in Malaysia with a population of 77,982.\n\nThe development of Seberang Perai gained impetus from the first Penang Master Plan prepared in 1964 by A. M. Munro, a Colombo Plan advisor. The Munro Report called for structural and intensive industrialisation on the mainland, and this led to the creation of the Mak Mandin Industrial Estate in Butterworth. As a result, economic activity in the textile, cable and wire, flour, mattress and laminate industries increased, along with the building of a sugar factory, a steel mill and the Deep Water Wharves.\n\nThe Decline and Revitalisation of Butterworth\n\nIn the past Butterworth was “the gateway to the island”, as Murali Ramakrishnan, the Programme Director of Think City, calls it. Prior to the opening of the Penang Bridge in 1985, the only way to cross the sea channel between the island and the peninsula was the ferry service connecting Weld Quay to Butterworth. Aside from those who chartered their own vessel, everyone on the peninsula had to pass through Butterworth to reach the island and vice versa.\n\nThe bridge dramatically altered the situation – travelling routes changed, and travel time was shortened by at least 30 minutes. Since then most road users, especially those from SPT, prefer the bridge to the ferry. On top of that, the completion of the North-South Expressway in 1994 allowed drivers to bypass Butterworth on their way towards the Penang Bridge or the other states in the south.\n\nFollowing this enhanced connectivity, SPT underwent massive industrialisation in areas of Bukit Tengah, Bukit Minyak and Juru. Jobs were generated and recreational and entertainment centres such as Auto City and the new Icon City emerged.\n\nThe opening of the Sultan Abdul Halim Muadzam Shah Bridge – the second bridge – in 2014 has made it more convenient for people who are travelling from SPS and further south to get onto the island. These commuters do not have to go up north anymore, and this added further to the abandonment of Butterworth.\n\nThese changes over the last 25 years have effectively cut down on traffic flow into Butterworth, which affected its demographic and economic development negatively. By 2012, the population density of SPU was overtaken by SPT (303,000 and 384,000 respectively) .\n\nWhen the president of MPSP Datuk Maimunah Mohd Sharif, who used to stay there, visited Butterworth in 2011, she exclaimed, “When I was here all those years ago, it was a happening place!”\n\nMaimunah knew that she had to revive Butterworth. “Seberang Perai is Penang’s best-kept secret,” she says. “There are plenty of hidden gems on the mainland.”\n\nWith this aim in mind, Maimunah enlisted the cooperation of Think City, an agency belonging to Khazanah Nasional that works on urban regeneration, to transform Butterworth into a powerhouse of trade, tourism, housing and mobility that will complement George Town. “We believe that George Town and Butterworth can be linked as Hong Kong and Kowloon are linked,” says Murali, who oversees Think City’s work at Butterworth.\n\nThere are four quadrants of intervention to the Butterworth Action Plan (BWAP) – also known as Butterworth Baharu. The first is to rejuvenate the old town through the expansion of Taman Pantai and through the\nButterworth Fringe Festival (BFF).\n\nThink City’s baseline study shows that there is a demand for more recreational spaces. The agency, acting on this, is facilitating both the public and private sectors to develop the once-popular park, Taman Pantai. Shipping containers will form part of the park’s hardscape. Murali says that they are creating something new and artistic “to encourage the local community and local businesses to participate in a change for the better.”\n\nIn addition, BFF was inaugurated in 2015 under the first intervention as well. The initiative was jointly funded by Think City and the state government, and is organised by George Town Festival secretariat Joe Sidek Productions. The choice of venue was intentional, as Murali explains: “We want to remind people of the area’s history and to make it hip so that people will take an interest even after the festival.”\n\nThe second intervention involves the RM2bil Penang Sentral, which is currently being constructed near Penang Port. Once completed, the hub will house the ferry terminal, bus terminal, train station and the much-anticipated cross-channel cable car. The new Business Improvement District Scheme will leverage on the transport hub for commercial development of the underutilised land surrounding the area, with a vision to setting up a Central Business District.\n\nThe third and fourth interventions focus on cleaning up the Prai river and the coastline, aimed at developing both areas into recreational spaces and tourist attractions. The mapping of the causes of pollution and rehabilitation programme is underway, while plans are currently being drawn to rejuvenate the 3.5km coastline.\n\nWith these interventions, Butterworth can expect to regain the economic and demographic prominence that it once had before SPT took over in the 1990s.\n\nThe Heart of the Mainland\n\nGradual intra-state demographical movements accompanying infrastructure development and industrialisation have turned SPT into the highest populated district; by 2000, SPT housed 23.8% of the state’s population, compared to 19.8% for SPU.\n\nApart from being the hometown of Penang’s first chief minister, the late Tan Sri Wong Pow Nee, Bukit Mertajam was also famous as a plantation site for cloves, nutmeg, and rubber in the early twentieth century. The town’s agricultural output by the Chinese dialect group, the Hakka, was remarkable enough for it to be noted in the census of British Malaya in 1921 and 1931.\n\nSince then, plantation has given way to intensive industrialisation with multinational corporations such as Dell and Intel setting up factories on the fringe of the town. This intensive process is reflected in the expansion of industrial land use: in 1990 the total industrial land use was 15,590 hectares; by 2009 it was 21,020 hectares – a 34% increase over 19 years.\n\nIt has significantly changed the demography in Penang, making SPT the second most populated district among the five in the state.\n\nIndustrialisation brought about rapid urbanisation in SPT. The one-stop centre for automobile, entertainment and commercial businesses Auto-City took off in the early 2000s. This development was unexpected as Auto-City is located on what was an undesirable wasteland following the 1997 economic crisis. Back then, the owners of that piece of land, Gary Teoh and Ong Bee Lee, could not find interested buyers or developers so they took it upon themselves to turn the swamp into a business venue. The project is the first of its kind in the country. At present, the landmark has more than 30 car and motorcycle showrooms, 38 eateries and various shopping outlets.\n\nStrategically located along the North-South Expressway that connects SPT to Penang Bridge, Auto-City is conveniently accessible. Its annual Auto-City Carnival is a major crowd-puller, and had 60,000 visitors last year. Teoh and Ong are now expanding Auto-City into an eco-recreational space, emphasising a “housekeeping” and “beautifying” effort to create “more landscaping and trees to make the place cleaner, greener and enjoyable for families, children and social gatherings.”\n\nThe success of Auto-City has inspired similar developments on the mainland. Just a five-minute drive from Auto-City is the newly launched Icon City that houses restaurants, cafes, nightlife spots and a 15-storey business hotel. Further north, at SPU, the V-Walk Butterworth Business City Centre was launched in 2012 to revive the port town, exhibiting analogous features with Auto-City.\n\nNearer Bukit Mertajam is the RM800mil township Sunway Wellesley, owned by the Sunway Group. The mixed-development project comes in three phases, with the first phase launched in 2012. The rationale for this huge project, according to Deputy Managing Director Tan Wee Bee, is that “Bukit Mertajam is becoming one of Seberang Perai’s hotspots, with one of the largest populations in the region.” This old town “is rapidly becoming a lifestyle hub with excellent facilities – and Sunway Wellesley is strategically located in the centre of it.”\n\nAnother recent development in Bukit Mertajam is HillPark Residences, developed by Sunrise Manner and managed by Eupe Corporation. The 40-acre project comprises 257 houses and bungalows, a clubhouse with an infinity pool, a recreational park and a man-made lake complete with jogging and cycling tracks. The executive director of Sunrise Manner, Teo Chew Kow remarked that the design of the project aims to “promote closer neighbourliness among residents.”\n\nAs required by law, this development comes with 96 low-cost housing units which were sold at RM42,000 during the launch. Teo said that the requirement for low-cost units is also in line with “the company’s corporate social responsibility, which has a strong emphasis on the right to housing for everyone.”\n\nHowever, although SPT is thriving, its future is still shaky due to the ongoing changes taking place in SPU and SPS.\n\nThe revival of SPU in the north with the upcoming Penang Sentral on one hand and the transformation of Butterworth on the other will reduce traffic flow into SPT. When the transport hub with another link to the island is built, travellers coming from the north will not need to go across Penang Bridge to reach the island. Likewise, commuters coming from the island will not need to pass SPT to reach Butterworth and the northern region.\n\nHowever, the more extensive factor that will steal away SPT’s prominence is the emerging southern district.\n\nBatu Kawan Rising\n\nSPS had been the least developed district in the state, with the lowest population share of only 11.52%.The area was widely used for oil palm growing. At present, SPS is going through massive transformation,\nstemming from the opening of the Sultan Abdul Halim Mu'adzam Shah Bridge. Leveraging on the connectivity provided by the RM4.5bil bridge, the state government through Penang Development Corporation is creating a development corridor across 30,000 acres of land in SPS.\n\nCurrently, several big projects are already underway. Aspen Vision City is a RM8bil mixed-development project at Batu Kawan. It consists of condominiums, shop lots, service suites, hotels, an office tower, a shopping mall, a financial hub, a medical centre, a 25-acre recreational park, an international school and the famous Swedish furniture mall IKEA. The first phase is due for completion in 2018, and the whole city will be completed by 2025.\n\nKDU University College’s RM260mil “Utropolis”, combining the words “university” and “metropolis”, will also set up a campus at Batu Kawan. The compound will have a three-storey library, nine lecture halls with 250 seating capacity each, 60 classrooms and a hostel for 580 students. Five faculties will be on the site: Hospitality, Tourism and Culinary Arts, Computing and Creative Media, Communication and Creative Arts, Engineering, and Business.\n\nIndustry-wise, the Batu Kawan Industrial Park has attracted multinational corporations such as Boston Scientific, Bose and Robert Bosch to set up manufacturing facilities. Millions in investment funds have been pouring in.\n\nAnd then there are the Penang International Technology Park, the RM1bil shoppingpark Design Village and several other developments. These will help establish Batu Kawan as an important satellite township in Penang. The district will very soon be a huge attraction for shoppers, jobseekers, students, home-buyers , investors and travellers. Coupled with its own connectivity to the island, it will gradually sideline SPT just as how SPT overtook SPU in the mid-1980s onwards.\n\nWith SPU and SPS growing impressively, the MPSP is working with a team of urban developers consisting of representatives from Yokohama City Council, Yokohama University and Universiti Sains Malaysia to rejuvenate Bukit Mertajam town. The first phase will focus on re-developing the Pek Kong Temple with its famous hawker centre in the town centre; the project has secured funding from the Japanese International Corporation Agency.\n\nOn top of that, Maimunah says that the challenge she faces is to treat three very diverse districts in a fair way. For example, MPSP has to provide similar services to the northern district even though the revenue from that area is less than from the other two districts. Therefore, she has to manage the fiscal balance and council services across the three districts delicately.\n\nThe mainland is indeed going through massive transformation. This will help spur Penang towards further growth. However, all this progress is not without its own unique challenge. The present focus on developing Butterworth and Batu Kawan will slowly reduce the prominence of Bukit Mertajam. Therefore, strategic coordination is needed so that all will grow without doing so at the expense of the others.\n\n[1]Cited in Usman Haji Yaakob and Nik Norliati Fitri Md Nor, “The Process and Effects of Demographic Transition in Penang, Malaysia,” Kajian Malaysia, vol.31, no.2 (2013):45.\n[2] Kenneth J. Panton, Historical Dictionary of the British Empire (UK: Rowman & Littlefield, 2015), 265.\n[3] Manuelle Franck and Nathalie Fau, “Intra-Urban Dynamics in Southeast Asian Cities: The Case of Penang and Surabaya,” in Globalization and New Intra-Urban Dynamics in Asian Cities, eds. Natacha Aveline-Dubach, Sue-Ching Jou, and Hsin-Huang Michael Hsiao (Taiwan: National Taiwan University Press, 2014), 188.\n[4]Saw Swee-Hock, The Population of Peninsular Malaysia (Singapore: ISEAS, 2007), 91.\n[5]Goh Ban Lee and Ooi Kee Beng, \"Political Masters and Master Plans,\" in Pilot Studies for a New Penang, eds. Goh Ban Lee and Ooi Kee Beng (Singapore: ISEAS, 2010), xxi.\n[6] Penang Institute, Population, http://penanginstitute.org/v3/resources/datacentre/122-population (accessed 25 June 2016).\n[7] Andrea Filmer, “Butterworth beckons - A bright future awaits East Penang,” Penang Monthly, June 2015, http://penangmonthly.com/butterworthbeckons-a-bright-future-awaits-east-penang/(accessed 25 June 2016).\n[8]Nor-Ina Kanyo and Norizan Hj. Md. Nor, Pelakuan Jenayah Harta Benda di Daerah Timur Laut Pulau Pinang: Trend dan Punca,” in Malaysia: Transfomasi dan Perubahan Sosial, ed., Mohd. Fauzi Yaacob (Malaysia: Arah Pendidikan, 2009), 140\n[9] Mak Lau Fong, “Occupation and Chinese Dialect Group in British Malaya,” in Chinese Adaptation and Diversity: Essays on Society and Literature in Indonesia, Malaysia, and Singapore, ed., Leo Suryadinata (Singapore: National University of Singapore Press, 1993), 15.\n[10] Narimah Samat, Suriati Ghazali, Rosmiyati Hasni, Yasin A. El Hadary, and Fatimah Hassan, “Tekanan Pembangunan di Sebarang Perai Tengah, Pulau Pinang: Satu Analisis Terhadap Peluang dan Cabaran Kepada Masyarakat Tempatan,” Jurnal Perspectif vol.4, no.2 (2012):74.\n[11] Penang Institute, Population, http:// penanginstitute.org/v3/resources/datacentre/ 122-population (accessed 5 July 2016).\n[12] Syed Farradino Omar, \"60,000 expected to throng Juru Auto-City this weekend,\" Astro Awani, 3 June 2015, http://english.astroawani.com/malaysia-news/60-000-expected-throng-juruauto-city-weekend-61519 (accessed 5 July 2016).\n[13] “Transforming Juru Auto-City into nature-friendly shopping destination,” Daily Express, 2 February 2015, http://www.dailyexpress.com.my/news.cfm?NewsID=96824 (accessed 5 July 2016).\n[14]Natalie Khoo, “Sunway's first high-rise residential project in Penang in 2017,” The Edge Property, 11 March 2016 (http://www.theedgeproperty.com.my/content/sunway%E2%80%99s-first-high-riseresidential-project-penang-2017).\n[15] Private correspondence on 6 July 2016.\n[16] Penang Institute, Population, http://penanginstitute.org/v3/resources/datacentre/122-population (accessed 6 July 2016).\n[17]Chief Minister Lim Guan Eng, “The Launching of Online Poll for Development Corridor, Seberang Perai Selatan,” Official Portal Penang State Government, 15 December 2015, https://www.penang.gov.my/en/dmedia/3519-the-launchingof-online-poll-for-development-corridor-seberangperai-selatan (accessed 6 July 2016).\n[18] “KDU campus at Utropolis,” The Star, 22 February 2016, http://www.thestar.com.my/news/education/2015/02/22/kdu-campus-at-utropolis/ (accessed 6 July 2016).", "CreateDate": "2016-09-05T09:55:39.83", "UpdateDate": "2016-09-05T09:55:39.83", "PropertyURL": "https://farm9.staticflickr.com/8168/29174835360_493e19afba_m.jpg" }, { "NewsId": "83850a15-94cf-4a50-a73e-65c9e1dbf339", "Title": "Council out to dislodge illegal homestay business", "Source": "http://www.thestar.com.my/news/nation/2016/08/31/council-out-to-dislodge-illegal-homestay-business/", "NewsDateTime": "2016-09-05T00:00:00", "Details": "GEORGE TOWN: An apartment owner at the Gurney Park condominium in Kelawai Road has been slapped with a RM250 compound by the Penang Island City Council for carrying out an illegal lodging business.\n\nA woman, said to be a South Korean, had claimed that the unit belonged to her relatives when a team from the council’s Commissioner of Buildings, Licensing Department and Building Department visited the unit yesterday.\n\nThe team also went to two other units but nobody opened the door.\n\nTanjong MP Ng Wei Aik, who was also present, said there were 588 condominium units on the two blocks and about 16 unit owners were said to be involved in the illegal lodging business.\n\n“Out of the 16 units, we believe eight are active in this business.\n\n“Some of them are said to be the ‘pioneer’ in running such activities, going back to 2010,” he said.\n\nNg said the council issued the compound under the 1991 MPPP bylaw for Trade, Business and Industries for operating an illegal lodging house.\n\nErrant operators can be fined a maximum of up to RM2,000, imprisonment of up to one year, or both, upon conviction.\n\n“Right now, the council is contemplating on prosecuting two owners in court.\n\n“Once they are charged, it will be the first in the state,” he said.\n\nNg said only serviced apartments were allowed to operate homestays or short stays.\n\n“All residential apartments, condominiums, flats and gated residential houses are not allowed to carry out these lodging business,” he said.", "CreateDate": "2016-09-05T09:43:25.867", "UpdateDate": "2016-09-05T09:43:25.867", "PropertyURL": "https://farm9.staticflickr.com/8397/29463130785_a772b4d02c_m.jpg" }, { "NewsId": "51699093-2485-489d-b578-12de639049c3", "Title": "再购乔治市战前屋 狮城公司仅给3个月搬迁通知", "Source": "http://www.kwongwah.com.my/?p=191503", "NewsDateTime": "2016-09-03T00:00:00", "Details": "（槟城1日讯）人民怒吼乔治市快成“迷你新加坡”，就连糊口小生意，也完了。\n\n新加坡World Class land’s有限公司再重资购下姓王公司边（Lorong Bertam）两排共26间和面向槟榔律的6间双层战前屋，并发出律师信限居民11月30日前迁走。\n\n只有短短3个月的搬迁通知，让当地居民措手不及同时，槟古迹行动小组（GTHA）联合创始人迈克在黑面妈祖咖啡店召开记者会时指出，这次收购行动后，该公司在乔治市坐拥的产业已增到逾200间。\n\n这让居住在姓王公司边12号门牌的退休护士茜达兰芝米（Seetha Letchmi）感到惊讶与不满，她接受媒体访问时说：“乔治市快成迷你新加坡了！”\n\n今年68岁的茜达兰芝米居住当地10年，自护士岗位退休后，因不获其他领域聘请，便在住家门前摆水果摊，帮补家计。\n\n新业主是于8月24日发信通知居民，必须在今年11月30日前清空迁走。她直说，搬迁通知过于匆促，新业主也没在信中，提及任何赔偿。\n\n她坦言，本身是当地租户。接获通知信后，有尝试到暹罗路和马六甲路一带找房，但租金高达1500令吉。目前租金为600令吉。\n\n她和丈夫不想搬离乔治市，一旦迁到市区外，年迈的丈夫便需搭巴士或其他交通工具上班，家人都忧心会出现任何闪失。\n\n“我丈夫今年已经75岁，在光大停车场任保安工作。现在，每天早上他过一条马路，就能上班。”\n\n她坦言感到徬徨，就连门前这糊口小生意，一切都完了（ all is gone）。\n\n因此，她着手写信并已取得其他租户签名，要在下午将致给业主代表律师的信件寄出，要求延长搬迁期限。\n\n二条路申建商业和公寓计划\n\nWorld Class land’s已向槟岛市政厅呈交图测，要在二条路申建楼高46层的商业和公寓综合性发展计划，只待槟岛市政厅批准。\n\n迈克直批上述计划的高度，已直逼光大了，希望提醒槟市政厅，切勿轻易作出批准，不然一旦联合国教科文组织审核不过关，当局可能需作出高额赔偿。\n\n“我重申，他们入图了，但仍未获批。虽然二条路等是边缘地带，但边缘地带有着丰满非物质文化遗产。”\n\n他认为，边缘地带支撑着世遗区的多元性，一旦完全流失，也将危害世遗地位，这如同槟岛市议员林马惠早前言论，所以后者才致函联合国教科文组织求援。\n\n“假设你批准（图测），但联合国最后说不可以呢？那当局要作出巨额赔偿。”\n\n他受媒体询及联合国教科文组织是否真会前来审查时，回说：“我觉得他们会来。”\n\n他说，该公司在烟筒巷、琼花路的修复计划已完成，在夜兰亚真的计划已臻完工，但都属高档化经营。\n\n他也补充，乔治市已趋向高档化，许多新兴咖啡馆一杯咖啡要价12令吉，寻常百姓根本无法负担。\n\n迈克：恐失文化遗产地位\n\n迈克强调担忧财团大肆收购老屋，将使世遗区失去多元性和非物质文化遗产。根据其看法，9月1日生效的乔治市特区蓝图中，赋于最高专员拿督莫达“绝对的权力”。\n\n他引述蓝图中的“槟州遗产法令”下，最高专员拿督莫达可“点老屋成州古迹”，在被鉴定为州级古迹后，有关产业发展便受条例限制。\n\n拿督莫达是槟州前财政司。迈克再引述一份1986年间的槟岛市政厅文献，显示在2008年入遗前，时任州政府便认定头条路至七条路，具有丰富非物质文化遗产，有意圈定为州级保护区。\n\n卢衍彣：再被指示搬迁\n\n租户卢衍彣（30岁）与家人原居住在巴生巷（爱情巷后），产业为会馆所有。但有咖啡厅要与会馆签下30年租约，终被逼迁走居住逾20年老屋。\n\n3年半前开始落户姓王公司边19号，今日再度被新业主指示搬迁。\n\n黄清来：经营店铺50年\n\n租户黄清来（67岁）与兄长黄清祥，在此经营以“黄清祥”为名的沙发修手艺店长达50年之久。\n\n“光大未建成前，我们就在了。以前住户多，租金低，生意有得做。2000年屋租统制法令落实后，人口大量流失，现在生意每月3000至4000左右，只够糊口。”\n\n他说，店里有4人工作，本身与77岁的兄长年事已高，一旦找不到适合的低租店铺，只好退休。但两名较年轻接班人，则需另找店铺营生。这门手艺或许又将流失。", "CreateDate": "2016-09-03T09:32:52.333", "UpdateDate": "2016-09-03T09:32:52.333", "PropertyURL": "https://farm9.staticflickr.com/8885/28794376473_4610f7cffc_m.jpg" }, { "NewsId": "e07c3282-fc5e-4e15-93b9-ea5829b1ca91", "Title": "掛畫風水學問大", "Source": "http://www.chinapress.com.my/20160203/%E6%8E%9B%E7%95%AB%E9%A2%A8%E6%B0%B4%E5%AD%B8%E5%95%8F%E5%A4%A7/", "NewsDateTime": "2016-09-02T00:00:00", "Details": "對于掛畫風水，大家總是眾說紛紜！有人覺得掛了一幅畫就真的可以有好風水，甚至認為掛了一幅“錢”畫，財源就會滾滾而來！\n\n從古時候到現在，許多風水師總會叫普羅大眾在家裡的吉祥之處掛些祥和之畫，但是它真正的用意到底在哪裡？難道吉祥的畫裡可透出令人興旺的“磁場”？這一切就讓我們來深入探討。\n\n可以改變心情\n\n風水是一門非常科學的學問，講究的是方向方位之間的配合，再加上地球運轉和氣場的轉合所研發出來的一門學問。\n\n古時候，人們總喜歡在吉方擺放畫作，以便吸引眾人前來欣賞！在多人走動的情況下，它可以促使吉方的氣場被引動，漸漸提升家裡的祥和之氣，而畫作的點綴可為整間家宅起著畫龍點睛的作用！\n\n在風水上，畫雖然無法改變氣場，卻足以改變一個人的心情！試想想，當一個人覺得心情煩躁的時候，卻看見了一幅足以讓人心平氣和的山水畫，那此人的心情必然也會跟著平靜起來。\n\n一個人若心平氣和，思緒就會變得清晰，在做任何決定時也會顯得特別敏銳。如此一來，對事業不但大有幫助，財運也自然跟著滾滾而來！這心情上的轉換，不正是所有成功例子的最基本條件嗎？\n\n見吉心喜修居改心\n\n“陽宅三要，門、房、灶”是每個家居的三大重點，然而掛畫也絕對馬虎不得！若將畫作裝飾得好，就猶如錦上添花，讓整個家宅畫龍點睛！無論是在屋宅或商宅，只要在適當的地方掛上吉祥如意的畫，家庭成員或公司同仁就會覺得心情愉悅。只要心情一好，無論是在家庭商議或是公事上都會有好的決定，彼此之間也可減少意見分歧而引起爭吵。\n\n反之，若將一幅凶神惡煞、獅子開嘴的畫作擺在玄關處，相信進出的人們都會在潛意識裡被嚇到，促使大家情緒不穩，容易發脾氣！因此，建議讀者們盡量在家宅中擺放祥和的畫作，這就能見吉心喜，好運也會跟著來！\n\n此外，許多人在進行家居佈置的時候喜歡在牆上加上一幅畫或是擺放一些裝飾品，這些雖然改變不了風水上的理氣，但是卻多多少少在巒頭上做出了一些改變。\n\n這足以促使一個人的意境也會隨之改變，達到修居改心的原理。在風水上，這也可被稱之為“意境風水”。\n\n可配合八字催吉\n\n雖然說在家裡掛畫可以影響一個人的心境，但是所選擇的畫不可以太過馬虎，因為太過險惡的畫反而會引起反效果呢！這就好比一個家宅裡若是懸掛一幅“吶喊“的抽像畫，家裡的小孩也許會被嚇壞呢！\n\n世界名畫“吶喊”雖具有藝術感，但並不適合掛在家中裝飾。\n\n其實畫作可有多種含義，其中代表財富的既是指動態的畫作如萬馬奔騰、山水畫還有鯉魚躍龍門、竹子等畫作。這一類的畫作一般上適合掛在辦公室裡，以便激起員工們的衝勁為公司打拼！\n\n然而，讀者也許不知道，其實畫作也可以配合個人八字來催吉。這該怎么說呢？\n\n好比一個人的八字缺“金”，他就可以在畫作上加個金邊相框，為自己增加吉氣；八字缺“土”的人可以選擇山水畫來進行佈置；缺“火“的人可以選擇一些朝陽或是大紅大紫的花卉的畫作為裝飾；而需要五行屬”木“的人則可在自己的家宅掛上竹子的畫作；五行缺“水”的人也可在家裡多掛些蓮花及荷花池的畫來配合自己的八字。\n\n如此一來，畫作不僅只是一種裝飾，也可以被視為搭配八字的一種物品呢！", "CreateDate": "2016-09-02T16:24:35.453", "UpdateDate": "2016-09-02T16:24:35.453", "PropertyURL": "https://farm9.staticflickr.com/8746/29400576365_cdb2600a82_m.jpg" }, { "NewsId": "bcaaded2-47ea-444a-bbdb-87cddf95e309", "Title": "Government To Announce New Housing Loan Scheme", "Source": "http://www.bernama.com/bernama/v8/newsindex.php?id=1278807", "NewsDateTime": "2016-09-02T00:00:00", "Details": "KUALA LUMPUR, Sept 1 (Bernama) -- In a move to facilitate loan transactions between first-time house buyers and banking institutions, the government is expected to announce a new scheme during the tabling of the 2017 Budget.\n\nSecond Finance Minister, Datuk Johari Abdul Ghani said his ministry is currently collaborating with Bank Negara, Malayan Banking Bhd (Maybank), the CIMB Group, RHB Bank Bhd and the AmBank Group to study the best mechanism in implementing the scheme.\n\nJohari said the scheme is aimed at helping first-time house buyers, especially young graduates, or those who have just started work, to get a full loan for the purchase of houses priced below RM300,000.....", "CreateDate": "2016-09-02T11:10:44.303", "UpdateDate": "2016-09-02T11:10:44.303", "PropertyURL": "https://farm9.staticflickr.com/8115/29288316552_3bb0d861be_m.jpg" }, { "NewsId": "1c86dcbe-9d5e-4e4f-845f-f8b23c046e59", "Title": "Teng: Selangor property discount applies to all", "Source": "http://www.thestar.com.my/news/nation/2016/08/29/teng-selangor-property-discount-applies-to-all/", "NewsDateTime": "2016-09-01T00:00:00", "Details": "SHAH ALAM: Prices of affordable serviced apartments, soho (small office, home office) and sovo (small office, versatile office) units in Selangor will now be lower for everyone following new guidelines on state property development, says state exco Datuk Teng Chang Khim (pic).\n\nPrices of these three types of properties have been lowered for all buyers regardless of their racial background, he said.\n\n\"Under the existing practice, 10% discount is given to bumiputra buyers.\n\n\"Considering that the target group is all the same – they are all people in need – we decided to extend the discount to all by reducing the properties' ceiling price.\n\n\"We offer these properties to the lower and medium-income groups. There is no reason that bumiputras are given the discount and not non-bumiputras,\" he said when contacted.\n\nHe dispelled reports that the Selangor government would no longer provide a 10% discount for bumiputra buyers of such homes.\n\n\"There is no question about abolishing it (the 10% bumiputra discount) but we lowered the price and standardised it for all,'' he said.\n\nHe gave an example where the ceiling price of a piece of property had been lowered from RM300,000 to RM270,000, which would be enjoyed by all buyers starting Sept 1.\n\n''Under the new guidelines, bumiputra buyers are not affected because they still enjoy a lower price.\n\n''The state has also to set the selling price of these properties between RM230,000 and RM270,000,'' he said, adding that the maximum household income for eligible buyers would be revised from RM8,000 to RM15,000, allowing more people to qualify for the purchase of such homes.\n\nTeng, who is state Industry and Commerce, Small and Medium Enterprises and Transportation executive chairman, said Selangor had received suggestions to lower the prices of affordable properties to benefit buyers from the lower and medium-income categories.\n\nHe also said that the 30% quota for bumiputra property ownership remains.\n\nSelangor Mentri Besar Datuk Seri Mohamed Azmin Ali said that as far as affordable and low-cost homes were concerned, the need transcended race, religion, skin colour and background.\n\n\"Being less financially capable and poor cuts across races and religions. Selangor's principle is to help those with lower income to own homes.\n\n\"We have agreed on some new guidelines and they will be announced in detail by Datuk Teng and (Housing Exco) Datuk Iskandar (Abdul Samad) later,\" he said when met after an art programme here.", "CreateDate": "2016-09-01T12:29:01.263", "UpdateDate": "2016-09-01T12:29:01.263", "PropertyURL": "https://farm9.staticflickr.com/8333/28752196224_296dc1a655_m.jpg" }, { "NewsId": "971a89eb-76ff-460f-91de-acc1322645ae", "Title": "五种巧思，让阳台更精彩！", "Source": "http://www.theedgeproperty.com.my/content/868595/%E4%BA%94%E7%A7%8D%E5%B7%A7%E6%80%9D%EF%BC%8C%E8%AE%A9%E9%98%B3%E5%8F%B0%E6%9B%B4%E7%B2%BE%E5%BD%A9%EF%BC%81", "NewsDateTime": "2016-09-01T00:00:00", "Details": "家居设计与改造网站Qanvast向TheEdgeProperty.com表示，其实阳台（balcony）一词，是来自拉丁语的“Balcone”，也就是大窗口的意思。\n\n不过，现代的阳台已转变成连接房屋室内和室外的空间。\n\n同时，对很多屋主而言，家中阳台往往只是晾晒衣服和抽烟的空间。\n\n即使屋主有意美化阳台，很多时候也只是放置一些盆栽，为阳台稍微注入绿意，并未真正善用这个空间。\n\n其实，不管空间是多么有限，只要一点巧思，就能把挂满衣服的阳台，改造成享受日光浴、美食、娱乐和放松身心的地方。\n\n五种改造阳台的巧思：\n\n1.    户外用餐空间\n你不一定要到临海的度假公寓，才能在清晨凉爽微风的轻拂中享用餐点。只要在自家阳台放置简单的桌椅，然后铺上具有图案的桌布与布置可爱盆栽，就能每日都享受到度假般的享受。如果你是住在中高楼层的公寓单位，你还能一边用餐，一边欣赏美丽的风景呢！\n\n2.    花园\n用青葱的草木取代挂满阳台的衣服，这样就能为阳台注入生机和清新的氛围。假设放置的是可食用植物，效果会更加出色！因此，若你擅长园艺，那么在阳台种植蔬果将是一个不错的点子。\n\n3.    休闲空间\n你也可以考虑把阳台打造为舒适的休闲空间。沙发、小型酒吧和柔和的灯光等，都有助你营造一个放松和促膝长谈的环境。\n\n4.    户外烧烤空间\n你并不需要一个很大的阳台才能放置烤架和相关器具，只要购买一个直立便携式的烤架、一张小桌、数张凳子和一个装满冷饮的冰箱，就能让你在任何时刻都享用到滋滋作响的烧烤。\n\n5.    家具展示空间\n你是一名热衷收集家具、但常常找不到空间展示“战利品”的收藏家吗？其实，一个连接主人房的宽敞、干净和静谧阳台，就是你展示收藏的最佳舞台。值得注意的是，千万不要把阳台当成储藏室，否则你家阳台就会从一个具有高尚品味的展示厅，沦为像是堆满垃圾的堆积区。 ", "CreateDate": "2016-09-01T12:02:03.323", "UpdateDate": "2016-09-01T12:02:03.323", "PropertyURL": "https://farm9.staticflickr.com/8492/29087902050_594ea4d503_m.jpg" }, { "NewsId": "8c20056d-59e1-4e1a-864c-5ce737409465", "Title": "趋势：回首1957，房价涨多少？", "Source": "http://www.theedgeproperty.com.my/content/868445/%E8%B6%8B%E5%8A%BF%EF%BC%9A%E5%9B%9E%E9%A6%961957%EF%BC%8C%E6%88%BF%E4%BB%B7%E6%B6%A8%E5%A4%9A%E5%B0%91%EF%BC%9F", "NewsDateTime": "2016-09-01T00:00:00", "Details": "马来西亚于1957年独立，但大概没多少人知道1957年的房价趋势如何。\n\n即使是80至89岁的国人，当年也不过是十多岁的青少年，而当时房地产课题也不如现在般火红且备受讨论。\n\n关于当年的房地产数据资料非常稀有，在此我们要感谢已故首任马来西亚估价与房地产服务局总监Datuk Ravindra Dass在其著作《Estate to Real Estate》留下的宝贵资讯，让我们得以一探当年的房地产行情。\n\n回顾1957：吉隆坡\n\n吉隆坡市中心Lake Gardens的一间独立式洋房售价仅为RM6万；\n距离市中心两公里的大楼售价为每平方尺90仙；\nJalan Pudu的店铺售价为每间RM1万；\nOld Klang Road的2.5公里处，四分之一的建筑地段每块叫价RM5,000；\n吉隆坡靠近住宅区的农业地每英亩售价RM1,000；\nJalan Pantai的独立式洋房RM3.4万成交；\nPantai Hills地段售价仅为每平方尺RM2；\nLake Gardens的半独立洋房月租仅为RM250.\n回顾1957：八打灵再也\n\n土地售价为每平方尺30仙；\n独立式洋房月租为RM150，但Section 5一带的月租则多一倍\n当年，一大碗面食只需要五仙，一个红豆冰棒或是一大包虾饼售价为一仙。\n\nRavindra Dass也提到，当时热门的置产地区包括Kampung Tunku、Taman Tun Dr Ismail (TTDI)、 Kelana Jaya、Subang Jaya以及八打灵再也的Section 14。\n\n回到现在，在Bangsar一间旧式单层排屋售价就已超过RM100万。而位于TTDI的房子，售价已接近（一些则超越）RM100万。\n\n一些投资者一直期待心仪地点的房价下跌，但这些年来房价走势却让他们失望。\n\n在2014年时，KSK Land以每平方尺RM3,572的价格，向新加坡上市公司UOL Group购下吉隆坡市中心一块面积达171,149平方尺的土地，这宗交易也成为近年来的最高价售地交易之一。如今，相关地段将用作发展8 Conlay计划，项目包括Kempenski酒店与服务式公寓。\n\n去年4月，MRCB机构以RM2.59亿或每平方尺RM3,188购下Jalan Kia Peng的德国大使馆地段；S P Setia Bhd也在2012年以每平方尺RM2,200价格购下前英国大使馆地段。\n\nThe Edge近期报道指出，Berjaya Assets Bhd有意以RM1.3亿脱售Imbi的41,990平方尺地段，平均叫价每平方尺RM3,300至RM3,500。\n\n香港公司Nam Fung Group也计划以介于每平方尺RM2,500至RM2,600的价格，脱售吉隆坡Jalan Ampang、Ulu Klang以及Desa Petaling的数块土地。\n\n尽管过去数十载马来西亚已经历无数个经济循环低潮期，但只要是在对的地点，房地产与土地价格都会在行情转晴时攀升至新高。\n\n展望未来，经济增长延续、土地资源稀少推升价格，以及交通网络改善，也别忘了未来十年即将开跑的隆新高铁（HSR），种种利好都将继续支撑房地产领域的未来增长。", "CreateDate": "2016-09-01T11:52:06.113", "UpdateDate": "2016-09-01T11:56:49.293", "PropertyURL": "https://farm9.staticflickr.com/8449/28753958213_a145ef40bb_m.jpg" }, { "NewsId": "d2c63a4d-9027-41b2-84b6-38385058639f", "Title": "Still possible for Mah Sing to meet FY16 sales target", "Source": "http://www.theedgeproperty.com.my/content/864412/still-possible-mah-sing-meet-fy16-sales-target", "NewsDateTime": "2016-08-30T00:00:00", "Details": "Call/target price (TP) under review pending sector update: Mah Sing Group Bhd’s first half ended June 30, 2016 (1HFY16) core net profit (CNP) of RM184 million came within expectations at 48% and 49% of our and consensus FY16 estimates respectively. Its 1HFY16 sales of RM769 million only made up 33% of management’s and our target of RM2.3 billion (flat year-on-year [y-o-y]) but sales for the seven months ended July 31, 2016, came in very strong at RM1.03 billion or 45% of management’s and our target due to the timing of launches (including Southville City @ Bangi, Lakeville Residence @ Kuala Lumpur and Meridin East @ Johor), which picked up momentum in mid-2016. While it may appear to be slightly behind schedule, we note that Mah Sing’s July sales of RM259 million were strong, and its 2HFY15 sales chalked up RM1.3 billion after a soft 1HFY15, thus it is still possible to meet its full-year target. No dividend was declared as expected.\n\nMah Sing’s second quarter ended June 30, 2016, CNP fell by 7% quarter-on-quarter (q-o-q) on higher selling/marketing and administrative/other expenses (+35% q-o-q) as the group ramped up launches during that quarter. 1HFY16 CNP was marginally -3% lower year-on-year (y-o-y) year to date (YTD) on lower billings given the 5% revenue decline. Nonetheless, pre-tax margin improved slightly by 0.8 percentage point to 16.6% as the abovesaid expenses (-23% y-o-y YTD) are more restrained this year. Net gearing remains healthy at 0.07 times.\n\nManagement maintains FY16 sales target of RM2.3 billion, driven by about RM2 billion worth of new launches and the rest by ongoing projects. To date, the group has launched RM1.2 billion of its pipeline launch or a remaining RM760 million to be launched for the rest of the year, including D’sara Sentral @ Sg Buloh, M Residence 2 @ Rawang and Cerrado, Southville @ Bangi, which are mainly in the affordable housing space. We also believe the group is looking for land banks in the Klang Valley, which will most likely be skewed towards the affordable housing-type land banks. Mah Sing’s unbilled sales of RM4.21 billion (-7% q-o-q) provides a 1.5-year visibility. We note that this is the second consecutive quarter that unbilled sales dropped q-o-q.\n\nWe are aware that the feel-good sentiment from the upcoming Budget 2017 will soon be translated into positive news flows, which, in turn, may separate the weak sector fundamentals from developers’ share-price performance. Risks include: i) weaker/stronger-than-expected property sales; ii) margin issues; iii) changes in real estate policies; and iv) changes in lending environments. — Kenanga Research, Aug 26", "CreateDate": "2016-08-30T15:27:47.713", "UpdateDate": "2016-08-30T15:27:47.713", "PropertyURL": "https://farm9.staticflickr.com/8338/29224804122_68d5b582ff_m.jpg" }, { "NewsId": "2ad30656-d29e-407d-82d5-75777fcf61ad", "Title": "Do not underestimate the potential of HSR intermediate stations, says Ho Chin Soon", "Source": "http://www.theedgeproperty.com.my/content/862583/do-not-underestimate-potential-hsr-intermediate-stations-says-ho-chin-soon", "NewsDateTime": "2016-08-29T00:00:00", "Details": "KUALA LUMPUR (Aug 27): Ho Chin Soon Research Sdn Bhd chairman Ho Chin Soon has reminded property investors not to underestimate the potential of areas where the intermediate stations of the Kuala Lumpur-Singapore High Speed Rail (HSR) link are located.\n\nSpeaking during his presentation \"Hot spots along the alignment: Where are the opportunities?\" at TheEdgeProperty.com’s “Symposium on Kuala Lumpur-Singapore High Speed Rail 2016” themed “Where to invest — Don’t miss the boat!” today, Ho pointed out that the HSR is expected to attract 17.6 million potential users and the number is poised to increase at a pace of 2.9% per annum to about 24 million in 10 years.\n\nFurthermore, when the government of Malaysia and Singapore signed the memorandum of understanding (MOU) for the 350km rail link last month, some developers have started to acquire land near the proposed stations while developers with projects near the proposed stations are already promoting their projects with the HSR as a major selling point of their projects, he added.\n\nHo said the HSR, which will have a terminus in Bandar Malaysia and six intermediate stations in Putrajaya, Seremban, Ayer Keroh, Muar, Batu Pahat and Iskandar Puteri, offers a lot of opportunities for Malaysian real estate investors including property developers.\n\n\"There are land purchase opportunities, for developers looking for development land near HSR stations. Look for plantation land, whereas individual investors should look for small holding land.\"\n\nHe revealed that some well-known developers already have land near the upcoming HSR stations, such as Sime Darby Bhd (Seremban station) and the Lion Group, Bellworth Group, Encorp Bhd and MTD Capital Bhd with lands in Ayer Keroh.\n\nWhile revealing the land ownership and opportunities for land purchases surrounding the proposed HSR stations, he also urged investors to not underestimate the potential of each intermediate station.\n\nFor example, Pagoh or Muar stations offer small holdings and plantation land purchase opportunities, he noted.\n\nHo added that Ayer Keroh — another intermediate station of the HSR — will also benefit from the HSR mega project that will shorten the travel time from Ayer Keroh to Bandar Malaysia.\n\nThe symposium, which was held at Sunway Putra Hotel, Kuala Lumpur, is organised by TheEdgeProperty.com and supported by The Edge Malaysia. The presenting sponsor is Bukit Bintang City Centre.\n\nFor more reports on the symposium, read the Sept 2, 2016, issue of TheEdgeProperty pullout. You can download the pullout for free at www.TheEdgeProperty.com.", "CreateDate": "2016-08-29T10:09:35.85", "UpdateDate": "2016-08-29T10:09:35.85", "PropertyURL": "https://farm8.staticflickr.com/7562/29269642626_04cc10728f_m.jpg" }, { "NewsId": "81957985-b3a0-45fb-bda8-85ee7f4d7ca5", "Title": "Tan Sri Lee Kim Yew (Country Heights Holdings Bhd): Land is the key to accumulate wealth", "Source": "http://www.theedgeproperty.com.my/content/861746/tan-sri-lee-kim-yew-country-heights-holdings-bhd-land-key-accumulate-wealth", "NewsDateTime": "2016-08-27T00:00:00", "Details": "TAN Sri Lee Kim Yew is the founder of Country Heights Holdings Bhd (CHHB). The developer has covered the spectrum of property development and investment properties with residential, industrial, hotel and leisure, commercial and recreation projects under its belt.\n\nWith more than three decades of involvement in real estate, Lee has become a property icon in Malaysia for his innovative ideas in delivering uniquely-designed projects, such as The Mines in Seri Kembangan, Selangor, carved out of a former excavated tin mining site. Among the landmarks at The Mines are the Palace of the Golden Horses hotel and The Mines Shopping Mall.\n\nThe 61-year-old tycoon is still active in the industry and was recently appointed as the chairman of CHHB in June this year so he could continue to share his experience and knowledge of the industry in the company.\n\n \n\nTheEdgeProperty.com: Building and selling homes — what was it like then and now?\n\nTan Sri Lee Kim Yew: From my over 30 years of experience, I have learnt that no matter how smart you are, no one can escape when the environment is hit by a crisis especially the property development industry.\n\nAlthough we cannot keep ourselves away from any financial crisis, as a company we can learn to be humble and keep our fundamentals healthy to cushion the turbulence. Managing gearing is important to keep the company fundamentally healthy to enable it to embrace the challenges of an economic downturn.\n\nMany companies have increased their gearing levels for expansion during boom times. When the Asian Financial Crisis happened, the weakened market sentiment and shrinking consumer spending caused many companies to close.\n\nThe same principal also applies in today’s business environment. With manageable gearing ratio and healthy cash flow, business owners can not only survive a financial crisis but also other challenges such as war or other unprecedented situations like Brexit.\n\n \n\nHow many homes have you built?\n\nI have built millions of square feet in Malaysia, London and in Mauritius (back in 1994).\n\nCHHB was awarded a project by the government of Mauritius to complete some low-cost housing which could withstand 200kph winds and extreme weather.\n\nI had two years to complete the 4,000 houses. This was the most productive period in my career as every day I had to build six houses, without fail, in order to achieve the target.\n\nApart from residential developments, for the past 30 years, we have built shopping centres, exhibition centres, offices, schools and hotels as well as golf courses.\n\n \n\nWhat was your most memorable project and why?\n\nThere are a number of projects which are memorable to me, such as the Mauritius housing project, the Borneo Highland Resort and The Mines.\n\nBut among all, Country Heights Damansara in Kuala Lumpur is the jewel in the crown.\n\nCountry Heights Damansara is one of the most exclusive townships in Kuala Lumpur. Located on top of a hill surrounded by lush greenery, it offers a 19-acre garden park with a man-made waterfall, a 400m ravine, a 1.2km jungle trek and five landscaped retention ponds.\n\nWhen the concept of this township and the plan to build a waterfall was revealed, it sparked some controversies as some people were worried that the development would affect the forest environment.\n\nHowever, we have proved that we can preserve nature while building homes there. Today, the man-made waterfall and garden park have become the development’s main attractions.\n\n \n\nBuyers are getting younger. How do you engage them?\n\nSocial media platforms are good ways to engage and disseminate project information to young buyers. However, it is important to understand their needs and offer products they desire. Nowadays, we see that many people prefer to stay at home and interact via mobile devices. One reason could be because there is a lack of public places where they can have outdoor activities.\n\nWith that in mind, CHHB is planning a project tentatively named Youth City which will offer affordable housing with various facilities to encourage interaction outdoors.\n\nI have travelled to Taiwan to do some research on their U-bike system and I am thinking of implementing the idea in Youth City by providing bicycle tracks and shared bicycles for residents to cycle to and from train stations (when they travel to work).\n\nIn this township project, we are looking at providing about 10,000 affordable homes for the young with selling prices below RM350,000.\n\n \n\nWhat are your investment tips for first-time homebuyers?\n\nMy advice is don’t rush to stay in the city, but stay by the city. It’s better to choose a location which has good accesibility to the city centre, but not within the city, as properties just outside the city would be more reasonably priced and have a good living environment.\n\nAlthough city centres are business hubs and have more modern lifestyle activities for the young, staying in suburban areas could offer more space and opportunities to venture into high technology food production industries especially hi-tech farming and agro-tourism — which I think is the trend of the future.\n\nApart from this, I always believe in land investments. There is a Chinese saying “land is the key to wealth” which means you could accumulate wealth through buying and accumulating land as every industry needs land to develop their business.\n\nHow key is social media to your business — are you on social media?\n\nI am not so active on social media but I do agree this is one of the most effective ways for developers to reach out to young buyers. Even in the hospitality and leisure sectors, it is important to use social media such as Facebook, Whatsapp or WeChat to engage with your targeted customers.\n\nIf we still stick to the conventional ways of approaching customers, we will lose our competitive edge. Social media platforms also offer the market information which could provide insights on market trends and the needs of the younger generation.\n\n \n\nYour property outlook for 2016/2017?\n\nI think the market will remain slow, very slow due to economic uncertainties. These are challenging times that will test the ability of industry players and will require them to come out with new ideas and management skills to enhance their competitiveness.\n\nBusiness leaders will need to stand out and form a lobby group to discuss with the government about economic issues — eg Goods and Service Tax (GST), and offering advice to the authorities on taking the right approach to improve the business environment and to spur economic growth.\n\n \n\nWhat is your aspiration for the Malaysian property sector?\n\nThe younger generation is the key driver of the property sector to achieve sustainable growth. Their need to own a home must be taken care of.\n\nIn order to encourage home ownership, CHHB has taken two approaches to assist homebuyers to purchase homes as well as help the next generation of customers to own a home in the future.\n\nThe first plan is to launch the Youth City project in Bukit Beruntung, which offers affordably-priced homes for the young who are looking for their first home.\n\nThe second plan is to reintroduce the Country Heights Innovation in Property Investment (Chipi) scheme — a loyalty programme for our customers’ second generation.\n\n \n\n● Tan Sri Tan Seng Leong (BCB Bhd): Look out for signs of recovery\n\n● Tan Sri Liew Kee Sin (EcoWorld): Achieve greater heights by embracing technology\n\n● Tan Sri Lim Kim Hong (I-Bhd): Well-planned projects less affected by negative factors\n\n● Tan Sri Lim Kang Hoo (Iskandar Waterfront Holdings Bhd): Act on opportunities from the HSR link\n\n● Tan Sri Lim Hock San (LBS Bina Group Bhd): The keys to success are product, location and pricing\n\n● Tan Sri Leong Hoy Kum (Mah Sing Group Bhd): The ability to adapt to change is crucial\n\n● Tan Sri Mohamad Salim Fateh Din (MRCB): Malaysia’s property market will continue to be dynamic\n\n● Tan Sri Eddy Chen (MKH Bhd): We need more liveable homes\n\n● Tan Sri Ong Leong Huat (OSK Property): Build homes according to buyers’ wants and needs\n\n● Tan Sri Lim Soon Peng (Titijaya Land Bhd): Affordability — key to homebuyers’ needs today\n\n● Tan Sri Danny Tan Chee Sing (Tropicana Corp Bhd): Engage customers through social media wisely", "CreateDate": "2016-08-27T10:40:12.023", "UpdateDate": "2016-08-27T10:40:12.023", "PropertyURL": "https://farm9.staticflickr.com/8537/29256352125_530901d6a0_m.jpg" }, { "NewsId": "3616c98c-98da-4697-b532-3aa308ef43bf", "Title": "百萬高檔房產，急拍賣！", "Source": "http://www.chinapress.com.my/?p=776739", "NewsDateTime": "2016-08-27T00:00:00", "Details": "房產投機客供不起房貸的劣況顯現，形成每月平均有2000個單位的房地產被拍賣，當中以100萬令吉及以上的單位增幅達15%。\n\n今年首半年，每月平均就有2000個單位或總值7.3億令吉的房地產被拍賣，引發此前大量扯購高檔房地產投機客違約率提高隱憂，恐對房市形成火燒連環船效應！\n\n上述房地產種類涵蓋所有類型，包括住宅房產、商業房產、辦公及零售單位等。\n\n拍賣資訊網Auction guru總執行長謝廉義告訴《中國報》：“相比2008、2009及2010年，今年來流入拍賣屋市場的100萬令吉及以上高檔房產，增加了10%至15%。反觀定價介于5萬至20萬令吉房產，相比當年已銳減50%”\n\n“當前房市陷低迷，交易量不斷下滑，國內商業活動趨緩也都考驗著高檔房房地產主的持有能力（Holding power），我們預見下半年房地產拍賣量更多。”\n\n謝廉義說，國內經商情緒持續惡化，加上外圍經濟欠缺明朗，皆衝擊投資者購買高檔房地產的意願，因為高檔房地產租金回酬率向來就不高，當租金回酬不足以應付銀行貸款，加上二手房市同樣淡靜時，流入拍賣市場的高檔房產自然就會提高。”\n\n最多住宅房產被拍賣\n\n今年首半年，被拍賣的房地產一共有1萬2336個，總值高達43億8229萬2803令吉，被拍賣的房地產單位相比2014年（1萬8441單位）及2015年（1萬3961個單位）上半年，分別滑落33%及12%。\n\n但就拍賣價值而言，2016年上半年被拍賣房地產的總值高達43.8億令吉，較2014年及2015年上半年分別高出8%及31%。\n\n謝廉義指出：“若和2014年按月比較則平均高出7%，和2015年按月比較，2016年首6個月總拍賣房地產價值則高出24%；以上數據反映整體房地產價格實際已提高。”\n\n“我們調查也發現今年4月份所拍賣的房地產中，被拍賣房地產總價值就高達9.26億令吉，是2014、2015及2016年上半年中最高的月份；當中以住宅房產被拍賣宗數佔最多，商業房產及土地拍賣僅佔總拍賣市場分別約10%。”\n\n被拍賣的住宅房產中，仍然以價格介于5萬至20萬令吉的住宅房產佔多數；高檔房產數量雖有增加，但相比去年增幅尚屬溫和，並非如市場所預期般大增。\n\n高價房產料被拋價脫手\n\n謝廉義預見將有大量此前投資高檔房地產的業主或機構，難敵冷颼颼的房市，開始通過拋價脫售手頭高檔房地產，以免陷入無法償付貸款的窘境。\n\n他指出：“流入拍賣市場的高檔房地產一旦增加就會對房地產價格造成下行壓力，也就不利未來新房地產的推介，勢必影響購買率，加上供應確實過剩及金融機構收緊放貸條例，高檔房地產價格最終陷入盤整也就在所難免。”\n\n惟他相信高檔房地產價格陷入調整只是短期情況，對高檔房地產長期而言是正面的發展，且位處高度成熟地區、若四週圍繞的是些富裕鄰里，這里的高檔房地產價格受影響程度就會更小。\n\n謝廉義相信，無論市場再差，總有手持現金或擁有額外收入的買家，只要該項房地產擁有上行潛能，就無需擔心沒有需求；除了新推介的高檔房地產，買家將有更多選擇，也可往二手市場或拍賣市場尋找收購或投資的機會。\n\n降價30%也無人問津\n\n據Auction guru數據顯示，在今年上半年，有許多辦公、零售單位及工業房產雖已進一步將價格壓低，甚至多次調低、並且低于底價（Reserve Price）超過30%，惟迄今未有任何競購者出現，以致賣不出。\n\n謝廉義指出，在當前房市低迷時期，業主在脫售房地產上或面對困難及壓力，甚至難以找到合適的買家或租戶，若市況再沒有改善，這些面對同樣窘境的房地產恐像洪水猛獸般湧入二手市場或拍賣市場。\n\n謝廉義也預計，今年下半年將有更多高價商業或工業房產流入拍賣市場；儘管今年次季，被拍賣的商業房產已按月滑落，但他建議投資者應對商業房產市場抱持謹慎。\n\n危機中有商機 趁低進場等反彈\n\n當然伴隨著危機的往往也是商機，當市場湧現大量急于套現的業主，謝廉義建議，投資者或買家可趁機購買價廉物美的房地產。\n\n他更發現，在按揭貸款市場中，部份高素質房地產甚至以低于市價高達35%至40%求售，當中涵蓋住宅房產、商業房產或空地等。\n\n他表示，一旦經濟復甦，這些成功在低門檻時段入場的投資者或買家將可從中受惠，並享有巨大的升值利益。\n\n他舉例指，一項位于甲洞宜信園（Taman Ehsan Kepong）共9層樓高面積5萬3111平方尺的廠房建築物，最初叫價3350萬令吉，但最新底價已被調降至2700萬令吉，較實際市價便宜32%或節省高達1080令吉。\n\n空地需求未減\n\n面積大的土地，被帶到拍賣市場的幾率非常低。\n\n謝廉義指出，許多時候這些土地在未進入拍賣市場前便已被脫售，空地的需求向來炙熱，土地成本也是發展商最大的考量，尤其在當前低迷時期，大家都儘可能爭取好的土地交易。\n\n據Auction guru數據顯示，截至今年次季，每月平均都有70宗土地拍賣個案，但土地總交易價值則出現下滑。\n\n今年6月總拍賣價值是8400萬令吉，較5月份時的1.3億令吉下跌逾40%，但6月份一共有74宗土地被拍賣，5月份則只有68宗。\n\n“5月及6月份的土地拍賣總值會出現如此大差距，是因許多高價土地未來得及被安排在6月份拍賣所致。”\n\n在今年首6個月中，只有3月、4月及5月份的土地總拍賣價值超過1億令吉，分別是1.56億令吉（63宗）、1.29億令吉（72宗）及1.34億令吉（68宗）；1月則以5795萬令吉（48宗）為總土地拍賣值及拍賣宗數最低月份。\n\n可負擔房產仍熱銷\n\n當前房市雖是挑戰重重，但那些售價介于30萬至50萬令吉的可負擔房屋在推介時仍獲得市場熱烈響應，也未面對滯銷問題。\n\n謝廉義表示，因為更多投資人傾向投資門檻不高、前期費用（upfront cost）較低、轉手率較高的中低價房地產。\n\n“這也就為何介于5萬至20萬令吉的中低價房地產流入拍賣市場的數量相對較少，以致流入拍賣市場的高檔房產略增就顯得異常明顯。”\n\n針對高檔房市投資者會碰釘是否因房地產定價過高所致，謝廉義認為，我國二、三線城市高檔房產定價確實過高，導致無人問津，最終流入拍賣市場。\n\n“至于一線城市高檔房產定價則胥視地點，但就平均售價而言，則認為當前價格尚處合理水平。”\n\n他也不預見房市近期內會復甦，並建議高檔房地產投資者將售價調低約10%至20%，相信仍可吸引投資者或買家的青睞。\n\n雪隆、森美蘭最多房地產被拍賣\n\n國內最多房地產被拍賣的州屬是吉隆坡、雪蘭莪及森美蘭，在大馬半島中部地區每月平均就有1100個房地產單位被拍賣，拍賣總值高達4.8億令吉，除了因為房地產價格相對比其他地區高，房地產交易也較為活躍。\n\n據Auction guru數據顯示，緊隨之后的是涵蓋玻璃市、吉打檳城及霹靂州的北部地區，每月平均有530個單位及總值1.14億令吉。\n\n南部地區包括馬六甲及柔佛州則以每月平均有230個單位及總值7200萬令吉，排名第三、沙巴及砂拉越每月平均有130個單位、東海岸地區包括吉蘭丹、登嘉樓及彭享則每月平均有35個單位被拍賣。\n\n謝廉義指出，據觀察，價格在100萬令吉及以上位于檳城的房地產，並沒有如市場預期般大量流入拍賣市場，數據顯示，當地高檔房地產市場仍然強穩，並未受到疲軟房市的影響。\n\n3月最多住宅單位被拍賣\n\n據Auction guru資料顯示，今年首6個月中，3月共有總值5.23億令吉多達2050個住宅房產單位被拍賣，成為最多住宅單位被拍賣的月份。\n\n反觀，1月則是上半年住宅房產單位被拍賣最少的月份，只有1577個單位，總值4.18億令吉。\n\n在今年上半年中，4月份是被拍賣住宅房產總值最高的月份，高達5.4億令吉，總拍賣住宅房產多達1828個單位，是因當月有較多高價住宅房產流入拍賣市場。\n\n資料也顯示，在今年次季中，每月平均都有1800個住宅單位被拍賣，當中以5月份多達1875個單位（總值4.3億令吉）被拍賣佔最多，6月份則最少，有1802個單位（總值4.8億令吉）。\n\n另外，謝廉義指出：“大家會有大量高檔房產流入拍賣市場的錯覺，是因高檔房產售價較高，自然佔總拍賣價值較大份額，再者高檔房產進場門檻本就非一般人所能負擔，且當前市道低迷，消費者對大額支出消費也格外謹慎，自然影響高檔住宅房產需求滑落。”", "CreateDate": "2016-08-27T10:34:56.233", "UpdateDate": "2016-08-27T10:34:56.233", "PropertyURL": "https://farm9.staticflickr.com/8101/29221560756_cdb1e22ac5_m.jpg" }, { "NewsId": "2b74ea5f-99b0-49cb-980c-b8235578b3f1", "Title": "佳居锦囊：坊间五大关于“水”的风水迷思", "Source": "http://www.theedgeproperty.com.my/content/862017/%E4%BD%B3%E5%B1%85%E9%94%A6%E5%9B%8A%EF%BC%9A%E5%9D%8A%E9%97%B4%E4%BA%94%E5%A4%A7%E5%85%B3%E4%BA%8E%E2%80%9C%E6%B0%B4%E2%80%9D%E7%9A%84%E9%A3%8E%E6%B0%", "NewsDateTime": "2016-08-26T00:00:00", "Details": "坊间五大关于“水”的风水迷思\n\n \n\n水是五行元素之一，也是五行主要的主要元素，因此堪舆术数也称作“风水”。\n\n藉由水的流动，可以带动室内与环境的气场，因此打造有利于自己的环境。对此坊间也出现许多关于“水”的迷思。\n\n国际著名风水大师Datuk Joey Yap为你解开这些关于“水”的迷思，以及为你提供一些贴士，让你以正确的方式将水纳入家居，让水发挥提升气场的作用。\n \n\n迷思一：“风水鱼”催谷运气？\n\n这个传闻纯属误解，许多人都认为某些品种的鱼有助提升家中风水，但事实上，它们只不过是鱼，根本不能为带来什么奇迹。\n\n但是在家中摆放鱼缸，那就另当别论，因为鱼缸有助激发“气”。由于只摆放鱼缸的话会有点奇怪，所以大多数人都会在鱼缸里养鱼。但事实上，只要在鱼缸里装上水泵来让水不断流动就已能达到效果了。\n\n迷思二：聚水为财\n\n“聚水为财”这句话我们很常听到，因此让很多人认为水真的能够为自己带来财运。\n\n水虽然有助提升整体气场，但在风水学里，水属于阳，而这病不是财富的象征，其效用如同活化剂，推升个人的健康与人缘因此创造好运。\n\n迷思三：“水龙阵”让你大富大贵\n\n成为亿万富翁几乎是所有人的梦想，坊间出现一些以“水”为主的风水阵法，据说摆阵之后可以让你大富大贵，“水龙阵”也是其中一个阵法。\n\n在此提醒各位，水并不能创造“气”，水只是在现有的气场中发挥收集与循环流动的效用，所以水为财的说法并不成立。\n\n迷思四：以假乱真，山水海报或照片催谷气场？\n\n许多人相信只要室内有水，就可提升整体气场，即使与水相关的海报、画作或照片，也有助提升气场，因此只要在家中挂上这些海报或照片就可以改善风水。\n\n但是，别忘了水之所以可以改善气场，在于其本质——聚气与循环流动，静止的照片是无法代替的，所以若要提升气场，屋主在装修时，还是把真正的水带进家中比较实在。\n\n迷思五：家中右侧有水，另一半必犯桃花？！\n\n这也是另一个有趣的坊间迷思，若家中右侧拥有与水相关的物品就会“启动”丈夫的桃花运，因此招徕不必要的“烂桃花”。\n\n此说法主要因风水术数中的确有开启好人缘的做法，那就是启动家宅中的桃花星位置，但是，桃花星方位可以出现在家宅中的任何地点，不一定是右侧。\n\n\n然而，以上只是一些关于“水”的风水迷思，但坊间传说肯定不止这些，在此要再次重申，水的作用为循环流动，提升环境气场，因此为你和家人带来好运。", "CreateDate": "2016-08-26T17:49:31.893", "UpdateDate": "2016-08-26T17:49:31.893", "PropertyURL": "https://farm9.staticflickr.com/8285/28619611293_9d1f049d6a_m.jpg" }, { "NewsId": "24e2fbf0-8a11-4b42-ad4f-51ea0c988849", "Title": "趋势：你，了解房贷吗？", "Source": "http://www.theedgeproperty.com.my/content/861565/%E8%B6%8B%E5%8A%BF%EF%BC%9A%E4%BD%A0%EF%BC%8C%E4%BA%86%E8%A7%A3%E6%88%BF%E8%B4%B7%E5%90%97%EF%BC%9F", "NewsDateTime": "2016-08-26T00:00:00", "Details": "随着国家银行在今年7月13日开始，将隔夜政策利率（Overnight Policy Rate, 简称OPR）从原本的3.25%，调降至3%，促使贷款成本走低。国内许多大型银行也纷纷随之下修基准利率（base rate，简称BR）和基准贷款利率（base lending rate，简称BLR）。\n\nIdeal Mortgage Specialist私人有限公司高级销售经理Steven Cheong向TheEdgeProperty.com指出，除了借贷者的信贷状况、银行盈利赚幅和营运开销，OPR也是影响借贷成本的因素之一。\n\nIdeal Mortgage Specialist销售主管Vincent Ching表示， OPR下降将促使银行下调BR，以维持本身的竞争力。\n\n“因此，在银行贷款利率低企的环境中，产业买家与现有贷款者将成为赢家。“\n\n鉴于目前的低利率环境及更多银行可能加入下修BR的行列，首购族是否应该趁机考虑在此时购买房产？\n\n同时，在竞争如此激烈的银行领域中，消费者又该如何选择最合适或利率最佳的贷款呢？\n\nChing点出，虽然银行领域的竞争非常激烈，但各家银行提供的贷款利息，往往只会相差0.1%至0.2%。\n\nRHB集团零售银行主管U Chen Hock也表示，基于银行之间持续”较劲“，各家银行的房贷利息并没有庞大差异。\n\n大马购屋者协会荣誉总秘书Chang Kim Loong认为，国行把OPR调低25个基点，并未带来显著利好，因此，潜在房屋买家还是必须谨慎地评估本身偿还贷款的能力，而且在确定本身符合资格的状况下，才落实买房计划。\n\n“尽管调低OPR是个大受市场欢迎的举措，但这不能成为潜在买家决定是否买房的主要因素。”\n\n因此，Chang建议潜在买家尽可能地查询各个银行与金融机构的利率，来选择最佳和最适合本身的贷款配套。\n\n在选择房贷类型方面，Chang指出，无论借贷者选择的是传统贷款或回教贷款，都是没有差别的。\n\n“不过，若借贷者选择的是回教贷款，应该确保银行允许本身提前偿还贷款，因为一些银行在以往提供的回教贷款，并不允许提早解决贷款，从而为有意脱售产业的借贷者造成麻烦。”\n\n目前，大马的银行贷款分为两大类，分别是传统及回教贷款，而这两种贷款又再分成三种类型，即定期贷款（term loan）、活期贷款（flexi loan）和半活期贷款（semi-flexi loan）。\n\n活期贷款\n-借贷者必须支付RM200 ，以在银行设立一个连接房贷户口的来往户口\n-借贷者可在不通知银行的情形下，预先偿还每月分期付款或偿还更多款项\n-借贷者可在不通知银行的情形下，从户口提出预付款项\n-每月的户口管理费是RM10\n\n半活期贷款\n-借贷者必须在银行设立储蓄户口\n-银行会扣除储蓄户口的款项，用来偿还房贷的每月分期付款\n-借贷者必须先通知银行，才能预付每月分期付款或偿还更多款项\n-借贷者必须在2至5天前通知银行，才能从户口提出预付款项 \n\n定期贷款\n-借贷者必须在银行设立储蓄户口\n-借贷者必须先通知银行，才能预付每月分期付款或偿还更多款项\n-除非获得银行特别批准，否则借贷者不能从户口提出预付款项\n\n申请贷款需要准备：\n-薪资和付款证明文件\n-负担贷款的能力\n-中央信贷参考资讯系统(CCRIS)报告\n-信贷情报服务(CTOS)报告\n\n影响基准利率的因素\n-借贷者的信贷状况Borrower’s credit profile\n-隔夜政策利率\n-银行的盈利赚幅\n-银行的营运成本", "CreateDate": "2016-08-26T16:09:40.067", "UpdateDate": "2016-08-26T16:09:40.067", "PropertyURL": "https://farm9.staticflickr.com/8334/29131315262_27e7b8b786_m.jpg" }, { "NewsId": "6699af9e-9d6a-4154-b652-c86fc42ae556", "Title": "好房好風水 風水五煞論吉凶（下篇）", "Source": "http://www.chinapress.com.my/20160817/%E5%A5%BD%E6%88%BF%E5%A5%BD%E9%A2%A8%E6%B0%B4-%E9%A2%A8%E6%B0%B4%E4%BA%94%E7%85%9E%E8%AB%96%E5%90%89%E5%87%B6%EF%BC%88%E4%B8%8B%E7%AF%87%EF%BC%89/", "NewsDateTime": "2016-08-26T00:00:00", "Details": "上篇提過在陽宅居家風水中，外在環境是影響家宅吉凶的主要因素，一些特別的建築物、現代化設備及格局都會為家宅帶來不良的影響，因此教大家如何分辨“風水五煞”，避之則吉。\n\n風水學將外在環境的各種煞氣分為五大類，即是：形煞、氣煞、聲煞、光煞及味煞。上篇解釋了形煞及氣煞，本期將帶大家深入了解聲煞，光煞及味煞。\n\n★馬路及鐵軌（聲煞）\n\n居家風水非常忌諱家宅過于接近高速公路、流通量頻密的小路及鐵軌。這是因為高速公路、來往頻密的小路及鐵軌就有如水流湍急的河流一樣，直來直往的車輛及火車與水法中的“無情水”相似。\n\n過于靠近馬路及鐵軌的家宅會因為車輛及火車不斷的來回穿梭、呼嘯而過將導致周圍的氣場混亂，還會讓附近的居民受到煞氣的干擾。家宅太靠近馬路及鐵軌，通常會使家宅中人的脾氣特別暴躁、身體也會常出現毛病。\n\n若家宅靠近熱鬧的街道也會因為“聲煞”的影響而對家宅的平安穩定帶來干擾。\n\n或許有讀者會產生疑問，住了那么久都習以為常了，還會有不良的影響嗎？其實，我們必須釐清一個重點，習慣了並不代表不存在，感覺不到煞氣並不代表煞氣不存在。或許剛住進去時會不適，久而久之習慣了之后就沒感覺了，但其實不良影響還是不斷持續的。\n\n風水云“動者為陽，靜者為陰”，家宅屬陰，所以在選購屋宅的時候盡可能不要過于靠近高速公路或鐵軌，但也不能選擇偏陰的窮鄉僻壤，陰陽調和才是家宅平安的重要因素，這正是風水常強調的“動中取靜，陽中帶陰”理論。\n\n只要家宅與馬路或軌道的距離在500米之外，不良的影響則沒那么大，因此在選擇家宅的時候一定要小心觀察周圍環境，不可馬虎大意。\n\n★血盆照鏡（光煞）\n\n在陽宅風水中有一種稱為“血盆照鏡”的格局，為家宅帶來負面的影響。此格局字面上的意思是指屋宅面向正西，前方恰好有一團面積非常大的死水或玻璃鏡面較多的建築物，因太陽夕照而反射形成的煞。\n\n風水學理提倡在財位吉方擺放流水引動吉氣，讓居者發富發貴的催財法門，但我們也不可為了遷就理氣而忽略了巒頭的重要性，家宅正前方的死水面積過大並不一定屬于良好格局。\n\n此外，如果家宅前方對到玻璃反射面較多的房子也會反射光線，形成眩目的“光煞”。\n\n事實上，“血盆照鏡”是指當太陽直射湖面或玻璃反射面較多的建築物時，太陽光反射進屋宅使到屋宅異常明亮且讓人難以張目，風水學上稱為“光煞”，會為家宅帶來血光之災、及女性健康問題，因此不得不防！\n\n當屋宅遇到這種煞氣，最好的方法就是早日搬遷，避免凶險的蔓延。然而“緩兵之計”則可換上較厚的窗簾暫時阻擋反射光所造成的煞。\n\n★垃圾房、垃圾場 （味煞）\n\n常有人會相信“垃圾為財”，住在垃圾房附近便可以沾染“財氣”而特意購買垃圾房的單位，其實這是大錯特錯及不合邏輯的觀念。\n\n不妨想想，垃圾房或巴剎的垃圾堆積如山必定是穢氣滿滿、臭氣熏天，住在附近的居民不僅會受到“味煞”的困擾，當清潔人員來清理時垃圾車進出還會行成“聲煞”，在這兩大煞氣的影響下，住在附近真的會得到良好的感應並為家人帶來好運嗎？\n\n若垃圾房正好處于房子的吉方（氣煞），不但不能得財更會壓住財運、事業運及名聲，屬于凶上加凶！\n\n讀者們須分清楚習俗與風水的不同，垃圾之所為“財”是華人大年初一不能掃地的習俗演變而來，其真正目的在于不讓后輩在大年初一這喜氣洋洋、親友來拜訪的日子拿掃把打掃而定下的規定，若錯誤的將其運用在居家風水中就非常不明智及無稽了。\n\n分清五煞趨吉避凶\n\n透過圖文並茂及深入淺出的圖文讓讀者輕鬆學習風水學理，相信讀者們看過“風水五煞”的詳細解釋及實際例子后，對風水學又有了更深一層的瞭解吧！\n\n讀者們切記，只有學會如何選擇家宅才能夠確保自己及家人得到良好風水感應。因此，無論想要搬家還是身邊有親友要搬家的讀者都能夠運用學習到的風水學理趨吉避凶，選擇一處適合居住的風水家宅，全家受益無窮！", "CreateDate": "2016-08-26T10:42:03.653", "UpdateDate": "2016-08-26T10:42:03.653", "PropertyURL": "https://farm9.staticflickr.com/8033/29126760712_eb6d7846a3_m.jpg" }, { "NewsId": "3ff95971-a56d-4a43-a148-10c5804027c8", "Title": "好房好風水 風水五煞論吉凶（上篇）", "Source": "http://www.chinapress.com.my/20160803/%E5%A5%BD%E6%88%BF%E5%A5%BD%E9%A2%A8%E6%B0%B4-%E9%A2%A8%E6%B0%B4%E4%BA%94%E7%85%9E%E8%AB%96%E5%90%89%E5%87%B6%EF%BC%88%E4%B8%8A%E7%AF%87%EF%BC%89/", "NewsDateTime": "2016-08-26T00:00:00", "Details": "陽宅居家風水中，外在環境是影響家宅吉凶的主要因素。然而，除了山水之外，一些特別的建築物、現代化設備及格局都會為家宅帶來不良的影響！\n\n為了讓讀者能夠深入的瞭解，這一期將教導大家如何分辨“風水五煞”，通過實際例子的講解讓讀者能夠對“五煞”一目瞭然，分辨吉凶外也能夠避之則吉！\n\n趨吉避凶是風水學中非常重要的一環，然而，想要趨吉避凶就要學會如何分辨吉祥及凶險的格局。基本上，風水學將外在環境的各種煞氣分為五大類，就是古書常提及的“風水五煞”，即是：\n\n一、形煞：即有形之煞，屬于可見的大型或充滿尖角的建築物都被歸類為有形狀的煞氣，簡稱形煞。\n\n二、氣煞：就是不良氣場所形成的煞氣，一般上，氣場不流通、聚集太久就會形成“死氣”，此外，陰陽不協調也是氣煞形成的原因。\n\n三、聲煞：由各種各樣的東西及物品如汽車、流水、施工或吵雜等耳朵聽得到且會讓我們引起不安的都稱為聲煞。\n\n四、光煞：陽光、聚光燈、及對面房子的玻璃鏡子所造成的折射光等任何發光物體或反射物所造成的煞氣都被稱為光煞。\n\n五、味煞：所有讓人感到難受氣味，如巴殺、屠場及垃圾堆等發出撲鼻惡臭的味道都稱為味煞。\n\n上述為“風水五煞”的簡單介紹，主要是讓大家對風水學中提到的煞氣有更進一步的瞭解。接下來將對每一種煞氣以實際例子做出更仔細的分析，讓讀者們能夠分辨之余也學會如何舒緩煞氣。\n\n高電纜（形煞）\n\n高壓電纜廠充滿肉眼難以察覺的磁場，對于人體健康來說肯定是一個不小的威脅，不少個案顯示居住在高電纜附近的居民得癌症的幾率會比普通人高，因此在挑選房屋時絕對不能忽視高電纜所帶來的影響。\n\n從風水學的角度來說，高電纜屬于大型“形煞”的一種，以大凶論！如果處在風水中的“曜煞”位，后果更是不堪設想！\n\n高電纜在風水學上也被稱為“蜈蚣煞”，如果距離住宅區500米以內就會受到健康與精神上的影響；但若高電纜與家宅的距離在500米以上就不會造成太多問題。\n\n無論風水學或科學都認為家宅靠近高電纜為不良格局，但有些風水師竟然會說高電纜外形像“文昌筆架”，對家宅中求學的孩子有很大的幫助，實在是令人費解至荒唐的程度！成千上萬瓦特的電流時刻在近距離流動，連昆蟲都難以生存，怎麼會有好的感應？\n\n若有讀者的家宅附近出現高電纜，建議可在家宅面向高電纜的方向，盡量種植高大樹木或擺放死水（泳池或蓮花池）來擋煞，疏忽煞氣所帶來的不良影響。\n\n此外，大型受損的“破山”過于靠近家宅也是屬于形煞的一種。\n\n醫院（氣煞）\n\n家宅過于靠近醫院，對居家風水來說並不是理想的格局。\n\n醫學及科學上，醫院為病菌較多的地方，而以風水的角度來說，醫院則屬于“病符”較重的地方、再加上常會進行手術動刀之事，所以“煞氣”也較重，對周圍的磁場產生影響，屬于“氣煞”的一種，因此住宅太靠近醫院屬于不良的格局！\n\n另一方面，醫院也是個常面臨生離死別的地方，氣場也會顯得特別混亂，屬于“陰陽駁雜”之地，再加上醫院也是個陰氣較重的地方，因此當“病符”、“陰氣”及“煞氣”混合起來的話，理所當然的其周圍都將成為不適合常人居住的環境。\n\n除了醫院外，風水上也有“不居神前廟后”一說，家宅都不適合過于靠近任何宗教場所。這是因為宗教場所往往屬于人來人往的“過陽”之地，家宅處在附近將會造成陰陽不協調的情況出現，為家宅氣場帶來負面的影響。\n\n至于如何鑒定醫院與家宅的吉凶距離，若有馬路或植物阻隔將減低煞氣對家宅的影響。\n\n一般上，家宅需要離開醫院或宗教場所多遠呢？其實只要距離在500尺以上、住宅與醫院之間有繁忙的馬路、樹木與建築物阻擋，不會過于空曠以致煞氣直衝的話，凶煞就比較難以影響到住宅。另一方面，如果是普通診所的話，凶險程度則沒那麼大，無需過于擔心。", "CreateDate": "2016-08-26T10:35:45.667", "UpdateDate": "2016-08-26T10:35:45.667", "PropertyURL": "https://farm9.staticflickr.com/8424/28614339043_926b31e13d_m.jpg" }, { "NewsId": "c138a81c-1a43-47d7-8bc1-4b6e65c5547b", "Title": "Properties worth RM2.37 bil put up for auction in 2Q2016", "Source": "http://www.theedgeproperty.com.my/content/857698/properties-worth-rm237-bil-put-auction-2q2016", "NewsDateTime": "2016-08-25T00:00:00", "Details": "PETALING JAYA (Aug 24): The Malaysian property auction market saw 6,274 properties worth about RM2.37 billion going under the hammer in 2Q2016. This works out to an average 2,090 properties a month, according to data compiled by AuctionGuru.com.\n\nExecutive director of online auctions listing platform AuctionGuru.com Gary Chia said compared with the same quarter in the past two years, the number of foreclosures has been decreasing year-on-year (y-o-y), which could mean that property owners today have stronger holding power.\n\nIn 2014 and 2015, there were 9,061 and 7,187 auction properties, respectively.\n\nIn terms of property types, 88% or 5,505 cases were residential properties worth about RM1.45 billion.\n\nA total of 9% or 555 cases were commercial properties with an estimated value of RM569 million while 3% or 214 were land auctions with an estimated value of RM348 million.\n\nChia said the central and northern regions led in both volume and value of auction cases in 2Q2016, followed by the southern region and East Malaysia. The East Coast had the lowest number of auction cases.\n\nIn the central region which includes Selangor, Kuala Lumpur and Putrajaya, there were 3,534 properties with an estimated value of RM1.61 billion put up for auction while some 1,550 auction properties in the northern region (Perlis, Kedah, Penang and Perak) were worth about RM349 million.\n\nIn the southern region, 664 properties with an estimated value of RM206 million were put up for auction.\n\nSabah and Sarawak as well as the East Coast region (Kelantan, Terengganu and Pahang) saw 442 auction properties worth about RM132 million and 104 cases worth RM68.47 million, respectively.\n\nChia noted that although the month of May had the highest number of auction cases, the month of April recorded the highest amount of auction properties in terms of value (RM926 million).\n\n“The month of May had the highest number of auction cases — 2,120 properties worth about RM744 million,” he added.", "CreateDate": "2016-08-25T10:16:50.683", "UpdateDate": "2016-08-25T10:16:50.683", "PropertyURL": "https://farm9.staticflickr.com/8378/29213546225_237992af2d_m.jpg" }, { "NewsId": "e60dd8b3-0d1b-4bc8-8d7f-a53ae8b8d4d8", "Title": "MRCB and MIEA in branding partnership", "Source": "http://www.theedgeproperty.com.my/content/857136/mrcb-and-miea-branding-partnership", "NewsDateTime": "2016-08-24T00:00:00", "Details": "KUALA LUMPUR (Aug 23): Malaysian Resources Corp Bhd (MRCB) has partnered with the Malaysian Institute of Estate Agents (MIEA) to enhance the branding of MRCB’s property products.\n\nThe one-year exclusive partnership enables MRCB to profile its brand along with MIEA’s in marketing collaterals and promotional items during events.\n\nSpeaking to the media after the partnership signing ceremony today, MIEA president Erick Kho said the agreement provides MRCB a direct channel to MIEA’s real estate events and its members comprising 2,000 real estate agents and 20,000 registered real estate negotiators nationwide.\n\nMeanwhile, MRCB chief operating officer Kwan Joon Hoe said the partnership is a win-win situation for both parties.\n\n“It will accelerate and widen our product presence in the market while creating new sales opportunities for MIEA members who will benefit from MRCB’s large stable of property developments for sale.”\n\nOn another note, Kho also revealed that MIEA will be signing a memorandum of understanding (MoU) with seven Asean countries through a regional platform called Arena, or the Asean Real Estate Network Alliance, soon.\n\n“This is in support of the Malaysian government’s Asean Economic Community (AEC) initiatives which was launched this year,” he said, adding that MIEA is working towards building an international network in a changing and challenging borderless global market.\n\nMIEA will also be participating in an international network platform called International Realtors Conference (IRC) in Incheon, South Korea next month, he said.", "CreateDate": "2016-08-24T13:23:34.013", "UpdateDate": "2016-08-24T13:23:34.013", "PropertyURL": "https://farm9.staticflickr.com/8478/29116247711_c185ce8d13_m.jpg" }, { "NewsId": "e7d39bb5-a353-4349-92f2-916ee689fa74", "Title": "佳居锦囊：农历七月这五件事千万别做", "Source": "http://www.theedgeproperty.com.my/content/857599/%E4%BD%B3%E5%B1%85%E9%94%A6%E5%9B%8A%EF%BC%9A%E5%86%9C%E5%8E%86%E4%B8%83%E6%9C%88%E8%BF%99%E4%BA%94%E4%BB%B6%E4%BA%8B%E5%8D%83%E4%B8%87%E5%88%AB%E5%81%", "NewsDateTime": "2016-08-24T00:00:00", "Details": "农历七月心慌慌，坊间对于各种忌讳各有说法，在这个充满诡异气氛的月份究竟有什么大忌是置产或居家需要注意的呢？\n\n1.    买房且慢，买了后也别马上搬进去\n坊间传说：鬼月搬家如同邀请“好兄弟”（鬼魂）同往。\n\n2.    装修且慢\n坊间传说：若你所购买的房子空置已久，在农历七月阴气最重之时，最好别大兴土木，以免影响另一个空间的访客。\n\n3.    冷墙勿靠\n坊间传说：据闻好兄弟喜欢靠着墙壁，避开温暖和光亮的地方，若你靠着墙壁，恐怕会打扰到他们。\n\n4.    入夜别晾衣\n坊间传说：好兄弟可能会在晚上的时候试穿你晾在室外的衣服，可能也会因此沾上晦气。\n\n5.    屋内勿开伞\n坊间传说：鬼魂会躲在黑色或红色的雨伞中，若你在室内开伞，他们就会以你的家为庇护所。\n\n对于这些坊间忌讳说法，风水大师Datuk Joey Yap有另一番看法，他认为坊间忌讳与风水毫无关联，也因此不应因此而展延购屋计划。\n\n\n“如果你问我，农历七月是否有任何忌讳，其实并没有。鬼节说法源自坊间文化与传说，但这些忌讳与风水学说无关。所以，你要在鬼月置产或结婚，其实都没问题，”他说。", "CreateDate": "2016-08-24T11:50:53.35", "UpdateDate": "2016-08-24T11:51:28.013", "PropertyURL": "https://farm9.staticflickr.com/8194/29193077445_42d7822082_m.jpg" }, { "NewsId": "d8872b42-80ce-49f5-ad32-485d06b4486f", "Title": "5 things you may not want to do during the Hungry Ghost Month", "Source": "http://www.theedgeproperty.com.my/content/856931/5-things-you-may-not-want-do-during-hungry-ghost-month", "NewsDateTime": "2016-08-24T00:00:00", "Details": "THIS is the Hungry Ghost Month (from Aug 3) and many among the Chinese community believe that this is when ghosts freely wander the earth, so there are certain things which are taboo and should not be carried out now. \n\nHere are the top-five most popular Hungry Ghost month taboos.\n\n1 Do not move into your new home, yet\n\nBuying a new house is considered one of the biggest events in a person’s life. Moving house is also another important occasion. However, moving into a new home during the Hungry Ghost Month is also sending a message that says “please stay with me”.\n\n2 Do not do any renovations \n\nIf you are buying a house that has been empty for a while, do not renovate it during this month because you may disturb some “temporary residents or visitors” in the house, visiting from another world.\n\n3 Do not lean against a dark, cool wall\n\nGhosts have been described as beings that hate warmth and light especially, sunlight. With that in mind, you could probably figure out which parts of the home could be their favourite spots.\n\n4 Do not leave your laundry hanging outdoors after sunset\n\nThe belief is that ghosts would try them on and bring bad luck to those who wear the clothes later.\n\nHmm, this could be what inspired the movie title The Devil Wears Prada.\n\n5. Do not open an umbrella in the house\n\nDo not leave your expensive umbrella open at night, especially if it is red or black in colour. It seems ghosts like to seek shelter under umbrellas.\n\nFeng Shui master's views\n\nFeng Shui master Dato Joey Yap tells TheEdgeProperty.com that the taboos that some people believe in during the Hungry Ghost Month has nothing to do with Feng Shui.\n\n“If you ask me, are there any taboos to watch during the Hungry Ghost Month, there is none. The Hungry Ghost Festival is an old cultural festival and the beliefs and practises related to it have nothing to do with Feng Shui. It is totally okay if you want to buy property, or even get married during this month,” Yap says.\n\nHe stresses that “culture doesn’t affect Feng Shui”, so there are no taboos that property buyers should watch out for.\n\n“However, sometimes the energy of a property may be incompatible with the date and time of the buyers. But that has nothing to do with any such [ghostly] taboos,” Yap says.", "CreateDate": "2016-08-24T11:35:45.79", "UpdateDate": "2016-08-24T11:35:45.79", "PropertyURL": "https://farm9.staticflickr.com/8321/28572836313_65117e89c9_m.jpg" }, { "NewsId": "6f9aae6c-2ae3-429e-b4fc-a97948d517bf", "Title": "Nasi Kandar Pelita on Jln Ampang land sold for RM495mil, vendor also sells Asian Heritage Row land", "Source": "http://www.starproperty.my/index.php/articles/property-news/freehold-plot-in-jalan-ampang-sold-for-about-rm495mil/#.V7sulvY74ZB.facebook", "NewsDateTime": "2016-08-23T00:00:00", "Details": "The trustees of the Loke Wan Yat estate have sold a plot of land near the Petronas Twin Towers as well as properties collectively known as the Asian Heritage Row.\n\nLoke Wan Yat Realty Sdn Bhd confirmed the sale of both but declined to give further details other than that “they were done around the same time”.\n\nA source said that a 1.38ha freehold plot in Jalan Ampang, sandwiched between Wisma Central and a Chinese temple, was sold recently for approximately RM495.34mil or RM3,325 per sq ft.\n\nWhile StarBiz has not been able to confirm the buyer of the plot, it is believed that they could be the parties involved in the development of Taipei 101, which until 2010 was considered the tallest building in the world.\n\nThe Taipei 101 project was undertaken by a consortium comprising Kumagai Gumi, Taiwan Kumagai, RSEA and Ta-Yo-Wei.\n\nAccording to industry observers, the transacted price of RM3,325 per sq ft would make the sale one of the highest in the capital to date.\n\nNasi Kandar Pelita, Restaurant Chef Choi and four bungalows are sited in the Jalan Ampang plot.\n\nProperty valuers consider the rectangle-shaped plot with Jalan Ampang frontage as “having triple-A rating”. Stocker Roberts & Gupta Sdn Bhd valuer Das Gupta pointed out that the property may well be the only plot available within close proximity to the Petronas Twin Towers, hence the “on the high side” transaction.\n\nHe said the over 40-year-old Wisma Central could also be redeveloped but the challenge would be to convince the owners of the apartment and retail units there to sell.\n\nThe sale of the Asian Heritage Row, sited in Jalan Doraisamy, meanwhile, comprises around a dozen properties with each measuring more than 1,000 sq ft.\n\nA real estate consultant estimated the transacted price of each property at between RM1,000 and RM2,000 per sq ft. Henry Butcher chief operating officer Tang Chee Meng said a similar property in the neighbourhood sold for RM2.2mil recently.\n\nChecks by StarBiz revealed the Asian Heritage Row properties were sold to William Ng, an entrepreneur and chief lessee of the properties.\n\nHe turned the once derelict row of pre-war buildings there into one of Kuala Lumpur’s most visited nightspots by establishing a collection of food and beverage outlets as well as clubs.\n\nNg, a philosophy graduate from the National University of Singapore, worked for Arthur Andersen for three years before pursuing an MBA at the University of Chicago. He returned to Malaysia in 1997 after 20 years abroad.\n\nIndustry observers noted that the sale of both properties, especially the Jalan Ampang plot, has created a stir in the real estate fraternity as the property market has been “pretty quiet” of late.\n\nBeside this sale, the other high-profile deal in recent times have been the putting up for sale on a tender basis of the German ambassador’s 0.73ha residence at 16, Jalan Kia Peng, at an indicative price of about RM2,500 per sq ft or RM200mil.", "CreateDate": "2016-08-23T14:16:29.787", "UpdateDate": "2016-08-23T14:16:29.787", "PropertyURL": "https://farm9.staticflickr.com/8486/28885249280_3eda69a62d_m.jpg" }, { "NewsId": "364519df-1d50-4801-829a-b5903b2ea540", "Title": "Ferringhi Residence 2 Tower B 84% taken up over a weekend", "Source": "http://www.theedgeproperty.com.my/content/852192/ferringhi-residence-2-tower-b-84-taken-over-weekend", "NewsDateTime": "2016-08-19T00:00:00", "Details": "PENANG (Aug 18): Tower B of Mah Sing Group Bhd’s Ferringhi Residence 2 in Penang recorded an 84% take-up rate over a weekend.\n\nFerringhi Residence Tower B was launched last weekend (Aug 13). Some 120 units were open for bookings which saw 101 units sold, amounting to an 84% take-up rate.\n\nThe 9.95-acre resort condominium offers three types of layouts: 2-bedroom (1,208 sq ft), 3-bedroom (1,494 sq ft) and 3+1-bedroom (1,565 sq ft) units with prices starting from RM720,000 or RM570 psf.\n\n“We are very pleased with the impressive take-up rate at the launch. We believe buyers are confident with our brand because we continuously deliver homes that exceed expectations,” said Mah Sing group managing director Tan Sri Leong Hoy Kum in a press statement today.\n\nHe said one of the unique selling points of the development is its strategic location. Ferringhi Residence 2 is situated in the vicinity of international beach hotels and 5-star resort condos.\n\n“The International School of Penang (Uplands), is also just a stone’s throw away from the development. As one of the leading boarding schools in Malaysia, Uplands bought two blocks of condo villas at Ferringhi Residence (phase 1) as boarding for its students,” said Leong.\n\nFerringhi Residence 2 offers resort-style living with an unblocked sea view. Residents can walk from their homes to visit tourist sidewalks along the road or hop on a complimentary bus shuttle ride (service made available upon completion of the development) to Gurney Drive.", "CreateDate": "2016-08-19T14:24:36.773", "UpdateDate": "2016-08-19T14:24:36.773", "PropertyURL": "https://farm9.staticflickr.com/8505/28976028992_2fe4c2914b_m.jpg" }, { "NewsId": "bee9d2c5-18a9-4335-8dd7-4e0e833cb93b", "Title": "Builder fined RM10,000 for failing to maintain sewage system", "Source": "http://www.theedgeproperty.com.my/content/849289/builder-fined-rm10000-failing-maintain-sewage-system", "NewsDateTime": "2016-08-17T00:00:00", "Details": "KUALA LUMPUR (Aug 16): A developer was fined RM10,000 in default three months' imprisonment by the Selayang Magistrate's Court here today for failing to operate and maintain a private sewage system three years ago.\n\nMagistrate Iriane Isabelo handed down the sentence on Kepong Industrial Park (KIP) Sdn Bhd after the company's project development manager Jason Chong pleaded guilty to the charge.\n\nKIP Sdn Bhd was charged with failing to operate and maintain the private sewage pump system connected to six units of three-storey shop lots at Lot 2840, Taman Perindustrian Kepong, Bandar Kepong here on Aug 20, 2013.\n\nThe charge under Section 65(1)(b) of Water Services Industry Act 2006 is punishable under Section 65 (3) of the same Act which provides for a maximum fine of RM50,000.\n\nAccording to the facts of the case, the National Water Services Commission (SPAN) had received a complaint from Indah Water Konsortium on the malfunction of the sewage pump station which had resulted in blockage to the sewage flow and emission of bad odour.\n\nEarlier, in mitigation Chong appealed for the minimum penalty on the grounds that the company had already solved the problem.\n\nSPAN prosecuting officer Azjamaatuliza Farrah Ain Jamludin conducted the prosecution.", "CreateDate": "2016-08-17T15:21:18.417", "UpdateDate": "2016-08-17T15:21:18.417", "PropertyURL": "https://farm9.staticflickr.com/8223/28419350044_165b29c81f_m.jpg" }, { "NewsId": "4e092bd0-2db3-40c1-b710-5d42cd91e3de", "Title": "Understanding home loans", "Source": "http://www.theedgeproperty.com.my/content/845753/understanding-home-loans", "NewsDateTime": "2016-08-16T00:00:00", "Details": "WITH Bank Negara Malaysia (BNM) having cut the overnight policy rate (OPR) by 25 basis points to 3% from July 13, 2016, some major banks have reduced their base rates (BR) and base lending rates (BLR).\n\nAmong these banks, Maybank was the first to react. The bank lowered its BR and BLR by 20 basis points to 3% and 6.65%, respectively, with effect from July 15.\n\nSubsequently, Ambank, CIMB, Public Bank, Hong Leong Bank, RHB and Affin Bank reduced their BRs and BLRs as well.\n\nThe cost of loans will be lower as banks decrease their BRs, making current borrowers and property buyers the winners, Ideal Mortgage Specialist Sdn Bhd head of marketing Vincent Ching tells TheEdgeProperty.com.\n\nBanks reduce their BRs in order to maintain their competitiveness, he says. “Normally, when one bank lowers its BR, other banks will follow.”\n\nWith the current relatively low interest rate environment and with more BR cuts expected in future, should a first-time homebuyer be motivated to consider buying property now? In such a competitive financing environment, how does one choose a loan with the so-called “best interest rate” or that best suits one’s repayment needs?\n\nChing says that based on the current soft property market, there may be some great deals.\n\n“Besides the BR cuts, first-time buyers can also take advantage of the various schemes such as MyDeposit, My First Home Scheme, PR1MA, RUMAWIP and so on. But bear in mind, for first-time buyers, it is important to buy within their financial capabilities,” he says.\n\nHowever, The National House Buyers’ Association (HBA) honorary secretary-general Chang Kim Loong says that a reduction of 25 basis points in the BR is not material, and prospective house buyers must carefully assess their ability to repay the monthly loan obligations and only go ahead with the purchase if they are certain that they have no problems in servicing the loan instalments.\n\n“Although the reduction is very much welcomed, it cannot be the deciding factor on whether a prospective house buyer should pursue their dream home,” he says.\n\nIn choosing a home loan, Chang advises potential house buyers to check out  as many banks and financial institutions as possible to gauge the best terms as different banks have different criteria and risk appetite.\n\n“Prospective borrowers will need to compare the rates received from the various banks and the terms and conditions attached to the loan before shortlisting the bank with the best package for them,” he added.\n\nChing concurs that homebuyers have to scrutinise a few banks first before shortlisting two to three banks.\n\n“Banks assess each applicant individually based on nett income, commitment, repayment, etc, before determining whether he/she is qualified to borrow the desired amount,” he says.\n\n“Banks have many considerations for loan approvals but the rates offered by them are generally about ±0.1%-0.2%,” he adds.\n\nAccording to Ideal Mortgage Specialist Sdn Bhd senior marketing manager Steven Cheong, banks usually set the interest rate on a mortgage based on two factors. First is the loan amount. Second is the borrower’s credit profile. “If the credit score is good, the buyer may get better interest rates, and vice versa,” he offers.\n\nRHB Banking Group head of group retail banking U Chen Hock says that mortgage interest rates differentiation among the various banks in the country is currently negligible due to the prevailing competitive landscape of the industry.\n\nFixed and floating rates\n\nThere are basically two types of interest agreements on home loans: fixed and floating.\n\nThe fixed agreement refers to the fixed interest rate on the product that remains constant throughout the lifetime of the facility.\n\n“This product offers peace of mind knowing that the pricing will remain the same throughout the loan tenure. Such a premium feature however, comes at a higher pricing compared with a floating rate product,” U says.\n\nOn the other hand, a floating interest rate home loan comprises a variable component, namely the BR. The interest rate is expressed as BR plus spread. The BR will be subjected to fluctuations in the event of movements in the benchmark cost of funds, he explains.\n\nBesides the OPR movement, factors that will affect the BR also include the borrower’s credit profile, and the bank’s operating cost and profit margin.\n\nU says that due to the current accommodative interest rate environment, most mortgage products are offered as floating rate schemes.\n\nConventional and Islamic loans\n\nThere are two concepts of mortgage in Malaysia — the conventional loan and the Islamic loan. To comply with Shariah principles, the Islamic loan must comply with Al Bai Bithaman Ajil (BBA), Musharakah Mutanaqisah, Musharakah and Ijarah contract, explains Ching.\n\nBoth the loans are divided into three categories — flexi, semi-flexi and non-flexi. Compared with conventional loans, Islamic loans have a few advantages.\n\n“There is a 20% stamp duty discount for Islamic Loan Agreement documents, and the so called interest rate of Islamic loans are capped at a ceiling rate of up to 10.75%,” says Ching.\n\nAlso, when refinancing from a conventional mortgage to an Islamic one, there is a 100% stamp duty waiver on the existing refinancing loan balance, Ching adds.\n\nFurthermore, in contrast to conventional loans, which usually have a three-year lock-in period, most Islamic home financing packages do not have a lock-in period.\n\nDuring the lock-in period, borrowers are not allowed to refinance or fully settle their loans unless they pay a penalty of 2% to 3% on the loan outstanding.\n\nFlexi, semi-flexi and non-flexi loans\n\nHome loans are also categorised as flexi, semi-flexi or non-flexi loans. “Flexi” features give greater flexibility, namely the ability to make additional payments over the monthly instalment amount. The additional payments will be used to immediately offset the principal balance outstanding resulting in interest savings, explains U.\n\nIn addition, the prepaid amount can be used in future if the need arises by redrawing against the accumulated prepaid amount, he says.\n\n“With the two features, mortgage products are now becoming transactional products that enable customers to prepay and redraw at any time, as opposed to a typical loan that limits transactions to only monthly instalments,” U adds.\n\nUnder a normal non-flexi mortgage, however, borrowers are not allowed to do any prepayment and redrawing, he adds.\n\nAs for semi-flexi loans, a borrower can do prepayments but they have to serve a two-day notice to the bank if they want to redraw from the prepaid amount.\n\nChing suggests that borrowers go for the semi-flexi loan instead of the flexi loan as the latter may incur extra costs.\n\n“Some banks will charge the flexi loan borrower a set-up fee of RM200 and a monthly maintenance fee of RM10, so these are the extra costs,” he notes. And if a borrower doesn’t make additional payments, he or she will not benefit from the interest savings feature of the flexi loan but would have incurred more cost anyway, he adds.\n\nChing says buyers need to find out all the costs involved in buying a property to avoid buying something they can’t afford.\n\n“The main reason buyers face difficulties getting a mortgage is because they are buying something they can’t afford,” he says.\n\nBesides the cost of a property, buyers should know that there are other costs like down payment, stamp duty and valuation fees, Cheong adds.\n\nHow to choose?\n\nWhen deciding on the type of mortgage, HBA’s Chang reckons that there should be no real difference to the borrower whether their housing loan is under the conventional financing or Islamic financing.\n\nHowever, the borrower should ensure that early redemption or repayment of the facility is allowed under the Islamic financing facility as the previous generation of Islamic financing by certain banks did not have provision for early redemption which posed problems to borrowers wishing to settle their housing loan early or to dispose the property, he adds.\n\nThe choice of a fully-flexible loan or semi-flexible loan account depends on the needs of the borrower, he offers.\n\n“If the borrower prefers to make regular pre-payments and withdrawals, then a fully-flexible loan account is more suitable. But if the borrower is not going to make regular pre-payments or withdrawals, then a normal semi-flexible loan account would suffice.”\n\nUltimately, borrowers should choose what suit their lifestyles and requirements.\n\nWant to know your monthly instalment before and after the OPR cut? Check out the mortgage calculator on TheEdgeProperty.com.\n\nBase rates and effective lending rates\nIn a mortgage, the effective lending rate refers to the rate that a consumer pays for a loan facility.\n\nMeanwhile, the BR is determined by the financial institutions’ benchmark cost of funds and the Statutory Reserve Requirement (SRR). Other components of loan pricing such as the borrower’s credit risk and liquidity risk premium, and the bank’s operating costs and profit margin will be reflected in a spread above the BR. According to BNM’s website, the Base Rate (BR) replaced the Base Lending Rate (BLR) as the main reference rate for new retail floating rate loans effective Jan 2, 2015.\n\nThe effective rates come under the cost-plus structure which is translated into the “BR + spread”.\n\n“Since the introduction of the new framework, all financial institutions now have their own independent published BR and spreads,” says RHB Banking Group head of group retail banking U Chen Hock.\n\nA revision in the BR will impact the effective lending rate of a mortgage facility, thus it would entail a revision of the instalment amount, U adds.\n\nThe spread on the other hand is fixed upon entering a mortgage contract, unless there is a change in the risk profiling of a borrower particularly due to deterioration of the mortgage account, which includes non-servicing of the monthly instalments, he notes.\n\n“Under such circumstances, the financial institutions are allowed to vary the spread to reflect the risk of the mortgage account,” U says. “Such provisions are reflected in the Letter of Offer and consumers are advised to peruse the terms.”", "CreateDate": "2016-08-16T12:18:23.577", "UpdateDate": "2016-08-16T12:18:23.577", "PropertyURL": "https://farm9.staticflickr.com/8351/29094689361_6b9df9925d_m.jpg" }, { "NewsId": "502d9c4b-5a39-4eb6-bacd-0bc040c6e642", "Title": "Opportunities in a slow property market", "Source": "https://t.co/kv3IH11zzT", "NewsDateTime": "2016-08-15T00:00:00", "Details": "Consultants see properties as long-term investments\n\nPREDICTIONS are never easy. But unlike stocks, property investments have always been viewed as a longer term investment.\n\nThere is, therefore, the tendency for trends from the previous year to carry forward to the next. This being the second week of the new year, most of us would have read the writing on the wall.\n\nAlthough the Government will be revising Budget 2016 – tabled just three months ago – Prime Minister Datuk Seri Najib Tun Razak said “we are not in a crisis”, just “taking pre-emptive measures following the changes in the external global economic landscape which is beyond our control.”\n\nThe slow economy is affecting all economic sectors and the property sector is no exception. Compared to the banking and oil and gas (O&G) sectors, the property sector affects a greater part of the populace because there are more direct stakeholders. Also, over the last several years, a lot more (younger) people have entered the fray. So there is more skin in the game.\n\nThe property sector – residential, commercial and industrial – enjoyed robust and rapid expansion between 2009 and 2013 just after the 2008 global financial crisis and it was during this period that many young people entered property investments which they can ill afford. Growth slowed in 2014 and decelerated in 2015, which is expected to impact those with little holding power.\n\nSeveral consultants say they “do not foresee a recovery this year given the current economic challenges both internally and externally. Concern should be drawn on market sentiments for 2016 as Malaysia’s biggest challenge lies in its net external debt.”\n\nLast week’s rout on the Chinese stock market and the depreciation of the yuan do not bode well for the overall global economy. China is among our largest trading partner and it has invested in Johor and the Klang Valley.\n\nAlthough the Chinese economy will continue to grow over the longer term, China is undergoing a transition as it develops its market further. Its involvement in different sectors, especially in Malaysian real estate, will impact us.\n\nBut China aside, the weakening ringgit and the still-falling oil price have cast a pall over the larger economy. Aside from these three factors, the 2016 market is expected to be more subdued compared to 2015 due to the following:\n\n> Oversupply in certain property sub-sector market;\n\n> Stringent lending rules;\n\n> Slow recovery of global economies;\n\n> Too many launches at inflated prices in 2014 and prior to this;\n\n> Full impact from developers’ interest bearing schemes (DIBS) to be felt this year; and\n\n> National issues.\n\nProperty consultants and valuers in general are weary about predicting price trends because price alone does not constitute the market. It is upholding the value and integrity of the market that is important because of the close relationship between the property and banking sector. And here is where correct valuation is so crucial.\n\nSays Faizan Abdul Rahman, Board of Valuers, Appraisers and Estate Agents Malaysia president: “Valuations underpin the banking sector... valuations for loan securities depend on proper valuations, accompanied by periodic updates to ensure the maintenance of loan security values.\n\n“The system should also detect bad valuations at an early stage, before loan approval. Too often, it is only at the point when loans go sour that such valuations are inconveniently ‘discovered’,” says Faizan who is Valuation and Property Services Department deputy director-general.\n\nThe residential market\n\n“House prices are expected to self-correct in 2016,” according to a VPC Alliance (KL) spokesman. Although 2015 saw a consolidation with flat sales and falling number of transactions, prices continued to escalate, although at a slower rate driven by rising costs and the implementation of GST.\n\nDevelopers kept prices high by launching lesser units. Which such strategies may remain work in the short-term, over the longer term, developers may review their offerings to meet affordability levels of local consumption and to offer acceptable level of returns for the buy-to-let market. Investors are learning the financially painful lesson that paying higher price for a property does not mean higher rental. Although the residential segment will continue to be the main driver of the property sector, it will not be at the momentum seen in previous years.\n\nThird quarter sales volume and value for 2015 drop 3.9% and 7.8% respectively compared with the previous quarter, according to the National Property Information Centre (NAPIC). Off-plan purchases and direct purchases from houses owners will be impacted negatively.\n\nNew launches generally declined in Kuala Lumpur, Selangor and Johor, yet these are the three states with the highest launches last year. The number of launches for 2016 is expected to further reduce compared to 2015 (which dropped compared to 2014). Developers large and small are expected to be affected.\n\nAlthough not obvious, housing transactions saw a drop in volume by 2.6% and in value by 5.7% for the first half of 2015 against the first half of 2014, according to NAPIC. The higher decline in value against volume suggests that there was a drop in prices in general in 2015 because the second half continued to trend down.\n\nThe weak ringgit against other currencies led to active monitoring by foreign investors. They are, however, not committing themselves because as in any investments, any further fall in the ringgit means an erosion of the value of their investments. Therefore, the ringgit need to stabilise before foreign investors will enter the market.\n\nThe effects of the accesses of the past - freebies, rebates and developers’ interest bearing schemes - are expected to culminate in 2016 and 2017 as more projects are handed over to buyers. Thousands of high-rise residentials were sold compared with landed units the last several years. The landed market will, therefore, be more resilient than high-rise segment, which were sold by the tens of thousands, in the Klang Valley, Penang and Johor.\n\nJohor Baru alone has an existing stock of 41,000 units compared to about 2,000 units in 2011/2012, with an occupancy of between 80% and 90% then. There will be an incoming supply of about 14,000 units, bringing its stock to about 55,000 units. In 2017, Johor Baru will have an incoming supply of about 26,000 units, bringing its stock to about 81,000 units. This avalanche has promoted a go-slow among high-rise developers.\n\nThe Johor government has rejected new applications to build serviced apartments and implemented a 1% property tax on serviced apartments. The oversupply is evidenced in Penang and the Klang Valley also.\n\nThere are two issues here – an oversupply of a particular product and a huge mismatch between what people can afford and what’s available for sale. Developers have been catering for buyers in middle high-end and above income bracket in urbanized localities the last several years, leading to a decrease in rentals and prices.\n\nIn the Klang Valley, about 13,500 units will be entering the market, of which 75% will be shoebox-sized units of about 500 sq ft. The challenge going forward is how to fill them. It will take more than one year to fill them.\n\nOverall, the secondary market where buyers buy directly from house owners will be impacted. NAPIC data show that between the first and third quarter of 2015, the number of transactions dropped in number and value by 4.77% and 8.26% respectively compared to the corresponding period in 2014. This falling trend – both value and number of transactions – will continue this year.\n\nThe scarcity of landed units will give it a degree of resilience, particularly with the gated and guarded communities. Landed housing has gone beyond the reach of the lower-middle income group. New launches of landed units are further away from the city with little or no public transport links like Shah Alam, Rawang, Cyberjaya, Semenyih, Kajang and Bangi.\nCommercial office space Companies from across the board are reducing headcount which naturally leads to drop in space needed. They have gone back to the landlords to renegotiate rental and space needed. A new leasing trend has also emerged – the average space required per staff has been reduced to below 100 sq ft from over 200 sq ft a few years ago.\nThe situation in the Klang Valley is more pressing than in Johor and Penang with about 9 million sq ft of purpose-built office space each compared to about 100mil sq ft in the Klang Valley.\n\nAverage rental in Penang is about RM2.80 psf (occupancy: 88%) but some landlords are asking for more to cover rising costs. In Johor, average rental is between RM2.80 and RM3.30psf, with occupancy rate of 75%.\n\nOver the past two years, multi-national companies have unsuccessfully searched for suitable office space in Johor Baru, prompting developers to look into this segment. Some have offered low-rise office space in Medini for RM4.50per sq ft and this has been snapped up.\n\nIn the Klang Valley, with at least 4.1 million sq ft scheduled to be completed by end of 2015 and another 1.25 million sq ft scheduled to be completed by 2016, rentals and occupancy rates are expected to move downwards. Rental levels saw marginal movement the last three years due to over supply and incoming stock. Prime office commands gross rental of between RM7.50 and RM8 psf, some asking RM6.80psf. At the higher end is RM11psf; Petronas Tower 3 is at RM13psf.\n\nEffective rental rates, however, have been gradually declining as more incentives are given with longer rent-free periods. Klang Valley landlords are innovative, they maintain the rental rate but give tenants one month free rent and other incentives. Tenants pay 11 instead of 12 months rent. The rationale is that when the good times return, landlord can move up the scale instead of agreeing to a drop in rates now.\n\nTop grade office space rental, collectively known as Grade A (includes Grade A+ and A), is expected to come under pressure as oil and gas (O&G) sector takes a drubbing from continuing low oil prices. The banking sector occupies a third of Grade A office space in KL, O&G sector at 26%.\n\nThe general opinion in early December was that the limited supply of existing Grade A+ office featuring MSC status and Green Building Index (less than 10% of the total supply) would remain resilient. However, with the current oil price volatility, from hopes of it reaching US$50 a barrel in early December to about US$30 per barrel in just six weeks, does not bode well for the global economy.\n\nOpinions differ whether city fringe areas enjoy better demand. Some consultants like the city while others champion prime fringe areas like Bangsar South, KL Sentral, Mid Valley and KL Eco City.\n\nRetail market\n\nYear-on-year growth was lower in 2015, compared with 2014, mainly due to the implementation of the goods and services tax (GST). The overall retail market has reported a drop by a third in spending and this is likely to continue as rising prices and a weaker ringgit begin to bite.\n\nSome segments of food and beverage outlets should still be relatively stable or even strong for now, but may be hit as the year unfolds. Other retail outlets are feeling the pinch with most offering sales of 50%-70%. Smaller retailers are expected to downsize as they try to sustain themselves in order to stay afloat.\n\nThe scheduled openings of 10 new shopping malls by 2015/2016 in the Klang Valley is expected to impact occupancy and rent further. Consumers will be more selective in their spending and consumption will trend towards needs more than wants.\n\nWeakening ringgit may attract foreign buyers and tourists, especially from Singapore into Johor. Price correction to occur in specific market segments.\n\nTotal retail stock is about 51 million sq ft with another 7.65 mil sq ft to open in 2016/17. About 2 million sq ft is expected to enter the Cheras market with the opening of Sunway Velocity and MyTown shopping centre .\n\nIt will be a challenge to fill up the space. Some malls in Petaling Jaya are feeling the pressure as tenants leave.\n\nJohor Baru and Penang have about 13.3 million sq ft and 18 million sq ft of retail space respectively. Penang’s retail scene is expected to remain healthy in the near future. Interest is shifting to Batu Kawan. Johor’s retail scene is stable.\n\nIndustrial\n\nAmong all the sectors, industrial space seems to have a better prognosis. There is the view that rental rates for smaller industrial lots within the Klang Valley to hold steady with industrial lots below 100,000 sq ft expected to retain their rates as companies downtrend their businesses and become more cost conscious in light of the challenging economic conditions.\n\nThe introduction of incentives for industrial estates by the Government is expected to enable industrial estate operators to enjoy 100% tax exemption on statutory income for five years. This is likely to interest more developers to develop industrial estates in the Klang Valley.\n\nAs of the third quarter of 2015, industrial supply in the Klang Valley remained unchanged, with most of the incoming supply in Klang.\n\nHowever, this sense of optimism does not bear out in the rental market. Going into specific locations, rental rates of old buildings in Shah Alam have dropped to RM1.40 per sq ft from RM1.60 per sq ft previously, while prices of new buildings hovered around the RM1.80-mark towards the end of 2015. In Klang, old factory space have gone to about 88 sen from 98 sen previously while the new ones are down to RM1.15 per sq ft from RM1.30 per sq ft initially.\n\nThis drop in rental rates notwithstanding, the general view is that there will be demand for industrial space in the country going forward due to the ongoing and upcoming infrastructure projects.\n\nThere is a lot of optimism for example in Sabah and Sarawak due to the various infrastructure projects there.\n\nAmong the notable highlights is the RM12.8bil funding for the Pan Borneo Highway, beginning with the construction of the route linking Sindumin in the west coast of Sabah to the east coast of Tawau.\n\nA proposed rapid bus transit system was also announced for Kota Kinabalu. Also outlined were the proposed highways of Dash and West Coast and light rapid transit line 3.", "CreateDate": "2016-08-15T12:07:09.977", "UpdateDate": "2016-08-15T12:07:09.977", "PropertyURL": "https://farm9.staticflickr.com/8701/28959509526_3280a8e667_m.jpg" }, { "NewsId": "3e0bdf00-9e8b-4ca6-bc98-7a229f309aca", "Title": "Penang opts for costlier elevated LRT system, less social impact", "Source": "http://www.theedgeproperty.com.my/content/845083/penang-opts-costlier-elevated-lrt-system-less-social-impact", "NewsDateTime": "2016-08-15T00:00:00", "Details": "GEORGE TOWN (Aug 11): Penang state government has decided to build a RM4.8 billion elevated light rail transit (LRT) system in the state, rather than have a tram system, as part of the RM46 billion Penang Transport Master Plan (PTMP). This is to avoid associated costs of relocation of utilities, land acquisition and social problems related to construction.\n\nPenang Chief Minister Lim Guan Eng (pictured) said the associated costs involving at-grade or street running trams would result in rows of shophouse having to be relocated, which would in turn affect the social fabric of the community.\n\n\"While (the cost to build) an elevated LRT is more expensive than (an) on-road tram (system), but it has less (environment and social) impact,\" he told a press conference here today.\n\nThe proposed 22km LRT system will operate between Weld Quay and the Penang International Airport. Under the PTMP, it will also feature a 20km Pan Island Link highway.\n\nSRS Consortium Sdn Bhd project manager Szeto Wai Loong estimates that the cost of LRT construction per kilometer is RM220 million, compared with the RM80 million per km for the tram as proposed by Penang Forum, comprising a group of non-governmental organisations. SRS Consortium is the project delivery partner of PTMP.\n\nHe said the consortium's proposal includes the construction of stations and the park-and-ride system, with minimal land acquisition. On the other hand, Penang Forum’s proposal involves at-grade or street running trams and does not include land acquisition.\n\nOn July 13, Penang Forum had revealed an alternative transport plan to PTMP, which took cognisance of the Halcrow study on alleviating traffic congestion, commissioned by the state in 2010.\n\nRebutting Penang Forum’s claims that the RM1.6 billion tram system is cheaper, faster and better, Szeto said the social impact and traffic congestion would be worse due to its on-road infrastructure.\n\nHe said Penang Forum relied heavily on the Halcrow study, which clearly stated that acquisition costs were not included.\n\nSRS Consortium is a joint venture among Gamuda Bhd (60% stake), Ideal Property Development Sdn Bhd (20%) and Loh Phoy Yen Sdn Bhd (20%).\n\nMeanwhile, Penang government and SRS Consortium will meet with the Land Public Transport Commission (SPAD) next month to expedite a \"conditional approval\" for the proposed elevated LRT project.\n\nThe consortium had targeted July to obtain the conditional approval, but it was delayed due to SPAD’s schedule.\n\n“From the meeting, SPAD might want us to discuss and relook at the design. The process is still ongoing,” said Szeto.\n\nOn Aug 4, Gamuda had said the Penang government had extended the consortium’s letter of award till Feb 28, 2017. SRS received the initial letter of award on Aug 12 last year to implement the PTMP, comprising transport components and provide new reclamation sites. — theedgemarkets.com", "CreateDate": "2016-08-15T12:02:27.23", "UpdateDate": "2016-08-15T12:02:27.23", "PropertyURL": "https://farm9.staticflickr.com/8752/28705876750_d4548d8e64_m.jpg" }, { "NewsId": "03c0c190-4a00-4477-af74-1eafed5e2104", "Title": "槟州元首78岁华诞册封1223人 周昌江谢清海李家全获颁DGPN拿督斯里勋衔", "Source": "http://www.kwongwah.com.my/?p=181636", "NewsDateTime": "2016-08-13T00:00:00", "Details": "（槟城12日讯）槟州元首敦阿都拉曼阿巴斯78岁华诞，共封赐1223位对社会有功人士，去年则是1275人。获颁DPPN高级拿督斯里１人为可兰经学者赛哈芝依斯迈，获颁DGPN拿督斯里共7人包括泰国集裕胶水厂总裁拿督斯里周昌江、香港惠理集团主席拿督斯里谢清海及拿督李家全。DMPN 高级拿督：11人其中包括高级拿督李金源，槟州总警长阿都嘉化，DSPN（拿督）75人，DJN（准拿督）92人，BCN：37人，PKT：143人，PJK：377人，PJM：401人及PBS：79人。\n\n槟州元首颁发勋衔仪式分为4天进行，分别8月13日、8月15日、8月17日及8月18日，颁发勋衔仪式将在槟州大会堂进行。\n\n槟州元首官方华诞庆典原本落在7月9日，因当天适逢开斋节第4天，因此，将册封仪式展延至8月13日至18日举行。另外，槟州元首也将于8月15日（星期一）下午5时至晚上7时在海峡岸广场会展中心举办州元首华诞茶会。\n\n2016槟州元首华诞部分受封人士名单\n\nDGPN（拿督斯里）：\n\n泰国集裕胶水厂总裁拿督斯里周昌江\n\n香港惠理集团主席拿督斯里谢清海\n\n拿督斯里李家全\n\nDMPN（高级拿督）\n\n槟城动物庇护所协会会长高级拿督李金源\n\nDSPN（拿督）\n\n汇华产业有限公司集团董事经理拿督许祥人，PLB国云集团执行董事拿督王月明，标志集团董事主席拿督陈建得，许世凯控股有限公司董事经理拿督许远达，艺光电业工程有限公司董事经理拿督陈来福，华泰土产有限公司创办人兼董事主席拿督林祥泰，祥兴轮胎集团总裁拿督王子年，大山脚韩江公会总务拿督吴云祥，槟城篮球总会会长拿督黄坤荣，拿督汤建华硕士工程师，Panlight Electrical and Engineering有限公司执行董事拿督黄国元，槟岛市政厅秘书拿督洪永泰，Amphenol TCS (马）有限公司董事经理拿督李忠利、拿督陈智华工程师，槟城著名妇产科医生拿督施友明医生，槟州残障人协会主席拿督郑丽娟，国宝级画家拿督张汉发、国际人道组织国际主席拿督谢松柏，槟州中总义务秘书拿督骆荣伟。\n\nDJN（准拿督）：\n\n准拿督陈汉成、准拿督王益辉、准拿督温志伦、准拿督马良发、准拿督马顺财、准拿督梁伟宏、准拿督苏文杰、准拿督李春来、准拿督李世义、准拿督王群衡、准拿督张凯名、准拿督黄明毅硕士、准拿督吴荣锡、准拿督林沺彣、准拿督邱德忠、准拿督洪铷鸿、准拿督曾智深、准拿督吕清贵、准拿督誉龙华、准拿督谭源昌、准拿督陈东升、准拿督蔡的材、准拿督孟忠荣。\n\nBCN：\n\n梁涟滨。\n\nPKT：\n\n王声荛、黄奇顺、洪振鑫（政兴）、戴如坤、萧耿焰、郑文胜、叶于立、张宝真、刘世奇、李瑞兴、余昭安、曾进合、黄剑威。\n\nPJK：\n\n张陈咏隆，陈旦，黄天发，王秋琴，陈国元，林俊豪、黄正群。\n\nPJM：\n\n杨仁强、吴昌盛、叶衿绣、胡智强、杨超平、苏立国、林培兴、黄汶友。", "CreateDate": "2016-08-13T11:34:17.277", "UpdateDate": "2016-08-13T11:34:17.277", "PropertyURL": "https://farm9.staticflickr.com/8617/28869082351_37d2ecd8d3_m.jpg" }, { "NewsId": "03166abf-0676-4157-bae2-01cf051ad8ec", "Title": "George Town to lose heritage site status?", "Source": "http://www.freemalaysiatoday.com/category/nation/2016/08/12/george-town-to-lose-heritage-site-status/", "NewsDateTime": "2016-08-13T00:00:00", "Details": "GEORGE TOWN: A unilateral move by an NGO to send a letter to Unesco may cost George Town its World Heritage Site status, a state heritage agency said today.\nGeorge Town World Heritage Incorporated (GTWHI) General Manager Dr. Ang Ming Chee said the Penang Forum had sent a letter to Unesco’s offices in Paris claiming there was “danger” to the heritage site.\n\nIt is learnt that the Penang Forum had sent the letter over fears that the proposed Penang Transport Master Plan might endanger heritage areas.\nAng said it was regrettable that the Forum did not contact her agency before going to Unesco.\n\n“I wish to emphasise that GTWHI recognises that various parties might have differences in views, but we believe all stakeholders can contribute to the betterment of Penang.\n\n“I also respect the rights of individuals or NGOs submitting their views to Unesco.\n\n“However, I feel there are alternatives in managing differences,” she said at a press conference Friday.\n\nAt the time of writing, the Penang Forum steering committee members were not available for comment.\n\nMeanwhile, Ang said as a result of the letter, National Heritage Department representatives met her in Penang to discuss the matter.\n\n“We were caught off guard by the news. Dr Lim Mah Hui of the Penang Forum, who also attended the meeting, agreed to share the letter sent to Paris with us,” Ang said.\n\nAng said if George Town were to be delisted, it would not be a straightforward process.\n\nShe said it would first be listed in the “endangered heritage sites list” then subsequently removed from the list altogether. She added only two sites had voluntarily opted-out — the Arabian Oryx Sanctuary in Oman and the Dresden Elbe Valley in Germany.\n\nAng said GTWHI would cooperate with the National Heritage Department to respond to the letter from the Penang Forum.\n\n", "CreateDate": "2016-08-13T10:40:58.723", "UpdateDate": "2016-08-13T10:40:58.723", "PropertyURL": "https://farm9.staticflickr.com/8784/28944579145_3541d3d8c0_m.jpg" }, { "NewsId": "845bd796-6a9a-4081-89b4-2335a1a8babd", "Title": "Penang to decide on proposal to revise density guidelines soon", "Source": "http://www.theedgeproperty.com.my/content/845837/penang-decide-proposal-revise-density-guidelines-soon?utm_medium=social&utm_campaign=postplanner&utm_source=facebook.com", "NewsDateTime": "2016-08-13T00:00:00", "Details": "PETALING JAYA: The Penang state government will soon make its decision regarding a proposal to revise the current density guidelines to 128 units per acre in order to provide more affordable housing in the state.\n\nPenang State Exco for Housing and Town & Country Planning Jagdeep Singh Deo said the proposal to raise the density from the current 87 units per acre is in the final stages of discussions and an announcement will be made soon.\n\n“During a series of meetings with relevant stakeholders, it was suggested that the [87 units per acre] guideline be revised as they are facing difficulties selling large units that are deemed unaffordable (pursuant to the density guidelines),” Jagdeep said at the Penang International Property (PIP) mid-term review conference in Penang last Friday (Aug 5).\n\nThe proposed revision to 128 units per acre guideline will also take into consideration the affordable housing component for developers that come under this guideline.\n\nThe current 87 units per acre policy comes with the requirement that developers must ensure that 5% of their total project is priced at RM200,000; 15% is priced at RM300,000 and 5% is priced at RM400,000.\n\nUnder the new proposed density of 128 units per acre, it has been proposed that 5% of the developer’s project be priced at RM200,000 and another 20% be priced at RM300,000.\n\nMeanwhile, on the performance of the current property market in Penang, Jagdeep said residential properties in Penang have shown a 15.67% quarter-to-quarter increase in property transactions from 3,110 transacted units (valued at RM1.21 billion) in 1Q2016 to 3,597 units (valued at RM1.44 billion) in 2Q2016.\n\n“Nationally, the unit price index was 227.5 for all houses in Malaysia while for Penang, it was 262.2. This higher unit price index recorded for Penang shows that the average mean housing price in Penang is still on the rise,” Jagdeep added.\n\n“These statistics prove that investing and owning a home in Penang continues to be highly desirable and this is a positive indicator for property developers in Penang,” he added.\n\nAmong other issues discussed during the summit included suggestions to allow developers to pay certain contributions by way of corporate guarantee instead of a bank guarantee; and for contributions to be capped at a fixed rate instead of being based on the existing market valuation.\n\nThe summit also discussed the formation of a State Planning Technical Special Committee to ensure a more efficient consideration for the applications of development projects. — PIP 2016\n\nTry out one of our super tools, the rental yield calculator, here.\n\nThis story first appeared in TheEdgeProperty.com pullout on Aug 12, 2016, which comes with The Edge Financial Daily every Friday. Download TheEdgeProperty.com pullout here for free.", "CreateDate": "2016-08-13T10:36:29.38", "UpdateDate": "2016-08-13T10:36:29.38", "PropertyURL": "https://farm9.staticflickr.com/8589/28328563813_a11534f978_m.jpg" }, { "NewsId": "8a17aab3-2a33-44c8-a04b-0f654e4ebffe", "Title": "Luring customers back to the real world with Pokémon Go", "Source": "http://www.theedgeproperty.com.my/content/843206/luring-customers-back-real-world-pok%C3%A9mon-go", "NewsDateTime": "2016-08-12T00:00:00", "Details": "Retailers and consultants approached by TheEdgeProperty.com say the engagement with social media or mobile games of Pokémon Go’s stature could be the shot in the arm that the listless retail sector desperately needs.\n\nRetail Group Malaysia managing director Tan Hai Hsin says as the Pokémania phenomenon will only last for a short while — he reckons not more than two years — it will be wise for retailers and shopping centre managers to ride on the hype now to improve their foot traffic.\n\n“Given the current weak retail market condition, they (retailers) should attract Pokémon trainers to enter their stores and shopping centres,” he adds.\n\nHe notes that Pokémon characters are well known among younger folks and as augmented reality technology or reality games are still new to most Malaysians, they will be very excited to try out the game.\n\n● Let’s ride on the Pokémania wave and ‘catch ’em all’!\n\n“Even if the hype does not last more than two years, this could be another marketing tool for shopping centre managers and retailers in Malaysia. We expect new operators to offer similar technologies or games to capture sales from this trend,” he adds.\n\nCurrently, high-density commercial areas — KLCC, One Utama shopping centre in Bandar Utama, the Bandar Setia Alam commercial area in Shah Alam, Tropicana City Mall in Seksyen 20, Mont’Kiara, Taman Tun Dr Ismail, Dataran Sunway in Kota Damansara, Damansara Uptown and Mutiara Damansara — have become hotspots for Pokémon hunting.\n\nFor retailers and property developers, they can collaborate with the game’s developers, Niantic and Nintendo.co, to set up spots for PokéGyms, where monsters can train and battle, and PokéStops, where players can pick up items such as regular and special Pokéballs (which are used to catch Pokémon), medicine and monster eggs.\n\nMalaysia Shopping Association vice president Y L Lum notes that interactive platforms have been widely used in the retail industry even before the explosion of smartphones.\n\n“There were marketing campaigns engaged with online games, such as Formula One simulation, FIFA Playstation 3 and other cybergame competitions, that attracted players to physically go to the shopping malls to play the games,” he says.\n\nApart from games, he adds that shopping mall operators have engaged customers through their mobile apps, by helping customers locate their cars in the carpark or register memberships to get updated news of the shopping malls.\n\n“Pokémon Go will open up more possibilities for retailers to further interact with the customers. The Pokémania will happen in Malaysia but the question is how far we (retailers) dare to go,” he opines.\n\nF&B outlets will be the biggest benefactors\n\nAlthough PokéStops and PokéGyms could draw the crowd to certain places, but whether the consumers will stay long and spend money in the retail shops is a different issue.\n\nRaine & Horne International Zaki + Partners Sdn Bhd associate director James Tan said although collaborations with the game maker to create game stops could help to draw crowds to shopping malls or retail outlets, the impact might be limited as consumer sentiment remains dampened.\n\n“The biggest benefactors will be F&B outlets as the players who visit shopping malls will spend on food and drinks. But to attract them to spend on other consumer goods might be challenging given current market conditions and the popularity of online shopping,” he explains.\n\nTan Hai Hsin of Retail Group Malaysia concurs, saying that even if Pokémon Go successfully draws visitors to shopping malls and retail outlets, there will be limited consumer spending, especially for malls suffering from low occupancy rates and lack of retail outlets.\n\n“The players will be focusing on the screens of their smartphones most of the time instead of the merchandise. They will just leave after capturing the Pokémon,” he explains.\n\nHe notes that retailers who sell related merchandise, such as toy stores, gift stores, computer game stores, electrical and electronics stores as well as clothing stores that sell Pokémon-related clothes, are likely to enjoy higher sales.\n\n“Shopping malls which ride on the hype by organising related events such as Pokémon fairs will be able to get players to stay longer and spend more,” he adds.\n\nReal estate technology and data solutions provider RE Solution’s CEO Thor Joe Hock says customer stickiness is something that needs to be developed by retailers who are looking for opportunities to draw the crowd through social media or online games.\n\nAccording to him, engaging the online community to brick and mortar shops is not something new, with local delivery service provider PostCo collaborating with retail outlets to divert online purchasers to collect their parcels at cafes, restaurants and retail outlets such as pharmacies.\n\n“PostCo is doing very well in driving traffic to retail outlets. But the challenge is how to build the link to retain customers after collecting their parcels or chasing Pokémon. The person who can solve this will be the winner,” he concludes.\n\nSome businesses are already riding the Pokémon Go wave\n1. In Japan, McDonald’s partnered with Pokémon Go as the primary sponsor of the game, where 2,900 eateries will become PokéStops or PokéGyms to attract players.\n\n2. Maxis Bhd has tied up with regional ride-hailing business Grab to launch four “PokéMobile” cars that will offer Pokémon Go players free rides. The telco anticipates a boost in its average revenue per unit (Arpu) from the game that will mitigate falling revenues from its SMS and voice call segments.\n\n3. Mah Sing Group Bhd will be activating Lure Modules (items to attract wild Pokémon) every hour in the five PokéStops around the Southville City sales gallery during its Cerrado Residential Suites’ launch on Aug 13 and 14, 2016, to draw the crowd to its sales gallery.\n\n4. According to a report in The Telegraph, a little girl in the US has set up a small stall named PokéStop Shop, selling crisps and lemonade to players who hunt for items or Pokémon at the PokéStop near her house.\n\n5. In Taiwan, some taxi drivers have offered full-day service to players by chauffeuring them to places where rare Pokémon appear, or PokéStops and PokéGyms, helping the players to achieve their target by catching their desired Pokémon.", "CreateDate": "2016-08-12T11:09:44.77", "UpdateDate": "2016-08-12T11:09:44.77", "PropertyURL": "https://farm9.staticflickr.com/8807/28819611422_c73d5e3ca8_m.jpg" }, { "NewsId": "6737f304-f309-45ec-a75b-78ab10bec428", "Title": "Association urges first-time home buyers to consider seeking SRP assistance", "Source": "http://www.theedgeproperty.com.my/content/844316/association-urges-first-time-home-buyers-consider-seeking-srp-assistance", "NewsDateTime": "2016-08-11T00:00:00", "Details": "KUALA LUMPUR (Aug 11): The Association of Banks in Malaysia (ABM) has urged first-time home buyers to consider applying for government schemes such as My First Home Scheme (SRP) for assistance in buying property, Bernama reported yesterday.\n\nABM said in a statement yesterday that 11 commercial banks and 11 Islamic financial institutions in the country are participating in the scheme, Bernama reported. The list can be obtained on SRP’s website.\n\n\"The buyers are advised to avoid obtaining more credit, which may not be sustainable in the long term, and over-stretching themselves financially,\" ABM explained.\n\nThe association warned potential homeowners: \"In assessing one’s eligibility for a housing loan, monthly home loan instalments and other long-term monetary commitments such as hire purchase loans should not exceed more than 40% of gross monthly income.\"\n\nIt also added that there may be hidden costs or charges missed out by loan applicants.\n\nABM said the borrower might also want to consider getting a pre-approved housing loan before looking at purchasing a property, Bernama reported.\n\nLoan applicants should work with their financiers when making the suitability and affordability assessments for any facility applied for to pave the way for more robust financial management on the part of consumers, Bernama reported the association as saying.\n\nABM is made up of 27 members who are commercial banks operating in Malaysia. The association’s goal is to establish and promote a sound banking system in cooperation/consultation with the regulators.", "CreateDate": "2016-08-11T15:24:52.043", "UpdateDate": "2016-08-11T15:24:52.043", "PropertyURL": "https://farm9.staticflickr.com/8619/28831455741_104ed1a8d3_m.jpg" }, { "NewsId": "7fda9311-08da-4b38-a605-65b1e950c5b5", "Title": "MRT Corp CEO's contract extended", "Source": "http://www.theedgeproperty.com.my/content/844130/mrt-corp-ceos-contract-extended", "NewsDateTime": "2016-08-11T00:00:00", "Details": "KUALA LUMPUR (Aug 11): The Malaysian Government extended Mass Rapid Transit Corp Sdn Bhd (MRT Corp) chief executive officer (CEO) Datuk Seri Shahril Mokhtar's (pictured) contract with the company for another two years. The extension aims to ensure leadership continuity in the group.\n\nIn a statement today, MRT Corp said with the extension, Shahril would be CEO until December 31, 2018. The Government via Minister of Finance Inc owns 100% of MRT Corp, which is the developer and owner of the Klang Valley MRT project.\n\n\"Shahril took over the helm of MRT Corp on 1 January 2015. Before taking up the position, he was group managing director of Prasarana Malaysia Bhd,\" MRT Corp said.\n \nMRT Corp chairman Tan Sri Dr Ali Hamsa said in the statement the Government had recognised Shahril’s leadership in MRT Corp.\n\nAccording to Ali, Shahril has been an asset during the critical period when the first MRT Line, the MRT Sungai Buloh-Kajang Line (SBK Line) was about to become operational.\n\n“The Government has decided that Shahril’s continued leadership of MRT Corp was needed to see both phases of the SBK Line become operational in December this year and July next year,\" said Ali, who is also Chief Secretary to the Government.\n\nAli said construction of the Sungai Buloh-Serdang-Putrajaya Line (SSP Line) would also benefit from Shahril's leadership. \n\nShahril’s experience was crucial to oversee the challenges in the initial stages of the SSP Line construction, according to Ali.\n\nAli said the SSP Line ground breaking was expected to take place end of this month. — theedgemarkets.com", "CreateDate": "2016-08-11T15:22:22.16", "UpdateDate": "2016-08-11T15:22:22.16", "PropertyURL": "https://farm9.staticflickr.com/8632/28802088022_8072c9fdea_m.jpg" }, { "NewsId": "1a7fbd08-f4a4-4afd-aae2-ba2686a9acc6", "Title": "Penang property market immediate outlook challenging, says Knight Frank Malaysia", "Source": "http://www.theedgeproperty.com.my/content/842934/penang-property-market-immediate-outlook-challenging-says-knight-frank-malaysia", "NewsDateTime": "2016-08-10T00:00:00", "Details": "PETALING JAYA (Aug 10): The immediate outlook of Penang’s property market will be challenging amid difficulties in the global and national economic environment, said property services firm Knight Frank Malaysia in its latest report.\n\nIn its Real Estate Highlights report, the firm noted that the total volume of transactions for all sectors in Penang for 2015 registered a drop of 15.6% against 2014 while total value, likewise, fell by 15%.\n\nOf this, residential transactions — which comprised 70.9% of transactions — saw volume fall by 16.9% and value fall by 18.5%.\n\nThe residential sector is expected to soften and consolidate further on increasing supply and poorer take-up rates, said the report.\n\nZooming in on the luxury high-rise segment, Knight Frank Malaysia noted that there were not many transactions for units with built-ups from 3,500 sq ft to 6,000 sq ft in the subsale market in 1H2016.\n\nOf the units that were sold, units at The Cove in Tanjong Bungah fetched RM446 psf and RM626 psf, while other units in the area were sold for up to RM793 psf, said the firm.\n\nMeanwhile, smaller subsale units at Gurney Paragon fetched RM808 psf to RM1,150 psf while at the Quayside in Seri Tanjong Pinang, subsale units were sold for RM768 psf to RM1,138 psf.\n\nMeanwhile, asking rents dipped from 2015, with larger units in Tanjong Bungah typically asking for RM1.10 psf to RM2.30 psf, although some landlords are still seeking RM2.80 psf to RM2.95 psf.\n\nAt Gurney Drive, asking rents for units with larger built-ups range from RM1.80 psf to RM2.60 psf, while most smaller units have asking rents of RM2.20 psf to RM2.90 psf, although some landlords are asking for RM3.50 psf to RM4.40 psf.\n\nOn the other hand, the Penang office market has plateaued with occupancies generally stable, despite the fact that there is no new incoming supply.\n\nAccording to the report, the existing supply of office space (buldings with 10 storeys and above) on Penang Island remains at 2H2015’s level of 5.59 million sq ft.\n\nThe occupancy rates for the four prime office buildings monitored in George Town remain at 2H2015’s level, ranging from 80% to 100%.\n\nMeanwhile, current asking rents for older buildings also remain at 2H2015’s rates, from RM2.80 psf to RM3 psf. However, rent at Hunza Tower, which is fully occupied, is RM3.50 psf.\n\nGoing forward, Knight Frank notes that landlords of secondary buildings are expecting pressure from tenants to suppress rental rates.\n\nIn Penang’s retail subsector, prime shopping malls are seeing ground floor retail lots command RM13 psf to over RM35 psf, depending on the mall, location and unit size.\n\nOccupancy rates for the prime shopping malls on the island range from 80% to 98.5% while secondary shopping malls generally range from 70% to 90%.\n\nKnight Frank Malaysia reckoned that prime malls are still performing well, but they will not be completely immune from the effects of the weak economy.\n\nHence, occupancies and rental rates will also come under downward pressure, while secondary malls will face even greater challenges.", "CreateDate": "2016-08-11T09:42:07.233", "UpdateDate": "2016-08-11T09:42:07.233", "PropertyURL": "https://farm9.staticflickr.com/8621/28617684410_f21e35cf42_m.jpg" }, { "NewsId": "9960c859-39a5-47f2-beee-4c9893fd82a9", "Title": "Calm & collected", "Source": "http://www.theedgeproperty.com.my/content/842507/calm-collected", "NewsDateTime": "2016-08-10T00:00:00", "Details": "WHEN you walk into Nora Hood’s home, you will feel a sense of peace and calm. Her workspace on the ground floor of the three-storey linked house faces a charming indoor courtyard that has potted plants and rocks. Here, nicely juxtaposed is a metal staircase that leads to the top floor. The skylight three floors above allows in plenty of sunlight.\n\nIn addition to brightening up the home, the white walls serve as a perfect canvas for Hood to play with décor and furniture.\n\nSince moving in at the end of January, it soon became apparent to her that the spot facing the courtyard was the most ideal for a workspace.\n\n“You don’t get a lot of houses with greenery anymore, so it is very nice to have some green inside the house,” she says. With the serene surroundings and a fluid layout that allows her two cats to freely romp or lounge around, there is no doubt that this is a dream environment in which to work.\n\nHood, an interior designer, left the banking industry to study design, calling it “the best decision” she had ever made. Her workspace is best described as inspiring, non-disruptive and different. Most of her work is done at home and she goes out occasionally to meet clients and contractors.\n\nSumming up her furniture scheme as eclectic, Hood likes pieces that are versatile. “Because we are renting, I want pieces that are able to fit into any setting.” She has picked pieces that add a nostalgic touch to an otherwise modern minimalist space.\n\nHer work desk is an old Malay dressing table complete with a mirror. She spent a weekend to distress the piece to retain its vintage appeal. Her bookshelves are made from timber railway sleepers from a nearby kampung.\n\nOn a wall are three black-and-white photographs that were taken at a fair in South Africa by a photographer who travelled with her pilot husband to capture the landscapes of South Africa and Botswana. “I always look for artwork when I travel and I immediately fell in love with these photographs,” she explains.\n\nDecorating a rental may seem like too much effort for something temporary, but Hood shows that it doesn’t take a lot to turn a house into a home — just a little imagination and tokens of the heart.  ", "CreateDate": "2016-08-10T17:28:10.407", "UpdateDate": "2016-08-11T09:34:49.447", "PropertyURL": "https://farm9.staticflickr.com/8769/28812637561_88c114bdb6_m.jpg" }, { "NewsId": "e23c2ee4-1c06-47de-a77b-f57f2cab5d58", "Title": "Malaysian envoy: Substantial content under HSR MoU already cleared", "Source": "http://www.theedgeproperty.com.my/content/841561/malaysian-envoy-substantial-content-under-hsr-mou-already-cleared", "NewsDateTime": "2016-08-10T00:00:00", "Details": "KUALA LUMPUR (Aug 9): A substantial amount of content under the memorandum of understanding (MoU) of the Kuala Lumpur-Singapore High Speed Rail (HSR) project has already been cleared and covered, said Malaysia's High Commissioner to Singapore, Datuk Ilango Karuppannan, Bernama reported today\n\n\"What is happening now is that the negotiations are still ongoing to complete the technical issues related to the MoU,\" Bernama reported him as saying\n\n\"I have been told that a substantial amount has been already been completed. The remaining part is related to some of the technical issues, like maybe how [the] investment [is] going to be shared,\" he said.\n\nIlango said the areas that had been discussed were primarily related to security.\n\n\"According to the Singapore side, one of their issues of concern is security... immigration, those kind of issues. That's Singapore. I'm not talking about our side,\" he told Bernama.\n\nThe MoU was signed on July 19 in Putrajaya and the document will guide the development of a legally-binding bilateral agreement to be signed by both governments at the end of this year.\n\n\"The understanding is that by December the two countries should have completed the negotiations... that would be the deadline for the two leaders to sign the final legally-binding agreement\" but the exact date for the signing ceremony has still not been decided but Malaysia will still be the host country, Ilango told Bernama.\n\n“The agreement was supposed to be signed in July but because we have a lot more issues that was why we decided to do it as an MoU,” he explained.\n\nAfter the legally-binding agreement is signed, Ilango said that \"the understanding is that they will go to the market for tendering. Both countries will jointly evaluate the tenders and fix how the tender is going to be done.\"", "CreateDate": "2016-08-10T15:07:58.683", "UpdateDate": "2016-08-11T09:34:24.797", "PropertyURL": "https://farm9.staticflickr.com/8723/28601622520_91cd1a1385_m.jpg" }, { "NewsId": "e8f7f767-d9af-48a2-a743-6856ab23a290", "Title": "MBSB's 2Q net profit down 26% on impairment losses", "Source": "http://www.theedgeproperty.com.my/content/839860/mbsbs-2q-net-profit-down-26-impairment-losses", "NewsDateTime": "2016-08-10T00:00:00", "Details": "KUALA LUMPUR (Aug 8): Malaysia Building Society Bhd (MBSB) posted a 26.34% decline in net profit to RM63.01 million or 2.21 sen a share in the second quarter ended June 30, 2016 (2QFY16) from RM85.55 million or 3.41 sen a share a year ago on higher allowances for impairment losses on loans, advances and financing.\n\nRevenue increased 6.1% to RM812.52 million in 2QFY16 from RM765.78 million in 2QFY15.\n\nFor the first half of the financial year ended Dec 31, 2016 (1HFY16), net profit declined 53.38% to RM97.84 million or 3.44 sen a share from RM209.87 million or 7.67 sen a share despite a 11.64% increase in revenue to RM1.63 billion from RM1.46 billion.\n\nIn its bourse filing today, MBSB said the group's profit before tax (PBT) for 1HFY16 fell 60.3% to RM113.819 million from RM286.922 million in 1HFY15 mainly due to higher allowances for impairment losses on loans, advances and financing with the continuation of the impairment programme initiated by the group in the fourth quarter of 2014.\n\nMBSB said it had embarked on a \"Closing the Gaps\" exercise since 2010 to bridge its frameworks to be in line with banking standards and best practices.\n\nThe impairment programme, which is in line with the recommendation by Bank Negara, is in addition to the existing impairment provision that is in compliance with current accounting standards, it added.\n\nRevenue increased in 1HFY16 mainly due to higher income from investments in liquid assets and higher financing income from the corporate segment.\n\nThe group's cost to income ratio in 1HFY16 remained relatively consistent year-on-year (y-o-y), standing at 23.5%.\n\nMBSB said gross income from personal financing as well as mortgage loans and financing in 1HFY16 was lower y-o-y due to lower disbursements and decreasing portfolio base.\n\nGross income from corporate loans and financing in 1HFY16 was higher y-o-y due to the continued growth of corporate loans and financing assets bases while gross income from auto finance loans and financing in 1HFY16 was relatively consistent y-o-y.\n\nOn prospects, MBSB said the operating environment for 2016 continues to be challenging.\n\nMBSB said its focus on the expansion of the corporate business segment has shown positive contribution in terms of growth in corporate financing, loans assets and earnings.\n\nThe growth of the retail segment businesses continues on a moderate level as expected, it said.\n\n\"The group will continue to strengthen, adapt and sustain its corporate and retail business activities to compete in the challenging environment,\" the filing read.\n\n\"These activities include continued improvement in compliant operational workflows, enhancing assets quality based on risk management and credit frameworks, and funding from capital markets to boost the group funding requirements,\" it added.\n\nMBSB also noted despite headwinds on the macroeconomic front, the banking sector continued to remain strong and well-capitalised, according to Bank Negara's first quarter report.\n\nThe banking system' PBT continued to register an increase of RM7.7 billion for the first quarter of 2016 (4Q15: RM7.2 billion) following improved revenue from treasury related activities and lower operating expenses while net impaired loans ratio stood at 1.2% of net total loans as at end-March 2016 (end-December 2015: 1.2%), reflecting the overall quality of the loan portfolio, according to MBSB.\n\nHowever, it noted that total gross financing raised by the private sector through the banking system and the capital market amounted to RM286.6 billion (4Q15: RM331.4 billion).\n\nNet lending to businesses by the banking system was lower by RM3.6 billion during the quarter (4Q15: RM4.9 billion) while net financing to the household sector expanded by RM7.1 billion during the quarter (4Q15: RM16.9 billion), it added.\n\nMBSB shares closed 8 sen or 9.47% higher at 92.5 sen at noon market close, with a volume of 77.1 million shares done, for a market capitalisation of RM5.22 billion. — theedgemarkets.com", "CreateDate": "2016-08-10T15:03:24.36", "UpdateDate": "2016-08-11T09:33:32.757", "PropertyURL": "https://farm9.staticflickr.com/8521/28781569682_dd8a0ec613_m.jpg" }, { "NewsId": "a32f737f-566a-4ed2-bb7f-225b9ed9913e", "Title": "Crunch time for malls", "Source": "http://www.theedgeproperty.com.my/content/841340/crunch-time-malls", "NewsDateTime": "2016-08-10T00:00:00", "Details": "JUST last week, Perda City Mall in Bukit Mertajam, Penang, suddenly shut down after a mere 18 months in business. The mall’s operator gave tenants a day’s notice in writing and no explanation, according to people familiar with the matter.\n\nLast month, Sime Darby Property Bhd and CapitaLand Malls Asia’s joint venture — the RM670 million Melawati Mall in Kuala Lumpur — postponed its opening from the year’s end to 2Q2017. The delay was due to “design planning and current headwinds” in the economy.\n\nRecall too that last year, two malls in the Klang Valley — SStwo Mall in Selangor and Bukit Bintang Plaza in Kuala Lumpur — closed down for redevelopment while the massive 2.3 million sq ft net lettable area (NLA) Empire City Mall in Damansara Perdana, Selangor, announced that it would delay its opening from end-2015 to next month.\n\nAre these signs of the times that are to come? Perhaps.\n\nThe shopping mall business has come under pressure and undergone substantial changes in recent times due to a confluence of external factors. They include the much-talked-about oversupply of retail space, lower tourist arrivals, weakness in domestic retail spend, lacklustre consumer sentiment, intense competition for tenants and changing consumer preferences and behaviour.\n\nData from the National Property Information Centre (Napic) reveals that Malaysia had 148.85 million sq ft of existing retail space with another 16.2 million sq ft incoming and a further 11.08 million sq ft being planned as at end-2015.\n\nAccording to Henry Butcher Malaysia Sdn Bhd, the Klang Valley (covering Kuala Lumpur, Selangor and Putrajaya) had 241 shopping centres with a total space of 64.1 million sq ft, with an average occupancy of 80.4% in the same period.\n\nThe saturation is mostly seen in certain locations in the Klang Valley, particularly the Damansara area. Malls in the Damansara area include 1 Utama Shopping Centre, Glo Damansara and Atria Shopping Gallery, with a few more to open in the coming months to next year, such as Empire City Mall, the Starling and Damansara City Mall.\n\nWhat’s more, shopping malls are on the front line of confronting weak consumer sentiment and lower retail spend due to macroeconomic pressures such as the weaker ringgit, which translates into higher costs of goods and services.\n\nThe Malaysian retail industry reported a 4.4% year-on-year drop in sales in 1Q2016, compared with 4.6% growth in 1Q2015, which was buoyed by pre-Goods and Services Tax buying, according to survey data from the Retail Group Malaysia. This prompted it to revise downwards its sales growth projection to 3.5% from the earlier 4% for 2016.\n\nWhat does this all mean for malls?\n\nMost retail consultants say they cannot remember a more challenging time for shopping malls in the country. Among them are Savills Malaysia managing director Allan Soo, who recalls that the difficult times during 1997/98 Asian financial crisis were real but temporary for the retail industry.\n\n“After 1998, things were back up pretty fast,” he says. Recall that some major malls opened almost immediately after the crisis, including Suria KLCC (opened in May 1998) and Mid Valley Megamall (November 1999).\n\n“This time is the toughest. There are more variables, more competition and real oversupply issues. It’s going to be much harder work,” adds Soo.\n\nIndustry experts say these dynamics are unlikely to significantly dent the business of well-managed, established malls in locations where there is already a big catchment. The oft-cited retail giants include 1 Utama, Mid Valley Megamall, Suria KLCC, Pavilion Kuala Lumpur and Sunway Pyramid.\n\nSuria KLCC CEO Andrew Brien concedes that consumer sentiment has been weaker across Asia. To mitigate that, he says Suria KLCC is leveraging its fundamental strength, chiefly its location, access to customers, footfall and market understanding.\n\n“Our strategy is consumer-centric, by continuously understanding and actively responding to our consumers and retail partners,” says Brien.\n\nRelatively insulated too are the well-managed shopping malls in tier-two cities outside the Klang Valley, such as those in Perak, Penang and Johor.\n\nNevertheless, newcomers to the mall game will find it increasingly tough to attract shoppers and preferred tenants.\n\nPower dynamic shift from landlords\n\nWhat’s for sure is that the good old days of “build and they will come” are long gone and mall owners can no longer sit quietly and wait to collect rent.\n\nSunway Real Estate Investment Trust CEO Datuk Jeffrey Ng says that it is now a tenant’s market and landlords have to play a supportive role to tenants, especially when the economy proves challenging.\n\nThis means the landlord is no longer a mere rent collector but an active business partner who has to help drive business. Landlords no have to play their part in running lots of on-ground activities to attract consumers to the mall and directly assisting tenants in coordinating sales and promotional activities.\n\nA good asset manager is an active manager who knows how to add value. “Good asset managers spend on improving tenant mix and bringing in the traffic, not just cosmetic enhancements,” says a retail consultant who declined to be named.\n\nGiven the growing supply of retail malls in Malaysia, Sunway REIT’s Ng points out that tenancy mix and offerings are becoming more similar. This could lead to market share dilution for existing players while the newer ones that cannot differentiate themselves may find it hard to sustain footfall after the novelty wears off.\n\nMall operators and retailers will have to work harder to attract shoppers and reach out to previously untapped or under-served segments.\n\n“Many shopping centre owners had to offer rental rebates in order to retain tenants while many new shopping centre managers needed to extend rent-free periods for tenants as it took longer to draw shoppers to their centres,” Henry Butcher Malaysia says in a report.\n\nCompared with decades ago, the rental structure has undergone changes in recent years. These days, a tenant can be charged different modes of rent. It may be a fixed amount along with service charges, base rental plus a percentage of a tenant’s turnover, or base rental or a percentage of turnover, whichever is higher.\n\n“Today, the rental structure goes by negotiation between the landlord and tenant. Who needs who more? Do you need a particular preferred tenant to attract customers to your mall? Or does a tenant absolutely need to open in your mall?” says retail consultant Richard Chan of RCMC Sdn Bhd.\n\nIt is not necessarily true that a Grade A tenant — also known as a crowd-puller — pays the highest rent. Most times, preferred tenants pay preferred rental rates and get preferential terms. Strong tenants also have the upper hand in negotiating competitive terms against weaker landlords. For example, a major bookstore chain can demand to be the only bookshop in the mall.\n\nMall operators say some tenants, especially the preferred mini anchors, are also beginning to ask for capital expenditure, where the landlord has to pay for renovations.\n\nGoing by turnover rental, the shopping mall operator is indeed a business partner of sorts for tenants and is incentivised to work harder to drive business for the tenants. But it cuts both ways as the landlord takes on more risks, because it accepts the potential volatilities of retail sales, says an industry player.\n\nAccording to Henry Butcher Malaysia’s data, occupancy and average rental rates for Kuala Lumpur and Selangor malls somewhat suffered last year.\n\nAverage monthly rental rates, excluding the anchor tenants’, fell 7.2% to RM13.03 psf to RM12.09 psf in Kuala Lumpur but held steady at RM10.12 in Selangor.\n\nAverage occupancy for Kuala Lumpur malls fell to 82% from 83.2% in 2014 while Selangor malls saw a decline to 79% from 81.7%.\n\nAccording to Sunway REIT’s Ng, leading retail malls may not see lower rental rates despite the challenging operating landscape.\n\n“Established malls with strong track records should remain resilient and profitable, albeit growing at a slower pace. The challenge lies in the newer malls where some are offering extensive incentives to boost occupancy, and supporting tenants will need a longer gestation period,” he says.\n\nAccording to RCMC’s Chan, yields of 6% to 8% is considered decent, given the competitiveness of the industry compared with the good days where mall owners can expect yields of 15% to 20% or more.\n\nRent is certainly the bulk of a mall owner’s income, but increasingly, ancillary income from mall management is becoming important too. Apart from floor rental space, malls can make money from things like service charge, utility management, car park management, kiosk and pushcart rentals, promotional and al fresco areas as well as advertising and signages. “It can be as high as 20% to 30% of total income if you manage it well,” says Chan.\n\nNot all doom and gloom\n\nDespite the more challenging times, Savills Malaysia’s Soo reminds that things are not all doom and gloom. Sure, it is becoming more difficult to create another giant like Suria KLCC or Mid Valley Megamall.\n\n“There are opportunities as well. Everyone is trying to refine their game and strategy,” says Soo.\n\nAccording to him, despite the challenges, there are still opportunities to build and operate malls profitably, provided that they are well planned from the start and the management is competent.\n\nIn an intensely competitive area, what becomes extremely important is in the planning of the mall and conceptualising a differentiating factor.\n\n“Assuming [in a certain area], all the external factors are the same, then internally, you have to be able to say ‘I am the biggest’ or ‘I am the best’,” Soo says.\n\nRetail consultants say the key to developing a successful shopping mall is to go back to basics and understand the needs and wants of a mall’s primary catchment area. This means understanding the demographics, spending power and lifestyle demands.\n\n“Shopping is no longer about going somewhere to buy something. It is all about the experience,” says Soo.\n\nRetail is hardly a static environment and consumer preferences are constantly evolving due to a number of factors, including higher levels of education and income, aspiration, lifestyle preferences, the prevalence of e-commerce and social media-driven consumption behaviours.\n\nAdditionally, technology can be a key driver of traffic and consequently, consumer spend. Social media platforms are becoming more important in attracting and retaining customers. Data analytics, too, is a useful tool for mall managers.\n\nAccording to Soo, the mass rapid transit will be another catalyst for shopping malls as it will help improve accessibility for locations along or near the MRT line. “You can see that effect throughout the world. Every time an MRT line is built, sales improve or a mall makes a comeback. Malls are driven by footfall; if you get more footfall, you get more business.”\n\nThere are still opportunities for shopping malls in new townships or tier-two cities across the country where there is pent-up demand for retail experiences.\n\nOne example of a successful mall in a tier-two town is Kluang Mall in Johor, which is owned and operated by property developer Majupadu Development Sdn Bhd.\n\nDespite the challenges in 2015, Majupadu executive director Tey Fui Kien says, the mall saw a record 5.7 million visitors, with an average 10% y-o-y increase in traffic.\n\nShe attributes this surge in visitors to the mall’s four new fast fashion mini anchors — H&M, Uniqlo, Cotton On and Brands Outlet — which came in at the end of last year.\n\n“Tenant sales have increased across the board with a number of retailers recording double-digit growth,” she says.\n\nKluang Mall, however, is not facing the same competitive pressures as malls in the Klang Valley. There are no large malls that directly compete with it in central Johor. Its primary catchment has 314,000 people within the Kluang District and a larger catchment of 700,000 within a 45-minute drive.\n\n“A lot of people now shop at Kluang Mall instead of driving 90 minutes to Johor Baru. It reinforces our point that retail is largely driven by the local catchment and demographics,” says Tey.\n\nThe mall bandwagon runs into headwinds\nShopping malls have been the assets en vogue of late. Data from the National Property Information Centre (Napic) shows a spike in new planned supply of retail space from 2012.\n\nNew planned supply of mall space doubled from 1.6 million sq ft in 2012 to 3.2 million sq ft in 2013. Then came the surge to 10.23 million sq ft in 2014, before halving to about five million sq ft in 2015, likely due to economic uncertainties.\n\nIn recent years, both property developers and construction companies have been coveting shopping malls.\n\nListed companies that currently own malls include Mah Sing Bhd (Star Avenue Lifestyle Mall in Sungai Buloh), UEM Sunrise Bhd (Publika Shopping Gallery in Solaris Dutamas, KL), Glomac Bhd (Glo Damansara, KL), OSK Holdings Bhd (Atria Shopping Gallery, Damansara Jaya), JAKS Resources Bhd (The Evolve Concept Mall, Ara Damansara) and PPB Group Bhd (Cheras Leisure Mall, KL).\n\nThen, there are the privately held property and construction firms that own shopping malls: First Nationwide Group (1 Utama Shopping Centre in Bandar Utama, Selangor), Mammoth Empire Holdings Sdn Bhd (Empire Shopping Gallery in Subang Jaya and developing the Empire City Mall in Damansara Perdana), See Hoy Chan Sdn Bhd (developing The Starling in Damansara Uptown) … and the list goes on.\n\nIndustry observers say this desire to own shopping malls is driven by the realisation that recurring income from retail assets is a good thing to have, especially when property development or construction earnings are impacted in a downturn.\n\nThe caveat, however, is that the bigger property players may not see meaningful contribution to their earnings from shopping malls; their revenue base may be so large that the income from one or two malls may be relatively small. Furthermore, some of the mall assets are still in the early years of operations.\n\nCostly land also means that property developers are likely to push for high plot ratios on a relatively small plot to maximise returns on development.\n\nMany property developers build shopping malls as part of integrated developments. For example, Eco World Development Group Bhd’s joint-venture Bukit Bintang City Centre, which has a gross development value of RM8 billion, boasts a lifestyle mall to complement its office towers, serviced residences and hotel.\n\nI-Bhd, meanwhile, is constructing a one million sq ft NLA shopping centre at a gross development cost of RM799 million as part of its Central i-City project.\n\nTropicana Corp Bhd’s three projects also feature malls, namely in its integrated development Tropicana Gardens, the Tropicana Metropark township in Subang Jaya and the Tropicana Danga Bay development in Johor.Tropicana used to own Tropicana City Mall but sold it along with the Tropicana City Office Tower to CapitaLand Malaysia Mall Trust for RM540 million cash in 2015.\n\nThe general thinking seems to be that if there are high-rise serviced apartments, hotels and offices, there must be demand for a mall.\n\nBut Savills Malaysia managing director Allan Soo says it is not a good idea to just rely on the population of an integrated development to sustain a mall, unless it is sufficiently large, like a township or an urban centre. \n\n“You can’t support a mall with 1,000 people living in a condominium. You need a whole population. It’s about the 5, 10 and 15-minute-drive catchment areas.\n\n“It is not that having apartments there is no good; it’s a good thing. But it’s also about the amount of traffic that could potentially come. The whole place has to be an urban centre,,” he adds.\n\nAccording to Soo, the first thing retail consultants do before planning a mall is to do an assessment to understand how well a particular market can support a mall.\n\nBroadly speaking, a 300,000 sq ft to 500,000 sq ft mall needs a minimum market of 200,000 to 300,000 people. A larger mall will have to be in the vicinity of much larger primary and secondary catchment areas.\n\nApart from population size, income levels are also an important gauge of a key market’s spending power and habits. “You want a primary income level of at least RM5,000 a month household average because if it is below that, it is hard to do anything that is competitive,” Soo says.\n\nHe adds that the next thing to evaluate is how well retailers are doing in the vicinity of the proposed mall. “If all the retailers are not doing well, then it is hard for you to justify building a mall unless you know there is potential or maybe the retailers there are not doing the business properly.\n\n“For example, if you discover that the retailers can make roughly RM200 psf turnover a month, and if you work backwards, you can do RM15 or RM20 psf on rent, then you know there is capacity for a mall. Then you can work backwards and size the mall, the tenant base, the positioning, everything.”\n\nWith the property market in a prolonged slowdown, can retail assets be the buffer?\n\nNot really, say the experts.\n\nOne retail consultant laments, “Sure, a lot of developers want to own malls. But a lot of them are used to the ‘build-to-sell’ mode as opposed to build-and-lease, which is the mall business. This is a very different game.”\n\nThe shopping mall business in Malaysia has become increasingly challenging over the years, according to industry veterans. This is due to a combination of factors, including the rising cost of construction and operations coinciding with pressures on rental and occupancy rates.\n\nSoo, an experienced retail consultant, points out that asset yield-on-cost is facing pressure because total development cost, particularly land and construction cost, has outpaced rental growth.\n\n“In the past, costs didn’t rise so fast and rents were still strong. There was no oversupply; a bit of saturation in some areas but not so hard. Initially, yield on cost was high, in the high teens. Today, you’ll be lucky to get about 11% in the first year of operation, assuming full occupancy,” he says.\n\nIt generally takes some time for new malls to start charging rank rent or the highest level of rent possible for a certain area. There is typically a 20% to 30% discount to an area’s rank rent.\n\nSecondly, says Soo, it is getting increasingly difficult to get a new mall leased up to over 80% when it opens its doors. It takes another year or so to get the mall up to full occupancy.\n\nAlready, there are signs that recurring income from the retail segment cannot be taken for granted.\n\nTake KSL Holdings Bhd, which owns three investment properties — KSL City Mall and KSL Resort hotel in Johor Baru as well as KSL City Mall in Klang — that contributed about 23% to total group revenue in FY2015 ended Dec 31, 2015.\n\nIn its 1Q2016 ended March 31, KSL’s property investment earnings took a slight hit with pre-tax profit for the segment falling 9.65% to RM20.8 million despite revenue rising 1.44% to RM37.29 million.\n\nIn FY2015, revenue fell 14.5% year on year to RM686.1 million while net profit fell 22.2% to RM266.05 million due to lower property demand.\n\nNevertheless, KSL pointed out that while property investment revenue fell 2.1% to RM155 million, the segment still posted its best results last year since the opening of KSL City Mall and KSL Resort in 2010.\n\n“Despite the prevailing mixed sentiments in the property sector, we believe our business model of having both development revenue and recurring income is resilient in facing any economic challenge,” KSL chairman Ku Hwa Seng says in the company’s 2015 annual report.", "CreateDate": "2016-08-10T15:13:29.31", "UpdateDate": "2016-08-11T09:32:21.417", "PropertyURL": "https://farm9.staticflickr.com/8820/28810993081_7257339f8e_m.jpg" }, { "NewsId": "d01c0cc7-e9fc-477d-a932-11712bd72000", "Title": "How Seberang Perai’s first female mayor is reducing waste and boosting citizen engagement", "Source": "http://citiscope.org/story/2016/how-seberang-perais-first-female-mayor-reducing-waste-and-boosting-citizen-engagement", "NewsDateTime": "2016-08-09T00:00:00", "Details": "You’ve heard of the “Three Rs” — reduce, reuse and recycle. And there’s “PPPs” — public-private partnerships.\n\nDato’ Maimunah Mohd Sharif puts a twist on both of these phrases. She likes to talk of the “Four Rs” and the “Four Ps.”\n\nSharif is the President of the Municipal Council for Seberang Perai, Malaysia, a city of nearly 1 million north of Kuala Lumpur. Appointed by the state government of Penang in 2011, she’s the first woman in the city to hold what is essentially the job of mayor.\n\nI spoke with Sharif recently at a gathering of mayors at the United Nations. She told me what the Four Ps and Rs are all about, and also reflected on what it means for her city to have a female mayor. This interview has been edited for length and clarity.\n\nChristopher Swope: Tell me about the Four Ps and Rs.\n\nDato’ Maimunah Mohd Sharif: Let’s start with the Rs. When I took over the mayor’s post, I realized that we would like to improve our revenue, and we would like to reduce our cost of doing business. If we have the revenue, then we can provide more facilities and amenities for the people.\n\nOur budget is around $US 200 million. But when I went in in 2011, we were spending 42 percent of this on solid waste management.\n\nQ: 42 percent? Wow.\n\nA: Yes, it’s quite a lot. I was invited to present our case in Kawasaki, Japan, and when I mentioned that solid waste management is 42 percent of our budget, our Japanese friends asked ‘Did you say 4.2 percent or 42 percent?’ Because it’s close to 4.2 percent there. They were shocked.\n\nWhen 42 percent of our budget goes to solid waste management, there’s very little left for development. I told the stakeholders, ‘Look. I collect the rates from you, and I turn your money into rubbish. Do you want that?’\n\nSo I had a town hall meeting. We already do reduce, reuse, recycle. I said: ‘We have to rethink.’\n\nQ: What do you mean by ‘rethink’?\n\nA: I use this example at schools. You want to eat, you go to the canteen. You rethink. Maybe normally you take two cookies. But your tummy is already half full. Just take one. Because otherwise, it becomes waste. In my city, 50 percent of the waste is organic — food waste. And the food waste is very, very heavy compared to the other waste.\n\nOr take toys. There’s a mother who told me her son wanted to buy extra toys. And his big brother told him the mayor said to ‘rethink’ — you have so many toys already at home. Rethink. It’s been very well received. Now in my city, it’s like rethink, rethink, rethink.\n\nQ: How is ‘rethink’ different from ‘reduce’?\n\nA: When you reduce, you already want to consume. You used to consume big, now you consume small. But now you rethink: Maybe you don’t need to consume. You don’t need to generate waste. Because it’s already enough.\n\n[Read: Bangladesh’s only female big-city mayor may also be its most effective]\n\nWe also say when you eat, you eat until you finish. First, you rethink. Your tummy is full so you take only one bread not two. Rethink. But the moment you take the amount that you want, you have to finish it. Because I don’t want it to become waste.\n\nQ: How has this changed the bottom line on that 42 percent of your budget spent on waste management?\n\nA: In 2015, it was reduced to 32 percent. That’s about $US 9 million.\n\nQ: Do you think these messages are part of what’s reduced that?\n\nA: Yes.\n\nWe also have a program called ‘sustainable residential area.’ We have a competition between neighborhoods to reduce waste generation. Our city workers collect rubbish three times a week. In those areas that commit to do the sustainable residential area, we only collect once a week. This reduced our spending. We also promote composting of kitchen waste.\n\nMy city is the first city in Malaysia to ban free plastic bags. Now if you want to use a plastic bag, you’ve got to pay 20 cents. Styrofoam is also banned.\n\nQ: What about the Four Ps?\n\nA: The Four P’s are about how to manage and maintain public space. There’s public-private partnerships. But there’s also people — this is your neighborhood.  I already provide you with the facilities. Can you adopt it? Can you take care of the space so that there’s less cost to the city in maintaining it?\n\nAnother way is developers or multinational corporations or any other concession can adopt the public spaces. They can improve it, and then they sign with us for five years for maintenance. They maintain it. But we give them the right to advertise their product.\n\nIt can be parks. It can be a street, it can be a roundabout or a traffic island. We have 34 ‘Four P’s’ project for parks already.\n\nQ: How much revenue does that bring in?\n\nA: It’s not so much about revenue, but saving me from maintaining the parks. They maintain for five years. They provide the facilities, and they maintain for five years together with the people there, the resident association. Not only can I reduce my cost of doing business, but I’m also building the trust within the people. I trust you as a mayor, and you trust me.\n\nQ: How else do you build trust with the people?\n\nA: Every year, before we do our budget, we call a town hall meeting and we ask the people, ‘What do you want us to prioritize with the money that we collected from you?’ For the first five years, cleanliness was the top priority. At this year’s town hall meeting, the percentage of stakeholders saying cleanliness was the top priority was down to 26 percent, meaning that our city has now become cleaner.\n\nWe are very transparent. We show the people how much we collected. The spending goes to this, this and this. That’s where we build in the trust among the stakeholders.\n\nQ: Can I ask you, as the first woman to lead your city — is there something new you bring to the discussion in your city that maybe wasn’t there before?\n\nA: I think so. The first thing to me is public engagement. Because we ask the people.\n\nAnother thing I’m bringing in is activities. Because I realized that a city without activity is a city without a soul. When I came in, I asked my employees, ‘What do you do after Monday to Friday?’ They said, ‘Nothing.’ Then I went to the open spaces, the public spaces, and they were very quiet. I said there must be activities in the city.\n\nI started aerobics in the public spaces. Exercise. Now Zumba. Many people said, ‘Why the heck does the mayor want to dance in the big field? Don’t you see we are shy dancing?’ I said no, because with aerobics, I meet the people. And people like music, it makes them happy.\n\nSlowly I’m bringing my office and services to the people. I have a mobile office, so even on Sunday they can have services. I bring this mobile office to the aerobics. And people can talk to the mayor and also take care of any rates they have to pay or licenses they need to apply for. They can even pay with the credit card.\n\nI also bring my nurse. Just do a simple health check. Before they go for exercise, they can take their blood pressure. They enjoy it. Now every neighborhood wants aerobics.\n\nI also started an activity called car-free morning, when we close a street and say the street is yours. You can dance, you can lay down, you can bring your kids, you can do cycling, you can do whatever it is on the street. It’s every first Sunday of the month. Now the demand is, can you do two Sundays of the month?", "CreateDate": "2016-08-09T09:56:12.023", "UpdateDate": "2016-08-09T09:56:12.023", "PropertyURL": "https://farm9.staticflickr.com/8575/28576148840_21f32e5b85_m.jpg" }, { "NewsId": "cddac5f0-6609-46b6-97ad-168a6e618e24", "Title": "KPRJ expected to build 3,000 houses by 2018", "Source": "http://www.theedgeproperty.com.my/content/839371/kprj-expected-build-3000-houses-2018", "NewsDateTime": "2016-08-08T00:00:00", "Details": "ISKANDAR PUTERI (Aug 8): Kumpulan Prasarana Rakyat Johor Sdn Bhd (KPRJ) is expected to build 3,000 Rumah Mesra Rakyat Johor (RMRJ) houses by 2018.\n\nThe RMRJ concept gives an opportunity for the people who have land but cannot afford to build houses to own houses.\n\nKPRJ chief executive officer Abd Razak Mohd Yusoff said it had allocated RM20 million to build the RMRJ houses.\n\n“A total of 500 houses will be built this year, 1,000 more next year and the rest in 2018,” he said at the RMRJ project prelaunch in Kota Iskandar yesterday.\n\nThe houses measure 750, 850 and 1,000 sq ft with prices starting from RM64,000 to RM85,000 after being subsidised.\n\nJohor state housing and local government committee chairman Datuk Abd Latif Bandi, who was present at the prelaunch, said the RMRJ project is expected to reduce the demand-supply gap for concept houses offered by Syarikat Perumahan Negara Bhd.", "CreateDate": "2016-08-08T14:47:41.873", "UpdateDate": "2016-08-08T14:47:41.873", "PropertyURL": "https://farm9.staticflickr.com/8630/28842078815_b54bb72c38_m.jpg" }, { "NewsId": "90447371-f12b-4275-b025-aa43f9abdff2", "Title": "Penang to abide by rules if federal government approves bridge project", "Source": "http://www.theedgeproperty.com.my/content/839330/penang-abide-rules-if-federal-government-approves-bridge-project", "NewsDateTime": "2016-08-08T00:00:00", "Details": "GEORGE TOWN (Aug 8): The Penang Government has promised to abide by all the rules if the federal government gives the approval, in principle, for the proposed third bridge.\n\nChief Minister Lim Guan Eng said the third bridge is a multibillion-ringgit project as it involves major construction and a huge area. Currently, he said, the state was funding the RM305 million feasibility studies scheduled for completion early next year.\n\n“We know that research needs to be carried out, such as environmental impact assessment and the like.\n\n“As they are not cheap, we hope the federal government will give us the approval in principle so that our resources will not go to waste,” he said after launching Hepatitis Day at Gurney Paragon here yesterday.", "CreateDate": "2016-08-08T14:35:13.037", "UpdateDate": "2016-08-08T14:35:51.077", "PropertyURL": "https://farm9.staticflickr.com/8652/28227000153_77b5d2e21b_m.jpg" }, { "NewsId": "bba8ccd7-0894-4ccd-8e2c-068805ff77b4", "Title": "Stronger quarters ahead expected for Axis REIT", "Source": "http://www.theedgeproperty.com.my/content/839249/stronger-quarters-ahead-expected-axis-reit", "NewsDateTime": "2016-08-08T00:00:00", "Details": "Maintain market perform with an unchanged target price (TP) of RM1.76: Axis Real Estate Investment Trust’s (REIT) first half ended June 30, 2016 (1HFY16) realised net income of RM44.6 million met the consensus expectation at 46% and came in broadly within ours at 44%, as we expect stronger quarters ahead from new asset contributions. We reiterate our “market perform” call with an unchanged TP of RM1.76, based on a target gross yield of 5.6%, on a two-percentage-point (ppt) yield spread to our 10-year Malaysian Government Securities (MGS) target of 3.6%.\n\nBy the end of FY16, we expect four full quarters of contribution from Beyonics i-Park Blocks A, B, C and D, and a full-quarter contribution from the warehouse facility in Pasir Gudang. Distribution-wise, an interim dividend of 2.05 sen was declared (which includes a 0.07 sen non-taxable portion). Similarly, 1HFY16 gross distribution per unit (GDPU) was also broadly in line with our expectations, as it made up 44% of our FY16 GDPU forecast of 9.29 sen (5.2% yield).\n\nPending details in last Friday’s briefing, we believe the group will continue its asset acquisition of up to RM242 million of industrial assets, as per management’s initial guidance in its first quarter ended March 31, 2016 results. Year to date, Axis REIT has completed the acquisition of four industrial properties, namely Beyonics i-Park Blocks A, B, C and D (RM61 million), and two industrial assets, which are a warehouse facility located in Pasir Gudang, Johor (RM33 million), and an industrial complex in Rawang, Selangor (RM42 million). Note that we make no changes to our earnings forecasts of RM102 million to RM108 million for FY16 to FY17.\n\nOur TP of RM1.76 is based on a target gross yield of 5.6%, on a two-ppt yield spread to our 10-year MGS target of 3.6%. Our “market perform” call is premised on the fact that we see no convincing near-term catalysts for the stock, and we believe any foreseeable downside risks have been accounted for. Meanwhile, the group is lacking strong distribution per unit (DPU)-accretive catalysts as recent acquisitions have been mainly neutral to mildly positive for its DPU, which is less than 5%.\n\nMore exciting catalysts for its DPU are needed to rerate the stock. That said, Axis REIT is highly institutionalised and is also one of the very few syariah-compliant REITs, which we believe will help offer some downside risk protection. Downside risks to our call include bond-yield expansion against our target 10-year MGS yield and weakening rental income. — Kenanga Research, Aug 5", "CreateDate": "2016-08-08T14:28:28.643", "UpdateDate": "2016-08-08T14:28:28.643", "PropertyURL": "https://farm9.staticflickr.com/8617/28765712831_f146dcb67a_m.jpg" }, { "NewsId": "8bcf9a3c-2fae-42c0-a882-71461dc75109", "Title": "青年房屋反应冷淡", "Source": "http://www.sinchew.com.my/node/1554658/%E9%9D%92%E5%B9%B4%E6%88%BF%E5%B1%8B%E5%8F%8D%E5%BA%94%E5%86%B7%E6%B7%A1", "NewsDateTime": "2016-08-08T00:00:00", "Details": "年轻人对青年房屋计划的申请，反应似乎不大热烈，这项供首次购屋者申请的房屋计划，2万个申请的份额，在推出第一年后，只吸引12%的人申请。\n\n首年仅12%申请\n\n另外，截至2016年5月，在2500份申请书中，超过3亿令吉的贷款已获批准。\n\n虽然青年房屋计划相当吸引人，供申请的贷款数额介于10万至50万令吉，可以说是在可负担的范围内。不过，反应欠佳可能是：目标市场所需的房屋类型，与屋价水平存在不符合情况。\n\n一些房屋的献售价，是在年轻人的负担能力内，发展商可能推出一些价格少于40万令吉的单位，不过，可能只是小型办公家居单位（SOHO），对于准备组织家庭的年轻人，空间可能不够宽松。\n\n上述计划是供首次购屋者、年龄介于25与40岁的年轻人申请，结合收入不超过一万令吉，贷款期限最高35年或不超过65岁。", "CreateDate": "2016-08-08T10:58:53.947", "UpdateDate": "2016-08-08T10:58:53.947", "PropertyURL": "https://farm9.staticflickr.com/8641/28554661150_93d536a8cc_m.jpg" }, { "NewsId": "c43bb516-9fc3-4140-b599-22b1db48e992", "Title": "发展商思变应挑战", "Source": "http://www.sinchew.com.my/node/1554641/%E5%8F%91%E5%B1%95%E5%95%86%E6%80%9D%E5%8F%98%E5%BA%94%E6%8C%91%E6%88%98", "NewsDateTime": "2016-08-08T00:00:00", "Details": "2016年首季，新推出的产业计划项目，虽然比前期减半，不过，单位数目实际上增加25%，只是产业单位的面积变小，80%的房产单位面积少过1000平方尺，前期的比率是60%。\n\n在首季推出的产业计划，都是分层产业，例如共管公寓、服务公寓或小型办公住宅单位，售价在40万令吉以下的房产数目增加，主要是面积少过1000平方尺的公寓相对来说较多。（参考图一）\n\n由于市场基本面较弱、而且买家不容易取得贷款，新推出的产业单位减少、销售率少过50%的产业计划增加一倍，从2015年的20%计划增至2016年的40%产业计划。\n\n2016年新推出的产业计划，主要分布在南孟沙、市中心、吉隆坡城中城、满家乐及新街场.。2015年推出的计划，则多数分布在安邦、格拉末、蕉赖、迪沙园城市、吉隆坡城中城和武吉加里尔。（参考图二）", "CreateDate": "2016-08-08T10:50:12.937", "UpdateDate": "2016-08-08T10:50:12.937", "PropertyURL": "https://farm9.staticflickr.com/8482/28807550976_3f07f6ac0b_m.jpg" }, { "NewsId": "768d0b56-f4ab-46d0-b0b4-a2b8117e396b", "Title": "Strata living, a work in progress", "Source": "http://www.theedgeproperty.com.my/content/835021/strata-living-work-progress", "NewsDateTime": "2016-08-08T00:00:00", "Details": "IT’S been a year since the Strata Management Act 2013 (SMA) was implemented in our country. As we should know by now, strata is a form of property ownership and development format that caters for the subdivision of buildings and land to ensure higher density and better efficiency in land utilisation. In simpler words, strata living is a form of community living where it embraces the idea of “love thy neighbours” instead of “my home is my kingdom” by holding several households or different entities under one roof.\n\nThe SMA successfully brought forward a number of changes in relation to strata property and living in Malaysia. For example inter-floor leakage now has prescribed procedures to follow with the statutory presumption that the leakage originates from the upper floor parcel unless the owner of the upper floor can prove otherwise. Furthermore, the management body is also allowed to publish a list of defaulting strata owners on the notice board and at the same time cease their access cards and use of common facilities (including parking) until the outstanding sum is paid.\n\nNotwithstanding the above, one of the biggest innovations and sophistication of strata development today is, without any doubt, the further division of Common Property to the concept of Limited Common Property. While the Management Corporation (MC) manages Common Property, the Subsidiary Management Corporation (SMC) manages Limited Common Property to be enjoyed by an exclusive group of owners only, instead of every owner.\n\nThe reality is …\n\nTheoretically, the Act is aimed at ensuring harmonious living in mixed-use developments. However, in real life situations, there has not been a successful formation of an SMC to date.\n\nOne of the few practical issues faced by strata owners in the formation of an SMC is that there must be a comprehensive resolution of at least 2/3 of the total share units in order to form one. Unfortunately, such a number is almost unachievable as there are a few uncertainties. For example, is it compulsory that votes must be obtained for all share units under the schedule of parcel? Can the votes be obtained from provisional blocks of the subsequent phases; and are unsold units counted as being in favour of the developer?\n\nIn addition to the above-mentioned uncertainties, another problem when forming the SMC is the cost. It costs a fortune to hire a surveyor to prepare a special plan for the SMC’s submission and also a lawyer to advice on the process towards comprehensive resolution.\n\nGenerally, it costs around an eye-watering hundreds of thousands of ringgit to prepare the special plan and the legal fees. No MC would have that amount of money at its disposal given that collection of service charges are cost based.\n\nOn top of that, most MCs do not fancy the idea of the formation of an SMC as there are still many grey areas in the handling of the SMC. One of the problems is, if the SMC is not performing up to par, the MC will struggle to rein it in as the SMC is perceived as a separate legal entity, of which the SMC can only voluntarily dissolve itself, unlike in Singapore, where the MC can dissolve the SMC. Furthermore, there is another problem pertaining to the conflict between MCs and SMCs concerning boundaries, common services and limited common property, as ambiguities may arise from delineation, markings or descriptions.\n\nDespite the above, one of the greatest obstacles to the formation of the SMC is the lack of participation by the owners. This is already a serious problem faced by most MCs as there is always a struggle to get people to sit in the management council; therefore it is even more difficult to get people to sit in the subsidiary management council.\n\nIn a nutshell,\n\nStrata living has successfully captured the attention of the authorities but sadly some practical issues still need to be addressed. Perhaps the engagement with stakeholders as well as legislation updates should be done simultaneously. Therefore, strata living in Malaysia is still a work in progress.\n\nChris Tan is a lawyer, author, speaker and keen observer of real estate locally and abroad. Mainly, he is the founder and now Managing Partner of Chur Associates.\n\nIf you have questions that you would like to pose to Chris, please go to the Tips section of www.theedgeproperty.com to pose your questions.\n\nDisclaimer: The information here does not constitute legal advice, please seek professional legal advice for your specific needs.", "CreateDate": "2016-08-08T10:41:14.1", "UpdateDate": "2016-08-08T10:41:14.1", "PropertyURL": "https://farm9.staticflickr.com/8882/28554372950_f63b339ba8_m.jpg" }, { "NewsId": "f42294f6-8890-4502-966b-c02f978d3649", "Title": "Property cooling measures unlikely to be removed before 2017, say Singapore property analysts", "Source": "http://www.theedgeproperty.com.my/content/833575/property-cooling-measures-unlikely-be-removed-2017-say-singapore-property-analysts", "NewsDateTime": "2016-08-08T00:00:00", "Details": "HOMEBUYERS and investors who have been waiting on the sidelines for the government to tweak the property cooling measures before committing to a purchase will have to wait a little longer.\n\n“I think the earliest the property cooling measures could be tweaked will be in 2017 because we have not quite reached the double-digit price correction that the government wants,” says OCBC head of treasury research and strategy Selena Ling. She was speaking at the Real Estate Developers’ Association of Singapore (Redas) property market update seminar on July 12.\n\nMarket speculation was that the property cooling measures could be relaxed soon, especially for borrowing limits on the second or third and subsequent residential property purchases. Hopes were raised after the Monetary Authority of Singapore eased car loans in May, just three years after introducing restrictions in 2013. “However, that does not seem to be the case,” says Ling.\n\nShe also sees developers facing greater pricing pressure owing to the strong supply pipeline and falling demand as a result of the slower creation of new households, an ageing population and tighter manpower policies.\n\nPrice cuts of 5% to 25%\n\nAccording to Redas president Augustine Tan in his opening address, the pipeline of new supply stood at 57,597 for private residential units and 12,077 for executive condos (ECs) as at end-May. Meanwhile, unsold units total 15,000. Developers’ annual new home sales totalled 7,316 and 7,440 units in 2014 and 2015, respectively. The sales reflect a 42% drop from the average sales volume of 17,683 units per year over the three-year period from 2011 to 2013, adds Tan.\n\nRedas estimates that 1,100 to 1,200 unsold units across 17 developments will be hit by Qualifying Certificate (QC) extension charges by year-end. The estimated charges are said to amount to close to S$138 million. About 5,300 units remain unsold in 47 developments. This excludes ECs, where additional buyer’s stamp duty (ABSD) with interest will kick in from end-2016 to 2018. “To move sales, developers have cut prices by 5% to 25% for some of their projects,” says Tan. \n\nHowever, OCBC’s Ling feels that the downside risk in terms of prices is modest. “We have seen activity pick up in the first six months of the year, especially in the prime residential segment owing to the ongoing creative promotions and payment schemes that some developers have rolled out.”\n\nSoft landing?\n\nLing sees the property market heading for a soft landing as interest rates are still relatively low and are expected to stay low for some time. OCBC has adjusted its year-end forecast for the three-month Sibor (Singapore interbank offered rate) to 1.05% and the SOR (swap offer rate) to 0.9%. Ling expects the “lower-for-longer” trend to continue as global uncertainties persist.\n\nAccording to Chua Yang Liang, JLL head of research for Southeast Asia, “there is a lot of hidden value in prime residences in Singapore”. JLL’s basket of prime non-landed homes in Districts 9, 10 and 11 shows that prices have fallen some 20% from 2Q2011. Prime residential prices in Singapore today are 165% lower than those in Hong Kong and 92% lower than those in London.\n\nThe URA 2Q2016 flash estimates show that private residential prices have fallen 9.4% since the peak in 3Q2013. However, the q-o-q price dip of 0.4% is the smallest decline registered over 11 straight quarters of drop. “We think the residential market is close to the trough,” says Chua. “But we can expect minor adjustments in values over the next nine to 12 months, with slight recovery by mid-2017 and a more pronounced recovery after that, depending on the economic conditions then.”\n\nWith residential prices in the Core Central Region and the city fringe area (Rest of Central Region) stabilising, there is less motivation for the government to make any policy changes, adds Chua.\n\nMichael Lim is City & Country deputy editor at The Edge Singapore.", "CreateDate": "2016-08-08T10:29:38.54", "UpdateDate": "2016-08-08T10:29:38.54", "PropertyURL": "https://farm9.staticflickr.com/8709/28223342893_7d3cd59922_m.jpg" }, { "NewsId": "6f0db5a3-d4db-4308-83f4-44cc4323c71a", "Title": "Joint ownership, an easier way to own a house?", "Source": "http://www.theedgeproperty.com.my/content/835230/joint-ownership-easier-way-own-house", "NewsDateTime": "2016-08-08T00:00:00", "Details": "SECURING a mortgage to buy a house is not easy these days as financial institutions continue with their tight lending policies. But your chances of getting the loan approved may be higher if you buy a property through joint ownership.\n\nIndeed we are seeing more people buying properties as joint owners. There are also many so called group property investors in the market, taking advantage of the buying powers of the group to own as many as 10 properties at any one time!\n\nChur Associates managing partner Chris Tan notes that buying homes through joint ownerships has become a trend in Malaysia. “Homebuyers are no longer hunting for properties alone like a tiger but rather in a pack, like lions,” he says.\n\n“Escalating property prices in the past few years has made it more difficult than before for individual middle income earners to buy a property. We may soon see marriage proposals that pop this question ‘would you like to buy a house with me?’ (instead of the usual ‘will you marry me’),” he tells TheEdgeProperty.com.\n\nHe notes that purchasing a house through a joint ownership is the faster route to owning a property as it leverages on the incomes of the joint owners to get a higher margin of financing.\n\n“And if they are young owners, that will allow for a longer tenure and a lower rate of monthly instalments,” he adds.\n\nThere are three main types of joint ownerships: couples (married and unmarried), family members, and friends or investment partners.\n\nTan says every joint ownership has its problems but the best form is through business entities of which unanimous consent is not required and solutions are purely commercially driven and there are no emotions involved in the decision-making process.\n\nVKA Wealth Planners head of financial planning Lawrence Seow emphasises that even though joint ownerships will make house buying easier, one needs to plan ahead before committing themselves into a property purchase.\n\n“If you are not careful and do not think things through, the financial burden will affect all parties of the joint ownership. Most of the time, joint ownerships become relevant if the owners are married couples or those who have strong relationship ties and trust such as parents and siblings,” he explains.\n\nHowever, he notes that if the property is for investment, sometimes conflicts happen as individuals, parents, siblings and relatives have different financial needs and objectives.\n\n“The parents may be looking for short term gains due to their retiring age, while the siblings may want a longer-term investment on capital appreciation to grow their wealth. All this pull and push factors make the investment decision a difficult one to make,” Seow adds.\n\nAs for taxes, the main advantage would be if there was rental yield, where the taxes can be shared equally among the various parties.\n\n“For example, if the retiree does not earn any income, the burden of paying taxes will be lesser compared with one whose income falls under the maximum tax bracket,” he explains.\n\nBoth legal and financial consultants concur that the biggest problem with joint ownerships is there is no one proper exit strategy which could protect the rights of the owners.\n\n“The exit strategy is important. Joint owners must agree on a solution in the event one owner is unable to fulfil an obligation. Basically, we must start with the end in mind to prevent unnecessary dispute in the future,” Tan explains.\n\nWhen there is conflict, it would be difficult to set aside differences and try to remain objective. Thus, the decision-making may not be unanimous and done out of emotional stress.\n\nFor any form of joint ownership, Seow advises the owners to seek legal advice and to sign a formal agreement which contains the terms and conditions to protect their rights.\n\nIn establishing a joint-ownership relationship, he notes that understanding one’s financial needs and plans are important to establish a clear and definite goal, such as expected returns and debt-to-income exposure of the joint owners.\n\n“Without a common objective, it is going to be difficult to weather through the tough times. Joint owners also need to create an exit mechanism in case they are faced with unexpected events such as death, illness, recession, retrenchment or even strained relationships,” he adds.", "CreateDate": "2016-08-08T10:18:47.917", "UpdateDate": "2016-08-08T10:18:47.917", "PropertyURL": "https://farm9.staticflickr.com/8768/28554068490_b109d1abf9_m.jpg" }, { "NewsId": "02fd39be-0370-4b50-bd30-05901acc157e", "Title": "Outsourcing opportunities to boost office demand?", "Source": "http://www.theedgeproperty.com.my/content/835285/outsourcing-opportunities-boost-office-demand", "NewsDateTime": "2016-08-08T00:00:00", "Details": "WITH ample supply of office space and human resource, Malaysia’s capital city of Kuala Lumpur is poised to be one of the more attractive destinations for multinational companies (MNCs) to outsource their operations, says international real estate services firm JLL.\n\nJLL Malaysia managing director YY Lau says Kuala Lumpur remains attractive to MNCs looking to set up outsourcing centres.\n\n“We have a highly educated workforce with a good command of English and other languages. Besides the rental of Malaysia’s office space is one of the lowest in the region,” she tells TheEdgeProperty.com.\n\n“However, our wages may not be the lowest,” she adds.\n\nLau notes that while India and the Philippines may offer more competitive wages, Malaysia provides a niche market for certain outsourcing industries as the country has many young professionals, especially finance and accounting graduates.\n\n“Other factors that encourage strong office space take-up over the medium term include the expected growth of co-working of office spaces, and the increased demand from other sectors like technology and infrastructure development,” she adds.\n\nCo-working refers to shared offices by those self-employed or individuals working for different employers. Besides sharing the working space, the tenants also share facilities such as meeting rooms.\n\nShe says outsourcing services in Malaysia include customer call centres and shared services centres for IT companies, oil and gas companies and financial institutions.\n\nA recent report by JLL titled “The Fourth Industrial Revolution: The Impact on Real Estate in Southeast Asia” published in June, discussed how technological advances are changing the way we work and how they are impacting office demand.\n\nBased on the World Economic Forum (WEF) Jobs report, there will be fewer office and administrative jobs in high-income cities, but a gain in employment in emerging markets due to economic growth, outsourcing and the rise of the middle class.\n\nThe JLL report notes that outsourcing will be the main contributor to office demand in emerging markets while office net absorption in developed markets will be reduced.\n\nTechnological advances such as mobile internet, automation and cloud computing will further enhance companies’ ability to implement outsourcing, flexible working and co-working, says Lau.\n\nThey could outsource work to regions such as Southeast Asia (SEA) in the next five years and new locations could emerge, she adds.\n\n“While office demand growth globally has slowed after the global financial crisis, SEA has bucked the trend, with demand growing 20% faster,” the report notes.\n\nJLL expects office demand in SEA to grow at 6% annually till 2020 amid an economic growth of 5% and rise of outsourcing. “We see strong growth in Manila and Kuala Lumpur. We expect demand for office space to be strong with growth at 6% per annum in Kuala Lumpur between 2016 and 2020”, it adds.\n\nAlthough demand for offices from oil and gas companies could weaken due to low oil prices, JLL foresees that the financial services, technology and business services industries are likely to pick up the slack.\n\n“We see large-scale developments going on in both the KL Central Business District (CBD) and decentralised areas,” Lau says.\n\nShe notes that decentralisation of office locations has taken place in recent years and tenants in the technology sector are looking at offices outside the KL city centre.\n\n“This trend will continue over the next five years with improved connectivity and better infrastructure within the Klang Valley,” she explains.\n\nMarket remains challenging\n\nThe supply glut of office space in Kuala Lumpur, however, remains a concern. “The Kuala Lumpur office market continues to be challenging as there is a concern of oversupply,” Lau says.\n\nShe estimates that close to seven million sq ft of office space is expected to come onstream in the KL city centre in 2019 with the vacancy rate rising to over 20% from 2019 onwards.\n\nDue to oversupply and uncertainties in the economy, rental growth over the medium term will be limited. However, she stresses that rental growth in different submarkets may differ.\n\nFor example in the prime fringe areas of Kuala Lumpur (KL Sentral, Mid Valley and Damansara Heights), rental growth in recent years has been strong compared to those in the city centre due to the decentralisation of office space.\n\n“We expect this trend to continue over the medium term as infrastructure projects roll out and further provide better connectivity to fringe areas,” she adds.", "CreateDate": "2016-08-08T10:09:36.767", "UpdateDate": "2016-08-08T10:09:36.767", "PropertyURL": "https://farm9.staticflickr.com/8887/28222997763_fe81e2d566_m.jpg" }, { "NewsId": "b4cf4801-1c3a-48be-9d58-b132076d76d6", "Title": "Spotting signs of a property bubble, 3 points (updated)", "Source": "https://kopiandproperty.com/2015/05/15/signs-property-bubble/", "NewsDateTime": "2016-08-08T00:00:00", "Details": "On and off, there are comments on Facebook which predicted that Malaysia’s property bubble is about to burst. Currently, the most popular prediction is that of Iskandar. Actually, the main reason for all the cooling measures by Bank Negara Malaysia (BNM) is to contain any dangers of property bubble building up. So, do you want to know how to spot a bubble? Actually, there are always some warning signs before a huge bubble starts to form. In fact, it may be easier for you to spot it than to listen to all the conflicting opinions today. Let’s look at three prominent signs for a property bubble.\n\n1. Sharp and continuous house price increase\n\nIf prices are increasing or even doubling in say 3-4 years, this is considered extremely sharp. Imagine a RM300,000 property suddenly become RM600,000 in 4 years? There is just no way that your salary would be able to catch up. Two years ago, the property prices in Malaysia was ranked top 12 in the world in terms of price increase. Read here: ‘12th Highest Growth in the world‘ In terms of changes for the past 10 years, it clearly shows that the prices has indeed been rising but has not shown any sharp increases for the past few years, except for certain segments in certain locations. Overall basis, I think not yet.\n\n2. Affordable choices availability\n\nThis is extremely important. Imagine you are earning RM3,000 and every single property in Klang Valley is priced RM500,000 or higher. Would you be able to buy any property at all? Fortunately this is not the case. I do not want to go into the low cost flats but if we go online to any property websites like PropertyGuru.com.my or Iproperty.com.my, we could see that even at the lower range of below RM300,000 there are still many choices. Thus, in terms of availability of affordable properties even if its not at a hotspot, at this point in time, we are considered safe. We do not need to look very far, just compare to Singapore. Singapore government has undertaken many more cooling measures than Malaysia. Yet, the prices of HDB Flats of 1,000sf or higher, even at the fringes are hitting S$400,000 or higher. Please do not say Singaporean earns more. Number to number, their engineers earn the same as engineers in Malaysia. This can be verified easily online as well.\n\n3. Bad Debts?\n\nIf the non performing loans in the banking sector starts to increase at a fast rate or has been increasing for the past many years, I think we ought to be worried that perhaps it is no longer safe buying ever higher priced homes. Perhaps a lot of people are now unemployed and thus not able to repay their mortgage, causing their debts to become non-performing loans. If we refer to the chart by Worldbank, for Malaysia, in particular, this is not yet happening. In fact, the total non-performing loans continue to decrease.\n\nDo note that there are no guarantee that all these signs may not suddenly deteriorate if something unforeseen happens. For example, another huge collapse of the banking system in Europe or US? Everyone should know that Greece economy is on the verge of financial crisis today. If you always monitor these three important signs, there is no need to listen. You know the answer. Happy watching and please report if you find anything huge happening.", "CreateDate": "2016-08-08T09:09:37.35", "UpdateDate": "2016-08-08T09:09:37.35", "PropertyURL": "https://farm9.staticflickr.com/8638/28222122573_657a295d4a_m.jpg" }, { "NewsId": "157f0167-e1ad-452d-bd35-330da99301db", "Title": "Penang mulls cap on pre-war building rental hikes to 20% over 4 to 5 years, says CM", "Source": "http://www.theedgeproperty.com.my/content/835476/penang-mulls-cap-pre-war-building-rental-hikes-20-over-4-5-years-says-cm", "NewsDateTime": "2016-08-06T00:00:00", "Details": "PENANG (Aug 5): Penang is mulling a cap on rental hikes in pre-war buildings to 20% over a period of four to five years, in contrast with more exorbitant hikes of 100% to 200% observed in recent times, said Penang chief minister Lim Guan Eng at the Penang International Property (PIP) Summit conference today.\n\n“We are not saying that the rental rates will be frozen… what we are saying is that you [the landlords] can increase your rent, but it must be increased based on the current market value. Not by 100% to 200%. That one cannot,” he said in his luncheon address.\n\nLim stressed that the policy is still being discussed and that the proposed rate is just a suggested rate, as the state is still at the early stages of researching the feasibility of introducing rental hike regulations.\n\n“The state government has assigned the state executive councillor cum chairman, state housing committee, Jagdeep Singh Deo to facilitate on the legal aspect [of the policy], while senior state executive councillor Chow Kon Yeow will handle and engage with the public [for their feedback],” Lim said.\n\nHe stressed that the state government has to preserve the city’s living heritage — ie the families and hawkers occupying the inner city of George Town — to ensure that they are not forced to move out due owing to high rentals.\n\n“We do not want the pre-war buildings to become an empty shell of a museum,” he added.\n\nLim hoped that stakeholders will express their support for this policy.\n\nThe defunct Rent Control Act 1966 had limited rents of buildings built before 1948, with some buildings being rented for as low as RM60.\n\nThe Act was repealed in 1997, and following a period of adjustment until 2000, rents increased to about RM500 per month.\n\nHowever, following George Town’s inscription as a world heritage site, rents have soared to between RM3,000 and RM10,000.\n\nMeanwhile, speaking on the outlook of the property market in Penang, Lim stressed that the people of Penang should continue to have confidence in the state.\n\n“The policies under my leadership will continue. The projects which we have taken — may it be concerning the under sea bed tunnel or the Penang Transport Master Plan, will proceed,” Lim noted.\n\n“When the market recovers, we [Penang] will bounce back quickly and better than other states. We see the property sector not as a speculative bubble, but [instead, we] will see a healthy and sustainable growth,” he concluded.", "CreateDate": "2016-08-06T09:22:45.747", "UpdateDate": "2016-08-06T09:22:45.747", "PropertyURL": "https://farm9.staticflickr.com/8692/28178349153_03643a1317_m.jpg" }, { "NewsId": "3995abc0-8c5c-457c-9944-951ae921aeb2", "Title": "Penang to review contribution costs for developers", "Source": "http://m.themalaymailonline.com/malaysia/article/penang-to-review-contribution-costs-for-developers", "NewsDateTime": "2016-08-06T00:00:00", "Details": "GEORGE TOWN, Aug 5 — Penang plans to review the contribution costs imposed on property developers in efforts to bring down development costs.\n\nState executive councillor Jagdeep Singh Deo said the state is in the midst of finalising the review of the contribution costs.\n\n\"We are considering a fixed rate in imposing the contribution costs instead of using a formula,\" he said in a press conference today after the Penang International Property Summit Conference mid-term review here.\n\nContribution costs are charges developers have to pay local authorities in lieu of public amenities or low cost housing requirements.\n\nOver the past few years, Penang developers have raised concerns over increasing development costs, attributing it to contribution costs amongst other costs that may have contributed to increasing housing prices in the state.\n\n- See more at: http://m.themalaymailonline.com/malaysia/article/penang-to-review-contribution-costs-for-developers#sthash.FfwpCe1L.dpuf\n\nOther development costs included rising prices of materials and the depreciation of the ringgit.\n\nJagdeep said the state may not be able to reduce the contribution costs, but it will review the formula so that it is fair for all developers.\n\n\"The state is always open for consultation and engagement with all parties and this decision is the result of engagement with the developers who had raised the issue with us,\" he said.\n\nDuring the whole day event, other important issues such as the proposed Rent Control Act and Penang Transport Master Plan were also discussed.\n\n\"This is the first public engagement with stakeholders on the proposed Rent Control Act after it was suggested by the chief minister,\" Jagdeep said.\n\nHe said the state will continue engaging with stakeholders and gather more data on the proposed act.\n\n\"We are not rushing into this. George Town World Heritage Inc is conducting workshops and surveys on it and on my side, I'm working on the legality of it,\" he said.\n\nHe hoped that they will be able to have a full picture of how to implement it by the end of the year.\n\nThe proposed Rent Control Act is to ensure that house owners do not increase their rent indiscriminately, he said.\n\nHe stressed that the Act was not to reduce rental rates to pre-war rates, he said.\n\nPenang Chief Minister Lim Guan Eng proposed the Rent Control Act as a measure to protect existing residents of prewar houses within the heritage zone from being evicted due to sudden increase of rental rates by between 100 and 200 per cent.\n\nLim had earlier today in his luncheon address here suggested that rental increase be capped at a maximum of 20 per cent after four to five years.\n\n- See more at: http://m.themalaymailonline.com/malaysia/article/penang-to-review-contribution-costs-for-developers#sthash.FfwpCe1L.dpuf", "CreateDate": "2016-08-06T09:20:57.483", "UpdateDate": "2016-08-06T09:20:57.483", "PropertyURL": "https://farm9.staticflickr.com/8475/28761530806_f6073232bc_m.jpg" }, { "NewsId": "12bf43f1-8904-4791-aef9-c3e5c1f758fb", "Title": "稅局：售賣商用產業 超過200萬須繳GST", "Source": "http://www.chinapress.com.my/20160222/%E7%A8%85%E5%B1%80%EF%BC%9A%E5%94%AE%E8%B3%A3%E5%95%86%E7%94%A8%E7%94%A2%E6%A5%AD-%E8%B6%85%E9%81%8E200%E8%90%AC%E9%A0%88%E7%B9%B3gst/", "NewsDateTime": "2016-08-05T00:00:00", "Details": "（吉隆坡22日訊）關稅局副總監拿督蘇柏馬廉證實，該局是在基于公平落實消費稅原則下，決定修改商用產業消費稅指南，凡售賣市價超過200萬令吉的商用產業或商業土地，也必須徵收消費稅。\n\n他說，根據早前的指南，只有業主在銷售第3間商用產業時，才需向該局註冊消費稅，可是該局發現許多業主在政府落實消費稅前，已“大量”購買商用產業，之后再藉由這措施，故意提高產業售價牟利，因而做出上述決定，以便公平對待各階層人士。\n\n“目前我們無法掌握數據（牟利業主），但上述決定，絕對是為了公平落實消費稅，包括維護買主，同時也不要讓這些業主有機可趁，從中牟利。”\n\n蘇柏馬廉今日接受《中國報》電訪時說，任何商用產業的售賣價超過200萬令吉，無論是一間還是兩間，一律都得向關稅局登記消費稅，否則將會遭到該局執法組取締。\n\n許多人不知\n\n他說，該局得知目前還有許多人不曉得有關更改，暫時還在給予人民有關方面的諮詢，因此希望有疑問的民眾，可前往關稅局詢問。\n\n“我們仍然會展開執法，取締不願註冊的業主，我們也希望執行買賣產業的律師告知其客戶，而購買產業者也應該知曉有關消費稅事宜。”\n\n關稅局是在去年10月28日修改4/2014年“總監決定”（Director General’s Decision）項目6，即個人供應商業產業，並新增一項條件，即任何人提供市價超過200萬令吉的商用產業或土地，都須註冊消費稅。\n\n延遲註冊者可面對最少1500令吉，至不超過2萬令吉的罰款。\n\n詳情可電郵關稅局gstsector3@customs.gov.my或致電03-88822111進一步瞭解。\n\n買者可索回進項稅\n\n蘇柏馬廉指出，購買商用產業的人士，不要認為承擔了消費稅，是一項“損失”，因只要買主是因商業用途購買商用產業或地段，就可以向關稅局索回進項稅（Input Tax），因此無需擔憂。\n\n“我們也知道業主的另一項擔憂，就是一些買主或不繳付這消費稅，導致‘無辜’的業主陷入兩難。”\n\n消費稅主要分為進項稅及銷項稅（Output Tax）；商家（買主）在採購物品或服務（產業）時必須支付進項稅，也可索回，（買主）在銷售物品或服務（產業）給客戶時征收銷項稅。\n\n詢及關稅局是否會追討之前商用產業交易的消費稅一事，蘇柏馬廉聲稱，由于新指南從去年10月28日後才生效，因此去年4月1日消費稅落實後首7個月的相關產業或土地交易，不受限制。\n\n他說，該局會通過審計方式，追討回去年11月至今年2月期間脫售的產業，並要求業主註冊為消費稅商家和追回消費稅款項。\n\n他希望業主盡快與關稅局聯繫，避免延誤註冊消費稅，而遭到該局罰款。", "CreateDate": "2016-08-05T17:37:12.69", "UpdateDate": "2016-08-05T17:37:12.69", "PropertyURL": "https://farm9.staticflickr.com/8618/28494794620_f1a0727ac9_m.jpg" }, { "NewsId": "39a194a1-b608-44f9-9e0d-3d3cf7e195dd", "Title": "市况不景‧申贷不易‧产业便宜卖？", "Source": "http://www.sinchew.com.my/node/1547375/%E5%B8%82%E5%86%B5%E4%B8%8D%E6%99%AF%E2%80%A7%E7%94%B3%E8%B4%B7%E4%B8%8D%E6%98%93%E2%80%A7%E4%BA%A7%E4%B8%9A%E4%BE%BF%E5%AE%9C%E5%8D%96%EF%BC%9F", "NewsDateTime": "2016-08-05T00:00:00", "Details": "一些产业的业主愿意降低要价，除了以上提及的原因，也因为产业买家近年来，在申请产业贷款时，面对更严苛的审批程序，业主为加大其待售单位的吸引力，惟有选择降低要价水平。\n\n今天，金融机构如商业银行、保险公司等，在向贷款申请者要求的文件当中，除了以往大家熟知的需要最新的3个月薪水单、雇主的认证文件、所得税申报或缴税单，还包括申请者的公积金结存表，假如申请者条件不大理想，尚需要有银行储蓄，或是单位信托、股票投资等文件的辅助。\n\n在过去，金融机构一般不会向贷款申请者要求公积金储蓄的结存资料，看来贷款的审批程序并没有放松，依然保持在之前的严谨状态，商业银行要确保对贷款申请者百分百有信心，包括他们从事的行业、在哪一个领域任职等等。\n\n自雇人士如何为申贷加分？\n\n对于自雇、公积金储蓄不多的人士，如何为自己的贷款申请加分，这确实是一大考验，有些自雇人士加入就业市场不久，自己出来创业，过后可能没有即时按月缴纳公积金，因而公积金储蓄并不多。\n\n不过，对自雇人士而言，他们比较占优势的是，摊还贷款分期的年数可以拉得比较长，毕竟他们不受60岁退休雇用条例的约束。\n\n另外，金融机构提供给申请者的贷款的幅度，依然没有放宽，即使是第一次购买房屋者，准备领取较高比例贷款，例如额度在90%并不容易。\n\n高档及非有地房产挑战大\n\n大马亨利行在最新房地产市场报告指出，大马住宅房产市场2016年首季的表现，保持在“慢热”状态，不过住宅房屋市场的价格浮动，预计不会出现很大差异。\n\n屋价过高无法申贷\n\n报告指出，高档及非有地房产的住宅单位将面对相当大的挑战，随着国内的房屋市场处于平淡状态，本地发展商在2016年将推出更多低于50万令吉的房屋计划，以吸引更多本地人购买。\n\n亨利行的房地产分析报告指出，贷款问题是困扰大马国人购买房屋的主要因素，私人发展商所销售的房屋，大部份因屋价过高，无法取得银行的贷款，因而冲击该领域的发展。\n\n大马政府为了达到“居者有其屋”目标，在2016年财政预算案中宣布拨款2亿令吉，以进行房屋部与地方政府部所提供的首间房屋贷款头期付款计划。\n\n另外，假如政府能克服马币贬值及波动的问题，同时通过各种计划提振经济发展，那么房地产业市场有望避开冲击。\n\n报告补充，受到国际原油价格下跌、马币汇率持续贬值等因素，导致大马房地产市场在2015年受到相当大程度的冲击。\n\n与此同时，由于马币汇率波动及贬值，高档及非有地房产受到很大的挑战，导致国外投资者普遍不愿意在大马置产。\n\n报告指出，大马经济受国内外因素的冲击，政府将2016年的经济成长预测，下调至4与5%之间，这项预测比2015年的表现较为逊色。\n\n槟柔房地产投资最受影响\n\n严格来说，2015年的大马房地产市场，受到政府在年初落实消费税政策的影响，导致投资者保持“静观其变”的心态。\n\n这也使大马房地产在2015年首季，与2014年同期相比，出现显著下跌迹象，其中槟城及柔佛的房地产投资受影响最大。\n\n报告引述全国产业资讯中心最新的数据，显示我国在2015年房屋市场的整体表现下跌了2.6%，本地私人界发展商所面对的最大问题，部份原因是政府的政策带来的约束，更大的是消费者无法取得银行贷款，这才是发展商面对的主要问题。\n\n许多发展商提出银行和政府放宽房屋贷款的要求，例如为首次购屋提供发展商承担利息优惠等建议，坦白说，发展商在兴建期间的2、3年里，为购屋者提供的承担利息计划，豁免利息的辅助，基本上减轻首次购屋者的经济负担。\n\n报告补充，假如政府能接纳发展商所提出的放宽房屋贷款申请条件，这样就能在全新的一年内，协助刺激大马房屋市场的发展。\n\n“假如政府能提供更多的补贴，协助发展商减少成本的问题，将能让发展商推出更多价廉物美的房屋计划，在上述计划下，政府将为首次购买房屋者、提供购买可负担房屋的首期款援助，并将有助于低收入的大马人购买房屋。”\n\n经济学家看法\n资金持续外流\n产业身受其害\n\n经济学家李兴裕针对经济与本地产业市场，发表其看法时指出，马来西亚从2014年第三季开始，连续5个季度面临资金外流的问题，对本地经济与产业市场，造成程度不一的冲击。\n\n李兴裕：冲击程度不一\n\n他说，从图表数据，可以看出本地资金外流的情况。\n\n另外，利率偏高、劳工市场及收入成长疲弱，也导致银行领域面对不稳定风险，生活成本升高，已开始影响负债水平较高的贷款者。\n\n国家银行在这之前的贷款指南，促使消费者的贷款成长率适度成长，住宅产业的购买相应减低。\n\n李兴裕补充，我国的家庭债务虽然适中，不过仍属于偏高水平，银行在发放贷款之前，继续维持严谨的审核程序，贷款申请的驳回比例保持偏高，几乎介于半数的水平。\n\n严格来说，大马在面对外界冲击时，仍未能免疫，与1997-1998年比较，我国经济与资金市场相对较为开放和自由，决策者也从1997-1998年的亚洲金融危机吸取经验和教训，避免再次发生金融危机。\n\n马币贬值影响层面大\n\n无论如何，资金外流、美元汇率强劲，中国经济成长放缓，这些都是严峻的挑战；马币兑美元汇率自2013年以来，累积贬值31.5%，单单2015年就贬了18.5%。\n\n马币兑美元汇率贬值影响层面有几个，其一：本地国民认为货币与经济前景不乐观，选择静观其变，握有现金比较妥当，其二：马币兑其他外汇贬值，应该将资金投入产业市场，因为马币贬值后，产业市场未必看淡，特别是新建的产业，很有可能因为建筑材料涨价酝酿上涨，日后价格不跌反升。\n\n另外，一些海外投资者可能也因为马币汇率贬值，考虑在本地置产与投资，他们的货币在兑换成马币后更好用，除非是他们对本地的经济与产业前景缺乏信心。\n\n马币兑美元汇率在2015年杪接近4.30的水平，2016年1月开始稍微上扬，至少避开了继续下跌的风险，以下数据排表可以看出马币兑美元汇率过去几年的水平，其中在2010年至2012年，那几年是马币兑美元表现较强稳的几年，恰好也是大马房地产市场交易热络、价格坚挺及往上升的几年。\n\n马币不只是兑美元汇率下跌，兑英镑、韩元、人民币、新元、泰铢和菲律宾比索等货币的汇率皆下跌；我们从马币贬值因素延伸到产业市场的走势，主要这是其中一项影响经济、市场运作，也是一项无法撇开的关键因素。\n\n产业顾问看法\n售价虽降\n仍有赚幅\n\n针对业主要降价，以让产业市场恢复买气的问题，业界顾问、产业经纪普遍认同这是目前市场存在的现象。一些卖主愿意降低要价，其中有些是一手产业的买主，当年向发展商购买时，价格介于偏低水平，尽管如今降低要价，依然有相当不错的赚幅。\n\n举个例子，假设当初10年前购买时大约25万令吉，如今挂价68万令吉，可是，市场买气欠佳，卖主最终将成交价降低至58万令吉，虽然减了10万令吉，可是，与他当初购买的价格相比，仍有可观赚幅。\n\n降价3大情况\n\n屋主愿意降低售价，一般有几种情况：其一屋主需要现金周转，例如用来装修房屋，或是作为生意上的资金，其二：产业的位置较为逊色，假如楼层比较矮、景观没这么理想。\n\n第三：房屋因为长期出租给上班族或是学生，由于长年缺乏保养，屋况并不理想，买主需要一笔钱来整修，假如卖主不降低要价，想要成功脱售并不容易。\n\n包久武：产业价料不大幅调低\n\n友联产业经纪公司总经理包久武说，2010至2013那几年产业价格一再走高，接下来政府、国家银行先后推出冷却产业市场措施，虽然对产业交易、市场走势产生抑制作用，可是，也造成一些人难以实现购屋梦想。\n\n尽管产业市场稍微降温，但是由于过去几年，一些地区的产业价格翻倍上涨，以致售价已介于偏高水平，尽管少数业主愿意降低要价，但对大多数人来说，价位依然超出许多人的购买力，当然，产业售价可以调低至10%者仍属于较少数。\n\n除非整个大环境、经济前景极为看淡，产业价格才可能大幅调低，本地产业市场介于这样的阶段，应该是较多人准备脱售产业，放眼移居海外的时候。无论如何，现阶段财务能力许可的人士，或许可以探讨购买优质产业单位。\n\n长远来说，产业仍是可以选择的投资工具，特别是位于理想地点、数目不多、鲜有业主愿意脱售的房产。\n\n邓志明：打房冲击新屋销售\n\n亨利行产业顾问公司首席营运员邓志明表示，冷却产业市场的措施，造成贷款申请被驳回、产业发展商新屋销售偏淡的局面。\n\n他说，2015年首11个月，与前期比较，各类型产业的贷款获批减少2%，可是，住宅产业贷款获批的比例则下跌13.6%。\n\n由于这个因素，尽管产业购兴持稳，可是，成交的比例偏低，主要是申请贷款被驳回的比例偏高，一些发展商选择延迟推出新房产计划，如此一来，买家的选择反而少了。\n\n另外，新房产单位的面积相应缩小，以便让产业单位的价格比较容易负担，发展商被迫提供回扣、降低首期付款、提供简易付款配套，以吸引产业购买者。\n\n他补充，在转手产业市场，共管公寓、普通公寓的要价与敲定交易价已相应降低，以恢复到比较合理的水平，预料这样的趋势将持续一段时候。", "CreateDate": "2016-08-05T14:08:05.23", "UpdateDate": "2016-08-05T14:08:05.23", "PropertyURL": "https://farm8.staticflickr.com/7704/28161876273_cb96967578_m.jpg" }, { "NewsId": "1be082ae-cd6d-4f09-bd1d-85fcc9bde6ba", "Title": "完善法规‧提升分层产业管理素质", "Source": "http://www.sinchew.com.my/node/1547402/%E5%AE%8C%E5%96%84%E6%B3%95%E8%A7%84%E2%80%A7%E6%8F%90%E5%8D%87%E5%88%86%E5%B1%82%E4%BA%A7%E4%B8%9A%E7%AE%A1%E7%90%86%E7%B4%A0%E8%B4%A8", "NewsDateTime": "2016-08-05T00:00:00", "Details": "目前，在大马半岛大约有1万5000座的分层产业大厦，提供我国大约30%城市人口住所，产业市场走势放缓，预料将维持一段时间，在当前的市况，产业管理得好与否，更显得重要，管理得好有望增值，反之则会出现相反的情况。\n\n努力推动\n产业大厦管理人理事会\n\n产业大厦管理人如今可以向大厦行政长官登记，城市和谐、房屋与地方政府部正努力成立产业大厦管理人理事会（简称BBM），此举将让产业大厦管理人从法律的角度、合法执行任务。\n\n较早前，马来西亚大厦管理协会（BMAM）呼吁城市和谐、房屋与地方政府部设立产业大厦管理人理事会，以便正规的法定标准与运作可以合理化，进而提供一体化的服务素质。\n\n马来西亚大厦管理协会会长丹斯里曾福传表示，希望产业大厦管理人理事会能尽快设立。\n\n另外，2013年分层产业管理法令、2015年6月1日生效的2015年分层产业管理（维修与管理）条例，属于城市和谐、房屋与地方政府部的管辖范围。\n\n在2015年6月1日生效的分层产业管理法令，产业管理公司开始采纳新观点，此外，大马专业产业管理人协会会长沙古南提醒业主，在新法令与条例下拥有的权益，并按照法令行事。\n\n一项分层产业完工后，发展商通常是第一位产业管理人，如今他们需要在买卖合约里，依个别项目、列出将征收的服务费，法令也针对水管漏水的问题有更明确的诠释。\n\n分层产业管理仲裁庭\n扩大业主保障\n\n在修订后的条例也说明，必须存入发展计划建筑成本的0.5%，做为移交房屋后，修补共用空间问题的开销；此外，也成立了分层产业管理仲裁庭，给予业主更好的保障，包括惩罚不合作的产业业主，例如拖欠管理与服务费，以及管理与维修储备金的支付。\n\n另一方面，假如出现争议，问题将提交大厦行政长官处理，除此之外，发展商也需在高耸产业大厦的共用空间设立办事处，同时，在移交新屋给产业买家后的12个月，必须召开常年大会。\n\n在二手市场，业主也必须了解修订后法令的一些细节，与此同时，新法令也让那些没有和估价师理事会登记者，执行产业管理事务及收取相关费用。\n\n不过，没有向估价师理事会登记者，必须支付联合管理机构（JMB）或管理公司（MC）相等于服务供应商收取一年的管理费，这笔资金最少5万令吉，作为履行专业责任与提供公共保障。", "CreateDate": "2016-08-05T13:44:02.853", "UpdateDate": "2016-08-05T13:44:02.853", "PropertyURL": "https://farm9.staticflickr.com/8729/28158909064_6681ff161d_m.jpg" }, { "NewsId": "86b32284-f39c-4f2b-899f-ef6083ae9f6d", "Title": "郑国球：免加重业者负担．应暂缓调涨商业水费", "Source": "http://www.sinchew.com.my/node/1547714/%E9%83%91%E5%9B%BD%E7%90%83%EF%BC%9A%E5%85%8D%E5%8A%A0%E9%87%8D%E4%B8%9A%E8%80%85%E8%B4%9F%E6%8B%85%EF%BC%8E%E5%BA%94%E6%9A%82%E7%BC%93%E8%B0%83%E6%B6%A8%E5%95%8", "NewsDateTime": "2016-08-05T00:00:00", "Details": "（马六甲17日讯）怡力州议员郑国球表示，甲州水务公司从今年1月起调整商业用户最低收费，而截至5月，该公司每月增加320万令吉收入。在经济不景当儿，他请水务公司体恤人民，检讨有关措施。\n\n他说，商业用水从原本最低收费20令吉调整至25令吉，加重业者负担，尤其如今百物涨价，产业税、电费、汽油都陆续涨价，政府应该认真检讨，暂缓调涨，一直到经济好转为止。\n\n他今日召开新闻发布会指出，根据最近的甲州议会回答指出，甲州各单位的水费是在获得内阁通过下，于去年4月21日正式调涨，但是商业单位用户的水费则于今年1月1日开始调整。\n\n虽然如此，他表示，很多业者都还不知道水费调张，一直收到水费单时才惊觉。\n\n“在经济不景气之时，政府理应减少人民的负担，而不是在人民的伤口上撒盐，让人民苦上加苦。”\n\n他说，马六甲拉也及双岛城一带的商业单位仍有很多空置着，生意没得做，负担却增加。\n\n水务公司增320万收入\n\n他指出，水务公司在调张收费后，今年5月为止已经增加了320万令吉的收入，或等于21.6%，他促请有关公司善用款项提升服务，包括解决多个地区面对水压低的问题。", "CreateDate": "2016-08-05T13:27:20.797", "UpdateDate": "2016-08-05T13:27:20.797", "PropertyURL": "https://farm8.staticflickr.com/7495/28776026175_c541679741_m.jpg" }, { "NewsId": "22233ef0-dc98-4c3c-9020-7a7dccfa3b36", "Title": "产业股逼近危机水平‧遭低估‧可逐步复苏", "Source": "http://www.sinchew.com.my/node/1548340/%E4%BA%A7%E4%B8%9A%E8%82%A1%E9%80%BC%E8%BF%91%E5%8D%B1%E6%9C%BA%E6%B0%B4%E5%B9%B3%E2%80%A7%E9%81%AD%E4%BD%8E%E4%BC%B0%E2%80%A7%E5%8F%AF%E9%80%90%E6%AD%A5%E5%A4%8", "NewsDateTime": "2016-08-05T00:00:00", "Details": "（吉隆坡19日讯）受国内产业市场低迷冲击，产业股估值如今直逼危机时水平，反映投资者对产业供应过剩、可负担问题和借贷不易等利空因素的担忧；不过，联昌研究估计产业销售未来可逐步复苏，产业股基本面已被市场低估。\n\n联昌研究指出，虽然其追踪的产业股今年至今整体上涨3.7%，是跑赢大市的股类，但估值却仍处于相对便宜，整体预计仅以账面值的0.8倍交易，对比过去10年平均1.16倍，折价达30%，距离2008年次贷风暴时的0.7倍谷底也已不远。\n\n“尽管市场担忧产业买气低迷降冲击发展商赚幅，首季业绩却显示发展商毛赚幅仍持稳在30%水平，税前赚幅则下跌3%，但主要是受工作进度放缓影响，并非销售和广告开销上扬。而且，发展商业绩整体仍符合预期。”\n\n发展商首季销售跌14.7%\n\n销售而言，联昌研究指发展商首季销售按年下跌14.7%。除UOA发展（UOADEV，5200，主板产业组）和绿盛世（ECOWLD，8206，主板产业组）分别取得16.2%和1.1%销售成长外，所有发展商销售都下滑，跌幅介于21.4%至41.2%不等。\n\n联昌指出，市场买家士气早前受消费税、政治动乱和马币贬值等负面因素影响，造成买气低迷，但随这些不利消息逐渐散去，市场情绪应该能够复苏，让产业需求受惠。\n\n不过，该行直言产业销售复苏情况料不规律，未来几年看好大众和城镇类型产业销售料领先高级和高楼产业，毕竟前者供应相对不足。\n\n商用产业前景看淡\n\n联昌说，UOA发展、绿盛世、实达集团（SPSETIA，8664，主板产业组）、马星集团（MAHSING，8583，主板产业组）和林木生集团（LBS，5789，主板产业组）等发展商，目前都握有可打造成大众产业或城镇的大型地库在手，若配合行销策略和产品，未来几年销售可望领先其他发展商。\n\n商用产业方面，联昌的看法则相对悲观，认为办公产业租用率去年下滑了1至2%，而在经济展望欠佳之际，企业可能也不愿意收购新办公产业，巴生河流域地区商用产业供应依然过剩。\n\n“此外，虽然市场持续谈论产业买家如今不易取得抵押贷款，但若以贷款申请数量的批准率计算，今年首两个月的批准率其实高达80%，毕竟对银行来说，抵押贷款仍是相对安全的贷款类型，呆账率只有1.1%。”\n\n下半年盈利可期\n\n财务角度来看，联昌表示除UOA发展外，其追踪的发展商目前掌握的未入账销售，都在2015年营业额的1.5倍以上，意味下半年和2017年的盈利能见度依然清晰。\n\n而且，多数发展商都拥有强劲的资产负债表，如UOA发展是净现金地位，马星净负债率则低至9%，实达、UEM阳光和林木生集团负债率则分别为23%、30%和41%，处合理水平。\n\n“绿盛世负债率为55%，但相信会随购地活动而继续走高。不过，其负债率料保持在可管理水平，因其现金流将获45亿令吉的未入账销售支撑。”\n\n此外，国家产业信息中心（NAPIC）数据显示，过去几年的房市好景使截至今年3月的新住宅产业供应量达创纪录的92万5384单位，占现成产业量18.7%，高于过去10年平均14.5%，若经济状况继续不佳，新供单位可能有被拍卖的风险，让市场涌现空置单位。\n\n不过，联昌补充紧急抛售风险却相对低，因为受过去几年新屋竣工数量偏低，及积压买气仍强劲所限制。\n\n整体来看，联昌总结说产业股虽欠缺催化剂，没有充足条件可刺激产业销售出现强势复苏，但因股票估值偏低，建议投资者勿忽略特定产业需求仍强劲的事实，发展商仍有许多推动销售成长的机会；而且，估值偏低也限制了发展商的下行风险。\n\n有鉴于此，联昌重申产业领域“超越大市”评级不变。\n\n联昌在产业领域的首选是绿盛世，主要看好该公司估值便宜和盈利成长潜能强大，目标价1令吉75仙；另外，马星集团也获联昌调高投资评级至“加码”，目标价则调高至1令吉75仙，以反映地库估值走高。", "CreateDate": "2016-08-05T13:22:06.787", "UpdateDate": "2016-08-05T13:22:06.787", "PropertyURL": "https://farm9.staticflickr.com/8590/28670853462_3d026db703_m.jpg" }, { "NewsId": "09a155c7-8a8d-4490-8027-2a96780b885e", "Title": "Mida, GreenTech introduce tax allowances to encourage businesses to go green", "Source": "http://www.theedgeproperty.com.my/content/834812/mida-greentech-introduce-tax-allowances-encourage-businesses-go-green", "NewsDateTime": "2016-08-05T00:00:00", "Details": "PETALING JAYA (Aug 5): The Malaysian Investment Development Authority (Mida) and Malaysian Green Technology Corp (GreenTech Malaysia) have teamed up to introduce investment tax allowance (ITA) for the purchase of green technology equipment or assets. They have also introduced income tax exemption (ITE) for green technology service providers.\n\nIn a statement yesterday, Mida said the incentives will be valid until end-2020. They are aimed at catalysing green technology investment and adoption among businesses and service providers as well as to encourage certified green technology product purchase, it said.\n\nThrough the tax allowances and exemptions, sectors such as renewable energy, energy efficiency, green buildings, data centres, waste management and electric mobility are encouraged to use green technology.\n\nMida chief executive officer (CEO) Datuk Azman Mahmud said incentivisation plays a pivotal role in unlocking the full potential of the green technology industry.\n\n“The introduction of these incentives, which cover a wide spectrum of areas, namely energy, transportation, building, waste management and green support services, will pave the way for greater expansion in the sector.\n\n“This will also contribute positively towards achieving sustainable growth in Malaysia,” he said.\n\nAzman added, “We would like to encourage more companies to implement greener practices by generating energy from renewable energy sources, installing energy-efficient equipment and decreasing their waste through various recycling initiatives with the ultimate aim of reducing greenhouse gas emissions,” he added.\n\nAccording to Mida, the 100% ITA is specifically for qualifying capital expenditure incurred on green technology projects or the purchase of green technology assets listed under the GreenTech Malaysia’s MyHIJAU — Malaysia’s Green Recognition Scheme — directory.\n\nTo be eligible for ITA, companies must minimise the environment degradation or reduce greenhouse emissions, promote environmental health and improvement, conserve energy and/or other forms of natural resources, promote renewable energy (RE) usage or are able to recycle waste material resources.\n\nWhile for the 100% ITE, businesses will have to have at least one competent or qualified personnel in green technology, incorporated a green policy related to the environment or sustainability in the operations and have 100% of its income derived from green technology services.\n\nMeanwhile, group CEO of GreenTech Malaysia Ahmad Hadri Haris said the incentives were developed in consultation with the Finance Ministry and the Inland Revenue Board of Malaysia to further promote the incorporation of green technology, particularly in the fields of green buildings, renewable energy and energy efficiency.\n\n“Our MyHIJAU directory will be instrumental in encouraging the uptake of certified and trusted green technology products that are both environmentally friendly and cost-effective in the long run,” he declared.\n\nAhmad added, “The introduction of these tax incentives is the next step to increasing the prevalence of green technology for businesses in the country.”\n\nBusinesses can visit www.mida.gov.my for further information on the incentive schemes.", "CreateDate": "2016-08-05T13:11:15.13", "UpdateDate": "2016-08-05T13:11:15.13", "PropertyURL": "https://farm9.staticflickr.com/8139/28775841945_f46690a8d8_m.jpg" }, { "NewsId": "5148c8c4-6e13-4635-a67b-cd05d6fcd59e", "Title": "‘Serious mismatch’ in housing supply", "Source": "http://www.theedgeproperty.com.my/content/832678/%E2%80%98serious-mismatch%E2%80%99-housing-supply", "NewsDateTime": "2016-08-04T00:00:00", "Details": "KUALA LUMPUR (Aug 4): The government, specifically the Deputy Minister of Finance 1 Datuk Othman Aziz, said yesterday that houses priced up to RM165,060 are considered affordable to a median Malaysian household.\n\nHe said the figure was calculated based on the “median multiple” methodology — developed by Demographia International and recommended by the World Bank and the United Nations — to evaluate urban housing markets.\n\nUnder the methodology, a house is considered affordable if a household can finance it with less than three times its annual household income.\n\nAccording to Bank Negara Malaysia in its Annual Report 2016, half of Malaysian households earned a monthly income of RM4,585 and below in 2014, which suggests houses priced up to RM165,060 are considered affordable to them.\n\n“However, only 21% of new housing launches in Malaysia were priced below RM250,000 in 2014, while developers are attracted to build higher-end properties priced above half a million,” said Othman.\n\nThere is a serious mismatch in the property market in terms of what is offered by property developers and what the prospective buyers can afford to buy, said the National House Buyers Association (HBA) honorary secretary-general Chang Kim Loong.\n\nThe HBA classifies “affordable properties” as those costing between RM150,000 and RM300,000, and with at least two bedrooms, a built-up area of at least 800 sq ft, excluding the balcony.\n\n“Unfortunately, in the eyes of the developers, ‘affordable properties’ are properties that cost up to RM500,000 for ‘first-time house buyers’ and up to RM1 million for ‘second-time house buyers’ or ‘upgraders’.\n\n“This is why there are so few properties costing between RM150,000 and RM300,000, and the vast majority of new launches are in the range of RM500,000. When there are properties priced below RM500,000, most of these are one-room studio apartments with built-up [areas] of less than 600 sq ft (shoebox units) which are not suitable for family living,” he said in an email to The Edge Financial Daily.\n\nThe issue of lack of affordable housing, however, has been in the limelight in recent years and is not a new one.\n\n“The worsening shortfall in housing supply reflected the mismatch between the pace of growth in the supply of new houses and the net increase in the number of households, particularly in the past five years,” said Othman yesterday at the 2017 Budget Focus Group Meeting on “Accelerating the Supply of Afordable Housing”.\n\nOthman also noted affordable housing initiatives by the government have gathered some momentum, though the current level of housebuilding in the affordable housing segment has not been sufficient to meet the demand.\n\nOne such initiative is Perbadanan PR1MA Malaysia (PR1MA), which was established under the PR1MA Act 2012 to plan, develop, construct and maintain high-quality housing with lifestyle concepts for middle-income households in key urban centres.\n\nHouses by PR1MA are going for 20% below the market price, according to Prime Minister Datuk Seri Najib Razak. Registration is open to all Malaysians with a monthly household income between RM2,500 and RM10,000, according to PR1MA’s website.\n\nA check on PR1MA’s website revealed that five out of the seven of its developments in the central region, which are open for balloting, are priced from RM267,000 to RM315,000. The other two developments are around RM235,000.\n\nThis, however, still puts these PR1MA houses above the RM165,060 and below range that is purportedly affordable for the median Malaysian household.\n\nHBA’s Chang said PR1MA was set up with very noble intentions of providing “affordable housing” to the people. However, PR1MA has, along the way, lost its focus and is now partnering with private developers to offer “lifestyle living”, he opined.\n\n“PR1MA is even allowing ‘second-time house buyers’ a chance to ballot and buy PR1MA properties. As there is not enough supply to meet the demand of ‘first-time house buyers’, there is no rationale or logic in opening up PR1MA properties to ‘second-time house buyers.\n\n“According to a PR1MA representative, there is an overwhelming registrants of 1.3 million in their data bank. The question then is ‘why open for second timers when there is not enough for first-time house buyers?’” asked Chang.\n\nHe added that PR1MA has to “build the right product, at the right place, with the right pricing and of the right numbers”.\n\nOn other housing initiatives by the government, like Projek Perumahan Rakyat (PPR), Chang said this must be seen as separate from the current challenge of providing “affordable housing”.\n\n“PPR is meant for the low-income segment, whereas the challenge of affordable housing is for the median population of Malaysia. For PPR to succeed, there must be strict vetting of applicants and strict selection criteria to ensure that there is no abuse.\n\n“Periodic checks must also be conducted to ensure that the PPR units are not rented out, especially to foreign workers, and action must be taken against any PPR occupant who is caught renting out the PPR unit,” said Chang.", "CreateDate": "2016-08-04T17:44:36.07", "UpdateDate": "2016-08-04T17:44:36.07", "PropertyURL": "https://farm8.staticflickr.com/7467/28727453686_9097b88295_m.jpg" }, { "NewsId": "f874fd3f-f34e-40ae-a299-292a8f414100", "Title": "郑碧娥‧喜忧参半", "Source": "http://www.sinchew.com.my/node/1548982/%E9%83%91%E7%A2%A7%E5%A8%A5%E2%80%A7%E5%96%9C%E5%BF%A7%E5%8F%82%E5%8D%8A", "NewsDateTime": "2016-08-04T00:00:00", "Details": "降息有助于振兴产业市场？对手上仍有未还清房产贷款的市民、企业贷款的业者，是否能助一臂之力，相信是许多关心有关领域者感兴趣的课题。\n\n从简单的数据来推算，降息之后、每月的房贷分期付款、或许可减少数十令吉，或者数百令吉，视贷款数目而定。\n\n另外，每月的房屋贷款利息，也能有所减少，过了一段时间，或许可累积至较可观的数目，而且能在预期的年限内供完房屋贷款。\n\n这是已有贷款市民的情况，对于尚未领取产业贷款者，降息是否能为他们带来佳音，目前仍言之过早，一切还需回到能否成功取得产业贷款。\n\n个人若要符合贷款条件，必须拥有良好的信贷纪录，收入能达到每月份期付款的门槛：就是不能超出月入净收的三分之一。\n\n我国的人均收入与产业价格的对比，仍有一段距离，许多受薪者追不上屋价的升势，在领取产业贷款面对相当大的难度，也许有些人会说，既然收入无法符合贷款条件，就应该退而求其次，选择价格较便宜的房屋。\n\n在理论上来讲并没有错，可是，许多年轻人进城工作，就是因为乡村就业机会不多，不可能在城市工作，然后在乡下购买房屋，况且乡村房屋租金并不理想。\n\n有些人会说，买不起房屋、就租房好了，这是短期的折衷方法，长远目标最好是能拥有自己的房屋，只是这些年来，我们看到个人的收入增加了，屋价的增长却是翻倍的，市民依然在后头辛苦的追。\n\n最后要补充一点：存款利率也相应下调，对于依靠存款利息作为生活费的年长者，则是不好的措施。", "CreateDate": "2016-08-04T17:17:18.38", "UpdateDate": "2016-08-04T17:17:18.38", "PropertyURL": "https://farm9.staticflickr.com/8303/28653706672_b0b0dd5f97_m.jpg" }, { "NewsId": "2d90a55b-8c77-4643-8367-e5bb4ae7cc4b", "Title": "“青年房屋计划”助低收入家庭拥屋", "Source": "http://www.sinchew.com.my/node/1549956/%E2%80%9C%E9%9D%92%E5%B9%B4%E6%88%BF%E5%B1%8B%E8%AE%A1%E5%88%92%E2%80%9D%E5%8A%A9%E4%BD%8E%E6%94%B6%E5%85%A5%E5%AE%B6%E5%BA%AD%E6%8B%A5%E5%B1%8B", "NewsDateTime": "2016-08-04T00:00:00", "Details": "政府意识到拥屋是时下青年最关注的课题，尤其是当下屋价偏高、申请房贷也难批，因此政府与国家储蓄银行（BSN）、公积金局（EPF）及大马再抵押机构（Cagamas）合作推出“青年房屋计划”。\n\n这项计划基本的要点是：申请者年龄介于25至40岁，家庭收入低于1万令吉，购买不超过50万令吉房屋的已婚夫妇，可获得政府援助，贷款最高期限可长达35年。\n\n另外，政府也为购买首间房屋的已婚青年夫妇提供首两年每月200令吉的援助金，不过，青年房屋计划仅限2万个房屋单位、先到先得。\n\n此外，申请者可在房屋转让及借贷协议上减免50%印花税，就是买卖合约与贷款合约的印花税可获得50%折扣；另外，还可获得政府提供的10%贷款担保，以确保借贷者可获得所需的资金，包括应付房贷保险的费用。", "CreateDate": "2016-08-04T17:05:36.3", "UpdateDate": "2016-08-04T17:05:36.3", "PropertyURL": "https://farm9.staticflickr.com/8468/28758447805_807fbea744_m.jpg" }, { "NewsId": "5049cc03-faff-4e2c-a58b-b6fc1bc0f084", "Title": "副财长：缓解中低收入群需求‧城乡增建可负担屋", "Source": "http://www.sinchew.com.my/node/1553404/%E5%89%AF%E8%B4%A2%E9%95%BF%EF%BC%9A%E7%BC%93%E8%A7%A3%E4%B8%AD%E4%BD%8E%E6%94%B6%E5%85%A5%E7%BE%A4%E9%9C%80%E6%B1%82%E2%80%A7%E5%9F%8E%E4%B9%A1%E5%A2%9E%E5%BB%B", "NewsDateTime": "2016-08-04T00:00:00", "Details": "财政部副部长拿督奥士曼阿兹今日披露，由于一马房屋反应热烈，政府计划在城区及乡区建造更多可负担房屋，以缓解中低收入群一屋难求的问题。\n\n（雪兰莪．八打灵再也3日讯）财政部副部长拿督奥士曼阿兹今日披露，由于一马房屋反应热烈，政府计划在城市及乡区建造更多可负担房屋，以缓解中低收入群一屋难求的问题。\n\n他今日主持“提高可负担房屋数量”焦点小组会议时说，为了解决可负担房屋供不应求的问题，政府将在第11大马计划下，在城市及乡区建造更多可负担房屋，确保中低收入群也能居都有其屋。\n\n综合资料库提升规划\n\n他表示，政府及私人界将在焦点小组会议上，磋商及探讨提高可负担房屋数量政策，及解决其他包括市场低迷房价高企、供应及需求不成正比、工业建筑系统（IBS）缓慢执行及业界迟迟未采纳绿色工艺等问题。\n\n与此同时，政府亦将建立综合资料库，以确保房屋供需根据局部性、价格及销售对象做出相应调整，以提升可负担房屋的规划及发展。\n\n他透露，焦点小组会议经磋商后得出的结论，将作为10月21日提呈给国会的2017年度财政预算案的一部份。", "CreateDate": "2016-08-04T17:02:04.81", "UpdateDate": "2016-08-04T17:02:04.81", "PropertyURL": "https://farm8.staticflickr.com/7681/28474389000_81dd5e1143_m.jpg" }, { "NewsId": "40257887-fac0-48ac-9d17-2afad81a9288", "Title": "Malaysian houses priced up to RM165,060 'considered affordable', says Finance Ministry", "Source": "http://www.theedgeproperty.com.my/content/830954/malaysian-houses-priced-rm165060-considered-affordable-says-finance-ministry", "NewsDateTime": "2016-08-04T00:00:00", "Details": "KUALA LUMPUR (Aug 3): Malaysian houses priced up to RM165,060 each are \"considered affordable\" to the median Malaysian household, but only 21% of housing launches in the country were priced below RM250,000 in 2014.\n\nThis was one of the talking points mentioned by Deputy Finance Minister I Datuk Othman Aziz in the 2017 Budget focus group meeting on affordable housing. Othman said developers were attracted to build higher-end properties priced above RM500,000 each.\n\n\"While affordable housing initiatives by the Government have gathered some momentum, the current level of house-building in the affordable housing segment has not been sufficient to meet the demand.\n\n\"The worsening shortfall in housing supply reflected the mismatch between the pace of growth in the supply of new houses and the net increase in the number of households, particularly in the past five years,\" Othman said in a statement today.\n\nAccording to him, the focus meeting on affordable housing followed the 2017 Budget consultation chaired by Prime Minister Datuk Seri Najib Tun Razak on June 16 this year.\n\nMalaysia's 2017 Budget will be tabled in Parliament this Oct 21. — theedgemarkets.com", "CreateDate": "2016-08-04T09:24:50.747", "UpdateDate": "2016-08-04T09:24:50.747", "PropertyURL": "https://farm9.staticflickr.com/8681/28675765531_884b16863a_m.jpg" }, { "NewsId": "a79cef1e-4532-4601-bb20-e82a31178702", "Title": "IFCA MSC scraps plans to earn commissions via Property365.com", "Source": "http://m.thesundaily.my/node/384987  news", "NewsDateTime": "2016-08-03T00:00:00", "Details": "PETALING JAYA: Business software solution company IFCA MSC Bhd has abandoned plans to earn commissions through property sales via its e-commerce business, which was in breach of property industry guidelines.\n\nThe scrapping of the plans will hurt its initial income projections from the e-commerce business.\n\nIFCA MSC shares closed 1.5 sen, or 2.8%, lower at 52 sen on the news yesterday, with some 5.52 million units traded.\n\nIn an announcement to Bursa Malaysia yesterday, IFCA MSC said that statements it made on Nov 30 2015 alluding to an income ranging from 1% to 5% from the value of each property sold through Property365.my, as well as receive a subscription fee from property developers who utilise Property365.my's services, and that its e-commerce business is expected to contribute positively to its revenue and profits in 2016 and the years thereafter were inaccurate.\n\n\"We would like to clarify that the two paragraphs is inaccurate as we were unaware at that point of time the guidelines pertaining to the sales of properties as prescribed by the Board of Valuers, Appraisers and Estate Agents (BOVAEA),\" it said.\n\"Since then we have taken the advice of BOVAEA to adhere to the guidelines pertaining to the collection of fees related to sales of properties,\" IFCA MSC added.\n\nBOVAEA rules states that only registered real estate agents are eligible for a prescribed commission of between 1% and 5% of properties sold.\n\nIn its announcement yesterday, IFCA MSC said the contribution of the portal to the company's' earnings per share, since its launch, is immaterial.\n\nThe company said its e-commerce business will now be based on a subscription basis, instead of a success basis, with those subscribing and using its platform harged a fixed platform fee which varies from project to project, on a tiered basis.\n\nIt said it is working closely with registered real estate agencies as its strategic partners to ensure that its business operations and collection of income derived from sales transactions are in line with the regulations of BOVAEA.\nIFCA MSC said its intent to leverage on and drive Property365.my, as a core business model remains.", "CreateDate": "2016-08-03T17:40:01.84", "UpdateDate": "2016-08-03T17:40:01.84", "PropertyURL": "https://farm9.staticflickr.com/8351/28739010835_57960e1606_m.jpg" }, { "NewsId": "a5b2b80a-0db4-4d76-a091-d376dfac6788", "Title": "KLCC Stapled’s distributable income rises 3.8%, pays 8.6 sen distribution", "Source": "http://www.theedgeproperty.com.my/content/830550/klcc-stapled%E2%80%99s-distributable-income-rises-38-pays-86-sen-distribution", "NewsDateTime": "2016-08-03T00:00:00", "Details": "KUALA LUMPUR (Aug 3): KLCC Stapled Group, comprising KLCC Property Holdings Bhd (KLCCP) and KLCC Real Estate Investment Trust (KLCC REIT), recorded a total realised distributable income of RM167.11 million for the second quarter ended June 30, 2016 (2QFY16), up 3.8% from the RM160.97 million it recorded in the same period a year ago.\n\nIts dividend/income distribution for the period stood at RM155.26 million, up 3.11% from the RM150.57 million it announced a year ago, which brings its dividend/income distribution per unit to 8.6 sen, compared with 8.34 sen previously; distribution rate was 92.91%, versus 93.54% in the same period last year.\n\nThe 8.6 sen distribution comprises a 2.91 sen dividend per share for KLCCP and a 5.69% income distribution per unit for KLCC REIT. The distribution will be paid on Sept 13, its bourse filing yesterday showed.\n\nRevenue came in 1.7% higher at RM334.57 million compared with RM329.01 million previously, mainly on improved revenue from its retail segment on the recognition of a back charge in rental and service charge for a tenant for 21 months upon winning a court case.\n\nStronger revenue from management services, due to the provision of facilities management to additional properties, also contributed to the rise in quarterly revenue, which pushed pre-tax profit up 14% to RM20.23 million.\n\nThese improvements, however, were offset by a 9.3% rise in operating expenses during the quarter to RM87.95 million from RM80.45 million previously.\n\nWhile revenue from office rental has remained stable, its hotel operations, despite higher revenue, continued to suffer losses due to overall weaker market conditions, which resulted in its pre-tax loss widening to RM4.93 million from RM1.55 million a year earlier.\n\nFor the cumulative six-month period, net profit was marginally higher at RM360.62 million, compared with RM358.37 million a year earlier, while revenue increased 2% to RM669.32 million, from RM655.90 million.\n\nGoing forward, it expects the office segment to remain stable for the remainder of the year.\n\n“However, the retail and hotel segments continue to experience reduced levels of consumer demand and occupancy. These trading conditions are likely to remain for the rest of the year,” it noted.", "CreateDate": "2016-08-03T13:57:18.493", "UpdateDate": "2016-08-03T13:58:54.557", "PropertyURL": "https://farm9.staticflickr.com/8688/28120794973_61fe69eb9b_m.jpg" }, { "NewsId": "8b3ebbed-f27d-4f7d-b8c5-c25cb5868c52", "Title": "Sunway plans RM5bil projects in Penang", "Source": "http://www.thestar.com.my/business/business-news/2016/08/03/sunway-plans-rm5bil-projects-in-penang/", "NewsDateTime": "2016-08-03T00:00:00", "Details": "GEORGE TOWN: Sunway Bhd will launch RM5bil worth of properties in Penang over the next eight years.\n\nSunway Property Development Division (Malaysia and Singapore) managing director Sarena Cheah said about 40% of them were long-term investment projects, which include hospitals, colleges and hotels.\n\n“We are submitting plans to the local authorities for a RM2.3bil integrated project planned for a 23-acre site in Paya Terubong on the island in the third quarter of 2016.\n\n“Construction work is scheduled to start in the third quarter of 2017,” Cheah said after the ground-breaking ceremony of Sunway’s new headquarters for the northern region at Anson Road here. Also present was state executive councillor Chow Kon Yeow.\n\nIn Seberang Jaya, Sunway would add another 500,000 sq ft to the Sunway Carnival Mall.\n\n“We are also planning a 150-bedroom hospital. Both the expansion of the mall and the development of the hospital will take place in 2017. There is a plan to expand the present 200-room Sunway Hotel in Seberang Jaya,” she added.\n\nCheah said although the property market is soft, it is necessary to plan properly now.\n\n“We will concentrate our plans on the Klang Valley, Johor Baru and Penang. In Penang, Sunway Property has about 196 acres of undeveloped land bank,” she added.\n\nMeanwhile, Cheah said Sunway Property is committed to adopt a sustainable design for its new two-storey regional office at Anson Road on a 20,000-sq-ft site.\n\n“Sunway aims to obtain the Green Building Index certification for its office building, which will open in April 2017. We are pleased to finally reveal our plans for Sunway Property @ Anson to all Penangites.\n\n“The office and sales gallery will provide a state-of-the-art facility that offers convenience and quality experience for our customers and visitors to better understand our integrated products across various regions in Malaysia,” she said.", "CreateDate": "2016-08-03T12:08:59.02", "UpdateDate": "2016-08-03T12:13:08.53", "PropertyURL": "https://farm9.staticflickr.com/8820/28117245224_2f80557611_m.jpg" }, { "NewsId": "845591d5-1365-4169-8f3b-8c1479f02794", "Title": "首季屋价涨幅跌破7%‧5年新低", "Source": "http://www.sinchew.com.my/node/1551120/%E9%A6%96%E5%AD%A3%E5%B1%8B%E4%BB%B7%E6%B6%A8%E5%B9%85%E8%B7%8C%E7%A0%B47%E2%80%A75%E5%B9%B4%E6%96%B0%E4%BD%8E", "NewsDateTime": "2016-08-03T00:00:00", "Details": "2016年第一季初步全屋价指数涨幅跌破7%，创5年新低纪录，大马房地产评估及服务局预测，受全球经济状况不稳定影响，2016及2017年产业市场将持续放缓，但不至于导致市场崩盘。\n\n（吉隆坡27日讯）2016年第一季初步全屋价指数（MPHI）涨幅跌破7%，创5年新低纪录，大马房地产评估及服务局（JPPH）预测，受全球经济状况不稳定影响，2016及2017年产业市场将持续放缓，但不至于导致市场崩盘。\n\n预算案或降产业税\n\n至于国家银行会否放宽产业盈利税（RPGT）管制，大马私营估价师、物业管理员、地产代理及物业顾问协会（PEPS）前任主席拿督赛德西坦巴兰不排除在财政预算案宣布降低税率的可能性，因目前市场投机活动已显著减少。\n\nJPPH总监拿督法詹阿都拉曼在大马产业峰会（2016上半年）后表示，该部还未总结最终数据，但根据市场状况估计，2016年第一季全屋价指数涨幅料放缓至7%以下。\n\n产业市场今明年面临调整\n\n他预测，以目前海内外经济状况来看，产业市场料在2016及2017年面临调整，因在2016年第一季，初步全屋价指数涨幅持续按年收窄，从第四季的7.2%降至6.8%，显示大马屋价上涨速度正在放缓。\n\n“目前屋价只是放缓，即使产业销售欠佳，屋价却在增长，这归功于发展商符合时势自我调整，即减少推出新产业，保产业价格不会走跌，与此同时，国行采取打房措施，降低投机元素也是支撑产业价格在逆风期间抗跌的原因。”\n\n尽管如此，他认为目前房价涨幅放缓速度还不够理想，因在6至7%水平，国人普遍上难以负担现有屋价，唯有速度减缓至3到5%水平才算合理涨幅。\n\n不过，对于大马何时会跌到3至5%涨幅水平，他说目前无法预测，因屋价涨幅有赖于经济状况。\n\n从2013年第三季起，大马全屋价指数涨幅从12.2%高峰期滑落，上一次跌破7%水平是在2010年第二季，涨幅为6.2%。2009年期间，大马全屋价指数涨幅介于0.7%至5.6%。\n\n对于国行意外降息0.25%至3%的举措，法詹阿都拉曼认为这有助于降低贷款利息，对产业市场是利好，因可降低买家成本。\n\n降息无法显著改善市场情绪\n\n不过，大马产业峰会主席埃文费南德觉得，降息依然无法显著改善市场情绪，因截至目前为止，银行对房贷的批准率只有40%，贷款成本减少仅对已贷款人士利好，确实市场效应不大。\n\n“即使市场预测国行可能再降息0.25%，这并不意味会有更多人符合贷款资格，即使再降息也不会带来太大改变。”\n\n展望2017年产业市场，埃文费南德预测，2016年市场放缓走势将扩散至2017年，市场表现料短期持平（Flattish），因全球状况及外围经济放缓也将影响大马市场。\n\n“对市场而言，未来表现持平为好事，至少不会有走跌或崩盘风险，产业能维持合理回酬，市场就不会出现高比例的违约状况及严重市场问题。”\n\n次季产业成交增4%\n\n大马房地产评估及服务局2016上半年数据显示，第二季产业成交量按季增长4%至8万3184宗，主要是受季节因素推动及前期高基数影响，其中工业产业成交量涨幅最大，达19.8%，发展产业成交量跌势最惨，下滑6%。\n\n成交额方面，第二季按季增长2.9%至328亿7734万令吉，其中以商用产业涨幅最大，达16.5%，农业产业跌势为所有产业之冠，下挫26.9%。\n\n尽管如此，在纳入第一季产业的8万零5宗产业成交量及319亿5108万令吉成交额，上半年成交量依然下滑7.1%，至16万3189宗，上半年成交额跌11.5%至648亿2843万令吉，两者皆创下2年最大跌幅。\n\n隆商产唯一跑赢大市\n\n在主要州属地区，包括吉隆坡、雪兰莪、柔佛及槟城，上半年住宅产业成交走势价量齐跌，不过，在商用产业方面，吉隆坡商用产业成为唯一跑赢大市的市场，成交量虽然下滑，成交价却从2015年下半年的30亿8901万令吉增长33%至41亿零784万令吉。\n\n滞销单位走高12.72%\n\n滞销产业方面，2016年第二季，全马滞销单位按季走高12.72%，至1万3829间，价值增长20.66%，至73亿4273万令吉。\n\n除了5万令吉以下及25万至30万令吉价位产业滞销状况舒缓，其他价位产业滞销状况皆恶化。\n\n其中以高价位产业滞销状况最严重，尤其是价值100万令吉以上的产业，滞销单位增加51.7%至1717间，价值增至32亿8537万令吉。\n\n另外，50万至100万令吉的产业价位拥有最多的滞销单位，于第二季增11%至2859间，价值增12.45%至19亿2120万令吉。\n\n新盘及二手屋双跌\n\n按年比，新产业推出及脱售单位皆呈跌势，仅销售表现从2015下半年低点稍微回扬1%。\n\n数据显示，2016上半年产业销售比2015上半年减少22.9%，从48.5%降至25.6%，不过，对比2015下半年的24.7%略增0.9%，主要是由中低价位产业带动，价格介于10万至50万令吉的产业销售都出现增长趋势。\n\n单位脱售方面，2016上半年比2015上半年骤减7倍以上，从2万3909间跌至2732间；产业推出也跌逾3倍，从4万9280间减至1万零655间。", "CreateDate": "2016-08-03T10:37:56.627", "UpdateDate": "2016-08-03T10:37:56.627", "PropertyURL": "https://farm9.staticflickr.com/8694/28116140504_1dfa113876_m.jpg" }, { "NewsId": "4fbd4976-daff-4d75-80ac-99f704412cbd", "Title": "避险最佳‧消化降息利多‧产托上涨恐受限", "Source": "http://www.sinchew.com.my/node/1551125/%E9%81%BF%E9%99%A9%E6%9C%80%E4%BD%B3%E2%80%A7%E6%B6%88%E5%8C%96%E9%99%8D%E6%81%AF%E5%88%A9%E5%A4%9A%E2%80%A7%E4%BA%A7%E6%89%98%E4%B8%8A%E6%B6%A8%E6%81%90%E5%8F%9", "NewsDateTime": "2016-08-03T00:00:00", "Details": "产业投资信托避险能力有口皆碑，但联昌研究相信随着产托股价已消化国家银行减息，以及投资者追求高回酬情绪等利多，未来潜在上涨料受限。\n\n（吉隆坡27日讯）产业投资信托避险能力有口皆碑，但联昌研究相信随着产托股价已消化国家银行减息，以及投资者追求高回酬情绪等利多，未来潜在上涨料受限。\n\n专家点评3大课题\n\n联昌研究周二举行“产业投资信托日”，吸引多家本地基金的68位分析员与基金经理前来聆听本地6家产托公司分享对总体领域前景，以及领域新发展影响等信息。\n\n同时，产业专家拿督史提沃利莱（Stewart LaBrooy）也对大马产托市场前景、证券监督委员会调整产托指南和零售、商业与工业产业供需问题3大课题进行点评。\n\n首先，他相信大马产托仍是规避风险投资者的最佳工具，但现有估值已反映出近期隔夜政策利率（OPR）下调，以及投资者寻求高回酬的情绪。\n\n“投资者依旧非常挑剔，仅对即将展开并购强化每单位盈利和分利的产托，甚至是估值遭到低估的产托感兴趣。”\n\n产托指南松绑\n2大献议正面\n\n至于证券监督委员会（SC）对产托指南松绑，史提沃利莱对允许产业公司将最多15%资产用于产业发展和收购空地，以及通过签署长期租赁协议来收购资产2大献议感到正面。\n\n“不过，我相信至少25%的资产上限将更为合理，这将减少单位持有人的风险。同时，我也相信产托将持有竣工产业逾5年时间，以降低产业盈利税。整体来看，若该建议获得良好执行，预见这将为单位持有人创造更高的价值，因发展产业将带来12至15%的净回酬，比并购的6至7%为高。”\n\n至于通过长期租赁协议来收购资产，他认为，30至40年的租约比新产业发展计划，甚至是土地并购都更可负担，但主要风险将是业主或地主转名手续。\n\n对于国内产业市场供需问题，史提沃利莱预见零售与工业领域供需问题依旧可控，但办公领域供需依旧过剩，租金价格未随着商业产业价格走扬，其中巴生河流域今年将新增1亿平方尺办公空间，超过新加坡、曼谷和雅加达等区域热点。\n\n“但我相信市场仍对A级办公楼产业趋之若鹜，预见资产集中于市中心黄金地段的KLCC产业（KLCCP，5089，主板产业组）表现将持续表现良好。”\n\n零售产业方面，大型与综合商场表现持续超越大市，他建议投资者继续专注提供增长能见度，以及拥有清晰并购计划的产托，但潜在风险包括恐怖袭击打击客流量和零售销售，以及电子商务带来严峻竞争。\n\n“我相信零售产托应并购分销和物流中心，以为消费者创造点对点的价值链。”\n\n史提沃利莱补充，工业领域供需持续吃紧，过去2年租金也不断飙升，相信相关环节可能透过并购，以及蓬勃发展的电子商务活动书写动人增长故事。\n\n不过，其他6家产托公司则认为，领域营运环境将靠稳，不预见领域短期将出现显著波动，预期今年每单位分利和盈利可能稳中向上。\n\n维持“中和”评级\n\n综合上述意见，联昌研究维持产托领域“中和”评级，主要是领域潜在上涨空间有限，而AXIS产业信托（AXREIT，5106，主板产业投资信托组）资产注入活动可能延续，加上曝险于快速增长的工业环节，有望为股价带来重估机会，仍为领域投资首选。\n\n产托股评析\n\n●AXIS产业信托：增持\n目标价：1令吉80仙\n\n该产托正寻求证监会豁免，以自行重新发展AXIS PDI中心成霸型分销中心，但仍在等候批准。管理层已与快速消费品（FCMG）制造商洽商租赁50万平方尺空间，相信其余半数分销中心空间出租将不成问题。\n\n该产托持续注入资产，以及通过工业产业组合攫取快速增长的电子商务市场策略令人欣赏。\n\n●柏威年产业信托（PAVREIT，5212，主板产业投资信托组）：增持\n目标价：1令吉75仙\n\n柏威年购物广场延伸工程有望在今年杪开业，并在2017年首季杪注入产托中，而延伸商场每平方尺租金将达到19至20令吉，而管理层也持续引进更多高档品牌，放眼新商场开业即可达到70至80%出租率。\n\nThe Intermark Mall和大门USJ商场也持续引进更多租户，管理层放眼前者出租率将在未来6至7个月达到90%以上，而后者现出租率为86至88%。\n\n该产托持续通过并购和注入资产不断增长，相信未来盈利将获现有资产和新资产租金收入支撑。\n\n●KLCC产业：守住\n目标价：7令吉零5仙\n\nKLCC产业管理层相信可达到每年租金增长5%目标，也对市场新增办公楼供应不感忧虑，主要是旗下资产多已取得新三方净租赁，租赁期仅将在2027年届满。\n\n尽管短期并购前景受限，但KLCC产业中长期注入资产计划依旧完好，相信集团将在资产取得稳定与健康出租率和租金后将之注入产托。不过，基于2016至2017财政年回酬仅为5至5.2%，低于领域平均的5.4至5.7%，上涨空间受抑。", "CreateDate": "2016-08-03T10:32:31.02", "UpdateDate": "2016-08-03T10:32:31.02", "PropertyURL": "https://farm9.staticflickr.com/8049/28733442795_ba9b737531_m.jpg" }, { "NewsId": "49db0df2-2740-4a43-8e38-ba18770a5fa3", "Title": "郑碧娥·产业发展往外移", "Source": "http://www.sinchew.com.my/node/1553086/%E9%83%91%E7%A2%A7%E5%A8%A5%C2%B7%E4%BA%A7%E4%B8%9A%E5%8F%91%E5%B1%95%E5%BE%80%E5%A4%96%E7%A7%BB", "NewsDateTime": "2016-08-03T00:00:00", "Details": "在巴生河流域，房产价格已翻倍增长的多个城市，十几、廿年的价格，以今天来看相当低，30、40年前，甚至可以说是乏人问津的地点。\n\n城市供产业发展土地日渐减少，许多房产计划往外移，放眼有朝一日也取得可观涨幅，况且捷运计划如火如荼展开，交通设施的便利，大大改善房产与目的地，例如上班、上学地点的衔接，缩短了市民消耗在路上的时间。\n\n在巴生河流域，房产价格已翻倍增长的多个城市，十几、廿年的价格，以今天来看相当低，30、40年前，甚至可以说是乏人问津的地点。\n\n而今，许多房产计划，已从这些地区延伸发展，早年的时候，人们说甲洞、加影、文良港的产业没有吸引力，可是，如今这些地区的产业价格，其中不少已超出多数人的负担能力。\n\n从甲洞地区延伸发展的包括双溪毛糯、万挠，从加影延伸至万宜，从文良港往前发展至旺沙马朱等地，类似例子其实相当多，这里不逐一列举。\n\n以上几个例子告诉我们，曾经视为不吸引人的地区，经过时间的考验，城市发展的进程，已经成为金凤凰。\n\n那么到底是否应该考虑市郊的房产单位？坦白说，依然不容易做决定，假如等待交通较为发达才进场，到时价格又涨了，现在购买则必须要抱持一段时间，可能2、3年吧，不过，有能力持产应该可以考虑。\n\n看看一些先进的城市，例如日本的东京、美国的纽约，许多人在城市工作，可是，却住在距离市区较远的郊区，最关键的原因是：城市的房价太贵了，他们能做到这点，主要是交通衔接系统完善。\n\n假以时日，我们的交通系统改善，相信大家也不需要挤在市区“娇小”的公寓了。", "CreateDate": "2016-08-03T10:21:34.277", "UpdateDate": "2016-08-03T10:21:34.277", "PropertyURL": "https://farm9.staticflickr.com/8686/28117901703_eb367e1c14_m.jpg" }, { "NewsId": "3290d5f4-4322-4cb8-8df9-b0b78eb82334", "Title": "Weak ringgit prompts Malaysians to invest more offshore", "Source": "http://www.theedgeproperty.com.my/content/828717/weak-ringgit-prompts-malaysians-invest-more-offshore", "NewsDateTime": "2016-08-03T00:00:00", "Details": "KUALA LUMPUR (Aug 2): Malaysians are looking at offshore investments to diversify from ringgit-denominated assets, considering that the exchange rate of the local currency does not fare well in the low crude oil price environment.\n\n“What we have observed in Malaysian investors is that they are looking for offshore investments. Malaysian investors want offshore exposure. They want to diversify from the ringgit,” said the director of strategy and development of Crescent Wealth, Omar Khan, after the launch of the KAF Australian Islamic Property Fund (KAIPF).\n\n“The currency [issue] is not so much a risk, but a positive,” he said when asked about currency risks of investing in Australian assets, as the exchange rate of the Australian dollar is often seen as subject to fluctuations in commodity prices.\n\nKhan noted that the offshore investment inflow from Malaysia and China into Australia had increased significantly in recent years, especially in properties.\n\nAccording to Crescent Wealth, recent data from Australia’s Foreign Review Board found that Malaysia is the fourth-largest source country for approved Australian property investments, after China, the US and Canada.\n\nCrescent Wealth — an Australian-based Islamic investment company — and KAF Investment Funds Bhd announced the launch of the KAIPF yesterday.\n\nIt is Malaysia’s first fund to give non-institutional investors direct access to Australian commercial property. The feeder fund invests in an Australian Islamic property fund, the Crescent Diversified Property Fund, which invests in a mix of listed Australian real estate investment trusts, infrastructure securities and direct property assets.\n\nThe fund aims to deliver a 9% to 10% annual return to investors by targeting a 7% income yield and 2% to 3% in capital appreciation.\n\nCrescent Wealth Malaysia country head Mas Johan Harris pointed out that as the fund invests in commercial properties which are not subject to cooling measures introduced in Australia.\n\n“There is a shortage of office spaces as more office buildings are demolished for residential development,” he said.\n\nAccording to previous media reports, New South Wales, with its capital city being Sydney, will be proposing a stamp duty surcharge of 4% and a 0.75% land tax in its budget, following the move by Victoria and Queensland.", "CreateDate": "2016-08-03T09:42:36.503", "UpdateDate": "2016-08-03T09:42:36.503", "PropertyURL": "https://farm8.staticflickr.com/7591/28115140834_47a6bce71b_m.jpg" }, { "NewsId": "5cf2bab4-d1cb-461d-8805-8ae0c8fada5f", "Title": "Staying ahead during challenging times", "Source": "http://www.theedgeproperty.com.my/content/829112/staying-ahead-during-challenging-times", "NewsDateTime": "2016-08-03T00:00:00", "Details": "THE slowdown in the property market is not news to developers and the public. But some developers have weathered the headwinds by planning carefully and implementing good strategies. For a glimpse of this, we asked the winners (Top 10) of last year’s The Edge Malaysia Top Property Developers Awards for their views at the start of the evaluation of this year’s Top 10 ranking.\n\nThe Edge Malaysia Top Property Developers Awards, a part of The Edge Malaysia Property Excellence Awards, is now in its 14th year and has become much sought after. Besides the Top 10 listing, other awards include The Edge Malaysia–PEPS Value Creation Excellence Awards, The Edge Malaysia-PAM Green Excellence Award and, most recently, The Edge Malaysia Affordable Urban Housing Excellence Award and The Edge Malaysia Notable Property Achievement Award. Exemplary leadership is also recognised through The Edge Malaysia Lifetime Property Achievement, The Edge Malaysia Outstanding Property Entrepreneur and The Edge Malaysia Outstanding Property CEO awards.\n\nThe Edge Malaysia Property Excellence Awards honours the captains of industry who propel the property market. While we contacted all 10 of last year’s winners, UOA Development Bhd was unable to participate.\n\nHere is what the rest had to say.\n\nSarena Cheah (MD of Sunway Bhd’s property development division, Malaysia and Singapore)\n\nIn today’s challenging property market conditions, what opportunities are there for investors and homebuyers?\n\nMost savvy purchasers are familiar with the golden rule of property buying — selecting the right location. In addition, we believe that infrastructure is key to ensuring the long-term success of any development.\n\nThe ﬁrst phase of the MRT will be completed soon (Sungai Buloh-Semantan). It will be a fully functioning MRT line when the connection to the Kuala Lumpur city centre is completed — which will be good for properties along its alignment. The recent signing of the memorandum of understanding for the Kuala Lumpur-Singapore high-speed rail has also revived some optimism in the property market.\n\nCommercial spaces will continue to make good investment sense as high-density living becomes the norm and people seek to gather and meet in common spaces, which begin to function as a ‘third place’ (the home and office being the ﬁrst two).\n\nAs in any developed city, with new developments becoming scarce, ‘rejuvenation’ projects are also good opportunities. These are usually located in strategic areas but are priced lower than those in popular locations. This presents an opportunity for investors to ride the upside once the location is rejuvenated.\n\nWhen will the property market recover from the current slowdown?\n\nMarkets are cyclical. In the past two years, the Malaysian property market has held itself quite steadily despite the ‘mini-storms’. This is also partly because the market has a self-correcting mechanism, as we are primarily a sell-then-build market. The slowdown in new property launches has balanced the market and, hopefully, with the right regulatory intervention, it will safely pass this period. The lowering of the overnight policy rate may not be substantial, but it has improved market sentiment slightly.\n\nWhat strategies have you put in place to ride out the current soft market?\n\nWe are fortunate to have a diversiﬁed real estate strategy, both in geography and in businesses. Our property investment division enjoys a recurring income stream from rents and we are taking the opportunity to undertake some asset enhancement initiatives, reinvesting in our communities in the Klang Valley, Ipoh, Penang and Johor so we are prepared for the imminent upward trend.\n\nWe have also introduced more products in strategic locations priced from RM500,000, which has yielded good results as seen in the 100% take-up rate for Sunway Gandaria’s retail units in Bangi as well as 80% take-up for Sunway Mont Residences at Mont’Kiara. We are deepening our research into industrial building system technologies, smart city concepts and product innovations, and continue to build relationships with our consumers in line with our positioning as a master community developer.\n\nEdward Chong (IJM Land Bhd MD)\n\nIn today’s challenging property market conditions, what opportunities are there for investors and homebuyers?\n\nHomebuyers and investors have an excellent opportunity to secure a choice property. Most developers are offering good incentives and interesting promotion packages to entice sales. First-time homebuyers are also more likely to find their dream home as developers are launching more affordable units.\n\nHomebuyers and investors should grab the opportunity to look for properties in mature areas and established townships where land is scarce or newer well-connected areas with good infrastructure and public transport such as highways, the LRT and MRT. \n\nWe appreciate that housing is one the largest, if not the largest, commitments most Malaysians will make and, therefore, it is important to buy from established developers with a good track record that deliver quality homes on time.\n\nWhen will the market recover from the current slowdown?\n\nThe market is expected to remain resilient for the rest of this year, underpinned by a growing economy and a young population driving domestic demand, with a more positive outlook for next year.\n\nWhat strategies have you put in place to ride out the current soft market?\n\nWe are constantly reviewing our product offerings to ensure that new launches are in line with market demand and affordability levels, focusing largely on affordable and mid-range products. For ongoing projects, we have tailored marketing promotions and incentive packages for each property type to suit the needs of the potential buyer. Managing our balance sheet and cash flow is another key priority during this period.\n\nDatuk Jauhari Hamidi (Sime Darby Property Bhd MD)\n\nIn today’s challenging property market conditions, what opportunities are there for investors and homebuyers?\n\nYou can never go wrong investing in property and despite the market conditions, investors and homebuyers should go ahead with their plans to acquire property as the value will eventually appreciate. Appreciation is mainly due to the township’s potential and the developer’s commitment to constantly upgrade facilities and infrastructure. Sime Darby Property is here for the long term and we continue to grow our township and developments to add value.\n\nWhen will the market recover from the current slowdown?\n\nThere will always be challenges, and it is up to the developer to adopt winning strategies to counter market volatility. We applaud Bank Negara Malaysia’s recent lowering of the overnight policy rate (OPR) to 3%. It will definitely help spur the economy and deliver a positive impact on the property industry.\n\nWhat strategies have you put in place to ride out the current soft market?\n\nWe focus on creating a product mix with good location and connectivity catering to the needs of consumers. We also focus on value creation and enhancement of property development projects through integrated, niche and transit-oriented developments, together with strategic partnerships.\n\nOur strategy is to ensure that we offer the right product at the right price and at the right time. We look at innovative ways beyond the traditional channels to promote our products. This includes digital and social media, Sime Darby Property’s mobile app and many upcoming initiatives.\n\nAll initiatives will look at generating the right leads for each product category to ensure our existing and potential customers’ needs are well taken care of. It is all about doing things differently, fostering amalgamation of functions across business units to ensure operational cost savings and embracing an innovative culture.\n\nDatuk Khor Chap Jen (S P Setia Bhd president and CEO)\n\nIn today’s challenging property market conditions, what opportunities are there for investors and homebuyers?\n\nInvestors and homebuyers can look forward to deals and easy ownership packages. In terms of what and where to buy, it depends on their needs and means. Investors and homebuyers should evaluate the risks. It would be safer to buy from reputable property developers.\n\nWhen will the market recover from the current slowdown?\n\nGlobally, we are all faced with a sluggish economy and unless the global market recovers, we will continue to be affected. Bank Negara’s recent cut of the OPR resulted in a lowered interest rate for bank loans. This will help to reduce the loan burden for businesses and consumers, allowing them to revitalise cash flow activities and stimulate the market and expedite its recovery.\n\nWhat strategies have you put in place to ride out the current soft market?\n\nIn soft market conditions, investors and home buyers will be more careful with the selection of property. S P Setia is focusing on developing the right product at the right price for mid-range high-rise and landed properties. We also have products for underserved markets, such as empty nesters, in both newer and older areas. Finally, we also have affordable housing. We have recently launched the 10:90 scheme to help first-time homebuyers and upgraders. This scheme is based on the build-then-sell framework — the first 10% is billed when the sale and purchase agreement is signed and the rest upon completion of the property, which is usually two years down the road. This is to help buyers to get through this period when financing is harder to come by.\n\nTan Sri Leong Hoy Kum (Mah Sing Group Bhd Group MD)\n\nIn today’s challenging property market conditions, what opportunities are there for investors and homebuyers?\n\nIt is important investors look out for factors such as quality, reputation and location. Good connectivity and a prime location will increase the value of the property over the years. Individuals should also select a developer with a good track record, which increases the chances the projects will be delivered on time with high quality.\n\nCurrently, the market is looking at affordable homes. We support this need as 89% of our planned residential launches are priced below RM1 million this year (68% below RM700,000 and 50% below RM500,000).\n\nWhen will the market recover from the current slowdown?\n\nThe property sector is undergoing consolidation. Buyers’ sentiment was weak in the first half of 2016 but demand is still strong for mass-market properties in well-connected areas. The Malaysian Institute of Economic Research showed a rebound of consumer sentiment in the first quarter.\n\nThe cut of the OPR by Bank Negara has lifted overall buyers’ sentiment. This was reflected in the launch of Lakeville Residence on July 16 and 17, with a take-up rate of 92%.. Households are adjusting to the effects of the GST and rising prices. Continued growth in income (average 5.5% salary increase expected for 2016), government measures to increase disposable income (3% reduction in Employees Provident Fund contributions, higher BR1M cash handouts and additional tax relief for those earning RM8,000 and below) and salary increments for civil servants effective July will also help to boost sentiment. Further easing measures, if any, will also help improve buyers’ sentiment.\n\nWhat strategies have you put in place to ride out the current soft market?\n\nWe invest in R&D to ensure projects meet buyers’ needs and complement their lifestyles. On the marketing front, we focus on specific and targeted campaigns catered for market demand. We also ensure to provide our customers with a memorable experience from the first point of contact. For instance, we have thematic property exhibition booths such the Mad Hatter’s Tea Party and the Gentlemen’s Club.\n\nWe offer value-added services to existing customers via M Care and M Club. They are entitled to incentives on selected projects, post-delivery services and priority invitations to property launches, events and promotions.\n\nWe will continue efforts to hit our sales target of RM2.3 billion in 2H2016, stick to our strategy with prudent and disciplined financial management, and focus on selective launches of the right products in the right locations.\n\nDatuk Seri Robert Tan (IGB Corp Bhd MD)\n\nIn today’s challenging property market conditions, what opportunities are there both for investors and homebuyers?\n\nYoung Malaysians, whether single or married, who relocate to the Klang Valley from their urban, semi-rural or rural hometowns for career opportunities, young Malaysians joining the workforce as well as couples and those starting families will continue to fuel property purchases.\n\nIn the Klang Valley, these homebuyers are purchasing homes in older, centrally-located city areas as well as new suburbs, which are mainly found in the south.\n\nInvestors generally favour properties in the city that cost more than RM500,000. New suburbs in less central locations offering units from RM250,000 are an alternative. Such investment opportunities stretch from Rawang in the north down to Seremban, with competitively-priced landed residential homes in particularly high demand.\n\nPrices have generally been trending with an upside bias, with the exception of price-controlled properties.\n\nWhen will the property market recover from the current slowdown?\n\nBarring unforeseen circumstances, we anticipate a gradual recovery by end-2016, stretching into 2017.\n\nWhat strategies have you put in place to ride out the current soft market conditions?\n\nWe have intensified our marketing efforts to better reach out to both local and foreign prospects, and have introduced and fine-tuned personalised sales packages for such potential clients.\n\nWe have also implemented a rent-and-own scheme for unsold properties and continue to develop strategically in in-demand market segments and locations.\n\nDatuk Izzaddin Idris (UEM Sunrise Bhd executive director)\n\nIn today’s challenging property market conditions, what opportunities are there for investors and homebuyers?\n\nThe right products in the right locations will always be a good investment. Developments located near existing or future rail line stations or transit-oriented developments are generally good investments, which will attract long-term buyer and tenant demand. Also, properties within well-planned townships in locations that are well served by a good highway and road network, provide accessibility and connectivity and come with amenities and facilities will also be a good investment, especially for homebuyers. Locations or townships that include catalytic components, such as leisure attractions, major commercial or business-oriented developments and healthcare or education hubs, will also have an advantage over others that are ‘run of the mill’.\n\nDuring tough times, it is crucial that buyers are mindful of the track record, reputation and ability of the developer to deliver the product on time. It should be able to follow through with the promise of providing the facilities/amenities and after-sales services upon the completion of the properties, especially when these are strata-titled. Failure to do so and with bad management may cause the value of the properties to drop.\n\nGiven the current economic climate, it is a buyer’s market. Developers are very competitive at the moment in their product offerings and price points. As an investor or homebuyer, it is an opportune moment to look for good buys in the market now and take advantage of the attractive packages, discounts and other incentives that are being offered.\n\nWhen will the market recover from the current slowdown?\n\nThe key property states (by transaction value) in Malaysia recorded a double-digit year-on-year decline in transactions in 1Q2016. The recently announced 25bps cut in OPR to 3% is unlikely to cause a significant improvement in demand unless we see another 25bps reduction. We expect a slight recovery in 2H2016, partly driven by more mass-market/affordable launches in the primary market. Transactions could pick up slightly in 2017, driven by marginal improvement in consensus GDP forecasts (4.4% in 2017 compared with 4.2% in 2016) and in the central region, underpinned by the completion of the Klang Valley MRT Line 1. In the absence of any reversal in tightening measures, we expect the market in general to recover meaningfully only in 2018.\n\nWhat strategies have you put in place to ride out the current soft market?\n\nGiven our significant exposure, in terms of landbank, we are intensifying our efforts to reach out to international manufacturing companies that can create value for the overall development of Iskandar Puteri. The latest example would be the sale of 25.37 acres in SiLC in Iskandar Puteri, Johor, to South Korea-based cosmetics company, AMOREPACIFIC Corp. With the establishment of the facility, we will see the creation of jobs and thereafter demand for homes in Iskandar Puteri.\n\nWe are certainly looking forward to do more of this type of strategic land sales that will (1) help strengthen our balance sheet/cash flow position; (2) create demand for our homes by attracting migration/population to the vicinity; and (3) enable us to use the proceeds for opportunistic acquisitions in the central region that can be developed within the next one to two years.\n\nTeh Chin Guan (IOI Properties group chief operating officer (property development))\n\nIn today’s challenging property market conditions, what opportunities are there for investors and homebuyers?\n\nThere are still quite a few good properties in prime locations and due to the difficult market conditions, various easy ownership packages are being offered that provide a good opportunity for investors and homebuyers alike to tap. Moreover, the recent downward adjustment of 20bps in the lending rate offers further opportunities for buyers to acquire at a lower cost.\n\nWhen will the market recover from the current slowdown?\n\nWe are starting to see pent-up demand for some properties in choice locations and we think the market is ripe for the picking for those looking to buy for their own use and/or those wanting to benefit from the attractive sale packages.\n\nWhat strategies have you put in place to ride out the current soft market?\n\nWe have a variety of properties, ranging from landed and strata to commercial properties in the affordable to luxury price range in various locations. Thus, we can concentrate on affordable houses to ride out this period, although we are ready with the right product range when the market trend reverses.\n\nChow Chee Wah (Gamuda Land MD)\n\nIn today’s challenging property market conditions, what opportunities are there for investors and homebuyers?\n\nThe property market is in a consolidation phase at present and there are opportunities there for them to pick up value-for-money products. Initial phases of new projects with an advantageous location and connectivity, strong master planning and delivered by reliable developers will continue to attract buyers. This is especially for developers who have historical data that show asset appreciation over time, particularly when the market is recovering.\n\nWhen will the market recover from the current slowdown?\n\nMost likely in the first half of 2018.\n\nWhat strategies have you put in place to ride out the current soft market?\n\nWe are tapping locations with pent-up demand to initiate targeted launches. Our new projects are coming onstream in good locations with refreshing master planning and products that offer great value, be it for owner-occupiers or investors.\n\nOur deferred payment scheme has attracted upgraders and first-time homebuyers. For upgraders, this programme will allow them to keep their present house and only dispose of it when we hand over their new homes. As for the latter, the programme will ease their financial commitment to owning their first home. Meanwhile, investors can lock in their property of choice at the present price before the market fully recovers.\n\nThis article first appeared in City & Country, a pullout of The Edge Malaysia Weekly, on Aug 1, 2016.", "CreateDate": "2016-08-03T09:32:02.503", "UpdateDate": "2016-08-03T09:32:02.503", "PropertyURL": "https://farm9.staticflickr.com/8813/28115089724_3d43c277b9_m.jpg" }, { "NewsId": "962ef443-caf6-4bd8-b875-1d9695bc5fa4", "Title": "Shoebox units to kick off in Penang?", "Source": "http://www.theedgeproperty.com.my/content/819208/shoebox-units-kick-penang", "NewsDateTime": "2016-08-01T00:00:00", "Details": "KUALA LUMPUR (July 27): Escalating housing prices and the changing needs of young buyers have spurred interest in shoebox-sized apartments on Penang island, said Henry Butcher Malaysia (Penang) Sdn Bhd director Jason Teoh.\n\n\"Currently, there is no supply of shoebox-sized apartments in the (Penang) market, but I observe that shoebox-sized apartments with facilities will have strong demand from young working adults who are looking for homes offering a modern lifestyle,\" he told TheEdgeProperty.com after sharing his outlook of the northern region of Peninsular Malaysia.\n\nHe noted that although land scarcity will be an issue for new developments in George Town, Penang, there are opportunities for developers to look into, such as redeveloping existing old buildings or old houses into shoebox apartments to cater for the needs of young homebuyers.\n\nOn the overall market view, Teoh said developers in Penang have always been confronted with various challenges in the overall supply chain, such as lack of suitable land for development. There are fewer new launches in recent times and pent-up demand seems to be broiling.\n\n\"Developers with projects in the right locations with the right concept and prices will attract buyers despite the weak market sentiment,\" he added.\n\nA good example of a recent well-received residential project in the southwest district of Penang island has seen a remarkable take-up rate of 80% without any aggressive marketing campaign.\n\nHowever, he noted that the outlook on Penang’s property market remains uncertain if economic and market sentiment continue to be weak, hence, transaction volume is expected to decline and there will be fewer speculative activities.\n\n\"In the long run, Penang’s property market will be supported by healthy fundamentals — such as the growing young population, shrinking average household sizes, low unemployment rate and sustainable local/foreign investment — which could help regain market confidence,\" he explained.\n\nTeoh said Penang island is a small place, and being small has its advantages in terms of the density of economic agglomeration.\n\n\"Given that infrastructure development is now in the making, greater connectivity between places and people and, more importantly, between people and people would augur well for the future of Penang,\" he noted.\n\nTeoh said the Penang Transport Master Plan, which includes construction of the monorail, bus rapid transit (BRT), highways and roads, undersea tunnel and sky cab, is now pending the consent of the authorities.\n\nOnce the plan is approved, it will be the greatest catalyst for the property market in the northern region.\n\nHe was speaking at the Malaysian Property Summit Mid-Year Review 2016. TheEdgeProperty.com and The Edge Malaysia are the media partners of this event.", "CreateDate": "2016-08-01T17:39:12.61", "UpdateDate": "2016-08-01T17:39:12.61", "PropertyURL": "https://farm9.staticflickr.com/8888/28661552706_f75cb57a32_m.jpg" }, { "NewsId": "b752e53d-518e-46ac-a0b6-7123ea68b845", "Title": "KL’s top condos for rental returns in 2015", "Source": "http://www.theedgeproperty.com.my/content/819885/kl%E2%80%99s-top-condos-rental-returns-2015", "NewsDateTime": "2016-08-01T00:00:00", "Details": "REAL estate investors usually have two main considerations — rental yields and capital appreciation.\n\nHowever, in recent times, rental yields among non-landed residences in many places in the Klang Valley have been affected by rising house prices and supply.\n\nSome areas that enjoyed high capital appreciation have seen weaker rental yield — some even lower than fixed deposit rates. Nevertheless, there are many non-landed residences that enjoy yields of more than 5%. Data collated by the National Property Information Centre (Napic) showed that there were 46 condominiums in Kuala Lumpur that had enjoyed gross rental yields of over 5% in 2015.\n\nFrom Napic’s list, TheEdgeProperty.com shortlisted the top 15 condos with the highest yields recorded last year. They ranged from a low of 5.7% to as high as 8.8%.\n\nAmong the top 15 were condos in Kuala Lumpur City Centre, Mont’Kiara, Jalan Ipoh, Dutamas, Kepong and Sri Petaling.\n\nThe five best performing projects were Menara Putra (rental yield of 8.8%), Casa Kiara II (7.5%), U-Thant Residence (6.9%), Seni Mont’Kiara (6.6%) and Mont’Kiara Astana (6.6%).\n\nZerin Properties head of research and consultancy Roja Rani Applanaidu says, “These condos are hugely popular with foreigners and expatriates especially those within Mont’Kiara or Hartamas due to their strategic location and proximity to international schools,” she tells TheEdgeProperty.com.\n\nFactors contributing to the strong rentals are the various condos’ strategic locations within or close to Kuala Lumpur City Centre with excellent accessibility to commercial and financial hubs as well as amenities such as schools, eateries, malls, hospitals and others.\n\n“Proximity to public transportations particularly rail stations (such as the Light Rail Transit (LRT), the KTM Komuter, and future Mass Rapid Transit (MRT) stations) is a key factor that contributes to high rental demand,” she adds.\n\nJLL Malaysia country head YY Lau concurs that Mont’Kiara, for instance, is a relatively good place to live in as the properties are architecturally and aesthetically pleasing while incorporating greenery, spacious communal areas and lifestyle elements.\n\n“Mont’Kiara is one of the most sought-after locations for both locals and expatriates. It has many good international schools and international F&B outlets that are suitable for expatriate families,” she explains.\n\nShe notes that the capital appreciation of properties in Mont’Kiara has been relatively slow over the past three quarters.\n\n“One has to be selective so as not to end up with falling capital values even though yields may look good. Yields may be good during boom time, but may be affected during downturns,” she reminds.\n\nFor buyers who are looking for rental yield, besides the potential yield numbers, they will also need to look at maintenance cost as that could affect the net rental yield.\n\n“Investors would need to remove the outgoings such as the maintenance cost which tends to be higher for high-end properties. This could bring yields down closer to 5% and below,” she adds.\n\nLau notes that rentals have been easing in Mont’Kiara and areas surrounding Kuala Lumpur City Centre due to the contraction in the oil and gas (O&G) industry as a result of cuts in jobs for semi-skilled and skilled workers, including expatriates.\n\n“Landlords are willing to rent out units at a lower rate to ease cash flow, rather than have their units unoccupied,” she adds.\n\nMont’Kiara stays popular\n\nAmong the top 15 condos that have enjoyed the highest gross rental yields, six of them are located in Mont’Kiara, three in Kuala Lumpur City Centre and two in Jalan Ipoh.\n\nMIP Properties senior negotiator Freeman Woo says Mont’Kiara is still one of the most popular locations for tenants with above average budgets, especially expatriates.\n\n“Vacant units in good locations such as those close to schools or with good access to main roads will normally take about one month to get a tenant,” he adds.\n\nHe says besides the O&G industry, there are other industries such as the services and retail industries who hire expatriates and they continue to choose accommodation in the Mont’Kiara area.\n\n“I have received quite a number of rental enquiries in recent months. Many expatriates are looking for long-term accommodation in Mont’Kiara as there are a few international schools in the vicinity,” says the real estate negotiator who specialises in Mont’Kiara.\n\nHe notes that Mont’Kiara is an enclave of luxury condos, with a good liveable environment and within close proximity to the city centre which has attracted many expatriates to stay here and form their own community, especially those from Japan and South Korea.\n\nWoo notes that monthly rentals could start from RM2,000 (for older unfurnished condos) to RM20,000 for a luxury penthouse.\n\nNewer condos with private lifts such as 28 Mont’Kiara can offer a partly furnished unit with a built-up size of 2,535 sq ft for a rental of around RM7,000 to RM7,500 a month.\n\n“For a smaller 1,600 sq ft unit in other condos, such as Casa Kiara or Kiara Ville, the monthly rental ranges from RM4,500 to RM5,500 depending on how well the unit is maintained,” he explains.\n\nAccessibility matters\n\nApart from Mont’Kiara, One Sunterra Properties Sdn Bhd head of agency Terence Yap notes that locations on the fringes of Kuala Lumpur City Centre are generating interest from the middle class working population as these locations are well connected and easily accessible via major roads and highways as well as LRT stations.\n\n“These areas close to Kuala Lumpur City Centre are the preferred locations among investors given their premium addresses. Even within KLCC, prices have declined and some owners are looking to cash out, hence making yields attractive,” he explains.\n\nYap also likes KL Sentral for its comprehensive masterplan comprising residential, commercial, leisure and an integrated transport terminal.\n\n“KL Sentral is also home to prominent multinationals such as Shell, Google and Facebook, making the residential developments here a sought-after address for the working population in KL Sentral itself,” he adds.\n\nTaman Desa in Old Klang Road is Yap’s next pick due to its strategic location between Kuala Lumpur and Petaling Jaya.\n\n“Its location is also close to major existing landmarks such as Mid Valley City, KL Eco City and Bangsar South as well as upcoming developments such as Bandar Malaysia and the High Speed Rail (HSR) terminal,” he explains.\n\nZerin’s Roja chooses non-landed homes in Kuala Lumpur City Centre, Bangsar, Damansara Heights, Sentul and KL Sentral for their positive rental yield potential.\n\n“These areas are established neighbourhoods and highly popular with locals and expatriates for their excellent locations, proximity to public transportations, commercial and financial hubs as well as conveniences such as F&B outlets, schools, entertainment areas and healthcare centres,” she explains.\n\nSome pressure on yield growth\n\nProperty consultants and agents concur that the current sluggish economy and high property prices may cap rental yield growth in the medium term.\n\nYap says rentals and yields are not expected to rise in Kuala Lumpur if the economy continues to weaken as it may affect employment rates.\n\nRoja notes that in terms of rental performance, condos in locations near to public transportations and commercial and financial hubs will continue to record high rental rates and yields.\n\n“For instance, condos within Jalan Ipoh, Dutamas, Kepong and Sri Petaling enjoyed good rental yields because of their relatively lower or affordable prices which could generate comparatively higher yields,” she adds.\n\nMeanwhile, Lau from JLL expects rental yield growth to be flat due to economic uncertainties.\n\n“Apart from loss of jobs due to the downturn in the O&G industry, there are also job cuts in the financial industry. Unemployment is rising and business confidence remains weak,” she explains.\n\nHowever, she adds that mature neighbourhoods like Bangsar, Damansara and Petaling Jaya, which have shown capital appreciation in the past, will continue to retain their occupancy rates although yields may no longer be as attractive as before.\n\n“Land scarcity has increased the development cost of future projects. This puts pressure on rental yields as property prices keep escalating,” she concludes.", "CreateDate": "2016-08-01T17:28:42.6", "UpdateDate": "2016-08-01T17:28:42.6", "PropertyURL": "https://farm9.staticflickr.com/8877/28693445805_e1540c02bb_m.jpg" }, { "NewsId": "9a9008a3-009e-4532-a677-3766cf0a7934", "Title": "好房好風水 和諧聚氣客廳風水（下篇）", "Source": "http://www.chinapress.com.my/20160601/%E5%A5%BD%E6%88%BF%E5%A5%BD%E9%A2%A8%E6%B0%B4-%E5%92%8C%E8%AB%A7%E8%81%9A%E6%B0%A3%E5%AE%A2%E5%BB%B3%E9%A2%A8%E6%B0%B4%EF%BC%88%E4%B8%8B%E7%AF%87%EF%BC%89/", "NewsDateTime": "2016-08-01T00:00:00", "Details": "羅一鳴師傅（龍嚴風水創辦人）\n\n上篇提過，客廳風水要有納陽聚氣、天清地濁和聚人聚氣的格局，下篇再來探討客廳的擺設、能不能掛風扇，或天井設計等佈局，是否符合風水學。\n\n四、增強氣勢\n\n為了讓家居更加美觀及人性化，許多人喜歡在客廳擺放雕像、裝飾品、畫像甚至照片來充當增強能量的擺設。這樣做真的能夠為家宅風水帶來好處嗎？\n\n其實，風水講究的是方向、氣場及陰陽，只有方向正確、氣場和諧及陰陽調和，才能夠讓人住得舒服，感覺良好。而且，物品並不會產生能量，因此若特地耗費巨資購買自己不喜歡的物品以期望能夠換來好運就不是正確的做法！\n\n這樣說的話，難道客廳不能夠擺放吉祥物品？其實，雕像、裝飾品、畫像及照片雖然不會產生氣場，但只要能夠看了覺得身心愉悅，讓我們及家人開心及安心的話，那就不妨擺設在客廳起眼的地方，增強氣勢及舒適感。\n\n此外，在選擇畫像及照片的時候切記盡量選擇主題和諧圓滿，例如山水畫要柔和秀麗、動物或人物要溫馨婉約；千萬不要選擇山勢險峻、動物相殘或古怪邪氣為主題的畫像或照片，以免為自己及家人帶來負面的影響。\n\n五、客廳可掛風扇嗎？天井設計合乎風水？\n\n很多讀者都知道睡房不能夠懸吊風扇，避免“陰陽相沖”，然而客廳格局又如何呢？若懸掛風扇會為居家風水帶來不良的影響嗎？\n\n首先我們必須要瞭解居家風水“陰”與“陽”的分別，所謂“動者為陽，靜者為陰”，睡覺時人們甚少移動且待的時間較長故為“陰” ，休息時如果出現形煞如橫樑、吊燈或“過陽”的風扇將使到氣場不穩定，為房間使用者帶來負面影響。\n\n相反地，客廳是常活動的地方屬于“陽”，且待的時間不長，對人們的影響並不大，因此客廳可以使用吊扇、吊頂及石膏板設計的天花板。\n\n另一方面，現代家居設計崇尚自然、時尚及現代感的融合，許多屋業發展都標榜著回歸自然的設計，例如天井就是一個結合自然、美觀及現代化的設計，然而是否每間家宅都適合擁有天井設計呢？\n\n首先，我們要瞭解古時大宅院的結構是由幾幢房子圍起來，中間出現一個空間供人走動及活動，便稱為“天井”。\n\n現代的天井設計大多是在家宅內部“掏開一個洞”，與真正意義上的天井並不相符，若處在家宅中心的話就會形成“無太極中心的中空屋”，為不良的家宅格局。\n\n切記，家宅格局最好要方正平穩，不可出現過大過多的缺角，如果天井太大就會為家宅帶來不良的影響；反之，若天井處在家宅前方或旁邊，且面積不會太大則沒有太大影響，還可種植草木來美化家宅。\n\n佈局佳提升家庭凝聚力\n\n“家和萬事興”是一個美好的願景，大多數人努力賺錢的目的就是要建立及維繫家庭成員和諧及凝聚力強的溫暖家庭！\n\n看過了上述佈局講解后，讀者們可為自己的客廳趨吉避凶，佈置出一個風水好、氣場佳的客廳格局，努力打拼之余也有溫暖的家庭做后盾，凡事能夠一帆風順、平步青雲！", "CreateDate": "2016-08-01T12:51:33.6", "UpdateDate": "2016-08-01T12:51:33.6", "PropertyURL": "https://farm9.staticflickr.com/8070/28073717493_a427368e84_m.jpg" }, { "NewsId": "c61f92fc-592a-4976-b59a-42e4c25eb110", "Title": "好房好風水 和諧聚氣客廳風水（上篇）", "Source": "http://www.chinapress.com.my/20160518/%E5%A5%BD%E6%88%BF%E5%A5%BD%E9%A2%A8%E6%B0%B4-%E5%92%8C%E8%AB%A7%E8%81%9A%E6%B0%A3%E5%AE%A2%E5%BB%B3%E9%A2%A8%E6%B0%B4%EF%BC%88%E4%B8%8A%E7%AF%87%EF%BC%89/", "NewsDateTime": "2016-08-01T00:00:00", "Details": "──羅一鳴師傅龍嚴風水創辦人\n\n客廳是一處凝聚家人及招待客人的地方，因此，客廳的風水格局絕對不能忽視！無論是中式或西式設計，怎樣才能夠打造一個具有“迎賓”格局、讓家人及客廳都擁有良好感應的客廳呢？這一期的《風水內局篇》將深入淺出的為大家剖析客廳風水，教你佈置和諧聚氣的客廳風水！\n\n風水學推崇陰陽調和、氣場和諧，因此客廳必須要保持足夠的陽氣，在設計方面應該明亮通風，不可昏昏沉沉及有太多可聚積穢氣灰塵的死角，否則將會造成家庭成員們了無生氣，無精打采。\n\n如何才能夠正確的佈置客廳，為家人帶來和諧的吉祥感應？本文將整理客廳風水的幾項重點，讓大家學習如何佈置客廳風水外也釐清一些不必要的誤解。\n\n一、納陽聚氣\n\n所謂“動者為陽；靜者為陰”，客廳在家宅風水中屬于陽氣極盛的格局，這是因為無論是家庭成員的聚會或是客人來訪，客廳都是主要活動地點。因此，客廳必須避免骯髒昏暗，一定要保持寬敞及明亮，更重要的就是要“聚氣納陽”！\n\n何為“納陽聚氣”？只要善用大型門窗便能夠達到納陽、納氣的良好效果。由于客廳在風水上的屬性為“陽”，故也是陽宅風水中一處不怕“過陽”的地方。為了能夠良好的“納氣、納陽”，無論窗口或落地窗口的大小及數量都是能夠配到得到風水格局。\n\n另一方面，從居家風水的角度而言，客廳的格局與家庭成員的運勢及成員間的和睦關係起著密不可分的關係，因此在佈局方面必須要以“聚氣”為重點來佈置，這樣才能夠提升和諧的氣場能量，為家宅帶來好運的效用。\n\n二、天清地濁\n\n如前文所述，客廳是一處不怕“過陽”的地方，因此除了可利用大型門窗來采光納陽，也能以明亮的燈光佈置吉祥和諧的客廳格局。\n\n根據陽宅風水理論，家宅必須要“天清地濁”，即天花板的佈置必須要以清、亮來佈置天花板，何謂清亮？以正常的家宅格局而言，白天不開燈不會顯得過于昏暗、夜晚關燈也不會太亮，這樣就屬于采光得宜、陽氣通順就屬于良好格局。\n\n地板方面，雖說地板可偏向濁、深的顏色，但只要不比天花板亮而導致“陰陽顛倒”就不會產生太大問題，因此可用較暗色的地磚或地毯來佈置擺設。\n\n讀者們切記，天清地濁的概念是非常重要的，試問昏天暗地的客廳又怎么能夠聚集客人甚至家人呢？因此，利用柔和溫暖的燈光營造和諧的光暗及和諧氣場，是至關重要的佈局關鍵。\n\n（若讀者想要對燈光佈局有進一步的瞭解，可參考第3期冬季刊《名人風水》中的《內局篇之燈光風水論陰陽》）\n\n三、聚人聚氣\n\n許多人會問“沙發一定要靠牆嗎？”、“沒有靠牆的沙發一定會為家宅帶來歹運”，這樣的說法正確嗎？其實，上述說法不僅不符合風水學理也不合乎邏輯！\n\n首先，若要做到所有沙發都靠牆其實是不可能的，因為客廳不是處在家宅前方就是家宅中心，除非家宅格局屬于“家徒四壁”，不然的話如何能夠全部沙發靠牆呢？其次，如果沙發全部靠牆的話，沙發之間的距離一定會離得非常遠，而且也會導致沙發及電視離得太遠，反而造成麻煩！\n\n根據風水學，客廳風水最重要就是“聚人聚氣”，如果距離那么遠又如何達到“聚人聚氣”的良好效果呢？正確的沙發擺設應是要聚集靠攏、團聚在一起的格局才能讓家人得到吉祥感應。此外，沙發也不可擺在橫樑之下、尖角之處及沖大門等。若想要擺設一些風水飾物來點綴客廳的話，也可視喜好擺放在吉祥方位。\n\n讀者們千萬不可為了想要與眾不同及標新立異而忽視風水的重要性，以免為家宅帶來負面影響后才為當初的馬虎而后悔。", "CreateDate": "2016-08-01T12:48:59.08", "UpdateDate": "2016-08-01T12:48:59.08", "PropertyURL": "https://farm9.staticflickr.com/8644/28583589122_9214ffbbdf_m.jpg" }, { "NewsId": "6619835c-8c7e-40c2-b556-a8cd94b39bd5", "Title": "房市低迷非壞事 買賣方各尋新契機", "Source": "http://www.chinapress.com.my/20160608/%E6%88%BF%E5%B8%82%E4%BD%8E%E8%BF%B7%E9%9D%9E%E5%A3%9E%E4%BA%8B-%E8%B2%B7%E8%B3%A3%E6%96%B9%E5%90%84%E5%B0%8B%E6%96%B0%E5%A5%91%E6%A9%9F/", "NewsDateTime": "2016-08-01T00:00:00", "Details": "（吉隆坡8日訊）房地產領域過去經歷了一個很好的黃金十年，目前這個房地產業者眼中的淡市，卻正是消費者尋寶的市場，因為現在的房市已蛻變成由買家所主導的市場。如今買家更謹慎，發展商也更迎合市場需求，房產供需開始更匹配。\n\n國內房市去年開始放緩，官方數據顯示，去年房產交易量和涉及總值都下跌，這是近5年來沒發生過的。這個市況，有人認為是危機，但也有人認為是商機。\n\n配合6月10日至12日，由《南洋商報》、《中國報》和《家》聯辦的“南洋產業展”，《南洋商報》特邀來房地產各領域專家，一起探討房市新契機。\n\n列席專家包括房地產發展商協會前主席拿督黃騰亮、資深城市土地運用兼交通規劃師吳木炎、馬來西亞產業投資協會副會長潘榮德、房地產代理協會副主席林文彬，及Oregeon房產顧問董事經理黃玟傑。\n\n綜合多位專家看法，比較過去，目前市場上的房產供應更趨向消費者需求，其中可負擔房產更是炙手可熱。\n\n重新規劃提高吸引力\n\n其他房產也因為競爭、地理位置等的關係，在發展商花心思重新規劃提高吸引力后，也讓消費者更能負擔。\n\n換言之，目前房市的低迷期，是房產業者也是消費者的新契機。\n\n國家銀行多年前的“打房”措施明顯衝擊房市買氣，房地產代理協會副主席林文彬說，這導致一些發展商被逼重新調整項目的組合和價格，在房屋面積方面也改變了策略。\n\n例如同是三房式的公寓單位，從以前的1200平方尺，縮小至600平方尺，公寓價格也可相對“調低”。\n\n他指出，發展商的改變也意味著，現在不再是“你建你想要賣的房子”，而是演變成“你建市場真正需要買的房子”。\n\n消費者不進場並非沒錢\n\n資深城市土地運用兼交通規劃師吳木炎指出，10年前，房產領域經歷了黃金十年，當時無論什么類型的房產，賣家一定賺得盤滿缽滿，買家也一定能翻個幾番，不管什么配套都受到歡迎。\n\n但他說，任何市場都不可能一直維持在上升狀態，走過了10年，現在房市正處于“糾正期”，撇除投機者，這次的糾正期敲響了警鐘，喚醒了發展商，也警惕了買家。\n\n健康的盤整\n\n“以前的高檔房子，發展商不怕沒人買，現在發展商則需自行減價至一個市場可承擔和維持的價碼。”\n\n“同時，今天的買家在交易中都變得非常謹慎。我覺得這種情況很健康。”\n\n吳木炎認為，這些年來，無論是銀行、發展商和買家都有足夠的敏感度，比如國行在過熱時打房，所以才能使今天的房市不至于崩潰，這是一種健康的盤整。\n\n“這個時候的市場需求仍不俗，消費者不進場並非沒錢，而是他們處在冷靜期。”\n\n城市鄉村化\n策略和規劃取勝\n\n發展商從城市轉向郊區，必須懂得以策略和規劃取勝，才能化腐朽為神奇。\n\n吳木炎直言，一個住宅區的規劃很重要，一個好的規劃能讓死角變成策略地點；相反的，規劃不好，即使只是將雙向道改成單向道的一個小失策，就足以讓一個策略地點變成死城。現在發展商要懂得以“策略”取勝，就能化腐朽為神奇。\n\n“舉例，我們看到不少發展商開發至士毛月，有些新項目甚至在地圖上找不到，更沒有像樣的道路，可是單位卻被一掃而空，因為發展商把它銜接到大道。把項目地點策略性，是致勝條件。”\n\n由此也帶出 “城市鄉村化”的概念。現在市中心的地段已見少買少，所以發展商都被逼往外移，到離市中心較遠的郊區地方興建房產項目，可是這個也可以是賣點之一。\n\n所謂“城市鄉村化”，就是說居住在郊區的買家，一方面能享受鄉區環境的寧靜，另一方面則可方便銜接主要大道抵達繁華的城市，把原本或許被人嫌棄的郊外房產項目，頓時被包裝成時尚的生活方式。\n\n吳木炎說，要讓“城市鄉村化”的概念成功，城鎮的規劃和設計佔了舉足輕重的位置。\n\n“新的城鎮一定要有其他城鎮不具備的特質，若新城鎮只能複製其他城鎮的話，則必定失敗。舉個例子，有一個新城鎮就打著‘健康生活’的主題，所以整個城鎮規劃的腳車道就有100公里長。”\n\n買氣淡發展商改策略\n\n買氣淡、房子難銷，發展商只好沉著改變策略應戰。\n\nOregeon房產顧問董事經理黃玟傑指出，住宅房產買氣減弱，反而看到不少發展商發揮創意以脫穎而出。除了在設計和房子面積上重新規劃，以把房價調整到一個消費者能負擔的價位之外，他們也在設施上“下手”。\n\n他舉例說，有者在同樣的預算中，增加設施種類，如原本的泳池屬奧林匹克尺寸，現在可把尺寸減半，多出來預算可充作新設施用途，以吸引更多買家。\n\n吳木炎也說，發展商要有足夠的創意，把原本項目的缺點，改成其他項目無可取代的優勢。\n\n“比如要發展的項目旁有一個廢礦湖，你可把它改造成獨樹一幟的休閒湖，配搭不同設施，連風景和風格都來個大逆轉。”\n\n發展郊區可助平衡房市\n房產項目往郊區推移\n\n對很多人來說，擁有一間房子的確是一世人的大業，但房價不斷飆升，購屋者在思維上該作出哪些改變？\n\n黃玟傑坦言，市中心已沒有土地發展，許多房產發展項目也一直往郊區推移，在吉隆坡工作的人，也被逼跟著越住越遠。\n\n在“惡性循環”下，原本住在郊區的人卻因為當地房價逐漸飆升，也被逼越住越偏遠，那么問題只會一直延伸，未必能解決。\n\n“我覺得政府必須採取一些措施來發展郊區，讓這些地方蓬勃充滿活力，並製造大量的就業機會。”\n\n如此一來，原本在吉隆坡工作的人，可選擇在郊區買房居住；原本屬于郊區的居民，也因為多了就業機會，生活得以改善，可以繼續有經濟能力居住在當地，不需再往偏遠郊區移。\n\n黃騰亮指出，吉隆坡或雪蘭莪一些熱門地方，已很難找到便宜的新房子，但是一些交通方便的舊區卻有許多舊房子要脫售。\n\n“這些舊房子多數位于策略性地點，價格也合理，唯一不足就是失修，需要大筆的裝修費。但現在銀行也推出了裝修貸款，希望能幫到這群買家。”\n\n冀放寬首購族房貸條件\n\n林文彬指出，今年1月的數據顯示，房貸申請僅有38%通過，意味著每10人申請房貸，有6.2人遭拒，無法貸款。\n\n他指出，在2012年之前，房屋拍賣都處于上升趨勢，當年有4萬6000間房屋被拍賣，同年國行宣佈新措施，所有貸款必須以淨收入為計算基礎，包括房貸。\n\n“從那一年開始，房屋拍賣數量每年減低了20%至30%，總成交量也下滑，惟成交總價值仍上升，證明了儘管打房政策奏效，但市場仍強勁。”\n\n黃騰亮認為，房貸申請被銀行拒絕是個大問題。房地產發展商協會曾就此和政府商討，希望放寬申請給首次購房者。\n\n“首次購房者多數都是年輕人，也是社會新鮮人，若銀行借貸條件太高，他們不可能擁有本身的房子。我們應該根據不同的申請類別，給予不同的房貸配套和條件。”\n\n海內外房產商機處處\n\n過去雖然都有一些大馬發展商到海外開發房產，但這現象近年來尤其織熱，突顯不管是大馬還是海外房市，都商機處處。\n\n黃騰亮說，這是一個全球化的時代，商機也是如此。\n\n“我國有許多優秀的發展商到倫敦和墨爾本開發市場， 當地的項目推出市場后，很大部分的買家竟然是馬來西亞人。”\n\n若以外國人投資角度來看，潘榮德認為，目前大馬房地產市場蘊藏著的是商機。\n\n“在大吉隆坡、依斯干達區和馬六甲，我們都不難發現一輛輛的巴士，載著外國人考察團湧進。站在外國人的角度，我國房屋比他們的大城市便宜太多，可能只是他們大城市房價的半價或三份一。”\n\n另外，大馬政治相對穩定，也是東協通、中國通和西亞通，加上中國一帶一路戰略規劃的提出，迎來了新一輪海外投資熱潮。\n\n潘榮德說，我國的房屋除了價格吸引，其他因素如環境、背景、文化和語言等，都能讓外國人感到舒適。\n\n近期的令吉匯率下跌，進一步刺激這些海外投資者，可說是符合天時、地利和人和。很多時候，教育和旅遊因素也扮演重要角色，激勵外國人來馬置業。\n\n他認為，除了“引進”外國人來馬購買房子，我國發展商也可以考慮和海外發展商合作，“走出”大馬邁進全球。\n\n外國人買房比例小\n空置不住才是隱憂\n\n越來越多外國人來我國投資房產，這種情況是否出現過熱或失衡的現象？\n\n馬來西亞產業投資協會副會長潘榮德說，馬來西亞在外國人的眼中，是個“潛力股”，但他們只專注在一些熱門地點，如武吉免登、馬六甲、依斯干達區等。而且，外國人來馬置業有一定的條例，政府會限制他們只能購買100萬令吉以上的房產單位。\n\n“目前，外國人來馬投資的比例仍很小，希望政府不會緊縮條例，調至200萬或300萬以上的房產。”\n\n吳木炎則認為，一個項目若有太多外國投資者，是件令人擔心的事。\n\n“你可以租給外國人，但外國人買了不來住，導致整個項目有過多空置的單位的話，就會失衡，很多問題也會浮現。”\n\n黃騰亮也認同說：“個人認為外來投資是件好事，但一個項目若引來過多‘只買房投資，卻空置不住’的外國投資者，就會造成該項目失衡和失去活力，管理方面也會出現問題。”\n\n可負擔房產需求旺\n\n展望今年，專家認為房產買氣仍在，尤其可負擔房產和二手市場。\n\n房產可簡單區分為高檔房產（每平方尺超過1000令吉）和可負擔房產（屋價低于50萬令吉）。\n\n房地產發展商協會前主席拿督黃騰亮透露，目前的可負擔型房產市場仍供不應求，消費者的購買慾旺盛，且在一些熱門地區如巴生、吉隆坡和八打靈再也一帶，消費者都在瘋狂找可負擔型的房產。\n\n“但現在最大的問題是，這些熱門區的房產價格早已攀升許多，很難找到可負擔型的房子。”\n\n黃騰亮認為，沿著輕快鐵（LRT）和全新的捷運站（MRT）附近，政府需保留一些地方供可負擔型房屋建設，並由政府全權負責，以讓這個原本供不應求的市場得以平衡。\n\n二手市場旺\n\n“但這個建議不適用于私人界，因為若是私人發展商如此做，十之八九會虧本。”\n\n林文彬說，儘管油價和令吉暴跌等不利因素籠罩房市，但市場上30萬令吉至50萬令吉的房產單位仍非常受落，推出這個價位的房產項目都賣得很快，其中一個項目更在3個月內售罄所有單位，發展商進賬350萬令吉。\n\n“由此可見，要買房子的人還是很多。另外，很大部分的交易，來自二手市場，所以不要因為新樓盤滯銷，就誤以為房市不佳，因為這可能是個別個案。”", "CreateDate": "2016-08-01T12:46:08.277", "UpdateDate": "2016-08-01T12:46:08.277", "PropertyURL": "https://farm9.staticflickr.com/8768/28689508605_787c866927_m.jpg" }, { "NewsId": "752a83ce-698d-4861-81d5-96b81614e4b8", "Title": "紀順能：大馬房價未跌過 有錢置業 今年好時機", "Source": "http://www.chinapress.com.my/20160610/%E7%B4%80%E9%A0%86%E8%83%BD%EF%BC%9A%E5%A4%A7%E9%A6%AC%E6%88%BF%E5%83%B9%E6%9C%AA%E8%B7%8C%E9%81%8E-%E6%9C%89%E9%8C%A2%E7%BD%AE%E6%A5%AD-%E4%BB%8A%E5%B9%B4%E5%A5%", "NewsDateTime": "2016-08-01T00:00:00", "Details": "（吉隆坡10日訊）“投資房地產，手上有錢，今年就是良機！”\n\n大馬房產招商公會總會長拿督斯里紀順能指出，儘管許多人信誓旦旦指“房地產價格明年還會再跌”，不過以其從事房地產行業16年的經驗，認為今年還是投資房地產的良機。\n\n他今日在南洋產業展主講“大馬房產投資及置業趨勢”講題時詢問觀眾，是否有聽過房地產泡沫？\n\n“我們只聽過金融海嘯、股災，最后才會影響到房地產價格，從未聽過房地產泡沫引發金融海嘯、股災或貨幣貶值。”\n\n“就算在2008年金融海嘯之時，大馬房地產價格從未跌過。”\n\n大馬房產價偏低\n\n紀順能也是GS國際地產有限公司執行董事兼總裁，他指出，很多人懷疑房地產市場是否處在泡沫階段，但其實他在10年前，就听許多人說：“行情這么不好，明年一定跌”，但時至今日，房價從未跌過。\n\n他說，以往發展商只要辦展覽推介會，房屋就很快售罄，是因為以前的貸款門檻較低，反觀如今，政府努力打房，把貸款門檻調高，試問房價有跌嗎？\n\n他說，根據國家房地產資訊中心（NAPIC）資料顯示，2014年大馬房地產的總交易量達38萬4060單位，而2015年則36萬2105單位，跌了5.7%。\n\n“2014年大馬房地產成交總值達1630億令吉，而2015年則為1499億令吉，下跌8%，這是因為國家銀行把貸款門檻上調。 ”\n\n“可為何房價仍未跌？全因大馬房地產價格在東南亞乃至亞洲仍屬于較低的。”\n\n紀順能說，投資房地產最好的時間就是“昨天”，因為昨天買了，今天就安心了，但他也強調，投資眼光必須精準。\n\n再不買會被中國人搶光\n\n紀順能引述國家統計局數據說，在2013至2016年，外國對我國直接投資上升許多，現也有大批中國人湧入我國房市。\n\n他說，若不搶先購買，中國人來時將毫不留情把整個市場價位炒高，再托市。\n\n“數據預測，2016至2020年的外國對我國直接投資額將繼續上揚。”\n\n他說，目前中國積極推廣“一帶一路”，中國人都開始走出國，2016至2020年至少10%國內生產總值將走出國門，意味10%金錢被帶出，首波由欽州至關丹開始。\n\n他揚言，隆新高鐵計劃、泛亞鐵路及輕快鐵也將令房地產增增值。\n\n出席者包括《南洋商報》執行編輯兼政府及企業事務經理傅德發、廣告營業經理林藹慈、華商廣告市場經理蔡堯、高級廣告營業經理陳治誠、《生活雜誌》廣告營業經理黃偉明、綠野集團創辦人丹斯里李金友及綠董事李泰揚。\n\n趁發展商清倉快買屋\n\n紀順能說，目前發展商少有推出新產品，新房產及二手房方面仍是買家市場。\n\n“因仍有許多以前的配套，業主無法馬上脫手，須先出租房產。”\n\n他說，未必地鐵站附近的房產較貴，真正貴的是離地鐵最遠的，如山頂及海邊，輕快鐵範圍附近一般用來出租，增值不會那么快。\n\n他透露，房地產絕對尚可投資，促投資者勿害怕，尤其如今發展商急于推出產品，定有很“漂亮”配套。\n\n“整個市場的發展商要很快清倉，他們希望在短時間內推出新的房產，否則他們沒有最新的業績報告，股價不會升。”\n\n他指出，發展商目前都很辛苦，所以趁他們這么辛苦的時段，投資者應快快購買房產。\n\n資深風水師：今年有利房地產\n\n資深風水師何啟雄預測，2016年立春的八字有利房地產，2017年則不利房地產，2018年甚至出現全球經濟危機。\n\n他說，有危機就有商機，投資者進場前需先做好功課，以免蒙虧。\n\n他主講“風水看房地產”講題時指出，2016年土、金、水為良好元素，屬土行業如房產及建築，有利房地產投資；屬金行業如股票及金融；屬水行業有旅遊、酒店及運輸業等，因此今年旅遊業大受影響。\n\n他強調，2016年八字擁有一個正財及兩個偏財，仍可投資土及金的行業。\n\n何啟雄說，2017年的八字屬弱金及缺土，房地產投資須謹慎。\n\n“機會留給有準備的人，好好利用這一年半找錢，在2018年低調進場，將尋獲不少好康。”\n\n他說，只要掌握足夠資金、做足功課、有眼光及擁有好運程，你可能就是下一個李嘉誠。\n\n蔡樹國：打造雙層河流\n料成觀光地點\n\n怡克偉士（Ekovest）-MRCB聯營董事蔡樹國說，吉隆坡河畔城市中心計劃在鵝嘜河打造雙層河流設計，希望可將其打造成觀光地點。\n\n“這項計劃已獲政府批准，預計7月將開始，該項目隸屬政府‘生命之河’計劃。 ”\n\n他主講“產業可持續發展”講題時也說，相信計劃完成后，旅客除了到訪雙塔樓，也可遊覽該河岸。 ”\n\n他說，哈佛大學世界可持續性研究院調查顯示，目前地球資源使用量等于1.5個地球資源，當前趨勢到了2050年，人類地球用量將逾2倍。\n\n“我們在交通系統、能源用量、廢物處理、食水供應方面的成績均得不及格的‘F’。”\n\n他強調，為了保護地球資源，未來的基礎設施必須是可持續性。", "CreateDate": "2016-08-01T12:40:18.71", "UpdateDate": "2016-08-01T12:40:18.71", "PropertyURL": "https://farm9.staticflickr.com/8711/28405296650_70f09f9c56_m.jpg" }, { "NewsId": "340ac5dc-5530-4989-835e-507b22e19423", "Title": "RHB revises base rate, base lending rate again", "Source": "http://www.theedgeproperty.com.my/content/822311/rhb-revises-base-rate-base-lending-rate-again", "NewsDateTime": "2016-08-01T00:00:00", "Details": "KUALA LUMPUR (July 29): RHB Banking Group cut its base rate (BR) from 3.8% to 3.65% per annum and reduced its base lending rate (BLR) and base financing rate (BFR) from 6.75% to 6.6%. The revision followed an earlier cut on Bank Negara Malaysia's recent decision to reduce the overnight policy rate (OPR) from 3.25% to 3%.\n\nIn a statement today, RHB group managing director Datuk Khairussaleh Ramli said the further reduction in its rates was effective from today.\n\n\"We have made a further reduction in the BR, BLR and BFR to reflect the movements of the Kuala Lumpur Interbank Offered Rate (KLIBOR) in line with our BR framework, following Bank Negara's revision on the OPR recently.\n\n\"This is expected to benefit our borrowing clients positively,\" Khairussaleh said.\n\nRHB had last week cut its BR, BLR and BFR by 10 basis points. On July 20, RHB announced that it would reduce its BR from 3.9% to 3.8% and cut its BLR and BFR from 6.85% to 6.75% following Bank Negara's OPR revision.\n\nAt Bursa Malaysia today, RHB Bank Bhd shares fell six sen or 1.2% at 2:36pm to RM5.09 for a market capitalisation of about RM20 billion. The stock saw 160,400 shares traded. — theedgemarkets.com", "CreateDate": "2016-08-01T09:49:58.68", "UpdateDate": "2016-08-01T09:49:58.68", "PropertyURL": "https://farm9.staticflickr.com/8635/28686791065_e05d7f1ede_m.jpg" }, { "NewsId": "06dbb9e5-2713-4d1f-9d59-77351ec59591", "Title": "Hong Leong to lower BR, BLR by 25 bps", "Source": "http://www.theedgeproperty.com.my/content/820213/hong-leong-lower-br-blr-25-bps", "NewsDateTime": "2016-08-01T00:00:00", "Details": "KUALA LUMPUR (July 28): Hong Leong Bank Bhd and Hong Leong Islamic Bank Bhd will join other banks and lower its base rate (BR) and base lending rate (BLR) from tomorrow (July 29), following the reduction in Bank Negara Malaysia's overnight policy rate (OPR) by 25 basis points.\n\nIn a statement today, Hong Leong Bank said this revision of rates brings Hong Leong Bank's BR to 3.69% from 3.94% and BLR to 6.7% from 6.95%.\n\nConcurrently, Hong Leong Islamic Bank's Islamic Base Rate will be revised to 3.69% from 3.94%, and its Islamic Financing Rate will be revised to 6.7% from 6.95%.\n\n\"In line with Bank Negara Malaysia's pre-emptive move to cut the OPR, this opportunity allows us to lower our rates to assist potential and existing customers with their borrowing costs, which in turn will further support the government's efforts to ensure domestic economic growth continues on a steady path amidst international uncertainties,\" said Hong Leong Bank group managing director Domenic Fuda.\n\n\"Together with the reduction in BR/BLR rates, Hong Leong Bank and Hong Leong Islamic Bank's deposit rates will also be revised down by 5 basis points to 30 basis points,\" he added.\n\nAt 4.29pm, shares of Hong Leong Bank fell 12 sen or 0.9% to RM13.16, for a market capitalisation of RM28.17 billion. — theedgemarkets.com", "CreateDate": "2016-08-01T09:41:11.043", "UpdateDate": "2016-08-01T09:41:11.043", "PropertyURL": "https://farm9.staticflickr.com/8808/28402403300_77a1b1d8de_m.jpg" }, { "NewsId": "eea974e7-0add-4017-88b6-4d65fe95db6d", "Title": "好房好風水‧ 羅一鳴：進門不見十（下篇）", "Source": "http://www.chinapress.com.my/20160720/%E5%A5%BD%E6%88%BF%E5%A5%BD%E9%A2%A8%E6%B0%B4%E2%80%A7-%E7%BE%85%E4%B8%80%E9%B3%B4%EF%BC%9A%E9%80%B2%E9%96%80%E4%B8%8D%E8%A6%8B%E5%8D%81%EF%BC%88%E4%B8%8B%E7%AF%8", "NewsDateTime": "2016-07-28T00:00:00", "Details": "上週提到在開門入屋或走進辦公室時，有十種情形最好不要出現，否則會影響所引進的氣場，間接的人也會受影響。繼上週講解的五種情形后，本週再完成另外五種進門不該出現的情形。\n\n（六）電梯衝門\n\n基本上，電梯的氣場與樓梯的氣場相似，屬動態的。因此，一進門就看見電梯是不理想的。風水有雲，“氣亂人則亂，人亂是非多”。說明了氣場穩定對于人士非常重要的。和樓梯原理一樣， 電梯一直上上下下，氣場也跟著來來回回，停車場的氣﹐各樓層之氣直衝大門﹐這肯定影響大門之納氣﹗不過如果電梯離大門很遠間中有很寬的明堂倒是問題不大。\n\n（七）進門天暗地明\n\n上一期為讀者介紹過“清者上升﹐濁者下降”又曰“天清地濁”的理論 ，這是天地不變的法則。因此，不管是商宅或是屋宅，在大堂天花板的色系要以淺亮、白色為主﹐而地板的顏色則要以深色為主。這樣一來﹐就能讓大家有清醒的頭腦。尚若顏色顛倒，把天花板塗上黑色，將會造成陰氣過重，商宅無法納入好的氣場導致工作人員無心工作、士氣低靡。然而，一些特定行業，如迪斯科、酒吧或賭場則能夠“天地顛倒”、“天濁地清”，以達到其商業目的。\n\n（八）進門見鏡\n\n有些公司，一進門就看見一面鏡子正對大門。這類的設計通常會在建築面積較小的辦公室見到，此舉雖有助提升辦公空間的視覺面積，但在風水上，將帶來負面影響。因為鏡子會反射事物開門見鏡，不就是會把財給反射出去，這也是風水俗稱的“反財鏡/進”。\n\n（九）開門見門\n\n風水格局的要求上，開門進屋時最好不要馬上見到另外一道門﹐或是直接見到后門。這樣開門見門的格局，會讓外面的氣場聚在一個空間，而氣就無法順勢的流入整個辦公室﹐這將不利與收氣。若是，一開門就見到后門，稱為“穿堂風”， 是無情無意之氣將會促使顧客與員工反目無情，也是一個財來財去的大凶之局。\n\n（十）門上有廁所或是儲水設置\n\n有些公司因建築因素，大門上建有衛生間或儲水設置。犯上風水學中的“淋頭水煞”。所謂，水往低處流，大門上若是有水，為凶險格局將會影響健康狀況，尤是頭部問題；此外，這樣還會間接的打擊員工們的工作士氣，這就好像員工每天一踏進公司，有人往他門頭上澆了一大桶的冷水，從而導致工作的熱誠都消失了。\n\n格局正確納財進氣\n\n說了這么多不好的事項，那么進門后要怎樣的格局才算是理想呢？進門后，一定要有寬廣的明堂，不僅能藏風聚氣，還能設置充滿氣勢的公司招牌，讓公司得勢、得利，整體格局方正也能達到四平八穩的良好感應。\n\n所謂 “人不能無動靜，鼻不能無呼吸，口不能無出入，此乃天地循環之理也。” 因此，一個優質的大門不光只是引進優良的氣場，甚至還會把不好的氣場帶到室外，氣場在這有進有出，有動有靜的規律下，商宅能興旺，同時也促進公司的規模、財富和權勢。\n\n讀者們切記要謹記“大門五要”、避開“大門十煞”，這樣才能運用風水為自己的企業帶來財氣、人際關係及健康上的良好感應！", "CreateDate": "2016-07-28T18:12:56.237", "UpdateDate": "2016-07-28T18:12:56.237", "PropertyURL": "https://farm9.staticflickr.com/8847/28604659225_563dc65fb5_m.jpg" }, { "NewsId": "c05c4707-7837-4222-b9d1-b39322286511", "Title": "好房好風水‧ 羅一鳴：商業大門進門不見十（上篇）", "Source": "http://www.chinapress.com.my/20160713/%E5%A5%BD%E6%88%BF%E5%A5%BD%E9%A2%A8%E6%B0%B4%E2%80%A7-%E7%BE%85%E4%B8%80%E9%B3%B4%EF%BC%9A%E5%95%86%E6%A5%AD%E5%A4%A7%E9%96%80%E9%80%B2%E9%96%80%E4%B8%8D%E8%A6%8", "NewsDateTime": "2016-07-28T00:00:00", "Details": "看過了大門設置所要注意的“五要”，接下來就要注意大門內格局了。風水上門是氣場主要的進口，因此除了外在的設計需要考究，屋內的格局更加不能掉以輕心，若是好的氣場從門進入卻因屋宅格局不甚理想，那么引進的氣就不能發揮良好的感應。\n\n因此，在開門入屋時，有十種情形是最好不要出現的，否則會影響所引進的氣場，間接的人也會被受影響：\n\n（一）頂心柱\n\n一進門就看見一根大柱，那么對于整個氣場是非常之不理想。由于氣場經大門而入，當在進口時就被強行的一分為二，間接的造成了氣場上的紛亂，所謂“氣亂人則亂”。這樣就直接影響了在公司裡的辦公人及老闆在做決定時，優柔寡斷，缺少魄力。\n\n（二）逼堂煞\n\n進門之時明堂太窄，進門后直接就看見牆壁。此乃逼堂煞。當中會有一股無形的壓力迎面而來，把人給“逼著”。直接造成進門者的心情大受影響。此外，明堂太逼，直接造成氣場無法很好的在室內迴旋，原本好的氣場卻因名堂太逼，而直接把氣逼出外頭。在風水學上為“無情”的不良格局。\n\n（三）大門對角\n\n風水學上，任何的尖角形煞都會對人起著不好的影響，若大門對正牆角在風水上稱為“角煞”，對于公司內的氣場是非常不好，為大凶之局！切記，大門要避開所有的尖角形煞，如果不幸對到可擺放植物或擺放屏風來舒緩煞氣。\n\n（四）樓梯對門\n\n樓梯的氣場屬動，若再加上一直有人走動的樓梯更會造成氣場混亂，直接造成員工或老闆的工作心情大受影響。此外，這樣的格局也視為“牽牛水”煞，樓梯會把公司內部的氣場，牽引出公司外，造成了公司的內部的氣場不協調、人才外流。此格局不僅會帶來是非還會導致公司“漏財”，一定要避免！\n\n（五）橫樑壓門（壓堂煞）\n\n大門上方最好避免有橫樑出現，因一進門就有對象在上方壓著，就如同被無形的壓力給壓著，會導致精神上的壓力，除了會影響員工的工作表現，也讓想要進門的顧客卻步。\n\n龍巖風水創辦人", "CreateDate": "2016-07-28T18:06:44.13", "UpdateDate": "2016-07-28T18:06:44.13", "PropertyURL": "https://farm8.staticflickr.com/7600/28320364400_bc19b62d84_m.jpg" }, { "NewsId": "df1cdbc1-7bcc-4ce2-9ab2-2dd3e54d5afd", "Title": "Industrial properties make steady investments, says Axis REIT", "Source": "http://www.theedgeproperty.com.my/content/819029/industrial-properties-make-steady-investments-says-axis-reit#.V5li7r4wy54.facebook", "NewsDateTime": "2016-07-28T00:00:00", "Details": "KUALA LUMPUR (July 27): While industrial properties may not be a sexy class of investment assets, they make very stable assets no matter where you are in the cycle, said Axis REIT Managers Bhd head of investment Siva Shanker (pictured).\n\n“The market in Malaysia is too skewed towards the residential sector and not enough focus is being put into the development and promotion of alternative asset classes. We have to start revitalising other sectors in the property market,” said Siva during the Malaysian Property Summit Mid-Year Review 2016.\n\nSpeaking in his session entitled “Industrial Market Performance and Outlook”, he said industrial land values in various popular locations in Malaysia have recorded an average uptrend in 2015.\n\nIn 2015, the average price of industrial land in Petaling Jaya was RM400 psf, up from RM350 psf in 2014; on Penang Island, prices ranged from RM80 to RM120 psf in 2015 compared with RM80 psf to RM100 psf in 2014; and in the Southern Industrial and Logistic Clusters (SILC) in Johor, industrial land prices averaged RM100 psf in 2015, inching up from RM85 psf to RM90 psf in 2014.\n\nLikewise, rents of industrial land have been on a stable upward movement despite the overall property market slowdown, he said.\n\nFor example, in Petaling Jaya rents are about RM2 psf in 2015 compared with RM1.90 psf in 2014, and in the SILC, average rents were RM1.90 psf compared with RM1.80 psf in 2014, he noted\n\n“I believe industrial properties will continue to record stable and solid yields in the long run. Developers and investors should move and promote this property asset before the price goes further up,” said Siva.\n\nHe noted that interest has picked up in Johor.\n\n“Property in Johor used to slow but recently, we saw some Singaporeans coming back to Johor. We expect [that over] the next 10 years, Johor will be very bright because they [Singaporeans] have no choice because they need to save cost,” Siva noted.\n\nBesides Johor, he said Prai will be the next bright spot because it is adjacent to Penang Island and with cheaper operating cost.\n\nHe said that the overall industrial property market is still enjoying steady growth because the segment has a shortage of large warehouses while demand remains strong.\n\n“Shortage of large warehousing space is still prevalent in the market, we should start going towards the development of large space in excess of 500,000 sq ft instead of terraced factories or cluster warehouses,” Siva said.", "CreateDate": "2016-07-28T12:37:02.747", "UpdateDate": "2016-07-28T12:37:02.747", "PropertyURL": "https://farm9.staticflickr.com/8628/28600456555_58b164811b_m.jpg" }, { "NewsId": "f905b497-fde4-4361-b202-af82b160c43e", "Title": "Property down cycle may last longer than usual, says Kenanga", "Source": "http://www.theedgeproperty.com.my/content/818809/property-down-cycle-may-last-longer-usual-says-kenanga", "NewsDateTime": "2016-07-27T00:00:00", "Details": "KUALA LUMPUR (July 27): Kenanga Investment Bank Bhd head of equity research Sarah Lim (pictured) believes the current Malaysian property market down cycle could last longer than usual due to liquidity-driven factors.\n\n“The property market is going through a structural change as key property market drivers are also experiencing structural changes,” said Lim during Malaysian Property Summit Mid-Year Review 2016 today.\n\nTheEdgeProperty.com and The Edge Malaysia are the media partners of this event.\n\nShe explained that those key property market drivers are the number of typical first-time home buyers, which has already peaked and is likely to decline; the banking system, which is still curbing liquidity to the property market; and structural issues regarding the mismatch of supply and demand because of affordability issues.\n\nShe also foresees that Malaysia Residential Transacted Values (MRTV) — which reflects property prices — will decline slightly by 2% year-on-year, despite sales increasing marginally by 1% in the same period.\n\n“We are expecting a more flattish U-shaped down cycle because tightening property measures have already helped the market cool off, resulting in greater prudence amongst developers, bank and property buyers,” Lim said. \n\nShe also said that the issue is not the interest rate but the lending liquidity. Bank Negara Malaysia will need to address lending practices such as loan assessment methods, loan-to-ratio caps, and valuation of properties, to ease the lending liquidity.\n\nShe also said the lack of affordable projects in urban areas also contributed to the flattish U-shaped down cycle.  \n\n“Demand is strongest for residential in urban areas priced at RM250,000 to RM500,000, but we didn’t see many such projects offering in the market,” she said.\n\nMeanwhile, she expected a relatively muted Budget 2017 for the sector. “Budget 2017 will be very Rakyat-centric where goodies will be given out under government housing schemes.”\n\nShe concluded that house buyers and developers will have to do more homework when buying or selling homes as a union of choice locations, price points and concepts becomes even more critical in challenging times.\n\n“House buyers may need to take a longer view as rental yields and capital appreciation are not favourable currently. Developers may need to hold land for longer than expected.”", "CreateDate": "2016-07-27T15:26:10.34", "UpdateDate": "2016-07-28T09:49:55.44", "PropertyURL": "https://farm8.staticflickr.com/7748/28580634855_ae6000d3aa_m.jpg" }, { "NewsId": "2b7f2318-797a-4557-ba09-7150ecb2cfda", "Title": "The unglamorous side of property investment", "Source": "http://www.theedgeproperty.com.my/content/unglamorous-side-property-investment?utm_medium=social&utm_campaign=postplanner&utm_source=facebook.com", "NewsDateTime": "2016-07-28T00:00:00", "Details": "Property is widely considered a reliable investment when stocks plummet, bonds underperform and funds fall on rough ground. “Property investment is one of the safest and most stable investments. It can be a hedge against inflation in the long run or be a source of passive income,” says Carey Real Estate Sdn Bhd senior negotiator Melanie Kok.\n\nMarque Asset and Property Management Sdn Bhd director Hansen Yeo concurs. “Property is one of the safest forms of capital investment because it is durable and possesses a long economic and functional life cycle. It can also be used for financing and refinancing when needed.\n\n“Owners can satisfy their basic need for a roof over their heads and enjoy the freedom of using their own property however they want. Owning property in a prime location by a prime developer is also considered a status symbol,” says Yeo.\n\nHowever, as with any investment, there are some things you may want to consider before putting down your money. \n\nHere are some downsides of property as an investment.\n\nIf a person needs to use money urgently, property is not the easiest asset to liquidate, says Kok. It may take months before you see the cash in full.\n\nProperty is also a fixed asset at a particular location and is not moveable. This means it is subject to changes in its physical environment, such as to infrastructure or amenities, that will affect the value of the property, says Yeo.\n\n“Investors also need to remember that property is an indivisible stock. Unlike stocks or equities, property cannot be divided into tradable units.”\n\nHe adds that the upfront costs for property investments are high compared with other forms of investment. This makes it important to factor in the total entry and exit costs of any investment in property.\n\nTransaction time for property investments also take relatively longer than for other classes of assets —  between three and nine months — depending on the type of title, restrictions in interest and state consent requirements.\n\nMapleland Properties vice-president Derrick Hum warns of the ugliest situation for a property investor: the abandoned project. “If the project is abandoned, the purchaser is left with a huge amount of debt,” he says.\n\nAnother downside of property investment, albeit temporary, is a mortgage. Depending on the loan tenure, repayments will shrink a person’s monthly disposable income. This is a common challenge faced by the middle-income group, adds Hum.\n\nHe also cautions property buyers to be wary of new projects that do not require down payments or that offer guaranteed investment returns. These attractive “freebies” tend to attract young and first-time homebuyers with limited financial knowledge.\n\n“Hasty decisions made without fundamental analysis and proper financial assessments may cause buyers to potentially get trapped in sticky financial situations,” says Hum.\n\n“There are many notes in the fine print that purchasers skim through in the sale and purchase agreement. This is particularly risky for those who aren’t prepared for loan repayments, for instance.”\n\nHum, Yeo and Kok advise investors to read agreements carefully before signing them because some have terms and conditions that are usually not highlighted to the purchaser. Hum says some real estate negotiators or sales officers focus on the positive points of a property but do not bring up the negative points. Property buyers should conduct a comprehensive check of the unit and its surroundings before closing the deal.\n\nWhat turns an investment ugly \nInternal factors\n\n•  Failure to plan your financial holding power: do not bank on short-term gains because over-gearing can result in a forced sale situation.\n\n    What you can do:\n\n•  Know your personal investment risk profile and have an exit strategy and alternative investment plans;\n\n•  Estimate the time it takes to dispose of a property in a given economic situation and the exit costs involved;\n\n•  Estimate investment expenses such as monthly outgoings (building maintenance charge, insurance, upkeep, assessment, quit rent, etc) for the property; and\n\n•  Estimate the cost of investment for renovations, fittings and furniture if the property is intended to be rented out.\n\nExternal factors\n\n•  Watch out for a mismatch of demand and supply in the property market; oversupply and glut will dampen rentals and capital gains due to unhealthy competition among property investors to rent out or dispose of their property;\n\n•  Weak economic conditions that reduce purchasing power;\n\n•  For older property schemes, changes in age distribution, trends and taste will also affect returns;\n\n•  Poor workmanship by developer;\n\n•  Poor property management and maintenance; and\n\n•  Abandoned property projects which victimise property investors.\n\nThis article first appeared in The Edge Property pullout, on May 29, 2015.", "CreateDate": "2016-07-28T09:32:35.84", "UpdateDate": "2016-07-28T09:46:02.733", "PropertyURL": "https://farm9.staticflickr.com/8765/28313509140_8d75ce2b3b_m.jpg" }, { "NewsId": "f475f004-9ff5-4f8a-8bf7-404475c5c878", "Title": "11 must DOs when dealing with property agents", "Source": "http://www.theedgeproperty.com.my/content/11-must-dos-when-dealing-property-agents?utm_medium=social&utm_campaign=postplanner&utm_source=facebook.com", "NewsDateTime": "2016-07-28T00:00:00", "Details": "LOOKING to buy or sell a home. Dealing with property agents can be tricky. theedgeproperty.com speaks to several agents for tips on how to best work with them.\n\n1) DO pretend like you have loads of money. When an agent has the impression that you have a chunky wallet, it makes you appear as a more convincing purchaser. The adage “no money, no talk” works here.\n\n2) DO use a deodorant when you go for a house viewing with an agent. In the hot sweltering Malaysian weather, do yourself (and your agent) a favour and put on some deodorant, to avoid musty dealings.\n\n3) DO look for weaknesses in the property so that you can highlight them and negotiate (for better) prices. It is important for buyers to do a personal assessment on the property. Look out for flaws such as water leakage and floor damages to get a better deal.\n\n4) DO ask for a real estate negotiator (REN) tag. Make a note to check which agencies the agents are from, and if they are registered with the Board of Valuers, Appraisers and Estate Agents Malaysia, to ensure that the agents are law-abiding, educated and professional.\n\n5) DO introduce your wife as your “girlfriend” so that your agent would not think that you are broke. From an agent’s perspective, typically, a “boyfriend” would be the decision maker and the sole buyer (especially when the “boyfriend” is a first-time purchaser and is in love -- it is much easier to convince them). When you have a “wife” in the mix, there will be two decision makers and more deciding factors.\n\n6) DO carry a cheque book on viewing appointments -- even an expired one is okay. The sight of a cheque book may give the impression that you are a serious buyer and you are willing to close a deal if you find the right property. It also keeps the agents on their toes.\n\n7) DO act like you are very busy and you have many appointments to attend. But never say you are flying off tomorrow. If you tell an agent that you are busy, they would carefully set up an appointment for you. If you tell them that you are flying off somewhere, it gives them the idea that you cannot make a decision, that you are are stringing them along and may disappear into thin air.\n\n8) DO establish a long-term relationship. It is always a good idea to maintain a continuous relationship with your agent. You may require his/her services for rental, loan approvals and others things in the future.\n\n9)  DO check if they are knowledgeable in the products that they are marketing. A well-informed agent should be able to provide comparative prices of other properties and make sure you get a fair deal.\n\n10) DO let agents know of any special “incidents”. If you are trying to sell, do let them know of any unusual incidents that took place in your property. For example, a previous tenant was a celebrity or a suicide took place. Honesty is the best policy.\n\n11) DO pay the agents their full fees of 3%. Agents work very hard, and they would go the extra mile if you give them the respect and fees they deserve.", "CreateDate": "2016-07-28T09:37:10.867", "UpdateDate": "2016-07-28T09:37:10.867", "PropertyURL": "https://farm8.staticflickr.com/7463/28491045352_4a05696268_m.jpg" }, { "NewsId": "69a630c5-8824-4e9c-9892-5ea9e3702b4e", "Title": "Property market in 2H2016 to remain subdued", "Source": "http://www.theedgeproperty.com.my/content/818761/property-market-2h2016-remain-subdued", "NewsDateTime": "2016-07-27T00:00:00", "Details": "PETALING JAYA (July 27): The outlook for the property market in the second half of 2016 (2H2016) is expected to remain subdued, said Valuation and Property Services Department director-general Datuk Faizan Abdul Rahman at the Malaysian Property Summit 2016 Mid-Year Review today.\n\n\"The overall market activity is expected to tone down, with the residential sub-sector continuing to dominate the market segment, with affordable housing taking the limelight,\" he added, while presenting his topic “Overview of the Malaysian Property Market”.\n\nThe summit is organised by the Association of Valuers, Property Managers, Estate Agents and Property Consultants in the Private Sector Malaysia (PEPS). TheEdgeProperty.com and The Edge Malaysia are the media partners of this event.\n\n\"The government continues to provide housing initiatives such as the PR1MA where houses are sold at 20% below market price, and under the Syarikat Perumahan Negara Bhd (SPNB) where 10,000 units of Rumah Mesra Rakyat will be built with a subsidy of RM20,000 for each house which are all part of the House Ownership Programmes announced in the Budget 2016. It is anticipated that there will be a price correction and slow growth in the House Price Index to continue further,\" he said.\n\n\"Other than that, the recently revised overnight policy rate (OPR) by the central bank is expected to improve the property market sentiments where the possibility of a reduction in interest rates will definitely help home buyers who are applying for and paying their loans,\" he said.\n\n\"This [reduction of OPR] is definitely a positive move for the property segment,\" he said.\n\nSpeaking to reporters at the press conference, PEPS organising chairman Elvin Fernandez noted that the residential market will not be so easily shaken as there are still plenty of genuine buyers in the sector.\n\n\"The small amount of speculators will not likely impact the property market that much and cause a drop in residential property prices as there are still many genuine homebuyers in the market,\" he said.\n\nMeanwhile, Faizan said the retail market is likely to moderate as cautious consumer sentiment lingers in light of the increasing cost of living, while the office sub-sector is expected to plateau.\n\n\"Given the ample supply of office space, the authorities are definitely cautious in approving new projects,\" he said.\n\nFaizan noted that the property sector will be able to endure this challenging period with adjustments and corrections expected from both the demand and supply side.\n\n\"Although there is a moderation in the property market, the slowdown is still manageable,\" he added.", "CreateDate": "2016-07-27T14:30:37.243", "UpdateDate": "2016-07-27T14:32:34.117", "PropertyURL": "https://farm9.staticflickr.com/8763/28501492761_06436714b6_m.jpg" }, { "NewsId": "9937f95e-5360-4803-9f45-d03ff03f45fb", "Title": "Public Bank cuts interest rates by 23 basis points", "Source": "http://www.thestar.com.my/business/business-news/2016/07/25/public-bank-public-islamic-bank-to-reduce-its-base-rate-by-23-basis-points/", "NewsDateTime": "2016-07-26T00:00:00", "Details": "KUALA LUMPUR: Public Bank Bhd (PBB) is trimming its base rate and base lending rate/base financing rate by 23 basis points effective July 27, 2016, following the reduction by Bank Negara in the overnight policy rate (OPR). \n\nThis will bring Public Bank’s base rate to 3.52% and base lending rate / base financing rate to 6.72%.\n\n“In line with the objective of the pre-emptive action by Bank Negara Malaysia to reduce the OPR, Public Bank reduces its lending and financing rates to pass on the benefits to the customers. \n\nThe move is poised to be a positive catalyst for the Malaysian economy to continue growing on a steady path amid increasing signs of moderating momentum in global economic growth,” founder and chairman Tan Sri Teh Hong Piow said in a statement. \n\n“On a positive note, domestic demand as the main engine of the Malaysian economy will remain supported by monetary accommodativeness, healthy financial condition and stable inflation in the domestic economy,” he added.", "CreateDate": "2016-07-26T11:18:49.327", "UpdateDate": "2016-07-26T11:18:49.327", "PropertyURL": "https://farm9.staticflickr.com/8799/28554071095_86d2db9627_m.jpg" }, { "NewsId": "211f21f0-f531-4a7a-93d8-c5bb01b6cff9", "Title": "BSN targets 10,000 borrowers for Youth Housing Scheme", "Source": "http://www.theedgeproperty.com.my/content/794255/bsn-targets-10000-borrowers-youth-housing-scheme", "NewsDateTime": "2016-07-14T00:00:00", "Details": "KUALA LUMPUR (July 14): Bank Simpanan Nasional (BSN) is striving to get 10,000 new borrowers for its Youth Housing Scheme to boost its current low take-up rate, Bernama reported today.\n\n\"We are targeting 10,000 new borrowers. The scheme runs for two years and if there is a need we shall extend it,\" Kameel Abdul Halim, deputy chief executive (Strategy & Communication) told reporters and Bernama at BSN's Hari Raya open house here today.\n\nKameel revealed that only 2,000 borrowers took advantage of the scheme from BSN since it was launched last July. The scheme is meant to help married youths own their first home.\n\nThe property price for purchases under the scheme is up to RM500,000, and BSN would allocate RM10 billion for the programme, dubbed the “BSN MyHome” flagship products, Kameel explained.\n\nBernama reported that the facility is meant to finance the purchase of either completed, under construction or sub-sale properties, with 50% of stamp duty exemption on the transfer of ownership and facility documents.\n\nAs for Bank Negara Malaysia’s cutting of the overnight policy rate (OPR), Kameel said it would encourage economic activity and banks would lower interest rates to extend financing to more borrowers.\n\n\"The cost of borrowing is getting cheaper. While the OPR will affect mainly the floating rate loans, from now on the new fix rate [for housing] will also be lower as the interest rate has gone down,\" Bernama reported him as saying.", "CreateDate": "2016-07-17T23:35:07.507", "UpdateDate": "2016-07-17T23:35:07.507", "PropertyURL": "https://farm9.staticflickr.com/8068/28085209070_32106ce8ec_m.jpg" }, { "NewsId": "de447a29-1793-487f-a543-bc37b40cdcb9", "Title": "High-end property auction on the uptrend", "Source": "http://www.theedgeproperty.com.my/content/793751/high-end-property-auction-uptrend", "NewsDateTime": "2016-07-15T00:00:00", "Details": "PROPERTY auctioneers have noticed recently that more high-end properties (above RM1 million) are coming up for auction in the country, observes Property Auction House Sdn Bhd executive director Danny Loh. He says he has also been seeing more large-size condominium units on the auction market since early this year.\n\nLoh cites a unit at 6 CapSquare Residences with a built-up of 1,830 sq ft which was on auction at a reserve price of RM1.215 million and another unit at Residensi St Mary with a built-up of 1,453 sq ft which was on auction at a reserve price of RM1.85 million. Both units failed to draw bids during their first auction on June 23.\n\nEarlier, a condominium unit with a built-up of 2,022 sq ft in Verticas Residensi was sold at its reserve price of RM1.62 million during its auction on April 20.\n\n6 CapSquare Residences is located at Dang Wangi, Kuala Lumpur. It is a 27-storey residential tower that houses 176 units. The built-ups range from 1,229 sq ft to 4,200 sq ft. According to TheEdgeProperty.com data, the indicative price for the freehold project is RM825 psf, which means a 1,830 sq ft unit could be worth about RM1.509 million.\n\nResidensi St Mary or St Mary Residences near Kuala Lumpur city centre has an indicative price of RM1,376 psf. The auctioned project could be tagged around RM1.99 million. It comprises three 28-storey towers with unit built-ups ranging from 1,131 sq ft to 6,769 sq ft.\n\nMeanwhile, with a Bukit Ceylon address, Verticas Residensi is an exclusive serviced apartment project made up of four towers, where the largest unit is up to 2,839 sq ft. A search on TheEdgeProperty.com shows that the current indicative price stands at RM1,190 psf. Hence, the auctioned unit could be worth around RM 2.4 million.\n\nIn the current property market slowdown, we could be seeing more of such high-end properties, even from sought-after areas,\nbeing put up for auction. “One reason could be that a number of high-end properties are completing and ready for occupation and there is fierce competition for tenants,” says Loh.\n\nIf the overall economy continues to be sluggish and the property market slowdown persists, non-performing loans are expected to rise. “Those who cannot generate revenue from their investment may be forced to default on their loan payments which may then lead to the property being put up for auction,” he adds.\n\nAs more of such properties come up for auction, the concern is whether there are enough qualified bidders to take up these homes.\n\nBuyers for high-value homes in the auction market are often limited, Loh says. “And if there are too many un-auctioned high-end properties on the market, it may start a chain reaction and affect the overall property market and impact property prices,” warns Loh.\n\nVolume down, values up\n\nAuctionGuru.com executive director Gary Chia also tells TheEdgeProperty.com that the number of high-end residential properties put up for auction has increased slightly.\n\nThe perception that there are more high-end homes in the auction market recently could be due to the decrease in the number of auctioned properties in the range of RM50,000 to RM200,000, says Chia who estimates that there could be a 10% to 15% rise in the number of homes valued at RM1 million and above on the auction market in 1Q2016 compared with previous years.\n\nHe also notes that the number of residential foreclosures for the first quarter (1Q2016) is seeing a decline compared with the same period in previous years. However, the total value of these properties has risen. (See charts below)\n\nAmong the high-end condominium units which have been put up for auction include units in new high-end project Mirage by the Lake in Cyberjaya, Scott Garden in Old Klang Road and Regalia Serviced Apartment in Jalan Sultan Ismail in the Kuala Lumpur city centre.\n\nIn the first three months of 2016, 22 units of Mirage by the Lake went under the hammer while Scott Garden and Regalia Serviced Apartment had three and four foreclosure cases, respectively.\n\nAccording to Chia, these units could have been owned by property speculators who faced difficulties disposing off the units or in getting tenants in the current soft property market.\n\n“If market conditions do not improve, we believe the market will be floated with similar properties held by speculators,” he says.\n\nChia concurs that demand for affordable homes in the range of RM50,000 to RM200,000 has always been stronger than those in the higher range. The movement for high-end properties is slower due to their higher values, he adds.\n\nProperties worth RM2 bil went under the hammer in 1Q2016\nALTHOUGH the number of foreclosure properties in the market had decreased further in the first quarter of this year (1Q2016) compared with the same period in 2014 and 2015, the total value of the properties has increased.\n\nThis shows that the property market has stayed resilient and buyers have strong holding power, says Auctionguru.com executive director Gary Chia.\n\nThe online auction platform’s data showed that there was a total of 6,062 properties worth over RM2 billion that went under the hammer in 1Q2016. This was a 10% dip in volume and a 27.8% rise in value year-on-year (y-o-y).\n\n“More than 95% of the properties in the Malaysian auction market are foreclosures by financial institutions due to defaults in mortgages. As such, foreclosures are generally treated as an indicator of the country’s economic conditions,” he told TheEdgeProperty.com.\n\nReviewing the property auction market’s first quarter performance, Chia says the total value of the auctioned properties has increased significantly mainly due to the overall spike in property prices in recent years.\n\nLand auction cases dipped 37%\n\nAmong the 6,062 auctioned properties in 1Q2016, 89% were residential properties while commercial properties and land made up 7.1% and 3.1%, respectively.\n\nThere were 5,442 residential properties worth RM1.37 billion put up for auction in 1Q2016, which was 8.9% lower in volume than the same quarter last year.\n\nThere were 431 auctioned commercial properties worth RM329 million compared with 498 properties in 1Q2015.\n\nChia says the number of land foreclosures eased sharply by 37% y-o-y to 189 cases worth RM304 million, compared with 301 cases worth RM196 million in 1Q2015.\n\n“Most of the auctioned land parcels were from the northern and central regions. Bear in mind that land is always in high demand and quite a number of land plots were transacted before they could be put up for auction,” he explains.\n\nIn 1Q2016, the central region — Selangor, Kuala Lumpur and Putrajaya — recorded the highest number of auctioned properties at an average of 1,072 properties a month. March had the most auctioned properties in this region with 1,181 properties worth RM516 million.\n\nThis was followed by the northern region (Perlis, Kedah, Penang and Perak) with an average of 540 cases a month and the southern region (Negeri Sembilan, Melaka and Johor), with 251.\n\nSabah and Sarawak registered an average of 122 auctioned properties a month while the East Coast region (Kelantan, Terengganu and Pahang) saw the lowest average of 36 properties a month.\n\nMarket remains challenging\n\nAlthough auction cases dropped in 1Q2016, signalling that holding power remains intact, Chia reminds that the dampened market sentiment has not faded away.\n\n“This year is going to be a challenging year as consumer spending and private sector investment drop further. We advise buyers to be cautious especially concerning commercial properties,” he says.\n\nNevertheless, he still believes that even when times are bad, there are still buyers with cash or surplus income looking to invest in property.\n\n“If there is a good property which provides buyers with a visible upside potential, there will be a demand for it,” he concludes.\n\n", "CreateDate": "2016-07-17T23:22:03.867", "UpdateDate": "2016-07-17T23:22:03.867", "PropertyURL": "https://farm9.staticflickr.com/8719/27751409493_db55e5a3fd_m.jpg" }, { "NewsId": "c104959f-64fb-427c-b369-d3cbeaf04dd9", "Title": "BNM’s decision positive for sentiment on property", "Source": "http://www.theedgeproperty.com.my/content/795836/bnm%E2%80%99s-decision-positive-sentiment-property", "NewsDateTime": "2016-07-14T00:00:00", "Details": "Property sector (July 14)\n\nMaintain neutral: Bank Negara Malaysia (BNM) has cut its overnight policy rate by 25 basis points (bps) to 3%.\n\nIn our scenario analysis, we have assumed mortgage financing cost to reduce from an average of 4.6% to 4.35%.\n\nBased on our calculations, a 25bps rate cut will reduce monthly instalments by about 3% or RM67 per month for a RM500,000 property with a loan tenure of 30 years.\n\nFor every RM3,000 of fixed monthly instalments, a 25bps rate cut will raise the amount of loan eligibility from RM585,000 to RM603,000, or a 3% increase.\n\nWe opine that a 25bps rate cut would not impact underlying demand significantly, given the muted impact on affordability. However, we view the rate cut positively for the near-term sentiment, given low expectations for the property sector.\n\nBNM said previous property cooling measures, such as the removal of the Developer Interest Bearing Scheme and the Real Property Gains Tax hike, had successfully reined in property speculation activity. As such, we do not rule out any potential relaxation of property measures. High-beta stocks, such as Eco World Development Group Bhd (non-rated) and UEM Sunrise Bhd (hold) are main beneficiaries.\n\nSector valuation is trading at 0.75 times price-to-book value (P/B), slightly above the -1 standard valuation (SD) band (at 0.68 times), versus the crisis level of 0.47 times and the average of 0.81 times. For the revalued net asset valuation band, the sector (big-cap) is also trading at a 43% discount, slightly above -1 SD. Any potential relaxation of property measures will be a key rerating catalyst. We rate the property sector as “neutral”, with upside bias in anticipation of potential easing of property measures.\n\nPositives include favourable demographics with a housing inflation hedge, while negatives include a prolonged weakening in consumer sentiment and tightening policy.\n\nOur top picks for the sector are: i) IOI Properties Group Bhd (buy; target price [TP]: RM2.77), given that it is only trading at 0.7 times calender year 2016 P/B, compared with its peers at an average of one times (we believe the stock warrants a rerating, given its strong track record in township development and its attractive valuation); and ii) Matrix Concepts Holdings Bhd (buy; TP: RM2.91), as the dividend yield for Matrix is one of the highest in the sector at 6%. — HLIB Research, July 14", "CreateDate": "2016-07-15T12:12:04.723", "UpdateDate": "2016-07-15T12:12:04.723", "PropertyURL": "https://farm9.staticflickr.com/8874/28317146235_67af1d8d9d_m.jpg" }, { "NewsId": "cf64c851-fd20-4d7f-8c25-05b6d6d552d5", "Title": "Tenaga to launch new one-stop portal for users", "Source": "http://www.thestar.com.my/news/nation/2016/07/04/tenaga-to-launch-new-onestop-portal-for-users/", "NewsDateTime": "2016-07-04T00:00:00", "Details": "KUALA LUMPUR: Tenaga Nasional Bhd (TNB) is launching a new one-stop portal for the public to pay bills, change tenancy, and open and close accounts at just one click. \n\nThe www.mytnb.com.my portal also allows users to access their information, monitor their power consumption trend and other services, which would be introduced in sta­ges, said the company in a statement yesterday.\n\n“The period taken for the return of deposit will be shorter and the money will be depo­sited directly into the customer’s bank account,” it added.\n\nTNB said some 8.6 million people would benefit from the new service, which will commence by the end of this month.\n\nIt, however, said minor hiccups might occur during the trial run period of the system this month. For details, visit www.tnb.com.my or call 15454 or 1300 88 5454.", "CreateDate": "2016-07-06T10:06:37.743", "UpdateDate": "2016-07-06T10:12:54.73", "PropertyURL": "https://farm8.staticflickr.com/7420/28040026231_7e68f4b9b3_m.jpg" }, { "NewsId": "12c3ee01-20e8-42c0-b19b-3dff22ab4da6", "Title": "霹房地產商有者數月沒賣1間", "Source": "http://www.orientaldaily.com.my/nation/gn173005297", "NewsDateTime": "2016-07-03T00:00:00", "Details": "（怡保3日訊）房地產發展商公會霹靂州分會會長邱文傳指出，今年農曆新年後，霹州的房屋銷售幾乎陷入滯銷狀態，大部分發展商所推出的房屋，在近幾個月以來近乎零銷售。\n\n他說，在如今經濟極端低潮時，發展商最好的銷售成績僅達到30％，若中央政府和國家銀行不放寬對發展商不利又苛刻的稅務和政策，此劣況將會持續，恐會導緻霹州整個產業市場崩盤。\n\n他週六（2日）于房地產發展商公會霹州分會慶祝週年紀念晚宴上，針對霹州房屋發展商面對房屋滯銷的窘境，如是指出。\n\n他也說，在過去沒有嚴峻政策壓制時，州內同時推出新房屋計劃的發展商有數十家，但近年會推出的新計劃的發展商少之又少，原因是要避免無法售出的房屋累積過多，不利于資金週轉。\n\n產生負面連鎖反應\n\n邱文傳表示，房屋發展受到嚴重打擊，肯定對整個市場產生負面的連鎖反應，屆時許多的工業將被拖累，如下遊工業的建造行、建築材料業、五金業等等。\n\n因此，他強烈呼籲中央政府、州政府、地方政府和國家銀行能夠在房屋市場走入疲弱時，採取獎掖制的政策來舒緩發展商的困境，例如調低聘請外勞費用、去除或降低不必要的稅務、檢討消費稅的徵收制度及放寬銀行融資條件。\n\n「目前，政府還有國家銀行實施的政策，是在強硬性壓迫房屋業發展，若不檢討，發展商在面對建築成本提高下，隻好將其轉嫁給消費者，最終後果就是出現更多房屋滯銷的局面。」\n\n他直言，政府的房屋發展政策，也讓發展商難以配合政府去興建惠民的可負擔及廉價房屋的計劃。", "CreateDate": "2016-07-05T08:45:17.58", "UpdateDate": "2016-07-05T08:45:17.58", "PropertyURL": "https://farm8.staticflickr.com/7289/28015368861_33b34bfc9e_m.jpg" }, { "NewsId": "77285acc-153e-4013-8517-f4fd4bf5e452", "Title": "Tough times for property firms, sales declining", "Source": "http://www.thestar.com.my/business/business-news/2016/06/24/tough-times-for-property-firms/", "NewsDateTime": "2016-06-24T00:00:00", "Details": "PETALING JAYA: Aggregate sales for eight out of 10 listed property companies have fallen from the peak in 2013 amid more challenging market conditions, according to a study by RAM Ratings.\n\nDevelopers are also struggling with dwindling profits, while the higher cost of land acquisition and working capital needs have prompted more companies to increase their debt levels.\n\n“Their unbilled sales levels are still robust despite easing by 7% year-on-year in 2015 and should sustain most of their top lines over the next one to two years,” said RAM head of agribusiness, real estate and construction ratings Thong Mun Wai.\n\nDespite their appreciating revenue, the companies’ profitability has been narrowing since 2013, with the mean margin on operating profit before depreciation, interest and tax having fallen from 24.5% to 16.6% in 2015. The weaker sales and profits were in tandem with the slower property market and the lack of any significant boost from international projects, which had propped up their sales in the earlier part of the 2011-2015 period. Thong said that revenue for the eight property players had increased at strong double-digit rates between 2012 and 2014, before slowing to 6% last year.\n\nThe revenue growth was sustained by progressive recognition of locked-in sales and the completion of foreign projects. The current competitive operating landscape amid the softer market has increased the need for more marketing initiatives to promote new launches and clear existing inventory, Thong said.\n\nMeanwhile, land acquisitions and working capital needs have pushed up the debt levels of most of the 10 developers in the last two years, with some at a rather fast clip.\n\n“The collective debt burden of the entire sample expanded a respective 20% and 31% in 2014 and 2015, shrinking most of their debt coverage ratios to the bottom of their five-year range,” Thong added.\n\nLooking ahead, he said the credit metrics of most of these developers were expected to remain challenged by the subdued market, although supported to some extent by their still robust locked-in sales.\n\nDespite the weakening credit indicators of some of these developers, Thong said this was balanced by their strong market positions and reputations, good products, geographical and business diversity and a vast land bank to sustain their future growth. Thong added that expansion plans were deemed aggressive for about half of the companies, thereby warranting extra caution amid the subdued environment", "CreateDate": "2016-06-25T12:41:53.507", "UpdateDate": "2016-06-25T12:41:53.507", "PropertyURL": "https://farm8.staticflickr.com/7341/27788503332_e7e78babb5_m.jpg" }, { "NewsId": "255ce934-0cde-4497-83f5-ba2d9eb3a44d", "Title": "Prices in Penang move sideways in the first quarter", "Source": "http://www.theedgeproperty.com.my/content/745145/prices-penang-move-sideways-first-quarter?utm_medium=social&utm_campaign=postplanner&utm_source=facebook.com", "NewsDateTime": "2016-06-22T00:00:00", "Details": "THE Penang housing market moved sideways on both the primary and secondary markets in the first quarter of the year, says Michael Geh (pictured), director at Raine & Horne International Zaki + Partners.\n\n“I noted active transactions on the secondary market with prices staying flat,” he says in presenting the 1Q2016 Penang Housing Property Monitor.\n\nBanks, he adds, only provide loans of up to 70% to 80% of a property’s value and serious first-time homebuyers have to make up the difference in order to sign the sales and purchase agreement.\n\n“A few primary market projects have obtained the Advertising Permit and Developer Licence (APDL) and moved into the stage of processing loans from commercial banks and signing the S&P.” These projects include I-Santorini, SummerSkye and ForestVille, all under Ideal Group.\n\nWill the prices of Penang houses, considered expensive, drop because of the soft market conditions? Geh says prices have come down to more realistic levels, especially with the government pushing the developers to build properties priced from RM300,000 to RM400,000 in the last two years, specifically for owner-occupiers.\n\nSome of these properties, in areas such as Sungai Ara, Patani Road and Relau, have been taken up and are currently under construction, he adds.\n\nElsewhere in the country, some developers are pushing sales by providing financial assistance to the purchasers. Will those in Penang follow suit?\n\nGeh says such a practice is not widespread for now. “Besides Sunway Bhd and S P Setia Bhd, I don’t see any other developer providing financial packages at the moment. I believe there are plans for such assistance but so far, nothing has been announced.”\n\nHe believes a catalyst for the state’s housing market would be the much-talked-about\nRM27 billion Penang Transport Master Plan (TMP). The ambitious plan will not only benefit the people but also bring about a more equitable housing situation and help retain local talent.\n\nThe TMP, he feels, will lead to equitable home property prices as areas that are not in prime locations will become more accessible, boosting demand for homes and resulting in higher prices. Properties in prime areas, which normally fetch higher prices, should see some price correction as demand is more evenly distributed across the state.\n\nApart from that, Geh opines that the TMP will help retain talent, which will subsequently impact the property market as the pool of workers seek to rent or own residential properties.\n\n“Penang needs the TMP to grow in the next 10 years. We need to stem the migration of youths to the Klang Valley, Iskandar Malaysia and Singapore in search of better job opportunities. We need to create jobs and make conditions more liveable for our youth to prosper,” he says.\n\nAt present, two light rail transit lines have been approved under the TMP — one from Prangin Canal to Penang International Airport in Bayan Lepas and the other from Prangin Canal to Straits Quay.\n\nAs for creating jobs, the state government is making a concerted effort to develop new business sectors so that Penang can stay relevant to the global economy.\n\n“An industry that has been highlighted by the state is the knowledge economy, such as apps and animation,” Geh says. This has been identified as a key economic sector for the next decade.\n\nThere is a proposal for three reclaimed islands in the southern part of Penang island to locate businesses for this sector, he says, and for the islands to be connected by an LRT line that extends from Penang International Airport.\n\nHowever, it has not been plain sailing for  the TMP because one of its components — the Sky Cab or cable car system — has been rejected by the federal government. The 4.8km cable car system, according to the Penang government’s TMP website, was to have connected Butterworth on the mainland to Jelutong on the island. While this is a blow to the state government’s plans, Geh does not believe it will affect property prices.\n\n“Cable car systems are generally more for tourists and not meant to move high volumes of people. I don’t think there will be a large negative impact on the property market. High-volume, high-frequency vessels that travel on water may be a better solution,” he says.\n\nAnother component of the TMP is an undersea tunnel linking the island with the mainland. However, further details are not forthcoming at present.\n\nA development that will have an indirect impact on the Penang housing market is the much-debated Gurney Wharf. This 3km-long reclamation project lies just off the shores of popular tourist spot, Gurney Drive.\n\nGeh believes this project has great potential to benefit the island. “I believe Gurney Wharf is an exciting development because it creates recreational activities for Gurney Drive. I think it is a boost to the area.”\n\nTerraced houses\n\nThe prices of landed properties did not rise much compared with those of high rises, the data compiled for the monitor reveals. This is due to “stagnation” as there were very few transactions during the quarter under review, compared with the high-rise sector where there was much more activity, Geh explains.\n\nNevertheless, property values have increased compared with a year ago.\n\nFor 1-storey terraced houses, some areas surveyed showed activity year on year but little movement quarter on quarter.\n\nOn the island, properties in Jelutong showed the highest price growth, rising 5.88% to RM900,000 from a year ago, followed by houses in Tanjung Bungah (up 5.26% to RM800,000). Houses in Sungai Dua, Sungai Ara and Bandar Bayan Baru saw slight price increases of 2.56%, 2.04% and 1.96% respectively while those in Green Lane and on the mainland saw no changes.\n\nFor 2-storey terraced houses, there was no activity q-o-q but prices rose y-o-y in some of the areas surveyed.\n\nThe prices of houses in Pulau Tikus rose 6.67% to RM1.6 million, followed by those in Sungai Ara (5.26% to RM1 million) and Sungai Nibong (4.55% to RM1.15 million). Prices remained unchanged in Green Lane and the mainland.\n\nSemi-detached and detached houses\n\nThe 2-storey semidees in some areas saw more activity in 1Q2016 than in the previous quarter and last year. Prices in Sungai Dua and Minden Heights rose 6.67% to\nRM1.6 million q-o-q, followed by those in Sungai Nibong (up 5.71% to RM1.85 million) and Island Park (up 2.27% to RM2.25 million). Prices in Sungai Ara remained unchanged.\n\nThere was no q-o-q increase for 2-storey detached houses but 50% of the units surveyed in the monitor saw y-o-y activity.\n\nIsland Glades bungalows saw a 3.57% increase to RM2.9 million y-o-y , the prices of Green Lane houses rose 2.86% to RM3.6 million and Pulai Tikus houses were up 2% to RM5.1 million. House prices in Tanjung Tokong, Tanjung Bungah and Minden Heights remained unchanged.\n\n Toggle navigation\n\nMainNews\nPrices in Penang move sideways in the first quarter\n\nBy Wong King Wai / TheEdgeProperty.com | June 22, 2016 8:45 AM MYT\nAddThis Sharing Buttons\nTranslated by Google Translator:\nSelect Language​▼\n\n\nPenang\n\nTHE Penang housing market moved sideways on both the primary and secondary markets in the first quarter of the year, says Michael Geh (pictured), director at Raine & Horne International Zaki + Partners.\n\n“I noted active transactions on the secondary market with prices staying flat,” he says in presenting the 1Q2016 Penang Housing Property Monitor.\n\nBanks, he adds, only provide loans of up to 70% to 80% of a property’s value and serious first-time homebuyers have to make up the difference in order to sign the sales and purchase agreement.\n\nMichael Geh“A few primary market projects have obtained the Advertising Permit and Developer Licence (APDL) and moved into the stage of processing loans from commercial banks and signing the S&P.” These projects include I-Santorini, SummerSkye and ForestVille, all under Ideal Group.\n\nWill the prices of Penang houses, considered expensive, drop because of the soft market conditions? Geh says prices have come down to more realistic levels, especially with the government pushing the developers to build properties priced from RM300,000 to RM400,000 in the last two years, specifically for owner-occupiers.\n\nSome of these properties, in areas such as Sungai Ara, Patani Road and Relau, have been taken up and are currently under construction, he adds.\n\nElsewhere in the country, some developers are pushing sales by providing financial assistance to the purchasers. Will those in Penang follow suit?\n\nGeh says such a practice is not widespread for now. “Besides Sunway Bhd and S P Setia Bhd, I don’t see any other developer providing financial packages at the moment. I believe there are plans for such assistance but so far, nothing has been announced.”\n\nHe believes a catalyst for the state’s housing market would be the much-talked-about\nRM27 billion Penang Transport Master Plan (TMP). The ambitious plan will not only benefit the people but also bring about a more equitable housing situation and help retain local talent.\n\nThe TMP, he feels, will lead to equitable home property prices as areas that are not in prime locations will become more accessible, boosting demand for homes and resulting in higher prices. Properties in prime areas, which normally fetch higher prices, should see some price correction as demand is more evenly distributed across the state.\n\nApart from that, Geh opines that the TMP will help retain talent, which will subsequently impact the property market as the pool of workers seek to rent or own residential properties.\n\n“Penang needs the TMP to grow in the next 10 years. We need to stem the migration of youths to the Klang Valley, Iskandar Malaysia and Singapore in search of better job opportunities. We need to create jobs and make conditions more liveable for our youth to prosper,” he says.\n\n\n\nAt present, two light rail transit lines have been approved under the TMP — one from Prangin Canal to Penang International Airport in Bayan Lepas and the other from Prangin Canal to Straits Quay.\n\nAs for creating jobs, the state government is making a concerted effort to develop new business sectors so that Penang can stay relevant to the global economy.\n\n“An industry that has been highlighted by the state is the knowledge economy, such as apps and animation,” Geh says. This has been identified as a key economic sector for the next decade.\n\nThere is a proposal for three reclaimed islands in the southern part of Penang island to locate businesses for this sector, he says, and for the islands to be connected by an LRT line that extends from Penang International Airport.\n\nHowever, it has not been plain sailing for  the TMP because one of its components — the Sky Cab or cable car system — has been rejected by the federal government. The 4.8km cable car system, according to the Penang government’s TMP website, was to have connected Butterworth on the mainland to Jelutong on the island. While this is a blow to the state government’s plans, Geh does not believe it will affect property prices.\n\n“Cable car systems are generally more for tourists and not meant to move high volumes of people. I don’t think there will be a large negative impact on the property market. High-volume, high-frequency vessels that travel on water may be a better solution,” he says.\n\nAnother component of the TMP is an undersea tunnel linking the island with the mainland. However, further details are not forthcoming at present.\n\nA development that will have an indirect impact on the Penang housing market is the much-debated Gurney Wharf. This 3km-long reclamation project lies just off the shores of popular tourist spot, Gurney Drive.\n\nGeh believes this project has great potential to benefit the island. “I believe Gurney Wharf is an exciting development because it creates recreational activities for Gurney Drive. I think it is a boost to the area.”\n\n\n\nTerraced houses\n\nThe prices of landed properties did not rise much compared with those of high rises, the data compiled for the monitor reveals. This is due to “stagnation” as there were very few transactions during the quarter under review, compared with the high-rise sector where there was much more activity, Geh explains.\n\nNevertheless, property values have increased compared with a year ago.\n\nFor 1-storey terraced houses, some areas surveyed showed activity year on year but little movement quarter on quarter.\n\nOn the island, properties in Jelutong showed the highest price growth, rising 5.88% to RM900,000 from a year ago, followed by houses in Tanjung Bungah (up 5.26% to RM800,000). Houses in Sungai Dua, Sungai Ara and Bandar Bayan Baru saw slight price increases of 2.56%, 2.04% and 1.96% respectively while those in Green Lane and on the mainland saw no changes.\n\nFor 2-storey terraced houses, there was no activity q-o-q but prices rose y-o-y in some of the areas surveyed.\n\nThe prices of houses in Pulau Tikus rose 6.67% to RM1.6 million, followed by those in Sungai Ara (5.26% to RM1 million) and Sungai Nibong (4.55% to RM1.15 million). Prices remained unchanged in Green Lane and the mainland.\n\nSemi-detached and detached houses\n\nThe 2-storey semidees in some areas saw more activity in 1Q2016 than in the previous quarter and last year. Prices in Sungai Dua and Minden Heights rose 6.67% to\nRM1.6 million q-o-q, followed by those in Sungai Nibong (up 5.71% to RM1.85 million) and Island Park (up 2.27% to RM2.25 million). Prices in Sungai Ara remained unchanged.\n\nThere was no q-o-q increase for 2-storey detached houses but 50% of the units surveyed in the monitor saw y-o-y activity.\n\nIsland Glades bungalows saw a 3.57% increase to RM2.9 million y-o-y , the prices of Green Lane houses rose 2.86% to RM3.6 million and Pulai Tikus houses were up 2% to RM5.1 million. House prices in Tanjung Tokong, Tanjung Bungah and Minden Heights remained unchanged.\n\n\n\nFlats and condominiums\n\nThree-bedroom flats in Green Lane and Bandar Baru Air Itam showed price increases q-o-q as well as y-o-y .\n\nIn Green Lane, prices rose 5.26% to RM400,000 q-o-q and 17.65% y-o-y. Units in Bandar Baru Air Itam rose 4.35% to RM240,000 q-o-q and 20% y-o-y.\n\nCompared with a year ago, the prices of flats in Paya Terubong were up 12.5% to RM180,000, followed by Sungai Dua and Lip Sin Garden (6.06% to RM350,000) and Relau (3.45% to RM300,000).\n\nAmong the 3-bedroom condos, the biggest gainers were properties in Pulau Tikus, which rose 4.62% q-o-q and 9.68% y-o-y to RM680,000.\n\nIn Island Park and Island Glades, prices rose 4.17% q-o-q and 6.38% y-o-y to RM500,000 while condos in Batu Ferringhi rose 2.22% to RM460,000 q-o-q and y-o-y.\n\nBatu Uban condos rose 5% to RM420,000 from the previous year but there was no activity q-o-q. The prices of Tanjung Bungah units remained unchanged.", "CreateDate": "2016-06-24T00:07:51.66", "UpdateDate": "2016-06-24T00:07:51.66", "PropertyURL": "https://farm8.staticflickr.com/7456/27581511440_f3a457477a_m.jpg" }, { "NewsId": "f5be492e-abe0-4274-81cc-dbaf1410a905", "Title": "Foreigners ‘invading’ pre-war properties in Penang", "Source": "http://www.thestar.com.my/news/nation/2016/06/12/foreigners-invading-prewar-properties-in-penang/", "NewsDateTime": "2016-06-12T00:00:00", "Details": "GEORGE TOWN: The pre-war pro­perty market in the heritage enclave could be overheating with foreign corporations “snapping them up by the rows” and causing the rentals to sky-rocket.\n\nAfter evicting the old tenants and sprucing up the shophouses, the foreigners are leasing them out at more than 500% above the previous rent.\n\nA row of 12 shops near the Komtar-end of Jalan Pintal Tali (Rope Walk previously) has been dubbed “Little Singapore” because of the similarities with how restored pre-war houses in the republic look like.\n\nThe rental used to be not more than RM1,300 before 2010. After the spruce-up, it is learnt the Singapo­rean owners are enjoying rentals of between RM7,000 and RM10,000.\n\nIn Penang’s colloquially named Seven-Street Precinct (Chit Tiau Lor in Hokkien), it is learnt that Singa­poreans have recently bought a row of 11 shophouses along Noordin Street (Jee Tiau Lor or Second Street), where Penang’s earliest Chinese settlers had settled.\n\nIn prime locations like Chulia Street, it is learnt that they are renting out the properties at about RM7,000 a month each.\n\nIn stark contrast, shophouses in Queen Street and China Street, owned by Hokkien clan associations, are rented for between RM1,500 and RM2,700 a month.\n\nThe upsurge of rentals is driving an NGO – George Town Heritage Action – to lobby for the return of rent control to prevent the city’s residents and old businesses from being driven away.\n\nIt is learnt that at least one such public-listed company in Singapore has acquired an estimated RM100mil in pre-war properties or about 150 units.\n\nIn October, the corporation announ­ced that it had spent RM43.4mil to acquire 90% of the shares of a private limited company in the republic that wholly owned another four companies registered in Penang.\n\nA source said the four companies had been buying pre-war shophou­ses here since December 2013.\n\n“They look for landlords who own rows of five to 10 shop houses,” he said.\n\nAccording to documents from the Companies Commission of Malaysia, four Singaporeans are directors of these companies.\n\nA Penangite who runs the local scene also sits on their boards.\n\nA local real estate agent, when contacted, said the Singaporeans’ taste for pre-war shophouses was an open secret in property circles.\n\n“We all know their Penang director. When pre-war property owners want to sell, we call him.\n\n“They don’t want single units. Their favourite type of deal is 10 shophouses in a row and they want to deal with a single seller only,” said the agent, adding that the Singapo­reans drove a hard bargain.\n\n“But occasionally, they buy above market value to beat their rivals. They see something in our pre-war properties that local investors don’t,” the agent added.\n\nCheah Kongsi, which owns about 100 pre-war shop­­­houses, keeps the rent at between RM1,500 and RM2,700 each.\n\n“We know the market rental rates, but our policy is to support the living heritage by keeping rentals low.\n\n“Private property owners have the right to benefit from their assets. But for the kongsi, we believe in keeping the city’s Unesco World Heritage Site status sustainable,” said chairman Peter Cheah.\n\nMeanwhile, George Town Heritage Action co-founder Mark Lay said his group was lobbying for state laws to prevent heritage property owners from raising rentals by a huge percentage.\n\nAdmitting that this was similar to the Rent Control Act 1966, which was repealed in 1997, Lay said such a law was now vital to prevent the inflation of heritage property rentals.\n\n“The unique living heritage that George Town acquired as a British Straits Settlement is leaving the city because it has become too expensive to live in,” he said.\n\nLay said old cities in Europe limited rental increases to 10% per year and such a move would preserve George Town’s characteristics.\n\n“We know it is legal and on a willing-buyer, willing-seller basis, but this economic growth can erode George Town’s heritage. We want public discussion on this and get Penangites to think about what is happening,” he said.\n\n", "CreateDate": "2016-06-12T17:06:37.317", "UpdateDate": "2016-06-12T17:06:37.317", "PropertyURL": "https://farm8.staticflickr.com/7282/27008609643_0c0ea17a88_m.jpg" }, { "NewsId": "d42b8b7c-0958-40dc-8297-e2cbc4af59f0", "Title": "MIEA: Johor broker who committed fraud was illegal agent", "Source": "broker-who-committed-fraud-was-illegal-agent", "NewsDateTime": "2016-06-07T00:00:00", "Details": "MIEA: Johor broker who committed fraud was illegal\n\nPETALING JAYA (June 7): The agent who was convicted of fraud was an illegal property agent as he was not registered with the Board of Valuers, Appraisers and Estate Agents (Bovaea), clarified the Malaysian Institute of Estate Agents (MIEA) president Erick Kho (pictured).\n\n* Property agent gets jail time and the cane for cheating\n\n“The public can check whether a real estate agent is a registered agent through the Bovaea website. If the agent’s information cannot be found on the website, it means he or she is operating illegally,” he told TheEdgeProperty.com through a phone interview.\n\nAccording to a Bernama report on Monday, the illegal agent Muhammad Asid Abd Jalil was sentenced to 16 years’ jail and ordered to be given 30 strokes of the rotan by the Magistrate’s Court for 30 counts of cheating in the purchase and investment of auction homes.\n\nTheEdgeProperty.com did a quick search for Muhammad Asid Abd Jalil’s name on Bovaea’s website (http://www.lppeh.gov.my/) which yielded no results.\n\nKho said Bovaea began registering legal real estate agencies, real estate agents or negotiators three years ago.\n\nA licensed real estate agenct (REA) will carry a four-digit REA number, while a real estate negotiator (REN) who has attended Bovaea’s two-day course will have a five-digit REN number.\n\nHe urged the public to search the website to verify a real estate agent’s status before entering into any transactions to protect themselves.\n\n“We (MIEA) and Bovaea are aware of the news and will issue a press statement soon. We have to protect our profession and not let the illegal agents ruin our reputations,” he said.", "CreateDate": "2016-06-08T00:10:49.993", "UpdateDate": "2016-06-08T00:10:49.993", "PropertyURL": "https://farm8.staticflickr.com/7701/26915946883_237c83b3b4_m.jpg" }, { "NewsId": "6e735860-0e81-4432-b40e-14b1302dccbb", "Title": "呂子銘：檳交通大藍圖 有助提升房產旅遊業", "Source": "http://www.guangming.com.my/node/298427?tid=3", "NewsDateTime": "2016-06-05T00:00:00", "Details": "（北海2日訊）PA國際物業顧問檳城有限公司執行董事呂子銘說，檳州交通發展大藍圖有助提升檳州房產業及旅遊業發展，讓兩者取得突破性的發展。\n他說，上述方案有許多反對聲，但以經濟學宏觀角度來看，的確有助提升檳州的經濟、房產業及旅遊業的發展進度，否則檳州經濟只有平坦的發展，很難取得突破性的進展。\n呂子銘今日在其公司舉行的新聞發佈會發表談話。出席者包括公司職員許文豐、陳依芳、謝麗芬及呂子威。\n呂子銘說，依照州政府的說明，交通發展大藍圖預料會在2018年開始動工建造，並在2023年竣工，屆時檳島及威省各地點將會與輕快鐵及單軌火車接軌，拉近檳島與威省的距離外，單軌火車及輕快鐵站點附近的房產，也有望升值。\n他說，大藍圖也有助紓緩檳州交通擁擠狀況，也有助提升檳州的經濟介於12%至14%之間。\n他說，由於站點鄰近的房產有望升值，不排除發展商可能會積極購入站點鄰近的地皮，作為發展用途。（光明日報）\n", "CreateDate": "2016-06-05T15:29:22.8", "UpdateDate": "2016-06-05T15:30:30.347", "PropertyURL": "https://farm8.staticflickr.com/7311/27395581782_1ac53e45b4_m.jpg" }, { "NewsId": "59f52be7-1ee4-4f62-a98a-9a1eb37c98d7", "Title": "交易量额上升　檳工业地一枝独秀", "Source": "http://www.orientaldaily.com.my/north/bm20204126", "NewsDateTime": "2016-06-02T00:00:00", "Details": "\n东方网 - 马来西亚东方日报\n6则\n最新更新\n2016年06月03日\n  \n\n\n首页\n国内\n财经\n社会\n地方\n国际\n体育\n娱乐\n专题\n评论\n生活\n趣闻\n图辑\n\n \n 上则新闻\n千人出席现绿潮　公正党中央领袖没现身\n下则新闻 \n导弹击落MH17　6机组人员家属起诉马航\n北马  2016年06月02日\n交易量额上升　檳工业地一枝独秀\n\nAddThis Sharing Buttons\n交易量额上升　檳工业地一枝独秀\n许文丰（左起）、吕子铭、陈依芳、谢丽芬、吕子威公佈2015年檳州產业报告。\n\n（北海2日讯）儘管面对全球经济放缓，但2015年檳州工业地依然一枝独秀，交易量增加25.4%、交易额涨5%，至于其他房產单位虽然交易下滑，却无法反映交易实况，因为许多的发展商无法获得发展商执照与广告准证。\n\n在2015年產业报告显示，2015年共有2万1555项交易，涉及交易额达117亿令吉；比2014年的2万5555项交易涉及交易额137亿7000万令吉要减少15.7%交易量及15%交易额。\n\nPA国际產业諮询有限公司执行董事吕子铭今日召开记者会说，檳州的工业地段交易额达7亿3466万令吉、交易量达632宗，比2014年的504宗涉及6亿9966万令吉要高。\n\n不会出现產业泡沫\n\n\n东方网 - 马来西亚东方日报\n6则\n最新更新\n2016年06月03日\n  \n\n\n首页\n国内\n财经\n社会\n地方\n国际\n体育\n娱乐\n专题\n评论\n生活\n趣闻\n图辑\n\n \n 上则新闻\n千人出席现绿潮　公正党中央领袖没现身\n下则新闻 \n导弹击落MH17　6机组人员家属起诉马航\n北马  2016年06月02日\n交易量额上升　檳工业地一枝独秀\n\nAddThis Sharing Buttons\n交易量额上升　檳工业地一枝独秀\n许文丰（左起）、吕子铭、陈依芳、谢丽芬、吕子威公佈2015年檳州產业报告。\n\n（北海2日讯）儘管面对全球经济放缓，但2015年檳州工业地依然一枝独秀，交易量增加25.4%、交易额涨5%，至于其他房產单位虽然交易下滑，却无法反映交易实况，因为许多的发展商无法获得发展商执照与广告准证。\n\n在2015年產业报告显示，2015年共有2万1555项交易，涉及交易额达117亿令吉；比2014年的2万5555项交易涉及交易额137亿7000万令吉要减少15.7%交易量及15%交易额。\n\nPA国际產业諮询有限公司执行董事吕子铭今日召开记者会说，檳州的工业地段交易额达7亿3466万令吉、交易量达632宗，比2014年的504宗涉及6亿9966万令吉要高。\n\n不会出现產业泡沫\n\n\n「其中檳岛的交易量降4%及交易额降40%，但威省的交易量则提高33%及交易额涨23%，达至整体25%及5%涨幅。」\n\n他分析檳州工业地段的涨幅，主要是因为马幣疲软吸引外资的加入，再加上许多的厂家已转型至生產线，工业地需求也相对提高。\n\n他说，檳州的工业地买少见少，自90年代经济风暴后许多的地段经已废置，让业者捡到便宜货，惟最终也取决于购买时机。\n\n「如今是时候各款產业，尤其是豪华產业得以调整价格幅度，同时国家银行的打房措施也可平衡供求定律，相信檳州还不至于出现產业泡沫现象。」\n\n他说，虽然整体的经济市场给人的感觉都是悲观及负面，不过檳州的经济也从当初的製造业、逐渐转型至服务业，以及著重外包及共享服务（SSO），这是增值的做法。\n\n他说，这些领域在截至2015年7月份共提供了8000个就业机会，未来也有无限的发展潜能。峇都加湾已保留200万平方尺商业地段进行一站式的物流、教育、汽车、酒店业及娱乐业发展。\n\n至于往后的增值產业，他表示任何在轻快铁站附近、大型品牌进驻、工业园及办公楼的地段都是存有房產增值的潜能，惟最终还得视乎地点。\n\n\n东方网 - 马来西亚东方日报\n6则\n最新更新\n2016年06月03日\n  \n\n\n首页\n国内\n财经\n社会\n地方\n国际\n体育\n娱乐\n专题\n评论\n生活\n趣闻\n图辑\n\n \n 上则新闻\n千人出席现绿潮　公正党中央领袖没现身\n下则新闻 \n导弹击落MH17　6机组人员家属起诉马航\n北马  2016年06月02日\n交易量额上升　檳工业地一枝独秀\n\nAddThis Sharing Buttons\n交易量额上升　檳工业地一枝独秀\n许文丰（左起）、吕子铭、陈依芳、谢丽芬、吕子威公佈2015年檳州產业报告。\n\n（北海2日讯）儘管面对全球经济放缓，但2015年檳州工业地依然一枝独秀，交易量增加25.4%、交易额涨5%，至于其他房產单位虽然交易下滑，却无法反映交易实况，因为许多的发展商无法获得发展商执照与广告准证。\n\n在2015年產业报告显示，2015年共有2万1555项交易，涉及交易额达117亿令吉；比2014年的2万5555项交易涉及交易额137亿7000万令吉要减少15.7%交易量及15%交易额。\n\nPA国际產业諮询有限公司执行董事吕子铭今日召开记者会说，檳州的工业地段交易额达7亿3466万令吉、交易量达632宗，比2014年的504宗涉及6亿9966万令吉要高。\n\n不会出现產业泡沫\n\n\n「其中檳岛的交易量降4%及交易额降40%，但威省的交易量则提高33%及交易额涨23%，达至整体25%及5%涨幅。」\n\n他分析檳州工业地段的涨幅，主要是因为马幣疲软吸引外资的加入，再加上许多的厂家已转型至生產线，工业地需求也相对提高。\n\n他说，檳州的工业地买少见少，自90年代经济风暴后许多的地段经已废置，让业者捡到便宜货，惟最终也取决于购买时机。\n\n「如今是时候各款產业，尤其是豪华產业得以调整价格幅度，同时国家银行的打房措施也可平衡供求定律，相信檳州还不至于出现產业泡沫现象。」\n\n他说，虽然整体的经济市场给人的感觉都是悲观及负面，不过檳州的经济也从当初的製造业、逐渐转型至服务业，以及著重外包及共享服务（SSO），这是增值的做法。\n\n他说，这些领域在截至2015年7月份共提供了8000个就业机会，未来也有无限的发展潜能。峇都加湾已保留200万平方尺商业地段进行一站式的物流、教育、汽车、酒店业及娱乐业发展。\n\n至于往后的增值產业，他表示任何在轻快铁站附近、大型品牌进驻、工业园及办公楼的地段都是存有房產增值的潜能，惟最终还得视乎地点。\n\n\n\n跨海轻快铁应列入首要计划\n\n从经济角度出发，PA国际產业諮询有限公司认为，檳州政府除了將峇六拜轻快铁及泛岛联接大道列为檳州交通大蓝图首要计划，也建议將衔接檳威两地的跨海轻快铁列入首要发展项目。\n\nPA国际產业諮询有限公司执行董事吕子铭说，虽然檳州的交通大蓝图拥有许多的细节，但檳州政府已擬定从峇六拜机场衔接至光大，以及泛岛联接大道从葛尼至峇六拜的路线是两项首要的计划。\n\n他希望檳州政府也考虑將衔接檳威两岸的轻快铁纳入主要发展计划，因为这不仅可舒缓大桥的交通，也利惠在两地工作的上班族。\n\n帮助中下层人民\n\n他也认为，在提出的所有计划中，轻快铁最能够实际帮助中下层人民。\n\n另外，针对旅游產业，他指出，虽然檳州的酒店入住率从2014年的63%微降至2015年的61.5%，但依然超越全国的61%入住率，在休閒酒店及城市或廉价酒店比较下，城市酒店在过去5年的入住率维持在70%。」\n\n他说，今年尚有许多酒店预计竣工及投入运作，2015年酒店增加4.4%，有额外683间客房投入市场（总数达1万6239间），预计將有3746客房將在今年动工，2016年会有868间客房竣工，其余则预计一两年內竣工。\n\n", "CreateDate": "2016-06-03T13:14:50.45", "UpdateDate": "2016-06-03T13:14:50.45", "PropertyURL": "https://farm8.staticflickr.com/7569/27395784396_88827b2946_m.jpg" }, { "NewsId": "2698a613-a467-429b-a66f-af2dd6ebf7f4", "Title": "Top Four Tips for Property Investment", "Source": "https://kopiandproperty.com/", "NewsDateTime": "2016-05-30T00:00:00", "Details": "Property investment: it’s the domain of property tycoons and multi-millionaires, isn’t it? Not necessarily my friend – with a bit of capital, some know-how, and lots of research, even you can start your own little property empire. Whether you’re aiming high and dreaming of becoming a big property player, or you just want multiple passive streams of rental income to give you a comfortable life, property investment isn’t as scary as it seems if you are willing to learn. Here are the top 4 tips for property investment to help you get started!\n\n1) Location Matters\n\nIt goes without saying that a piece of real estate is stationary. The property you want to buy isn’t gonna just stand up and move to a better area overnight. Hence the location of your property makes a huge impact on its price and potential growth. ‘Location, location, location,’ as the saying goes.\n\nSo what are the things that make a good location? Well, to put it simply: is it a good place to live or work at? Think about convenience. Is your property within easy reach of amenities and public transport? Is there a train station nearby? Are there any universities or office areas nearby? All these things have a big hand in determining the price of your house as well as how much you can charge for rent.\n\nIf you are planning to rent it out, you should definitely take the distance between your own home and the property into consideration. Staying near to your rental property gives you the advantage of being able to handle maintenance and address tenant complaints more easily. If you want to take a less hands-on approach, however, or if the properties you plan to purchase are far away, you can consider hiring a property manager to help you manage your portfolio for you.\n\n2) Find A Good Real Estate Agent\n\nNever underestimate the power of a good real estate agent. The right agent can work wonders for you and take a lot of the stress off your shoulders. What property agents offer is the professional expertise and contacts that you may not have. They make your work much easier and can also potentially sell/rent out your property quicker much quicker than you can.\n\nIf you’re house hunting a good agent can help you find ideal properties based on your stated needs and they’ll also help with the negotiation process so you can get a favorable price. As for renting out your property, they can help you with the searching and screening process for potential tenants. It’s always good to have a healthy relationship with your agent in order to ensure that the both of you can benefit from each others’ patronage.\n\n3) Research And Compare For The Best Loan\n\nProperties are illiquid assets, as such it may not be a good idea to tie up all your money in them. The process of selling a piece of property can take anywhere from six months to a year or more, and even then you may not be able to get a good price for it. So financing your investment by taking out a mortgage loan is usually a given. However, it is important to educate yourself about the various loans available to you on the market so that you can find the one that suits you the best. Learn about the different interest rates, settlement cost and prepayment penalties that different banks offer. You can use Loanstreet’s free home loan comparison tool  to easily compare and apply for the best mortgage for you.\n\nAlso if you decide to finance your property purchase with a loan, you can use the money you earn from rental income to cover your monthly instalments. Find out how much rental income you can  expect to get and compare it with the amount you have to pay every month. It’s ideal for your instalments to be around 60% of your rental income so you can still make a profit and also cover the cost of maintaining the property.\n\n4) Different Types Of Property For Different Needs\n\nLanded properties are more expensive than apartment units. However by the same token, they also appreciate in value much more than apartments too. If you can, try to buy a landed property, even if it’s just a single-storey house. It will benefit you more in the long run.\n\nOf course, this is not to say that apartments are worthless as an investment. Apartments are popular for renting out, and their cheaper prices also can be attractive to first time property buyers. Always buy within your means and don’t overstretch your budget.\n\nAlso remember to take into consideration the freehold or leasehold nature of your property. Freehold property has no maximum leasing period which means you can own it forever. Leasehold property have a finite leasing period (usually 99 years) is renewable. These can affect the price of your property. A freehold property is more valuable than a leasehold especially when there aren’t many years left on the lease.\n\nConclusion\n\nProperty investment may seem daunting to the uninitiated, but The purchase and selling of a property is not an easy process and will require a lot of work. By reading this article we hope that we could clear some of your concerns and aid you in your investments.\n\narticle from loanstreet.com.my posted on 30 May 2016", "CreateDate": "2016-05-31T17:41:35.16", "UpdateDate": "2016-05-31T17:41:35.16", "PropertyURL": "https://farm8.staticflickr.com/7318/27095362100_8843f046a6_m.jpg" }, { "NewsId": "28e9820d-197e-4873-a5bf-d50c015fe89f", "Title": "结合酒店公寓商业楼 新世界将发展城中城 ", "Source": "http://www.kwongwah.com.my/?p=146951", "NewsDateTime": "2016-05-28T00:00:00", "Details": "\n\n搜索\n\n结合酒店公寓商业楼 新世界将发展城中城 \n北马新闻\n28/05/201621:30\n\n新世界将不久变身成为结合商业公寓及酒店的商业城。\n新世界将不久变身成为结合商业公寓及酒店的商业城。\n\n（槟城28日讯）大马糖王郭鹤年在槟城再大展拳脚，车水路新世界将不久变身成为结合酒店、公寓及商业楼的城中城，其中将打造楼高40层高档公寓大楼。\n\n郭鹤年再投入巨资\n\n这也是郭鹤年继数年前投入巨资翻新土库街罗眼大厦后，再次出发，将新世界打造成为一个蓬勃发展的商业及高尚住宅城，由于该计划座落于乔治市世遗区边缘地，因此被看成是城中城的巨大发展计划。\n\n槟岛市政厅已接获郭鹤年所属公司PPB Hartabina私人有限公司呈图，在该片介于车水路、汕头巷及夜兰亚珍的地皮上大兴土木，除了将盖起一栋14层楼高共260个房间的酒店外，也将同时打造相信是乔治市边缘区最高的公寓大楼，两栋40层楼，合共218单位的公寓将不久矗立该地。\n\n计划下也提出要求建造两层底层停车场及商业空间、两层商业单位、七层商业楼及停车场（2楼至8楼）。市政厅规划部是于本月18日，向毗邻各受影响的业主发信告知，促请在21日提出任何反对回馈。在信中指出，上述发展地分别为洛地31、336、337、338、339、340、342、343及438。\n\n随着发展公司已向市政厅呈图，相信发展也将不久开到，在今年年初PPB集团产业部总运长周惠耀先前提出，由于公司尚未向市政厅呈图，所以在新世界的饮食中心的28个摊贩尚至少还有两年光景继续营业，唯在公司已进图下，令人关注发展步伐或将加快，摊贩或将在发展图获批下被指示让路，暂时迁至毗邻临时地点继续作业，并在工程完工后回返旧地开摊。", "CreateDate": "2016-05-29T00:22:55.133", "UpdateDate": "2016-05-29T00:22:55.133", "PropertyURL": "https://farm8.staticflickr.com/7453/26701805433_15f1e06664_m.jpg" }, { "NewsId": "68486fca-ebc1-43f7-bff2-1dd2a432d629", "Title": "老千佯装经纪租店 向业者索回佣支票 ", "Source": "http://www.kwongwah.com.my/?p=145550", "NewsDateTime": "2016-05-25T00:00:00", "Details": "（芙蓉25日讯）老千佯装为大专药剂（Alpro pharmacy）公司专属的地产经纪，并冒用药剂行董事经理身份向业者租店，然后向业者索取回佣支票，令业者蒙受逾8400令吉损失。\n\n据悉，老千来到于今年4月来到雪州万宜新镇，自称是大专药剂公司专属的地产经纪，并向店主表明大专药剂打算在万宜新镇租店开设分行，并递上一张印有大专药剂芙蓉分行的名片，名片上还注明Lim Siong Aik董事经理。\n\n由于业者也曾经听闻大专药剂公司准备在全国各地开设分行，所以对老千所言不疑有诈，因此当老千开出一张租金支票予他后，他也马上开出一张价值8400令吉的回佣支票给老千。\n\n直到业者发现老千开出的租金支票无法过账后，联络大专药剂芙蓉分行，方知受骗。大专药剂商务发展经理黄钧耀周三在执行员蓝智深及代表律师李凯业和余清伟陪同下召开记者会澄清，该公司拥有业务发展部门，向来与可靠的产业公司合作，不会派出地产经纪与业主私下联系。\n\n他表示， 当受害业者致电大专药剂芙蓉分行询问为何支票无法过账时，职员都感到十分诧异，更不认识业者口中的“Mr Lim”，当职员安排业者前来了解情况后，才知道有人冒充董事经理身份， 甚至派出假名片行骗。\n\n针对类似骗案，黄钧耀表示已非首遭，他吁其他受害者马上向警方报案。\n\n大专药剂代表律师李凯业也提到，向业者索取回佣是不成文规定，业者与租户之间有任何协议，都应待抵押金和租金支票过账后，才发出回佣。\n\n“无论是业者或租户，都应该先调查和了解对方的背景后才进行交易，这样才能保障双方利益。", "CreateDate": "2016-05-26T21:54:43.26", "UpdateDate": "2016-05-26T21:54:43.26", "PropertyURL": "https://farm8.staticflickr.com/7513/27264461015_a8c4aa80d2_m.jpg" }, { "NewsId": "b9692f75-2805-436a-be6c-f2540715f202", "Title": "Penang can self-finance a 3rd Penang Bridge", "Source": "http://www.freemalaysiatoday.com/category/highlight/2016/05/24/penang-can-self-finance-a-3rd-penang-bridge/", "NewsDateTime": "2016-05-24T00:00:00", "Details": "By Lim Hock Seng\n\nThe Penang Government urges Urban Wellbeing Housing and Local Government Minister Abdul Rahman Dahlan to use common sense and logic when he said that the Federal Government would not approve the proposed 3rd Penang Bridge without any bridge blueprints.\n\nRahman also dismissed the cost of preparing the blueprints of the proposed Penang 3rd Bridge “as not an issue when the state government could afford to pay RM305 million for a study on the under-seabed tunnel from Gurney Drive to Bagan Ajam”.\n\nRahman continues to spread lies that the feasibility study for the tunnel cost RM305 million when he knows that I had repeatedly said that its actual cost was RM20 million.\n\nFurther, the cost of preparing the feasibility study for the 3rd Penang Bridge may come up to RM10 million. Even this RM10 million is not a small amount to simply spend because it is the rakyat’s money. There must be full justification and accountability.\n\nNo one would spend that amount of money (RM10 million) unless approval in principle is given by the Federal Government.\n\nFor that reason, the state government appeals to Works Minister Fadillah Yusof to give the approval in principle, subject to the Environmental Impact Assessment (EIA) approval.\n\nOnly then can we prepare the feasibility study and other necessary bridge blueprints.\n\nThe Penang Government also wishes to stress that the tunnel project was awarded, through open competitive tender, at the price of RM3.7 billion and not RM6.3 billion.\n\nWe regret that a Sin Chew senior columnist is singing the same tune as Umno in spreading lies that the feasibility study of the tunnel cost RM305 million when its actual cost is RM20 million instead.\n\nIt is unfortunate that Sin Chew is carrying out the same public vilification exercise on the chief minister that the feasibility study cost RM305 million.\n\nThis baseless figure is repeated even though I have explained many times the actual breakdown of the costs. I will reiterate this at a press conference in a few days.\n\nThe Sin Chew columnist has also criticised the chief minister for carrying out the RM250 million Spice (Subterranean Penang International Conference & Exhibition Centre) project, which will be opened next year.\n\nThe Spice project has been proven the correct decision for MICE (Meetings, Incentives, Conventions & Exhibitions) tourism. But, of course, Sin Chew will not admit they were wrong in opposing the Spice project.\n\nThe under-seabed tunnel will take at least 10 years (2025-27) to complete. By that time, the traffic will well require a third link for Penang.\n\nPenang Chief Minister Lim Guan Eng had stated the state government’s willingness to substitute the under-seabed tunnel for a possible toll-free 3rd Penang Bridge if the Federal Government approval is obtained for the bridge.\n\nThe Penang chief minister had said that the state government was willing to attempt to build the first toll-free bridge in Penang, when compared to the 1st and 2nd Penang bridges.\n\nWe hope the works minister will not play politics like Rahman and give his approval since the 3rd Penang Bridge will be self-financed by the state government — without requiring a single cent from the Federal Government.\n\nLim Hock Seng is Penang works, utilities and transport committee chairman.", "CreateDate": "2016-05-26T14:20:40.9", "UpdateDate": "2016-05-26T14:20:40.9", "PropertyURL": "https://farm8.staticflickr.com/7423/27224216066_7fab77efbe_m.jpg" }, { "NewsId": "c8487f20-a0c8-4937-a388-03b7b73935ec", "Title": "Lower interest rate poser", "Source": "http://www.thestar.com.my/business/business-news/2016/05/24/lower-interest-rate-poser/", "NewsDateTime": "2016-05-24T00:00:00", "Details": "PETALING JAYA: Banks will likely have to cut their base rates – and consequently their effective lending rates – if the interbank rates continue to decline, according to Maybank Investment Bank Research (Maybank IB).\n\n“Banks whose base rates closely track interbank rates, may eventually have to lower their base rates if the downtrend in interbank rates persists,” the brokerage said in a report.\n\nIt noted that the three-month Kuala Lumpur Interbank Offered Rate (3MKLIBOR) has been trending down since Bank Negara cut the statutory reserve requirement by 50 basis points (bps) to 3.5% in January this year.\n\nThe 3MKLIBOR now stood at 3.67%, which was down by about 17 bps from its recent peak of 3.84% in December 2015 to January 2016.\n\nDespite declining interbank rates, Public Bank Bhd, Hong Leong Bank Bhd (HLB) and Standard Chartered Bank (StanChart) had recently increased their base rates by 10 bps.\n\nPublic Bank’s new base rate of 3.75% took effect on May 17, while that of HLB at 3.94% took effect on April 25 and StanChart’s 3.77% had been effective since March 18.\n\n“This very much reflects the funding cost pressures that continue to impact the banks, amid still stiff competition for deposits and tighter liquidity,” Maybank IB said.\n\n“Positively, the move by Public Bank and HLB should allow them to reprice upward the rates on their existing loans, thus alleviating some of the pressure on their net interest margins (NIMs),” it noted.\n\nMaybank IB said, however, amid declining interbank rates, there would limited scope for most other domestic banks, except for Malayan Banking Bhd (Maybank), to raise their base rates in tandem with what Public Bank and HLB had done recently.\n\n“We take the view that those banks with base rates of 3.9%to 4% would likely have pegged their base rates to KLIBOR and are unlikely to have much leeway to raise their base rates amid declining inter-bank rates,” Maybank IB said.\n\n“Of the domestic banks, Maybank stands out for having the lowest base rate at 3.20% and therefore has the leeway to raise its base rate if need be. (As for) Public Bank, at 3.75% after the recent rise, still has room to further increase its base rate,” it added.\n\nNoting the possibility of Bank Negara cutting the overnight policy rate by 25 bps by year end, Maybank IB said banks would have to adjust base rates lower if the event materialised, and this would have a negative impact on NIMs.\n\nMaybank IB maintained its “neutral” stance on Malaysia’s banking sector. The brokerage had a “buy” recommendation on Alliance Financial Group Bhd, HLB and Hong Leong Financial Group Bhd, while its view on Public Bank remain unchanged at “hold”.\n\n", "CreateDate": "2016-05-24T09:28:51.453", "UpdateDate": "2016-05-24T09:28:51.453", "PropertyURL": "https://farm8.staticflickr.com/7149/27136680091_059435d5ca_m.jpg" }, { "NewsId": "cc6f9cfd-69a5-4541-8f51-57c3dbc2201a", "Title": "Base rate raise by banks to relieve margin pressures, says Maybank IB", "Source": "http://www.thestar.com.my/business/business-news/2016/05/23/basa-rates-to-alleviate-nim-pressures/", "NewsDateTime": "2016-05-23T00:00:00", "Details": "KUALA LUMPUR : The move by Public Bank Bhd and Hong Leong Bank Bhd to raise their base rates (BR) is a positive move in alleviating some of the pressure on their net interest margins (NIM) amid an environment of declining interbank rates, said Maybank IB Research.\n\nIn a note today, the research house said that Public Bank and Hong Leong Bank have raised their BR by about 10 basis points (bps) to 3.75% and 3.94% respectively.\n\nStandard Chartered had also followed suit by raising their BR to 3.77%.\n\n“This was despite the three month KL interbank offered rate (3M KLIBOR) trending down by 17bps to 3.67% from its recent peak of 3.84% in January. This very much reflects the funding cost pressures that continue to impact the banks amid stiff competition for deposits and tighter liquidity,” it said.\n\nThe scope for other banks to follow suit with a BR adjustment appears limited at this stage due to the declining rates.\n\nThis is because some banks had pegged their BR to the KLIBOR, which gives them little leeway to maneouver their BR higher, it said.\n\n“On the other hand, the BR raise sould allow Public Bank and Hong Leong to reprice upward the rates on their existing loans, thus alleviating some of the the pressure on their NIMs. However, banks whose BR closely track the interbank rates may eventually have to lower rates if the downtrend in the KLIBOR persists,” Maybank IB noted.", "CreateDate": "2016-05-24T09:22:46.71", "UpdateDate": "2016-05-24T09:22:46.71", "PropertyURL": "https://farm8.staticflickr.com/7096/27171598926_b7a218d9f7_m.jpg" }, { "NewsId": "9c1b523a-ea69-4fa2-ad4d-1e19bb56f71d", "Title": "Mega projects to ease traffic woes soon", "Source": "http://www.thestar.com.my/metro/community/2016/05/18/mega-projects-to-ease-traffic-woes-soon/", "NewsDateTime": "2016-05-17T00:00:00", "Details": "TWO major projects are in the pipeline to alleviate trafficcongestion in the state, said state exco member Lim Hock Seng.\n\nIn his oral reply to Nordin Ahmad (BN-Bayan Lepas), he said the Bayan Lepas LRT and the Pan Island Link I Highway under the RM27bil Penang Transport Master Plan (PTMP) were scheduled to be carried out between 2017 and 2023.\n\nThe Bayan Lepas LRT willhave interchange stationsconnecting three more future LRT and monorail lines still on the drawing table.\n\nThe 20km Pan Island Link Highway will connect Gurney Drive and the Penang International Airport in Bayan Lepas.\n\nHe said the project would be carried out by SRS Consortium, the appointed project delivery partner.\n\nHe added that three proposed islands have been planned on the southern tip of Penang island which are financial model to carry out the PTMP.\n\nLim said the proposedundersea tunnel and three paired roads would be carried out by Consortium Zenith BUCG Sdn Bhd.\n\nThe 6.5km Penang Undersea Tunnel will connect north Butterworth to the Gurney Drive-Pangkor Road junction.\n\nAs for the three paired roads, Lim said it would be carried out in stages from 2016 to 2025.\n\nThe three paired roads are from Air Itam to Tun Dr Lim Chong Eu Expressway, Tanjung Bungah to Teluk Bahang and Jalan Pangkor-Gurney Drivejunction to Tun Dr Lim Chong Eu Expressway.\n\n“In fact, the paired road from Tun Dr Lim Chong Eu Express-way to Air Itam can be carried out in June.\n\n“Next year, it will be the road from Tanjung Bungah to Teluk Bahang followed by the one from Tun Dr Lim Chong Eu Express-way to Jalan Pangkor-Gurney Drive in 2018,” he said.\n\nOn why the three paired roads could not be carried out simultaneously, Lim said some of the lands were not ready.\n\n“Besides, we also cannot afford to pay lump sum for the roads. It is not feasible. That’s why we have to carry out everything in stages,” he said.", "CreateDate": "2016-05-18T13:19:02.38", "UpdateDate": "2016-05-18T13:19:02.38", "PropertyURL": "https://farm8.staticflickr.com/7171/27008699202_9db880b9d9_m.jpg" }, { "NewsId": "257db2be-efe2-46c3-80bd-21f7e5f28187", "Title": "Komtar-Bayan Lepas LRT line seen generating RM2bil jobs", "Source": "http://www.thestar.com.my/business/business-news/2016/05/16/komtarbayan-lepas-lrt-line-seen-generating-rm2bil-jobs/", "NewsDateTime": "2016-05-16T00:00:00", "Details": "GEORGE TOWN: The LRT line linking Komtar and Bayan Lepas, estimated to cost around RM7bil to construct, is expected to generate about RM2bil worth of jobs for the local construction industry, said Penang Master Builders and Building Materials Dealers Association.\n\nIts president, Datuk Lim Kai Seng, said the first phase of the LRT, which involved soil investigation and alignment studies, had already generated about RM100mil worth of jobs for the local construction industry.\n\nThe proposed 30km LRT project will cushion property prices in Penang, according to Real Estate & Housing Developers Association (Penang) past chairman Datuk Jerry Chan.\n\n“Although the volume of transactions has declined by about 30% in the first quarter compared to the previous year’s corresponding period, the price of properties, however, has not been affected yet by the decline, due to interest rates remaining at the same level, and high land and building construction costs.\n\n“The other factor that will help to bolster property prices in Penang is the proposed LRT project. The project will definitely help (hold up) the property prices in areas where there is a high density.\n\n“In popular areas of the island where properties are sought after, we will see prices moving up due to the accessibility of the LRT over time,” Chan said.\n\nZeon Properties Sdn Bhd chief executive officer Leon Lee said that the price of properties near integrated transportation systems in other countries was either stable or tend to move upwards most of the time.\n\nHe said infrastructure such as transportation centres and bridges were vital elements.\n\n“The completion of a bridge connecting Shenzhen (China) and the New Territories of Hong Kong resulted in property prices in the surrounding areas escalating by about 155% over a period of 10 years.\n\n“In 2002, the property price in New Territories of Hong Kong was about HK$2,742.69 per sq ft.\n\n“It shot up to HK$7,007.38 per sq ft in 2013, which took only about 10 years,” Lee said.\n\nLee added that the price of property in Batu Maung had increased significantly when the second Penang bridge open.\n\n“In 2007, a terrace house in Batu Maung was worth about RM700,000. A similar unit now is priced at RM1.4mil. This proves my earlier point (about bridges),” he said.\n\nThe Komtar-Bayan Lepas LRT is the state’s first rail network proposed under the RM27bil Penang Transport Master Plan (PTMP).\n\nIt will begin from Komtar in the northeast corner of the island and pass through Jelutong, Gelugor, Bayan Lepas and Penang International Airport before ending at the proposed Penang South Reclamation development. It is expected to provide a fast route to the airport and will traverse densely populated residential, commercial and industrial areas.\n\nThere are 27 LRT stations along the alignment, with the maintenance depot located on the first island that is to be reclaimed on the island’s south coast. The alignment also factors in interchanges with future LRT, Sky Cab and monorail lines that are being planned, including one that will cross the channel to connect Gelugor with Penang Sentral in Butterworth.", "CreateDate": "2016-05-17T22:40:10.777", "UpdateDate": "2016-05-17T22:40:10.777", "PropertyURL": "https://farm8.staticflickr.com/7585/27040166856_9289db1fa3_m.jpg" }, { "NewsId": "6793a059-0cc1-4123-abf4-8b3d00cd896e", "Title": "拍卖屋 测房市", "Source": "http://www.nanyang.com/node/761481?tid=688", "NewsDateTime": "2016-05-15T00:00:00", "Details": "在我国，超过95%被拍卖的房地产，都是因为业主无法偿还贷款所致，因此，房地产拍卖市场也会被视为经济和金融表现的指标，拍卖房产越多表示经济前景越淡。\n\n本报之前报道过，去年全年的拍卖房产数量，并没有增加，而且比2014年减少。\n\n今年情况是否延续这个趋势？我们访问了国内最大房产拍卖网站AuctionGuru.Com.My创办人谢廉义，让他为大家揭开迷底。\n\n二手市场业主降低要价 首季拍卖逐月增\n房产地市况和经济概况，可以从几个层面来观察，除了新推楼盘的多寡以及发展商的广告量，家庭债务和房屋贷款数据、二手市场和拍卖行情，也是重要指标。\n\n国家银行在报告中指出，在各大银行严批贷款下，房地产市场得以稳在健康水平线上，而2015年的家债也明显比2014年低了不少。而在二手市场，明显看到更多业主在要价上让步，一再降低要价，以求更快将手上的楼盘脱售。\n\n假如我们观察今年首季的拍卖行情，会发现，今年1至3月间的房产拍卖数量，每个月都在上升；这个重要指标，多少告诉了我们一些市场的实况。\n\n去年全年，共有2万8750宗房产被法拍，估值76亿令吉，每月平均有2395项房产被拍卖；相对2014年的3万5576间（每月约2964宗）及估值79亿令吉，算是减缓了。\n\n但是，进入2016年，并没有延续这个减缓趋势，反而，从1至3月的拍卖数量，每个月都在攀升。\nAuctionGuru.Com.My创办人兼拍卖师谢廉义受访时指出，今年首季，拍卖产业逐月增加，从1月份的1746到二月时来到2020宗，3月份更进一步攀升至2276宗。\n\n以增幅来看，二月比1月份多了约16%，而3月份又比二月再增加约13%。\n\n若以总值计算，首季的走趋同样是上扬，1月约5.46亿令吉的房产被法拍，二月达到约6.49亿令吉，到了三份再往上升，达到约8.14亿令吉。\n这个数据值得令人担心吗？谢廉义答说：“目前的水平，还算是健康的；如果仔细的看，近3年被法拍的房地产并不多，而且都呈下跌趋势。”\n国行严控房贷有效。\n\n他补充，现在的法拍屋，已不像过去那么的多了，换做15年、16年前，平均每个月4000至5000宗，最高甚至去到7000宗！\n“我们必须赞扬刚刚卸任的国行总裁丹斯里洁蒂高瞻远瞩，严控房屋贷款走势，防止了房地产泡沫出现。”\n\n谢廉义表示，强大的市场基础和稳固的银行体系，有助眼下的房地产市场克服所有障碍以及重建买家的信心。\n\n今年3月法拍屋总值单月最高\n\n谢廉义指出，传统上，首季的法拍房产都不多，而且一和二月都会比3月份低，而今年的走势也符合了传统的轨迹。\n“像往年一样，第一季的拍卖房产，无论是数量或总值，3月份都是最高的。”\n但是，若看回2014年至今的数据，他也点出一个可能会被忽略的要点，那就是今年3月的法拍屋总值，相对2014和2015年首季的3个月，都是单月最高的月份。\n\n法拍业主面对违约高风险\n\n假设未来市况不见好转，市场会有更多无法出售或出租的房地产；若业主无法在疲软的市场找到买家或租户，那么将令丧失抵押品赎回权（Foreclosure market）的市场规模日益膨胀。\n针对法拍市场趋势，谢廉义指出，一些项目的业主的确面对着很高的违约风险！\n他指出，综合手上的资料，发现一些房产项目，近月来被法拍的数量明显增加。\n“值得留意的是，位于赛柏再也的Mirage by the Lake、旧巴生路的Scott Garden和苏丹依斯迈路的Regalia服务式公寓，过去2年来被法拍的单位越来越多，情况似乎也在恶化中。”\n他认为，当中原因可能是这些项目数年前推出市场，正是房地产非常火红的牛市，当时可能很多持仓能力不足的人集资投资所致。\n“可能当中很多业主是集体投资失利，如今烧伤了手，唯有让房产法拍了。”但谢廉义认为，在这种情况下，也给了银根松动的人，提供了一个捡好货的机会。\n“其实这些情况，也发生在其他州内，我只是挑了吉隆坡来做例子。”\n\n东马东海岸飙增\n\n根据AuctionGuru.Com.My的调查所得，今年第一季，以地区规分的话，中马区的拍卖房地产最多，共有3215宗，总值12.6亿令吉。\n紧接的是北马，首三个月被拍卖的房产共有1620，总值3.35亿令吉。\n报告指出，南马在首季共753间房产被法拍，总值2.25亿令吉。\n谢廉义指出，若与2014年以来的数据相比，以上三大地区的法拍房产可说是不相上下，但东马和东海岸两区被法拍房地产却有上升之势。\n“以东海岸为例，该区三州1月时只有28项房产被拍卖，二月上扬至35项，3月再增加到45项，分别增加了25%和22%。”\n同时，该地区法拍的房产总值也由1月份约516.8万令吉，飙增了超过5倍，达到2722.9万令吉。\n而东马两州，1月法拍房产仅100间，3月份就增加了50%，达到152项。\n\n法拍住宅量减价增\n\n细看今年1月的法拍情况，相对2014年其实是下滑的，但总值却增加，主因是房价越来越贵。\n谢廉义指出，从数据上可见，2014年后被法拍的住宅越来越少，不过1至3月都有逐月上升趋势。\n“虽然今年1月法拍住宅比2014年少，惟总值却比过去2年1至3月都高；今年1月法拍住宅有1577间，总值约4.18亿令吉；2月1815间，总值约4.34亿令吉；3月增至2050间，总值约5.22亿令吉。\n他分析说，市场充斥不稳定因素，加上生活成本上扬、消费和投资意愿都偏低，造成首季出现高价住宅法拍。\n\n法拍商用房产价量扩大\n\n虽然营商气候欠佳，但近三年来法拍的商用产业，都“徘徊”在100多宗左右，即使今年第一季，和过去二年同季相比，数字也相差不远。\n但是，若对比2014年的数据，就会发现今年首季，尤其是1月份的商用房产法拍趋势与2年前却大相径庭。\n2014年1月至3月间法拍的数量增加，但总值却从约1.67亿令吉萎缩到约9062万令吉，其中出现了7000万令吉的“空间”。\n但今年1至3月，法拍商用房产价和量都在扩大，1月法拍121宗，总值约6991万令吉，到了3月法拍数量达到163宗，总值攀升到约1.36亿令吉，2个月间近乎翻倍。\n但今年1月份的法拍总值，却明显比过去2年低。\n国家银行估计，我国经济和金融格局今年面对严峻挑战，去年国内生产总值（GDP）是5%，今年只有4-4.5%。\n由于消费支出和私人界投资都在减少，因此投资者在“出手”前，特别是商用产业，首先都会认清局势。\n谢廉义预见，节约成本的趋势将对商用产业造成冲击，并估计租金会进一步下降。\n“今年第一季的房地产市场很明显已经静了下来，交易量也不多，想要进一步了解市场，看来只有在第二季后才能看到端倪。”\n\n首季消费情绪仍低迷\n\n去年起，发展商预见销售额和销售量或会下跌，也做好重新调整和推出迎合买家要求的策略。\n谢廉义指出，今年第一季，消费情绪依旧低迷，许多早前打算推进市场的新项目被展延，有些发展商甚至打住脚步，不打算在近年内推出任何新的项目。\n“不过，绿盛世（ECOWLD，8206，主板产业股）、雪兰莪铁船（SDRED，2224，主板产业股）、双威（SUNWAY，5211，主板产业股）和IJM（IJM，3336，主板建筑股）都相继推出非常诱人的配套，吸引首购族买房。”\n谢廉义认为，这些应对的策略，有助首购族进场，同时相信会有更多发展商跟风，相继推出类似的购房配套。\n“以目前情况来讲，发展商必须和首购族、买家建立和维持彼此间的关系、信心，继续履行自己的责任。”\n\n有现钱买家仍会进场\n\n国家产业资料中心（NAPIC）最近指出，市场上仍有1万1316间房子、总值95亿令吉未售出；去年的房地产交易和2014年相比起来收缩了5.7%，至于成交总值也从1629.7亿（2014年）下滑到1499亿令吉（2015年），下挫了8%。\n但谢廉义认为，潜在或真正的买家会在这个时候，好好比较新楼盘、二手市场和被法拍的房产市场的行情，再考虑是否进场。\n“虽然房市疲软，但手上有现钱的人和买家依然不少，只要这些产业符合条件，总能找到新的业主。”\n虽然大部分人都认同，今年对各个领域来说都是充满挑战的，但谢廉义认为，整体市场的增长，需视乎国内需求和消费者支出。\n“假设消费者支出和私人领域投资继续减少，肯定会对国家经济造成影响。”\n他估计，房地产另一高峰期会在3或4年后出现。", "CreateDate": "2016-05-16T20:45:56.307", "UpdateDate": "2016-05-16T20:45:56.307", "PropertyURL": "https://farm8.staticflickr.com/7020/26444299394_c99f8e905f_m.jpg" }, { "NewsId": "3e5e2377-54d6-4deb-a707-6cbe40818682", "Title": "RAM maintains negative outlook on property sector", "Source": "http://www.theedgeproperty.com.my/content/ram-maintains-negative-outlook-property-sector", "NewsDateTime": "2016-05-09T00:00:00", "Details": "KUALA LUMPUR (May 9): RAM Rating Services Bhd has maintained its negative outlook on the Malaysian residential property sector as well as the office and retail sub-segments in Kuala Lumpur and Selangor this year.\n\nRAM expects the consumer and business sentiment to remain muted amid a slowing economy while lending conditions are likely to stay tight, thus presenting another challenging year for the property sector.\n\nIn a statement today, the rating agency noted that the Malaysian property sector was subdued last year, as demand waned on the back of a decelerating economy, softer consumer and business sentiment, and tight financing conditions.\n\n\"Accordingly, residential property transactions contracted 5% year-on-year (y-o-y) in 2015, with a steeper 21% decline for the primary market.\n\n\"The aggregate sales of eight leading developers tracked by RAM also fell 15% y-o-y due to the downbeat market and cautious sentiment. Meanwhile, transaction value retreated 10% y-o-y — the first drop since 2005,\" it said.\n\nRAM said the Malaysian House Price Index, while still trending upwards, has also tapered to a low single-digit growth.\n\nMoreover, residential property overhang has been creeping up in the last two quarters, it added.\n\nMeanwhile, RAM said the commercial sub-sectors (office and retail property) in Kuala Lumpur and Selangor also weakened, with occupancy rates retreating 1–3 percentage points y-o-y in 4Q15 as supply continued outpacing demand.\n\nRental rates for offices were reportedly flat while prime malls managed to eke out a very modest rental increase, it said.\n\nGoing forward, the rating agency expects demand to stay muted as the economy slows and consumer and business sentiment remains subdued.\n\n\"Tight lending conditions are likely to continue given the lingering concerns about the nation's elevated household debt levels.\n\n\"Furthermore, the imbalance within the commercial sub-sectors will persist, particularly given the cautious sentiment within the finance and oil and gas sectors — traditionally the key take-out sources for office space in the Klang Valley,\" said RAM.\n\nNevertheless, it expects the credit metrics of RAM-rated property players to stay stable.\n\n\"The majority of our rated entities have raised debt financing guaranteed by financial institutions.\n\n\"On a stand-alone basis, the credit profiles of our rated developers are also stable, supported by robust locked-in sales, a focus on more affordably priced homes and the flexibility arising from a cheap land bank.\n\n\"Meanwhile, the stand-alone credit strength of our rated REITs (Real Estate Investment Trusts) and mall owners are largely stable, underpinned by long leases, assets of good quality and the sturdy market positions of their malls,\" it added. -- theedgemarkets.com", "CreateDate": "2016-05-10T09:55:56.093", "UpdateDate": "2016-05-10T09:55:56.093", "PropertyURL": "https://farm8.staticflickr.com/7148/26856595481_42266ac958_m.jpg" }, { "NewsId": "109c34bf-aa63-4e7b-a23f-6317bd16b828", "Title": "Malaysia’s 2015 property market records decline in transaction value, volume", "Source": "http://www.theedgeproperty.com.my/content/malaysia%E2%80%99s-2015-property-market-records-decline-transaction-value-volume", "NewsDateTime": "2016-05-09T00:00:00", "Details": " Toggle navigation\n\nMainNews\nMalaysia’s 2015 property market records decline in transaction value, volume\n\nBy Hong Leong Investment Bank Research | May 9, 2016 11:44 AM MYT\nTranslated by Google Translator:\nSelect Language​▼\nProperty sector\n\nMaintain neutral: According to the National Property Information Centre, Malaysia’s property market recorded an 8% decline in transaction value and a 5.7% contraction in the number of transactions in 2015. This was the second-sharpest decline since 2002, after a 8.3% decline in 2009. In terms of transaction volume by state, Johor led the decline (-19%), followed by Penang (-16%), Kuala Lumpur (-10%) and Selangor (-6%).\n\nIn 2015, new launches (in unit) dropped 19% as developers delayed their launches after a fall in take-up rate from 45% to 41%. Despite the rise in number and value of unsold units (which increased 16% and 56% respectively), it still remains manageable as the total of unsold units only represents about 1.6% of existing housing stock.\n\nIn 2015, supply continued to accelerate, reaching 892,000 (+16%), representing 18% of Malaysia’s existing stocks, the highest since 2004. Based on our supply-and-demand analysis, Johor remains oversupplied, while Kuala Lumpur and Selangor are more balanced in terms of supply-and-demand dynamics.\n\nAfter declining for 12 straight months, loan applications in February and March 2016 increased 1.9% and 5.6% year-on-year respectively. However, tightened bank lending will continue to constrain property sales with approval rate persistently below 50%. With the new governor appointed from within Bank Negara, we expect speculation of a potential relaxation of property measures to fizzle out.\n\nIn order to boost sales amid a challenging market, developers have come out with different kinds of creative products including attractive cash rebates, deferred payments with zero interest and financing schemes aimed to help alleviate upfront funding issues and difficulties in securing full loan for buyers.\n\nHowever, affordable housing segment still remains as the bright spot. This can be seen by the launch of Elmina Valley Phase 1 and 2 (within RM600,000 range), which recorded above 90% of take-up rate within a day. The recent launch of MyDeposit Scheme from government will provide grants of up to RM30,000 for first-time homebuyers with household income of below RM10,000 purchasing properties below RM500,000. However, the impact might be minimal as the RM200 million budget allocation only translated into about 7,000 units or 3.5% of property transactions with value below RM500,000 in 2015.\n\nOur rating on the property sector is “neutral”. A positive factor would be the favourable demographics with housing inflation hedge; while negative factors include a prolonged weakening of consumer sentiment and a tightening policy. Our top picks are Matrix Concepts Holdings Bhd (buy, TP: RM2.91) and IOI Properties Group Bhd (buy, TP: 2.77). We also have “buy” call on Sunway Bhd (TP: RM3.63).", "CreateDate": "2016-05-09T13:34:46.46", "UpdateDate": "2016-05-09T13:34:46.46", "PropertyURL": "https://farm8.staticflickr.com/7307/26300841254_263a962393_m.jpg" }, { "NewsId": "418dd9c5-07e1-4a6a-a5f1-d720477e1318", "Title": "Penang state government in no rush to implement PTMP - See more at: http://m.thesundaily.my/node/365344#sthash.kGS9qB6l.dpuf", "Source": "http://m.thesundaily.my/node/365344", "NewsDateTime": "2016-05-05T00:00:00", "Details": "GEORGE TOWN: The state government is in no rush to implement the RM27 billion Penang Transport Master Plan (PTMP) as it is a multi-stage project spanning a 15-year period, said local government and traffic management committee chairman Chow Kon Yeow.\n\nHe said the implementation of the PTMP will be done in stages and the two priority projects that the state government is looking into is the Light Rail Transit (LRT) line between Komtar and Bayan Lepas, and the first phase of the Pan Island Link (PIL) highway.\n\n\"I have said this many times before, the implementation is in stages , we are not rushing to build all systems at one go.\n\n\"We don't have the capacity and the capability to do that,\" he said in a press conference during the PTMP briefing at his office today.\n\nChow together with PTMP project delivery partner SRS Consortium today addressed the nine criticisms listed by non governmental organisations against the massive project.\n\nThe NGO had highlighted the issue of sustainability and funding for the project.\n\nChow said many of the issues highlighted by the NGOs' had already been addressed.\n\nHe however added that the state welcomes feedback from all parties on the implementation of the PTMP.", "CreateDate": "2016-05-07T13:16:35.95", "UpdateDate": "2016-05-07T13:16:35.95", "PropertyURL": "https://farm8.staticflickr.com/7202/26589711500_be767388d1_m.jpg" }, { "NewsId": "ba9c7468-11d2-49e4-9b8b-ff1f75087b7d", "Title": "槟APDL延批 可负担屋计划未脱困", "Source": "http://www.nanyang.com/node/758546?tid=688", "NewsDateTime": "2016-04-24T00:00:00", "Details": "自去年初爆出槟州发展商广告准证及执照（APDL）延批课题后，槟州10项可负担房屋计划和3188户购屋者至今还在痴痴的等。\n槟州产业交投数据萎缩，不知是否因此而起？会否有更多小型发展商等不到一纸批文而陷困？\n更可怕的是，在事件至今未有下文之际，延批课题继续延烧，市场又传出，有中间人接触发展商索取“咖啡钱”换取一纸执照，有待当局查证。\n广告准证执照延批 槟发展商有苦自知\n所有房产发展，都必须有广告准证及执照（简称APDL），发展商才能开始发售。\n但在槟城，这本来简单的程序，去年起出现了变化。\n根据业者指出，以往申请这准证，申请提呈两周内即可获批，但如今却被面对无原故的拖延，轻者3个月，重者超过1年。\n一位业者申诉：“这导致槟州多项发展计划被暂停，发展商损失惨重难以估计。”\n未接中间人遭索款投诉———槟州房地产发展商会主席拿督陈福星\n槟州发展商广告准证及执照延批课题继续延烧，最近传出有人“兜售”APDL。\n业界消息指出，这所谓的“中间人”，胃口越来越大，每张准证及执照从去年初的15万令吉，去年中倍涨至30万令吉，年底时要价40万令吉，但据悉，到今年初“行情”已涨到50万令吉。\n消息说，这些被“鱼肉”的发展商如“哑子吃黄莲”，有苦自知，不敢对外投诉或向当局举报。\n不过，市场担心这笔“咖啡钱”的账，可能被转嫁到消费者身上，间接推高屋价及破坏产业市场健康成长。\n《南洋商报》听闻消息后，向房屋及地方政府部求证及要求彻查，但至截稿为止仍未接获当局的回应。\n槟州房地产发展商会（REHDA）主席拿督陈福星受询时表示，未接获中间人接触及索款，以提供广告及发展商执照的投诉。\n他说，即使是今年1月期间该商会针对7项发展计划致函房屋部反映，其中获批的4项申请也未面对问题。\n他说，作为一个奉公守法的商会，该会促请会员一旦面对以上中间人索款情况，马上向有关当局举报，杜绝歪风蔓延。\n81申请仅31获批\n根据国家房屋局数据显示，自2014年10月起，槟州共有81个发展计划申请APDL，但只有31个获批准，另外47个未批。\n陈福星提醒，高达47个发展计划APDL未获批准，恐累积造成槟州经济体面对高达数十亿令吉损失，而中央政府蒙受税收损失在所难免。\n他说，发展商的APDL是由中央房政部所批，若发展商领不到执照，将无法和购屋者签署买卖合约、在报章上刊登广告，整项发展工程也被迫停工。\n“发展商的成本包括律师费、工人、材料以及供应商等费用都因拿不到执照而与日俱增，甚至有一些发展商因此面对资金周转的问题。”\n他说，房政部迄今不批APDL准证，对各行各业，上至发展商、下至购屋者，其中涉及的领域如工程师、建筑师等都深受其累。\n针对APDL被延批是否会导致屋价高涨，他不否认会有这个可能性。\n他说，当中多项发展计划属廉价屋及可负担房屋计划，在州政府限定顶价的限制下，发展商根本没有办法向购屋者提高售价，当中损失都得由发展商自行承担。\n疑中央政府刻意刁难\nAPDL一纸准证需要超过3个月到1年才能到手，槟州发展商指这是刻意刁难逼害。\n陈福星申诉，中央政府拖延批准APDL的申请问题，至今尚未解决，部分个案，原本只需2周审批，如今已拖延超过1年，还未获批准。\n陈福星怀疑，是中央政府刻意刁难，才会迟迟拒发执照给槟州的发展商，甚至致电询问原因时，有关当局也不愿透露拒发执照的原因。\nAPDL延批课题也引发槟州与中央政府在房屋课题上斗法继续延烧，朝野政党你来我往一番骂战。\n房政部长拿督阿都拉曼达兰承认这是该部对槟州区域发展机构（PERDA）及土著房屋发展公司（JKP）遭到槟州政府边缘化以牙还牙的报复，新战火一触即发。\n对此，陈福星促请房政部不应迁怒于该会。\n随着2个中央机府的多项发展准证，经于去年杪获得由槟州首席部长林冠英为首的州策划委员会（SPC）审批，他指房政部再没有任何借口延批槟州的APDL申请。\n陈福星相信，上述僵局涉政治因素引起，而此他认为这个问题最终可以政治方案取得解决，乐观以待。\n半数发展商恐倒闭———大马世界不动产联盟副会长倪川鹏\n槟州产业交投数据萎缩，州内半数发展商恐不支倒闭。\n大马世界不动产联盟（FIABCI）副会长倪川鹏警告，槟州发展商APDL不寻常延批迟迟未解决，导致州内的产业交投数据萎缩。\n“如果情况继续恶化，担心或造成州内超过一半的小型发展商将陷困，或最终面对倒闭。”\n他说，槟州去年的产业交投连跌3季，上半年的新房屋市场更受到打击，交易量减至1418单位或5亿9000万令吉。\n“第一季槟城产业成交量5637单位，价值35亿8000万令吉；第二季跌至5564单位（28亿4000万令吉），第3季更恶化5060单位，总值23亿9000万令吉。”\n2016上半年，他预测有7500间住宅成交，价值27亿令吉；新产业料仅占1200单位或价值5亿令吉。二手产业有6300间，成交总值料22亿令吉。他指出，槟州今年料有7000单位，售价介于30至40万令吉的可负担房屋计划待批。\n这对市场是好消息，2014年1200平方尺的新公寓售价70至80万令吉。仍而，一些发展商仍面对广告准证及发展商执照获批准，市场出现更多不确定性因素。\n拖累10项可负担屋计划——槟州房屋委员会行政议员佳日星\n掌管槟州房屋委员会的行政议员佳日星指出，槟州47项APDL未批的发展计划中，有10项是可负担房屋。\n这包括3项廉价屋（339单位）、4项中廉价屋（1167单位）及3项100%可负担房屋（1682单位），总共是3188单位；因未获得APDL，发展商无法与购屋者签署买卖合约，让购屋者望屋兴叹。\n佳日星促请房政部长拿督阿都拉曼达兰，马上指示部门加速批准州内剩余的47项发展计划的准证。\n“尤其是10项可负担房屋计划，否则部长必须要向这3188户购屋者解释。”\n他说，槟州政府非但没有拒绝2个中央机构的15项发展计划申请，包括土著房屋发展商（JKP）8项，槟州区域发展机构7项。\n“我们反而协助多项计划变成真正的可负担房屋计划获批准，让人民受惠。”\n他说，在槟州区域发展机构的7项计划中，其中4项已获得解决，2项等待土地报告而暂援，另一项被该机构自行收回。\n“至于JKP土著发展商的8项计划，其中6项已获得解决，另2项等待解决木屋搬迁问题。”\n审批进度未达期望———IJM置地北马区高级总经理拿督杜进良\nIJM置地北马区高级总经理拿督杜进良指出，去年并未推介新房屋计划，不过，在2014年一项计划的APDL大概在3个月内获批。\n尽管去年中开始有数项发展计划APDL相继获批，但进度仍未达到州内发展商的期望。\n但针对近期州内有发展商的APDL已陆续获批，身为槟州房地产发展商会署理主席，他表示将指出秘书处向会员们进行统计，以掌握仍遭延批APDL的最新数据。\n另外，陈福星透露，马来西亚房地产发展商会于3月初，曾致电该槟城分会统计APDL悬而未决的情况，相信会在近期内再次提呈备忘录予房政部争取。\nTri Pinnacle可负担屋获准\n同是发展商，却有不同的待遇；在州内半百房屋发展计划遭中央房屋部迟迟不发出APDL受困之际，却有一些发展商“幸运”的过关获批。\nAPDL延批课题去年初爆发时隔半年后，终于有两家发展商获得房屋部发出APDL。\n当中，在股票交易所主板挂牌的EWEIN，在槟城丹绒道光展开的槟城梦想城（City of Dream）联营发展计划，去年7月获得APDL。\n而Aspen集团在丹绒道光白云山路发展的Tri Pinnacle可负担房屋计划，也在8月期间获得批准。\n槟州首席部长林冠英去年11月期间在槟州议会宣布，槟州政府通过槟州发展机构（PDC）与佳美康（Zubicon）公司在SP齐来亚路联营的770单位中廉价屋及1323单位最大规模可负担房屋计划“The Rise”获得APDL。\n但是，很多其他的计划依然没有好消息。\n申请3个月获执照———发展商Aspen集团总执行长拿督慕里\nTri Pinnacle建有859单位建筑面积850平方尺的100%可负担房屋，售价29万9000令吉，以及390个售价7万2500令吉中廉价屋。\n发展商Aspen集团总执行长拿督慕里之前接受媒体访问时，证实该公司去年3月向中央政府房屋部申请广告准证及发展商执照，并于3个月获发出执照。\n随着APDL获批，公司马上安排与之前获州政府批准的400多名购屋者签署买卖合约，并等待州房屋部继续发放更多的购屋者名单。\n他透露，公司计划符合房屋部规定，即便过程中出现一些小拖延，可是在获取APDL过程中完全没面对任何问题。\n他相信TRI Pinnacle是州内少数获发出广告及发展商执照的可负担房屋计划。\n“很多发展商向我们了解，为何公司获发出此执照，我们只能说或许我们是幸运。”\n他说，除了该公司，据了解一些本地发展商也同样获发出发展商执照。\n发展商须增成本融资\n执照被延批近8个月经历，发展商苦不堪言，也苦了购屋者。\n根据《南洋商报》探悉，在未获批APDL前，联营公司佳美康有限公司较早的6个月前，向当局呈上完整申请文件，然而迟迟未获批。\n结果，发展商必须增加成本融资，确保工程继续开工苦苦经营。\n但这同时也苦了过千名购屋者，虽已申请到银行房贷献议书，却还无法与发展商签署买卖合约，购屋梦无定案。\n佳美康董事经理林明强接受《南洋商报》访问时说，最同情的还是超过1000名获分配购买该公司可负担房屋及中廉价屋的购屋者。\n“他们虽然已获得银行批准房贷的献议书，但却无法签署，也不能够与发展商签买卖合约，让购屋者的购屋梦难以实现。”\n林明强说，通过银行批准的房贷献议书，有效期大概3个月，如果再拖下去有效期逾期，购屋者必须再重新申请。\n另一方面，据《南洋商报》从一名银行分行经理得悉，至少有50名向该银行申请房贷的The Rise可负担房屋购屋者受影响，怨声四起。\n剧增成本难估计——佳美康董事经理林明强\nAPDL准证拖延5、6个月迟迟未获批，佳美康董事经理林明强表示，公司在压力下营运。\n他申诉：“我们必须调动资金确保工程继续进行，剧增成本难估计。”\n作为一个负责任的发展商，该公司必须遵守法律，在未取得APDL准证之前不能够与购屋者签署买卖合约，因此无法取得银行方面的融资。\n他说，一般银行限定发展商必须与至少30至50%的购屋者签署买卖合约后才会发放融资。\n因此，该公司必须自行调动资金进行工程。\n目前已完成的打桩工程的50%，以及最艰难的水沟及导管工程的6、70%工程。\n房政部长：延批APDL“我是向林冠英学习”\n针对槟州发展商投诉广告准证及发展商执照被延批面对中央房屋部刁难，城市和谐、房屋及地方政府部长拿督阿都拉曼达兰回应：“我是向槟州首席部长林冠英学习”。\n他说，既然槟州政府在审核中央政府机构的房屋计划时要求如此苛刻，讲求技术性与细节，那么房屋部在审核来自槟州发展商的准证申请时，也得秉持同样高标准，每一样都要看得很清楚。\n他强调，并非所有来自槟州发展商的申请准证都被延迟，有部分发展商申请不获批，主要是因为文件不齐的问题或计划遭到投诉。\n阿都拉曼达兰日前出席巫统丹绒区部会议时，在记者会上如是指出。\n他也促请州政府，应该将审核准政的权利交回给地方政府。他说，其他州属的发展准证是由地方政府批准就行，而槟州却很特别，只能交给由林冠英为首的州策划委员会审核及批准。", "CreateDate": "2016-05-05T09:25:56.333", "UpdateDate": "2016-05-05T09:25:56.333", "PropertyURL": "https://farm8.staticflickr.com/7451/26217853104_d0d3c22a36_m.jpg" }, { "NewsId": "37a267dd-4c09-4272-8a48-b46fc5393bf1", "Title": "买高楼产业 注意10事项", "Source": "http://www.nanyang.com/node/759563?tid=686", "NewsDateTime": "2016-05-05T00:00:00", "Details": "一般上，高楼房产更具吸引力，因为这些产业的售价，会比有地房产较易负担，尤其是那些位于巴生谷地区，且拥有度假村式设施的高楼房产。\n尽管高楼房产具备众多优势，但它们也为买家带来一些挑战。\n为了避免在购买公寓后感到后悔，请注意以下10个事项。\n1.地点\n和购买其他房产或进行任何投资一样，当你购买公寓时，地点是最重要的考量因素。当我在购买房地产时，也是这么想。\n我向来只考虑位于即将崛起或蓬勃发展地区的产业，而不是关注那些“某天有可能会改善”的地区。这个考量地点的法则，最适合保守的房产投资者。\n因此，你在寻找房地产时，可参照以下的基本问题：\n●附近有些什么？符合你的需求和喜好吗？\n●你喜欢一踏出家门口就抵达商场购物、用餐和逛街吗？\n●还是你更喜欢选择较为成熟的住宅区呢？\n●在决定购买产业时，你比较倾向住在靠近工作地点的地区，以避开繁忙时段的交通，还是更注重房地产靠近学校或公共交通呢？\n2．土地用途\n另一个你必须注意的事项，就是高楼房产单位的土地用途。\n土地用途可分为住宅或商用，一般来说，住宅和商用房产的门牌税，分别是4%和10%。\n虽然有些房产会被包装成住宅用途，不过，其实有些服务式公寓是位于商用土地的。一旦购买到这些产业，就意味着你必须根据商用房产的相关条例，来支付比住宅产业更高的门牌税和水电费。\n举例来说，如果你的每月用电量为1080度（kwh），住宅房产的电费是506.53令吉，但商用房产的电费则会高达534.92令吉，比前者高出28.39令吉。\n若每月多出28.39令吉，一年下来，你就必须多缴300令吉以上的电费了！\n3.停车\n由于大部分家庭都拥有一辆以上的车辆，因此，在决定购买房产时，应该考虑到是否具备足够的停车位。\n这是非常关键的，所以，请查看有关停车设施是否能满足你的需求。\n如今，许多高楼公寓只提供一个或两个专用停车位，而大多数商业高楼则完全不提供停车位。\n如果你拥有多辆汽车，你可以选择租用或购买额外的停车位。\n在此情况下，请查看房产管理层对额外预留停车位的收费，从而让你把这些费用纳入购买房产的成本内。\n4.设施\n人们选择高楼房产的最大原因之一，就是为了这些产业所提供的游泳池、健身房和社区会堂等设施。\n如果你是从二手市场购买旧公寓，检查这些设施的状况是很重要的。\n请确保这些设施保养良好，因为你不会想为设备破旧的健身房，支付维修保养费。\n5.保险费\n高楼产业通常是由管理层购买保险，但这些保险并不纳入你的家庭财产，所以，你必须为自己的财产购买保险。\n根据不同类型的房产，保费也会有所不同，因此，了解有关保险配套所提供的保障是非常重要的。\n请向管理层和保险公司查询有关资讯。\n6.景观\n若你购买房产是为了投资，选购拥有优美景色的高楼单位，对你的投资相当有利。\n一般上，越高的楼层会比楼层较低的单位拥有更良好的景色、采光和空气流通，而这也就是前者售价较高的原因。\n7.保安\n相比起没有围篱和守卫的老旧有地住宅，高楼公寓提供更好的保安。\n虽然如此，你还是应该确保有关公寓的保安工作完善，以及保安人员是否定时巡逻与严格执行保安措施。\n同时，你也要考量产业周边地区的犯罪案率，如破门行窃和攫夺案件数量等。\n8.人口密度\n低密度房产的售价较高，但有时这是物有所值的，因为高密度房地产很可能会出现噪音和停车位不足的问题。\n如果这些问题是你想要避免的，那就需要了解整体发展项目及楼层单位数量。\n9.维修保养费\n高楼房产通常会收取每月管理费和公寓基金，用于维修和保养房产。\n旧产业的维修保养费往往会更高，因为有关设施开始变得老旧，且这些费用也有可能会随着时日而逐渐增加。\n由于这些费用的计算是根据平方尺作为单位，因此单位越大，费用就越高。\n维修保养费的每月最低收费，是每平方英尺12仙，但对于拥有设施的公寓而言，每月的平均费用是每平方尺30仙。\n这些收费会根据管理层和公寓所提供的设施而改变。无论费用如何，请确保你愿意承担这笔每月的费用。\n10.业主协会（HOA）\n高楼住宅通常都有业主协会或管理层，来负责管理该产业的财政和维修保养。\n在你购买房地产时，记得向管理层或居民查询，该房产的业主协会是否积极进行维修保养作业。\n同时，请查看在产业维修与保养、饲养宠物或家庭装修的规则方面，业主是否拥有“出声”的权利。\n总结\n当你在决定是否购买高楼房产时，其实还有很多需要考量的因素。\n同时，这些因素可能与购买有地产业时所考虑的完全不同，也会根据你购买房产来自住或投资而迴异。\n无论如何，最重要的是，你必须在选择购买前，了解什么样的因素，会对房产价值造成影响。\n", "CreateDate": "2016-05-05T08:17:27.26", "UpdateDate": "2016-05-05T08:17:27.26", "PropertyURL": "https://farm8.staticflickr.com/7037/26822564495_1222b21d13_m.jpg" }, { "NewsId": "00e87804-f0cd-4dd4-a3b2-6f57b2a95848", "Title": "Youth Housing Scheme (YHS) announced by YAB Dato 'Seri Najib Tun Razak, 1st Minister of Finance and the Prime Minister's Malaysia under Budget 2015", "Source": "http://www.mybsn.com.my/content.xhtml?contentId=530", "NewsDateTime": "2015-10-31T00:00:00", "Details": "Bank Simpanan Nasional (BSN) as a Development Financial Institution has been appointed to carry out this scheme and is currently in the midst of implementing this smart partnership with Cagamas Berhad and the Employees Provident Fund (EPF).\nYHS scheme is expected to be launched in the near future and will be staggered to facilitate the application process. Meanwhile, those who are interested to participate in the scheme are advised to update both their financial records and documents as well as of their spouses. The public are also encouraged to use the i-Account for any matters relating to the EPF.\nDetails of the general scheme and a list of frequently asked questions for reference are set out below. For further clarification, the public can call the hotline BSN Online 1 300 88 1900.\n \nDetails of the Youth Housing Scheme (YHS)\n \nYouth Housing Scheme is a first-time home ownership scheme for married youth aged between 25 to 40 years with household income not exceeding RM 10,000 per month. Through this scheme, BSN will provide financing / loan up to RM500,000 with a financing tenure up to 35 years or at the age of 65, whichever is earlier to the eligible borrower. This scheme is limited to 20,000 buyers only on the ‘first come first served’ basis.\nBSN will also provide financing / loan amount of 100% of the purchase price and an additional 5% of purchase price to finance takaful / insurance (MRTT / MRTA). The cost of financing documents / loans including legal costs is borne by the buyer.\nThe Government will also give 50% of stamp duty exemption on the instrument of transfer agreements and loan agreements. The Government is also to aid monthly instalments of RM200 per month for a period of 2 years from the date of first disbursement to the developer / vendor.\n ", "CreateDate": "2016-05-01T14:45:13.793", "UpdateDate": "2016-05-01T14:45:13.793", "PropertyURL": "https://farm2.staticflickr.com/1622/26137817034_c5c3b29995_m.jpg" }, { "NewsId": "58549e87-d756-4277-baa9-8a28f15cf2c9", "Title": "Penang Sky Cab", "Source": "http://www.penangpropertytalk.com/2016/04/penang-skycab/", "NewsDateTime": "2016-04-30T00:00:00", "Details": "Sky Cab proposed alignment is 4.8 km long and connects the Sky Cab Station in Butterworth, Seberang Perai with Sky Cab Station (Bayan Lepas LRT) in Jelutong in Penang.\n\nThe project is now in the feasibility study stage. Currently conducting Detailed Environmental Impact Analysis (DEIA). Feasibility Study expected to complete by 1st half 2016.\n\nAccording to MRCB’s general manager, the project is expected to complete in 3Q 2019. He has also revealed that ticket fares for Sky Cab for daily commuters had been tentatively set at RM2.50, RM15 for domestic tourists and RM35 for foreign commuters.\n\nThe fare is expected to increase every five years. By the year 2043, the fare for commuters will go up to RM4.80, RM28.50 for domestic tourists and RM65 for foreign tourists.", "CreateDate": "2016-04-30T14:08:20.16", "UpdateDate": "2016-04-30T14:08:20.16", "PropertyURL": "https://farm2.staticflickr.com/1700/26657521581_cc1faf7518_m.jpg" }, { "NewsId": "9140865b-e97a-4340-8325-289747145091", "Title": "North Coast Pair Road", "Source": "http://www.penangpropertytalk.com/", "NewsDateTime": "2016-04-28T00:00:00", "Details": "The North Coast Pair Road (NCPR) to be undertaken by the Zenith-BUCG, only ends at Jalan Lembah Permai in Tg Bungah from Teluk Bahang, forming only the western section of NCPR. [Refer to the image gallery below]\n\nTo complete the road connection to George Town, PTMP proposed the eastern section of NCPR:\n\nConstruction of an elevated dual two-­lane road over Jalan Lembah Permai, Jalan Tg Bungah and Jalan Tg Tokong; and\nConstruction of interchange ramps between Jalan Cheah Seng Kim and Jalan Sg Kelian junctions along Jalan Tg Bungah together with U-­turns at the junctions.\nThis eastern section of the NCPR will end before the Seri Tanjung Pinang Phase 1 (STP 1) development, as the continuing section would be another elevated dual two-­lane road in STP 1 area, which is subsequently connected to the dual four-­lane Gurney Expressway.", "CreateDate": "2016-04-28T16:34:58.243", "UpdateDate": "2016-04-28T16:34:58.243", "PropertyURL": "https://farm2.staticflickr.com/1677/26086519033_09bfbb3d60_m.jpg" }, { "NewsId": "9e3cc877-7b35-4690-aeb7-ab663a42b7b8", "Title": "North Coast Pair Road", "Source": "http://www.penangpropertytalk.com/2016/04/north-coast-pair-road/", "NewsDateTime": "2016-04-28T00:00:00", "Details": "The North Coast Pair Road (NCPR) to be undertaken by the Zenith-BUCG, only ends at Jalan Lembah Permai in Tg Bungah from Teluk Bahang, forming only the western section of NCPR. [Refer to the image gallery below]\n\nTo complete the road connection to George Town, PTMP proposed the eastern section of NCPR:\n\nConstruction of an elevated dual two-­lane road over Jalan Lembah Permai, Jalan Tg Bungah and Jalan Tg Tokong; and\nConstruction of interchange ramps between Jalan Cheah Seng Kim and Jalan Sg Kelian junctions along Jalan Tg Bungah together with U-­turns at the junctions.\nThis eastern section of the NCPR will end before the Seri Tanjung Pinang Phase 1 (STP 1) development, as the continuing section would be another elevated dual two-­lane road in STP 1 area, which is subsequently connected to the dual four-­lane Gurney Expressway.", "CreateDate": "2016-04-28T14:57:52.953", "UpdateDate": "2016-04-28T15:02:28.843", "PropertyURL": "https://farm2.staticflickr.com/1603/26416406300_e8aa118c97_m.jpg" }, { "NewsId": "99ad3538-7521-4ce6-a93a-851b6298e469", "Title": "Promising outlook on Penang property market", "Source": "http://www.theedgeproperty.com.my/content/promising-outlook-penang-property-market", "NewsDateTime": "2016-04-26T00:00:00", "Details": "PETALING JAYA (April 26): Despite its weak performance last year, Penang's property market outlook is still promising, according to the National Property Information Centre (Napic).\n\n“Forward-looking, Penang’s property market would remain promising. In recent times, various developments are taking place in Batu Kawan, particularly the new township of Bandar Cassia. Batu Kawan is the third satellite town of George Town, after Bayan Lepas and Seberang Jaya,” Napic said in its recently-released Property Market Report 2015.\n\nSome major projects in the pipeline are One Auto Hub, Penang Development Corp, LRT and Pan Island Link Highway between Gurney Drive and Bayan Lepas.\n\nIn 2015, the Penang property market was on the downtrend. There were 21,555 transactions recorded worth RM11.7 billion, down from 15.7% and 15% respectively in 2014.\n\nThe residential sub-sector remained the biggest sector, capturing 70.9% of total transactions, followed by the commercial, agricultural, development land and industrial sub-sectors.\n\nAll sub-sectors witnessed negative growth in volume with the exception of the industrial sub-sector, which was up by 25.4%.\n\nHowever, prices of residential property were generally on the uptrend. \n\nFor example, terraced houses near higher learning institutions and industrial areas recorded positive growth. \n\nA substantial growth in values was recorded at Dua Villa @ One Residences and Tree Residency @ One Residences on the island, which were transacted between RM1.3 million and RM1.5 million.\n\nOn the other hand, the primary market saw the number of units launched in 2015 almost halved to 2,348 units from 4,469 units in 2014. \n\nNonetheless, sales performance improved to 48.2% from 43.9% a year ago.", "CreateDate": "2016-04-27T12:42:53.713", "UpdateDate": "2016-04-27T12:42:53.713", "PropertyURL": "https://farm2.staticflickr.com/1593/26064199244_deccd30239_m.jpg" }, { "NewsId": "4f0ce9bb-20f5-439a-9c0a-9d672d7eaccf", "Title": "Penang Monorail – Tanjung Tokong Line", "Source": "http://www.penangpropertytalk.com/2016/04/penang-monorail-tanjung-tokong-line/", "NewsDateTime": "2016-04-24T00:00:00", "Details": "The 7km Tanjong Tokong Monorail line with 8 stations is proposed to begin at the KOMTAR integrated interchange station and terminates at Tg Tokong.\n\nThis monorail transit line will serve mixed commercial and residential developments along Jalan Burma, Jalan Kelawei, Gurney Drive and the Seri Tanjung Pinang townships.\n\nIf future travel demand warrants and space is available within the narrow corridor, the Tg Tokong Monorail line can be further extended to Tg Bungah and Batu Ferringhi to serve a wider catchment.", "CreateDate": "2016-04-26T15:25:55.277", "UpdateDate": "2016-04-26T18:36:28.94", "PropertyURL": "https://farm2.staticflickr.com/1626/26559543362_1704a539cf_m.jpg" }, { "NewsId": "82a25e83-c96c-4438-9b7f-8e1c9b672644", "Title": "Bayan Lepas LRT plan adjusted following complains from schools", "Source": "http://www.penangpropertytalk.com/2016/04/bayan-lepas-lrt-plan-adjusted-following-complains-from-schools/", "NewsDateTime": "2016-04-23T00:00:00", "Details": "According to a report in TheSunDaily, adjustments were made to the proposed Bayan Lepas to George Town Light Rail Transit (LRT) line. Read on:\n\nChow said he has received feedback that SRS Consortium, the project delivery partner (PDP) for the Penang Transport Master Plan (PTMP), has made adjustments to the proposed Bayan Lepas to George Town Light Rail Transit (LRT) line.\n\nThe changes were made after three schools, SJK(C) Kwang Hwa, SJK(C) Shih Chung and SK Sungai Nibong, expressed worries that the noise from LRT carriages passing by will be too loud.\n\nNonetheless Chow, whose portfolio also includes Traffic Management and Flood Mitigation, said noise measuring devices were installed to ascertain the level of noise near the schools.\n\n“You will be surprised that the current noise from traffic is louder than the LRT system,” he said, adding more information will be made available soon.", "CreateDate": "2016-04-26T15:29:05.78", "UpdateDate": "2016-04-26T15:29:05.78", "PropertyURL": "https://farm2.staticflickr.com/1606/26048991923_b704686c52_m.jpg" }, { "NewsId": "27d351ab-c3fd-4e64-8180-7323da860e7a", "Title": "Downside of interest bearing scheme", "Source": "http://www.thestar.com.my/business/business-news/2016/04/23/downside-of-interest-bearing-scheme/", "NewsDateTime": "2016-04-23T00:00:00", "Details": "EVERY now and then some quarters will accept developers’ mantra to re-introduce the Developers Interest Bearing Scheme (DIBS). It should be noted that Bank Negara had prohibited and outlawed “any form of interest capitalisation scheme”. The economic downturn is seen as a fresh opportunity for DIBS to be reconsidered. This time around, it’s only for “first time house buyers”.\n\nCreating property bubble\n\nDIBS or any other permutation similarly “schemed” cannot be allowed to continue for the betterment of the housing industry because it risks creating a property bubble as prices have been artificially increased and they will create a snowball effect.\n\nThe prohibition of DIBS, announced in Budget 2014, had been effective in curbing the unbridled escalation of house prices.\n\nWhatever the economic situation the basic facts of DIBS are the same and made worse by the economic situation – it involves developer advancing the expenses of construction and other expenses which are to be collected later as debt from the purchaser with interest element factored in and therefore making the property more expensive.\n\nThe purchaser actually lends money to the developer because at the time the deposit was paid, the developer would not have incurred any cost of construction as no work would have started at the time of the payment.\nThe scheme claimed to help first-time buyers as they do not have to pay for anything initially and the developer will absorb all expenses, interests and down payments.\n\nIf it was only a matter of building and selling houses it may be a valid argument. But is that so?\n\nI shall list out the key reasons why the National House Buyers Association (HBA) is against the re-introduction of the DIBS, even if it is only for first-time house buyers.\n\nIt encourages speculation\n\nAny economist worth his salt will say that price is a function of demand and supply.\n\nIn a situation where demand exceeds supply, prices will increase. Buying a house is a life-long commitment and requires careful planning and hard work from an early age.\n\nHence, by reducing the amount of cash outlay that a purchaser needs to make, DIBS will encourage excessive speculation and impulsive purchase. Many first time house buyers may think that they have a chance to make a quick buck by flipping the property on completion without having to pay during the construction stage. As a result, there is a perception of an increase in demand and house prices will be pushed up across the board, making it more difficult for people to purchase their dream home.\n\nProgressive interest is not high\n\nOne of the Real Estate and Housing Developers Association’s (Rehda) contention that the DIBS is needed because many of the first-time house buyers are from outstation and therefore cannot afford to pay progressive interest and rent at the same time. This argument does not hold water as the average progressive interest payable is not back- breaking as alleged.\n\nProgressive interest is only payable upon disbursement of the housing loan which is dependent on the stage of completion. We have computed the average interest payable for a mid-level high-rise apartment costing RM500,000 that a typical consumer buys when the developer launches the project.\n\nFor the first nine months (in some cases up to 12 months), there is no progressive interest payable as the project has yet to be completed (see table).\n\nThe typical progressive interest for the first 1½ years to two years is not very high as the stage of completion is not advanced.\n\nThe progressive interest only starts to get higher in the third year as the property is about to be completed.\n\nBy this time, if the house buyer has problems servicing both his current rental and the progressive interest, it means that:\n\n(a) the house buyer will probably have difficulty to service his monthly instalment in full, or\n\n(b) his current rental is excessive in comparison with the house buyer’s income.\n\nIt is also worth to consider that the borrower’s income could have increased in the third year when the progressive interest really starts to kick in as it has been three-years since the borrower’s loan was approved, thus offsetting any difficulty that the borrower may experience to service both his progressive interest and current rental, if any.\n\nNo free lunch\n\nThe typical progressive interest payable during the construction ranges between 3.5% and 4.5% of the property price, depending on which unit the house buyer buys and the pace of construction.\n\nIn our example above, the progressive interest is 3.77% of the property price.\n\nHowever, based on HBA research data, the difference in property launched with DIBS and without DIBS was as high as 20% to 25%. This means that a property that only cost RM500,000 without DIBS where the purchaser pays RM18,843.75 in progressive interest would be launched by developer with DIBS at between RM600,000 and RM625,000. This represents a premium of more than RM100,000 over and above the progressive interest payable.\n\nThis artificial increase in selling price will in turn push up prices of existing completed properties and also inflate the prices of new properties, with or without the DIBS.\n\nThis will make it more difficult for future house buyers to secure their dream home.\n\nDIBS period corresponds with steep increase in property prices\n\nIt must be stressed that DIBS was first offered in 2009 until it was banned by end-2013. This corresponded with the period of steep rise in property prices.\n\nThe report by Khazanah Research Institute showed that the Malaysian all-house price index grew steadily at a compounded annual growth rate (CAGR) of 3.1% from 2000 to 2009 and suddenly accelerated at a CAGR of 10.1% between 2009 and 2014.\n\nIt is no coincidence that the implementation of the DIBS had resulted in house prices spike as the scheme had created a false demand which in turn pushed up property prices making houses “seriously unaffordable” to the average person.\n\nPay nothing to own a house?\n\nThe argument that purchasers don’t have to pay for anything during construction is specious: attractive to the unwary and the desperate. The expenses, in any form, incurred by the developer will eventually have to be paid back, one way or another, by the purchaser with “premium”. The increased amount ranging from 10% to 20% and some even 25%, will have to be paid by purchasers in exorbitant instalments which they are likely to default.\n\nPaying double interest\n\nConsider if the sale price is RM500,000 without the DIBS and 90% financing is RM450,000. Factor in DIBS sale price, say, RM550,000 and 90% financing is RM495,000. The difference in financing is RM45,000. Thus, this difference is the DIBS factor – or in other words, the interest being financed. This simply means that the purchaser has to pay interest on the interest financed.\n\nNot every purchaser borrows the same amount. Is the DIBS price across the board? If one needs only 50% financing, does he pay the same purchase price as a 90% financing purchaser? If yes, then he is obviously overcharged.\n\nConclusion\n\nOne should not lose sight of the basic fact that a roof over one’s head is a compelling and indispensable need of all human beings. Viewed in that light, not just as another package, it will be clear that if one cannot afford to have a roof over his head, he may consider renting. Renting a house has minimal risk compared with buying one.\n\nPerhaps a way out is to expediate the rehabilitation of abandoned houses, numbering more than 90,000 to help buyers of such schemes.\n\nChang Kim Loong AMN is secretary-general of the National House Buyers Association: www.hba.org.my, a non-profit and non-governmental organisation (NGO). He is also NGO councillor with MPSJ.", "CreateDate": "2016-04-24T01:14:28.78", "UpdateDate": "2016-04-24T01:14:28.78", "PropertyURL": "https://farm2.staticflickr.com/1641/25994628453_39f83c155a_m.jpg" }, { "NewsId": "90e9ee6a-683b-40ff-8015-6dbbbeb176bf", "Title": "Slowdown in property loans but demand still strong for cheaper homes", "Source": "http://www.thestar.com.my/business/business-news/2016/04/23/slowdown-in-property-loans-but-demand-still-strong-for-cheaper-homes/", "NewsDateTime": "2016-04-23T00:00:00", "Details": "THE slowdown in the local property market saw loans approved to the sector last year drop marginally.\n\nAccording to National Property Information Centre’s (Napic) 2015 Property Market Report, total loans to the property sector grew 2.6% during the quarter ended December 2015, a drop from the 4.3% in the previous corresponding period.\n\nOf this, loans for low-cost properties recorded the highest with 26.2%, followed by high-cost homes at 3.4%.\n\nIn comparison, loans for low-cost properties dropped 3.3% during the quarter ended 2014, while loans approved for high-cost properties rose 4.1% in the same period.\n\nDuring the quarter ended December 2015, loans for low medium-cost, medium-cost and higher medium-cost properties fell 2.7%, 2.3% and 2%.\n\nDuring the launch of Napic’s market report earlier this week, Deputy Finance Minister Datuk Chua Tee Yong said that with the current slowdown in the local property sector, demand for affordable homes, especially those below RM500,000, were expected to increase.\n\nHe pointed out that about 80% of transactions in 2015 were for homes below RM500,000.\n\nWhat is affordable?\n\nRecently, Bank Negara said there was a supply “mismatch” situation in the housing market that needed to be remedied as prices of homes in urban areas such as the Klang Valley continued to be beyond levels deemed as affordable.\n\nWhile developers may consider homes below RM500,000 to be affordable, to the man on the street, that figure should be capped at below RM300,000.\n\nChua says a mismatch is bound to happen as developers have several factors to consider, namely building cost and the rising cost of land.\n\n“This is the gap that the Government needs to look into, either by growth of income or by having schemes to assist.\n\n“This is especially when we find out that for most first time homebuyers, the main problem that they have is not just the instalments, but the initial deposit of it. That is why the Government announced the MyDeposit programme to see the response and how it’s like in terms of the take-up rate.”\n\nThe MyDeposit scheme, which was announced during Budget 2016 last October, is aimed at helping the lower income group with a household income of RM10,000 and below.\n\nUnder the scheme, a contribution of 10% from the sale price, or maximum of RM30,000 (whichever is lower), will be given to first-time buyers looking for homes priced below RM500,000.\n\nThe scheme saw overwhelming response from the public with more than 6,000 online registrations within a week of its launch.\n\nChua says the Government is fully aware of the housing affordability issue in Malaysia.\n\n“The Government knows of the situation and that’s why they have PR1MA, where the prices are 20% below the market. There are also other measures that are being implemented.\n\n“The Government also needs to implement measures off and on to meet the needs of the Rakyat and at the same time, not have too many restrictions because the property market, especially the private side, has a lot of multiplier effect especially for the gross domestic product and the economy.”\n\nLast week, Deputy Urban Wellbeing, Housing and Local Government Minister Datuk Halimah Mohamed Sadique urged developers to build more houses priced at RM300,000 for Malaysians.\n\nLast month, Bank Negara deputy governor Sukhdave Singh called for a closer cooperation between the public and private sectors to come up with a practical new solution on the supply mismatch in the local housing sector.\n\nHe said the housing segment today was seeing a lot more homes entering the market at the higher price range, although demand is the highest at the lower end of RM500,000.\n\nSukhdave also said that a lack of good public infrastructure will force the lower income groups to live close to where they work - where they are left to higher rentals or cost of housing.\n\nHe said he is hopeful that with the MRT and other improvements in the transportation sector, people will be able to live further from where they work and yet be able to get low cost transportation to get to their workplace efficiently and on time.\n\nAt the launch of Napic’s market report, Chua says the residential sub-sector is expected to experience further softening in 2016 in view of various internal and external uncertainties foreseeable in the coming year.\n\nHe emphasised that issues on affordable housing and affordability of home purchasers will continue to top the national agenda, such as the measure announced under the recalibration of Budget 2016, where new housing projects priced up to RM300,000 be limited to first-time homebuyers.\n\nIn spite of the weak outlook for the local property sector, Chua says the market will be able to endure the challenging period with adjustments and corrections expected from both the demand and supply side.\n\nHe says even though the property sector may see moderation in market activity, the slowdown would still be manageable.", "CreateDate": "2016-04-24T00:27:41.04", "UpdateDate": "2016-04-24T00:27:41.04", "PropertyURL": "https://farm2.staticflickr.com/1611/26323906480_e1edf0e684_m.jpg" }, { "NewsId": "ed5ee65a-1b4a-4205-b87a-5c6472bd9c42", "Title": "槟城 外资新宠", "Source": "http://www.nanyang.com/node/755570?tid=688", "NewsDateTime": "2016-04-22T00:00:00", "Details": "2015年，可说是正值多事之秋。\n令吉贬值、油价大跌、净选盟和红衫军集会等，都进一步加剧我国房市的颓势。\n企业领域的展望指数、经商和消费信心指数等等用来预测经济走向的指标，通通往下。\n不过，危机中依然存在商机，随着令吉重贬，促使我国对外国旅客的吸引力显著提升，进而帮助作为国内旅游天堂之一的槟城，成为今年最受追捧的市场宠儿。\n大马投资热点 槟城最具魅力\n投资者信心受挫，拖累商情指数（BCI）从去年第三季的95.4点，大跌至第四季的86.4点。\n这种反映市场前瞻展望的指标一跌，投资者的心跟着冷了半载。\n虽说吉隆坡和雪兰莪是全国经济活动最集中的地方，而且贡献的国内生产总值也名列榜首，但纵观各州吸引外资方向的表现，却惊人的发现，槟城已超越吉隆坡和巴生谷地区，成为全马最具魅力的投资地点。\n在2015年，我国房市蒙受内忧外患冲击，因而元气大伤，且至今都还未恢复。\n展望2016年，国际房产咨询公司莱坊（Knight Frank）预期产业市场依然保持疲软，而在各个种类的产业当中，办公楼和零售产业是值得担忧的领域之一，因两者正蒙受供需失衡的冲击。\n至于保健、酒店和物流领域，则预期可得益于稳定的保健和教育需求，以及低企的物流和工业产业供应，因而交出更为强稳的表现。\n莱坊大马董事经理沙祖南苏柏拉马廉指出，虽然房市前景蒙尘，但根据公司对发展商、企业高层、基金和产业信托经理等投资者展开的“2016年商用产业投资情绪”调查，这些专业人士依然相信淡市中存在商机。\n在这份调查中，莱坊针对我国产业领域前景，向700名市场人士展开调查。\n这些市场人士，有55%为发展商，24%是贷款机构，其余21%则是基金和产托经理。\n而调查结果显示，在全马各区里，槟城获得高达67%受访者看好，因而超越了吉隆坡和巴生谷地区，成为最有吸引力的投资地点。\n酒店产业最具吸引力\n在槟城，当地最具吸引力的产业，是得票86%的酒店，以及79%的保健产业，归功于医疗旅游普及化，还有联合国将槟岛乔治市列为世界文化遗产。\n至于在去年荣膺市场投资首选的吉隆坡金三角地区，今年仅获49%受访者青睐，因此退居第4位，落后于槟城、柔佛和巴生谷。\n纵观各地产业，保健产业是最受市场看好的领域，共获69%受访者支持，紧追其后的是酒店、物流和零售产业。\n而最不被看好的则是办公楼，该类型产业只有36%受访者票选。\n下半年无新商场落成\n尽管槟城是受访者最看好的地区，但当地零售领域将在今年，迎来255万4000平方尺的新购物商场面积，因此，莱坊预计该领域将陷入颓势。\n根据莱坊《2015年下半年大马房地产报告》，槟岛现有的购物商场面积，企于669万平方尺，与2015年上半年相同，因并无新商场在下半年落成。\n在出租率方面，主要购物商场取得80%至97.5%，次要商场则企于70%至90%之间。\n其中，主要购物商场的底层商铺租金，每月介于每平方尺13至35令吉，实际租金取决于商场、地点和商铺面积。\n在威省方面，大山脚（Bukit Mertajam）的Mydin批发霸级市场于去年11月开张，为当地带来了115万平方尺的商场空间。\n槟零售业冲击更严重\n接下来5年，槟岛将迎来4座购物商场，分别是Southbay广场、Sunshine Tower、槟城时代广场第三和第四期，以及The Light Waterfront商场。这些新商场，总共将带来255万4000的新供应。\n莱坊指出，随着新供应持续涌入、消费者情绪负面和零售销售萎缩，槟城零售领域将面临更加严重的冲击。\n“不过，小部分受到良好管理和主要的商场，相信还是能够吸引到许多访客，并维持较为合理的稳定租金。”\n莱坊：短期前景依然不明\n去年，香港传出多家名牌店，因为承受不了高租金的压力，纷纷搬迁，有的连中环旗舰店的标志地点都放弃。\n我国虽不至如斯田地，但今年零售业面临更多挑战已是不争的事实。\n针对扩展业务方面，多家受访的业者都表示，今年会更谨慎，很多表示会先观望。\n事实上，一些有名商场，包括那些过去一店难求，零售商出得起租金也得乖乖排队的商场，如今已逐渐看到未找到新租客的空店。\n莱坊估计，今年，大部分零售商，尤其是从外国进口商品和售卖国际品牌的业者，将因为成本高涨20至40%而继续受苦。\n由此，这些业者接下来也会更小心谨慎，相信除了会减少和关闭无利可图的分店，他们还会选择性地展开扩展计划。\n莱坊总结道：“总的来说，国内零售业的短期前景依然不明，但地点良好的各大购物商场零售空间，需求依然强劲。”\n网购越来越普遍 威胁实体店零售商\n莱坊点出，越来越多消费者借助网络科技的便利，来选择购买价钱更低的物品，从而为物流产业捎来佳音。\n“如今，市场的消费能力减少接近30%，因为消费者往往会在网络上消费。”\n是的，网购变得更普遍，个体户或小本创业者，为了减轻草创的财务压力，放弃在商场租店，纷纷架起虚拟店面销售。\n一位刚做妈妈的郭姓少妇，原本想开一家婴儿用品专卖店，寻寻觅觅，最终因为租金偏高，放弃了进驻商场。\n她找了一家专做网站的公司代劳，付了几千令吉的费用就有一家属于自己的虚拟专卖店，再通过社交媒体推广，每月赚数千到近万令吉不等。\n“虽然没实体店，但我依然是店主；而且工作时间更方便，也有时间照顾小孩。”\n你可以说这些小店不足为惧，但当数百个、数千个这样的郭妈妈出现时，正正却是靠实体店生存的零售商的威胁。\n但莱坊也指出，网购时代的到来，也带动了快递服务，并推动仓库需求增长，有利物流业发展。\n巴生谷 新零售空间剧增\n今年上半年，巴生谷估计会有461万1000平方尺的新零售空间供应。\n莱坊因此相信，面对众多选择，零售商更有能力议价，同时商场业主之间的战火必定升温。\n去年下半年，蕉赖IKEA、Evolve ConceptMall和Star AvenueLifestyle Mall开张，为市场注入了110万平方尺的净可出租面积。\n这也使到巴生谷累积零售空间，攀升至513万平方尺。\n如今，随着梳邦再也大门、莎阿南永旺和孟沙贸易中心等商场即将完成，相信今年上半年会迎来更多零售空间，对零售业者有利。\n随着更多新商场进入市场，国内外大型零售商得已在目前激烈竞争的环境中，争取到更好的租赁条件，且租下更大空间。\n而且，还有很多生产商和供应商，也趁机晋身零售业，来提升流动现金。\n柔佛 零售产业前景不乐观\n在柔佛的零售产业领域，虽然去年交出良好出租率和租金，但基于消费税的冲击还未全面显现，莱坊预计当地市场的前景，依然不甚乐观。\n在去年下半年，柔佛包括购物中心、街铺和独立霸级市场在内的零售空间，净可出租面积为1174万平方尺，平均出租率达79.5%。\n在这当中，主要零售空间继续交出亮眼表现，出租率取得80%以上，且每月租金录得每平方尺15至40令吉。\n接下来，已在去年8月推介的WCT控股（WCT，9679，主板建筑股）旗下新山佰乐泰商场（ParadigmMall），将在今年9月开张。\n这家购物广场净面积达125万平方尺，当中有600间店铺，目前已吸引到租户，包括十合购物中心（SOGO）、VillageGrocer和嘉通院线（GSC）电影院。\n亚庇 零售店面难吸引租户\n正当市场聚焦于西马地区时，位于东马的亚庇正默默增长，且即将在今年取得96万2373平方尺的新零售空间。\n去年建竣的Oceanus滨海商场与益买阁广场（Imago Mall），为亚庇带来22.7%的供应，且“动摇”了当地出租率和租金。\n而预计在今年竣工的Pacific Parade、SuteraAvenue零售广场、Riverson Walk和Jesselton广场，会带来更多供应，料将进一步加剧当地零售广场的竞争。\n莱坊点出，虽然商场的竞争趋于激烈，但相较购物广场，亚庇零售店面看起来更难以吸引到租户。\n专注发展旅游产业\n展望未来，莱坊预料旅游业将成为沙巴州的重要收入来源，因此，市场会更专注发展旅游产业，并支持基础建设的开发。\n“鉴于消费税开跑和消费者紧缩开销等负面因素，我们认为，亚庇零售领域需要在低迷的市况中，提高外国旅客的消费。”\n此外，根据莱坊预测，亚庇如今的人均零售空间报9平方尺，优于香港和新加坡等成熟零售市场的11.5平方尺。\n不过，估计亚庇的人均零售空间将难以维持在该水平，因国内消费放缓和旅客人数减少。", "CreateDate": "2016-04-22T21:43:08.013", "UpdateDate": "2016-04-22T21:43:08.013", "PropertyURL": "https://farm2.staticflickr.com/1647/26303322720_d81b5ec2d3_m.jpg" }, { "NewsId": "111f42a7-e3df-4d45-95a1-3c624f90ba4c", "Title": "大马年轻人的困境", "Source": "http://blog.proprop.com.my/2016/04/%E5%A4%A7%E9%A9%AC%E5%B9%B4%E8%BD%BB%E4%BA%BA%E7%9A%84%E5%9B%B0%E5%A2%83/", "NewsDateTime": "2016-04-22T00:00:00", "Details": "很多人说，60后和70后是幸运、幸福的一代，因为他们赶上了一个好时代，一个房市与股市双双大涨，且全球经济快速增长、人均收入大幅提升的大时代。\n\n相反的，80、90后出生的“千禧代”（millennials），面对的却是一个高通胀、高房价、低利率、低房贷对房价比（Loan to value ratio），以及低还债率的年代。\n\n这些30、40岁的年轻人，正面临物价高涨、房价飙涨、买不起房屋和入不敷出的挑战。\n\n如今，属于第二次世界大战之后婴儿潮（Boomers）世代的60后及70后，年龄已届50岁左右。\n\n他们受过良好教育，有一份稳定的工作，甚至创业成功与生活富裕；他们的投资机会又多，并且能通过精明理财，来累积大笔财富与丰厚的资产。\n\n然而，80后和90后出生的年轻人，面临的却是截然不同的情况。\n\n他们在物价和房价高涨的环境中，往往买不起房与入不敷出。\n\n而眼看房价节节飙涨，涨得就快负担不起时，这些望屋兴叹的年轻人就把矛头对准投机者，指责都是这些投机者炒作和抬高了屋价，因而剥夺了他们的权利，拖累他们买不起，也供不起房屋。\n\n更多时候，这些年轻人在捶胸顿足和慨叹时不我与的同时，也一再懊恼早知早早买了就好，否则，如今也不至于沦落到买贵屋的地步。\n\n他们的想法是，纵使自己不住，留着投资也可大赚一笔了，所以，这都是拖延累事，当时以为房价很高了，因而决定再等一等，等房价下跌。\n\n然而，他们最终等到的不是房价走低，反而是越涨越高，且高不可及，连月入万元的双薪家庭都快买不起了。\n\n由此，房地产都快变成有钱人竞投、奇货可居的资产投资了。\n\n量力而为免成屋奴\n\n走过黄金十年，我国产业在紧接下来的另一个十年里，还会继续上涨吗？\n\n答案是，依然胥视我国和全球的经济发展趋势及前景，而更重要的因素是，年轻新生代的购买力与拥屋率。\n\n根据大马人口统计数字显示，25至40岁的年轻人，几乎占了大马人口的61.6%，反映出国内人口普遍年轻。\n\n业界统计数字也显示，在购屋者中，人数最多的是年龄介于25至34岁的年轻人，而且这些年轻人大多还是首购族，约占产业交易人数的四分之一。\n\n50万令吉以下房子受青睐\n\n因此，在年轻人拥屋自住的强劲需求与意愿下，经济条件好与买得起房的年轻人，依然大有人在。然而，鉴于多数人的经济能力有限，因而促使售价处于50万令吉以下的房子，特别受到年轻人青睐。\n\n如今，大部分时下年轻人置业的优先考量就是售价，接下来才考量地点、交通、便利、设计、保安与绿化环境等。\n\n所谓“力不到，不为财”，这在置业投资中也一样，保有实力或财力，才能持久作战。\n\n因此，在置业和投资之前，除了应该仔细评估自身的财力、能力与持有力，最好也能多看、多听、多比较、多参详，还有多实地考察。\n\n同时，也要踏实、诚实及认真地根据个人的实际需求慎重地选择，切勿盲目跟风或听信谣言，也要避免轻率做决定，从而捆绑负债一生！\n\n经济增速快房价也涨得高\n\n其实，不只是大马有房价高企的情况，全世界也一样。\n\n只是近两三年，因大马政府祭出多项严厉的打房政策，才促使涨势暂时稍微缓和罢了。\n\n纵观全球，根据英国的《全球房地产市场报告》，当中所调查的32个国家与地区中，从2001至2011年的10年期间，房价已平均上涨了56%。\n\n其中，新兴国家的房价涨幅最高，因而稳居榜单前三名；而且，在榜单的前六名当中，新兴国家就占了4席。\n\n在榜单中，印度居于冠军位置，因该国在这段期间的房价涨得最高，达284%，相等于每年平均涨14%，也是英国同期房价涨幅的6倍，以及欧盟房价的10倍。\n\n我国涨幅居全球第99\n\n报告指出，经济增速最快的国家，房价也涨得最高。\n\n因此，印度过去10年的房价涨幅高达284%，与同期国内生产总值（GDP）增长155%，两者关系息息相关。\n\n而排名第二与第三的则是俄罗斯和南非，两者的房价增长率分别为209%及161%。\n\n在香港方面，该国以攀升125%而名列第五；中国则位居第14，涨幅仅有47%。\n\n但数据显示，在过去一年里，香港房价录得全球最高的涨幅，平均增长率报14%；其次为印度和挪威，分别涨9%和7%。\n\n同时，香港依然是亚洲房价最高、全球第二高的城市，紧接着是新加坡、东京、首尔、台北、深圳、上海与北京。\n\n至于我国，尽管过去5年的房价涨幅达40%，但根据研究统计，我国只能位居全球第99。\n\n而且，我国平均房价也只有台湾的三分之一，是香港、新加坡和东京的十分之一。", "CreateDate": "2016-04-22T21:41:49.053", "UpdateDate": "2016-04-22T21:41:49.053", "PropertyURL": "https://farm2.staticflickr.com/1530/26576203905_c157c4de51_m.jpg" }, { "NewsId": "ee837858-b203-41e1-924a-226bb6c6fa48", "Title": "产业拍卖有”笋盘” 豪华公寓低于市价20%成交 ", "Source": "http://www.kwongwah.com.my/?p=127558", "NewsDateTime": "2016-04-19T00:00:00", "Details": "（槟城19日讯）近期槟岛频有高价公寓拍卖，在短短4个月，分别有2个豪华公寓及公寓经过4至5次的拍卖后，最后以低于市价的20%价格成交。\n\n产业拍卖并不特别，不过一直以来都是以廉价或中廉价屋居多。槟城拍卖协会主席孙子巄接受《光华日报》访问时说，近期产业拍卖，出现一些优质产业，比如豪华公寓、公寓，甚至是平地屋或别墅，而且出现的几率比以往更频密。\n\n他举例，在丹绒武雅有4700平方尺的ONE TANJUNG豪华公寓，首次拍卖价格是320万令吉，但是最后经过5次拍卖后，以261万令吉出售。“还有，在霹雳律的900平方尺HALAMAN KRISTAL公寓，首次拍卖价是50万令吉，经过4次拍卖后，以43万1000令吉出售。”\n\n他说，上述两个产业都是经过多次拍卖之后才成交，而且一些买家尝试等候，以最低价格来竞标有关产业单位。“每次拍卖不成功，第二次拍卖价格就会比首次价格更低10%，以此类推，而且会每个月进行拍卖直到成交。”\n\n他说，除了这两个例子，近几个月也有不少值得购买的产业单位即将被拍卖，比如在双溪里蒙有占地1485平方尺大的双层排屋，经过两次拍卖后还未成交，现在拍卖价是103万5000令吉。“另外，在峇都丁宜一个有1615平方尺大的高档公寓也即将在近期进行首次拍卖，开价是100万令吉。”\n\n他透露，除了这些高档公寓，也有一些豪华公寓准备被拍卖，如皇后湾一带的豪华公寓，在今年2月首次拍卖价是60万令吉，但即将在近期进行第3次拍卖，拍卖价已经跌到48万6000令吉。“另一个是在峇央峇鲁一带的1119平方尺大豪华公寓，在1月份首次拍卖价是61万令吉，近期即将进行第4次拍卖，拍卖价已经跌到44万4690令吉。”\n\n他说，现在出现很多值得购买入住的产业单位，所以那些有实力的买家可以考虑。他认为，有意置业者可以注意产业拍卖，近期出现很多值得购买的“笋盘”（优质单位）处处有，是置业的好时机。\n\n若找到值得购买的拍卖产业单位，只要价格适合就可购买，千万不要贪图更低价格，否则最后的拍卖价会更高，得不偿失。\n\n孙子巄以近期成功拍卖的4700平方尺豪华公寓及900平方尺公寓为例。“4700平方尺豪华公寓是经过5次拍卖后才成交，首次拍卖价格是320万令吉、第2次是288万令吉、第3次是259万2000令吉、第4次是232万2800令吉，而第5次是209万9520令吉，但最后成交价格却飙升至261万令吉，比最后3次拍卖价格更高。”\n\n“那个900平方尺公寓也是一样，首次拍卖价格是50万令吉，第2次是45万令吉，第3次是40万5000令吉，而第4次是36万4500令吉，但是最后却以43万令吉出售。”\n\n他说，很多人希望能以更低的价钱来购得更好的产业，但是到最后却得不偿失，因为无法以原本最低拍卖价格购得。\n\n去年才刚入伙的超级豪华别墅，即将在本月28日进行拍卖。\n\n孙子巄说，近期接到银行委托，一家位于峇都茅的超级豪华别墅，占地7524平方尺，拥有3层楼高且有绝佳风景的单位，即将进行首次拍卖，拍卖价格是495万令吉。根据资料显示，该超级豪华别墅是个全新的产业单位项目，属于社区型设计，拥有严密的保安，且只有76个单位。\n", "CreateDate": "2016-04-22T13:09:41.61", "UpdateDate": "2016-04-22T13:09:41.61", "PropertyURL": "https://farm2.staticflickr.com/1539/26570449805_03716eb6cb_m.jpg" }, { "NewsId": "0160ced0-ebcc-4ae8-b926-bf191414f881", "Title": "Penang Monorail – Air Itam Line", "Source": "http://www.penangpropertytalk.com/", "NewsDateTime": "2016-04-22T00:00:00", "Details": "Besides the Bayan Lepas belt, the other two relatively high density development corridors in Penang Island are the western Ayer Itam and northern Tg Tokong corridors. Adopting a similar approach by matching system capacity with projected travel demand, the monorail system has been identified as the most appropriate mode for both the Ayer Itam and Tg Tokong corridors.\n\nAmong the considerations made in arriving at the proposed monorail system (as opposed to other rail or BRT forms), include its better performance with respect to a narrower right-of-way (ROW) requirement, better noise performance and lower capital requirement. However, the final transit system for the Ayer Itam corridor would still be subject to future review prior to implementation by re-evaluating the travel demand, development intensity, transit system capacity, target modal share, socio-economic and socio-political reception of the proposed system, be it elevated or at-grade (on-ground) at the time of execution.\n\nFor the 12.8km Ayer Itam Monorail, the alignment will begin from KOMTAR and terminate at Paya Terubong with 13 stations. The transit line will improve transit reach to predominantly low- and medium-income residents in high-density neighborhoods in Ayer Itam and Paya Terubong areas.", "CreateDate": "2016-04-22T12:24:37.41", "UpdateDate": "2016-04-22T12:24:37.41", "PropertyURL": "https://farm2.staticflickr.com/1667/26569951775_e6b795725b_m.jpg" }, { "NewsId": "1ca395da-f160-4aed-99c8-af66d5e8797d", "Title": "Penang George Town – Butterworth LRT Line", "Source": "http://www.penangpropertytalk.com/2016/04/penang-george-town-butterworth-lrt-line/", "NewsDateTime": "2016-04-20T00:00:00", "Details": "The 18km George Town-Butterworth LRT line will begin at The Light Station (on the Bayan Lepas LRT line) and terminates at Sg Nyiur Station for interchange transfer with Raja Uda-Bkt Mertajam Monorail line. Besides accommodating a panoramic sea view, the LRT line offers an efficient alternative connection – the fifth link – between key commercial and residential hubs on both ends of Penang Island and Mainland across the Malacca Straits.\n\nImportantly, it fuses the rail network on both sides for passenger transfer between transit lines. It will be a vital connector and interchange with other rail networks in the state, such as the proposed monorail line from Raja Uda to Bkt Mertajam and BRT line from Permatang Tinggi to Batu Kawan. The proposed LRT line will enable passengers to travel from the Prai Industrial Estate, Penang Sentral and established housing estates in Seberang Perai towards Gelugor on Penang Island in a single journey.", "CreateDate": "2016-04-20T19:24:56.36", "UpdateDate": "2016-04-20T19:25:04.94", "PropertyURL": "https://farm2.staticflickr.com/1712/26513600036_5db1595d5a_m.jpg" }, { "NewsId": "b047becb-8d20-4034-9048-71a0daad0106", "Title": "大马产业是否趋近泡沫？", "Source": "http://blog.proprop.com.my/2016/03/%E5%A4%A7%E9%A9%AC%E4%BA%A7%E4%B8%9A%E6%98%AF%E5%90%A6%E8%B6%8B%E8%BF%91%E6%B3%A1%E6%B2%AB%EF%BC%9F/", "NewsDateTime": "2016-04-20T00:00:00", "Details": "这几年，不断听到大马房价好贵的抱怨，要拥有自己的家，似乎难若登天。\n当房贷成为肩上沉重的压力，收入又追不上房价增值步伐时，“大马产业是否趋近泡沫？”的言论，便不绝于耳。\n\n\n登嘉楼只需2年 吉隆坡人需7.4年买房\n\n联昌国际引述一份调查指出，大马人的月薪平均为4025令吉，2010年大马的房屋市场的平均成交值达22万3270令吉。\n以地区分析，登嘉楼的只需要2年就可买到房子，吉隆坡最高，达7.4倍；2010年吉隆坡及登嘉楼的平均房屋价格，为48万8536令吉及7万4064令吉。\n一直申诉被房价过高，担心无法买房的大马人，相信看到上述数据会稍微松一口气，即使在屋价高昂的吉隆坡，努力工作存钱，不用8年就能圆梦，若在登嘉楼2年就可买房。\n不过，Demographia在报告说，房价负担水平在家庭年收入的3倍以内，才达到负担得起的标准。当这一比例达到5倍或以上时，该城市的房价则难以负担。\n\n可负担能力创新高\n\n联昌国际分析员对房地产前景非常乐观，并提出若以平均收入及房贷为计算基础，可负担能力其实已经升至历史最高。\n在低利率环境的大前提下，房产价格自90年代亚洲金融风暴后涨幅便低于家庭收入，是提升负担能力的因素。\n分析员说：“1997年至1998年的金融危机之后，房产价格便低于家庭收入；另外，借贷利率也滑落将近一半，并仍然处在低点。”\n\n房价走势超越家庭收入 低借贷率抵消影响\n\n目前，巴生谷房产价格的平均增长率为4.5%，家庭收入则为4%，虽然房产价格的走势略高于家庭收入，但低借贷率却抵消了房产升值率超越家庭收入的影响。\n\n联昌国际对于房产前景十分乐观，根据观察房地产的行情，并取得统计数据后发现，雪兰莪及柔佛州的公寓及组屋在1996年至2010年的14年内，平均增值速度缓慢。\n\n购买力料比1996年高\n\n“在计算通胀及收入增长后，现在的购买能力料比1996年更高。”\n\n这14年里，雪兰莪平均增值率仅为0.3%，柔佛增长率为0.9%，增幅远远落后2.5%通胀增长率及4.2%家庭收入扬升幅度。\n“这或解释，扣除通胀之后，目前雪兰莪或柔佛购买公寓与组屋的价格，已经比1996年还低，但这并不代表是市场出现泡沫后的结果。”\n该行主管黄大任强调：“我们不否认某些地区的房产价格太高，租金升值速度却很慢，导致资本回酬走低，但这仅是几个地区，整体市场仍然属于可负担水平。”\n他说，大马有很多专门对准大众市场的廉价房屋、公寓、组屋及排楼。\n不过，在房产投资市场有多年经验的投资者兼《你能在房产市场致富》（You can Become Richin Property）作者余广财博士在接受《南洋商报》访问时，却提出了不同的看法，据他观察，有许多的屋价已经走高至与薪水不成比率的价位。\n他说：“薪酬的涨幅无法追上大马房产的增值速度。当大部分大马人无法负担一般屋价时，房产市场便会自行回调。”\n\n打房奏效高档产价下滑\n\n近期高档房产的价位也开始往下滑，市场一直担心的泡沫，是否正在悄悄形成？\n戴德梁行在一份报告指出：“消费者显得相当谨慎，而且仅对特定地点的房产进行投资，政府的打房措施似乎已经奏效。”\n\n绝对不是泡沫迹象\n\nMIDF在报告说，过去几年供应过剩的问题，导致吉隆坡城中城及满家乐一带的公寓，出现价格滑落的现象。\n一名房产经纪也告诉本报：“政府加强贷款条例后，要买房更困难，尤其是高档房产，更是首当其冲。”\n虽然高档房产的营运环境已不及往年，但投资银行强调，这并不是泡沫迹象。\n联昌的黄大任强调说，吉隆坡城中城及满家乐的价格经历相当的调整，主因是供应过剩，他们也是影响吉隆坡地区房产滞销的主要因素。\n\n他说：“上述地区的房产供应庞大，在2008年/2009年的金融危机之后，更加速了供应过剩的情况，继而导致价格滑落。发展商低价脱售房产，以便‘售罄’旧房产，现在他们也倾向发展面积较小的公寓，但这绝对不是泡沫。”\n\n巴生谷屋价2010年突扬升\n\nMIDF投银也说，巴生谷的屋价过去一直都趋向缓慢，但在2010年却突然扬升。\n\n大马房产价仍低\n\n该行以每平方尺的价格与邻国市场相比，大马目前的房产价格仍然相当低，MIDF因此预料，过去两年房产价值走升，不排除只是调整基本面的现象。\nCBRE的克里斯伯恩说：“截至去年第二季，吉隆坡大约5万7850个公寓项目的价值都介于或高出每平方尺350令吉，大约21%的公寓属于‘豪华’型。”\n他说，当中大部分即将推介的新公寓都是高档类型，每平方尺价格介于500至799令吉，因此在中期内会看到供应大量增长。\n“不过就算如此，巴生谷第二季的住房房产供应为174万单位，仅比去年同期微扬0.4%。\n另外，供应增长步伐，自2006年开始就明显下滑，这显示市场所担心的泡沫，其实并不存在。”\n\n滞销问题未消除\n\n房产前景虽然没有想象的糟糕，但滞销问题仍存在，尤其柔佛一带特别严重。\n黄大任说：“大马的滞销问题并不会在短期内消除，大马目前未售出的房产平均为55%，其中柔佛高达88%，雪州因人口不停增长，因此仅有29%；吉隆坡则达65%。”\n他说：“政府一再鼓励房产翻新活动，以便吸引人回到城市地区，但是要把所有的房屋都填满，却需要时间。”\n马兴业金融研究分析员认为，政府将房产盈利税（RPGT）上修5%的举措，不会冲击房产需求和房产市场的长期增长表现。\n此外，他说：“房产盈利税仅调高5%，也能避免影响市场情绪。”\n“更高的产房产盈利税将提高房产投机者的交易成本，特别是在购买后5年内脱售房产的人士。这或许有助减少房产市场的投机活动。”\n\n大马房产价还可翻一倍\n\n市场开始露出走缓迹象，但仍有券商强调，房产价值预料还有能力再增70%至100%，有关泡沫的观点，也已夸大其实。\n黄大任在报告指出，由于可负担能力已经创下新高，再加上住宅房产的供应不多，因此大马的住宅市场预料要再增70%至100%，才会导致可负担能力，降低至1987年至2000年的水平。\n至于巴生谷一带，则要再扬50%至80%，才会走低至亚洲金融危机前的可负担水平。\n联昌在报告说，在计算了通胀率、家庭收入增长率后，相信住宅型房产将继续增值。\n报告指出，由于土地的面积有限，因此新的有地房产供应减少，促使二手市场的价格走高。\n\n有地房产价格走高\n\n分析员说：“大马人大部分都在有地房产中长大，但是大马的土地越来越少，因此有能力的买主愿意支付更高的金额，购买排楼，结果导致有地房产价格走高，Desa Park City便是很好的例子，当地的有围栏房产，价格可达200万令吉以上。”\nCBRE（大马）也观察到这点，该行执行主席克里斯伯恩在调查中说：“吉隆坡及雪兰莪一带可发展的土地已经越来越少，所以新的房产计划都往更偏远的地方延伸。”\n\n大马人买房要6年\n\nDemographia2012年的调查结果显示，大部分报告中的城市去年经历了房价合理化的现象。\n调查公司发言人贺礼巴菲迪斯表示：“房价不合理的城市，均有可用地短缺的现象发生。市场需求本身不会造成房价暴涨，在需求出现后，缺乏满足需求的产品市场才是房价提升的主凶。”\n可负担能力不断改善\n目前市场各有说法，有人觉得薪酬赶不上房价升速，也有投资银行拿出数据证明，随着工资提升，我们的可负担能力其实正不断改善。\nMIDF投资研究主管祖克菲力说：“家庭的收入自1990年初便不断增加，但房产价格增幅平均仍属温和，贷款利率也偏低，整体来说大马房屋的可负担水平已经逐步改善。”\n他指出，再加上2008年，原产品价格高涨，带动大马人口的收入，进一步提升大马人的可负担能力。\n\n大马产业是否趋近泡沫？\n\n“虽然大马房产价格在过去几年不断走高，但可负担能力目前还是属于舒适水平。”他乐观答道。\n另外，房屋可负担能力虽稍有转下迹象，并开始回到97金融危机前的水平，但祖克菲力强调，除了高档公寓及办公室之外，房产市场不太可能出现大回调。", "CreateDate": "2016-04-20T19:22:21.77", "UpdateDate": "2016-04-20T19:22:21.77", "PropertyURL": "https://farm2.staticflickr.com/1631/25936644033_087268471a_m.jpg" }, { "NewsId": "c9a29ea7-e190-4a56-a366-6e7622af7f4d", "Title": "Juru Interchange Upgrade", "Source": "http://www.penangpropertytalk.com/penang-transport-master-plan/highways-roads/juru-interchange-upgrade/", "NewsDateTime": "2016-04-18T00:00:00", "Details": "The proposed upgrading of the Juru IC will help address the severe congestion that occurs at the interchange along the North ­South Expressway and at the Jalan Kebun Nenas-Jalan Perusahaan signalised T–junction, which is only 160m west of NSE.\n\nOne of the main problems that cause congestion at the existing signalised diamond interchange is that it is operated with long cycle times during peak hours, comprising of four split phases.\n\nDuring peak hours, long queues form on the approaches and the high turning movements onto the NSE also result in persistent ‘weaving’ (conflicting lane changes). Long queue times and ‘weaving’ significantly reduces the efficiency of the inter­connecting junctions at the interchange.\n\nThe proposed Juru IC improvement scheme to mitigate the current congestion essentially involves:\n\nLane widening;\nConverting the Juru Interchange into a “Diverging Diamond Interchange”; and\nSynchronising traffic signal timing with the Jalan Kebun Nenas-Jalan Perusahaan junction.", "CreateDate": "2016-04-20T15:24:42.95", "UpdateDate": "2016-04-20T15:24:42.95", "PropertyURL": "https://farm2.staticflickr.com/1610/26537076955_4a46262c68_m.jpg" }, { "NewsId": "37e2a07c-e629-462b-af35-53178f761382", "Title": "陈福星：无良好控制需求量 槟可负担房屋过剩 ", "Source": "http://www.kwongwah.com.my/?p=124053", "NewsDateTime": "2016-04-12T00:00:00", "Details": "\n\n\n陈福星：无良好控制需求量 槟可负担房屋过剩 \n\n全国将统一可负担房屋顶价为30万令吉，而槟州政府也尾随全国脚步，未来全州可负担房屋发展计划，一律只限30万令吉及以下，告别40万高价时代。\n全国将统一可负担房屋顶价为30万令吉，而槟州政府也尾随全国脚步，未来全州可负担房屋发展计划，一律只限30万令吉及以下，告别40万高价时代。\n\n（槟城12日讯）槟州政府最新的政策拟定州内可负担房屋拟定在30万令吉，对购屋者而言是好消息，但基于州政府没有良好控制可负担房屋的需求量，因此目前市场出现可负担房屋过剩问题。\n\n槟房屋委员会主席佳日星昨天召开记者会指出，全国将统一可负担房屋顶价为30万令吉，而槟州政府也尾随全国脚步，未来全州可负担房屋发展计划，一律只限30万令吉及以下，告别40万高价时代。\n\n针对此事，槟州房地产商公会主席拿督陈福星受访时指，槟州可负担房屋拟定在30万令吉对购屋者而言必会是件好消息，预料购屋者也会增加，只不过州政府却没认真处理有关可负担房屋过剩的问题。他说，现在中央政府、一马房屋还是私人发展商都在争取着建造可负担房屋，但州政府却没有针对民众的需求量做调查。\n\n他建议，州政府应该以每年可负担房屋售出数据做出调查，既了解一年内可负担房屋的出售量，并固定一个发展商申请限期，调整及控制建造可负担房屋。“我举个例子，如果市场有1000人要购屋，而州政府却通融发展商建筑了1万个单位，那从中就会造成可负担房屋过剩的问题。”\n此外，他说，市场上可负担房屋过剩，购屋者也会分散购屋，而该分散购屋对买家及发展商来说，都是一个不好的现象。他补充，这项计划并不会永久，因为随着时间过去，民众的生活素质提升，所以购买更贵的房子者也会增加，而购买30万令吉的可担房屋的民众也会渐渐减少。\n\n非首购者及房贷严厉 2因素导致购屋难\n\n陈福星坦言，槟州的可负担房屋是有一定的需求量，但是有两个因素会导致民众没有机会买到这些房子，也是造成可负担房屋过剩的原因。\n\n“第一，有许多购屋者不符合政府要求，因为有些民众是借名给家人买屋，所以就被列为不是首购者，因此被拒绝申请。第二，就是申请银行房贷严厉，导致首次购屋者难以借到房贷。”\n他补充，州政府应该在处理该严厉房贷上做出开放条件，宽容让首购者与家庭成员联名购买，条件不要过于严厉。\n\n加停车格装修费 已超过30万预算\n\n陈福星指出，虽然州政府把可负担房屋拟定在30万令吉，但是能够买到30万令吉的民众会有多少个，加上停车格及装修费，应该已超过30万令吉的预算。\n\n对于他而言，30万令吉可购买到850平方尺及拥有一个停车格，就算是便宜及划算了，因为很多时候发展商会鼓励买家多付费，以装修屋子及购买多一个停车格，价格随时会超过30万令吉。他直言，现在的市场并没有一个价格是符合人人心中的可负担房屋，因为如果要买到便宜的，为何不去其他州属购买，却要留在槟城呢？\n\n“购屋者应该要事前了解自身屋价，再以屋子未来是否会升价的观点去购买，并不是一直想要购买便宜的可负担房屋。若要在未来要换个更好的住家，也会更加容易。”", "CreateDate": "2016-04-18T22:32:28.357", "UpdateDate": "2016-04-18T22:33:38.603", "PropertyURL": "https://farm2.staticflickr.com/1527/26478399676_664e26c5a0_m.jpg" }, { "NewsId": "d412a839-e3f6-4989-82f1-e8e1fce37c1d", "Title": "Penang George Town – Butterworth LRT Line", "Source": "http://www.penangpropertytalk.com/2016/04/penang-george-town-butterworth-lrt-line/", "NewsDateTime": "2016-04-18T00:00:00", "Details": "The 18km George Town-Butterworth LRT line will begin at The Light Station (on the Bayan Lepas LRT line) and terminates at Sg Nyiur Station for interchange transfer with Raja Uda-Bkt Mertajam Monorail line. Besides accommodating a panoramic sea view, the LRT line offers an efficient alternative connection – the fifth link – between key commercial and residential hubs on both ends of Penang Island and Mainland across the Malacca Straits.\n\nImportantly, it fuses the rail network on both sides for passenger transfer between transit lines. It will be a vital connector and interchange with other rail networks in the state, such as the proposed monorail line from Raja Uda to Bkt Mertajam and BRT line from Permatang Tinggi to Batu Kawan. The proposed LRT line will enable passengers to travel from the Prai Industrial Estate, Penang Sentral and established housing estates in Seberang Perai towards Gelugor on Penang Island in a single journey.", "CreateDate": "2016-04-18T22:20:45.42", "UpdateDate": "2016-04-18T22:20:45.42", "PropertyURL": "https://farm2.staticflickr.com/1684/26504162975_e213d4db09_m.jpg" }, { "NewsId": "4ecdbbf9-1e20-4b10-aa2a-9e2e7b3d0c1b", "Title": "Second New Highway – Pan Island Link 2 / 2A", "Source": "http://www.penangpropertytalk.com/2016/04/second-new-highway-pan-island-link-2-2a/", "NewsDateTime": "2016-04-13T00:00:00", "Details": "Penang highway master plan also looked at enabling the future development of less­ developed areas such as Balik Pulau and Teluk Kumbar in Penang Island by constructing a “spurs” road from PIL 1 at strategic interchange location.\n\nThe other proposed Pan Island Links, namely PIL 2 and PIL 2A, to be constructed as dual two­ lane roads would:\n\nEnhance accessibility and open up opportunities for future developments on the western (Balik Pulau) and southern (Teluk Kumbar) sides of Penang Island and help decentralise development pressure away from George Town;\nTogether with the southern section of PIL 1 form the Southern Ring Road for Penang Island;\nServe as major access roads for the reclaimed islands.", "CreateDate": "2016-04-14T08:11:45.373", "UpdateDate": "2016-04-14T08:19:16.93", "PropertyURL": "https://farm2.staticflickr.com/1473/25813698663_683fa16172_m.jpg" }, { "NewsId": "8cae004c-7708-420a-bec9-588c0432b2d1", "Title": "Penang Structure Plan – Three proposed man-made isles to be included", "Source": "http://www.penangpropertytalk.com/2016/04/penang-structure-plan-three-proposed-man-made-isles-to-be-included/", "NewsDateTime": "2016-04-13T00:00:00", "Details": "The Penang Structure Plan, which is out-dated, needs to be revised to incorporate the three proposed man-made islands off the south coast near Permatang Damar Laut meant to fund the Penang Transport Master Plan (PTMP).\n\nState Local Government, Traffic Management and Flood Mitigation Committee chairman Chow Kon Yeow said a special task force would adopt a master plan to guide the development of the new islands set to have a population of 300,000.\n\nThe task force includes the Town Planning and Develop-ment Department.\n\n“The master plan will guide the development of the three islands measuring 1,821ha for commercial, residential, industrial, institutional and open space usage.\n\n“In May, this plan will then be submitted to the state planning committee for it to be adopted into the Penang Structure Plan.\n\n“In June or July, the proposal for the three islands will be submitted to the National Physical Planning Council for consideration.\n\n“Following the changes, the Penang Structure Plan will need to be revised.\n\n“The local plan will also need to be based on the revised plan,” he said.\n\nChow told reporters after a dialogue session with the Malaysian Dutch Business Council attended by Chief Minister Lim Guan Eng.\n\nOn the Bayan Lepas Light Rail Transit (LRT), Chow said the conditional approval for the project was expected to be given in June.\n\n“The final approval should be given early next year.\n\n“More than RM20bil worth of jobs can be expected to be tendered out to contractors following the implementation of PTMP,” he said.\n\nTo a question on waste management for the islands, Chow said the issue would be tackled.\n\n“The islands will be designed with new technologies to handle the problem,” he said.\n\nEarlier in his speech, Lim said a global property consultant had recently voted Penang as the preferred destination for investment in the country.\n\n“Even without a proper transportation system, Penang can still be the choice location of investment.\n\n“Imagine what Penang can do with an integrated transportation system,” he said.\n\nThe RM27bil PTMP is aimed at building a public transport system based on a five-in-one mode — taxi, bus, water taxi/ferry, cable car and LRT/monorail.\n\nSource: TheStar.com.my", "CreateDate": "2016-04-14T08:13:39.643", "UpdateDate": "2016-04-14T08:13:39.643", "PropertyURL": "https://farm2.staticflickr.com/1489/26143650910_6d9997974d_m.jpg" }, { "NewsId": "4c282c84-7a26-48bf-85f9-f39a8d9b9ca1", "Title": "BE表格新欄目須回應 買房產投資報稅要小心", "Source": "http://www.chinapress.com.my/?p=643602", "NewsDateTime": "2016-04-13T00:00:00", "Details": "獨家報導：邱佩勛\n\n　（吉隆坡13日訊）你有通過買房產投資並獲利嗎？有的話，今年報稅要小心了……\n國人愛投資房產脫離不了關係，有些人甚至成立公司、以公司名義來買賣房產，當中不排除有人因此漏報了房產盈利稅（RPGT）。\n\n　內陸稅收局防為了防止納稅人逃稅，今年在BE表格內新增兩個欄目，確認納稅人過去一年若曾脫售房地產控股公司（RPC）股票或房地產時，沒有漏報房產盈利稅。\n\n　賺取受薪收入的納稅人今年呈報BE表格時，在填寫個人其他資料時，必須回應是否曾脫售房產公司股票或房產（D6），及是否已申報房產盈利稅（D7）。\n\n5年內脫售得徵稅\n\n　稅務專家指出，這是稅收局防範納稅人逃稅的舉措之一，但當局所指的“房地產公司股票”，不是指房產上市公司的股票，而是針對哪些沒有上市的房產控股公司，例如投資房產的私人有限公司。\n\n　致同國際會計行大馬區稅務主管盛繡雁回應《中國報》提問說，脫售房地產控股公司股票或房產時必須向稅收局申報，此條例由來已久，只是\n\n很多人不知道必須向稅收局申報。\n\n　她說，民眾在脫售房產時，不管是否得繳付房產盈利稅，都必須填妥指定表格向稅收局申報。不過，很多人並不知道有此條例。\n\n　“個人如果持有房產，且在持有5年內脫售的話，就得繳付房產盈利稅。”\n\n　公司和個人（即大馬公民與永久居民）如果在5年內轉手，必須繳付介于15%至30%的房產盈利稅。個人超過5年才脫售，則不被征稅。但公司在第6年及以后脫售的話，會被征稅5%。\n\n　個人（非公民）在首5年脫售房產，一律被征稅30%；第6年及以后征稅5%。\n\n受薪族怎麼填？\n\n沒有涉及房產投資的受薪族，在填寫BE表格時，該怎么填？\n\n　納稅人在回應“是否在1976年房產盈利稅法令下，脫售任何房產控股公司股票或房產”時，如果曾作出相關脫售，應輸入“1”（有）；若不曾，就輸入“2”（沒有）。\n\n　如果納稅人答案是沒有，則不會被問下一道問題。\n\n　若曾脫售有關股票或房產，就得回應“這項脫售是否已向稅收局申報”。如果納稅人已申報有關買賣，應輸入“1”（有）；若沒有申報，就輸入“2”（沒有）。\n\n　到了這里就得注意了，這也是稅收局追查納稅人的管道之一，目標顯然是哪些選擇“沒有申報”的納稅人。\n\n　所以，納稅人若已申報有關房產，務必要確保自己是選擇“1”（有）。至于沒涉及房產投資的一般受薪族，更要注意別手快選擇錯誤的回應！\n\n何謂房產控股公司？\n\n根據法令，所謂房產控股公司（real property company），是指以下兩個情況：\n\n　（a）截至1988年10月21日，一家控股公司（controlled company，根據1967年所得稅法令下所定義）擁有房產或房產控股公司的股票或兩者，有關房產價值超過有形資產總值（total tangible assets）的75%；或\n\n　（b）一家控股公司雖不符合上述（a）情況，但在1988年10月21日之后，收購房產或房產控股公司的股票或兩者，當時其價值（市值或收購價格）超過有形資產總值的75%。\n\n怎樣才算有買賣？\n\n在所得稅法令下，相關房產或房產控股公司股票的處置（dispose），包括“脫售、轉讓、調動、分配、支付或轉讓”。\n\n如何知道自己\n\n對一家公司有沒有控制權？\n\n如果一個人行使，或能夠行使，或有權獲得控制（直接或間接）公司事務，和尤其是在不損害前述一般性的情況下，如果他擁有或有權獲得公司更多股本或投票權；\n\n　(b) 如果他擁有或有權獲得：\n\ni. 有關公司已發行股本的大部分；\n\nii. 作為這部分資本，如果公司的全數收入實際上是分配給各成員，讓他有權獲得所分配的較大部分；或\n\niii. 如果該贖回股本讓他有權獲得贖回的更大部分清盤資產，可分配予一眾會員；\n\n　(c) 如果在清盤情況下，可供會員分配的資產中，他有權獲得更大部分。\n\n　當有兩個或兩個以上的人共同符合以上條件，他們應被視為（共同）擁有公司的控制權。", "CreateDate": "2016-04-14T08:04:25.483", "UpdateDate": "2016-04-14T08:04:25.483", "PropertyURL": "https://farm2.staticflickr.com/1535/26416392165_3ef1be4e30_m.jpg" }, { "NewsId": "57be4702-1149-49c1-9a7d-f4d35ad864d5", "Title": "BE表格新欄目須回應 買房產投資報稅要小心", "Source": "http://www.chinapress.com.my/?p=643602", "NewsDateTime": "2016-04-13T00:00:00", "Details": "獨家報導：邱佩勛\n\n　（吉隆坡13日訊）你有通過買房產投資並獲利嗎？有的話，今年報稅要小心了……\n國人愛投資房產脫離不了關係，有些人甚至成立公司、以公司名義來買賣房產，當中不排除有人因此漏報了房產盈利稅（RPGT）。\n\n　內陸稅收局防為了防止納稅人逃稅，今年在BE表格內新增兩個欄目，確認納稅人過去一年若曾脫售房地產控股公司（RPC）股票或房地產時，沒有漏報房產盈利稅。\n\n　賺取受薪收入的納稅人今年呈報BE表格時，在填寫個人其他資料時，必須回應是否曾脫售房產公司股票或房產（D6），及是否已申報房產盈利稅（D7）。\n\n5年內脫售得徵稅\n\n　稅務專家指出，這是稅收局防範納稅人逃稅的舉措之一，但當局所指的“房地產公司股票”，不是指房產上市公司的股票，而是針對哪些沒有上市的房產控股公司，例如投資房產的私人有限公司。\n\n　致同國際會計行大馬區稅務主管盛繡雁回應《中國報》提問說，脫售房地產控股公司股票或房產時必須向稅收局申報，此條例由來已久，只是\n\n很多人不知道必須向稅收局申報。\n\n　她說，民眾在脫售房產時，不管是否得繳付房產盈利稅，都必須填妥指定表格向稅收局申報。不過，很多人並不知道有此條例。\n\n　“個人如果持有房產，且在持有5年內脫售的話，就得繳付房產盈利稅。”\n\n　公司和個人（即大馬公民與永久居民）如果在5年內轉手，必須繳付介于15%至30%的房產盈利稅。個人超過5年才脫售，則不被征稅。但公司在第6年及以后脫售的話，會被征稅5%。\n\n　個人（非公民）在首5年脫售房產，一律被征稅30%；第6年及以后征稅5%。\n\n受薪族怎麼填？\n\n沒有涉及房產投資的受薪族，在填寫BE表格時，該怎么填？\n\n　納稅人在回應“是否在1976年房產盈利稅法令下，脫售任何房產控股公司股票或房產”時，如果曾作出相關脫售，應輸入“1”（有）；若不曾，就輸入“2”（沒有）。\n\n　如果納稅人答案是沒有，則不會被問下一道問題。\n\n　若曾脫售有關股票或房產，就得回應“這項脫售是否已向稅收局申報”。如果納稅人已申報有關買賣，應輸入“1”（有）；若沒有申報，就輸入“2”（沒有）。\n\n　到了這里就得注意了，這也是稅收局追查納稅人的管道之一，目標顯然是哪些選擇“沒有申報”的納稅人。\n\n　所以，納稅人若已申報有關房產，務必要確保自己是選擇“1”（有）。至于沒涉及房產投資的一般受薪族，更要注意別手快選擇錯誤的回應！\n\n何謂房產控股公司？\n\n根據法令，所謂房產控股公司（real property company），是指以下兩個情況：\n\n　（a）截至1988年10月21日，一家控股公司（controlled company，根據1967年所得稅法令下所定義）擁有房產或房產控股公司的股票或兩者，有關房產價值超過有形資產總值（total tangible assets）的75%；或\n\n　（b）一家控股公司雖不符合上述（a）情況，但在1988年10月21日之后，收購房產或房產控股公司的股票或兩者，當時其價值（市值或收購價格）超過有形資產總值的75%。\n\n怎樣才算有買賣？\n\n在所得稅法令下，相關房產或房產控股公司股票的處置（dispose），包括“脫售、轉讓、調動、分配、支付或轉讓”。\n\n如何知道自己\n\n對一家公司有沒有控制權？\n\n如果一個人行使，或能夠行使，或有權獲得控制（直接或間接）公司事務，和尤其是在不損害前述一般性的情況下，如果他擁有或有權獲得公司更多股本或投票權；\n\n　(b) 如果他擁有或有權獲得：\n\ni. 有關公司已發行股本的大部分；\n\nii. 作為這部分資本，如果公司的全數收入實際上是分配給各成員，讓他有權獲得所分配的較大部分；或\n\niii. 如果該贖回股本讓他有權獲得贖回的更大部分清盤資產，可分配予一眾會員；\n\n　(c) 如果在清盤情況下，可供會員分配的資產中，他有權獲得更大部分。\n\n　當有兩個或兩個以上的人共同符合以上條件，他們應被視為（共同）擁有公司的控制權。", "CreateDate": "2016-04-14T08:04:22.627", "UpdateDate": "2016-04-14T08:04:22.627", "PropertyURL": null }, { "NewsId": "bc24a0e1-d0a7-4ce1-b8d9-9bea705642ee", "Title": "MyDeposit申請成功·3萬非匯個人戶口", "Source": "http://news.sinchew.com.my/node/474584?v=mobile", "NewsDateTime": "2016-04-13T00:00:00", "Details": "（吉隆坡13日訊）國家房屋局指，成功申請“MyDeposit”房屋計劃的首購族，須符合的條件包括一旦申請獲准，須在30天內簽署買賣合約（S&P），否則會被取消資格；第二，凡是在MyDeposit受惠的首購族，其房屋不能在10年內轉售。 \n雖然10年內不能轉售，但若屋主逝世，政府可以依個案處理，允許轉換房產名字給至親家屬。\n\n“MyDeposit”申請者須提呈的文件多達13分，如自己、伴侶、兒女的身份證、自己與伴侶的薪水單、公積金、自雇者提出有宣誓官證實的薪水單、雇主發出的職員證明以及殘障人士證明（只限殘障人士）。\n\n購買新屋的首購族一旦申請獲准，這筆輔助金將直接匯入發展商戶口；若是購買二手屋的首購族，輔助金將匯入買賣律師樓戶口；換言之，首購族不會經手這筆3萬令吉輔助金。\n\n自MyDeposit推介至今日中午12時，已有1千46人提出完整申請，預料總值2億令吉的MyDeposit可以讓逾7千人受惠。", "CreateDate": "2016-04-13T23:37:40.483", "UpdateDate": "2016-04-13T23:37:40.483", "PropertyURL": "https://farm2.staticflickr.com/1536/26343230401_2ecba75dbd_m.jpg" }, { "NewsId": "9dfc195d-da14-416e-aaab-4b848dcf20e7", "Title": "MyDeposit注資2億供申請‧3萬輔金助首購族擁屋", "Source": "http://news.sinchew.com.my/node/473619?", "NewsDateTime": "2016-04-06T00:00:00", "Details": "（吉隆坡6日訊）首相拿督斯里納吉宣佈，月入3千至1萬令吉的中產階級（M40）首次置業購買價格不超過50萬令吉的屋房，即日起可向政府的MyDeposit計劃，申請相等於屋價10%或最高3萬令吉的輔助金。\n\n\n納吉（中）主持國家房屋理事會議，宣佈將落實MyDeposit計劃，為月入1萬令吉以下的首購族，提供相等於屋價10%或最高3萬令吉的輔助金。右為阿都拉曼達蘭。（圖：星洲日報）\n\n房屋須不超50萬令吉\n\n他說，總值達2億令吉的輔助金將發放給購買8萬至50萬令吉房地產的首購族，即日起生效，符合資格者可以登入http://ehome.kpkt.gov.my/在網上提出申請。\n\n首相今日在國會大廈主持國家房屋理事會會議後，在新聞發佈會上宣佈理事會同意落實MyDeposit計劃，協助月入1萬令吉以下的首購族，購買不超過50萬令吉的房屋，以達到“居者有其屋”的目標。\n\n納吉說，至於在調整2016年財政預算案中，為首購族提供不超過30萬令吉房屋的計劃，也將在本月開始落實。\n\n他說，截至去年12月31日，政府計劃在2018年達到興建100萬間可負擔房屋計劃的目標，取得不同程度的進展，即有18萬3千755間或17%已經落成、21萬4千零11間（19%）仍在建設階段、30萬9千571間（28%）則在計劃階段。\n\n辦“可負擔房屋”展銷會\n\n他說，政府也將在今年到各區域舉辦“可負擔房屋”展銷會，首站將於7月間，在沙登農業博覽館（MAEPS）舉行，屆時提供逾5萬間可負擔房屋，供合格者申請購買。\n\n納吉今日也見證國能與一個馬來西亞房屋計劃（PR1MA）機構交換文件，該機構將在加影一塊原本屬於國能的土地上，展開興建786間可負擔房屋的合作計劃，一旦落成後，其中50%房屋將保留給國能職員，其餘開放給合格申請者。\n\n房屋部長：不包括購一馬房屋\n\n城市和諧、房屋及地方政府部長拿督阿都拉曼達蘭較後指出，MyDeposit不包括購買一馬房屋計劃，只要符合資格的首購族購買私人房地產計劃也可提出申請，包括購買二手屋。\n\n他說，這項新的援助計劃沒有年齡限制，也不設種族固打，只要月入1萬令吉以下的首購族就可以申請。\n", "CreateDate": "2016-04-08T08:34:43.07", "UpdateDate": "2016-04-08T08:34:43.07", "PropertyURL": "https://farm2.staticflickr.com/1450/25696058843_e5d99c9f9e_m.jpg" }, { "NewsId": "12791962-a53b-4c20-870b-d248f62bb173", "Title": "MyDeposit首購族可買二手屋‧月入須1萬以下", "Source": "http://news.sinchew.com.my/node/473691?tid=1&v=mobile", "NewsDateTime": "2016-04-07T00:00:00", "Details": "（雪蘭莪‧八打靈再也7日訊）城市和諧、房屋及地方政府部的網站已經開始接受MyDeposit計劃的申請，月入1萬令吉或以下的21歲首購族，可以申請輔助金購買50萬令吉下以的各類房屋。\n\n政府昨日宣佈MyDeposit計劃開跑，城市和諧、房屋及地方政府部的網站例出申請的資格與條件包括：\n\n‧申請者須為馬來西亞公民、申請時須至少21歲以及沒有最高年齡限制。\n\n‧首次購買房屋\n\n‧申請者月入1萬令吉和以下。月入即包括受薪或經商所得一切收入（包括工資、薪水、傭金、花紅、津貼和其他）。\n\n‧申請者必須符合融資機構的房屋貸款申請資格。\n\n‧申請者獲得批准後，須在30天內簽署房屋買賣合約。\n\n該網站也指出，首購族也可以申請MyDeposit計劃下來購買新房屋或二手房屋、只要房屋價格不超過50萬令吉，也可購買沒有獲得政府津貼的私人房產。\n\n首相拿督斯里納吉昨日宣佈，月入3千至1萬令吉的中產階級（M40）首次置業購買價格不超過50萬令吉的屋房，就可申請政府的MyDeposit計劃，輔助金是相等於屋價10%或最高3萬令吉。\n\n他說，總值達2億令吉的輔助金將發放給購買8萬至50萬令吉房地產的首購族，即日起生效，欲知更多詳情可聯絡房屋管理部03-88914025/03-88914054/03-88914012/03-88914062/03-88914460或資訊科技組03-88914478。\n\n- See more at: http://news.sinchew.com.my/node/473691?tid=1&v=mobile#sthash.LpwP7cGI.dpuf", "CreateDate": "2016-04-08T08:29:08.447", "UpdateDate": "2016-04-08T08:29:08.447", "PropertyURL": "https://farm2.staticflickr.com/1609/26025955330_f8d884aae8_m.jpg" }, { "NewsId": "36807a9e-1a63-4938-a029-27937decd9bb", "Title": "MyDeposit注資2億供申請‧3萬輔金助首購族擁屋", "Source": "http://property.sinchew.com.my/node/3516?tid=4", "NewsDateTime": "2016-04-07T00:00:00", "Details": "\n（吉隆坡6日訊）首相拿督斯里納吉宣佈，月入3千至1萬令吉的中產階級（M40）首次置業購買價格不超過50萬令吉的屋房，即日起可向政府的MyDeposit計劃，申請相等於屋價10%或最高3萬令吉的輔助金。\n\n月入3千至1萬令吉的中產階級首次置業購買價格不超過50萬令吉的屋房，即日起可向政府的MyDeposit計劃。（圖：法新社）\n他說，總值達2億令吉的輔助金將發放給購買8萬至50萬令吉房地產的首購族，即日起生效，符合資格者可以登入http://ehome.kpkt.gov.my/在網上提出申請。\n如何申請MyDeposit輔助金？\n#須準備的文件軟拷貝（soft copy），以便上載至申請系統內：\na. 身份證副本\nb. 雇主承認文件\nc. 最新月薪單\nd. 公積金副本或所得稅副本\ne. 供養者的身份證副本或報生紙副本\nf. 賣家提供的承認買屋文件副本\ng. CCRIS申請文件副本\n申請步驟：\n1. 首先，必須在該網站上進行註冊。註冊步驟簡易，只需填寫名字、身份證號碼、電郵，再建立密碼。\n2. 開始申請。第一項：填寫名字、身份證號碼、生日日期、性別、婚姻狀況或單身、種族、地址及聯絡號碼等等。另外，須上載身份證副本。\n\n3. 如果已婚，則填寫伴侶資料。\n4. 填寫工作資料。工作領域（政府或私人）、職業、月薪數額、雇主名稱、工作地址及雇主聯繫方式等等。另外，須上載雇主承認你為僱員的文件（如聘請信）、最新月薪單、以及公積金副本或所得稅副本。\n\n5. 填寫供養者（tanggungan）的資料，包括名字、與您的關係、身份證號碼等等。另外，須上載供養者的身份證副本或報生紙副本。\n6. 填寫買屋建議，包括新屋或二手屋、屋價、房屋類型、房屋面積。另外，須上載發展商或賣家提供的承認買屋文件的副本。\n\n7. 填寫“宣誓”欄目，即表明還未擁有房產、這是首次買屋等等。另外，須上載CCRIS（中央信貸情報資訊系統）申請文件的副本。\n\n8. 仔細檢查後便可呈交，最後祝你好運！\n- See more at: http://property.sinchew.com.my/node/3516?tid=4#sthash.Isp1HDyK.dpuf", "CreateDate": "2016-04-08T08:21:14.803", "UpdateDate": "2016-04-08T08:21:14.803", "PropertyURL": "https://farm2.staticflickr.com/1689/26298685565_00f541468e_m.jpg" }, { "NewsId": "775108da-82f5-42ae-8d6c-d8776a337f18", "Title": "符合这些条件有机会获得RM30K购买房屋辅助金！最新MyDeposit计划…千载难逢的机会别错过！", "Source": "http://www.moretify.com/2016/04/%E7%AC%A6%E5%90%88%E8%BF%99%E4%BA%9B%E6%9D%A1%E4%BB%B6%E6%9C%89%E6%9C%BA%E4%BC%9A%E8%8E%B7%E5%BE%97rm30k%E8%B4%AD%E4%B9%B0%E6%88%BF%E5%B1%8B%E8%BE%85%E5%8A%A9%E9%87%91%", "NewsDateTime": "2016-04-07T00:00:00", "Details": "为了协助人民购买属于自己的房屋，政府再推出一项全新的房屋计划，名为MyDeposit 房屋计划，协助月入1万令吉以下的首购族，购买不超过50万令吉的房屋，政府将为成功申请者提供高达3万令吉的辅助金。\n\n总值达2亿令吉的辅助金將发放给购买8万至50万令吉房地產的首购族，即日起生效，符合资格者可以登入网上提出申请。\n\nMyDeposit申请网站：http://ehome.kpkt.gov.my/\nMyDeposit好处\n\n可以自由选择购买任何地区的房屋\n可获得等於屋价10%或最高3万令吉的辅助金。\nMyDeposit 申请条件条件\n\n不包括购买一马房屋计划\n购买房屋价格不超过50万令吉\n首购族\n可申请购买二手房屋\n没有年龄限制和种族限制\n月收入介于RM3000 – RM 1万", "CreateDate": "2016-04-07T22:11:25.52", "UpdateDate": "2016-04-07T22:11:25.52", "PropertyURL": "https://farm2.staticflickr.com/1501/26264380736_737068835b_m.jpg" }, { "NewsId": "41d53661-64a3-4b45-b369-821e9c56631a", "Title": "Penang LRT – Bayan Lepas Line", "Source": "http://www.penangpropertytalk.com/2016/04/penang-lrt-bayan-lepas-line/", "NewsDateTime": "2016-04-06T00:00:00", "Details": "The proposed Bayan Lepas Light Rail Transit Line will covers a distance of 30km and 27 stations.\n\nOf its 27 proposed stations, 19 are to be in Komtar, Macallum Street area, Bandar Sri Pinang, the future Sky Cab station, East Jelutong, The Light Waterfront, Gelugor, Universiti Sains Malaysia, Batu Uban, Pesta site, Sungai Nibong, Bukit Jambul, Subterranean Penang International Convention and Exhibition (SPICE), Jalan Tengah, FIZ North, FIZ South, Sungai Tiram, Penang International Airport and Permatang Damar Laut.\n\nEight more stations are planned for the three proposed islands to be reclaimed off the southern coast.\n\nThe Bayan Lepas LRT will also have interchange stations connecting three more future LRT and monorail lines still on the drawing table.\n\nThey are the Gelugor-Butterworth LRT across the sea, the Paya Terubong-Komtar monorail and the Tanjung Tokong-Komtar monorail.\n\nThe route will also be integrated with public transport services in Sungai Nibong Bus Terminal and Penang International Airport.", "CreateDate": "2016-04-07T18:34:16.69", "UpdateDate": "2016-04-07T18:37:05.66", "PropertyURL": "https://farm2.staticflickr.com/1674/26014719210_5ff465711a_m.jpg" }, { "NewsId": "fe649243-ec4f-4c61-92c8-d98a35885dc4", "Title": "Debt to GDP ratio almost doubled between 2008 and 2015", "Source": "http://www.thestar.com.my/business/business-news/2016/04/02/household-debt-on-the-rise/", "NewsDateTime": "2016-04-02T00:00:00", "Details": "ALMOST everyone agrees that large amounts of debt are terrible and a drag on the economy.\n\nWhen Bank Negara recently announced that Malaysia’s household debt-to-gross domestic product (GDP) ratio increased to 89.1% as of 2015 from 86.8%, most people grew more anxious.\n\nIn fact at 89.1%, Malaysia has one of the highest household debts in the region.\n\nMalaysia’s and Thailand’s household debt to GDP ratios have almost doubled between 2008 and 2015. Thailand’s ratio stands at about 80%. Both governments have since implemented reforms and macro measures to contain this debt, particularly among the lower income group.\n\nNow, the risk stemming from elevated household indebtedness is that private consumption could come under pressure at a time when these countries need domestic demand to drive growth in the face of weak external demand.\n\n\n\nWill higher indebtness affect the stock market as people pull their money out to service their loans? In Malaysia, this is already seen in the more moderate growth for household investments in equities and unit trust funds for 2015.\n\nCould the risk of high household debt worsen the economic situation of a country in the event of an economic shock?\n\nHousehold debt is defined as the amount of money that all adults in the household owe financial institutions. It includes consumer debt and mortgage loans.\n\nA significant rise in the level of this debt coincides historically with many severe economic crises and was the main cause for the US and European economic crises of 2007-2012.\n\nHigher debt supported by higher asset quality\n\nIf we were to read Bank Negara’s Financial Stability and Payments System report, it actually points to higher asset quality taken up from the household debt.\n\nBank Negara says that despite the elevated 89.1% ratio, the ability to service debt remains sound.\n\nBank Negara has over the last few years implemented various pre-emptive macro prudential policies to address the concerns over rising household debt in Malaysia.\n\nIn its recently-published annual report 2015, the central bank argues that the risks emanating from high household debt have eased as evidenced by the continuous improvement in asset quality of the domestic banking system, moderation in the pace of unsecured lending and declining share of debt by vulnerable borrowers, defined as those whose monthly income is less than RM3,000.\n\nAlso, the growth in household debt continued to moderate during the year to 7.3% (2014: 9.4%).\n\nIn particular, there was a moderation in loans for the purchase of securities (2015: 1.7%; 2014: 12.3%) and the purchase of non-residential property (2015: 8.1%; 2014: 10.6%).\n\nIn a recent interview with StarbizWeek, Bank Negara governor Tan Sri Zeti Akhtar Aziz said that while debt is growing faster than income, but assets are more than two times liability.\n\nIn terms of quality of debt, the non-performing loan ratio is at 1.5%, meaning that there are not many loans that are turning bad and the people who borrowed can afford to borrow.\n\nAnother important factor, housing loans – the largest component of household debt at some 49% – expanded at a slower pace of 11.9% in 2015 compared with 13.3% year-on-year in 2014.\n\n“We cannot deny that 89% is definitely high. It needs to be contained. A level of 60% would be a lot safer. For now though, as long as we don’t have a recession or a major economic shock, I think we should still be alright,” says independent economist Lee Heng Guie.\n\nAreca Capital Bhd CEO Danny Wong says while 89% is high, the ability to service loans in the future is one of the key considerations to assess the situation. The ratio should not be viewed just as a headline number.\n\n“Will your long-term income be able to repay your long-term debt? Typically as your salary grows higher, the proportion of your debt will eventually be lower compared to your income,” says Wong.\n\n\n\nHe adds that higher debt levels in countries with more rapid growth is more palatable.\n\nIn Malaysia, for example, there are the various transformation efforts to increase individual household income. Such measures could bring down one’s debt level in proportion to one’s income.\n\n“The other thing is what is the debt used for? Is it a quality asset? If debt is used for financial investment or a property, or to pay for an education, then it is fine. If it is used for consumption, to maintain one’s lifestyle or to buy a luxury car, then that will lead to trouble,” he said.\n\n“We are in a situation where our expenses are rising. Do we continue waiting to buy a property? Prices will just keep going up. So sometimes, we just have to lock in that certain cost. If our salaries or even our normal increment can grow faster than the loan amount of an asset, taking on the debt is fine. The financial asset that we purchase will also increase in value,” says Wong.\n\nLee adds that Bank Negara does not want to encourage a debt-fuelled economy.\n\n“I agree that some debt is good, especially if you take on debt for an investment. However we do not want to be in a situation where if Bank Negara lowers interest rate, people use it as a leeway to further stretch their balance sheet. We need to contain those debt levels,” says Lee.\n\nLee adds that while loan levels are growing at a slower pace, it is nonetheless still growing.\n\n“The main thing is to tackle the problems the lower income group is facing – those earning below RM3,000. With the high cost of living, GST and the weak ringgit, people in this group are suffering. They will continue to be leveraged and will surely need to draw down from their savings, if there is any.”\n\n“With the current environment, we would not know if the lower income group goes to informal channels to borrow money. This would in fact mean more debt. To contain this problem, we will need to monitor the lower income group very closely,” says Lee.\n\nInterest rates remain low\n\nFor debt to become a problem, interest rates will have to rise to much higher levels and stay there for a long time.\n\nInterest rates are now also at historic lows. In fact, the world is entering a scenario of negative interest rates.\n\nIn other words, the present debt costs are cheap and very manageable.\n\nWhile that is good for now, interest rates will eventually go up. The Fed will definitely start normalising interest rates in the second half of the year.\n\n“Unless we see some gross monetary policy errors that could lead to hyperinflation, rates will likely rise, but at benign rate hikes. Also, as the economy grows, this will shrink the individual’s interest payments as a percentage of GDP,” said one economist from a local house.\n\nAlliance Bank chief economist Manokaran Mottain points out that households that are highly leveraged have more than half of their loans in fixed-rate financing. This reduces the sensitivities to changes in financing cost.\n\nThe leverage levels of higher-income groups have remained stable at three times.\n\nNonetheless Manokaran feels that a level of 89% calls for caution.\n\n“As long as people have a steady income and there is no major crisis, we can weather this. But we need to take proactive measures to ensure something similar to the US subprime crisis does not happen,” says Manokaran.\n\nHe adds that the headline number of 89% is partially contributed by the fact that the Malaysian GDP also grew slower last year.\n\nLast year, lower commodity prices, weaker external demand and poor sentiment sent the GDP growth down to 5% from 6% in 2014. Moody’s is seeing GDP growth at 4.4% this year while Bank Negara is projecting 4%-4.5% growth.\n\nThe economist adds that debt doesn’t prevent growth in an economy which is being pump primed or when it is private-sector-led.\n\n“Economic growth leads to shrinking debt loads relative to GDP and makes the debt more affordable in the future,” he says.\n\nGrowth, in basic economics, is a function of four variables: resources, labour, capital and technology.\n\nManaging debt\n\n“When there is growth, a high debt load doesn’t matter as long as it is affordable. A growing economy makes it fairly easy to manage debt,” says the economist.\n\nHe points out that while the headline figure of 89% looked scary, a lot of the people who were highly indebted could more than afford the loans they were paying.\n\n“Close to 50% of these debts are tied to the property market, and were bought over the last 4 to 5 years when developers interest-bearing scheme (DIBS) were the rage. Since 2010, Bank Negara has had stringent rules when assessing whether a borrower is qualified for the loan. If a person has qualified for a loan by a Malaysian financial institution, it is very likely that he can more than afford the loan, says the economist.\n\nHe adds that many of the property buyers who bought properties during the DIBS era, had more than one income.\n\n“These are relatively wealthy people with passive incomes from other investments. They are not just depending on their salary. So while their household debt to GDP ratio may look high, these people are actually financially strong and have a strong ability to service their loans,” says the economist.", "CreateDate": "2016-04-06T12:30:29.713", "UpdateDate": "2016-04-06T12:30:29.713", "PropertyURL": "https://farm2.staticflickr.com/1713/26265221705_14d0d770d1_m.jpg" }, { "NewsId": "886dcb59-42ea-4580-aa1e-c4e58a4f866b", "Title": "拖欠管理費恐罰款坐牢", "Source": "http://property.sinchew.com.my/node/3505?tid=6", "NewsDateTime": "2016-04-03T00:00:00", "Details": "一旦政府執行新的分層產業管理法令，共管公寓與公寓的居民，若是拖欠支付每月的管理與維修費，以及其他相關的費用，將被採取行動對付。\n在上述法令之下，拖欠者將被帶上法庭，假如證實有罪，可被罰款5千令吉、監禁3年，或兩者兼施，假如他們持續不繳付，除了前面提及的懲罰，每天另加50令吉罰款直到他們繳付為止。\n此外，法令也准許公寓管理機構對拖欠付款的共管公寓與公寓居民採取其他行動，包括對拖欠者徵收遲付款利息、將他們的名字張貼在公寓的告示板、居民入門卡失效、無法順利進入公寓範圍內，或者禁止他們的轎車駛入公寓停車場等等。\n政府推出新的法令，主要是越來越多的大馬人居住在高聳的大廈內，根據統計，大約30%的居民住在分層產業內；當越來越多的高樓大廈聳立在大馬各大城市，住在共管產業的人將越來越多。（星洲日報／投資致富‧產業傳真", "CreateDate": "2016-04-06T12:12:26.853", "UpdateDate": "2016-04-06T12:12:26.853", "PropertyURL": "https://farm2.staticflickr.com/1483/26172552762_57526e20c0_m.jpg" }, { "NewsId": "dda56346-2801-422f-b8f0-d3b530e21e9b", "Title": "房市吹寒風‧產業經紀須創新尋出路", "Source": "http://property.sinchew.com.my/node/3509", "NewsDateTime": "2016-04-03T00:00:00", "Details": "大馬產業受寒，產業經紀也遭寒風侵襲，Colin Tan Group of Companies創辦人陳國良鼓勵產業經紀要主動出擊，以創新手法開闢新道路，從寒風中尋找出路。\n陳國良在大馬年度地產大會（MAREC）上說，要成為超級產業經紀，首先就必須培養自己擁有創造者（Creator）、商家（Businessman）、超級推銷員（Super Salesperson）及投資者（Investor）的特性。\n勿局限於“推銷員”或“談判專家”\n陳國良說，要將自己定在更高的位置，不要局限自己在房產“推銷員”或者“談判專家”的框架裡。\n他強調，“創新是成功之道，已有多個成功人士都是靠創新的手法，成功建立自己的事業。”\n他舉例，蘋果創辦人賈伯斯、微軟創辦人比爾蓋茨及香港首富李嘉誠，都是以其創新的手法，推出與別不同的產品，繼而成功揚名立萬成為成功的企業家。\n他說，該些成功的企業家都是創造者，他們創造了自己的產品、事業及自己的價值。\n他以賈伯斯為例，“在推出蘋果手機時，賈伯斯並不是憑空想像的，他的團隊已經依據他的要求，打造出一個樣本。”\n陳國良說，成功人士都有自己的藍圖，瞭解自己的成品，知道市場的需求。“創作能夠幫助創造者確定甚麼是需要被創作的。”\n視產業買賣為生意\n此外，陳國良也勉勵產業經紀，要把產業買賣視為自己的生意，讓自己以商人的身份，經營產業買賣。\n他舉例，一個只會看診的醫生，生意一定不如一個會做生意的醫生。同樣的，一个深諳生意手法的律師，其律師樓的業務也一定比其他只會打官司的律師樓生意要來得好。\n他說，重要的是知道如何經營一盤生意，只要瞭解其中的經營之道則能事半功倍。\n“你們要記得，產業經紀不是銷售員，買賣產業只是產業經紀在做的其中一項事情。”\n另外，他也提到產業經紀要有足夠的知識，以便能夠提供專業的諮詢於客戶，這時就要把自己定位為“超級推銷員”。\n他提到，如果一名產業投資者想要在短期內從房地產投資當中獲利，那身為一名資深的產業經紀，則要誠實的向該投資者分析其中的可能性。\n陳國良說，只要能夠同時扮演創造者、商家及超級推銷員的角色，最終將會使自己成為一名投資者——投資在自己的身上，讓自己有新的身份、新的視野。\n5S打下基礎\n陳國良說，以5S即優點（Strength）、結構（Structure）、制度（System）、策略（Strategies）及技巧（Skills）來為自己的創造之路打下基礎，將更容易踏上成功之路。\n他以製造一輛跑車為例，“首先即必須要有一份藍圖，較後，既要瞭解想要製作的跑車優點在哪裡，可以是時速或其他方面。接下來，則要有一個完整的結構。\n接下來則是市場策略，包括如何為產品包裝及推廣。最後，則是要有一定的技巧來完成。”\n陳國良說，在整個5S的過程，成功者都會確保所有的進展都會是依據原本的構思，而不會是在中途偏離，只要能夠堅持，就一定能夠成功。\n堅持完成訂下的目標\n不過，陳國良說：“最重要的還是思維，產業經紀必須要有想要成功的態度，堅持完成自己訂下的目標。”\n他說，經紀可以想像自己要達到的目標作為推動力，如想像自己要做到財務自由，甚至相信自己是一台“鈔票印刷機”。\n他說，要設想，即會有股推動力讓自己完成所設下的目標。\n陳國良說，要成為一名超級產業經紀，不是不可能。最重要的是要想的與做的相同，不要自己設立的目標與自己所付出的努力不相同。\n“例如，你訂下目標每月要達到一萬令吉的收入，惟當你獲得7千令吉的收入時，卻認為還不錯，這就是想的與做的不一樣。”\n大馬產業具發展潛能\n另外，陳國良說，如果想要投資產業，大馬產業前景比其他新興國家相比較將更有發展潛能。\n他說，其他新興國家如菲律賓、緬甸、柬埔寨等國家的貧富差距太明顯，中產階級不多。\n“相反，大馬的中產階級很多，更有能夠力買產業，而且以區域性來看，產業價格也相對較便宜。”\n陳國良也說，外國人可以在大馬購買有地產業，部份國家已經禁止國外投資者購買當地的有地產業，這也是其中一個吸引投資者的地方。\n陳國良指出，想要進行產業投資，最重要的也是需要觀看當地的基本面如何，如人口增長、經濟政策等等因素。\n“大馬依斯干達（Iskandar）及美迪尼（Medini）區是一個很好的投資地區，該區擁有健康的成長環境，並且，擁有比檳城還多的5星級酒店。”\n他也提到，雖然目前油氣業低迷，可能打擊產業銷售，惟大馬尚有其他的如餐飲業、工業及想要購買房屋的購屋者。\n不過，陳國良認為，大馬政府在宣傳方面做得尚不足夠，許多事項並沒有做好宣傳，而讓投資者不曉得該些值得投資的地區的存在。（星洲日報／投資致富‧動腦財富‧文：劉玉萍）", "CreateDate": "2016-04-06T12:09:17.61", "UpdateDate": "2016-04-06T12:09:17.61", "PropertyURL": "https://farm2.staticflickr.com/1564/26198703321_c8d1354016_m.jpg" }, { "NewsId": "f55b7a69-9713-4895-b8d0-3c7ab8a9dc11", "Title": "打房莫手軟", "Source": "http://biz.sinchew.com.my/node/134297?tid=17", "NewsDateTime": "2016-04-04T00:00:00", "Details": "從前流行一句俗語：“吃米不知米價”，如今最熱門的話題，則是“買房不知房價”。\n“吃米不知米價”是指當事人和現實生活脫節，生活太舒服，不知人間疾苦，連最基本生活必需品的行情都不曉得，這也是老一輩最常對年輕小輩碎碎念的句子。\n至於目前當紅的“買房不知房價”或“賣房不問市價”，當然也只有富商、高官或首長之流，才會有這種豪氣和資格，一般升斗小民只能羡慕流口水，不敢妄想有機會以超低價買到一間住宅。\n大馬房價高企不下，一直是國人心中的痛，主要城市的屋價已高漲至一般人無法負擔的水平，年輕首購族和低收入家庭，想要購屋當然要問個清楚和貨比三家，最終很可能是望屋興嘆，白忙一場。\n產業市場近年來也是冷風狂吹，成交量大減，形成發展商的銷售大跌，以及購屋者繼續買不起房屋的雙輸局面。\n不過，大馬股市的產業股近期有所起色，令局勢似乎出現了轉機，有分析員聲稱，這可能是投資者認為產業股已經觸底，即將走出低谷，以及投資者憧憬新任國行可能放寬房措施。\n這種說法令人大惑不解，首先，產業股並未呈現任何出色漲潮，產業指數從去年杪直至今年3月29日，仍下跌0.48%，表現落後大市，相比綜指已上漲1.35%。同時，大部份產業股雖從2月初的最低水平反彈，但今年以來的升幅有限。\n放寬打房傳言\n莫名其妙\n至於新任國行總裁將放寬打房的傳言則更莫名其妙，目前國行新首腦都還未出爐，竟然有人去猜測這位新總裁將會解除房市的緊箍咒，這種投機揣測也太扯了，想像力未免過於豐富。\n不過，分析員認為大馬產業市場已經脫離了供需法則，面對結構性的調整，可能改變傳統的產業周期。這種說法則可獲人們認同，大馬人的購屋意願仍極高，需求和供應不減，產業價格也有所降低，但產業交易仍熱不起來，問題就卡在銀行嚴守信貸防線，謹慎放貸，令購屋者求貸無門。國行打房，銀行收緊貸款，成為影響產業市場的最大因素。\n發展商也因此頻頻炮轟國行的打房措施打擊市道，並呼吁國行鬆綁，例如重新推行發展商承擔利息配套（DIES），以及解除購買第三間房屋的貸款價值比（LTV）限制。\n根據分析，發展商在2015年的平均銷售急挫20%，今年可能再降9%，最新業績也顯示產業公司盈利大幅縮減，甚至有產業公司面對虧損，這是近年來極為罕見的局面，難怪業者要求當局暫緩打房。\n2015年國行年報則顯示，家債佔國民生產總值（GDP）的比例升高至89.1%，不過這主要由於GDP下跌而變相推高該比例，實際上家債成長率從9.4%減緩至7.3%。同時，國內就業市場和收入前景穩定，家庭償債能力仍持穩。目前家庭金融資產佔國內生產總值的200%，沒有資不抵債的風險。\n儘管家債成長放緩，但國行仍應嚴管個人貸款以及低收入家庭的借貸比重，以避免國人過度負債，最終影響家庭、社會以至整體金融體系。\n同時，近期外資熱錢重新流入，馬股和馬幣回升，投資情緒逐漸轉佳，或會漫延至產業市場，許多正在觀望的買家，可能會趁機入市，令產業投機活動再現。因此，國行打房不應手軟，以免原本只是稍微下跌的屋價又被炒高，令當局抑制房價和打擊投機的努力付諸東流。（星洲日報／焦點評析‧作者：李勇堅）", "CreateDate": "2016-04-06T12:04:28.247", "UpdateDate": "2016-04-06T12:04:28.247", "PropertyURL": "https://farm2.staticflickr.com/1660/25662193933_daee1f2d44_m.jpg" }, { "NewsId": "df6b49d3-7d15-4fdf-a89a-3d86cd64e947", "Title": "Penang LRT – Bayan Lepas Line", "Source": "http://www.penangpropertytalk.com/2016/04/penang-lrt-bayan-lepas-line/", "NewsDateTime": "2016-04-06T00:00:00", "Details": "The proposed Bayan Lepas Light Rail Transit Line will covers a distance of 30km and 27 stations.\n\nOf its 27 proposed stations, 19 are to be in Komtar, Macallum Street area, Bandar Sri Pinang, the future Sky Cab station, East Jelutong, The Light Waterfront, Gelugor, Universiti Sains Malaysia, Batu Uban, Pesta site, Sungai Nibong, Bukit Jambul, Subterranean Penang International Convention and Exhibition (SPICE), Jalan Tengah, FIZ North, FIZ South, Sungai Tiram, Penang International Airport and Permatang Damar Laut.\n\nEight more stations are planned for the three proposed islands to be reclaimed off the southern coast.\n\nThe Bayan Lepas LRT will also have interchange stations connecting three more future LRT and monorail lines still on the drawing table.\n\nThey are the Gelugor-Butterworth LRT across the sea, the Paya Terubong-Komtar monorail and the Tanjung Tokong-Komtar monorail.\n\nThe route will also be integrated with public transport services in Sungai Nibong Bus Terminal and Penang International Airport.", "CreateDate": "2016-04-06T11:48:24.387", "UpdateDate": "2016-04-06T11:48:24.387", "PropertyURL": "https://farm2.staticflickr.com/1673/25659912844_1c5b60c900_m.jpg" }, { "NewsId": "3e775512-9198-4f79-975c-a2c94e798769", "Title": "First LRT project in Penang next year", "Source": "http://www.thestar.com.my/news/nation/2015/04/16/first-lrt-project-in-penang-next-year-komtar-to-airport-line-supported-by-revamped-stage-bus-system/", "NewsDateTime": "2015-04-16T00:00:00", "Details": "GEORGE TOWN: Penang is set to get its maiden LRT project – a 17.5km elevated stretch linking Komtar with the Penang International Airport.\n\nWith construction slated to begin next year, the RM4.5bil project is part of a package of solutions for an island that has long been choking on its traffic.\n\nThe LRT project – expected to be awarded in June – will mark the realisation of the long-awaited implementation of the RM27bil Penang Transport Master Plan (PTMP), which also includes a 25km expressway linking Bayan Lepas and Tanjung Bungah.\n\nAccording to reliable sources, Gamuda Bhd, IJM Corp Bhd, and a Chinese company have been shortlisted to undertake the projects, the bulk of which would be funded through land reclamation rights in the state.\n\nThe LRT and new expressway will be built using the Project Delivery Partner (PDP) concept, where the PDP will step in to resolve problems should parts of the construction fail to meet construction criteria.\n\nIn Penang’s case, should either one of the Malaysian companies get the award, it would have to partner with the Chinese company, especially in the construction of the LRT project.\n\nIt would be likewise should the Chinese company win the contract.\n\nSix consortia, including three foreign-Malaysian partnerships as well as three Malaysian public listed companies, have put in their bids following Penang’s invitation last August to qualified companies to serve as the PDP for the PTMP.\n\nThe payoff for building the LRT project is the right to reclaim 1,618ha at either the southern part of the island, of which about 485ha will be used for the future expansion of the airport and to expand the Free Industrial Zone, or at a 607ha stretch between the Penang Bridge and the mouth of Sungai Pinang, an area popularly known as the Middle Bank.\n\nPenang Local Government, Traffic Management and Flood Mitigation Committee chairman Chow Kon Yeow had said the appointed PDP must be a reliable partner to guarantee the success of the projects.\n\n\nSatellite view of Proposed Cable Car\n“They will have to oversee all the projects estimated at RM27bil. The costs cover highway infrastructure (RM16bil) and public transport (RM9bil), while the institutional costs amount to RM905mil,” he said, adding that Penang alone would foot some RM10bil of the total cost.\n\nIn a subsequent interview, Chow said the LRT line – which will be supported by a revamped stage bus system and trams – would be a priority, with completion targeted for five to six years.\n\nIn return for their role in realising the state transport master plan, the Chinese company will get to reclaim about 566ha in Seberang Prai, of which 161.8ha is located near the North Butterworth Container Terminal and 404ha near Bagan.\n\nIt is learnt that it will take a year to get necessary approvals for the reclamation works,\n\nChow said some of the projects would fall under the jurisdiction of the Federal Government.\n\n“The RM10bil allocation from the state does not include the RM6.3bil for the undersea tunnel and three expressway projects,” he said.\n\nThe 6.5km road tunnel is planned to run from Gurney Drive to Bagan Ajam in Butterworth. The expressways include a 4.2km bypass from Persiaran Gurney to Persiaran Tun Dr Lim Chong Eu, a 4.6km expressway and by-pass from Tun Dr Lim Chong Eu Expressway to Bandar Baru Air Itam and a four-lane 12km road linking Tanjung Bungah with Teluk Bahang.", "CreateDate": "2016-04-06T11:45:13.19", "UpdateDate": "2016-04-06T11:45:13.19", "PropertyURL": "https://farm2.staticflickr.com/1579/26198420981_ca64c331aa_m.jpg" }, { "NewsId": "5e7d24e6-0acb-47c1-8f42-82dd1f3cce22", "Title": "The allure of heritage properties", "Source": "http://www.thestar.com.my/business/business-news/2016/04/02/the-allure-of-heritage-properties/", "NewsDateTime": "2016-04-02T00:00:00", "Details": "Value of such assets has jumped by as much as 157% psf\n\nTHE heritage property segment is still attracting strong interest from investors despite the softening of the overall property market in Penang.\n\nThe value of heritage properties has increased by about 37% to 157% per sq ft (psf) since 2008 due to investments made by Penangites staying overseas and by Singaporeans.\n\nDepending on the location, size, and condition of the heritage properties, the present pricing on a psf basis ranges from RM550 per sq ft (psf) to RM1,800 psf, compared to between RM400 psf and RM700 psf in 2008.\n\nAccording to the National Property Information Centre (Napic), a locally registered company, World Class Land Sdn Bhd, snapped up over 60 pre-war houses in George Town’s heritage areas for about RM122mil.\n\nRaine & Horne Malaysia senior partner Michael Geh says the properties were sold between late 2013 and August 2015.\n\n“The most expensive pre-war property, with a 1,363q ft land area and located in Chulia Street, was sold for over RM2,000 psf,” he says.\n\nIt is learnt that about RM30mil would be spent for restoring the properties, as the cost of restoration is about RM500,000 per unit.\n\nThe company also acquired a 30,000 sq ft of land in Magazine Road for about RM36.9mil. “This was the highest transaction for a vacant land in 2015, as the sale was transacted at RM1,250 psf,” Geh adds.\n\nGeh says locals tend not to pay attention to the capital appreciation of heritage properties, although the value had risen substantially since 2008.\n\n“They should invest because the supply of heritage properties is limited.\n\n“There only some 3,853 units of such properties in George Town’s heritage core and buffer areas, according to George Town World Heritage Inc.\n\n“Because the supply is limited, it is safe to invest, as the value would tend to rise than fall.\n\n“I urged Penangites to acquire heritage properties for own use and enjoy the capital appreciation that would occur incrementally,” he says.\n\nBecause of the strong appreciation in the value of pre-war houses, the rental yield of such properties has remained unattractive.\n\nIn 2008, the rental of heritage properties, depending on the location, size, and condition of the heritage properties, ranged between RM1,000 and RM3,000, compared to the rental today which is between RM3,000 and RM8,000.\n\n“Calculated on a yearly basis, the rental yield is not attractive.\n\n“Today the yield is about 4.8%, compared to about 4.5% in 2008\n\n“This shows that the value has appreciated faster than the rentals, as there is very little demand to rent properties in the state,” he says.\n\nAccording to Geh, local investors should pay attention in particular to the heritage properties in the Prangin Market or Sia Boey area, as it has been earmarked for the location of the central LRT station on the island, which would boost the value of the properties in the area.\n\nMeanwhile, the Malaysian Institute of Architects (PAM, Northern Chapter) chairman Datuk Lawrence Lim says the cost of restoring heritage properties has increased by about 40% since 2008.\n\n“Today the cost to restore such houses ranged between RM150,000 and RM500,000 per unit.\n\n“A simple restoration for a heritage property with a 2,000 sq ft built-up area can cost about RM150,000.\n\n“It cost just RM50,000 to restore the roof of a heritage house,” he says.\n\nDespite the increased in the cost of restoration, there are local investors who are still investing in heritage properties.\n\nLim, who is also East Design managing director, says the company was now undertaking restoration projects for heritage houses in Hong Kong Street and Magazine Road.\n\n“We will be restoring the Koon Kee office building at Hong Kong Street, the manufacturer of Penang’s famous white coffee.\n\n“The other project involves the restoration of 10 pre-war units in Magazine Road for commercial usage,” Lim says.\n\nDatuk Ooi Sian Hian, who is also Ghee Hiang group executive chairman, says he will be restoring the heritage property of his family’s maternal grandparents at 123 Macalister Road.\n\nThe property, measuring 3,600 sq ft in built-up area, sitting on a 30,000 sq ft site, was built in the 19th century, and came under the ownership of Ooi’s maternal grandparents in the 1950s.\n\n“We are getting local architects and architectural students through the assistance of PAM to come up with a suitable design concept to restore the property.\n\n“It will be up to the architectural fraternity to decide on the appropriate design concept for the property.\n\n“Whether it will be restored for commercial or residential usage will depend on their design.\n\n“We plan to kick off the project in two year’s time,” Ooi says.\n\nOoi’s family has 10 properties at Prangin Lane, nine of which he will restore at a later date for commercial re-use.\n\n“The properties have been passed down from the maternal grandparents.\n\n“We want to wait and see what the market for restored heritage properties is like first, as there are already in the market many such restored heritage projects.\n\n“We also want to wait for the state government’s Sia Boey project to be completed first, as the site has been earmarked for a LRT project hub,” he adds.\n\nOoi says he is submitting a plan to restore the tenth heritage terraced property located in Prangin Lane, which has a built-up area of 1,620q ft.\n\n“We are naming it Jumpa@41PranginLane, which will be restored as a event centre for pop-up markets, seminars, stage plays, and culinary events,” he says.\n\nUnder Ghee Hiang, the group is now restoring its heritage property at 61 Beach Street, which has over 3,000q ft in built-up area.\n\n“It is the Ghee Hiang Group’s Concept Lifestyle In-Store, which will be designed to accommodate a living heritage museum showcasing the history of the group’s history and tau sar pneah products and a lifestyle themed cafe,” he says.\n\nKhoo Kongsi trustee Datuk Khoo Kay Hock says the clan association has restored 16 pre-war properties and had leased them to a hotel operator.\n\n“The properties are undergoing interior refurbishment now, and scheduled for opening in the second half of 2016.\n\n“About RM4mil was invested to restore the properties, which were completely restored two years,” he says.\n\nAccording to George Town World Heritage Inc general manager Dr Ang Ming Chee, there are 3771 heritage properties in George Town belonging to category II.\n\n“Category II properties are those residences and business premises that have existed for generations.\n\n“They were built to support the traditional beliefs of the inhabitants and users.\n\n“In the George Town’s World Heritage Site (WHS), there are 82 buildings, gateways, cemeteries, and sites categorised as Category 1.\n\n“Category 1 buildings and monuments are important because they reflect the authenticity of the cultural landscape and therefore the outstanding universal values of the world heritage site (WHS),” she adds.", "CreateDate": "2016-04-03T01:01:50.583", "UpdateDate": "2016-04-03T01:01:50.583", "PropertyURL": "https://farm2.staticflickr.com/1576/25588926623_e3b60d2a44_m.jpg" }, { "NewsId": "af21a52d-8e48-4127-a0e8-39a69bbba6d3", "Title": "Displaying flexibility and resilience in tough times", "Source": "http://www.theedgeproperty.com.my/content/displaying-flexibility-and-resilience-tough-times", "NewsDateTime": "2016-04-01T00:00:00", "Details": "WHEN the going gets tough, the tough must get going.\n\nDevelopers, sweating from the cool response to recent property launches, are starting to “fight” back.\n\nSales have slowed significantly for many months and there is no immediate relief in sight, therefore the urgent need to push new launches, clear unsold inventory and remarket units that were already sold but had to be put back on the market because buyers had failed to secure loans.\n\nStanding in the way of developers are obstacles, top of the list being end-financing approvals. It has been reported that some projects had experienced bank loan rejection rates of up to 60%.\n\nStill hopeful yet not optimistic that the government will soon be liberalising mortgage lending, developers are coming up with creative ways to woo buyers – by offering them financing options and flexibilities.\n\nSchemes that have been unveiled so far vary in details, but in essence, some developers are happy to accept a small portion of the down payment from buyers, allowing them to settle the outstanding sum up to 24 months later, or in some cases, when the property is handed over.\n\nHow the respective developers are financing their schemes is not clear. A build-then-sell model? Or a hybrid of the developer interest-bearing scheme (DIBS), which was banned in 2014?\n\nWhat is clear, however, is that the hurdle of having to secure a bank loan immediately to conclude a sale is done away with.\n\nWhat then could happen two years from now?\n\nOne should take comfort from the prospect that the property market will bounce back, although no one knows for sure exactly when. Some quarters have cited the second half of this year, 2017 or even 2018.\n\nIf we are convinced that property prices will continue to rise in the days ahead due to the growing costs of land, building and construction, those who buy now will be in the money. This, of course, will be the case only if one were to buy at the right location from developers with strong track records.\n\nFor developers now offering financing flexibilities, their safety net would lie in the expected value creation in the property, should a buyer decide to change his mind.\n\nA risky bid on the part of the developer you say? Do developers have a choice?", "CreateDate": "2016-04-01T18:20:01.517", "UpdateDate": "2016-04-01T18:20:01.517", "PropertyURL": "https://farm2.staticflickr.com/1590/26101085221_cfb50ba8cd_m.jpg" }, { "NewsId": "c0e488ab-c27a-471f-9f5d-72f65d49a337", "Title": "顺市逆市 处变不惊", "Source": "http://nanyang.com.my/node/754538?tid=691", "NewsDateTime": "2016-03-27T00:00:00", "Details": "这阵子，全球的产业或许都没有中国的楼市那么疯狂了。\n原本为了释放二、三线城市房产的去库存压力，中国中央最近才不得连续颁布多项政令，包括宽松货币政策、降低购房首付（非一线城市首套房）、上调住房公积金存款利率、降低房地产契税、营业税等种种利好因素，借以刺激市场需求、解决产能过剩的问题。\n钜料却因此触发了中国四大一线城市，北（京）、上（海）、广（州）、深（圳）楼市的楼价飙涨、市民挤爆建商展销大厅疯狂抢购的火爆情况。\n根据中国中央的数据显示，单在2月，中国全国房价平均同比上涨2.8%，为2014年6月以来的最大单月涨幅。\n同时，今年首两个月，中国房地产投资的成长率，也打破了过去两年来增长放缓的局面。\n从城市区分来看，中国一线城市，尤其是上海取代深圳，引领中国房价上涨，已使一、二线城市房价同比平均上涨，涨幅比上个月还大。\n中国房价猛涨57%\n单单2月，中国一、二线城市的房价最高同比猛涨了57%。\n反之，三线城市同比却普遍下降，降幅虽已逐渐缩小；但相较之下，城市间房价涨幅差距进一步扩大。\n民间游资充裕、银行降息降准，市民正愁钱不懂要往何处投？\n加上中国央行强行下调人民币中间价，酿成新年伊始一场股灾，导致市值瞬间蒸发，更令原本就爱置业的中国人，意识到还是买产业保值避险的好的资源重新配置，于是在“你买我也买，现再不买，以后就更买不起”、人人疯抢的恐慌情势下，终于促成了中国房价这一轮疯涨的大势。\n中国大城市楼价飙涨和投资者疯狂入市的疯狂程度，不仅羡煞了买气正值低迷的大马建商，而且也对中国一线城市市民不可理喻的疯抢感到莫名，百思不得其解。换个场景，如果大马的楼市也能像中国四大一线城市如此这般火爆，也许大马建商于今也不致因房产滞销而坐困愁城。\n隆房价仍高居不下\n回头来看大马的产业情况，与中国火爆的趋势恰恰正好相反。\n尽管近一、两年，大马产业交易淡静，然而作为首都、国际大都会、政经文教商业金融旅游中心、人口稠密的吉隆坡（或巴生谷一带），房价也是最高的。\n特别是有地产业，如双层排屋、半独立或独立式洋房，鉴于土地有限、买少见少的窘情下，每间售价至少100万令吉以上。\n即使最近市道不佳，售价依然保持不变，一些投资热点如孟沙、白沙罗高原、八打灵、万达镇的屋价甚至不跌反升。\n至于高楼产业，如共管公寓、服务公寓等，尤其是KLCC、中环地区，也因地理位置优越，位于交通枢纽中心、捷运系统包括轻快铁、单轨/电动火车、机场高铁等交通便利，以及邻近国际酒店、购物商场、办公楼集中，和各项基建设施完善提供无上的生活便利，吸引外资进驻投资，也使楼价依旧企稳、高居不下，甚至取得2%至8%的增长率。\n买与不买自行判断\n根据大马统计局最新发布的数字显示，在大马现有约3000万人口中，近70%人口聚集在城市。\n其中单是巴生谷一带，人口就有720万；若以吉隆坡城市人口每年大约5%的增长率，随着城市人口不断迁移涌入，到2020年，大吉隆坡人口估计达到1千万时，相信城市居民对住宅房屋的需求将会有增无减。\n因此，别说如今屋价已经很高了，也别问现是买房的最佳时机吗？任何时候，你只要问自己两个问题。\n一、如果你还没买屋子，能否一直忍着坚持不买，誓要等到屋价下跌才买？如果屋价真的给你等到跌了，也许你会庆幸，你买到便宜屋了。\n但是如果屋价不跌，反而升了，你是否还要继续等下去，直到屋价下跌为止？\n二、如果你已经买了屋子，现刚好又有点钱（资金），除了置业，你还能进行什么可靠的投资，既可保本、增值，又可抗胀、避险？\n当然投资有风险，产业也不例外。重点是量力而为、分散投资。没有人叫你投机炒作或过度借贷，以致房市稍有逆转，资金周转不灵。\n总之，只要不是追高买高、超买爆买；纵使不巧买贵了，但只要坚持长期持有，守个20、30年之后，产业升值翻倍成长，你的回酬肯定就很可观了！\n拿督斯里林景清 怡克伟士（Ekovest）董事经理、依斯干达海滨控股董事 \n", "CreateDate": "2016-03-27T19:52:44.21", "UpdateDate": "2016-03-27T19:52:44.21", "PropertyURL": "https://farm2.staticflickr.com/1697/25999622441_0997c59fc4_m.jpg" }, { "NewsId": "b0161e77-c802-4d09-b073-d0ccd29ff3ec", "Title": "Newer homes expected to go under the hammer by year-end", "Source": "http://www.theedgeproperty.com.my/content/newer-homes-expected-go-under-hammer-year-end", "NewsDateTime": "2016-03-26T00:00:00", "Details": "THE auction market may offer some good property deals later this year, including new properties that were sold under the Developer Interest Bearing Scheme (DIBS) a few years ago.\n\nAuction cases are expected to rise from the third quarter as most properties under DIBS will be completed by then, says Gary Chia, executive director of online auction listing platform AuctionGuru.com. Owners who cannot afford their mortgage payments, which begin upon completion, will see their properties put up for auction.\n\nDIBS, in which developers absorb the mortgage interest during construction, was halted by the government in 2014 over concerns that it encouraged speculation and pushed up property prices.\n\nChia expects to see more SoHo (small office/home office), SoVo (small office/virtual office) and SoFo (small office/flexible office) units as well as serviced apartments to come onto the auction market soon as many such properties were launched under the DIBS.\n\n“These projects, which were mainly launched two to three years ago, will be completed sometime this year and next. By that time, the market will have many such properties as it becomes more challenging for owners or developers to sell them due to the surge in supply. So, buyers will have a chance to get good deals from the secondary and auction markets then,” he tells TheEdgeProperty.com.\n\nOn the market outlook, Chia anticipates that 2016 will continue to be challenging as market sentiment remains poor. He foresees a decline in consumer spending and private sector investment because of the current economic uncertainties.\n\n“The slowdown in the banking, oil and gas as well as retail sectors may affect demand for commercial properties as well as rents. Hence, property buyers and investors should be more cautious when it comes to commercial properties, especially retail, shop or office units, shop offices and factories or industry buildings.”\n\nCautious bidders\n\nChia says 2015 was a tumultuous year for Malaysia because of several internal and external factors. These include the implementation of the 6% Goods and Services Tax in April last year, the depreciation of the ringgit, toll rate hikes, softening demand for palm oil, the plunge in oil prices and political instability. These, in addition to the cost of living and doing business in Malaysia, negatively impacted the property market.\n\nHe notes that the local property market has seen a steady decline in transaction volume since 3Q2014. Nevertheless, he believes it is still healthy.\n\n“There was no indication of a housing bubble in 2015 compared with 1997 or 2007, which saw a lot of properties being put up for auction. The number of properties put up for auction last year is extremely low, which means that the owners or investors still have strong holding power,” he says.\n\nAuction market slows in 2015\nIn 2015, the Malaysia auction market saw 28,750 properties, with an estimated value of RM7.6 billion, go under the hammer, according to data compiled by AuctionGuru.com. This works out to an average of 2,395 properties a month.\n\nThis compares with 35,576 properties, worth an estimated RM7.9 billion, put up for auction in 2014, or an average of 2,964 cases per month.\n\nLast year, the central region — Selangor, Kuala Lumpur and Putrajaya — recorded the highest number of auction properties, at an average of 1,304 properties a month. Notably, 1,523 properties in the central region were put up for auction in September, the most for the year.\n\nThis was followed by the northern region (Perlis, Kedah, Penang and Perak), with an average of 630 cases a month and the southern region (Negeri Sembilan, Melaka and Johor), with 294.\n\nSabah and Sarawak registered an average of 126 auction properties a month while the East Coast region (Kelantan, Terengganu and Pahang), saw the lowest average of 40.5 properties a month.\n\nThe total value of the central region’s auction properties was over RM5 billion, followed by the northen region (RM1.2 billion) and the southern region (RM825 million).\n\nResidential properties accounted for 89%, or 25,675 cases, of the auction properties, with a total estimated value of RM5.2 billion, 7% or 2,089 cases were commercial properties worth RM1.4 billion, and the remaining 4% or 986 cases were land assets with an estimated value of RM895 million.\n\nInvestors and buyers now are more cautious with their bids unless the properties offered are in strategic locations or at rock-bottom prices, he adds.\n\nAlso, “the crowds at auctions have thinned since 2014 when they easily drew over 200 people. However, the number has halved in the last year and even then, only a few will bid while the rest just watch,” Chia says.\n\nHe expects the property market to remain soft this year with most buyers adopting a wait-and-see approach while keeping an eye out for good deals.", "CreateDate": "2016-03-27T19:42:37.573", "UpdateDate": "2016-03-27T19:43:43.53", "PropertyURL": "https://farm2.staticflickr.com/1651/25999462341_cf98efbd00_m.jpg" }, { "NewsId": "5c3343c5-6b2c-4f0b-aaac-4b3f14ba7e7a", "Title": "Homes in this price range saw the biggest drop in 2015", "Source": "http://www.theedgeproperty.com.my/content/homes-price-range-saw-biggest-drop-2015", "NewsDateTime": "2016-03-22T00:00:00", "Details": "PETALING JAYA (March 22): Transactions for homes priced from RM400,001 to RM500,000 fell by almost half to 14,755 units in 2015 from 28,769 units in 2014, according to the National Property Information Centre’s (Napic) preliminary overview market report.\n\nResidences priced from RM250,001 to RM300,000 saw the second steepest decline, with transactions down by 25.5% to 17,960 units in 2015 from 22,548 units in 2014.\n\nThis is followed by homes in the RM200,001 to RM250,000 range, where transactions fell by 21.2% to 19,101 from 24,240 units.\n\nOverall, the data showed residential transactions dipped by 4.5% to 235,967 units in 2015 from 247,251 units in 2014.\n\nHowever, the lower price range properties saw an annual increase in transaction volume.\n\nProperties priced up to RM50,000 saw the highest growth, with transactions up by 67% to 29,132 units in 2015, from 17,399 units a year ago.\n\nSubsequently, properties priced from RM50,001 to RM100,000 saw an increase of 16.5% to 39,306 units in 2015 from 33,741 units in 2014.", "CreateDate": "2016-03-27T19:40:37.793", "UpdateDate": "2016-03-27T19:40:37.793", "PropertyURL": "https://farm2.staticflickr.com/1684/25973195342_b4ded852ec_m.jpg" }, { "NewsId": "bb897d89-74b1-434e-a518-fce826039132", "Title": "高楼豪宅 战火剧烈", "Source": "http://nanyang.com.my/node/753424?tid=688", "NewsDateTime": "2016-03-20T00:00:00", "Details": "路经豪华公寓区，例如吉隆坡城中城或武吉免登一带，不难发现，那些百万起跳，甚至上千万身价的服务式公寓亮灯率不高。\n听过一些业者这么回应：“（亮灯率低）那只是错觉，因为很多业主是买来当度假屋，一年来住不了几天，所以并没有滞销或鬼城的情况。”\n事实是否如此？业界消息称，高端的服务式公寓确有相当多未售出单位，但同时间，我们又看到更多发展商进军这块利润更高的市场，除了本土发展商竞相抢滩，也有更多外国酒店品牌到来耕耘。\n眼前的高楼豪宅市场可说是百花齐放，结果是，业者争破头，买家或租户却有更多选择，也有更多议价空间。\n高档公寓过剩？ 晋买家租户市场\n亨利行（Henry Butcher）的统计显示，吉隆坡的服务公寓单位，自2010年至去年间，狂飙了1.8倍。\n国际房产顾问公司莱坊也指出槟城、吉隆坡和柔佛的高档公寓市场，累积了大量未售出的单位。\n吉隆坡累积的豪华公寓，已高达4万2749个单位，业主叫价和租金增长近乎持平；而槟城同样已进入“租户市场”，幸好租金依然高企诱人，新山的服务式公寓已达到无法消化的水平。\n不论你喜欢或不喜欢，尽管服务式公寓供应不及其他住宅房产，但国内的确有更多高楼豪宅涌现。而这类高端房产的特色和便利，足以在房市站稳一席之位。\n多家国际品牌酒店服务式公寓已在我国落户，当中不乏令人向往的名牌，例如四季酒店（Four Seasons）和Ritz-Carlton，而位于国家博物馆对面的St.Regis，也将在4月开幕。\n原本落户在武吉免登柏威年（Pavillion）对面的哈罗斯（Harrods），不久前据称因土地业权问题而取消，之后没有进一步消息。\n来自新加坡的United Enegineers，也在2013年推介了The Mahattan项目。\n在经济陷入放缓和银行严控贷款政策的环境中，投资者对无法摆脱供过于求问题的高档产业闻之色变，避之大吉。\n但国内发展商也开始活跃与服务式公寓这个区块，例如实达集团（SPSETIA，8664，主板产业股）、东家（E&O，3417，主板产业股）、新丰尼生活（SYMLIFE，1538，主板产业股）、高峰控股（BPURI，5932，主板建筑股）、合成置地（Hap Seng Land）和金务大（GAMUDA，5398，主板建筑股）等等。\n新楼盘料挪后推出\n莱坊大马董事经理沙祖南苏柏拉马廉指出，目前经济走软，政府打房措施阴影挥之不去，又遇上金融机构严控房贷，市场对高级公寓的谨慎态度未除。\n“国内房市受到这些负面因素冲击，陷入交易量放缓的窘境。”\n业界消息指出，有些原定在今年上半年推介的新高级公寓楼盘，很可能挪后推出。\n今年即将完工的新供应，高楼豪宅库存将再攀升，一位房产代理形容：“这对业主来说可是天大的坏消息。”\n是的，数年前市场行情大好，建商推出大量的服务式公寓楼盘，例如东家在2014年推介的The Mews，以及联马置地与新丰尼生活去年推介的StarResidences，都是预计今年交房。\n根据国家房产咨询中心数据显示，截至去年第三季，雪州就有2万5811个服务式公寓单位滞销。\n这位房产代理指出，供应越多，接盘的买家或租客就有更多选择和更大的议价空间。他预计吉隆坡和周边服务式公寓市场竞争更激烈，而且已有消化不良的现象。\n“现在已进入买家和租户的市场，业主可以谈判的筹码变小，空间有限。”\n吉隆坡战火最盛\n吉隆坡作为一国之都，服务式公寓这类主攻高端消费群的房产，自然也主要集中在这里。\n要谈服务式公寓，亨利行（Henry Butcher）认为，最成熟的地区就是吉隆坡。\n“这里大部地区都被服务式公寓包围，其中不乏豪华服务式公寓，而且大多集中在双峰塔一带的黄金区。”\n该行的统计显示，2010年时，吉隆坡只有9837间服务式公寓，短短4年后即2015年，供应多达1.8倍。\n根据莱坊的报告，吉隆坡今年上半年将有7个项目完成，包括柏威年Banyan Tree Signatures、Le Nouvel、Vortex Suites、吉隆坡The Ritz Carlton Residence、KL Trillion、吉隆坡The St Regis的The Residences，以及OneKiara A座。\n“届时，新供应再增加1998个单位，至4万4747个。”\n根据莱坊的统计，即将进入市场的1998个单位中，有1591个单位落在吉隆坡市，160个位于吉隆坡中环，其余188个则属于满家乐地区。\n值得注意的是，虽然吉隆坡高级公寓市场表现疲软，但上半年还有几项新推介，例如由欧洲豪华酒店企业Kempinski发展的YOO8项目B座公寓，共有有468个单位。\n雪州上半年冻结 服务式公寓申请\n就在数天前，大马房地产发展商会（REHDA）消息指，接获雪州房屋与地产局（LPHS）的通知，从1月1日起的6个月内，冻结批准服务式公寓、SOHO及SOVO（统称为办公套房）的发展申请。\n雪兰莪州高级行政议员拿督邓章钦在周五接受本报访问时证实这消息。\n但他表示，此举不是因为市场供应过剩而出手干预或抑制这类房产售价，而是雪州产业及房屋局想利用目前这段淡市的时间，检讨这类房产的政策及条规。他说，若6月前检讨完毕，可能提早解冻。\n邓章钦表示，发现发展商滥用服务式公寓及办公套房的名义，推出商用房产项目，以避开在住宅规范中设定的条例，例如学校及公共保留地等。\n同时，商用房产门牌税比住宅贵，业主也无法享受免费水费等福利。\n事实上，地方当局暂时性冻结批准房产发展项目，不是新鲜事。柔佛州政府2014年12月，也因供应过剩而驳回所有服务型公寓的建筑申请。槟城也有数个办公套房的项目，因无法鉴定商用或住宅用途而被冻结。\n但也有业界人士认为，现在才来冻结批准，似乎为时已晚，因为目前房市已陷低潮，尤其是豪宅更是明显。\n大马产业经纪协会（MIEA）前主席西华山卡尔认为，高级公寓和办公套房已过剩，这加剧经济放缓情况，甚至可能拖垮其他相关领域。\n本土建商勇战大牌\n吉隆坡吸引不少国际品牌来本国抢滩，而国内发展商也蠢蠢欲动，一些已经小试牛刀。\n国际酒店品牌当中包括了四季酒店（Four Seasons）、哈罗斯（Harrods）、Banyan Tree、Ritz-Carlton和St.Regis等。\n亨利行表示，这些在海外已有名气的国际品牌，落户吉隆坡，除了本地上流社会向往外，也更容易吸引外国买家。\n“本地发展商洞悉商机所在后，也各自大展拳脚，没有酒店品牌的服务式公寓，例如TheMews、Setia Sky Residence、The Robertson也开始打响了名堂。”\n另外，东家、帝盛酒店（Dorsett Hotels）和RuMa等也加入了行列。\n国际与本土品牌 价差12%至25%\n亨利行指出，高楼豪宅的售价和地点有莫大关系，而服务式公寓的身价，也有受到例如概念、品牌、发展商声誉等等因素左右。\n除了品牌效应的吸引力，国际品牌的服务式公寓一般财力较大，多会选择在最旺最核心的地区落户，在叫价上当然也比本地服务式公寓高。\n该行报告表示，外国品牌的服务式公寓，一般上面积都比较大。\n“主因是大部分买家都是口袋够深的消费群，他们追求的是舒适的生活，所以价钱不是问题。”\n反观无国际酒店品牌的服务式公寓，可能也有外籍买家，但主要目标还是锁定在本地买家。\n“国际酒店品牌和本土品牌的售价差距，大概有12%至25%。”\n该行提供的数据显示，国际酒店品牌的服务式公寓一般要价每平方尺介于1800至2500令吉之间，而本土品牌大概是1600至2000令吉之间。\n除了价格，亨利行指出，有无酒店品牌的服务式公寓，在面积、内部装潢和配备等，还是有差异。\n服务式公寓几乎都有内部装潢或附送家电，很多几乎是提着行李就可入住。\n但亨利行指出，酒店品牌服务式公寓附设的家电从炉灶、抽油烟机、冰箱、洗衣机、烤箱、烘干机……几乎无一或缺。\n大部分提供的家电有博世（Bosch）和三星（Samsung）这些畅销品牌，而高档厨具则可能是Gaggenau。反观没有酒店品牌的服务式公寓，则未必如此齐全，或许只有简单或大件的家电和配件。\n满家乐金地花园最多高楼\n沙祖南指出，包括去年下半年建好的3139个单位在内，目前吉隆坡的高楼豪宅单位，多达4万2749个。\n从地区来看，满家乐/金地花园（Sri Hartamas）最多，占了1508个单位或48%，紧接着是吉隆坡市的1113个单位或35.5%。\n数据显示，其余的518个单位或16.5%，则属于安邦希里（Ampang Hilir）/U-Thant地区。\n在这些单位当中，较受瞩目的公寓包括吉隆坡市Face Platinum Suites第一期、白沙罗高原DC Residency，以及安邦希里的Damai88项目等。\n在这样的市况下，市场是否还有消化能力承接这些高楼豪宅，大家可能需要拭目以待才看得更清楚。\n服务式公寓大致上分为有酒店品牌和没有酒店品牌两种，国际品牌自然比较贵，但房产代理提醒投资者别贪便宜，捡到冒牌货。\n他说，自由市场当然是一分钱一分货，顶着“服务式公寓”这名堂的房产，也有可能不是真货。\n甚至有业界也抨击过一些打着服务式公寓旗标的项目，事实上，在服务和设备都不达标。\n“服务式公寓宛如酒店，应备有如大厅、礼宾服务及客房服务等等。”\n但一些未达标的“服务式公寓”依然畅销，相信是本土人对服务式公寓不甚了解，或只求购买商用房产而不大在意而已。\n槟交易挫17.5%\n在槟城方面，虽然当地住宅产业的交易继续下滑，且处于“租户市场”走势，但部分租金要价依然高达每月1万6000令吉。\n根据莱坊数据，槟城去年上半年的住宅房屋交易量和交易价值，比前年下半年减少17.5%。\n纵观当地整体房市，去年上半年交易量也较前年下半年，萎缩11.3%，且预料接下来仍难以摆脱颓势。\n莱坊点出，随着数个新公寓项目完成，槟城的房屋库存也录得上涨，不过，在家具俱全的新单位方面，业主继续要求每月8000至1万6000令吉的租金。\n至于旧公寓，租金要价则普遍介于每月4000至8000令吉。\n此外，在槟城二手市场当中，面积达3500至6000平方尺的丹绒武牙新大型公寓，在去年以每平方尺577至896令吉的价格成交。\n在浮罗池滑（Pulau Tikus）/新关仔角（Gurney Drive）地区，面积4200平方尺的单位，以每平方尺763至958令吉出售。\n至于葛尼巴拉贡和斯里丹绒槟榔，这些地区的新小型单位，则以每平方尺830至1330令吉转手。\n柔高档产业续寒冬\n柔佛高档产业持续陷入寒冬，归咎于市场担忧当地可能会出现供过于求的情况，为房市带来不确定氛围。\n莱坊在报告中指出，在去年下半年推介的产业项目，有9项比较值得关注，当中有5项是服务式公寓和高级公寓项目，其余是排屋和半独立式单位。\n这些公寓项目，分别是Shama Medini、Ramada Encore Meridin ARC@Austin Hills、Elysia Park Residences，以及Southern Marina Residences项目。\n如今，新推介已下滑，尤其是高档产业，因市场消化这些高档房屋的速度放缓，促使发展商抱持谨慎态度。\n展望未来，由于2016年财政预算案缺乏惊喜，加上打房政策和银行严控贷款政策的影响，预期柔佛高档房屋今年将持续走软。\n同时，当地市场也需要一段时间，才能消化现有和即将竣工的高档房屋供应。\n此外，虽然柔佛的有地产业如今还是受到当地买家青睐，但随着越来越多发展商推出这类型产业，相信接下来会面临更大挑战。\n莱坊点出，依斯干达区的重大焦点，将是隆新高铁和轨道交通系统（RTS）的工程进展，因这些基础建设项目，有望强化周边的产业市场。\n报道： 黄忠晖、汪清吉 ", "CreateDate": "2016-03-27T19:35:08.947", "UpdateDate": "2016-03-27T19:35:08.947", "PropertyURL": "https://farm2.staticflickr.com/1692/25999333201_199738c6b9_m.jpg" }, { "NewsId": "41c16996-cfb1-4722-bcd2-7726595b907c", "Title": "拍卖房产", "Source": "http://nanyang.com.my/node/750268?tid=688", "NewsDateTime": "2016-02-28T00:00:00", "Details": "在国外，拍卖房产是很普通的事，即使是一般业主，也常通过拍卖脱售手上房产，为的是争取到更好的价格。\n但在我国，拍卖房产大多时候都是业主因财务问题，被银行拍卖（法拍），因此市场一般对拍卖有不好的印象，同时也被视为经济好坏的指标之一。\n眼下的市况虽不致如此惨淡，但市场都认为，房市去年快速放缓，必定有更多房产被法拍。\n事实是否如此？我们请国内最大房产拍卖网页auctionguru.com创办人，且本身也是拍卖师的谢廉义来为我们剖析。\n1997/98年区域金融风暴肆虐，国内被银行法拍的房产多得数不胜数，政府之后更成立了国家资产机构（Danaharta），向银行收购坏账，让银行业得以脱身重组；而用作贷款抵押的房地产，则通过国家资产机构拍卖套现。还记得，当年的拍卖目录，厚得像已经绝迹的黄页电话簿。\n去年，我国受内外因素影响，经历了动荡的一年，而楼市在2014年第三季后出现放缓，去年全年表现也同样疲软。于是，有人开始揣测，拍卖市场一定很红火。但数据显示，去年被拍卖的房产，和2014年比较起来并没有增加，反而以去年的市况来看，算是非常低。\n让auctionguru.com创办人谢廉义，带我们走遍全国各州，阅历各种房产拍卖的情况。\n经济虽疲弱仍处低水平 房产拍卖不如预期\n去年，的确是多事之秋，除了政局出现混乱，经济上也经历了令人担忧不已的局面，油价下跌、令吉重贬、棕油价跌……加上政府的新措施，如4月1日实施的消费税、取消电费回扣、过路费上调等等，导致生活成本飚升，商人因此面对更艰辛的挑战。\n但谢廉义受访时指出，虽然去年经济放缓，楼市依然处于“健康”水平，除了不见楼市泡沫，也没见到像1997/98年、2007/08年般，大量物业拍卖的现象。\n他引述auctionguru.com收集的数据指出，去年拍卖的房产非但没有比2014年多，而且处在非常低的水平。谢廉义分享的数据显示，我国去年每月平均有超过2000个房产单位拍卖，尤以去年的8月和11月，拍卖物业最多。\n他说，倒是1月、2月和5月则是全年最低。\n和其他地区比较，中马在物业拍卖市场中占了最高的55%，每月平均都有超过1000个单位被拍卖，而去年9月时更多达1523个单位。\n“位居第二的是北马，约占整个拍卖市场的26%，平均每月拍卖550项房产。”\n他指出，南马的拍卖数量在全马五大区里居中，约占总拍卖数量12%，平均每月有350个单位被拍卖；东马是5%，而东海岸最低，只占2%。\n竞标者去年趋保守\n从另一角度来看，去年竞标者似乎也比过去保守。谢廉义指出去年底价最高的5项拍卖土地中，只有一项成功售出，另3块地皮没有人接盘。\n“资料显示，去年底价最贵的5项拍卖住宅房产，全都没有拍出；底价最高的商用物业中，3项没售出。”\n当中，最贵的要数加星高原一栋近3万平方尺的三层别墅，叫价1050万令吉；最低的叫价660万，是一栋双层洋房。\n谢廉义续称：“我们注意到，现在的投资者都是买家，进场时都很谨慎。”\n他指出，去年出现在拍卖行的人潮比两年前少，除非拍卖的物业，地点非常好或是价格非常诱人。\n拍卖多寡为行情指标\n虽然有少数业主会通过拍卖找买家，为准备出售的物业争取更高价格，但国内拍卖房产大多是被银行法拍为主。\n所以，拍卖的房产数量多寡被视为行情好坏的指标之一；以去年被拍卖的物业数量来看，市况并非想像中糟糕。\n以去年拍卖数量比2014年少的情况来看，谢廉义认为：“这也说明无论是投资者或业主，都有更强的持有力（holding power）。”\n这点可从多宗拍卖物业在最后关头取消窥豹一斑。\n根据他提供的资料，去年底价最高的5项最贵的拍卖商用物业，3项没售出，而2项则取消，而土地也有一项拍卖取消。\n这类取消拍卖的情况，可以是业主已解决财务问题，赶紧在拍卖前联络并付款给放贷的金融机构，也可以是私下找到买家，而叫银行取消拍卖，进而处理拖欠的债务。\n去年房市购兴疲弱 许多项目挪后推出\n谢廉义指出，去年房市的购买意愿可说疲弱，许多准备推出市场的项目被迫挪后，更遑论有新发展项目。\n“那是因为基于全球和国内市场存在许多不稳定因素，所以购房者和投资者都更加谨慎。”\n谢廉义认为，楼市放缓是受到政府的打房措施、银行严批房贷所拖累，但整体上，国人对住宅需求还是很高。\n“只是，银行审批房贷太严厉，加上买家有更多选择和转向谨慎，左右了楼市表现。”\n他续说：“我们相信，楼市今年会进入调整期，特别是房价、融资和监管上，以打造更健康和稳定的市场。\n南马平均每月5千万\n南马房产和拍卖市场一样活跃，去年平均每月都有近5000万令吉至近1亿令吉的房产拍卖。但大多月份的拍卖总值，都保持在5000万令吉至7000万令吉之间，共有7个月。\n从auctionguru.com的资料，我们可看到去年3月和11月的拍卖总值最高，各报9300万令吉和9200万令吉。\n和其他州属情况类似，年初的行情都比较淡，南马区去年2月只有4800万令吉的房产被拍卖，是全年最低。\n东海岸最不活跃\n以房地产市场来看，东海岸三州，包括彭亨、登嘉楼和吉兰丹，最是全马最不活跃的，而在拍卖市场，情况都一样。\n不管是拍卖物业的数量或是价值，东海岸都是垫底的地区。\n去年，只有6月至9月，拍卖总值超过1000万令吉，其他月份都很低，而1月只有240万令吉的物业被拍卖。\n北马拍卖物业活跃\n虽然南马的房地产向来比北马活跃，但若探讨拍卖市场会发现，北马的拍卖物业却比南马多。\n去年，北马的拍卖物业占全国总量的26%，在全国各地区排第二，仅次于中马区。\n若以价值来算，去年有7个月的拍卖总值超过1亿令吉，最高是11月，达到1.59亿令吉的纪录，接下来是6月1.3亿令吉、12月1.28亿令吉。\n同样的，年初的拍卖楼盘比较少，去年北马1和2月拍卖的物业总值都在7500万令吉左右。\n东马拍卖数量仅占5%\n东马的拍卖市场不比半岛活动，数量只占全国拍卖物业的5%，而所占总值，在5大地区中，也同样排第四。\n去年，东马共有约3.8亿令吉的房产被拍卖，平均每月拍卖的物业都超过3000万令吉。\n当中，6月时达到最高，总值3940万令吉；去年1和2月，物业拍卖所得只有1800万、1200万令吉。\n中马拍卖达50．4亿\n概括吉隆坡和雪兰莪的中马区，一直是全国的经济核心，房地产交易和拍卖市场都是全国之首。以数量计算，去年全国拍卖的房地产，中马区就占了55%。\n总结全年，中马区去年共拍卖总值约50．4亿令吉的房产，平均每月都有4.2亿令吉的房产被拍卖，最低也有接近3亿令吉，分别落在2月和5月。\n这与活跃度和中马区房产一般比其他地区高很有关系。\nauctionguru.com的数据显示，拍卖总值最高落在12月，达约5.6亿令吉，其次是9月份的5.56亿令吉和11月的4.91亿令吉。\n最低也有接近3亿令吉，分别落在2月和5月。\n谨慎投资商用物业\n展望今年的走势，谢廉义认同，今年是充满挑战的一年，所有市场在未来都有继续放缓的可能。\n他说，私人界减少开销和投资，个人减少消费，都对国家经济造成影响。\n“我们奉劝买家或投资者要更小心，尤其是在商用物业（零售、铺位、办公单位、店面办公室、工厂和工业楼）的投资上。”\n他指出，企业节约成本的大趋势，对商用物业造成的冲击不小，预计商用房产的出租率会因而下跌。\n他说，许多数年前推出的SOHO（小型家庭办公室）、SOVO（多功能小型办公室）、SOFO（小型灵活公室）和服务式公寓，都将于今年内完工。\n“届时，市场上求售的这类楼盘将会很多，不论是发展商或投资者，只要手持上述物业，时间一久都会面对出手或转让的压力和困难。”\n对于潜在买家来说，谢廉义建议在二手或拍卖市场，寻找理想的项目。\n经济放缓下调销量 发展商应改善项目\n虽然很多发展商已不约而同下调今年的销售目标，但在谢廉义眼中，眼下充满挑战的市况，并非发展商闲着的理由。他认为，发展商应该抓住这个契机，改善和建设更好的发展项目。\n另一方面，谢廉义认为，发展商必须加强买家的信心和关系，尤其重要的是确保之前发展的房产项目，物有所值兼且能增值。\n他表示，这对加强购买旗下房产的业主信心，以及强化品牌忠诚度很重要。\n“虽然无法在这个经济放缓的时候取得应有的回酬，但相信在2019年以后不是问题。”\n他建议发展商，专注投资或收购能赚取固定收入的物业，例如购物中心、酒店、高尔夫球场、主题公园或城镇发展等，以便在淡市中刺激收入。\n房市需4年达下个增长点\n谢廉义预计，今年和明年（2017年）的楼市不可能像过去那么“活跃”，估计还需要3至4年才能达到下一个增长点。\n他说，眼下房市虽然放缓，但拍卖物业的宗数也不见增加，这些都在去年第3季后看出端倪。\n“我们明白，目前的市况不太好，但有信心能克服这些困难；别忘了，我国天然资源丰富，旅游热点多不胜数，加上产品和服务的出口也在增长中。”\n更重要的是，他认为，大马没有天灾，相比于其他国家，以上所提的几点，都能令到我国经济在竞争中继续保持优势。\n“但是，无论时势多坏，市场上总有买家和投资者。我相信，好的物业将为买家带来升值潜力，所以不乏需求。”\n他特地为本报读者，依据不同的地区做了更详尽的分析，希望在这前景可视度极低的时刻，给大家一点启发。\n隆迈向世界级城市\n在大吉隆坡计划下，巴生谷成了国家经济增长的命脉所在。\n政府拨出巨款发展捷运（MRT）、生命之河（River of Life）、敦拉萨国际贸易中心（TRX）、大马城（Bandar Malaysia）和4条大道，彻底地将巴生谷改头换貌，要将大吉隆坡变成一个世界级城市。\n此外，属于大型项目的武吉免登城市中心（Bukit Bintang City Centre）和KL118，也让巴生谷摇身变成世界级大都市，从业务基础设施到宜居性都是首屈一指的。\n政府预计大吉隆坡人口到了2020年的时候，将从原来的600万人增至1000万人。\n投资者应将眼光放在吉隆坡市中心、八打灵再也、白沙罗高原、孟沙和满家乐这些拥有良好基础设施的地区。\n通过发展大吉隆坡，巴生谷的南部和西部，例如巴生、加影、梳邦再也、士拉央、莎阿南、安邦再也、蒲种、雪邦、赛城和布城都是值得留意的地区。\n槟城利好多外资爱\n2014年，槟城是继柔佛和砂拉越之后，吸引最多外国直接投资的州属。当中又以新加坡资金最多，其次是爱尔兰和美国，加上国内投资，槟城2014年的总投资额大约82亿令吉。\n谢廉义指出，2015年上半年，槟城取得国内外投资总额约43亿令吉。\n同时，槟城也吸引了中国两家太阳能电池板制造商，先后在北赖和峇六拜设厂，合共投入6.63亿令吉的投资。\n“我们从以上事件中看到，国人和外资对于槟城的积极和信心水平。”\n他说，位于敦林苍佑大道和斯里丹绒槟榔（Seri Tanjong Pinang）的发展项目，都是外国投资者和买家的首选。\n根据研究，随着第二大桥通车，加上日后建好海底隧道后，将为槟岛和大山脚、北海、柔府、峇都加湾、爪夷在来回之间提供了更大的便利。\n“另外，宜家（Ikea）、Ikano、三井名牌城（Mitsui OutletPark）入驻槟城后，也令到这里的物业在未来肯定升值。”\n柔楼市很快恢复“原状”\n地理位置非常靠近新加坡的柔佛，吸引不少外资。获得政府大力扶持，依斯干达特区2006年起直到去年3月31日，总共吸资1.661兆令吉，而这些外资中，大部分来自新加坡、中国、美国和日本。\n谢廉义表示，虽然国人或新加坡人对柔佛楼市的需求在近期内有所消退，但相信这些都是暂时性的，柔佛的楼市很快就会恢复“原状”。\n“令吉贬值肯定会吸引外资进来，就像新加坡中小企业，为了减低营运成本，已经开始在巴西古当、地不佬、努沙再也、士乃和古来这些地方买地和设厂。”\n另外，隆新高铁兴建在即，相信柔佛楼市会再次引起国人和海外投资者的关注。\n他说，乐高主题乐园（Legoland）和其他旅游热点，在长远来说也能起到刺激柔佛楼市的作用。\n大型计划推高森甲楼价\n历史文化古城马六甲，是亚洲版图内最重要的港口之一。\n马六甲去年也吸引不少外资，其中最吸睛的就是中资投入100亿令吉建设的马六甲皇京港项目（Malacca GatewayProject）；这个项目的发展总值400亿令吉，预计在2025年完工。\n建好后的马六甲皇京港也是东南亚最大的私人码头，分成12区，里头齐集住宅、商业、文化、生活方式各大元素。\n谢廉义说，海港城市（Harbour City）与印象城市（Impression City）两大项目也在建设中，相信将吸引国内外的投资者前来，从而刺激这里的楼市。\n“建设中的隆新高铁，由于将在森甲提供转站服务，相信不久，也将带动和推高这里的楼价。”\n旅游业激励霹房产\n霹雳州，天然的旅游资源丰富，而旅游业将是这里楼市的主要激素。\n邦咯岛（Pulau Pangkor）、班加南温泉度假村（The Banjaran Hot springs Retreat）、椰壳洞（Gua Tempurung）都是旅客必到的热点。\n另外，投资高达4.5亿令吉的亚洲第一电影动漫主题公园（First Asia Movie Animation Theme Park），未来将是另一新兴景点，对房产有一定的激励作用。\n报道： 汪清吉 ", "CreateDate": "2016-03-27T19:32:29.84", "UpdateDate": "2016-03-27T19:32:29.84", "PropertyURL": "https://farm2.staticflickr.com/1649/25463020283_b754a24a5c_m.jpg" }, { "NewsId": "3fcbe07c-91a1-4782-9ae8-ca235c6a041f", "Title": "仲介 容易当吗？", "Source": "http://nanyang.com.my/node/752386?tid=688", "NewsDateTime": "2016-03-13T00:00:00", "Details": "行情好，人人争着买房产；行情不好，也有人出售房产；还有租赁市场供需从不缺，乐观的产业经纪都会说“不可能没生意做”。\n也因为这个想法，越来越多人纷纷披起仲介战衣，穿梭于房地产市场，作为业主和买家或租户的桥梁。\n越来越多新人加入，可以说房产仲介业“人才辈出”，只是，这口饭有这么容易吃吗？\n失业？创业缺资金？转行当房产仲介\n在全球经济放缓之际，许多企业开始削减各种开销，包括裁员；马来西亚雇主联合会（MEF）估计今年的失业大军会再创新高。对很多人来说，这是危机，但在其他人眼中却是转机。\n不幸被裁的人、看淡自己受雇行业前景的人、响往工作时间更自由的人……纷纷转行。\n想创业但又缺资金的人，除了直销业，最近更多人转向房产经纪。\n根据马来西亚房地产仲介师协会（简称MIEA）会长辜永展受访时指出，过去半年，平均每个月都有300人登记考取房产经纪的牌照。\n房仲这口饭，真的这么容易吃吗？已在这行老树盘根的前辈，如何看待一批批的生力军？\n国际地产队团队领袖拿督朱佩莉：行情坏也不怕\n做过经纪的人都知道，这份工作可以带来意想不到的收获。\n投资者是不会停止投资的，而且人口年年激增，怎会没人想买房子？投资者都知道，令吉下跌，钱存银行贬值，什么东西能比物业保值，而且年年增值？\n既然市场上有投资者和买家，发展商又怎会安安静静的坐在一旁？\n没有人敢拍胸口保证某人的成功，但当房产经纪的好处是，无论行情好或坏，市场依然很大。再说，经纪本身也不需要很高的教育水平。\n现在的我们讲究团体配合，只有这样，力量更大，挣钱更快更多。\n利丰房地产执行董事覃朝宏：零资本可创富\n传统行业若想要创业的话，条件都已提高，尤其是资金方面。现在看来，零资本的生意，恐怕也只有从事房地产经纪。我认为，这就是吸引更多人入当仲介的原因。\n无论从事什么行业，免不了压力和风险，但房地产经纪除了可创造自己和团队的财富，帮助自己，也能帮助别人。\n这种口吻就和保险经纪无差，不过事实却是这样。\n现在当经纪更容易，因为房产代理会成立团队，有更多资源，团队更容易集思广益，为自己、为公司、为客户创造更大的利益。\nChester发展项目训练导师马子爵：功夫足佣金多\n经纪难做的日子已经过去了！只要准备功夫做得好，加上勤力，这门生意不会难做。\n虽然经纪没有底薪，惟不等于日子难过，因为佣金不算少。\n举个例子，一套房子50万令吉，经纪佣金3%，就是1.5万令吉。即使是专做项目（Housing project）经纪，也能挣到1.5%、也就是7500令吉的佣金。\n而且，从近年来房屋买卖的数据看，投资者或买家并没有变少，反而有增无减。\n房市放缓不等于没人买，事在人为。只要房地产经纪和发展商配合得好，无论什么时候，都有需求。\n不是买就是租 态度积极“找吃”不难\n古人常说，72行中，行行出状元，只要有人，房地产自然就会有需求。\n覃朝宏形容，手上有钱的，会继续买房，买不起的，继续租屋租房。他认为，只要房地产经纪摆正心态、态度积极，没有“难找吃”的理由。\n事实上，当房产经纪，可能还不只是糊口那么简单。\n覃朝宏指出，国内部分活跃的房产投资者，过去也都是房地产经纪出身。意即不少人是从房产经纪开始，经营一段时间后，累积了经验和知识，不光协助买卖双方达成交易，也提升成为专业投资者。\n“这些人，现在可说是财务自由，具有两种身分，既是投资者也是房地产经纪。”\n另外，有人形容，经纪是24个小时服务行业，无休无眠，甚至没有了自己！\n在覃朝宏看来，这是一门充满挑战的行业，没有付出就会被淘汰出局：“但如果说会失去自己，这种说法可太夸张。”\n“在万物竞争的环境下，存在有人淘汰、有人留下的法则。”\n提到做房产经纪的辛酸，朱佩莉表现积极，并反问：“72行中，哪行不用付出？不受挫折和压力？”\n她认为，很多人不敢踏出第一步是因为对自己没信心，不知道之后会怎样？\n“不要怕，敢敢去做，人人都应该有追求更大财富的勇气。”\n求学结婚离婚 房产永远有需求\n只要不发生战争，无论环境变成怎样，房地产生意都是长青行业，只要人口一直增加，这个市场就不会萎缩。长期的需求，加上成本与回酬巨差，越来越多人加入房地产仲介界，但也有听闻不少房产经纪做不下去而转行。\n马子爵不同意房市放缓，经纪就“找不到饭吃”的说法。\n他受访时提出三个原因支持这论点：“不包括海外学生，我国每年都有许多外州的高中生升学，他们来到吉隆坡，就必须找房子，有些父母不想孩子租房，于是将屋子买下，然后包租，所以对经纪来说，无论买卖或租赁，都不愁没得做。”\n马子爵指出，根据过去2年数据显示，我国每年都有超过2万人结婚，也有超过2万人离婚：“不管是新婚夫妻还是离异夫妻，同样需要房子，不是买就是租。”\n以上三点事实说明，我国房地产市场仍有需求的情况，特别是吉隆坡。\n“国人每个家庭约有4至5个成员，但发展商每年新房产数量和人口增长比率只有1对10。所以房地产怎会没市场？”\n淡市与发展商配合\n香港和台湾的房仲市场非常成熟，房产经纪也多。但自去年以来，房市急步放缓，房价深跌，甚至发展商也降价求售，许多房产经纪已经做不下去，甚至不少房仲公司已关门大吉。\n反观国内，大家都说房地产市场放缓，如此一来，做房仲的岂非很难“找吃”？有可能步香港和台湾的后尘吗？\n马子爵并不担心：“无论行情好坏，经纪都会有生意可做，只是数量多寡而已。”\n“我同意行情坏，比较少人会进场买屋投资，但不等于市场上没有买家，其实这个时候，也是发展商提供更多优惠，只要发展商和经纪们配合得好，这个市场是不会静下来的。”\n他说，所谓放缓的时刻，投资者反而更容易买到便宜的房子。相反的，如果行情好，发展商可能不愿提供很大的折扣。\n年轻团队拼黄金10年\n覃朝宏入行已经15年，和他谈起这些年来，房仲界的转变，他如数家珍。他忆述，回溯20年前，我国的房地产活动不如今天那么活跃，科技和讯息不比今天发达，房地产经纪也不多。\n“当时，客户之间都是口头相传，只求一个办事能力强、经验十足的房地产经纪就行。”\n再看今天，房地产经纪人数大增，竞争也比以前更激烈，因此有成立团队、集思广益的必要，通过努力，为自己、为公司、为客户创造更大的利益。\n覃朝宏提到，另一个大变化是，今天的经纪趋向年轻化，很多年轻人都认为，这是他们更早累积财富的最佳途径，只要认真打拼黄金十年，未来日子会好过些。\n“如果大胆投资和眼光精确，说不定国内在不久后又增添了一个年轻才俊或富豪。”\n乐于创富 新人倍增\n朱佩莉虽然是2012年才入行，算起来不算久，但她已从带买家看房子的岗位退到幕后，主要做带领团队、策划、培训、后援等工作。\n栽培新人、提供意见等也是她的主要工作，这期间，她见过和带领过不少房仲界的新鲜人。\n她坦承，时下年轻人的思维的确起了很大变化，他们开始了解到做经纪可以为自己创造更大个人财富的道理。\n“一般打工仔薪水不高，遇上百物腾涨，可说苦不堪言，真正攀上高位的又有多少个？有些认为，今生为了两餐做牛做马，结果赚大钱是老板，与其这样，何不思变改行做经纪，给自己打工？”\n她受访时指出，过去一般每个月约有20人加入团队，但踏入2016年就倍增，许多是从其他行业改当房产经纪。\n朱佩莉表示，公司会为每个经纪做出最好的分配和安排，让他们发挥最大的潜能。\n“我们都是过来人，将累积所得的经验和他们分享，首先让他们知道客户的要求，然后灌输他们推销的技巧，在客户和经纪间缔造双赢局面。”\n她说，最重要的是，背后拥有一支阵容庞大、坚强的团队；现在的房地产公司制度都很健全，而且人多好办事。\n佣金随房价飙升 勤奋努力收获丰\n覃朝宏说，房地产是生态平衡的行业，适者生存；同样的，有积极态度的经纪，只要肯努力，自有收获。和10年前相比，今天的屋价不断飚升，也等于说经纪们赚取的佣金越来越高。\n“一个经纪赚不赚钱，要看他/她做成多少宗交易，而房价越高，收取的佣金也越高。”\n他认同目前的确是看到放缓的趋势，但当行情好转时，房仲业必定会吸引更多人朝向这个行业服务和发展。\n“我国人口年轻，超过60%的人还不是业主，发展商不会停止建屋，由此不难预见，市况好时，这个行业将有吸引更多人的加入。”\n“房地产是个攻可攻、退可守的行业，也是投资生财的工具。如果你手上有物业，时间越长，它就越能为你带来更大的财富。”\n马币持续走软 吸引外资置业\n令吉走贬，很多人都喊苦，但在房地产，尤其是在国内买气转弱之时，令吉弱势，反而渗出了一丝新的生机。\n数年前开始，更多外国人到我国投资房产，如今适逢马币走软，这反而成了吸引外资来置业的推动力之一。有远见的朱佩莉已做好准备，带领团队争取这块大蛋糕。\n她说，为了应付海外客户的需求，计划聘请更多外国人来做经纪，只要条件符合且有工作证就行。\n“我们除了在照顾华巫印三大民族的需求和市场之外，也希望聘请外国人来做经纪，成立一支团队，由他们来服务海外客户。”\n另一方面，我国地理位置得天独厚，在外国人眼中，不仅是最佳退休国家，而且也是理想的第2家园，更重要的是，这里的房价便宜。\n覃朝宏指出，相对东盟国家主要大城市，吉隆坡的房子还是比新加坡、泰国便宜。他认为，同样是一国之都，吉隆坡的房产增值潜能，相对比其他区域国首都或大城市的增幅高。\n在他看来，这种优势，正好就外国投资者进军东盟房地产的时机。\n他说，过去这些年来，可能很多外国投资者，都在门外探究进军东盟房地产，如今时机已到，只要他们进场，相信市场很快又会活跃起来。\n“这个时候恰恰令吉贬值，更为外国投资者提供了难逢的进场机会。”\n房市放缓 调整策略防泡沫\n谈至市况，马子爵表示，我国经济在2008至2010年处于低迷，所以买房的人不多，可是到了2011年，投资者一下子涌进市场，所以交投和买气异常炽热。\n“去年，人人都说房市放缓，虽然宗数少了，但交易额并不低，可见价钱仍在升涨。”\n的确，房市自两年前达到高峰后，去年成交量和交投总值齐齐下滑，有人形容为急挫。\n不少发展商预见市场会进一步放缓，而纷纷下调今年的销售目标，同时也放缓推出新楼盘。\n在分析员看来，泡沫这个名词已被提起至少两、三年，狼真的来了吗？在房产仲介眼中，泡沫来了吗？\n提到这个问题，朱佩莉笑着回应：“你说呢？……2012年后，房价年年在升，我同意房市会慢下来的说法，但是否会形成泡沫，可能性不高。”\n“发展商都是聪明的，房市放慢，他们会调整策略，发展过去以低价购进的地皮，或者挪后发展项目，对我而言，他们是不会停止继续建房的步伐的。”\n马子爵认同并反问：“我国的房地产，未出现供多于求的现象，怎会形成泡沫？”\n他说，房子卖不出，只是某些原因使到投资者和买家没有“出手”而已，并不代表泡沫已经来临，买卖市场不活跃，经纪们自然就会将火力朝向租赁市场。\n影响业绩10因素\n一个经纪成功与否，业绩说明一切。如果业绩不好，也许受到了以下几个因素左右。\n1.缺乏强烈的赚钱欲望，赚够或够花就好。\n2.眼看同僚业绩出色而决定发奋图强，可惜只有三分钟热度。\n3.总是认为别人比自己聪明或更能干，事实上两人实力和经验不相伯仲，自己所缺的是耐心和坚持，妄自菲薄。\n4.缺乏规划。没想过自己能做多久，得过且过。\n5.自我感觉良好。拒绝和出色的同行学习，只和业绩同等或不好的比较。\n6.我行我素。拒听上司或资深前辈的意见或建议。\n7.过分自信，以为自己无人能够匹敌。另一就是过度谦逊、自卑，常常怨天尤人。\n8.天生孤傲、内向或不合群，难以融入团队。\n9.缺乏野心和荣誉感。做得好与不好并不重要，能够糊口就好。\n10.缺乏感恩之心。认为自己能有今天，全是自己一手打拼回来。\n仲介交易须佩戴识别证\n在我国，房产仲介业的营运和审核，都由财政部管辖的马来西亚估价师、评估师及产业代理局（Board of Valuers,Appraisers & Estate Agents，简称BOVAEA）监管。\n当局为了进一步规范及管制这个行业，同时避免公众被骗，去年5月开始推行注册行动。BOVAEA规定，所有产业经纪必须注册，而在办公时都必须配戴识别证，否则被视为非法经纪。\n马来西亚房地产中介师协会（简称MIEA）会长辜永展表示，这项措施主要是改进和提升房地产经纪的专业和诚信，从而遏止非法代理活动。\n据称，国内合法经纪约1万8000人，但非法的房产经纪却超过5万人。\n每个经纪注册后，都会有一个独一无二的注册号码。\n此外，民众也可通过BOVAEA、http://www.lppeh.gov.my或http://www.miea.com.my的网站，自行鉴定经纪的真伪。\n目前，除了BOVAEA和马来西亚房地产中介师协会，政府、警方、多媒体委员会（MCMC）也加入取缔非法房产经纪的行列。\n房产代理产业经纪不同\n很多人常常会混淆房产代理（Real Estate Agent；简称REA）和产业经纪（Real Estate Negotiator；简称REN）。\n虽然两者都是提供房仲服务，但事实上是扮演不同的角色，而两者可处理的交易和营运的范畴也不同。\n合法的房产代理，如果没有专业资格，必须先考获经纪牌照，并在产业代理带领下服务2年，经过完成专业能力测试（TPC）和审核，才有资格申请BOVAEA发出的执照。\n产业代理可聘用最多30名产业经纪，代表他或公司提供房地产仲介服务，包括出租和买卖交易。\n要成为产业经纪并不难，只要参加为期2天的经纪认证课程（NCC）即可。但报名和申请等，都必须通过注册的房产代理（Real Estate Agent；简称REA）才行。经纪是房产代理的职员，只能够受聘于房产代理公司，不能开公司再招兵买马。\n报道： 汪清吉 \n", "CreateDate": "2016-03-27T19:25:15.507", "UpdateDate": "2016-03-27T19:25:15.507", "PropertyURL": "https://farm2.staticflickr.com/1624/25460746524_57479a8f78_m.jpg" }, { "NewsId": "207c57d9-3fb6-489e-b272-1eee25e97739", "Title": "打房餘震．經濟逆轉 今年更多房屋賣不出", "Source": "http://www.chinapress.com.my/?p=611965", "NewsDateTime": "2016-03-16T00:00:00", "Details": "（吉隆坡14日訊）發展商2年前猛推出新計劃，適逢今年經濟逆轉加上國行打房政策余震未除，預計今年將有更多房屋賣不出！\n　眼下市道不濟，新建竣房屋又持續增加市場供應，導致原已陷入嚴冬的房市更是雪上加霜，MIDF證券研究報告指出，今年國內滯銷房屋數量恐怕只會有增無減。\n\n報告指出，最主要原因是房屋供應未因房屋滯銷而出現減緩，反倒是過去兩年推介的新房屋項目，有許多將在今年陸續建竣。\n\n　“預測今年國內房市買氣將持續保持低迷，房屋供應有增無減也將造就更多空置房屋。”\n\n　據國家房地產資訊中心（NAPIC）最新數據顯示，我國去年已建竣但未售出的房屋按年增加16.3%至1萬1316個單位，2014年則有9733個滯銷單位。\n\n　數據顯示，這些滯銷單位主要落在檳城及柔佛，分別按年增加36.5%至1426個單位及按年增8.5%至2483個單位、雪蘭莪情況則較溫和，按年增10.4%至1193個單位。\n\n　反觀吉隆坡情況有所好轉，滯銷單位按年收窄37.3%至651個單位，MIDF證券研究因此認為，巴生谷一帶房地產市場將持續保持動力。\n\n房貸申請減12%\n\n國家銀行最新數據顯示，我國今年1月份的房貸申請總額按年下跌12%至216.9億令吉，是2015年2月來連續第12個月出現滑落。\n\n　MIDF證券研究認為，上述情況不妙，因為數據顯示房貸需求減少，也意味著國人已減少購買大樣物品，如房屋。\n\n　該證券研究相信，此情況是基于生活開銷增加，但收入沒有增加所致。\n\n炒作惡果\n雪柔彭滯銷屋最多\n\n據《The Edge財經日報》引述大馬房地產發展商協會（REHDA）最新調查研究指出，出現滯銷房屋的州屬主要落在雪蘭莪、柔佛及彭享。\n\n　該份調查報告指出，這些落在雪蘭莪及柔佛的滯銷單位價格介于50萬1令吉起至100萬令吉、彭享的滯銷單位售價則是介于25萬1令吉起至50萬令吉。\n\n　接受大馬房地產發展商協會調查的受訪者中有62%表示，這些售不出的房屋主要因為買家無從融資或銀行貸款遭拒所致。\n\n　ExaStrata Solutions有限公司首席房地產咨詢師阿曼沙則指出，這些滯銷房屋許多是房地產商炒作的惡果，新房屋價格標價太高只會迫使房屋買家轉買二手房，尤其是在黃金地段的房屋價格更是高得讓人咋舌。", "CreateDate": "2016-03-27T19:12:04.727", "UpdateDate": "2016-03-27T19:14:25.64", "PropertyURL": "https://farm2.staticflickr.com/1705/25998986861_b97f39b805_m.jpg" }, { "NewsId": "d669a2d9-3d24-47a4-a0c1-b45a9ae4aaba", "Title": "BNM: Affordable housing shortage may deepen property market imbalances", "Source": "http://www.theedgeproperty.com.my/content/bnm-affordable-housing-shortage-may-deepen-property-market-imbalances", "NewsDateTime": "2016-03-24T00:00:00", "Details": "KUALA LUMPUR (March 24): The continuous undersupply of affordable houses, in contradiction with oversupply of office and retail spaces in several major cities and towns, may lead to deeper imbalances in the property market, with negative spillovers to other parts of the economy.\n\nBank Negara Malaysia (BNM) said a comprehensive and carefully-designed national planning policy is needed for the property market to help support the government's aim of delivering more housing, whilst managing the oversupply of commercial properties.\n\n\"The conversion and repurposing of under-utilised surplus commercial space should be a part of that overall strategy, with the cost being borne by property owners rather than taxpayers.\n\n\"Ensuring that the low- and middle-income households have access to quality affordable housing involves not only a commitment from the government, but also the support of the private sector,\" BNM said in its 2015 Annual Report released here yesterday. \n\nThe central bank also sees a need for the consolidation of multiple providers of affordable housing across the state and national levels and an equal focus on the rental market. \n\nIn addition, it said macroprudential and fiscal measures that are in place, such as the loan-to-value (LTV) measures, Responsible Lending Guidelines, higher real property gains taxes (RPGT) and the prohibition of Developer Interest-Bearing Scheme (DIBS), remain instrumental towards maintaining the long-term sustainability of the property market and mitigating potential risks to financial stability.\n\nBNM said an estimated 202,571 new houses are required annually between 2016 and 2020 to match the estimated growth in households during this period, about 2.5 times the number of houses built annually in the previous five years.\n\n\"The shrinking size of households, combined with continued growth in incomes and population, as well as rapid urbanisation, are expected to remain important drivers of the overall demand for houses, especially in the major urban areas,\" it said. \n\nFor the office and retail space market, BNM said there is a risk of oversupply, particularly in the major cities, with a report by Jones Lang Wootton foreseeing an average of 4.9 million square feet of new office space being added to the market each year over the next three years.\n\nThis, it said, is significantly higher than the historical average of 2.8 million square feet of new office space added to the market annually between 2001 and 2015.\n\nFor the retail segment, BNM said there are signs of oversupply, particularly in Penang, Johor and the Klang Valley, despite the vacancy rates in some of these areas improving in recent years.\n\n\"By 2018, prime retail space per capita in the Klang Valley and Johor Bahru is projected to increase by about 43% and 119% respectively from their already relatively high levels.\n\n\"The emergence of more new shopping malls is likely to increase competition for tenants, resulting in higher vacancy rates, lower rentals and increased risk of dilapidation,\" it added.", "CreateDate": "2016-03-25T08:19:31.24", "UpdateDate": "2016-03-25T08:19:31.24", "PropertyURL": "https://farm2.staticflickr.com/1689/25923559432_91927d418e_m.jpg" }, { "NewsId": "97e6d4e6-c7d3-4fdd-afa2-740421480798", "Title": "More bids for 1MDB Penang land", "Source": "http://www.thestar.com.my/business/business-news/2016/03/23/more-bids-for-1mdb-penang-land/", "NewsDateTime": "2016-03-23T00:00:00", "Details": "GEORGE TOWN: Two more companies have joined the race to bid for 1Malaysia Development Bhd’s (1MDB) land in Air Itam, Penang. Sources said that Suiwah Corp Bhd, a supermarket chain operator, and Titijaya Land Bhd, a Klang Valley-based property developer, have put in their bids for the 94.7ha in Air Itam.\n\nEarlier, two other parties had submitted their bids after 1MDB opened the sale of the land through a request-for-proposal exercise.\n\nThey were a joint-venture between the Ideal Property and BSG groups, and a company related to Goh Choon Lye, a well-known developer in the state.\n\nIt is learnt that Suiwah and Titijaya recently submitted their bids to 1MDB.\n\n“What they submitted is more or less the same deal as proposed by the earlier two bidders, which values the development at over RM180 per sq ft (psf), which is higher than the price 1MDB had paid for it in 2013.\n\n“The price of RM180 psf is based on the development potential of the land over a period of time. When the land is fully developed, the price of the land will exceed slightly over RM1.8bil,” said a source familiar with the deal.\n\nIn 2013, it was reported that 1MDB had paid RM1.06bil for the property that came with encumbrances such as removing squatters, a process which was estimated to cost more than RM250mil.\n\nAt RM1.06bil, 1MDB had paid around RM104 psf for the Air Itam land.\n\nThe current valuation by CH Williams for the property without vacant possession is RM130 psf or RM1.325bil.\n\nIt is understood that the companies tendering for the land deal have also included a profit-sharing package with 1MDB from their proposed mixed-development projects.\n\nThe companies would also need to fork out at least another RM300mil to relocate the 3,000 squatters, which may not be sufficient.\n\nBoth Suiwah and Titijaya are strong contenders for the land deal, as both parties are involved in the property development business.\n\nWith their track record, both Suiwah and Titijaya will give Goh, who is another strong contender for the land deal due to his familiarity with the 94.7ha land, a good fight over the tender.\n\nSuiwah is involved in the development of Sunshine Tower in Bandar Baru Air Itam (Farlim).\n\nSunshine Tower, with about two million sq ft of floor area, is a mixed-development project, scheduled for completion in 2019.\n\nTitijaya, which has an impressive track record of development projects in Kuala Lumpur, will be undertaking that Areca@Penang project soon in Batu Maung, comprising four condominium blocks and four office towers.\n\nIt is learnt that the results of the tender will be released after mid-May this year.\n\nIt is learnt that the contenders were selected from a list that also included developers from Kuala Lumpur.\n\nIn 2013, the land was sold to 1MDB by Gerak Indah Sdn Bhd, AI Real Estate (formerly known as Farlim Properties Sdn Bhd), and Choong Lye Hock Estates Sdn Bhd, which controlled 85.7% of the undivided interest in the total land area.", "CreateDate": "2016-03-24T14:40:36.9", "UpdateDate": "2016-03-24T14:40:36.9", "PropertyURL": "https://farm2.staticflickr.com/1699/25902468842_08fe349fc4_m.jpg" }, { "NewsId": "10585974-4b6b-4298-b169-0bd5e21d3421", "Title": " Najib: 1MDB assets disposal not subject to GST", "Source": "http://www.theedgemarkets.com/my/article/najib-1mdb-assets-disposal-not-subject-gst", "NewsDateTime": "2016-03-22T00:00:00", "Details": "KUALA LUMPUR (March 22): State investment fund 1Malaysia Development Bhd (1MDB)'s disposal of its power assets and land assets are not subjected to goods and services tax (GST), because the company was not registered, said Prime Minister Datuk Seri Najib Razak.\n\nNajib said until today, 1MDB was not registered under GST, because 1MDB does not have income that qualifies as taxable supply.\n\n\"The Share Sale and Purchase Agreement signed with the China General Nuclear Power Corporation (CGN) for the disposal of 1MDB's 100%-owned power asset Edra Global Energy Bhd was not subjected to GST,\" Najib, who is also Finance Minister, said in a written reply to Kampar MP Ko Chung Sen yesterday.\n\nNajib, who is also the chairman of the Advisory Board of 1MDB, said the disposal of the land in Tun Razak Exchange (TRX) to Lembaga Tabung Haji was a piece of land used for residential, and it is not subjected to GST.\n\nKo has asked the Finance Minister on whether 1MDB is registered for GST and what was the sales of 1MDB and the amount of GST collected, as well as the amount of GST collected from the sale of Edra Energy and one lot of land in TRX to Lembaga Tabung Haji.\n\nSince April 1 last year, the government requires any person who makes a taxable supply for business purposes to register for GST, if the taxable turnover of that supply exceeds the threshold of RM500,000.\n\n1MDB disposed Edra for RM9.83 billion in November last year, which sparked objections from critics who viewed the sale of strategic assets to foreign companies as a risk.\n\nMeanwhile, 1MDB had in May last year, sold a plot of land having the size of 2.83 hectares to Lembaga Tabung Haji for RM188.5 million, causing an uproar which forced Lembaga Tabung Haji to seek to sell the land; although Lembaga Tabung Haji had later on decided not to.", "CreateDate": "2016-03-22T15:48:47.503", "UpdateDate": "2016-03-22T15:48:47.503", "PropertyURL": "https://farm2.staticflickr.com/1719/25679279420_5613a5ece7_m.jpg" }, { "NewsId": "df0bed25-5aa8-4d2d-a4c0-5a0dbceb0931", "Title": "Two bidders for landfill site want more land", "Source": "http://www.thestar.com.my/news/nation/2016/03/21/two-bidders-for-landfill-site-want-more-land/", "NewsDateTime": "2016-03-21T00:00:00", "Details": "GEORGE TOWN: The two bidders that submitted proposals for the rehabilitation and development of the Jelutong dumpsite have sought to be allowed to reclaim additional land.\n\n“The two companies — a Penang-based company and a Federal government-linked company — did not meet major requirements of the request for proposal (RFP), which were namely to rehabilitate the dumpsite, to develop it into something sustainable, and to propose a new site for the landfill.\n\n“Instead of meeting the requirements set by landowner Penang Development Corpora-tion, they asked to be allowed to reclaim more land,” Jelutong MP Jeff Ooi told a press conference yesterday.\n\n“One asked to reclaim a further 23.88ha while the other wanted 35.21ha in addition to the 21.44ha site,” he said.\n\n“There is no basis to their request for that amount of land.”\n\nOoi said the two bidders should “tell us their plan for rehabilitation and the cost, and they must provide more justification for reclamation”.\n\n“I oppose calling for a fresh tender as it could take a long period to complete the process.\n\n“I apologise to the residents living near the dumpsite as they would still need to continue putting up with the site,” he said.\n\n“PDC should get further clarification from the two bidders so they can come back with a new plan.\n\nIt was reported that an RFP was called from March 12, 2015 to September 14, 2015, to make the 21.44ha Jelutong landfill suitable for mixed development.", "CreateDate": "2016-03-22T11:11:18.26", "UpdateDate": "2016-03-22T11:11:18.26", "PropertyURL": "https://farm2.staticflickr.com/1497/25975920235_52be371528_m.jpg" }, { "NewsId": "61252f20-1a42-486f-a1bb-b3da6ef0246d", "Title": "Bridge link to open on April 4", "Source": "http://www.thestar.com.my/metro/community/2016/03/19/bridge-link-to-open-on-april-4/", "NewsDateTime": "2016-03-19T00:00:00", "Details": "THE RM338mil Bayan Lepas Expressway (BLE) linked tothe second Penang bridge is expected to be open on April 4.\n\nPenang Federal Action Council chairman Datuk Seri Zainal Abidin Osman said work on the project was at its final phase and scheduled for completion by end of the month.\n\n“Upon completion, the traffic woes along the stretch between Batu Maung and Queensbay Mall will definitely be eased.\n\n“We expect more people touse the Sultan Abdul Halim Mu’adzam Shah Bridge, with an increase of about 20%.\n\n“Previously, island-bound motorists said they would be caught in traffic jams afterexiting the bridge.\n\n“I believe the expressway will solve the problem,” he told a press conference at the site office of UEM Builders Berhad in Bayan Lepas on Tuesday.\n\nBesides the elevated 3.2km -long two-way, four-laned expressway, there is also astandard span and a special span measuring 3,161m and 390m in length respectively.\n\nThe second component is the upgrading of the existing road on the ground which is the 4.2km two-way, four-laned expressway.\n\nThere are three intersections along the route — Hilir Sungai Kluang 1, Lebuhraya Kampung Jawa and Jalan Kampung Jawa intersection.\n\nZainal said the BLE project was one of the four components under the RM810mil Sultan Abdul Halim Mu’adzam Shah Bridge’s traffic mitigation project.\n\nHe said other components were the upgrading of thestate road from Batu Maung to Jalan Sultan Azlan Shah andconstruction of a bridge across the Batu Maung junction-cum-roundabout at a cost of RM265mil.\n\n“There is another component for upgrading work of thefederal road from Teluk Kumbar to Penang International Airport in Bayan Lepas which costs RM207mil,” he said, adding that the remaining phases were expected to be completed next year.\n\nConstruction of theexpressway began on April 1, 2014, with UEM Builders Berhad as the main contractor.\n\nThe entire expressway is set to be equipped with LED street lighting, drains, a bicycle lane, bicycle bridge and road dividers.\n\nAlso present were Jambatan Kedua Sdn Bhd managingdirector Datuk Dr Ismail Mohamad Taib and Public Works Department special project unit senior deputy chief director (northern region) Mohd Yusup Zahidin.", "CreateDate": "2016-03-19T16:04:08.407", "UpdateDate": "2016-03-19T16:04:08.407", "PropertyURL": "https://farm2.staticflickr.com/1626/25271421503_d6aa52b10f_m.jpg" }, { "NewsId": "554af158-4fba-4d73-8f36-35983c2a4b35", "Title": "2nd Bridge link to open on April 4", "Source": "http://www.thestar.com.my/metro/community/2016/03/19/bridge-link-to-open-on-april-4/", "NewsDateTime": "2016-03-19T00:00:00", "Details": "THE RM338mil Bayan Lepas Expressway (BLE) linked tothe second Penang bridge is expected to be open on April 4.\n\nPenang Federal Action Council chairman Datuk Seri Zainal Abidin Osman said work on the project was at its final phase and scheduled for completion by end of the month.\n\n“Upon completion, the traffic woes along the stretch between Batu Maung and Queensbay Mall will definitely be eased.\n\n“We expect more people touse the Sultan Abdul Halim Mu’adzam Shah Bridge, with an increase of about 20%.\n\n“Previously, island-bound motorists said they would be caught in traffic jams afterexiting the bridge.\n\n“I believe the expressway will solve the problem,” he told a press conference at the site office of UEM Builders Berhad in Bayan Lepas on Tuesday.\n\nBesides the elevated 3.2km -long two-way, four-laned expressway, there is also astandard span and a special span measuring 3,161m and 390m in length respectively.\n\nThe second component is the upgrading of the existing road on the ground which is the 4.2km two-way, four-laned expressway.\n\nThere are three intersections along the route — Hilir Sungai Kluang 1, Lebuhraya Kampung Jawa and Jalan Kampung Jawa intersection.\n\nZainal said the BLE project was one of the four components under the RM810mil Sultan Abdul Halim Mu’adzam Shah Bridge’s traffic mitigation project.\n\nHe said other components were the upgrading of thestate road from Batu Maung to Jalan Sultan Azlan Shah andconstruction of a bridge across the Batu Maung junction-cum-roundabout at a cost of RM265mil.\n\n“There is another component for upgrading work of thefederal road from Teluk Kumbar to Penang International Airport in Bayan Lepas which costs RM207mil,” he said, adding that the remaining phases were expected to be completed next year.\n\nConstruction of theexpressway began on April 1, 2014, with UEM Builders Berhad as the main contractor.\n\nThe entire expressway is set to be equipped with LED street lighting, drains, a bicycle lane, bicycle bridge and road dividers.\n\nAlso present were Jambatan Kedua Sdn Bhd managingdirector Datuk Dr Ismail Mohamad Taib and Public Works Department special project unit senior deputy chief director (northern region) Mohd Yusup Zahidin.", "CreateDate": "2016-03-19T11:49:27.65", "UpdateDate": "2016-03-19T11:49:27.65", "PropertyURL": "https://farm2.staticflickr.com/1696/25896437675_9ee930254b_m.jpg" }, { "NewsId": "140311db-47d5-4a6f-8d9e-3d591dc63e03", "Title": "日做18小时开放24小时热线 狮城房产经纪月入逾33万 ", "Source": "http://www.kwongwah.com.my/?p=110662", "NewsDateTime": "2016-03-18T00:00:00", "Details": "日做18小时开放24小时热线 狮城房产经纪月入逾33万 \n\n柯凯彬每天工作18小时、开放“24小时热线”，投入更多时间与精力，应付房屋市场低潮。（受访者提供）\n柯凯彬每天工作18小时、开放“24小时热线”，投入更多时间与精力，应付房屋市场低潮。（受访者提供）\n\n（新加坡18日讯）日做18小时、开放“24小时热线”、沿家挨户做“家访”……虽然房地产市场低迷，不少房屋经纪转行，但也有人使出浑身解数应付市场低潮，每月赚高达11万元(约32万9300令吉)佣金。\n\n28岁的ERA产业房屋经纪柯凯彬入行四年，是公司去年业务表现最出色的经纪，每月平均佣金收入达11万元(约32万9300令吉)。\n\n不过，他受访时强调，近年来房地产市场低迷，他的成功并非偶然，而是通过勤奋努力和更长工作时间换取的。\n\n毕业自淡马锡理工学院商学系的他坦言，自己是个工作狂，每天工作18小时，早上8时上班，有时半夜才收工，而且没有休假日。\n“有时客户晚上9时打来，说要卖屋，我马上会安排时间，晚上10时30分就赶过去，谈论卖屋事宜。”\n\n他也形容自己的手机是“24小时热线”，客户无论什么时间，都可直接拨电找他。\n\n他忆述，四年前入行时，为建立知名度，他每天花三小时沿家挨户做“家访”，问居民是否有兴趣卖屋。\n\n近年来房地产交易量减少，柯凯彬表示，自己也受影响，以往安排一两组买家看房，就能顺利卖出，如今可能需要带上10组人。\n\n“金牌经纪”的秘诀是什么？柯凯彬说，自己靠的纯粹是投入更多时间与精力，并通过公司给予的培训自我提升。\n\n他透露，自己每月可完成10宗交易，但代价是必须牺牲与亲人的时间，有时工作到凌晨4时30分，为的是熟读市场资料，提供客户更多信息。", "CreateDate": "2016-03-19T09:11:53.71", "UpdateDate": "2016-03-19T09:11:53.71", "PropertyURL": "https://farm2.staticflickr.com/1632/25799167781_4774bccafb_m.jpg" }, { "NewsId": "fd83d362-86f1-423f-ac4d-34a407c04cff", "Title": "Penang IKEA store slated to open in 3Q2018", "Source": "http://www.theedgeproperty.com.my/content/penang-ikea-store-slated-open-3q2018", "NewsDateTime": "2016-03-14T00:00:00", "Details": "PETALING JAYA (March 14): Ikano Pte Ltd – which owns the IKEA franchise in Malaysia – will open its first store in Batu Kawan on Penang’s mainland in 3Q2018.\n\nThe store will anchor a shopping mall that is one of the main components of Aspen Vision City, a 245-acre, RM8 billion mixed-use development undertaken by a joint-venture (JV) company formed by Ikano and Penang-based developer Aspen Group.\n\n“The IKEA vision is to create a better everyday life for the many people,” said Ikano managing director Christian Rojkjaer in a press release today.\n\n“We expect to do that by bringing our affordable range of functional home furnishings to the people of Northern Malaysia in 2018, along with hundreds of solid jobs and spin-off opportunities for the local community,” he added.\n\nThe IKEA store will be wholly-owned by Ikano, while the mall will be developed by the JV company and managed by Ikano.\n\nAccording to Rojkjaer, his team has applied for a building permit and earthworks have begun to prepare the 245-acre site housing the mall.\n\nOther components of Aspen Vision City include condominiums, office towers, an international school, a Columbia Asia Hospital and a 24-acre park. \n\nMeanwhile, piling works have started for the project’s first phase, the gated-and-guarded commercial precinct Vervéa.\n\nNext up is a high-rise condominium project called Vertu Resort.", "CreateDate": "2016-03-16T16:59:02.313", "UpdateDate": "2016-03-16T16:59:02.313", "PropertyURL": "https://farm2.staticflickr.com/1589/25734493251_ce0d3dc21f_m.jpg" }, { "NewsId": "8b8f5859-e24a-4416-a8e5-f263cc7b7f40", "Title": "Slower property sales volumes this year, but hidden gems abound", "Source": "http://www.theedgeproperty.com.my/content/slower-property-sales-volumes-year-hidden-gems-abound", "NewsDateTime": "2016-03-14T00:00:00", "Details": "KUALA LUMPUR (March 14): Property sales by developers listed on Bursa Malaysia are expected to be flat or slightly worse than 2015 this year, said CIMB analyst Saw Xiao Jun.\n\nHowever, he is expecting the sector to recover in the second half of 2016 (2H16) as stronger economic growth should boost consumer confidence.\n\nAlthough the near-term outlook for the property sector remains challenging, Saw remains “overweight” on the property sector, as he believes that the sector’s fundamentals are better than perceived.\n\nHe noted that the supply of new houses had lagged behind demand over the past few years, suggesting that there should be strong pent-up demand for housing.\n\nIn addition, developers have repositioned their offerings towards meeting demand for mass-market housing, in response to poor appetite for high-end properties.\n\n“If investors are not confident about the sector recovery in 2H16, they can stick to property stocks that offer dividends such as LBS Bina Group Bhd and UOA Development Bhd during the downturn, and get capital gains when the sector recovers in the long term,” he told The Edge Financial Daily.\n\nSaw is of the view that LBS and UOA Development are “safer” picks, as both companies offer dividends to investors, to be supported by unbilled sales.\n\nIn a note to clients dated Feb 3, Saw was projecting that LBS will offer dividend yields of 7%-9% in the financial years ending Dec 31, 2016 and 2017 (FY16 and FY17) (inclusive of a special dividend of six sen per share for FY16-17), the highest among all the property developers under his coverage.\n\nMeanwhile, the dividend yield for UOA Development is projected to be 6.83% for FY16.\n\nLBS recognised a revenue of RM680.4 million in FY15, a 1.8% increase year-on-year (y-o-y) from RM668.3 million, while earnings rose 8.7% y-o-y to RM76 million. However, its unbilled sales hit a record high of RM993 million as at Dec 31, 2015. This, coupled with the expected strong sales in 2016, could lift its revenue to RM1 billion in 2017, based on Saw’s estimates.\n\nFor UOA Development, Saw cut FY16-17 forecast earnings per share (EPS) by 4% to reflect a shift in sales mix in favour of smaller and lower-priced units in 1H16, and narrower profit margins due to more incentives offered to entice homebuyers. \n\nHis top pick is Eco World Development Group Bhd (EcoWorld), as he believes that the company will be able to achieve its RM4 billion sales target for the financial year ending Oct 31, 2016, underpinned by the launch of its RM8.7 billion Bukit Bintang Convention Centre and RM10 billion Eco Marina projects.\n\nWhile Saw cut EcoWorld’s FY16 EPS by 15% to reflect the challenging conditions in 1H16, he raised FY17-18 forecast EPS  by 0.3-8% as he expects 2H16 to be better.\n\nHis other pick in the sector is Eastern & Oriental Bhd. While appetite for high-end properties is likely to remain weak in 2016, Saw is of the view that the stake sale in the first package of its Seri Tanjung Pinang Phase 2 could be a rererating catalyst for the stock, as it would crystallise the value of the land.\n\nIn a note dated March 2, AllianceDBS Research head Bernard Ching expected slower property sales volumes in 2016, though prices should hold up due to cost-push factors.\n\nHis picks in the sector are Matrix Concepts Holdings Bhd for its sustainable township development in Seremban, and MKH Bhd for its large exposure to affordable housing and landed properties in the Kajang-Semenyih growth corridor.\n\nMaybank Investment Bank senior analyst Wong Wei Sum in a note dated Jan 13 expected developers’ profit margins to stay subdued or weaker, due to more discounts, rebates and marketing incentives to lock in prospective buyers, as well as rising compliance costs.", "CreateDate": "2016-03-16T16:57:16.03", "UpdateDate": "2016-03-16T16:57:16.03", "PropertyURL": "https://farm2.staticflickr.com/1639/25708597112_43b87dd351_m.jpg" }, { "NewsId": "e45e0b57-9a0c-48a1-9ea0-be616c91818f", "Title": "CM: Footprints of pylons for cable car to be small", "Source": "http://www.thestar.com.my/news/nation/2016/03/11/seagrass-bed-spared-cm-footprints-of-pylons-for-cable-car-to-be-small/", "NewsDateTime": "2016-03-11T00:00:00", "Details": "GEORGE TOWN: The proposed cable car spanning the Penang channel will cross the Middle Bank and engineers are working to ensure least damage to the seagrass bed.\n\n“The footprints of the cable pylons and towers will be small and have a low impact on the environment,” said Chief Minister Lim Guan Eng.\n\nHe said engineers would avoid disturbing areas of the seagrass bed where marine life is densest, adding that he was waiting for the final alignment proposal from Malaysian Resources Corporation Berhad which is constructing the cable car system.\n\nHe also said the expected completion date would be between 2018 and 2019.\n\nLim broke his silence on several issues about future transportation plans in the state at a press conference after officiating the NEX2016 Penang Leadership Conference in Olive Tree Hotel in Bayan Lepas yesterday.\n\nEarlier, in addressing the congregation of about 380 corporate and government executives attending the three-day conference from as far as Singapore, Hong Kong and Britain, Lim filled his speech with visions of Penang’s future transportation plans.\n\n“The light rail transit between the mainland and the island is only expected in 2025. In the meantime, we can look forward to the Penang Sky Cab as an alternative connection,” he said.\n\nThe cable car system will be between mainland Penang Sentral near the ferry terminal and the current Jelutong landfill which is due for redevelopment.\n\nLim also said there was never any plan to acquire land from Penang Chinese Girls High School to build the 20km Gurney Drive-Bayan Lepas highway that is part of the Penang Transport Master Plan (PTMP).\n\n“I chair the state land acquisition committee, and we never even considered acquiring the school land. I don’t know how the scare came about. As usual, many quarters are out to shoot down the government.\n\n“If you want to shoot us, go ahead. We are used to it. But don’t shoot the PTMP down because it is vital to Penang’s future,” he added.\n\nTo a question on how the state would deal with eventual land acquisition needs for the PTMP, Lim said the government would need to make some “tough decisions” soon.\n\n“We will practise compassion and plan the alignments of the new roads and rail lines so that we won’t need much private property.”", "CreateDate": "2016-03-16T16:55:56.283", "UpdateDate": "2016-03-16T16:55:56.283", "PropertyURL": "https://farm2.staticflickr.com/1598/25708574332_6d0924ef8f_m.jpg" }, { "NewsId": "ba3c4e6b-c387-464f-974e-3de6b05b34bf", "Title": "Positive views on Penang’s land reclamation", "Source": "http://www.thestar.com.my/business/business-news/2016/03/03/positive-views-on-penangs-land-reclamation/", "NewsDateTime": "2016-03-03T00:00:00", "Details": "GEORGE TOWN: Due to the shortage of resources in the state, it is only rational for the state government to use reclaimed land to finance the infrastructure projects, according to two key business organisations in Penang.\n\nReal Estate & Housing Developers Association (Rehda) Penang chairman Datuk Jerry Chan said it was the only currency available as the yearly revenue of the state could not pay for such infrastructure projects.\n\n“The justification is that the reclamation works and the infrastructure projects will generate jobs and business for Penangites, offsetting some of the negative consequences of the reclamation.\n\n“The state government should look into other ways for the affected fishermen to generate an income from fish farming activities.\n\n“Lacking funds and ready land bank should not be used as an excuse to stunt Penang’s economic growth,” he said.\n\nChan spoke recently in response to the implementation of the Penang Transport Master Plan (PTMP), which would see the development of a light rail transit (LRT) system on the island and the Pan Island Link Highway, deemed to be high-priority projects under the PTMP. \n\nFinancing the projects under PTMP would involve reclaiming two man-made islands, located near Permatang Damar Laut and Teluk Kumbar, spanning 930ha and 566ha.\n\nThe PTMP has raised concerns from certain quarters, particularly from fisherfolk.\n\nThe PTMP is a result of the request for proposal (RFP) called by the state government after the Transport Master Plan Strategy Report was unveiled in 2013. The strategy report has recommended plans till 2030, estimated to cost RM27bil.\n\nThe original plan was put up with inputs from AJC Planning Consultants Sdn Bhd, Halcrow Consultants Sdn Bhd and Singapore Cruise Centre.\n\nPenang Chinese Chamber of Commerce (PCCC) president Datuk Seri Choot Ewe Seng said the state government needed to resolve the traffic congestion problems as soon as possible, as every minute or hour spent trapped in a traffic jam was a loss in economic terms.\n\n“The business community and the public can only benefit from the project. The advantages will outweigh the cost of reclamation.\n\n“However, the state government must ensure that the cost of riding the LRT is minimal and not a burden to the people,” Choot said.\n\nProperty valuation and management company CA Lim & Co principal Lim Chien Aun said the state government should set up a fund using the proceeds raised from selling the reclaimed lands to subsidise the maintenance costs of the proposed infrastructure of the PTMP inclusive of the LRT.\n\n“Otherwise the cost of maintaining the LRT would have to fall on Penangites.\n\n“The LRT qualifies as a state project as reclaimed land owned by the state will be auctioned off to fund its implementation,” Chien Aun added.\n\nHowever, not all are in favour of the move to use reclaimed land to fund infrastructure projects.\n\nPenang Island City Council councillor Dr Lim Mah Hui said the PTMP was planned till 2065. “The plan overestimates the population growth in Penang, compared with the Department of Statistics population projection.”\n\nLim said the PTMP focus should not be on building roads and tunnels to move cars, but on moving people through public transport. \n\n“The original TMP Strategy Report envisaged 60% to be spent on roads and tunnels and 40% on public transport. This priority should be reversed with public transport accounting for at least 70% to 80% of the total budget,” he said.\n\nLim said there were faster and cheaper ways of reducing traffic congestions that had been successfully practised in other countries.\n\n“For example, Penang’s traffic congestions are mainly concentrated during peak hours. These can be reduced considerably by imposing charges on vehicles entering the city during peak hours,” he said.\n\nMeanwhile, state local government, traffic, and flood mitigation committee chairman Chow Kon Yeow said the rapid growth of towns such as Batu Kawan, Butterworth and Seberang Jaya would boost Penang’s population and the demand for an integrated transportation system.\n\n“The Department of Statistics projects a population of 1.86 million for Penang by 2030, the anticipated higher number of 2.45 million people by that year (as projected in the plan) was derived by applying the same average annual population growth rate of 2.3% (which was recorded in the period of 2010-2020),” he said.\n\nChow said before the move to charge motorists entering the city during peak hours or ’congestion pricing’ could be implemented, there must be an  effective public transport system in place.\n\n“Singapore for example only enforced electronic road pricing (ERP, an electronic toll collection scheme for congestion pricing) in 1998 after building its first MRT line in 1982,” he added.\n\nThe PTMP proposes seven public transport lines for the island and the mainland, including two LRTs, three monorails, heritage tram and bus rapid transit, which adds up to a total of 151km of public transport network.\n\n“There are eight highways, including the undersea tunnel, planned under the highway network, in addition to several local road enhancements in Seberang Perai, which adds up to 71.5km of highways and roads proposed under the PTMP,” Chow said.", "CreateDate": "2016-03-16T16:52:32.03", "UpdateDate": "2016-03-16T16:52:32.03", "PropertyURL": "https://farm2.staticflickr.com/1601/25198990134_0b5f3afc9a_m.jpg" }, { "NewsId": "e1bc0d72-3844-4483-a1e5-856b4ceef6fe", "Title": "Malaysia’s property market may see recovery at year-end, says economist", "Source": "http://www.theedgeproperty.com.my/content/malaysia%E2%80%99s-property-market-may-see-recovery-year-end-says-economist", "NewsDateTime": "2016-03-09T00:00:00", "Details": "PETALING JAYA (March 9): The Malaysian property market is expected to see some signs of recovery by this year-end, supported by an improving local economy and market sentiment.\n\n“It (the property market) will improve along with the economic performance. I believe that the oil price, market sentiment and overall economy will be better this year, as will the property market,” said Malaysian Rating Corp Bhd chief economist Nor Zahidi Alias at a property forum entitled “Property Market 2016: What to Expect?” held by the Real Estate and housing Developers’ Association Malaysia (Rehda) today.\n\nAnother panellist, Maybank Malaysia’s head of community financial services Datuk Hamirullah Boorhan concurred that overall consumer confidence will improve.\n\n“From a banker’s perspective, I expect loan growth to be moderate this year. It will not be as high as before. There should be some positive news too. In a nutshell, I think the market will be slow in the first half, but we will see the confidence level coming back in the second half,” Hamirullah said.\n\nMeanwhile, Malaysian Institute of Estate Agents president Erick Kho said the secondary market is reaching its bottom, and he expects the market to move up by year-end.\n\nHowever, fellow forum speakers, Savills (Malaysia) Sdn Bhd executive chairman Christopher Boyd and Khazanah Research Institute managing director Datuk Charon Wardini do not expect any significant improvement on the property market owing to the large amount of unsold units available on the market, as well as concerns over the global economy in the future.\n\nAccording to the Property Industry Survey 2H2016 released by Rehda earlier today, 62% of respondents (property developers) reported that units were unsold mainly due to lack of end financing and loan rejections.\n\nThere were also fewer new launches in 2H2015 compared with 1H2015.\n\nHowever, the moderator of the forum, Rehda deputy president Datuk Soam Heng Choon noted that the slowdown in new launches could augur well for the future as it means that the property players are trying to balance up market supply and demand.\n\n“The performance of the second half of this year is more or less dependent on the performance and sentiment level of the first half. We are hoping things will be better and cautiously optimistic about the industry’s performance this year,” Soam remarked. ", "CreateDate": "2016-03-16T16:44:36.527", "UpdateDate": "2016-03-16T16:44:36.527", "PropertyURL": "https://farm2.staticflickr.com/1595/25198858504_6e9499e57a_m.jpg" }, { "NewsId": "f6e62b85-f0b6-4064-9083-bd7601f53758", "Title": "Penang mega project to start in June  ", "Source": "http://www.nst.com.my/news/2016/03/131614/penang-mega-project-start-june", "NewsDateTime": "2016-03-09T00:00:00", "Details": "KUALA LUMPUR: The RM6.3 billion Penang mega project to build three xpressways and an undersea tunnel linking Penang island to the mainland will kick off in June, with the construction of the Air Itam-Tun Dr Lim Chong Eu Expressway bypass. Consortium Zenith BUCG Sdn Bhd (CZBUCG) chairman Datuk Zarul Ahmad Mohd Zulkifli said starting mid-way (of the Air Itam-Tun Dr Lim Chong Eu bypass) would be the paired-road from Jalan Tanjung Bungah to Teluk Bahang. Zarul said construction of the third road from Gurney Drive to Tun Dr Lim Chong Eu would commence after the firsttwo are completed. He said the road construction from Gurney Drive to Tun Dr Lim Chong Eu is a standalone project and would start later due to the more complex work to be undertaken. The three roads have a combined length of 21.2km and will cost more than RM2 billion. The amount includes RM500 million that would be reimbursed to the government for land acquisition cost, Zarul said in an interview, here, recently. CZBUCG is the main contractor for the RM6.3 billion project, which consists of the three roads and a 7.2km undersea tunnel linking Penang island to the mainland. The company was awarded the project in October 2013. For building the roads and the tunnel, the state government will compensate CZBUCG with 44.5ha of freehold reclaimed land in Tanjung Pinang. CZBUCG is 98.1 per cent owned by Zenith Construction Sdn Bhd. The rest of the company is owned by Juteras Sdn Bhd (1.89 per cent) and Beijing Urban Construction Group Co Ltd (0.01 per cent). “The Penang mega project is a key impetus to push growth. There will be job creation and business opportunities as well as boom of construction-related industries. “This will be the biggest development in Malaysia this year. Under the current economic situation, infrastructure projects such as this, combining three roads and an undersea tunnel, would help spur the economy,” said Zarul. He said the first road project would start on June 15, subject to CZBUCG getting environmental impact assessment approval, the land to acquire, and the private participation to enable the consortium to start the road building. “We will face a lot of challenges when building the Air Itam-Tun Dr Lim Chong Eu bypass road. We will ensure as little disruption as possible. That is why we won’t construct all three roads simultaneously. We don’t want Penang to become a construction site,” said Zarul. On the undersea tunnel, he said construction is expected to commence either in 2020 or 2021. CZBUCG’s partner for the undersea tunnel is Beijing-based China Railway Construction Corp Ltd (CRCC). “We are confident of finishing the tunneling job without hiccups. CRCC has done thousands of kilometres of underwater tunnels, so 7.2km is a walk in the park for them,” said Zarul. The Chinese firm has built much of the transportation infrastructure in China, including high speed rail, subways and expressways.\n\nRead More : http://www.nst.com.my/news/2016/03/131614/penang-mega-project-start-june", "CreateDate": "2016-03-09T21:00:42.837", "UpdateDate": "2016-03-16T16:40:27.3", "PropertyURL": "https://farm2.staticflickr.com/1709/25549128031_504c697941_m.jpg" }, { "NewsId": "de5d0e3e-d19d-4d39-ad24-aca9697cbd1b", "Title": "檳政府首次公佈 軌道公交路線圖曝光", "Source": "http://www.guangming.com.my/node/286808?tid=84", "NewsDateTime": "2016-02-26T00:00:00", "Details": "（檳城26日訊）檳州政府與檳州交通大藍圖執行夥伴SRS財團今日向馬來西亞房地產發展商會匯報檳州交通大藍圖，首次公佈了輕快鐵、單軌列車及市區電車的初步詳細路線圖及所經過的站點。\n是項匯報會由檳州地方政府委員會主席曹觀友攜同SRS財團計劃總監司徒偉龍主持，出席者尚有檳州行政議員佳日星、林峰城、馬來西亞房地產發展商會主席陳福星及副主席拿督杜進良等。\n當天公佈的詳細路線圖，包括峇六拜輕快鐵、阿依淡單軌列車、丹絨道光單軌列車、喬治市市區電車、喬治市至威省輕快鐵、峇東丁宜至峇都加灣巴士系統、拉惹烏達至大山腳單軌列車。\n峇六拜輕快鐵將從光大為起點，途徑五條路、斯理檳榔市鎮海濱、日落洞東部、The Light、武吉牛汝莪、理科大學、峇都蠻、檳州同樂會、雙溪里蒙、武吉占姆、檳城國際會展中心（SPICE）、惹蘭丁雅、過山、自由工業區北部及南部、檳城國際機場、峇東，同時貫通南部填海計劃，於C島為終點，全長30公里，共27個站。\n上述輕快鐵路線，將在斯理檳榔市鎮海濱及日落洞東部之間設立一個空中巴士的中轉站，同時也在光大及The Light計劃一帶設立中轉站。\n阿依淡單軌列車路線同樣從光大開始，途徑時代廣場、市政廳體育館、韓江中學、州清真寺、打槍埔、海客園、阿依淡、壟尾消防局、壟尾市鎮，終站會大華高原，全長13公里，共13站。\n_______\n \n只有7公里的丹絨道光單軌列車路線，共有8站，從丹絨武雅路開始，經過丹絨檳榔、檳島廣場、新關仔角、百樂宮、加拉歪路、紅毛路、拜吉路，終點設在光大。\n全長2公里的喬治市市區電車路線，共有6站，以瑞典咸碼頭為終點，經過渡輪碼頭、牛干冬、甘榜哥南路及沓田仔街。\n而連接檳島與威省的輕快鐵路線，將以The Light一帶的中轉站為始，經過海域抵達威省，全長18公里、共8站，包括巴士總站及雙溪育。\n拉惹烏達至大山腳單軌列車路線，從Taman Kenaga開始，途徑國花園、玫瑰園、拉惹烏達、雙溪育、詩布朗再也工業區、詩布朗再也、才能園、沙賓園、埔再也、武吉丁雅、博達鎮、大山腳、Taman Sai Gin Baru、愛士頓、瑪珠路、聖安納、阿爾瑪、Taman Desa Cahaya、春江園、峇東丁宜，全長28公里，共21站。\n長達14公里的峇東丁宜至峇都加灣巴士系統，有15站，經過峇東丁宜、武吉淡汶、峇都加灣體育館及桂花城等。\n \n------------\n當天匯報會上也公佈交通大藍圖計劃下南海填海的初步土地用途詳情。\n按當局展示的圖表，南海填海計劃將填出3座人造島，暫命名為A（2300英畝）、B（1400英畝）、C島（800英畝）。\nA島將有大片土地被用於充當工業區，不過保留300英畝作為檳城國際機場擴建土地。3座人造島主要用於綜合性發展用途，包括興建可負擔房屋、公共休閒設施、商業區，同時峇六拜輕快鐵計劃也會在3座島上穿行。\n司徒偉龍指出，交通大藍圖將於今年3月尾至4月初向陸路公共交通委員會（SPAD）申請運營執照，相信在2017年杪就能開始動工。\n詢及本地顧客量是否能支撐這些公共交通服務的運作，司徒偉龍指出，當局預測在實行8年後才會開始穩定，並達到所設目標，即30至40%的使用率。\n\n", "CreateDate": "2016-03-16T16:27:17.337", "UpdateDate": "2016-03-16T16:27:17.337", "PropertyURL": "https://farm2.staticflickr.com/1552/25202627993_3b731b71f6_m.jpg" }, { "NewsId": "a0848f24-ae4e-486f-96df-2ece4385f241", "Title": "Rehda urging loan financing relaxation", "Source": "http://www.starproperty.my/index.php/articles/investment/rehda-urging-loan-financing-relaxation/", "NewsDateTime": "2016-03-09T00:00:00", "Details": "Real Estate and Housing Developers’ Association (Rehda) had recently urged Bank Negara to relax the terms of loan financing for first-time homebuyers and purchasers of affordable houses.\n\nStating that the difficulty of end-financing and issue of loan rejection were the number one reason that resulted in soft property market, Rehda president Datuk Seri FD Iskandar said that the loan rejection rate of 68%, has for the first time resulted in it being the top reason for unsold units during the second half of 2015, according to a survey done by Rehda.\n\nHe said the loan rejection rate increased significantly from 52% during the first half of 2015, when the unreleased bumiputera quota constituted the main reason of unsold units.\n\nHe also said that the government should also consider reinstating the Developers Interest Bearing Scheme (DIBS) for the aforementioned group of buyers, stating that 62% respondents of the survey agreed with the sentiment.\n\nRehda Malaysia revealed the findings of its Rehda Property Industry Survey 2H 2015 at the Rehda Media briefing on Wednesday, March 9. The survey respondents comprised Rehda members from all 12 states across Peninsular Malaysia, and gauged the property market performance for the second half of 2015 and the outlook for 2016 while finding out the challenges faced by members in the current softening market.\n\nWhile Malaysia personal household debt at 86.8% of gross development product was considered one of the highest in the region, it was important to consider the segmentation of the debt, he said.\n\nHe explained that the major component of this household debt included house mortgages (around 30%), car loans (around 20%) and credit card or personal debt. While house properties gained value over the years, the rest of the segments would see a substantial or total loss, and the Bank Negara should encourage the citizens to build a portfolio that builds wealth.\n\nAccording to the survey, the percentage of respondents with projects and units launched in 2H 2015 has seen a reduction compared to the previous half, although sales performance has seen improvements, with increased number of respondents reporting better sales mainly on the apartment or condominium units.\n\nResidential properties continued to lead newly launched developments, albeit at a reduced numbers, while commercial units recorded a slight increase.\n\nThe survey indicated that domestic buyers continued to lead the residential market, while buyers purchasing for investment purposes have decreased from 23% in 1H 2015 to 13% in 2H 2015.\n\nThe strata launches has overtaken landed properties by only 1%, most strata properties were based in Selangor and Kuala Lumpur.\n\nAccording to the survey, cost of business operations increased as 61% respondents has reported increased cost up to 10%, prompting them to implement various cost-cutting measures.\n\nIn general, almost 70% of the survey respondents were pessimistic on the 1H 2016 outlook, though it is anticipated that the level of pessimism will reduce to a more neutral sentiment in the following 6 months.", "CreateDate": "2016-03-16T16:10:29.903", "UpdateDate": "2016-03-16T16:10:29.903", "PropertyURL": "https://farm2.staticflickr.com/1507/25802896396_93fca5f9df_m.jpg" }, { "NewsId": "875adca0-d246-4e19-b5e3-36356308cd3d", "Title": "The Butterworth Action Plan", "Source": "http://www.penangpropertytalk.com/2016/02/the-butterworth-action-plan/", "NewsDateTime": "2016-03-09T00:00:00", "Details": "Building a better Butterworth\n\nFour more areas in Butterworth will be restored under the New Butterworth Image Plan following the extension of the partnership between the Seberang Prai Municipal Council (MPSP) and Think City.\n\nA Memorandum of Under-standing (MoU) was signed between both parties for a five-year partnership from this year till 2020.\n\nThink City executive director Hamdan Abdul Majeed said the partnership was a continued effort to implement more programmes.\n\n“Following a successful partnership in 2014 and last year, we will continue working together with MPSP to improve Pekan Lama, Sungai Prai, Penang Sentral and Butterworth Waterfront,” said Hamdan.\n\n“This is an extension of our work in Penang, which started in George Town.\n\n“We see potential growth in both George Town and Butterworth and this is in line with Think City’s intent to support the rejuvenation of heritage sites.\n\n“In Butterworth, we will be supporting urban renewal works through public participation.\n\n“We will also be assisting MPSP in providing technical expertise, bringing stakeholders together for engagement and working with them to secure crowd funding.\n\n“The public places that have been identified include the Dewan Ria community facilities, Old Public Market, Jeti Lama historic quarters and Taman Pantai.\n\n“The partnership will also look into realising potential land use, celebrating historic Butterworth and helping to make it a vibrant and liveable city.”\n\nHamdan was speaking after the signing of the MoU yesterday with MPSP president Datuk Maimunah Mohd Sharif, who represented the council.\n\nThe signing was witnessed by Chief Minister Lim Guan Eng.\n\nMaimunah said the collaboration between Think City and MPSP last year saw the first ever international arts festival in Butterworth — the Butterworth Fringe Festival which attracted over 18,000 people.\n\n“We also held the Urban XChange programme by Hin Art Gallery resulting in three new art installations in Butterworth.\n\n“They are the Star by Jun, the caretaker of Pak Thai by Vhils and the 3D Mandala mural by Nafir.\n\n“Six Seberang Prai Stories lecture series were also organised in a joint effort with the Penang Heritage Trust at various places in Butter-worth,” Maimunah said after the signing.\n\nAt a press conference later, Hamdan urged the public, including those with property and heritage buildings in the targeted vicinity, to apply for funds from Think City’s grant programme to help restore the old Butterworth town.\n\n“The deadline for applications is the end of this month.\n\n“We hope that by April, the funds will be ready,” he said.\n\nHe said interested applicants could log on to thinkcity.com.my to apply.", "CreateDate": "2016-02-23T20:46:46.2", "UpdateDate": "2016-03-09T20:58:52.153", "PropertyURL": "https://farm2.staticflickr.com/1486/24858186529_63d634685c_m.jpg" }, { "NewsId": "5c082897-22f2-424c-8c9d-a8f5fd3a50af", "Title": "Penang mega project to start in June", "Source": "http://www.penangpropertytalk.com/2016/03/penang-mega-project-to-start-in-june/", "NewsDateTime": "2016-03-08T00:00:00", "Details": "The RM6.3 billion Penang mega project to build three xpressways and an undersea tunnel linking Penang island to the mainland will kick off in June, with the construction of the Air Itam-Tun Dr Lim Chong Eu Expressway bypass.\n\nConsortium Zenith BUCG Sdn Bhd (CZBUCG) chairman Datuk Zarul Ahmad Mohd Zulkifli said starting mid-way (of the Air Itam-Tun Dr Lim Chong Eu bypass) would be the paired-road from Jalan Tanjung Bungah to Teluk Bahang.\n\nZarul said construction of the third road from Gurney Drive to Tun Dr Lim Chong Eu would commence after the first two are completed.\n\nHe said the road construction from Gurney Drive to Tun Dr Lim Chong Eu is a standalone project and would start later due to the more complex work to be undertaken.\n\nThe three roads have a combined length of 21.2km and will cost more than RM2 billion. The amount includes RM500 million that would be reimbursed to the government for land acquisition cost, Zarul said in an interview, here, recently.\n\nCZBUCG is the main contractor for the RM6.3 billion project, which consists of the three roads and a 7.2km undersea tunnel linking Penang island to the mainland.\n\nThe company was awarded the project in October 2013. For building the roads and the tunnel, the state government will compensate CZBUCG with 44.5ha of freehold reclaimed land in Tanjung Pinang. CZBUCG is 98.1 per cent owned by Zenith Construction Sdn Bhd. The rest of the company is owned by Juteras Sdn Bhd (1.89 per cent) and Beijing Urban Construction Group Co Ltd (0.01 per cent).\n\n“The Penang mega project is a key impetus to push growth. There will be job creation and business opportunities as well as boom of construction-related industries. This will be the biggest development in Malaysia this year. Under the current economic situation, infrastructure projects such as this, combining three roads and an undersea tunnel, would help spur the economy,” said Zarul.\n\nHe said the first road project would start on June 15, subject to CZBUCG getting environmental impact assessment approval, the land to acquire, and the private participation to enable the consortium to start the road building.\n\n“We will face a lot of challenges when building the Air Itam-Tun Dr Lim Chong Eu bypass road. We will ensure as little disruption as possible. That is why we won’t construct all three roads simultaneously. We don’t want Penang to become a construction site,” said Zarul.\n\nOn the undersea tunnel, he said construction is expected to commence either in 2020 or 2021. CZBUCG’s partner for the undersea tunnel is Beijing-based China Railway Construction Corp Ltd (CRCC).\n\n“We are confident of finishing the tunneling job without hiccups. CRCC has done thousands of kilometres of underwater tunnels, so 7.2km is a walk in the park for them,” said Zarul.\n\nThe Chinese firm has built much of the transportation infrastructure in China, including high speed rail, subways and expressways.", "CreateDate": "2016-03-09T20:56:07.063", "UpdateDate": "2016-03-09T20:56:07.063", "PropertyURL": "https://farm2.staticflickr.com/1441/25549037251_a94f00fe71_m.jpg" }, { "NewsId": "b0ae4c6b-12eb-44a5-998f-ca9014646247", "Title": "Gurney Wharf – The New Seafront Public Park", "Source": "http://www.penangpropertytalk.com/2016/02/gurney-wharf/", "NewsDateTime": "2016-02-23T00:00:00", "Details": "Plans for new Gurney Wharf public space unveiled\n\nPenangites were today given a preview of the new seafront public park planned for the Gurney Drive foreshore. Spanning close to 60 acres, this water-fronting public recreation area called Gurney Wharf is a Penang State Government initiative.\n\nGurney Wharf will be created on land to be reclaimed by Tanjung Pinang Development Sdn Bhd (TPD), a subsidiary of premier lifestyle property developer Eastern & Oriental Berhad (E&O).\n\nThe proposed concept masterplan for Gurney Wharf was articulated through a series of curated images, photographs and illustrations displayed at a public exhiition themed “My Gurney Wharf” at a popular retail mall here.\n\nIn conjunction with the exhibition, a press conference led by Penang Chief Minister Y.A.B. Lim Guan Eng together with Penang State Executive Councillor and Local Government, Traffic Management and Environment Committee Chairman YB Chow Kon Yeow was held on the same day. Also present at the press conference were State Assemblywoman for Pulau Tikus, YB Yap Soo Huey, and Member of Parliament for Bukit Bendera, YB Zairil Khir Johari.\n\n“Acknowledging the importance of Gurney Drive and the emotional attachment it brings forth in the hearts and minds of Penangites, the State is proud to propose a masterplan concept to create a new iconic waterfront destination for Penang, for the benefit of the people of Penang, and one that Penangites would be proud to call their own,” said Lim.\n\nLim commended E&O for the Group’s initiative in engaging award-winning international consultants at its own cost to prepare the proposed masterplan concept. The consultants—GDP Architects for the overall masterplan, Grant Associates for landscaping and Jerde for retail F&B—are highly acclaimed with an impressive portfolio that includes the Aga Khan-award winning Universiti Teknologi Malaysia (GDP), Gardens by the Bay in Singapore (Grant) and Roppongi Hills, Japan (Jerde).\n\n“Drawing inspiration from some of the world’s best public spaces we aspire to create a spacious, multi-functional public park-in-the-city that is international in standard yet one hundred per cent Penang in spirit.”\n\nChow added that, “In creating this exemplar public park, we are adopting a people-centric approach to ensure that the outcome is more than just a well-designed physical space. It will be where Penangites can fully enjoy the island’s sea frontage, where communities gather for wholesome outdoor activities and most importantly, where pride of place and a sense of belonging is fostered.\n\nThe proposed Gurney Wharf concept masterplan encompasses four distinct character areas: Seaside Retail F&B, Water Gardens, Beach and Coastal Grove.\nThe Seaside Retail F&B celebrates Penang’s vibrant seafront brought to life by elements such as a waterfronting public promenade, seafront dining facilities including the island’s famed hawker fare and a pier walk.\n\nThe Water Gardens area will be defined by lush gardens, ponds and wetlands with its most distinctive feature being landscaped water gardens with innovative storm water filtration systems. Modelled after Singapore’s success with this at Gardens on the Bay, this is a pioneering system in Malaysia which is aesthetically outstanding as it is functional.\n\nChow said with the Beach area, Penangites would gain greater access to the waterfront area that includes a public beach as well as a public promenade. “Penangites will have access to nearly 400 meters of specially-created sandy beach which is literally, a stroll through the park,” he said.\nWithin the Coastal Grove, Chow said there would be a skate park for teens and youth, not far from the casuarinas lining the present Gurney Drive. Chow added, “The existing casuarinas are a signature of Gurney Drive and will be mindfully preserved.”\n\nLim rounded up by saying “In enabling easy access to the waterfront for everybody, the proposed concept masterplan incorporates two pedestrian retail underpasses with direct access from Pulau Tikus. Conveniences such as underpass lifts and escalators, separate pedestrian walkways and cycling paths as well as ramps for wheelchairs and strollers have also be included in the design. There will also be close to 1500 car park bays above and below ground level.\n\nIn compliance with regulatory requirements to ensure public safety, fencing would have to be built along the perimeter of the development site prior to commencement of works. Fencing works is anticipated to start in end-February.”\n\nChow concluded by saying “The anti-climb fencing made of mesh material will be installed along the stretch of the existing Gurney Drive from the Jalan Pangkor end right up to the Gurney Drive roundabout. As the fencing will be secured on the far side of the existing seawall, the public will have continued access to the Gurney Drive promenade for their daily activities.\n\nAs an added measure, the fencing would be installed with planter boxes to create an aesthetically comfortable public place while the mesh material ensures unhindered flow of sea breeze into Gurney Drive.", "CreateDate": "2016-03-04T07:23:18.187", "UpdateDate": "2016-03-04T07:23:18.187", "PropertyURL": "https://farm2.staticflickr.com/1608/25390693801_568711808c_m.jpg" }, { "NewsId": "af455234-6d30-4379-8941-3995a8f4f394", "Title": "Penang overtakes KL as top choice", "Source": "http://www.theheatmalaysia.com/Main/Penang-overtakes-KL-as-top-choice", "NewsDateTime": "2016-02-24T00:00:00", "Details": "Penang has overtaken Kuala Lumpur/Klang Valley as the most attractive region for commercial property investment. A survey on the country’s commercial real estate investment sentiment by Knight Frank Malaysia shows that the northern island has dislodged Kuala Lumpur’s Golden Triangle which was the top investment choice in 2015.\n\nKnight Frank Malaysia, a global property consultancy, has released its Malaysia Commercial Real Estate Investment Sentiment Survey 2016. The survey takes a litmus test of insights and preferences of key players, namely fund managers, developers and lenders in the commercial sector for the year 2016.\n\nIt targeted some 700 respondents in the senior management levels across the property industry. About half of the respondents (55 per cent) were developers with the balance comprising a fair mix of commercial lenders (24 per cent) and fund/REIT managers (21 per cent), reflecting players in the commercial real estate market\n\nPenang garnered 67 per cent of the overall responses while KL’s Golden Triangle has retreated to fourth position with 49 per cent of responses after KL Fringe/Klang Valley (56 per cent) and Johor/Iskandar (55 per cent).\n\nThe healthcare/institutional segment is the most attractive sub-sector for investment, garnering 69 per cent of responses, followed by the hotel/ leisure segment (65 per cent), logistics/ industrial (52 per cent) and retail (50 per cent). The least attractive segment for investment is the office sub-sector with a poor 36 per cent response.\n\nPenang is currently the most attractive investment region for hotel/leisure (86 per cent) and healthcare/ institutional (79 per cent) developments possibly due to George Town being recognised as one of Unesco’s World Heritage Sites and the popularity of the state for medical tourism.\n\n“The 2016 outlook for selected property sub-sectors, namely office and retail, is one of caution due to supply and demand mismatch,” says Knight Frank Malaysia Managing Director Sarkunan Subramaniam in an accompanying note.\n\n“Meanwhile, the healthcare/institutional, hotel/leisure and logistics/industrial sectors are expected to be more resilient due to sustained demand in the healthcare and education industries and tight supply in the logistics/industrial segment. The e-commerce business trend has led to demand for logistics warehouses.”\n\nHe adds that savvy investors such as developers, lenders and fund/REIT managers see opportunities in the property market despite the challenging environment.\n\nMore than half of the respondents (63 per cent) are less optimistic on the overall economic scenario for 2016 compared with 2015 with only 19 per cent of them being more optimistic. In terms of investment outlook, 57 per cent of the respondents are less optimistic, followed by 30 per cent who remained neutral, while the remaining 13 per cent of the respondents are confident that the market will improve in 2016.\n\nFund/ REIT managers are expected to be actively investing in 2016; seeking opportunities in a slow property market. Fifty-three per cent indicated their intention to invest in the office segment and 47 per cent in the retail and healthcare/ institutional sub-sectors. This is provided yield expectations are met.\n\nMeanwhile, James Buckley, the executive director for capital markets at Knight Frank Malaysia writes in South China Morning Post that Malaysia remains an attractive proposition for real estate investors.\n\n“We believe that over the next couple of years or so, the current macroeconomic environment offers real estate investors an attractive window of opportunity to increase exposure to Malaysian real estate,” he says.\n\n“It is now possible to buy world-class real estate in prime locations offering net yields of six per cent. For overseas investors, the ringgit has fallen 25 per cent against the US dollar compared with 12 months ago and is widely thought to be undervalued.\n\n“We cannot say with certainty how 2016 will turn out, but for medium- to long-term investors, especially those from overseas who can benefit from the undervalued currency, we believe there is an attractive window of opportunity to enter the market.”", "CreateDate": "2016-02-25T12:18:26.477", "UpdateDate": "2016-02-25T12:18:26.477", "PropertyURL": "https://farm2.staticflickr.com/1617/25247099755_d83a31f89c_m.jpg" }, { "NewsId": "84187f16-6ebb-4110-b3ad-e08b64f2824b", "Title": "大马房地产市场中期前景仍有希望 ", "Source": "http://www.kwongwah.com.my/?p=86470", "NewsDateTime": "2016-01-30T00:00:00", "Details": "（八打灵再也30日讯）尽管未来经济环境充满挑战，但是大马房地产市场中期前景仍有希望。\n\n独立经济学家李兴贵（译音）表示，虽然房地产价格将会进一步下滑，不过楼价不太可能会出现大跌的情况。\n\n他在第9大马地产峰会上说：“这是因为我国不会走向经济衰退的地步。”\n\n李氏称：“疲弱的房地产市场为购房者提供一个较佳的入市机会。此外，令吉贬值也吸引外国人寻求在大马投资房地产。”\n\n他指出，本地房地产市场仍然被负担能力问题、经济增长乏力，以及谨慎情绪所牵制。\n\n预计国内利率在2017年将会走高，也可能是一个抑制的因素。\n\n“同样，银行有望继续对房地产贷款的评估保持高度警觉，同时也确保拥有良好信誉的借款人，将会继续获得房屋贷款。”\n\n李氏透露：“我希望房地产降温措施仍然会继续推行。”\n\n“当市场均衡出现脱节时，有关当局必须在适当时间推出一些调控措施，然而目前避免对房地产行业推行一些过度调控的措施。”\n\n他补充，当局应密切监测市场的供求状况，避免在某些领域中过度发展，以及防止银行业在楼价遭到严峻的调整，以及经济增长在长期放缓情况下，出现系统性风险。\n\n在确保可持续发展房地产行业时，国家银行应确保银行与金融机构继续贷款给那些符合条件的借款人。\n\n他说：“政府应考虑为首次置业人士和购买定价低于100万令吉产业的买家，提供财政激励措施，如减免印花税和准许发展商提供负担利息计划。”", "CreateDate": "2016-02-02T20:57:00.183", "UpdateDate": "2016-02-24T10:58:02.437", "PropertyURL": "https://farm2.staticflickr.com/1476/24599113203_648d035c9b_m.jpg" }, { "NewsId": "c94e2b52-f2c4-4bb5-b3bf-bff3d3e3510c", "Title": "零售餐饮水上花园海滩红树林 百分百槟城精神城市公圆", "Source": "http://www.kwongwah.com.my/?p=97601", "NewsDateTime": "2016-02-23T00:00:00", "Details": "\n首长也赞扬东家集团自费聘请屡获殊荣的国际顾问来进行概念蓝图的规划，即GDP建筑公司负责蓝图的总体规划；Grant Associates负责景观规划，Jerde负责餐饮商店规划–这是一个令人印象深刻的组合，他们的杰作有赢获Aga Khan Award的马来西亚工艺大学（GDP）、新加坡Gardens by the Bay（Grant）及日本Roppongi Hills（Jerde）。\n\n“他们的灵感来自世界上最佳的公共空间，将创造出宽敞、多功能、符合国际标准及百分百槟城精神的城市公园。”\n\n曹观友补充，“我们采取以人为本的方针，来创建这座典范公园，确保这不仅仅是一个精心设计的空间，更是可让槟城人充分享受岛屿海景，同时进行健康的户外活动。最重要的是，能让槟城人拥有归属感及感到自豪。”\n\n“新关仔角码头”概念蓝图涵盖4个各具特征的区域：海滨零售餐饮、水上花园、海滩和海边红树林。\n\n海滨零售餐饮象征槟城富有生命活力的海滨生活，其注入的元素有海堤散步道、海滨餐饮设施，包括槟岛著名的小贩摊档和码头散步区。\n\n水上花园具有郁郁葱葱的花园、池塘及湿地，其特别之处是使用创新的雨水过滤系统打造一座景观漂亮的水上公园，模仿新加坡成功的Gardens on the Bay，这也是马来西亚的先驱系统，结合了漂亮景观与环保功能于一体。\n\n\n曹观友说，海滩区拥有沙滩及散步道，让槟城人更亲近海滨。他说：“槟城人将拥有近400米长的沙滩, 可走遍整个公园。”\n\n他强调，海边红树林内将为青少年建立一座滑板公园，就在目前新关仔角麻黃林的不远处。\n\n“现有的麻黃林是新关仔角的标志，将被保留下来。”\n\n概念蓝图将在葛尼广场展出9天\n\n林冠英较后回答记者的询问时透露，上述的计划，填海地段是槟州政府分文未付的献地，美化工程的经费则由槟州政府承担，以及建立这座海滨公园肯定将耗资数亿令吉。\n\n曹观友透露，上述计划的概念蓝图，将于今日起至周五，在光大2楼（大众书局前）展出，以征求公众对此项计划建议提供意见，过后则将在葛尼广场展出9天。\n\n他强调，填海工程已获联邦政府的批准，但计划概念的拟定，则无需获得批准。\n\n他说，在计划概念蓝图展出，公众提供意见后，计划或将作出更改或调整，然后在作另一轮的展出。\n\n据知，工地筑起围栏工作将于本月29日动工，填海工程则于下月杪动工，以及海滨公园预料将可于2018年年中建立。", "CreateDate": "2016-02-23T23:23:06.713", "UpdateDate": "2016-02-23T23:23:06.713", "PropertyURL": "https://farm2.staticflickr.com/1662/25131372121_7b1f410f50_m.jpg" }, { "NewsId": "feb36329-5410-409f-9ea6-17782bb25563", "Title": "林冠英:打造全新新关仔角 码头海滨公园计划带动槟州 ", "Source": "http://www.kwongwah.com.my/?p=97595", "NewsDateTime": "2016-02-23T00:00:00", "Details": "(槟城23日讯）槟州首席部长林冠英公布槟城新关仔角码头（GURNEY WHARF）海滨公园计划，同时展出此项计划的概念蓝图，以征求人民意见与建议。\n\n他透露，有关的海滨公园面积达60英亩，州政府希望计划实行后，能够让槟州有一个国际及世界水准的海滨公园，成为旅游景点及消遣中心。\n\n他认为，海滨公园不只可以吸引游客，它也能够成为经济的火车头，带动槟州的服务业。\n\n他也希望这项计划能够打造一个全新的新关仔角，改变新关仔角的原貌，以及最重要的是，让槟州人民觉得骄傲的公共空间。\n\n他今日召开记者会透露，这项计划的填海工程需要18个月时间完成，提升、改良及设计工作，是在18个月后才展开。\n\n出席记者会者尚包括槟州行政议员曹观友及升旗山区国会议员再里尔等。\n\n\n林冠英说，“新关仔角码头”将建立在典雅优质生活品味产业发展商东家集团（E&O）的子公司丹绒槟榔发展有限公司（TPD）的填海地上。\n\n他指出，“新关仔角码头”的概念蓝图将通过一系列的图像、照片及插图呈献出来，并以“我的新关仔角码头”为主题，在购物商场公开展览。\n\n“基于新关仔角在槟城人心目中的重要性及特别情怀，槟州政府很高兴提出为槟城创造一个全新海滨地标的概念蓝图，这是槟州政府为槟州人民建立的新地标，更是一个让槟城人引以为豪的新地标。”\n\n林冠英在总结时说，“为了让大家轻松抵达海滨，这个概念蓝图涵盖2个连接浮罗池滑的地下人行道，并具有电梯和自动手扶梯等设施，把人行道和脚车道区分开来，同时拥有轮椅和婴儿车走道。此外，在地上和地下也有将近1500个停车位。\n\n为了遵循公众安全条例，当局在工程展开前将沿着工地筑起围栏，围栏工程预料在2月杪动工。”\n\n", "CreateDate": "2016-02-23T23:09:48.65", "UpdateDate": "2016-02-23T23:09:48.65", "PropertyURL": "https://farm2.staticflickr.com/1528/24593960374_72328cf362_m.jpg" }, { "NewsId": "5df5d645-1548-4b5c-9301-ec724decdfa9", "Title": "Penang unveils plans for new Gurney Wharf waterfront", "Source": "http://www.theedgeproperty.com.my/content/penang-unveils-plans-new-gurney-wharf-waterfront", "NewsDateTime": "2016-02-23T00:00:00", "Details": "GEORGE TOWN (Feb 23): The Penang government today unveiled plans for a new seafront public park at its popular Gurney Drive, to be known as Gurney Wharf.\n\nSpanning close to 60 acres, Gurney Wharf will be created on land to be reclaimed by Tanjung Pinang Development Sdn Bhd, a subsidiary of property developer Eastern & Oriental Bhd.\n\n“Acknowledging the importance of Gurney Drive and the emotional attachment it brings forth in the hearts and minds of Penangites, the state is proud to propose a masterplan concept to create a new iconic waterfront destination for Penang, for the benefit of the people of Penang, and one that Penangites would be proud to call their own,” said Penang Chief Minister Lim Guan Eng at the launch.\n\n“Drawing inspiration from some of the world’s best public spaces we aspire to create a spacious, multi-functional public park-in-the-city that is international in standard yet 100% Penang in spirit,” he said.\n\nThe proposed Gurney Wharf concept masterplan comprises four areas that will feature a seaside retail food and beverage area, a water garden, a beach and a coastal grove.\n\nThe seaside retail area will consist of a public promenade and seafront dining facilities including the island’s famed hawker fare and a pier walk.\n\nThe water gardens area will include a landscaped water garden with innovative storm water filtration systems, and is modelled after Singapore’s Gardens By The Bay.\n\nThere will also be a skate park for teens and youth at the park.\n\n“In enabling easy access to the waterfront for everybody, the proposed concept masterplan incorporates two pedestrian retail underpasses with direct access from Pulau Tikus,\" said Lim.\n\nConveniences such as underpass lifts and escalators, separate pedestrian walkways and cycling paths as well as ramps for wheelchairs and strollers have also be included in the design, he added.\n\nThere will also be some 1,500 car park bays above and below ground level. -- The Malaysian Insider", "CreateDate": "2016-02-23T18:11:43.31", "UpdateDate": "2016-02-23T18:11:43.31", "PropertyURL": "https://farm2.staticflickr.com/1581/24843472249_fd9701278a_m.jpg" }, { "NewsId": "99d70e8b-ce44-4536-88fa-97bb739a8d01", "Title": "Penang to get new centralised transport hub", "Source": "http://www.thestar.com.my/metro/community/2016/02/20/urban-centre-for-penang-its-location-at-penang-sentral-to-be-a-boon-for-commuters", "NewsDateTime": "2016-02-20T00:00:00", "Details": "THOUSANDS of commuters are expected to benefit when the Urban Transformation Centre (UTC) is incorporated into the new Penang Sentral Transport Hub Terminal next year.\n\nNorthern Corridor Economic Region special adviser to the Prime Minister, Datuk Zainal Abidin Osman said the plan to set up the UTC at the terminal was to benefit the commuters in the area.\n\n“Once the 10-storey terminal is completed, there will be a high volume of commuters using the train, ferry, bus and taxi services.\n\n“With the UTC in the building, they can access government services under one roof.\n\n“Since the terminal is also in Butterworth town, it would also provide good access for residents there,” he said yesterday.\n\nLast year, the 10 UTCs in the country attracted some 11.5 million Malaysians. The 11th UTC was opened earlier this month in Sungai Petani, Kedah.\n\nUnder the National Blue Ocean Strategy initiative, the UTC houses commercial outlets and various state and federal government agencies.\n\nMalaysian Resources Corporation Bhd (MRCB) executive vice-president Datuk Ishak Mohamed, who was also present to accompany Zainal in the site tour, said work on the project was going smoothly.\n\n“So far, the project is about 25% complete and everything is on track.\n\n“We expect it to be completed on schedule by early next year,” he said.\n\nPenang Sentral Sdn Bhd, which was specially established to manage and administer the Penang Sentral project, is a wholly owned subsidiary of MRCB.", "CreateDate": "2016-02-22T22:47:45.55", "UpdateDate": "2016-02-22T22:47:45.55", "PropertyURL": "https://farm2.staticflickr.com/1488/25167958766_cee1952c15_m.jpg" }, { "NewsId": "32e77b65-bf86-414a-aa14-7560dcc32a6a", "Title": "葉欣向：“總監決定”修改後‧賣產業條例更嚴", "Source": "http://biz.sinchew.com.my/node/131564?v=mobile#sthash.JS8tqcrn.dpuf", "NewsDateTime": "2016-02-21T00:00:00", "Details": "（雪蘭莪‧八打靈再也21日訊）YYC咨詢夥伴葉欣向表示，由於消費稅剛落實時，很多人爭論到底買賣產業是否屬商業交易，因此關稅局才在去年10月修改其總監決定，並新增一項市價超過200萬令吉須徵稅的條件。\n\n“有人認為產業買賣是投資而非商業交易，如今看回修改後的總監決定，就會瞭解所謂商業交易的定義。”\n\n原有的總監決定闡明，只有售賣超過2個商用產業，或出售超過1英畝的商業土地，才要徵稅。\n\n“之前業主賣1個或2個產業（無論價值）都不用繳稅，現在條件更嚴格。”\n\n之前商用產業業主在脫售首2間商業房產時，不用註冊消費稅，也無需向買家征收消費稅，但業主在脫售第3間商業房產前，就得強制註冊和向買家征收消費稅，而含稅售價肯定更高。\n\n", "CreateDate": "2016-02-22T22:01:34.157", "UpdateDate": "2016-02-22T22:01:34.157", "PropertyURL": "https://farm2.staticflickr.com/1574/24562506874_d190947185_m.jpg" }, { "NewsId": "ec7ea9a9-8885-41db-ba46-0b80998bc74a", "Title": "售逾200萬商業產業‧追收6%消費稅", "Source": "http://biz.sinchew.com.my/node/131563?v=mobile#sthash.YxFDm1fU.dpuf", "NewsDateTime": "2016-02-21T00:00:00", "Details": "（雪蘭莪‧八打靈再也21日訊）擁有商業產業或土地的個人業主請注意，根據關稅局去年更新的指南，脫售任何市價超過200萬令吉的商業產業，就被視為商業交易，須徵收6%的消費稅。\n\n由於新指南從去年10月28日後才生效，因此去年4月1日消費稅落實後首7個月的相關產業或土地交易，不受限制。不過，對於在去年11月至今年2月期間脫售的產業，關稅局可通過稽查方式，要求業主註冊為消費稅商家和追回消費稅款項。\n\n業主在脫售商業產業或土地前須註冊，延誤註冊者可面對最少1千500令吉，至不超過2萬令吉的罰款。\n\n關稅局消費組官員向星洲日報證實，該局是在去年10月28日修改4/2014年總監決定（Director General's Decision）項目6個人供應商業產業，並新增一項條件，即任何人提供市價超過200萬令吉的商業產業或土地，都須註冊消費稅。\n\n暫不會開罰單\n\n不過，該組表示，由於許多人不曉得有關更改，目前仍處教育民眾階段，尚未對任何人開出罰單。\n\n“執行買賣產業的律師應告知其客戶，買主也應該知曉須繳付消費稅。”\n\n來自柔佛峇株巴轄的稅務顧問關正全表示，類似規定無形中將推高產業售價，因為不太可能要業主自行吸納6%的消費稅，且一定程度也將影響買家意願。\n\n舉例說，一個市價200萬令吉的產業，加上6%消費稅，如今要賣至少212萬令吉。\n\n產業持有人欲知詳情，可電郵關稅局gstsector3@customs.gov.my或致電03-88822111進一步瞭解。\n\n ", "CreateDate": "2016-02-22T21:54:11.333", "UpdateDate": "2016-02-22T21:54:11.333", "PropertyURL": "https://farm2.staticflickr.com/1585/24566228013_b16be3d333_m.jpg" }, { "NewsId": "20aebda4-8528-4ef9-9d2c-0801f7173e37", "Title": "“業主別憂可補救”‧蔡兆源：速註冊成商家補繳GST", "Source": "http://biz.sinchew.com.my/node/131562?v=mobile#sthash.8KKksW3Y.dpuf", "NewsDateTime": "2016-02-21T00:00:00", "Details": "（雪蘭莪‧八打靈再也21日訊）針對關稅局將向從去年11月開始，出售超過200萬令吉商用產業或地段的業主“追稅”一事，宏願理財機構稅務與財務諮詢總監拿督蔡兆源認為業主無需過於擔心，只要儘速採取“補救”措施即可。\n可要求關稅局寬赦\n\n“由於這項總監決定是自去年10月28日生效，那些不知情的納稅人唯一能夠做的就是補救，若還沒註冊就得去註冊成為消費稅商家，他們也需要把應繳的稅補回去。”\n\n蔡兆源接受星洲日報的電訪時說，他瞭解業主擔心的問題在於他們是否得為這樣的“無心之錯”而受到罰款。\n\n“我的個人看法是，這些不知情的業主應該到關稅局要求寬赦，希望關稅局不要罰款，畢竟消費稅法令還很新，不只是納稅人，包括關稅局本身都還在學習中。”\n\n另外，他相信業主的另一項擔憂，就是買主或不願償還消費稅，導致“無辜”的業主陷入兩難。\n\n他提醒買主不要認為將應繳的消費稅償還業主，是一項“損失”，因為只要買主是因商業用途購買商用產業或地段，就可以向關稅局索回進項稅，因此無需擔憂。\n\n有意出售就須註冊\n\n蔡兆源表示，4/2014總監決定還有一項值得注意的新條例，就是即使業主尚未出售，但有意願出售商用產業或地段，就必須註冊為消費稅商家。\n\n“甚麼叫做有意願出售呢？舉例來說，就是業主的行為若足以證明他有意願出售所擁有的商用產業，如在報章刊登相關廣告或委託一名地產代理為他尋找買主，這些行為都顯示這名業主有意脫售產業。”\n\n這項條例同樣於去年10月28日開始生效。\n\n4/2014總監決定闡明，符合上述提及的3項條件而被視為進行商業交易的業主，若符合以下其中一項條件，即有意出售商業產業或地段，或在12個月內以超越門檻的價格（50萬令吉）出售產業及地段，就必須註冊為消費稅商家。\n\n新決策應傳遞民眾\n\n針對許多業主對上述總監決定毫不知情一事，也是首相署利商特工隊稅務改進專案委員會主席的蔡兆源表示，該特工隊其實曾向關稅局反映，在作出重大決策及改變制度時，應向媒體或專業團體發表文告，以便將最新消息有效傳遞至廣大民眾。\n\n“當有新改變時，也應通知各大專業團體，包括大馬會計師協會、稅務協會及律師公會等。”\n\n他說，利商特工隊也建議，由於關稅局已掌握超過40萬名消費稅商家的資料以及聯繫方式，因此也可將相關資訊通過電郵方式對外傳遞。\n\n4/2014年總監決定‧（2015年10月28日起生效）\n\n任何非消費稅商家在符合以下其中一項條件的情況下，均被視為進行商業交易：\n\n1.擁有2間以上的商用產業\n\n2.擁有超過1英畝的商用地段\n\n3.商用產業及商用地段的市值超過200萬令吉\n\n符合以上條件者，就必須在以下任何一個情況下註冊為消費稅商家：\n\n1.有意出售商業產業或地段\n\n2.在12個月內以超越門檻的價格出售產業及地段\n\n產業消費稅Q&A\n\nQ:如果我欲脫售一個價值300萬令吉的住宅產業，需不需要徵收消費稅？\n\nA:不需要，因為住宅產業並非商業產業，無需繳稅。\n\nQ:如果我目前將市值250萬令吉的店鋪出租，所徵收的年租金是6萬令吉，我需不需要註冊為消費稅商家？\n\nA:只要年租金不超過50萬令吉就無需註冊。\n\nQ:如果我與妻子欲脫售一個價值400萬令吉，2人聯名的商業樓，我是否需要向買家徵收消費稅？\n\nA:需要，因為所擁有的商用產業市值超過200萬令吉。\n\nQ:我是一名菜農，若我要購買一片5英畝的農業地種植蔬菜，賣家可否向我徵收消費稅？\n\nA:不可以，因為農業地屬豁免消費稅類別。\n\n（資料來源：宏願理財機構稅務與財務諮詢總監拿督蔡兆源）\n", "CreateDate": "2016-02-22T21:41:07.403", "UpdateDate": "2016-02-22T21:41:07.403", "PropertyURL": "https://farm2.staticflickr.com/1473/25074528132_02cd5a5014_m.jpg" }, { "NewsId": "54d07049-1dce-45ad-852a-e0f32470a711", "Title": "马来西亚房产经济学：黄金法则", "Source": "http://house.60malaysia.com/gfzn/46401.html", "NewsDateTime": "2015-10-09T00:00:00", "Details": "不同的房地产，会捎来不同的回报：有些房产可回馈业主优渥的回酬，有些交出超越平均的资本增值，有些甚至可兼顾投资回酬与资本增值，相当令人称羡。\n但在这当中，往往也有许多表现暗淡失色、回酬乏善可陈的房产。\n那么，究竟要如何才能在房产投资中，成为无往不利的常胜将军？\n这并没有任何秘诀或技巧，关键只是多了解常识及基本黄金法则；换言之，就是善用“房产经济学”。\n法则一：认清感觉与现实\n房产向来被视为最佳、最安全的中长期投资，能够在经济繁荣时增值，也可在环境萧条时保值。\n我们也可很明确地说，购买房产是每个人一生中，需要做出最重要决定的时刻之一。\n假设买家单纯依靠本身的感觉，就草率决定，是非常不理智的。\n在购买房产之前，每个人都应该对相关房产和周遭环境精密审核，然后再根据事实与数据做出决定。在那些发展项目中，一定要具备能够刺激需求的因素，这样才能带动业主的投资增值。\n同时，注意周遭是否有大学、公共交通、完善的设施和亮眼的发展前景等，这些因素也会显着推高房产价值。\n法则二：掌握现况和未来\n如今，所有人都认为大量房产供应涌入市场，造成市场濒临泡沫化边缘。然而，事实与数据再一次告诉我们，市况正好是恰恰相反。\n在高档房产方面，虽然出现供应过剩的问题，但市场还是可在中期逐步吸收这些房屋。\n至于可负担房屋，市场多年以来的需求都相当强劲，而且供不应求的现象，还会持续一段时间。\n在马来西亚房产市场，可负担房屋拥有非常独特的价值，且受到买家追捧。\n大马总人口中，有1800万人或60%属于中产阶级，他们握有近55%的国家财富。我们可以从这些数据看出，每平方尺售价介于200至700令吉的房产，将在未来数年成为这些人的目标。\n根据表一显示各地区的可负担房屋平均售价，我们知道售价介于25万至85万令吉的房产，能够在巴生谷与大吉隆坡地区，为投资者捎来良好资本增值。\n假设再深入分析，我们也能在表二中，计算出供应给中产阶级买家的3种类型房屋售价与数量。\n投资者只要充分了解这些数据，就能设下明确的购买目标，买下市场需求稳定的房产。\n法则三：寻找刺激需求的因素\n我向来都建议REI集团的发展商客户，根据买家的需求来兴建房屋。而买家在购房之前，也需要思考房产是否具备刺激需求的因素。\n其实我已经在“法则二”阐述过这个观点，不过，为了给予一些明确例子，我建议投资者仔细研究公共交通系统在未来的路线与分布。\n这包括捷运第二路线（MRT2）、轻快铁第三路线（LRT3）和12条快捷巴士系统（BRT）路线。\n在这当中，我们要注意的是，布特拉再也中环（Putrajaya Sentral）是隆新高铁、MRT2和机场快铁（KLIA Transit）的停靠站。\n因此，位于巴生谷南部走廊的布特拉再也中环，将放眼成为公共交通枢纽重镇，当地房产需求将会历久不衰，且房价也因而一飞冲天，是适合所有投资者的投资地点。", "CreateDate": "2016-02-10T21:22:28.807", "UpdateDate": "2016-02-10T21:22:28.807", "PropertyURL": "https://farm2.staticflickr.com/1627/24641380030_120281f989_m.jpg" }, { "NewsId": "65cd7de4-d87e-44a4-a3de-140c25fa7990", "Title": "2016年大马房产走势", "Source": "http://blog.proprop.com.my/2016/01/31/%E3%80%8A2016%E5%B9%B4%E5%A4%A7%E9%A9%AC%E6%88%BF%E4%BA%A7%E8%B5%B0%E5%8A%BF%E3%80%8B/", "NewsDateTime": "2016-03-01T00:00:00", "Details": "过去国家银行及各商业银行採取严谨的贷款措施，以冷却产业市场走势，在审核银行贷款採取严峻守则，产业投机者被挡在门外，剩下负债率低、有充裕储蓄的买家在市场上交易。\n\n种种趋势显示，产业交易量明显下跌，全国产业资讯中心的2015首半年交易数据反映，大马住宅产业的交易量比2014首半年减少2.6%，与2014下半年比较，跌幅为3.8%。\n\n柔佛产业的交易量跌幅最大，与2014下半年相比为24.5%，假如与2014上半年比较则是18.1%，槟城的跌幅分别是17.5%（与2014下半年相比），与2014上半年比较则为14.2%。 以交易价值来看，2015首半年与前期比较下跌9%（全国平均水平），与2014下半年比较则是5.7%，由于柔佛交易量减最多，因此，交易价值的减少也最明显，接下来是槟城。\n\n发展商为激励产业销量，预料将稍微调低房产的售价，以推动走势缓慢的产业市场，这裡要补充一点，高档共管公寓、服务公寓料最受冲击，除非疲弱的马币能吸引海外投资者进场，对高档产业带来一些扶持力。\n\n可是，在现阶段，海外投资者佔本地产业交易量不到5%，作为发展策略之一，预料发展商将把焦点重新转向有地房屋、兴建面积比较小，以及价格在50万令吉以下的可负担房屋，以便公司业务保持平稳，同时，不必採取裁员行动。\n\n银行之所以在贷款的发放维持严谨守则，主要是对就业市场的前景信心不足，在经济展望普遍被看淡期间，申请产业贷款者就业的领域、任职的机构，是否能让金融机构百分百的有信心，这是最大的关键。\n\n银行普遍不希望贷款者供不起贷款，导致产业被银行摆在拍卖桌上，在市场走势偏软时，产业拍卖官反而显得更忙碌。\n\n从附表不难看出消费者信心指数、就业指数，已从2015年首季开始走低。 去年首10月 获批房贷跌12.8% 另一方面，国家银行的数据显示，2015年首10个月，购买住宅产业的贷款申请获批比例，与2014年同期比较，已下跌12.8%。\n\n与此同时，大马房地产发展商会的调查报告指出，2015首半年的未出售单位增加，在推出的房产销售计划，大约只售出40%，比较有吸引力的是有地房屋，至于新推出的共管公寓和公寓，销售比例并不理想。 一些发展商选择暂时不推出新产业，或是放弃购买土地计划，待形势比较明朗才重新出发。\n", "CreateDate": "2016-02-10T21:16:41.273", "UpdateDate": "2016-02-10T21:16:41.273", "PropertyURL": "https://farm2.staticflickr.com/1700/24843468611_432f249a84_m.jpg" }, { "NewsId": "e4bccb80-d56d-4b26-9559-2a1d0b212316", "Title": "Deal inked for RM1b Penang land reclamation project", "Source": "http://www.therakyatpost.com/business/2016/01/23/deal-inked-for-penang-land-reclamation-project/", "NewsDateTime": "2016-01-23T00:00:00", "Details": "KUALA LUMPUR, Jan 23, 2016: \nEastern & Oriental Bhd’s (E&O) unit, Tanjung Pinang Development Sdn Bhd (TPD), have signed a reclamation contract worth RM1.08 billion with China Communications Construction Co (M) Sdn Bhd (CCCC).\nIn a statement yesterday, E&O said the contract, for the Seri Tanjung Pinang Phase 2 (STP2) project in Penang, set out terms and conditions to be adhered to by the parties with regards to the reclamation process of STP2.\nTPD had issued a letter of award to CCCC in October 2015.\nE&O, a lifestyle property developer, said the mobilisation of works of STP2 was targeted to begin by end of this month.\nIn December 2015, TPD had secured a RM1.08 billion syndicated banking facilities from Maybank Islamic Bank Bhd and RHB Islamic Bank Bhd to part-finance the reclamation and infrastructure of the STP2 project.", "CreateDate": "2016-02-02T23:02:10.417", "UpdateDate": "2016-02-02T23:02:10.417", "PropertyURL": "https://farm2.staticflickr.com/1549/24406287709_fe1b20988b_m.jpg" }, { "NewsId": "5a51f22b-f69c-49f7-bd94-ee41ebfcab4c", "Title": "Gurney Drive reclamation work to start soon", "Source": "http://www.penangpropertytalk.com/2016/02/gurney-drive-reclamation-work-to-start-soon/", "NewsDateTime": "2016-02-01T00:00:00", "Details": "Reclamation work along Gurney Drive by Eastern & Oriental Bhd (E&O) as part of the Phase 2 Seri Tanjung Pinang (STP2) is expected to commence end this month.\n\nState executive councillor Chow Kon Yeow said the reclamation work would most likely take 18 months to complete.\n\n“Work will definitely start this year as they have obtained approval.\n\n“There will be an announcement with regards to the reclamation at the end of February.\n\n“Existing facilities and roads along the stretch will not be affected,” he told a press conference in Jalan Kelawai yesterday.\nMeanwhile, Chow brushed aside the comment by Deputy Health Minister Datuk Seri Dr Hilmi Yahya that the Penang Transport Master Plan (PTMP) was not viable.\n\n“If the PTMP is not viable, then what about in the Klang Valley?\n\n“A lot of money is spent in promoting transportation in the Klang Valley too.\n\n“To sustain the increasing car population, the way forward is to promote public transport,” he said.", "CreateDate": "2016-02-02T23:00:51.99", "UpdateDate": "2016-02-02T23:00:51.99", "PropertyURL": "https://farm2.staticflickr.com/1558/24680414121_22bf10f360_m.jpg" }, { "NewsId": "dd61e8ec-9784-4cc5-9d9f-cd6a4ecfa30b", "Title": "总结2015年大马房地产潘荣德硕士", "Source": "http://www.enanyang.my/news/20160131/%E6%80%BB%E7%BB%932015%E5%B9%B4%E5%A4%A7%E9%A9%AC%E6%88%BF%E5%9C%B0%E4%BA%A7%E6%BD%98%E8%8D%A3%E5%BE%B7%E7%A1%95%E5%A3%AB/", "NewsDateTime": "2016-01-31T00:00:00", "Details": "刚刚结束在新加坡、第50场海外房地产演讲，真的是时候让自己休息，然后准备度过农历新年了。\n从海外反应情况来看，我有望在年底突破我个人第100场海外房地产演讲了。\n除了春节后被邀约不断之外，更重要的是，外国投资者对马来西亚的房地产还是情有独钟。\n最近发现很多本地媒体对大马房地产前景并不乐观的报道，这些归于某些区域的房地产销量有点缓慢，而且平均上大马人民都负担不起。\n依我个人从外国投资者的角度来看却是相反，这却形成了很大的对比。\n虽然越来越多的投资者对第二家园的申请意愿不多，除了申请过程繁文缛节之外，第二家园的申请者再也不会有来马购房的优势，最大的原因是第二家园身分持有\n者和非第二家园身分持有者，可来马购买房子的价格都是一致的，所以，来马购房和申请第二家园身分基本上是两回事。\n也许常常与海外投资者接触的我，对他们的想法了如指掌，而且令我不解的是，很多时候看一些报章上刊登的地产研究报告，和我本人真正接触事实还是有差异\n的。\n\n回想起在2015年发生的政治角力、爆发排华的课题，导致很多外国投资者都持观望态度，现在总算是风平浪静。\n真真假假，再加上海外媒体的大肆渲染下，我国无端端上了外国的报章头条，之前的种族课题更是一发不可收拾。\n正值我在海外演讲的当儿，也力邀外国投资者到大马考察，力证到底这些课题是否属实。\n子女教育成就海外投资\n\n根据2015年胡润中国投资移民白皮书，子女教育成了海外投资的主要原因，其次就是分散风险、移民以及资金升值，而大马刚好吻合这四大主要因素。\n大马各大顶尖大学的林立，租金回酬率处于5%以上，便宜的消费惟享有高素质的生活水平，适合养老退休的国度，再加上适度的宜人气候，让更多身在四季之分的\n投资者到大马避冬。\n其实在外国人眼中，大马个个都是语言天才，这也成了外国人想到大马这个优越的语言学习环境的国家。\n还有一个，我个人觉得在推广大马房地产中，中国的开发商碧桂园也应记一大功，他们的人海战术、在中国的布局，还有销售及推广的手法，令人佩服不已。\n也许之前很多中国人对大马并不了解，在经过碧桂园在中国大力推广下，投资大马这个国家顿时成了一股清流，势不可当。\n在投资房地产方面，我国和欧美国家的个别优势都是不分上下。我在中国种种场合的演讲当中，几乎都会碰上碧桂园的销售团队，他们的专业、销售手法和积极，\n都令我感到非常的惊讶及敬佩。\n中资去年投资大马破千亿\n令人感到鼓舞的是，中国企业2015年在大马并购，联营及投资项目接近1千亿令吉。\n大马在推动一带一路倡议可说非常奏效，让更多中资首选投资在大马，成为它们欲在东盟国家立足的桥头堡。我还记得刚刚在新加坡演讲谈及一带一路，发现新加\n坡人民对这一倡议并不熟悉，有者甚至没听过。\n大马积极推广一带一路\n不像大马的各个商会都在积极推广一带一路，翻开报章，不难发现有关一带一路的报道。\n值得一提的是，今年是东盟国家一体系的启动，当国人还在探讨泛太平洋伙伴协议是否会合适抑或加速大马达到2020年宏愿国之际，由于令吉走势疲弱，裁员的风\n波更是掀起千层浪。\n当下之计，我国应吸引更多外国投资企业到大马投资，从而制造更多就业机会，让我国的国内生产总值（GDP）稳健成长。\n天佑大马，我倒期盼今年大马的外资直接投资总额会更上一层楼。\n最后，预祝各位读者猴年行大运。\n", "CreateDate": "2016-02-02T21:07:19.65", "UpdateDate": "2016-02-02T21:07:19.65", "PropertyURL": "https://farm2.staticflickr.com/1634/25225945965_c74424bbfc_m.jpg" }, { "NewsId": "4fc0d4ad-c08e-4add-ab27-536f4ed9dcb0", "Title": "须戴识别证才能交易 合法经纪飙至1.8万人", "Source": "http://www.nanyang.com/node/746475?tid=460#.Vq871sBqByQ.facebook", "NewsDateTime": "2016-01-31T00:00:00", "Details": "（吉隆坡31日讯）马来西亚估价师、评估师及产业代理局（The Board of Valuers,Appraisers and Estate Agents Malaysia，简称BOVAEA）规定，从去年5月起，所有经纪必须佩戴识别证才能交易后，合法经纪人数如今已飙升至1万8000人。\n我国的人口和台湾相差不多，但台湾却有7500间房仲公司，数量比便利店还多，这意味着台湾一家房仲公司服务的人口是约3500人。\n反观我国，官方数字显示，目前合法的房仲业者也包括2000家产业代理（RealEstate Agent；简称REA），产业经纪（Real Estate Negotiator；简称REN）就有1万8000人。\n1公司服务1.5万人\n以我国3000万人口计算，每1万5000人中只有一家产业代理，而每1667人中只有一人是产业经纪。\n对健康的市场运作来说，马来西亚房地产中介师协会（简称MIEA）会长辜永展认为，这不算拥挤，反而仍需增加：“对一个永远有着需求的市场来说，这个数字并不高。”\n房市放缓淘汰不适任者\n虽然更多人报考合法经纪，成为房仲业的生力军，但眼下房地产行情放缓，也有不少人离开这个行业。\n辜永展说，未来有更多新人加入，也等于说，一些过去在这个行业中表现不太积极的，可能因此遭到淘汰。\n针对这个问题，利丰地产执行董事覃朝宏与国际地产私人团队领袖拿督朱佩莉认为，这是去芜存菁的激素。\n在覃朝宏看来，更多新人加入，也说明市场依然庞大和火热。\n“人人都说经济不好，而我个人看法是，未来房产经纪会增加更多。更多人转做房地产经纪，也意味着将有一些人将被淘汰，无法在这个行业上立足，只好转去其他行业，这是亘古不变的定律。”\n朱佩莉不认同行情变坏：“房地产销售反应还是很好啊！就以我们团队的业绩来说，去年销售额是8亿令吉，今年目标10亿令吉。发展商近期推出的楼盘都很诱人，所以我们都有信心可以达标。”\n5万非法经纪交易额488亿\n国家产业资料中心（NAPIC）数据显示，2014年全国产业交易量为38万4060宗，交易额是1629亿7438万令吉。\n辜永展估计，没登记的房产经纪超过5万人。\n他说，而这些非法经纪估计扫去了去年房产交易总金额超过488亿令吉，即约三分之一。\n若以5万名“无牌经纪”与人口比例来比较，意思是每600人中就有一人是非法产业经纪，若他们全都考取执照，往后每名经纪可服务约440人口。\nBOVAEA从去年5月起要求所有产业经纪必须注册，而在执行任务时必须配戴识别证，否则被视为非法经纪。\n辜永展指出，这项措施主要是改进和提升房地产经纪的专业和诚信，从而遏止非法代理活动。\n“目前和我们合作打击非法产业卖买活动的单位越来越多，包括市政府、警察、多媒体委员会（MCMC）。此外，我们也希望教育公众，在产业买卖上，委任已注册和合法的经纪。”\n速考牌避免遭取缔\n辜永展指出，马来西亚房地产中介师协会一直希望尚未考牌的经纪，能尽快考获合格牌照，以免无法交易或遭到取缔。\n“这几个月中，登记报考的人数很多，在此之前并不踊跃；预见将有更多合法经纪投入房地产市场中。”\n朱佩莉说，在经济放缓之际，转做房地产经纪可带来可观收入。\n“我问过他们转行或是加入的原因，大部分都说想赚取更多收入。\n由此可见，他们皆对行业充满信心和希望，而且清楚目标所在。”\n她续说：“特别是年轻人，甚至是大学毕业生，他们认为，将精力放在房地产买卖上，这样非但能让所学的有所发挥，也能为自己带来更加丰厚的收入。”\nBOVAEA负责考核代理\n房产仲介业的营运和审核，都是由财政部管辖的BOVAEA负责监管。辜永展指出，合法的房产代理和经纪都需要通过这个单位的考核，才能考到执照。\n“要成为合法的房产经纪，必须参加为期2天的课程。”\n他说，如果没有专业资格，必须先考获经纪牌照，再实习2年才有资格申请。\nBOVAEA去年8月推介的反欺骗、携款潜逃、误解及暴利的觉醒活动奏效。\n辜永展说，近几个月投诉明显减少：“而且申请成为合法经纪的人数也不断地增加，这是让我们感到欣慰的。”\n应放宽执照打击黑市\n对于规范房产仲介业，覃朝宏举手欢迎，但他认为，政府打击黑市交易，应该放宽这个行业。\n“政府想要打击黑市交易，理应颁发更多经纪牌，而不是限制每家产业代理只能聘请20+10（附带条件）经纪而已。”\n在国内，持牌的房产代理，只能聘用最多20名经纪交易，符合特定条件者可多聘10人。覃朝宏认为，这限制应该撤销，政府应放宽，由业者自行决定可负担或所需要的经纪人数。\n“我国房地产事业发展蓬勃，一点不输新台港，如果说起经纪，人数却远远不及。”\n“我认为，只要通过考试，就应该拿到经纪牌，其他国家都是这样，为什么偏偏我国却不可以呢？”\n谈到BOVAEA去年规范房产仲介业，要求所有经纪必须注册及考牌等措施，覃朝宏申诉，这项政令来得太突然，而且没有足够的缓冲期。\n在他看来，由于涉及人数庞大，政府应该设定一个合理的时限，让他们（经纪）注册。\n“如果因为没有或来不及注册而被视非法经纪，且不准交易，岂不形同打破人家饭碗？”\n", "CreateDate": "2016-02-01T19:14:48.69", "UpdateDate": "2016-02-01T19:14:48.69", "PropertyURL": "https://farm2.staticflickr.com/1674/24121778984_88a13648f9_m.jpg" }, { "NewsId": "c9f81e34-43a4-456a-bae1-1693407fe301", "Title": "不景气谋出路 每月300人考牌 房产经纪大增", "Source": "http://www.nanyang.com/node/746473?tid=460", "NewsDateTime": "2016-02-01T00:00:00", "Details": "（吉隆坡31日讯）经济不景气令失业大军飙增，许多人更转行当起房产经纪，加上政府努力推动觉醒活动，近月考牌的经纪也大增！\n《南洋商报》访问一些房产代理公司，发现过去数月来应征的经纪人数增加不少。\n国际地产私人有限公司团队领袖拿督朱佩莉受访时指出，最近一个月来，许多人应征转做房地产经纪。\n应征人数倍增\n据她的了解，过去单月最多人应征也只有20多人，但踏入2016年后，至今就有40人来应征，相信还会陆续有来！\n另外，利丰地产有限公司执行董事覃朝宏受访时指出，过去3年，更多人转行当起房产经纪。\n“公司一直在招揽人才和扩大阵容，整体上，过去3年的确很多人加入，但近6个月，我个人认为人数增加并不明显。”\n要当房产经纪必须报读两天课程考牌，马来西亚房地产中介师协会（简称MIEA）会长辜永展受访时指出，过去半年以来，平均每个月都有300人登记考牌。\n他接受《南洋商报》专访时指出，过去半年先后在槟城、怡保、新山、古晋和亚庇开班，报名参加两天课程以考取牌照的人数不断增加。\n他说，开班规模大小主要看人数，有时甚至一场达到1000人：“我暂时无法提供具体的数字，我只能说，每月平均都有300人报考。”", "CreateDate": "2016-02-01T18:22:13.13", "UpdateDate": "2016-02-01T18:37:45.107", "PropertyURL": "https://farm2.staticflickr.com/1697/24122423083_0aecd8e633_m.jpg" }, { "NewsId": "308d365d-bafb-4d1f-bde7-8a190759cd1d", "Title": "6 steps to finding your new home", "Source": "https://asiancorrespondent.com/2016/01/6-steps-to-finding-your-new-home/", "NewsDateTime": "2016-01-28T00:00:00", "Details": "DECIDING on where you’re going to live is a huge undertaking. For one, making a move is incredibly stressful. Moving from one home to another can be a shock for any family, especially when you only move once every few years. The adjustments that need to be made for a family to acclimatize to the neighborhood can take weeks and months – and the psychological effort to do it all over again isn’t one you want to undertake on a regular basis. This is especially true for children, states Psychology Today’s Nancy Darling.\n\nThe pressure aside, there are rules when it comes to finding your new home that make the transition easier than some might think. The housing market is designed to sell you homes, as quickly and for as much as possible. Once you understand that and think outside of the marketing box, you can quickly esteem for yourself what you want, and where you’ll comfortably live.\n\n#1. Know What You’re Looking For\n\nThe first person you have to confront is yourself – and your family, of course. Sit down with your partner or children, and decide what it is you actually want. What you need. What standards you want to set for yourself – as long as you know what the minimum is for yourself and your loved ones, you’ll have a much easier time deciding whether or not a home is right for you, or not.\n\nSetting a budget at this point is also important. Depending on whether you’re buying or renting a home, your financial situation will have to be very different.\n\n#2. Get All the Tools You Need to Find Your Home\n\nFinding a home nowadays is easier than ever before. No matter where you are in the world, there are several resources available for you to discover what’s available and how much it would cost you. If you’re living close to a larger city like Penang, or the metropolis districts of Kuala Lumpur, finding a concrete listing of properties is incredibly easy thanks to the Internet – but that doesn’t mean you’ll find your next home. Large cities are rated as unaffordable, according to The Malaysian Insider, so you’ll need all the tools you can get to find a deal you can live with. Get local apps, find reputable classified ads, and go for print media and see what magazines and newspapers have to say about homes in your area.\n\n #3. Decide on Whether You’re Looking to Rent or Buy\n\nThe distinction is huge. For one, some sellers are only looking to sell – whereas others are willing to play landlord, but would never part with their property. A sale of a home puts the deeds in your hand and the hands of the bank forever – but a rented property requires a carefully-deliberated contract deciding the terms and conditions of the rented property. Whatever you decide will mean the difference between flipping through the rumah sewa portion of the local newspaper/websites like Property Guru, and looking on the other page for new homes.\n\nWhen you’re buying, you’ll also have to decide whether you’d like to buy a home out of pocket, or finance it with a bank loan and a mortgage plan. Mortgages can help you afford homes you wouldn’t be able to otherwise, but it also puts you at the risk of mortgage debt if ever there comes a time when you’re in financially-dire straits. Not everyone can get a mortgage, either – banks need to evaluate every applicant’s financial information and decide on whether or not they’re eligible.\n\n #4. Get a Feel for the Market’s Pricing\n\nDepending on where you’re shopping, you need to get out there and get a feel for what the market is offering. The more research you do into your potential neighborhood, the better cause you have to negotiate a more favorable price for any one property.\n\nRemember to be relative with your estimation – how much is an apartment for rent? How much is a house within walking distance of a school or major shopping street? Location is incredibly important in pricing – the more amenities a location offers, the more competitive the price will be.\n\n #5. Take Your Own Pictures\n\nWhen going home from a planned home raid and discussing the options with your family, it’s important to use pictures you took yourself instead of looking at a home through the rose-colored glasses of whomever is trying to get it sold. Marketing is a powerful thing – don’t let it manipulate your or make you pay for something you may later regret having purchased.\n\n #6. Know Your Neighbors\n\nLiving in a home means living with the people around that home – your neighborhood is important. Is it loud around your home? Is your apartment neighbor someone who enjoys throwing parties in the early hours of the morning? Are your potential neighbors the kind who want to socialize, or are they the kind who mind their own business and try to avoid contact unless it’s necessary?\n\nIf you’re drafted a concrete answer for each of the above questions and tips, you’re ready to find your home.", "CreateDate": "2016-02-01T17:56:31.163", "UpdateDate": "2016-02-01T17:56:31.163", "PropertyURL": "https://farm2.staticflickr.com/1549/24381281299_b537333115_m.jpg" }, { "NewsId": "9889d3d1-b969-4f7a-9381-f40827208a85", "Title": "Stagnant property market in Penang keeps price growth minimal ", "Source": "- See more at: http://www.themalaysianinsider.com/citynews/georgetown/article/stagnant-property-market-in-penang-keeps-price-growth-minima", "NewsDateTime": "2016-01-29T00:00:00", "Details": "Movement in values in Penang’s secondary residential market remained stagnant this year due to a lack of transactions, says Raine Horne International Zaki + Partners Sdn Bhd senior partner Michael Geh.\n\nIn his presentation of The Edge/Raine Horne International Zaki + Partners Penang Residential Property Monitor 3Q2015, Geh says single-storey terraced houses with built-ups of 1,200 to 1,600 sq ft in Sungai Ara and Tanjung Bungah appreciated in value from 3Q2014 by 2% to RM750,000 from RM735,000, and by 2.5% to RM800,000 from RM780,000.\n\nFor standard double-storey terraced houses with built-ups of 1,300 to 1,800 sq ft, only those in Sungai Nibong saw average values rise by 4.5% to RM1.15 million from RM1.1 million. double-storey semi-detached terraced houses there also appreciated by 2.8% to RM1.8 million from RM1.75 million.\n\n\n\nAverage prices of double-storey detached homes in Green Lane also rose 2.8% to RM3.6 million from RM3.5 million in 3Q2014.\nOnly standard three-bedroom flats with sizes of 700 to 750 sq ft in Green Lane appreciated by 11.7% to RM380,000 from RM340,000, while average prices of standard three-bedroom apartments/condominiums (excluding luxury types) of over 900 sq ft in Island Park/Glades inched up 2.1% to RM480,000, from RM470,000 in 3Q2014.\n\nMeanwhile, in the rental market, only two types of properties in three locations showed slight increments. The average monthly rent for standard double-storey terraced houses with built-ups of 1,300 to 1,800 sq ft in Green Lane inched up to RM1,500 from RM1,400 per month. Meanwhile, average rents of double-storey semi-detached houses with built-ups of 3,000 to 4,000 sq ft in Island Park and Sungai Dua rose slightly to RM1,800 from RM1,700, and to RM1,400 from RM1,300 per month.\n\nAccording to Geh, there were few significant launches in the third quarter of 2015, due to many developers deferring the release of new projects because of an unnaturally long delay in receiving their advertising permit and developer licences.\n\nThis delay — seen over the past 12 months — has affected the number of transactions as fewer sale and purchase agreements were signed, which in turn caused the property market’s statistics to be “abnormal” for 2015, says Geh.\n\nHowever, he notes that real estate agents appointed as marketers for these delayed projects have been out and about gathering expressions of interest.\n\n“From what I observe, the demand is still strong. The projects are oversubscribed by more than two times. This means the optimism and demand is still there. It’s just that (prospective buyers) cannot sign the agreement,” he says.\n\nHowever, the proposed RM27 billion Penang Transport Master Plan (TMP) has partially helped to make up for the lack of excitement in the primary market. Geh describes the plan, which integrates travel by land and sea, as \"well thought out, purposeful and very much a 'people’s plan'\" that will benefit Penangites as a whole.\n\nHe adds that it is a “people moving system” as the light rail transit (LRT) component in particular will bring the island and the mainland closer in terms of physical distance and property prices.\n\n“This additional link will be a catalyst to turn not-so-popular areas into viable development areas because with the LRT, people can then move from one place to another with ease without worries of traffic jams and transport issues,” Geh says.\n\nThe LRT on the island is expected to start from Komtar in Georgetown all the way to the Penang International Airport at Bayan Lepas, with 26 stops proposed.\n\nThe LRT will link with a sea-crossing track to the mainland. Interchanges are proposed at Gelugor on the island and Taman Supreme on the mainland.\n\nOn the mainland, commuters can switch to the proposed Raja Uda-Bukit Mertajam Monorail, which will have 22 stations from Sungai Dua in the north of Seberang Perai to Permatang Tinggi in the south. Notable stations include Alma, Bandar Perda, Sunway Carnival Mall and Penang Sentral.\n\nTMP delivery partner SRS Consortium Sdn Bhd recently proposed two more rail lines recently. These include two monorails from Paya Terubong to Komtar and Tanjung Tokong UDA Flats to Komtar.\n\nGeh believes that the TMP will effectively cool the island’s overheated property market as people will be able to live on the mainland and travel easily to and around the island.\n\n“This connectivity and easy accessibility will result in equitably priced properties both on the island and the mainland while relieving the heavy pressure on prime property sites on the island,” he says. “Housing prices will be more equitable throughout the state, instead of being imbalanced like it is now. There is currently more demand for housing on the island compared with the mainland.”\n\nHe suggests that the Penang International Airport be expanded to accommodate wide-bodied jets. This will enable long-haul flights and direct flights to land there.\n\n“We should allow for direct flights from Sydney, Melbourne, London, Beijing, Taipei, Manila and Dubai,” Geh proposes.\n\nHe notes that as a major airport that already sees six million passengers annually, it should be upgraded to allow more direct flights to further boost passenger numbers and the state’s tourism sector and investments.\n\n“An expansion of the airport will also complement the TMP, along with the proposed land reclamation near the airport,” he says. – The Edge Malaysia Weekly, January 29, 2016.\n\n- See more at: http://www.themalaysianinsider.com/citynews/georgetown/article/stagnant-property-market-in-penang-keeps-price-growth-minimal/stagnant-property-market-in-penang-keeps-price-growth-minimal#sthash.duWRi52Y.dpuf", "CreateDate": "2016-02-01T17:39:47.09", "UpdateDate": "2016-02-01T17:39:47.09", "PropertyURL": "https://farm2.staticflickr.com/1570/24748734165_8d5b731d93_m.jpg" }, { "NewsId": "c5be184b-5732-471b-9490-7aac3697bd8b", "Title": "槟政府公开登记日期地点 5可负担房屋公开申请", "Source": "PenangPropertyTalk.com", "NewsDateTime": "2015-02-13T00:00:00", "Details": "February 13th, 2015\n有意购买属槟州政府房屋发展计划“Chelliah Park City”可负担房屋计划的民众，可在情人节（2月14日）当天，到发展商公司进行登记。\n\nChelliah Park City 情人节开放登记\n\n槟州行政议员佳日星于周四，再公布另外5项可负担房屋计划项目公开申请的日期及地点，以便让公众可以在特定日期到指定地点进行登记。“现在我们公开让公众可以自行选择购买可负担房屋的地点，因为较早前在房屋部申请可负担房屋表格上，并没有列出所有可负担房屋的地点。”\n\n佳日星：单位分配先到先得\n\n他说，公众可以前往有意购买可负担房屋的登记单位进行登记，符合资格者将是以先到先得的方式获得分配。一旦有关计划满额，那么就胥视条件及资格来批准。州政府从1月开始，决定让符合资格公众可自行选择购买可负担房屋计划，今年是可负担房屋的年份，所以有意购买者应该及时进行登记。\n\n他强调，至今没有接到任何有关可负担房屋的投诉，并称可负担房屋表格已经分发出10万份，已经收回逾4000份。他说，在Chelliah Park City计划内，有3个不同款式的单位供选择，分别有883个800平方尺售价20万令吉的单位、165个900平方尺售价30万令吉的单位，以及275个1000平方尺售价40万令吉的单位。\n\n除了Chelliah Park City，另外4个可负担房屋计划有，One Foresta、Tri-Pinnacle、Ramah Pavillion及Arasia Perdana。\n\n他说，有意申请者必须在当天携带以下文件，包括：申请者及配偶身份证印本、结婚证书、离婚证书或死亡证书、孩子身份证或出生纸、夫妻薪水单、夫妻公积金单、没有公积金单者必须有来自公积金发出的公函、自雇人士收入户头、自雇人士的税收局的B表格、残疾人士卡，外州者必须携带公司证明在槟州工作超过5年的公函。\n\nChelliah Park City的发展商总监林明强说，在这项发展计划上，银行所批准的借贷都很正面。除了Chelliah Park City，另外4个可负担房屋计划有，One Foresta、Tri-Pinnacle、Ramah Pavillion及Arasia Perdana。\n\n【5个可负担房屋公开登记日期及地点】\n\n（1）可负担房屋计划：Chelliah Park City\n\n县属：东北县\n\n公开登记日期：2015年2月14日\n\n地点：D’Piazza Mall, Jalan Mahsuri, Bandar Bayan Baru\n\n负责人：John Khaw（04-6307734/5）\n\n发展商公司地址：Zubicon Sdn Bhd,70-3-16, D’Piazza Mall,Jalan Mahsuri, 11900 Bandar Bayan Baru.\n\n（2）可负担房屋计划：One Foresta\n\n县属：西南县\n\n公开登记日期：2015年3月6日-8日\n\n地点：Ideal Property 展列室\n\n负责人：Teh（04-6456888）\n\n发展商公司地址：Ideal Property Group，71, Ideal@The One, Jalan Mahsuri, 11950, Bayan Lepas.\n\n（3）可负担房屋计划：Tri-Pinnacle\n\n县属：东北县\n\n公开登记日期：2015年3月7日-8日\n\n地点：G Hotel\n\n负责人：Andrea Lee（04-2275000）\n\n发展商公司地址：Aspen Group 17, Green Mansion,10250 Penang.\n\n（4）可负担房屋计划：Ramah Pavillion\n\n县属：西南县\n\n公开登记日期：2015年2月7日-8日或2月28日至3月1日，2015年2月11日至13日或2月24日至26日\n\n地点：浮罗山背市场，峇央峇鲁市场\n\n负责人：Moh（04-2292232/04-2917921/04-2917915），M Summit Group\n\n发展商公司地址：Unit 1,Tingkat 3,Wisma Penang Gardem,No.42, Jalan Sultan Ahmad Shah,10050,Penang.\n\n（5）可负担房屋计划：Arasia Perdana\n\n县属：西南县\n\n公开登记日期：2015年2月15日\n\n地点：The Clovers Sales Gallery, Lengkok Merbah, Sg Ara.\n\n负责人：Sandy Liew（04-2618316）\n\n发展商公司地址：Asia Green Properties Sdn Bhd, 36A,Jalan Sultan Ahmad Shah, 10050, Penang", "CreateDate": "2015-07-30T16:55:32.047", "UpdateDate": "2016-01-22T13:14:59.27", "PropertyURL": "https://farm4.staticflickr.com/3753/20142712901_75c4d27202_m.jpg" }, { "NewsId": "1b0a5ab6-a6fb-43da-8d9b-0dd4de68ae33", "Title": "E & O gains more time to finish Seri Tg Pinang reclamation", "Source": "http://www.thestar.com.my/business/business-news/2016/01/21/e-and-o-given-more-time-to-finish-seri-tg-pinang-reclamation/", "NewsDateTime": "2016-01-22T00:00:00", "Details": "KUALA LUMPUR: Eastern & Oriental Bhd (E&0) has been given three additional years to complete the reclamation works for phase 2 of the RM25bil Seri Tanjung Pinang development.\n\nThe property developer told Bursa Malaysia that its indirect subsidiary Tanjung Pinang Development Sdn Bhd (TPD) and the Penang state government inked on Wednesday a supplemental agreement to the 1992 concession agreement.\n\nUnder the supplemental agreement, the reclamation works that began in 1997 are required to be completed by Dec 31, 2022. \n\nTPD, which is 78.8% owned by the E&O group and the rest by the Penang Development Corp, had completed the reclamation of 240 acres under phase 1 in 2005 and is now working on reclaiming 760 acres under phase 2.\n\nIt was previously reported that the reclamation concession would expire in 2019, and that the reclamation of phase 2 would take three to five years.\n\nWednesday’s supplemental agreement came a month after Chief Minister Lim Guan Eng said the Penang state government had written to TPD and another developer to get their consent to waive confidentiality clauses on land reclamation agreements made with them.\n\nThe STP project, approved back in 1992 by the state government, has seen its reclamation works being abandoned twice before E&O came onboard to revive it in 2003. One reason for the abandonment was the Asian financial crisis.\n\nAnother salient term of the supplemental agreement is that a total of 191.13 acres will be reclaimed and surrendered to the Penang government arising from STP Phase 2, which includes 131.09 acres at Persiaran Gurney.\n\nIn a Bursa announcement in November 2014, E&O said the planning permission for land reclamation works was conditional on it surrendering 191.09 acres of reclaimed land to the state, of which 110 acres will be the net area of land available for development (made up of 60 acres on the man-made island and 50 acres at Persiaran Gurney).\n\nAnother salient term in the latest agreement is that TPD may, after completion of reclamation, apply to convert those parts of the STP Phase 2 reclaimed land that can be alienated under the terms of the National Land Code 1965 (i.e. after providing for the portions to be surrendered to the Government and for various reserves) from land of leasehold to freehold tenure.\n\nConditional on payment of the requisite premiums and TPD also complying both with the provisions of the code and all conditions imposed by the state authority, the state government would approve the conversion.\n\nE&O shares sank 6 sen on Thursday to close at RM1.38, with 2.032 million shares being traded.\n", "CreateDate": "2016-01-22T13:07:44.227", "UpdateDate": "2016-01-22T13:07:44.227", "PropertyURL": "https://farm2.staticflickr.com/1632/24236835880_9ece6de5c1_m.jpg" }, { "NewsId": "db524d03-a938-4941-be35-97cad6d9f78e", "Title": "槟首长：秃头山下半部在特别计划下 将被允低密度屋业发展 ", "Source": "http://www.kwongwah.com.my/?p=76456", "NewsDateTime": "2016-01-12T00:00:00", "Details": "（槟城11日讯）槟州政府今日透露，湖内山（秃头山）下半部将在“特别计划”（Special Projects）下允许低密度屋业发展计划。\n\n槟州首席部长林冠英今日下午在光大与“槟城论坛”组织举行对话会上如是透露。他指出，湖内山为第一级土地，其中下半部土地在1996年的特别计划下允许屋业发展，此外另一半土地也已更换为屋业发展地。\n\n不过首长也郑重指出，槟州政府迄今并未接获有关地主提呈任何屋业发展计划。他说，即使下半山土地在特别计划下允许进行屋业发展计划，但并不代表可以在未批准下进行非法开发。\n\n在会上首长也针对槟城论坛提出的隐忧交由市政厅工程师拉贞德兰解释湖内山的整治计划。拉贞德兰指出，要复原湖内山并非易事，市政厅目前每天都在监督整治计划进展，目前整治工程已完成60%，他说湖内山筑路、建沟渠及蓄水池等是为了保障工人安全，同时方便重型机器进入", "CreateDate": "2016-01-14T21:37:22.42", "UpdateDate": "2016-01-14T21:37:22.42", "PropertyURL": null }, { "NewsId": "9e4427f3-e096-4ad5-a180-177a3e0f8ce7", "Title": "Malaysian home prices propped up by GST, weak ringgit and hefty compliance costs ", "Source": "http://business.asiaone.com/news", "NewsDateTime": "2015-12-24T00:00:00", "Details": "AMID Malaysia's soft economy, property prices have moderated on reduced demand but a home remains out of reach for many people because a new consumption tax, the devalued ringgit and hefty compliance costs continue to keep prices high, developers say.\n\nEven the collapse in global oil prices to nearly a third of the US$115 (S$162) per barrel high has offered no relief although oil inflation was previously blamed for the jump in building costs.\n\nPrices remain sticky because of a 6 per cent goods & services tax (GST) and its \"cascading effect\", said Penang Rehda (Real Estate & Housing Developers' Association) chairman Jerry Chan.\n\nInefficient GST refunds aside, traders and suppliers are adding on the tax for fear that \"claw back\" payments are unsuccessful.\n\nCustoms has attributed late refunds (more than 14 working days) to the incomplete submission of forms but expects processing to be speeded up when companies are more familiar with procedures.\n\nHowever, GST collections have surprised on the upside; RM39 billion (S$12.8 billion) was collected over April-October against an initial forecast of RM21 billion for the nine months from April to December, underscoring the point that regardless of whether a product is GST-exempt or not, most businesses appear to be adding on the tax.\n\n\"Tell me what has dropped in price,\" Mr Chan challenged.\n\nRHB Research economist Peck Boon Soon observed that all sectors bar exporters have been hit as GST and the shrinking ringgit have fuelled inflation and spooked consumers.\n\nIn the residential segment, the demand for landed properties is holding up better than for high-rise homes.\n\nLanded home prices have reached a plateau but costs are increasing in the high-rise segment which uses much more equipment such as lifts.\n\nSecondary home prices have become more realistic, however.\n\nThe housing price index saw a compounded annual growth rate of about 10 per cent over 2009-2014 and KGV International Consultants (Johor) executive director Samuel Tan observed: \"The slowdown is making things more sustainable after the acceleration in prices.\"\n\nFor the first half of the year, the residential segment dipped 2.6 per cent in transaction volume while its value was down by nearly a tenth.\n\nFor completed or about to be completed units, slack demand is prompting more rebates, discounts and other incentives such as free legal fees or stamp duties which effectively lower the property price.\n\nThe number of new launches has been reduced and more people are gravitating towards affordable housing - defined by Penang-based Mr Chan as \"below RM1 million\".\n\nHis company's strategy is to maintain reasonable volumes so as not to be too highly geared in a slowdown.\n\nAlthough various states in Malaysia have imposed property restrictions on foreigners such as allowing them to purchase only landed property of at least RM2 million, the ringgit's steep depreciation against most other currencies has made it much cheaper for non-residents.\n\nWhile the currency could dip further in 2016, it is at present significantly undervalued at about 4.30 to the US dollar and 3.06 to the Singapore dollar. Property agents say they have been receiving more enquiries from clients based in China, Singapore and Indonesia.\n\nBased on the trend in loan approvals, RHB Research's Mr Peck sees a further moderation in property prices next year. Approvals are down by about a tenth this year, he said, after registering zero growth the year before. \"I think it will be better to buy in 2017,\" he remarked.\n\nDevelopers say even when there is demand, tighter lending rules are dampening sales with an estimated five out of 10 applications rejected. Banks have turned leery of non-performing loans in a bad economy, and especially as household debt is 88 per cent of gross domestic product.\n\nMr Chan believes cheaper housing is possible, but only if compliance costs are reduced.\n\nExcluding the construction costs of RM200 per square foot, there are numerous other expenses including land costs, car parks, and the need to comply with issues such as subsidised housing.\n\n\"Because policies keep changing and requirements are added, costs keep rising. Every state and every council looks at developers as fat turkeys,\" he said.\n\n- See more at: http://business.asiaone.com/news/malaysian-home-prices-propped-gst-weak-ringgit-and-hefty-compliance-costs#sthash.WpjulCMn.dpuf", "CreateDate": "2015-12-28T17:57:27.223", "UpdateDate": "2015-12-28T17:57:27.223", "PropertyURL": "https://farm6.staticflickr.com/5820/23913064452_699d0848b3_m.jpg" }, { "NewsId": "9a5d56d5-e22e-4930-889e-b660375476ed", "Title": "Property industry to remain tough next year", "Source": "http://english.astroawani.com/business-news", "NewsDateTime": "2015-12-28T00:00:00", "Details": "KUALA LUMPUR: Amid the challenging economic environment, the property industry is expected to remain tough next year as a result of the slowdown from the 2011-2013 property boom which saw home prices growing at double digits.\n\nEven if the government's gross domestic product's (GDP) growth target remains intact at four-five per cent this year, industry players opined that the price performance of the housing sector next year would be flat or at best, show a marginal growth.\n\nUEM Sunrise Bhd's Managing Director/Chief Executive Officer (CEO), Anwar Syahrin Abdul Ajib, said 2016 was expected to see the full impact of the slowdown in consumer spending from the weakening ringgit, goods and services tax implementation and weaker consumer sentiment.\n\nHowever, the property market's performance next year would also depend on the locations, product types and prices.\n\n\"Areas in Kuala Lumpur, Selangor and Penang with good infrastructure or upcoming public transportation and mid-range priced properties (below RM1 million) are likely to perform much better in terms of demand.\n\n\"In Johor, we expect demand for landed homes to be relatively resilient, especially for units priced costing less than RM500,000,\" he told Bernama.\n\nMeanwhile, the property market in 2015 is considered to be soft, mainly due to the slowdown of the 2011-2013 property boom.\n\nSince the second half of this year, there was a reported growing number of investors who were eager to dump their properties even at below market price.\n\nAccording to the latest report by the Valuation and Property Services, the residential overhang and unsold situation in Kuala Lumpur was not encouraging.\n\nThe overhang numbers for condominiums in the first half of 2015 increased to 1,346 units worth RM1.23 billion, up by 28.7 percent in volume and 28.1 percent in value compared to the same period in 2014.\n\nThe report also revealed the increase of unsold \"under construction and not constructed\" units to 10,742 and 1,181 units respectively.\n\nThere were 9,291 transactions worth RM11.01 billion in the first half of 2015 in Kuala Lumpur, a decline of 7.4 percent in volume against the same period of 2014 while transaction value slipped by 6.5 percent after experiencing an 18.1 percent uptrend in the corresponding period.\n\nAnwar said due to the stiff competition faced in certain locations for higher-end product segments, some developers were offering generous incentives to attract property buyers.\n\n\"Price movements depend on location, the product type and the unique selling proposition. If a product in the right price bracket is located in an area with good infrastructure, it is likely to grow in value.\n\n\"However, high-end properties in notable areas such as Mont’Kiara, Kuala Lumpur, are still resilient. Mid-range homes near cities are high in demand which will help to maintain prices,\" he added.\n\nOn the converse, Anwar said, the rental market may face downward pressure next year as some house buyers who intended to sell their luxury apartments/properties bought three years ago during the boom period, may find it difficult to get buyers.\n\n\"Many of them who bought their houses with Developers Interest Bearing Scheme will now have to pay their loans.\n\n\"If they cannot sell, they will have to rent out their properties and there will be an influx of rental offerings in the market which will then push down the rates,\" he said.\n\nOn UEM Sunrise's strategy moving forward, Anwar said, the company would go for areas closer to city centres in Kuala Lumpur and Selangor, building apartments and condominiums with mid-range to upper mid-range prices.\n\nFor areas further away from city centres, he said, the property developer planned to build mid-range landed properties.\n\n\"The key here is to offer mid-range products as there is still demand in this segment due to demographics and income levels. We have studied the demographics in Kuala Lumpur, Selangor, Johor and Penang,\" he said.\n\nHe said despite the weakening of the ringgit which resulted in higher construction costs, the impact was somewhat mitigated as commodity prices especially steel bars, have also weakened significantly.\n\n\"Overall, we expect five-six per cent increase in costs if the ringgit continues to be traded at the current exchange rate (US$1=RM4.23),\" he said.\n\nMeanwhile, SP Setia Bhd will be concentrating on where the demand is, including mixed rise, landed and affordable houses.\n\nActing President/CEO, Datuk Khor Chap Jen, said the master developer of Setia Alam city would also be focusing on some of the underserved market, both local and overseas.\n\"We are ready to change our products to meet the demand in the under-served market. In the meantime, we are looking overseas because the local market actually has its limit,\" he said, adding that the company planned to expand its presence in Australia and the United Kingdom.\n\nOn revenue, Khor said, 70 percent was expected to be derived from its local business and the balance from overseas.\n\n\"We are targeting the revenue contribution from our overseas projects to reach about 40-50 per cent next year,\" he added.\n\nEco World Bhd CEO, Datuk Chang Khim Wah, expected demand for its properties to remain intact as most of the projects were located near high-economic activities areas.\n\n\"As far as Eco World is concerned, all our projects are actually in strategic locations where there are job opportunities, public amenities, accessibility to highways,\" he said.\n\nWhile most property developers are projecting a tough year for the industry in 2016, Chang said, there was still light at the end of the tunnel.\n\nHe said Malaysia's economic fundamentals remained strong with the low unemployment rate, GDP growth target at four-five per cent and salary increment next year to support the industry.\n", "CreateDate": "2015-12-28T17:53:22.85", "UpdateDate": "2015-12-28T17:53:22.85", "PropertyURL": "https://farm2.staticflickr.com/1626/23393028774_89bbc57a9e_m.jpg" }, { "NewsId": "96122223-ec33-43b7-8e99-4e36b7cfbd97", "Title": "Projects worth RM41bil in Penang next year", "Source": "http://www.thestar.com.my/business/", "NewsDateTime": "2015-12-28T00:00:00", "Details": "GEORGE TOWN: Five developers will undertake RM4.33bil in property projects in Penang next year despite a challenging year for the property market.\n\nThe developers planned to price their mostly residential properties from between RM480,000 and RM3.3mil.\n\nThe price range came on the heels of this year’s launches of between RM200,000 and RM400,000 in strategic locations.\n\nThe developers would be shifting their focus to higher-priced residential properties.The condominium units in Bayan Lepas will be from 1,000 sq ft and priced from RM480,000 while three-storey houses with built-up of 5,300 sq ft will be priced at RM3.3mil in Seri Tanjung Pinang.\n\n\nADVERTISEMENT\nThe developers are IJM Land Bhd with gross development value (GDV) of RM415mil, Ideal Property Group (RM1.46bil GDV), Hunza Properties Bhd (RM600mil GDV), Eastern & Oriental Bhd (RM650mil GDV) and Mah Sing Group Bhd (RM1.2bil GDV).\n\nReal Estate & Housing Developers’ Association (Penang) chairman Datuk Jerry Chan told StarBiz that developers could be shifting their focus to properties priced from RM400,000 as there was a large supply of housing priced between RM200,000 and RM400,000 targeting first-time buyers.\n\nThis did not mean that buyers have lost interest in affordable housing with built-up of 900 sq ft and priced from RM500 to RM600 per sq ft.\n\nChan pointed out that developers would continue to build housing in the affordable range to leverage on the higher density for plots of land but there would be a gradual shift to the “non-affordable” range.\n\nHe added that there would be fewer launches in 2016, due to the difficulties in obtaining bridging and end-financing loans from banks.\n\nReferring to the incoming supply of housing that were currently under construction, Chan said this would be spread over a five- to 10-year period, depending on market demand and the size of the schemes.\n\nThe National Information Property Centre (Napic) report revealed that the state would see an incoming supply of 72,114 units into the market.\n\nAccording to the Napic report, the existing stock of houses in the state stood at 393,303, compared with 383,484 in the first half of 2014.\n\n“We still foresee the volume and value transactions of properties to contract in 2016. However, the contraction this time won’t be so sharp,” Chan said.\n\nIdeal executive chairman Datuk Alex Ooi said the group had developed 4,840 units of affordable projects on the island for the last two years.\n\n“We have sold about 60% of these properties. Moving ahead, the strategy is to move into the non-affordable range priced between RM400,000 and RM600,000.\n\n“Ideal Property still has around 300 acres of land bank on the island. We have some 25,000 units of properties planned for the land bank.\n\n“There are still 8,000 units of properties with more than RM4bil in GDV to be implemented over the next 10 years, priced between RM400,000 and RM600,000,” Ooi said.\n\n‘Moderate to flat’ outlook\n\nOoi expected property market conditions to be “moderate” to “flat” in the coming year.\n\nMah Sing (North) senior general manager Law Wei Keong said the company had recently completed a survey on the preference of housing products in the country.\n\n“The study revealed that a majority of the 6,000 surveyed favoured houses priced in the range of RM500,000 to RM700,000,” he said.\n\nOf the RM2bil worth of housing projects launched in the country this year, about 16% were priced from RM1mil, while the remaining 84% are below RM1mil, according to Law.\n\nIJM Land senior general manager (north) Datuk Toh Chin Leong said despite the weak market sentiment, the company would continue to launch properties priced below RM800,000.\n\n“It will be a slow year for the property market in 2016,” Toh said.\n\nIJM Land’s pipeline of projects for next year in Penang included the RM232mil Waterside Residence in The Light Waterfront project next to Penang Bridge, the RM64.7mil Trehaus Condo Villa scheme in Bukit Jambul, and the RM118.4mil Senjayu Terrace project in Jawi, South Seberang Prai.\n\nThe Trehaus and the Waterside Residences scheme would be launched in the second quarter of 2016, while the Senjayu Terrace would be introduced in late 2016.\n\n“The price of the three property schemes ranged between RM730,000 and RM1.3mil,” he said.\n\nMeanwhile, Ideal would be launching the RM460mil Forestville, RM600mil Queens Waterfront Residences, and RM400mil Camerlina, located in Bayan Lepas, priced between RM480,000 and RM800,000.\n\n“There is still growing need for mid-range houses that is reasonably priced, located within mature township, surrounded and supported by amenities such as schools with good accessibility, lower density with lifestyle concept,” he said.\n\nEastern & Oriental will develop the recently launched RM482mil Tamarind and 50 units of terraced houses with a RM168mil GDV in Seri Tanjung Pinang.\n\nThe Tamarind units, ranging between 1,000 sq ft and 1,770 sq ft, are priced around RM691,000 and RM1.16mil, while the terraced units, with built-up areas of 5,300 sq ft, are priced from RM3.3mil.\n\nIts general manager (marketing and sales) Christina Lau said the Tamarind was scheduled for completion in 2019.\n\nNo date has been set for the completion of the 50-terraced properties.\n\nMah Sing to unveil Ferringhi Residence 2\n\nMah Sing will launch the RM735mil Ferringhi Residence 2, the RM350mil Icon Residence and an unnamed RM150mil project in Southbay City, Batu Maung.\n\n“We are targeting the Ferringhi Residence 2 launch in the first quarter,” Law said.\n\nThe Ferringhi Residence 2 consists of three blocks offering 632 units with built-up areas from 1,208 sq ft to 2,910 sq ft, priced from RM775,265.\n\nLaw said the pricing for the unnamed project would be below RM680 per sq ft.\n\n“The units have built-up areas of 750 sq ft to 1,000 sq ft,” he said.\n\nMeanwhile, Hunza will develop the RM600mil Alila 2 project in Tanjung Bungah, 270 units which have built up of between 1,900 sq ft and 3,300 sq ft, priced from RM775 per sq ft.\n\n“We will promote the 9.8acre project in Indonesia, Hong Kong, and Singapore early next year.\n\n“The key attractions are the size of the units, which are extremely scarce on the island nowadays,” group managing director Khor Siang Gin said.", "CreateDate": "2015-12-28T17:50:13.937", "UpdateDate": "2015-12-28T17:50:13.937", "PropertyURL": "https://farm2.staticflickr.com/1462/23995111336_b5f7e91359_m.jpg" }, { "NewsId": "cea55bcd-13fe-419b-940e-dd0c6ca9fa09", "Title": "Factors affecting prices", "Source": "The Star online-Business", "NewsDateTime": "2015-12-19T00:00:00", "Details": "It is not easy to predict trend as the property market involves all kinds of players\n\nTHE year 2015 will always be considered one of the more challenging years for the property sector, with several factors coming into play and leaving potential buyers and investors cautious.  \n\nLooking back, Jordan Lee & Jaafar executive director Yap Kian Ann says there were many factors – be it microeconomic or macroeconomic, political, social, among others, that affected the property market performance and its pricing either directly, indirectly and/or jointly.\n\n“These factors are inter-related and influence each other. Individually, they give direct and indirect impact to the property market, property transaction volume and property prices at a different direction and degree.\n\n“As the property market involves players (buyers and sellers) with all kinds of behaviour and is subject to a combination of factors that affect its performance at a given point in time, it is not an easy task to predict its trend and degree accurately.”\n\nLooking ahead, property consultancy VPC Alliance (KL) Sdn Bhd managing director James Wong expects 2016 to be more subdued than this year.\n\nWong says most developers have launched their products aggressively in 2014.\n\n“They knew the market this year would be soft and this softening would be carried forward to 2016. The full impact of the expiry of the developers’ interest bearing schemes (DIBS) will be felt next year.\n\nUnder DIBS, property buyers need not service the loan until the property is completed. Introduced in 2009 as an incentive, speculators purchased multiple units under DIBS because of the initial low outlay.\n\nHe expects to see softening demand in the high-rise high-end residential sector in the central region of the Klang Valley in 2016. Landed residential property demand is still resilient, especially with the gated and guarded community concept. House prices are expected to “self-correct”, he says.\n\nWong says foreign investors are actively monitoring residential properties in Kuala Lumpur due to weak ringgit but they remain cautious.\n\nThe increase in interest rates by the Federal Reserve after nearly a decade is also keenly watched. Already, reports are filtering out that Federal Reserve’s sway on global interest rates is causing a sharp jump in Singapore’s benchmark borrowing cost, squeezing growth in the small Asian city-state.\n\nOn a state by state basis, MIDF Research said earlier this month that Johor’s house price index showed the slowest growth year-on-year at 3%, Penang (3.5%) while Selangor fared better at 6.2%, followed by Kuala Lumpur’s 5.3%.\n\n“We believe that the outlook for property price is better in Greater KL (Selangor and KL) due to support from the urbanisation factor.”\n\nCiting Bank Negara statistics, the research house also noted that demand for property loans declined 13% year-on-year in October 2015 to RM25.19bil.\n\n“This was weaker than September 2015, which declined 9% year-on-year. On a monthly sequential basis, the data was 1% lower. We are negative on the data as the number was showing nine consecutive year-on-year declines since February 2015.\n\n“Year-to-date October 2015, loans were lower by 7% year-on-year to RM253.88bil. In our view, consumer appetite for big ticket items such as property remains low due to the rising cost of living and the weakening ringgit.”", "CreateDate": "2015-12-19T17:38:01.067", "UpdateDate": "2015-12-19T17:38:01.067", "PropertyURL": "https://farm6.staticflickr.com/5713/23760494351_544378fe15_m.jpg" }, { "NewsId": "c26cb683-23ca-495b-bc6b-33070aac8ce3", "Title": "Penang to give bonus, waive assessment rates to tackle rising cost of living ", "Source": "The Malaysia Insider", "NewsDateTime": "2015-11-07T00:00:00", "Details": "Due to rising cost of living and year-end expenditure, Penang Chief Minister Lim Guan Eng today announced a half-month bonus, with a minimum of RM700, for civil servants in the state next month.\n\nHe said the half-month bonus or special monetary fund amounting to RM5.2 million would also be extended to supervisors and religious teachers, teachers in public religious schools, and secondary religious schools.\n\nTeachers and staff in private Chinese schools will be accorded RM300 each, and RM200 will be given to al-Quran recital teachers, religious tutors and Islamic kindergarten teachers.\n\n\n Tabling the Budget 2016, which saw a 11.36% rise to RM1.1 billion from this year, Lim said the state and local councils would absorb the goods and services tax (GST) totalling RM19.36 million next year.\nThe state is also waiving RM11.5 million worth of assessment from low-cost and low-medium cost house owners, he said.\n\n“The Penang Island City Council is expected to absorb RM2.8 million and RM3.4 million worth of assessment fees from low-cost and low-medium cost units, or a total of RM6.2 million, respectively.\n\n“Seberang Perai Municipal Council will waive assessments worth RM5 million and RM327,141 for low cost and low-medium cost units, or a total of RM5.2 million, respectively.”\n\nThe deficit budget, themed “Inclusive growth and sustainable development” was tabled for the eighth time with RM979.53 million, an increase of 10.4% from this year, set aside for operating expenses and RM346.12 million, higher by 53.44%, for development expenses.\n\nMeanwhile, Lim said the state approved an additional 10 hectare land in Bayan Bay for mixed development for Ideal Gim Ventures Sdn Bhd which would build 2,100 residential units on 4.77 hectare land.\n\n“About 4.45 hectare of land is for government reserve and 0.8 hectare for infrastructure purposes. For this approval, the state government will receive an international status sports complex for public use.\n\n“It will be a semi-covered velodrome, a 250m international bicycle track and three basketball and volleyball courts. There will also be an international style swimming pool and football field.”\n\nIn another instance, he said RM9.43 million has been approved to acquire land for a mosque, religious school and cemetery for Masjid Cherok To’Kun in Permatang Pauh.\n\nThe fund would also be used for the construction of a mosque, state and village road improvement, drainage and irrigation for flood mitigation, sports facilities and public amenities. – November 6, 2015.\n\n- See more at: http://www.themalaysianinsider.com/malaysia/article/penang-to-give-bonus-waive-assessment-rates-to-tackle-rising-cost-of-living#sthash.1sIvK8no.dpuf", "CreateDate": "2015-11-07T16:38:38.11", "UpdateDate": "2015-11-07T16:38:38.11", "PropertyURL": "https://farm6.staticflickr.com/5826/22830153442_08134b4fab_m.jpg" }, { "NewsId": "4c2a62ea-b075-4caf-8513-4a3d283f9602", "Title": "Government mulls reintroducing DIBS for first time home buyers", "Source": "the edge property", "NewsDateTime": "2015-10-30T00:00:00", "Details": "KUALA LUMPUR (Oct 30): The government is considering proposals by property developers to reintroduce the developers interest bearing scheme (DIBS) and relax lending guidelines to promote first home ownership, said Minister in the Prime Minister’s department Datuk Sri Abdul Wahid Omar.\n\nHe said the Real Estate and Housing Developers' Association has submitted their requests and are now in discussions with the government.\n\n\"We want to promote house ownership, but at the same time we also want to ensure that buyers have the ability to service the loan,\" said Wahid during the press conference after officiating the opening ceremony of Malaysia Property Exposition (MAPEX).\n\nThe three-day event will see 78 developers offering 25,000 units of residential, commercial and industrial properties.\n\nUnder DIBS, developers will absorb the home loan interest while the property is being built, but the loan will still be disbursed during construction.\n\nThe scheme was abolished in 2014 on concerns that it encouraged property speculation and it hiked up property prices – some experts observed that selling prices of properties sold with DIBS went up by 5% to 15%.\n\nHe notes that by 2020, Malaysia’s population is expected to reach 32.5 million, and there will be huge demand for housing, especially affordable homes.\n\n\"The Special Economic Committee that I chair recently conducted a fact-finding exercise on the state of the property sector in view of the economic uncertainties. We found that demand for affordable homes exceeds present supply, and this need is especially critical in urban areas with a young population,\" he added.\n\nWahid did not elaborate on the findings of the committee.\n\nHowever, at a press conference earlier this week, Perbadanan PR1MA Malaysia (PR1MA) noted that a million Malaysians in the middle income group – defined as those who earned RM2,500 to RM10,000 a month – had yet to own a home. Of this number, 450,000 resided in the Klang Valley.\n\nThe PR1MA board has approved 198,489 units and plans to approve 240,000 units in total by year-end.\n\nCurrently, 41,187 units are under construction, with 4,636 in Kuala Lumpur and 5,081 in Selangor.\n\nPR1MA has completed 800 units and aims to complete 1,000 units by the end of this year, and 10,000 units by the end of next year.\n\nUnder the Budget 2016, PR1MA was mandated to build another 175,000 homes to be sold at 20% below market price.\n\nOther schemes include 100,000 homes of Perumahan Penjawat Awam 1Malaysia (PPA1M), 22,300 apartment units and 9,800 terraced houses under Program Perumahan Rakyat (PPR), and 10,000 units of Rumah Mesra Rakyat.\n\nTo speed up the construction of affordable homes and remain cost-competitive, Wahid noted that there is an urgent need to adopt innovation technology, such as the industrialised building system (IBS).\n\n\"The government's affordable housing schemes under PR1MA, Syarikat Perumahan Negara Bhd (SPNB) and PPA1M, will take the initiative to implement IBS,\" he said.\n\nAccording to Wahid, government agencies are now in the process of identifying the number of units to be built.\n\nUnder the Budget 2016, there will be a RM500 million IBS promotion fund provided by SME Bank to encourage the implementation of IBS.\n\nMeanwhile, on the weakening ringgit, he said Malaysian investors who had purchase property overseas, such as in the UK, should take the opportunity to liquidate their assets and explore potential good buys in prime areas within Kuala Lumpur City Centre.\n\n\"With the ringgit depreciating by almost 20% since the end of last year, I would like to encourage Malaysian owners of foreign properties to consider channelling back their investments to Malaysia, as the property price of Kuala Lumpur areas are relatively low compared with other cities in the region, such as Jakarta, Singapore and Bangkok,\" he added.\n\nAccording to Wahid, more Malaysians are buying properties overseas, and they have invested up to RM5.5 billion in overseas property.", "CreateDate": "2015-10-31T11:24:01.03", "UpdateDate": "2015-10-31T11:24:01.03", "PropertyURL": "https://farm6.staticflickr.com/5733/22436981510_34f545155d_m.jpg" }, { "NewsId": "b2ac2966-b519-4ec8-acda-c1c2f5810c31", "Title": "No surprise for property sector in Budget 2016 ", "Source": "http://www.theborneopost.com", "NewsDateTime": "2015-10-27T00:00:00", "Details": "KUCHING: In the Budget 2016 announced last Friday, there were ten measures planned by the government to address affordable housing issue with total allocation of RM2.96 billion.\n\nAccording to MIDF Amanah Investment Bank Bhd’s research arm (MIDF Research), for comparison, Budget 2015 contains three measures with total allocation of RM1.94 billion which effectively represents an increase of 52 per cent and the research house believe this show that the government is seriously looking into the issue of affordable housing.\n\nThere is no change to the Real Property Gain Tax (RPGT) rate and as for Developer Interest-Bearing Scheme (DIBS), it is still disallowed.\n\n“We are neutral on the unchanged RPGT rate as this means that the Government may view that the current policy is working and hence there is no further cooling measures needed. Having said that, the DIBS ban stays and this means little cheer for property developers as well,” it said.\n\nAccording to the National Property Information Centre’s (NAPIC) First Half 2015 Property Market Report, property transaction value in the 1HCY15 has declined to RM77.08 billion.\n\nSeparately, the latest Bank Negara statistics show that ‘Applied Loan for Purchase of Property’ for the first eight months of 2015 (8M15) has declined to RM203.13 billion. Hence, MIDF Research thinks that the sector fundamentals are still lacking.\n\n“We reiterate our view that lower on-year sales trend is likely to continue in 4QCY15 and 1QCY16.”\n\n\n\nRead more: http://www.theborneopost.com/2015/10/27/no-surprise-for-property-sector-in-budget-2016/#ixzz3q70IyTjB", "CreateDate": "2015-10-31T11:19:01.39", "UpdateDate": "2015-10-31T11:19:01.39", "PropertyURL": "https://farm1.staticflickr.com/647/22002047734_15f061da05_m.jpg" }, { "NewsId": "a1fd136e-da4f-46fb-b4b8-75048c9b71e6", "Title": "查哈拉： 破坏生态影响渔夫生计 乱填海 ？“惊喜”必来！", "Source": "http://www.nanyang.com/node/728788?tid=513", "NewsDateTime": "2015-10-15T00:00:00", "Details": "（槟城12日讯）“我会给他们一个惊喜！”随着坊间盛传州政府或让发展商在海草床（中途滩）填海，槟州反对党周三特出海巡视，期间槟反对党领袖拿督查哈拉更指出，除了召开记者会表达关注，更会在未来给槟州政府一个“惊喜”。\n她指出，据她听闻，6600亩地段将会填海，但由于也是400名渔夫找生计的地点，因此，有关计划若属实，那么势必影响渔民生计，同时也会破坏整个生态环境，甚至最后将威省与槟岛以填土方式连接在一起，令槟州的“槟岛”成为历史。\n填海地段6600亩\n她是在巡视后的记者会上如此说。这也是一行人首次巡视海草床。\n当媒体询问除了召开记者会，会否也采取如收集签名等更积极的行动，她表示，会给槟州政府一个“惊喜”。\n“还有更多会陆续来着。”\n愿与郑雨周合作\n较早前，她也说，虽然槟城近年来成为了世界的焦点，但这不表示就得失去本身的特色。\n询及会否愿意与一直捍卫海草床的民主行动党议员郑雨周合作，她则表示欢迎。\n出席记者会的尚包括柏淡区州议员沙里夫、双溪亚齐区州议员拿督马目、本南亚区州议员再因、双溪赖区州议员莫哈末尤索夫，以及槟州民政党秘书胡栋强等人。\n再因也说，若一个渔民家庭有5名成员，那么填海计划或影响2000人左右。\n先征询人民 前朝政府为发展填海\n查哈拉指出，尽管前朝州政府也有填海计划，不过，却与槟州政府的不同。\n她说，前朝州政府过去的填海计划都是顺应当时的发展所需，但如今的填海却可能只是为了应付州政府的需求。\n她进一步指出，州政府可能没有钱来打造房屋或交通，所以也许只好通过填海计划来当作条件。\n另外，她也说，前朝政府在行动前会征询人民的建议，同时会在民意之下取消某些计划，如早期的升旗山发展计划。\n失去嬉戏处鱼儿不再来 渔民担心无处讨海\n负责载送出海的渔民兰里表示，海草床是鱼儿喜欢嬉戏的地方，因此该处若是被填海，那么势必严重影响渔民的生计。\n盼州政府不要填海\n从事捕鱼行业50年的他说，该区共有400名渔夫，因此希望州政府不要填海。\n值得一提的是，当他从反对党处听闻海草床有可能填海时，一度表现得不敢置信，然后向查哈拉等人声声诉苦。", "CreateDate": "2015-10-15T16:16:56.193", "UpdateDate": "2015-10-15T16:16:56.193", "PropertyURL": "https://farm2.staticflickr.com/1541/25226189425_9566d0c529_m.jpg" }, { "NewsId": "3423b780-9d94-4db5-84d7-b9b9ece9c1da", "Title": "佳日星： 让人民居者有其屋 槟6措施助购屋扶房市", "Source": "http://www.nanyang.com/node/728436?tid=513", "NewsDateTime": "2015-10-15T00:00:00", "Details": "（梹城13日讯）为房市，出6招！\n掌管槟州房屋委员会的行政议员佳日星指出，为了刺激房屋销售，同时也让槟州子民能居者有其屋，州政府决定采取6项新步骤，当中包括提高可负担房屋申请者的家庭收入顶额、正式宣布推出早前曾透露的15万令吉可负担房屋，以及让2008年后购买可负担房屋者，有机会再拥有另一间可负担房屋。\n这也意味着，未来或更多人可拥有房屋，而槟州的房屋市场也被激活。\n佳日星指出，尽管槟州暂无发生类似国家产业资料中心（NAPIC）指出的房屋过剩问题，但是，无可否认目前的房屋市场皆因为政局和经济表现而显得疲弱，就此，州政府才决定采取6项措施来协助购屋者，同时也激活屋业发展。\n提高可负担屋收入顶额\n他说，为了协助可负担房屋申请者不会在申请银行贷款时遭拒，州政府决定提高可负担房屋申请者的家庭收入顶额，即从原有6000令吉至1万令吉（20万令吉可负担房屋），8000令吉提升至1万令吉（30万令吉可负担房屋），以及1万令吉至1万2000令吉（40万令吉可负担房屋）。\n他是在周一召开的记者会上，如此说道。\n另外，他也宣布，州政府新增另一可负担房屋单位，即，15万令吉（750平方尺单位）予家庭收入不超过6000令吉者。\n尽管如此，有关单位不会像20万令吉单位般拥有完善配套。\n值得一提的是，他强调，任何无法获得银行贷款的可负担房屋获得者，可以转而购买15万令吉的新可负担房屋。\n2008年后购可负担屋者可再买一间\n佳日星宣布，任何在2008年后购买可负担房屋者，有资格购买另一可负担房屋。在此之前，只有拥有廉价屋及中低廉价屋者才可再购买可负担房屋。\n询及有关措施会否令炒房风气越来越高，他则表示，只有符合资格者可购买，并指这项措施是确保所有人都有房屋。\n加速售卖单位\n他也说，在现有条例下，州内发展商房屋工程必须售出60%单位才可动工，就此州政府决定让发展商在自由市场售卖30%可负担房屋，加速售卖单位，惟所获盈利须转换成房屋单位交给州政府。\n“在自由市场售卖的单位（可负担房屋），售价须高于控制价格的10%，在东北县的单位则得高出20%。”\n一号不见一号 佳日星将会洁蒂副手\n一号不见一号，那么佳日星只好代为见“二号”！\n商贷款问题\n佳日星指出，他曾在津南7月就槟州房屋课题一事，致函国家银行总裁丹斯里洁蒂，并要求会面商讨银行贷款问题，另外，他也曾在9月代表槟州首长林冠英致函对方，惟后者在本月12日早上回复无暇见面，仅会委派副手阿布哈山前来与林冠英会面。\n就此，他也将代表林冠英与阿布哈山见面。\n槟政府6新步骤刺激房屋销售\n1.调整现有的可负担房屋申请者家庭收入，即售价20万（750平方尺）、30万（850平方尺）及40万令吉（900平方尺）的房屋；家庭收入从之前的6000、8000及1万令吉，各别提高至8000、1万，以及1万2000令吉。\n2.推出新的可负担房屋种类，即15万令吉（750平方尺）可负担房屋（未整装）予家庭收入6000令吉者。\n3.让2008年后拥有可负担房屋者，再获机会购买另一可负担房屋（必须得较第一间高价）4.100%可负担房屋中的30%必须得在公开市场上售卖。售价得高于控制价格（Controlled Price）的10%，东北县则得高出20%。\n5.发展商必须得从公开市场售卖出去的房屋盈利中，转换成兴建可负担房屋，并让州政府全权拥有这些房屋，用以发放予需要的申请者。\n6.购买上述公开售卖单位者必须得是槟城选民，同时购买和终止买卖都得在移交锁钥后5年算起（非如之前的签署买卖合约后5年）", "CreateDate": "2015-10-15T16:15:22.107", "UpdateDate": "2015-10-15T16:15:34.387", "PropertyURL": null }, { "NewsId": "8e1a13d7-b9f6-487b-8de3-fa8b2c1a29f7", "Title": "坐拥名牌城‧建酒店公寓 槟Design Village带旺北马", "Source": "http://www.nanyang.com/node/699789?tid=690", "NewsDateTime": "2015-05-10T00:00:00", "Details": "明年圣诞，峇都加湾将正式迎来一项足以改变整个北马区经济的大型发展计划──Design Village！\n由PE Land私人有限公司打造的Design Village，发展总值10亿令吉，日前向北马民众亮相。\n届时，北马首间汇集名牌时尚产品的优惠名牌城（Premier Shopping Outlet）就在这里。\nDesign Village第一期的优惠名牌城工程正如火如荼进行着，预计可在2016年11月竣工，并在圣诞前夕与公众会面。\n这也是北马首间汇集一众名牌时尚产品的优惠名牌城（Premier Shopping Outlet），除带动周边发展，甚至有助刺激整个北马区经济，使槟城的地位再推高另一层次。\nDesign Village共分成3阶段兴建包括优惠名牌城、酒店及公寓项目。\n其他配套计有酒店、公寓计划、沿岸咖啡馆与餐厅、景观花园及儿童游乐场等。\nPE Land执行董事林美君在推介礼上指出，目前优惠名牌城的打桩工程已经完毕，预计可在2016年杪营业。\n酒店2017年竣工\n随后，拥有380间客房的三星级酒店也会在2017年竣工；至于公寓发展项目则再分期落实，整体工程耗时10年。\nPE Land是在2013年，以6534万令吉向槟州发展机构标得该40英亩地段（99年地契）。\n这次的计划将是采取拥有、建设及营运所有的设施的方式，至于总顾问公司则是Savills（前身为CB Richard Ellis）担任。\n出席者尚计有PE Land主席戴晞、董事经理林履丛、总经理林应翰、Savills执行主席克里斯波德及董事经理史龙展。\n峇都加湾添魅力\n如果说峇都加湾是槟州未来的重心发展区，那么，Design Village将会是北马区的经济催化剂。\nDesign Village是州政府在峇都加湾一系列发展计划中最新的一环，以让峇都加湾成为一个具崭新吸引力的优质工作、生活、学习、购物及玩乐的地区。\n槟州发展机构计划在峇都加湾建造1万2000间可负担房屋，州政府希望优惠名牌城有助增添吸引力。\n槟政府希望能借此消除市场对居住峇都加湾卫星市，不比住在槟岛高级的负面观感和刻板印象。\n产业界分析家就预测，优惠名牌城竣工后，不仅能带动槟城经济，这个国际级新去处也将改变北马的购物消费文化。\n“而一旦整体3期计划竣工后，整个Design Village卓越的设施及优美景观，料将成为催化该区发展的关键。”\n150国际品牌入驻\n优惠名牌城目前已获得150家国际知名品牌入驻，是许多旅客或本土客喜爱购买名牌的好据点。\n林美君指初步估计，第一期工程有望为北马一带带来900至1500个就业机会。\n“我们看准了北马570万人口，以及480万游客市场。”\n同时，PE Land也放眼国内外投资者，引领到这集合工业、房屋、休闲、教育的中心。\n“我们估计，整体计划落实后则带来约3000至5000个间接工业支援，其中也多以本地人力为主。”\nPE Land是Pan Sarawak集团旗下PE控股的地产发展臂膀；在古晋成功租出The Spring购物中心店面及妥善经营的公司，缴足资本370万令吉。\n高档品仍是购物指标\nSavills董事经理史龙展指出，尽管市场目前看似低迷，但优质高档产品仍旧是未来的购物指标！\n根该公司调查发现，未来的消费群体仍是以产品优质为主要考量。\n“因此，高档产品在未来还是有生存空间，甚至比中廉价产品更具发展潜能。”\n他表示，未来进入数据时代将不需要更多商场，反而是知名品牌优惠名牌城的崛起，以迎合更多高资产网络群的趋向名牌购物时代。\n他说，以槟州即将达到600万游客人次的数据，每天400次航班的优势，如果未来倍增至1200万人次游客，料将带动优惠名牌城，同时也将槟城打造成世界闻名的名牌中心。\nDesign Village特点：\n●约150国际名牌卖店\n●酒店拥约300客房\n●著名咖啡馆与餐厅\n●景观花园及儿童游乐场\n●高级公寓单位\n●2500个停车位\n", "CreateDate": "2015-10-15T16:07:42.02", "UpdateDate": "2015-10-15T16:07:42.02", "PropertyURL": "https://farm1.staticflickr.com/630/22080940848_7d07b6d1ea_m.jpg" }, { "NewsId": "efb4612e-eca9-41d7-a70f-68673fcc569a", "Title": "CAP pounds auction laws", "Source": "the star online", "NewsDateTime": "2015-09-29T00:00:00", "Details": "GEORGE TOWN: The Consumers Association of Penang (CAP) is calling for a review of the auction laws which are no longer relevant.\n\nIts president S.M. Mohamed Idris said the auction business was currently governed by the 86-year-old Auction Sales Enactment F.M.S. Cap. 81 (No. 2) 1929 and the National Land Code 1965.\n\nTo keep up with the times, the association is lobbying for a single updated and comprehensive law on auctions.\n\n“In an age where auctions can be carried out over the Internet, there is a need to have a legislation that reflects the present reality.\n\n“This means having one encompassing law to ensure bidders are not disadvantaged while raising the professionalism of auctioneers to make the industry more transparent,” he told a press conference.\n\nHe added yesterday that all types of auctions including online bids and those held by private sellers should be covered by the new law.\n\nHe also suggested placing the auctioning industry under the purview of the Federal Government and all auctioneers’ licences be issued by the Federal Government instead of the respective states.\n\n“An Auctioneers Board should also be set up to enable bidders to complain about rogue auctioneers.\n\n“To lift the professionalism of auctioneers, they should be compelled to attend specially tailored courses and pass the required examinations,” he said.\n\nMohamed Idris also said steps should be taken to curb unsavoury practices such as bid rigging which occurs when bidders agree among themselves to eliminate competition in the procurement process thereby denying the public a fair price.\n\nMalaysian Bidders Association president M. Jeevananthan, who was also present, said about 25,000 to 30,000 properties were auctioned off annually nationwide.\n\n“In Penang, more than 7,000 properties are auctioned in a year,” he said.", "CreateDate": "2015-09-30T16:22:49.947", "UpdateDate": "2015-09-30T16:22:49.947", "PropertyURL": "https://farm1.staticflickr.com/586/21265574014_bc59cbb282_m.jpg" }, { "NewsId": "42832241-3f92-444d-858d-6cd961a67295", "Title": "Penang's retail space glut worsens", "Source": "the star online", "NewsDateTime": "2015-09-14T00:00:00", "Details": "GEORGE TOWN: Penang’s retail space glut is expected to worsen over the next five years when new malls and complexes add more than 7.6 million sq ft to the market. Eleven malls will be completed over the next five years.\n\nSavills Malaysia managing director Allan Soo told StarBiz the current retail space per capita is 6.11 sq ft in the state compared with the island’s 9.58 sq ft.\n\n“Anything above 5 sq ft is oversupply. This is due to the preponderance of ill-conceived malls in Penang.\n\n“With about 7.6 million sq ft planned over the next five years, the retail space per capita in Penang doubles from the present 6.11 sq ft, worsening the present oversupply situation,” he said.\n\nSoo said the global share market meltdown and the weakening ringgit would exert pressure on rentals which were agreed upon two years ago.\n\n“This means that in 2016 the rentals in popular malls will experience a lower rate of increase, while for the under-performing malls, rents may drop.\n\n“When the additional supply enters the market in 2019 and 2020, mall rentals will become more competitive. Malls will need to have pull factors such as major difference in price, quality, uniqueness of the tenants and merchandise,” he said.\n\nPenang Institute fellow and head of urban studies Stuart Macdonald said new malls would face challenges in maintaining a sustainable business due to a stagnant population with strained purchasing power.\n\nAccording to Macdonald, the total fertility rate for Penang in 2013 was 1.5, which is below 2.1, the healthy level for women to have children to replace themselves and their partner.\n\nThe 1.5 figure is projected to decline to 1.3 by 2040.\n\nThe total fertility rate is an important factor in determining population growth.\n\n“Migration to Penang from other states has also dropped to 12,800 in 2014 from about 14,100 in 2013. People leaving Penang for other states remain unchanged at 11,500 for 2013 and 2014.\n\n“This has resulted in a net migration of 1,300 for 2014, which means that 1,300 stayed back in Penang after taking into consideration the difference between the immigrants and emigrants, compared to the net migration in 2013 which was 2,600.\n\nFrom 1992-2013, the net migration for Penang was around 9,372 per annum.\n\n“Without strong population growth, it would be hard to imagine how the retail business in Penang could be sustainable,” he said.\n\nMeanwhile, PE Land executive director Joanna Ling said The Design Village (GDV: RM1bil) in Batu Kawan would be positioned as a premium outlet mall with discounted merchandise.\n\n“In fact, globally it has been seen that outlet malls play a significant role in the business model of most fashion brands and even more so when market conditions are sluggish.\n\n“Outlet malls complement conventional malls as long as the criteria of distance and ratio are maintained,” she said.\n\nLing added that the estimated working class Batu Kawan catchment is projected to be around 250,000 on completion of the various development project planned for the area.\n\n“This is in addition to the immediate catchment of 5.5 million in Penang Island, Kedah, and Perak.\n\n“The Design Village will be the only premium outlet mall in Batu Kawan as the state has granted PE Land exclusivity for this concept of retail,” Ling said.\n\nThe 11 shopping malls are Penang Times Square Phase 3 with a net lettable area (NLA) of 230,000 sq ft, City Mall Bayan City (300,000 sq ft), Southbay Plaza (424,000 sq ft), Penang World City (1 million sq ft), Sunshine Tower (2 million sq ft), The Light Waterfront Mall (1 million sq ft), Mall@Southbay City (750,000 sq ft), The Designer Village (400,000 sq ft), Ikea & Ikano Power Centre (NLA not available), and Mall by Belleview Goup (1.5 million sq ft).\n\nPenang Master Builders & Building Material Dealers Association president Datuk Lim Kai Seng said the total construction cost for the malls are expected to exceed RM3bil, of which about 20% or RM600mil would be spent on renovation cost, an important stimulus for the local construction and building material industry.\n\nRaine & Horne International senior partner Michael Geh said these investments complemented the Government’s effort to stimulate the economy, especially in light of the fact the private sector had generally been cautious on spending for new projects.\n\n“Several years ago, there were similar talks of an oversupply of retail space in Kuala Lumpur.\n\n“But until today none of the malls in Kuala Lumpur has closed down due to competition,” Geh said.\n\nThe current NLA retail space is 9.076 million sq ft from 20 malls, with rentals for ground floor units at premier malls on the island ranging from RM17 to RM35.12 per sq ft.\n\nGround floor rental rate in popular suburban malls is RM24.62 per sq ft.", "CreateDate": "2015-09-21T13:03:47.723", "UpdateDate": "2015-09-21T13:03:47.723", "PropertyURL": "https://farm1.staticflickr.com/741/21400238020_d077d410fa_m.jpg" }, { "NewsId": "1e0a8e7a-a5c8-4eea-919f-e629990208f4", "Title": "Youth Housing Scheme, long-term return for Gen Y", "Source": "The Edge Property", "NewsDateTime": "2015-09-18T00:00:00", "Details": "KUALA LUMPUR (Sept 18):  The Youth Housing Scheme, to be offered to married youth couples, will provide an opportunity for youths to own a house.\n\nInformation Technology Youth Movement president Khaireel Azlee Abdul Aziz, in welcoming the scheme, said it was good as it could be a long-term investment plan for the young generation.\n\n\"It is a good move to start youths to own permanent assets and the RM200 monthly incentive for the successful applicants helps to reduce their burden in paying the monthly installments,\" he said when contacted by Bernama.\n\nThe scheme was announced by Prime Minister Datuk Seri Najib Tun Razak last Monday as part of the pro-active economic measures to be taken by the government.\n\nThe Youth Housing Scheme will be offered to 20,000 married youths aged between 25 and 40 to buy their first house on a first-come, first served basis.\n\nIt will be offered to youth couples with a monthly income of less than RM10,000 for purchase of property worth between RM100,000 and RM500,000.\n\nMeanwhile, Gerakan president Datuk Mah Siew Keong welcome the announcement by the prime minister to expedite construction of affordable homes.\n\nMah, who is Minister in the Prime Minister's Department, said the Youth Housing Scheme was the best way to deal with the current challenges facing the country, at both micro and macro levels\n\nHe said the announcement by the prime minister on pro-active measures to be taken by the government to address the current economic challenges was apt to alleviate the public's concern, including with the rising cost of living.\n\n\"The announcement on additional measures to ensure sustainable economic growth should be praised with emphasis on the people's well-being,\" he added.\n\nMalaysian Tamil Youth Club president K Murali said the introduction of the Youth Housing Scheme was a good move to help newly married young couples with low income to own their own house.\n\n\"The scheme will be of great help, especially for those staying in big towns where the house price exceeds RM100,000,\" he added.\n\nMeanwhile, Farrah Balkish Abdul Hamid, 34, from Cheras, said the housing scheme offered for youths by the government would help to realise the dreams on the low income youth couples to own a house.\n\n\"This scheme can help me and my husband to own a house and improve our standard of living. It is better to invest in paying installments for our own house than to pay high house rental,\" she said.\n\nWong Wai Hon, 32, from Setapak Jaya, said the announcement by the government on the Youth Housing Scheme and to expedite construction of affordable homes would provide more opportunities for the people to own a house.\nBy Bernama | September 18, 2015 4:42 PM MYT\n", "CreateDate": "2015-09-21T13:01:07.347", "UpdateDate": "2015-09-21T13:01:07.347", "PropertyURL": "https://farm1.staticflickr.com/671/20965426014_d16222ba58_m.jpg" }, { "NewsId": "e689b596-38e6-4983-8d5f-1dc6e18fa636", "Title": "Penang to launch Sia Boey restoration project", "Source": "The Malaysia Insider", "NewsDateTime": "2015-09-02T00:00:00", "Details": "There will be colour at the dilapidated Sia Boey Market in George Town this Sunday when the Penang government will launch its RM100 million Sia Boey: Reborn project.\n\nChief Minister Lim Guan Eng said the 5.5-acre project will regenerate and rejuvenate the market, the Prangin Canal and the vicinity, which has been neglected for decades, and transform the area into a centre for art.\n\nGiving the people a taste of the future, he said the Penang Arts Society, Penang Chinese Brush Painting Art Society, Penang Oil Painting Society and local galleries will be showcasing their artworks at the launching ceremony.\n\nTo mark the start of a new era, Lim said there will be an exhibition to celebrate the past, present and future of Sia Boey at Prangin Market from this Sunday for one week.\n\n“The public will be able to delve into the rich history of Sia Boey and view the plans for this landmark.\n\n“We invite everyone to come and witness how Sia Boey will transform Penang into the premier destination for artists and art lovers, for locals and tourists,” he told a press conference at his Komtar office today.\n\nPart of the plan for Sia Boey is the centrepiece Ilham Penang, a privately funded public art museum. The word 'ilham' means inspiration in Malay.\n\nLim said at the launch the state will also ink an agreement with the future sponsor of the museum, which is expected to cost RM30 million.\n\nAlso in the pipeline is the restoration of the decaying shophouses in the area. These will house art galleries, studios, schools, workplaces, restaurants and cafes.\n\nThe Victorian Prangin Market will be showing off another art Penang is famous for: its street food. Meanwhile, Prangin Canal will be upgraded to complement a two-acre public park with sculptures and installations.\n\nThe entire project, which is aimed at making George Town an internationally-known art and culture destination, is scheduled to be completed by 2018. – September 2, 2015.\n\n", "CreateDate": "2015-09-08T13:29:12.387", "UpdateDate": "2015-09-08T13:29:12.387", "PropertyURL": "https://farm6.staticflickr.com/5801/21226189962_5239c14103_m.jpg" }, { "NewsId": "5ffb50f3-71ce-4f7f-932f-3a4fd353e0ad", "Title": "威省市政局批準2區屋主 可申請轉換土地為商用", "Source": "http://www.kwongwah.com.my/?p=11465", "NewsDateTime": "2015-09-07T00:00:00", "Details": "（大山腳7日訊）珍珠市珍八達1巷及2巷4戶雙層排屋單位屋主（麵向登米蓋路），以及10戶麵向章穀路單位屋主，即日起可自由申請轉換土地為商業用途。\n\n陳宗興：及早申請\n\n威省市議員陳宗興今日召開記者會時，這麼表示，並呼籲有關單位屋主，及早向當局提出申請，以免麵對執法行動。\n\n他說，威省市政局是在今年7月月常會議中通過上述土地轉換建議，在這之前，當局曾於1996年批準登米蓋路珍珠花園（Taman Mutiara）45戶單位，可自由轉換住家為商業用途。\n據知，登米蓋路路旁目前已有3戶單位無牌經營飲食（2戶）及貨品批發（1戶）生意。經當局研究後，認為當地環境適合營商，並已按程序谘詢有關業主意見。\n\n其中有10戶（72%）屋主表示同意、3戶（21%）沒有回應、1戶（7%）提出反對。\n\n陳宗興說，在1976年城鄉規劃法令下，住宅屋主可自由轉換土地為商業用途，惟必須依建築範圍繳付每平方尺5令吉25仙的轉換費用。\n\n避免無牌營業受取締\n\n他表示，已在營業的屋主須向城市規劃及建築組提呈發展規劃圖測，以免無牌營業而受到當局取締。\n\n不過，陳宗興也強調，當局隻會發出商業執照予從事服務及貿易行業業者，經營摩托車維修店、汽車冷氣維修或羅裏維修等會發出噪音的行業，其轉換用途申請將不受考慮。\n\n出席記者會者尚有巴當拉浪區州議員章瑛助理賴樹權。", "CreateDate": "2015-09-08T13:23:53.6", "UpdateDate": "2015-09-08T13:23:53.6", "PropertyURL": "https://farm1.staticflickr.com/575/20615397023_6e25d2ce88_m.jpg" }, { "NewsId": "879d6477-ce86-4337-b063-7a8fdffe502e", "Title": "Pulau Tikus residents prefer authorities to upgrade busy road instead", "Source": "THE STAR ONLINE", "NewsDateTime": "2015-08-19T00:00:00", "Details": "RESIDENTS living in Pulau Tikus, George Town, have expressed apprehension over the proposed RM30mil one-way underpass to link Jalan Mount Erskine with Jalan Burmah.\n\nMany believe the 200m-tunnel will not solve the traffic problem in the area and they prefer the traffic-heavy stretch from Jalan Gottlieb towards Jalan Bagan Jermal be upgraded instead.\n\nMechanic Yeoh Loo Huat, 54, said that the traffic was at its worst when parents pick up their children from the schools — Penang Chinese Girls Primary School, Penang Chinese Girls High School and Penang Chinese Girls (Private) High School — along the Jalan Gottlieb-Jalan Bagan Jermal stretch.\n\nYeoh said he could not figure out how the underpass would be built as Jalan Mount Erskine and Jalan Burmah were narrow.\n\n“I guess the only way for them to build the underpass is to widen the roads. It will be good when Penang Island City Council releases the project details,” he said.\n\nAnother resident who wished to be known only as Lau, 65, agreed that Jalan Gottlieb should be upgraded.\n\n“Traffic can hardly move when parents park, sometimes two or three abreast, to pick up their children at the schools.\n\n“They should focus on the proposed Penang outer ring road instead of this,” said Lau of the federal project.\n\nThe project to build the PORR expressway to connect Gelugor in the south near Penang Bridge to Tanjung Bungah in the north has been sitting on the shelf.\n\nChow Siew Lee, who lives in the vicinity, walks to work from Jalan Mount Erskine to Jalan Bagan Jermal.\n\n“It will be good if the authorities upgrade the sidewalks for pedestrians. I am one of them,” she said.\n\nThe 59-year-old, who has low vision, said that she would use the single white lines at the edge of the road as a guide when making her way to work.\n\n“The road is narrow so I don’t know if installing a pavement will be possible.\n\n“I walk to work every morning. For people who are unable to see clearly, it can be quite tricky,” said Chow, a computer braillist at the St Nicholas Home for the Blind.\n\nPulau Tikus assemblyman Yap Soo Huey, when contacted, said the underpass was proposed as part of the Penang integrated Transport Master Plan.\n\n“It is still at the conceptual stage and the details of the project have yet to be confirmed by the council.\n\n“When the consultants submit a proposal, we will have a better overall picture. I will also discuss it with my constituents,” Yap said.\n\nThe project, expected to start early next year and ready by end-2016, is expected to reduce traffic congestion by 30%.\n\nInfrastructure and Traffic Committee alternate chairman Muhammad Bakhtiar Wan Chik said the one-way underpass from Mount Erskine to Jalan Burmah would be one-and- half-lane wide.\n\n“Presently, the Jalan Mount Erskine capacity is limited. Traffic queues on the road are very long,” he said.\n\nWhen asked whether pedestrian walkways would be upgraded, he said, “I don’t think that will be a difficult task.”", "CreateDate": "2015-08-24T16:59:34.557", "UpdateDate": "2015-08-24T16:59:34.557", "PropertyURL": "https://farm6.staticflickr.com/5727/20650633850_0bc1cfb292_m.jpg" }, { "NewsId": "912dca6b-cf00-47a8-8abe-7f876dc2d0f6", "Title": "Leakage - A strata living nightmare", "Source": "THE STAR ONLINE", "NewsDateTime": "2015-08-23T00:00:00", "Details": "IF you live in a high rise building and have an inter-floor leakage issue, you can be rest assured that you are not alone. Inter-floor leakage is without a doubt one of the biggest problems faced by many dwellers of high rise buildings.\n\nWhilst the leakage may appear only in a particular parcel, the source of the leakage may lie in the parcel above or even elsewhere. The cooperation of more than one party is therefore required; without which one cannot even begin to identify the problem, let alone solve it.\n\nTwo issues must be identified when there is an inter-floor leakage. Firstly, the source of the leakage and secondly, the person or body responsible for repair or rectification. Who is supposed to identify the source of the leakage to start with? The person or body responsible of course, you may say, but how do you know who is responsible before the cause of the problem is ascertained? A bit of a chicken and egg situation arises.\n\nNew Act\n\nWill the new management Act answer to all ceiling leakages?\n\nIn February 2013 the Strata Management Act 2013 (SMA) was passed by Parliament. With that came a presumption in law, under Section 142 of the SMA, that if the leakage is on the ceiling, then such leakage is presumed to be from the parcel above unless it is proven otherwise. So, if you have a leakage from your ceiling, go to your upstairs neighbour and tell him/her that he/she is responsible and must therefore find the source of the leakage and do the repair. What if he/she disclaims responsibility? Simple, You just quote Section 142 of the SMA. What a magical section with a “one fits all” answer to ceiling leakages! I thought so too when I first read Section 142, but I was not completely right for the law does not place the entire responsibility squarely on the upstairs parcel owner.\n\nIt was to be another couple of years before the SMA was implemented in June 2015 but the good news is that with that came also the implementation of the Strata Management (Maintenance & Management) Regulations 2015 (SMR). Many thanks to those (including HBA volunteers) who worked tirelessly on drafting and fine tuning the provisions of the SMR, we now have some definite answers on what to do if you have a leakage from your ceiling.\n\nWho is responsible?\n\nIn dealing with inter-floor leakage one must not just look at Section 142 of the SMA but also Part XV of the SMR. Indeed it is Part XV of the SMR which tells you what to do if you discover dampness, moisture or water penetration from your ceiling or if you were to go home one day only to find that it is raining in your apartment.\n\nGo to the developer if you are still covered by the defects liability provisions.\n\nIf the leakage is still covered by the provisions of your sale and purchase agreement (SPA), follow the provisions of your SPA. For homebuyers, these are typically cases where the leakage or defect occurs during the defects liability period, and which the housing developers are required to rectify, as provided in the statutory SPA.\n\nJMB/MC/Management first in the line of responsibility – regulation 56\n\nIf the leakage is not one which is covered by the SPA, then notice may be served by the owner of the affected parcel on the developer or the joint management body (“JMB”) or the management corporation (“MC”) or the subsidiary management corporation (“sub-MC”), as the case may be.\n\nThis is provided for in regulation 56(1) of the SMR. What regulation 56 essentially means is that you serve notice on the body responsible for the maintenance and management of the common property, which for convenience I shall refer to as “the management”. So, now you see, the party first in the line of responsibility is not your upstairs neighbour but the management.\n\nOnce notice is received, the management must, within seven days, carry out an inspection to determine the cause of the leakage and the party responsible for rectification (regulation 57). Thereafter, the management must issue a “Certificate of Inspection” stating the cause of the inter-floor leakage as well as the party responsible for rectification (regulation 59). A standard form certificate for this purpose can be found in Form 28 under the Second Schedule of the SMR.\n\nSo, what is the purpose of Section 142, you may ask? Section 142 merely creates a presumption that the defect lies in the parcel above. In practical terms, this does nothing towards resolving any inter-floor leakage issues other than perhaps as a starting point for inspection. After all, one cannot possibly rectify a defect which causes the leakage until and unless the actual defect is identified. The legal implication of Section 142, however, is perhaps best left to those much more qualified than I but I do wonder if this statutory presumption alone can be a valid ground for holding the upstairs parcel owner responsible and if so under what circumstances in light of the provisions of the SMR.\n\nDetermining factor(s)\n\nUnder regulation 58 of the SMR, the management must take into account not just the aforesaid presumption but also the following matters which to my mind are far more relevant once the defect is identified:-\n\n(1) that any defect in something which serves more than one parcel is a common property defect; and\n\n(2) that any defect in something which serves only one parcel is a defect of that particular parcel even though that something is situated in common property or in void space.\n\nIn other words, the determining factor is not the location of that defective something but which parcels that something serves. If it serves just one parcel, that particular parcel owner is primarily responsible and must rectify the defect failing which the management shall carry out the rectification works and charge the expenses to that particular parcel owner. I say primarily because whilst regulation 61 of the SMR imposes the obligation on a specific parcel owner such obligation is expressly stated to be without prejudice to that parcel owner seeking indemnity from someone else.\n\nThat of course begs the question of who can be held liable for such indemnity; a question which is beyond the scope of this article but I certainly will not rule out any parcel owner, including the affected parcel owner, who contributes towards the defect or any delay in the rectification of the defect.\n\nThe decision of the management is, as expected, not final. Anyone not satisfied with a decision made against him/her may refer to the Commissioner Of Buildings (COB) who shall ascertain the cause of the leakage and the party responsible in accordance with regulation 64(1) & (2) and the decision of the COB shall be complied with by all parties concerned.\n\nGrant access for inspection or risk prosecution\n\nIt goes without saying: that neither inspection nor rectification works can be effectively carried out without access to all relevant parcels and common property. Hence, the imposition of a statutory obligation on all relevant parties to give access as provided by regulation 63(1) of the SMR comes as no surprise at all.\n\nWhoever fails to give access to the party carrying out the inspection commits an offence! And the punishment is severe too; a fine of up to RM50,000 or imprisonment of up to three years or both, under regulation 63(2).\n\nGiven that the lack of cooperation on the part of some parcel owners/occupiers has remained one of the main causes of delay in resolving inter-floor leakage problems, these provisions are definitely a step in the right direction. It does puzzle me, however, that whilst a failure to give access for inspection tantamount to an offence, the same does not seem to apply to a failure to give access for rectification.\n\nSome of you cynics out there may be tempted to brush this aside as something unlikely to be enforced by the authorities but do you want to take that chance? Do you really want to risk prosecution over something as simple as giving access for inspection and/or rectification?\n\nBeside, now that the Strata Management Tribunal has been set up you may be slapped with an order much sooner than you think.\n\nChang Kim Loong AMN is the honorary secretary-general of the National House Buyers Association: www.hba.org.my , a non-profit, non-governmental organisation manned purely by volunteers.\n", "CreateDate": "2015-08-24T16:45:18.86", "UpdateDate": "2015-08-24T16:45:18.86", "PropertyURL": "https://farm6.staticflickr.com/5806/20845556671_e6b74e66ca_m.jpg" }, { "NewsId": "3593602d-47ad-41c2-a673-af2b5bebacbd", "Title": "Gamuda confirms JV bags Penang transport master plan", "Source": "the star online", "NewsDateTime": "2015-08-14T00:00:00", "Details": "KUALA LUMPUR: Gamuda Bhd’s 60% owned joint venture had received a letter of award from the Penang government to carry out the alternative transport master plan and to provide new reclamation sites.\n\nThe company confirmed a StarBiz report on Friday that SRS Consortium had been picked to be the Project Delivery Partner (PDP) to oversee and realise certain key components in the RM27bil in the master plan.\n\nGamuda said SRS Consortium would implement the plan which would comprise of different public transport companies in Penang Island and Seberang Perai and provide new reclamation sites. \n\nThe other members of SRS Consortium are Ideal Property Development Sdn Bhd  and Loh Phoy Yen Holdings Sdn Bhd which will hold 20% each.\n\n“The scope, terms and conditions of the appointment will be finalised between the State Government and SRS Consortium following which the PDP agreement shall be executed within six months,” it said.\n\nStarBiz reported that on Aug 12, State Local Government, Traffic Management, and Flood Mitigation Committee chairman Chow Kon Yeow announced that a PDP had been appointed and the company was given two weeks to accept or decline the appointment.\n\nThe company will undertake the RM5.3bil LRT project and a RM4.5bil 20km pan-island linked expressway linking Bayan Lepas and Tanjung Bungah, which are among the key components of the PTMP first phase.\n\nThe other schemes in the first phase that Gamuda will implement include a RM100mil tram and catamaran system, and a RM100mil highway interchange upgrading project. Although Gamuda has received the award letter, the company still has to obtain a LRT license from the federal government to implement the project in Penang.", "CreateDate": "2015-08-17T12:23:56.673", "UpdateDate": "2015-08-17T12:23:56.673", "PropertyURL": "https://farm6.staticflickr.com/5635/20635031662_273c59c8ba_m.jpg" }, { "NewsId": "830b152f-01b8-482b-967b-2776b0c8db4a", "Title": "Trams making comeback under RM27bil Penang plan", "Source": "the star online", "NewsDateTime": "2015-08-15T00:00:00", "Details": "GEORGE TOWN: The possibility of trams plying the streets here again is nearing reality as a consortium has won the bid to carry out the RM27bil Penang Transport Master Plan.\n\nTrams, which were a feature in pre-Independence Penang, are among proposals under the PTMP, which includes light rail transit (LRT) lines and a 20km pan-island expressway linking Bayan Lepas and Tanjung Bungah.\n\nChief Minister Lim Guan Eng announced yesterday that SRS Consortium, a company formed by public-listed Gamuda Bhd and two local property firms, had been appointed as the project delivery partner (PDP) for PTMP, which is aimed at mitigating traffic congestion in Penang. The two Penang-based firms are Loh Phoy Yen Holdings Sdn Bhd and Ideal Property Development Sdn Bhd.\n\nHis announcement confirmed a StarBiz report yesterday, which quoted sources as saying that Gamuda had been appointed as the PDP and that it had formed a company with two local firms to implement the PTMP project.\n\nLim said the critical components were the LRT, trams and roads.\n\n\n\n“The LRT is not just on the island but on the mainland as well. It must be carried out outside the heritage zone. Within the heritage zone, we have to go back to the tram service. Reviving this system will make Penang unique and romantic,” he told a press conference at his office in Komtar before handing the letter of award to SRS Consortium chief executive officer Datuk Lin Yun Ling.\n\nLim said the state executive council appointed SRS Consortium as the PDP on Wednesday based on its extensive expertise on mass rail transit and related public transport infrastructure as well as large-scale township development.\n\nHe said Gamuda held a 60% stake in SRS and the two locals firms, 20% each.\n\nHe said the consortium would be working closely with the state government in the next six months to ascertain the detailed execution masterplan, engineering designs, gather public feedback and obtain all state and federal approvals for each PTMP component.\n\nBesides the LRT, tram and pan-island expressway, it had been reported that the other components were a catamaran system and a RM100mil highway interchange upgrading project.\n\n“Hopefully, we will also be getting cable cars and water taxis,” Lim said.\n\nHe said once the approvals and planning for the various PTMP work packages were in place, the consortium would call for open tenders and invite tender submissions.\n\nOn which component of the PTMP would begin first, Lim said it would depend on which licence or permit could be secured.\n\nHe said the first PTMP project was expected to be rolled out by 2017 and all its components completed by 2030.\n\nLim said the consortium would employ strict safety and environment protection standards and measures to minimise the PTMP’s environmental and social impact.\n\n“The state government emphasises that all costs and expenses incurred will be fully borne by the PDP in the event that no approvals for each PTMP component is obtained from the Federal Government,” he added.\n\nOn funding from the state government, he said the issue would only be addressed once the consortium secured all licencing approvals from the Federal Government.\n\n“We will be working on a financial model based on a land swap. But it is still too premature to talk about this,” Lim added.\n\nIn the StarBiz report quoting sources yesterday, it was stated that the old Prangin market, popularly known as Sia Boey (Town’s End), had been designated by the state government as the site for the central LRT station.\n\nFrom Sia Boey, the initial plan is to have a 17.5km LRT line running from inner George Town to Bayan Lepas. There will be two additional lines, running from Sia Boey to Tanjung Tokong via Kelawei Road, and to Paya Terubong via Datuk Keramat and Air Itam.", "CreateDate": "2015-08-17T12:08:31.513", "UpdateDate": "2015-08-17T12:08:31.513", "PropertyURL": "https://farm1.staticflickr.com/635/20021297064_23960848b1_m.jpg" }, { "NewsId": "e0f89d33-ada1-490e-8fcb-2d7cb30997a6", "Title": "馬幣與產業", "Source": "星洲日報", "NewsDateTime": "2015-08-10T00:00:00", "Details": "雖然產業市場走勢放緩，可是，與之前幾個月比較，價格並未顯示下跌，產業經紀接獲的詢問電話相比之下稍微少一些，成功敲定交易的例子也不多。\n最主要的原因是：銀行依然保持嚴謹的貸款批准指南，並且認為產業的轉手價格已經超出合理水平，因此，除非業主肯在轉手價做出讓步，否則成交的機會比較渺茫。\n在售屋廣告中，出現一些價格稍微調低的例子，不過，降幅不超過5%，這些調低價格的產業，多數是一些售價較高昂的房產，除了有地房屋，例如獨立洋房、半獨立式房屋，也包括共管公寓。\n業界人士認為，假如馬幣匯率保持疲弱較長時間，如果外資對於本地產業信心不減，可能吸引他們進場，雖然是百萬令吉的產業，但對他們來說，還是可以考慮的房產。\n不過，對本地的買家而言，馬幣匯率若持續下跌，對各行各業的發展將造成衝擊，人民在產業的購買力也將被削弱，這是打擊買家置產、影響產業市場欣欣向榮的關鍵因素。\n這一次馬幣兌主要貨幣匯率重創，與大馬經濟前景看淡有很大關係，石油稅收對大馬貢獻良多，油價下跌造成稅收減少、經濟展望欠明朗，相信大家都感受到市場吹起淡淡的涼風。\n當然，也有業者表示，假如有能力購買，符合銀行的貸款條件，或許現在是時候，買家料擁有比較大的議價空間，同時，也擁有比較多的選擇機會。（星洲日報／財經小品‧作者：鄭碧娥）\n\n", "CreateDate": "2015-08-11T17:42:36.703", "UpdateDate": "2015-08-11T17:42:36.703", "PropertyURL": "https://farm1.staticflickr.com/371/19859932544_e1245668db_m.jpg" }, { "NewsId": "61421d60-c3ae-4881-9c18-59746176a1de", "Title": "買房產賺快錢？投資大師：時代已結束 ", "Source": "星洲網", "NewsDateTime": "2015-08-11T00:00:00", "Details": "吉隆坡11日訊）你還打算買房產，準備在短時間內賺取快錢嗎？資深投資大師米蘭多施（Milan Doshi）卻指出房產市場已經不同以往了，主導權已經從發展商和賣家身上，來到了買家市場，想在短時間內投資房產賺大錢的時代已經結束。\n\n富道教育集團昨日主辦2015年產業投資大會，米蘭多施對房產市場觀察指出，現在購買房地產必須空置6個月，甚至是1年時間，即使有買家也別期待太高，因為銀行可能不放貸，買家拿不到貸款導致無法交易。\n因此，他建議投資者必須要有1年的儲備金，以便支付房貸和高樓管理服務費。至於房價會不會下跌？房產會不會出現泡沫化現像？\n米蘭認為，國內房產市場缺的是可負擔房屋，不要期待房價會下跌，反而會隨著通膨上漲，他估計房產每年大約會漲5%至10%。\n市場對可負擔房屋的短缺原因，米蘭的認為是因為發展商覺得會虧損，加上政府也沒有相關的措施，刺激市場供應更多的可負擔房屋。（星洲網）\n\n", "CreateDate": "2015-08-11T17:16:23.113", "UpdateDate": "2015-08-11T17:16:23.113", "PropertyURL": "https://farm1.staticflickr.com/259/19859405874_7469263c18_m.jpg" }, { "NewsId": "d05033fe-3f0a-4a0d-a244-75fee3f0a388", "Title": "甘榜珍珠發展計劃惹爭議 再里爾促地主現身賠償", "Source": "光明日報", "NewsDateTime": "2015-08-10T00:00:00", "Details": "（檳城訊）升旗山區國會議員再里爾及丹絨武雅區州議員鄭雨週，極力反對任何在峇都丁宜甘榜珍珠Lot39及40地段的發展計劃，直到該地主現身並合理賠償受影響居民。\n再里爾週一聯合鄭雨週召開記者會說，根據檳州政府指南，在任何發展計劃下須搬遷的居民，都必須獲得發展商合理賠償，否則發展藍圖不會獲批准。甘榜珍珠地主沒賠償居民就直接通過庭令趕人，非常不人道，希望地主儘速現身，與居民共商雙贏方案。\n不過，他坦言，由於至今沒接獲地主的發展計劃申請，州政府並無訴訟資格來推翻地主庭令。\n“受影響的Lot39和40地段佔地3.5英畝，住有約90戶，居民自上世紀50年代就住在該處，2012年7月3日接獲要求搬離庭令，今年4月20日及6月25日再相繼接獲。直到本月9日，居民再次接到庭令要他們即刻搬走，居民代表律師後來成功爭取暫緩庭令至9月11日。”\n他也出示檳州第一副首長拿督莫哈末拉昔將發給地主律師的信函，要求地主現身共商搬遷賠償事宜。\n居民詢及若地主始終不願出面及賠償，州政府又能怎麼做，再里爾允諾州政府將盡力協助，必會反對所有在該地段的發展計劃。\n鄭雨週說，首長林冠英也指示他關注此案進展，而他曾致函地主要求見面，但無下文。他提醒居民，若有任何進展須馬上通知他、社區發展暨治安委員會（JKKK）或峇都丁宜中央鄉村發展委員會。\n他坦言，由於該地段不屬於集團或發展商，而是私人地，不容易處理，因為根據過往案例，地主勝算很大。無論如何，如果地主不與居民商討賠償，他將極力反對任何在該地段的計劃。\n出席者包括檳島市議員李俊傑、檳州第一副首長助理莫哈末阿馬、聯邦鄉委會（JKKP）主席伊斯瑪迪及峇都丁宜金沙河鄉委會委員陳絨美。\n再里爾（前排右三）、鄭雨週（前排右六）及居民促請地主現身，並合理賠償受影響居民。 （光明日報）", "CreateDate": "2015-08-11T17:08:55.783", "UpdateDate": "2015-08-11T17:08:55.783", "PropertyURL": "https://farm1.staticflickr.com/457/20481957635_332aebaa6e_m.jpg" }, { "NewsId": "8d93d169-6f0b-49fb-a6a5-bdc9e7e12c5f", "Title": "Applicants allowed to select affordable housing projects in Penang", "Source": "theedgeproperty.com ", "NewsDateTime": "2015-08-08T00:00:00", "Details": "GEORGE TOWN (Aug 8): The Penang state government will allow applicants of affordable housing units to select affordable housing projects in the state, following suggestions from property players for the move.\n\nSpeaking at a roundtable session during the Fiabci-Penang International Property Conference (PIP) 2015 yesterday, Penang state executive councilor for Housing and Town and Country Planning Jagdeep Singh Deo said that the state government had decided on the move after taking into account the implications for first time home buyers.\n\n“It was decided by the State Government that as the affordable housing projects involve units, costing between RM200,000 to RM400,000 on the island and RM150,000 to RM250,000 on the mainland, which prove to be quite a large sum for any potential first time buyers, we would therefore allow them to select the project that they were interested in,” said Jagdeep.\n\nHe added that the selection could be done at the State Housing Department or via the respective property developers who were allowed since January this year to register applicants on site and forward the application forms for vetting purposes to the State Housing Department\n\nThe move by the state government follows concerns expressed by the developers in the inaugural PIP summit held in January this year, on whether the state government could furnish an adequate supply of the name list for affordable home applicants, and whether these applicants could choose their projects.\n\nThe Penang state government was the first state in Malaysia to introduce 100% affordable housing guidelines for the private sector in August 2014, whereby through this private-public partnership, the private sector was encouraged to undertake 100% affordable housing projects.\n\n“Since the exercise began in August last year, the Selection Process Enhancement Committee (SPEC) has selected a total of 1,025 names of applicants which were given to developers and for this year, a total of 3,948 names had been given to developers as of yesterday (Aug 6),” said Jagdeep.\n\nHe added that SPEC will continue to sit at least once a month to provide the name list for not only developers of affordable housing projects, but for low-cost and low/medium-cost projects as well.\n\nIn the last six months, following requests from developers, the state has also opened up several aspects determining eligibility, to improve on the provision of name lists to the developer.\n\n“This includes lifting the geographical requirement, whereby earlier an applicant for a certain project had to be from the same district where the project was.\n\n“On another note, it was also suggested that the state government could consider opening up a certain percentage of the affordable units to the open market; this is being considered by the state but we must stress that the objective of the affordable housing initiative is to ensure that the target group, namely first time home buyers with a middle income can realise their dreams of owning their first home,” said Jagdeep.\n\nHe added that for the affordable housing price range of between RM200,000 to RM500,000, the total transacted units in Penang were 5,809 in 2013, which increased to 6,537 in 2014.\n\n“I am confident that there will be a further growth of properties in this price range this year,” said Jagdeep.", "CreateDate": "2015-08-11T16:51:57.24", "UpdateDate": "2015-08-11T16:51:57.24", "PropertyURL": "https://farm1.staticflickr.com/350/20293587338_0a30ce0e35_m.jpg" }, { "NewsId": "60514ef6-d9bf-4a59-9d66-10063efe21be", "Title": "Malaysia still attractive for foreign investors eyeing to set up regional offices", "Source": "The Star Online", "NewsDateTime": "2015-07-30T00:00:00", "Details": "KUALA LUMPUR: Malaysia remains an ideal location for foreign investors to set up regional office, thanks to its strong and diversified base across multiple industries, said Malaysian Investment Development Authority (Mida) chairman, Tan Sri Amirsham Abdul Aziz.\n\nAs at first quarter of this year, Mida has approved 3,569 regional establishment projects, which included representatives offices, regional offices, operational headquarters, international procurements centres among others.\n\nAmirsham said investments in the first half of this year were strong and this trend was expected to continue in the second half despite the challenging global and domestic economic environment.\n\n“We are also hoping that domestic investors would continue to invest because we need both elements to accelerate the growth of the country,” he told reporters on the sidelines at the opening of Arla Foods Asia regional office here on Thursday.\n\nOn whether the cabinet reshuffle would give impact investors’ confidence, he said, political scenario was not a major factor for investors to set up their businesses locally.\n\n“Investors come to this country to do business and they are looking for a long-term prospects and politics is not a concern,” he said.\n\nOn the weakening ringgit, he said, foreign investors were looking into using Malaysian inputs to reduce costs and they had started to realise and recognise that local supply chain was good.\n\n“Therefore, the impact is minimal as they are leveraging on domestic supply chain and technology. This is good for the country,” Amirsham said.\n\nMeanwhile, head of Arla business activities in Asia, Jesper Colding, said the set-up of the regional office would assist the company access the Asian region market.\n\n“The Malaysian market is relatively small at the moment. However, it has certain advantages, such as safe and friendly environment to develop the business.\n\n“Cost-wise, this country is still attractive compared to Beijing, Shanghai or Singapore,” he said, adding that the Arla’s main market in Asia was China, Indonesia, the Philippines and Bangladesh. \n\nOn its future plan, Colding said, in the first phase, the company would concentrate on the export opportunities as well as liaising with its partners, which already had manufacturing facilities locally.\n\n“These partners may have production facility that we can tap into by using our raw materials. However, it is still in the planning stage,” he added.\n\nThe organic dairy products producer currently offers cheese-based products in the local market and is keen to bring in its whole range liquid dairy products into the domestic market soon. - Bernama\n", "CreateDate": "2015-07-31T17:02:06.793", "UpdateDate": "2015-07-31T17:55:11.46", "PropertyURL": "https://farm1.staticflickr.com/514/19978922870_4ddeb7c83b_m.jpg" }, { "NewsId": "7db2ac75-19f6-4044-8432-481f13e9d214", "Title": "Top buys for exposure in Penang revealed", "Source": "http://www.propertyguru.com.my/property-news/2015/7/102118/top-buys-in-penang-revealed", "NewsDateTime": "2015-07-21T00:00:00", "Details": "Affin Hwang Capital Research has Eastern and Oriental (E&O), IJM Corp and Gamuda as its top Buys for property and infrastructure exposure to Penang.\n\nIn a report by The Star, it noted that Penang is forging ahead with development via public-private partnership (PPP) projects, the biggest of which is the RM27 billion Penang Transport Master Plan (PTMP).\n\n“Construction/infrastructure and property companies are potential beneficiaries of the PTMP project. Top BUYs for exposure to this theme: Gamuda, IJM Corp and E&O,” said the research house.\n\nNotably, E&O has the highest exposure to the state as property development projects in Penang accounts for 77 percent of its RM34 billion GDV.\n\nAffin Hwang Capital Research likes E&O for the deep value of its assets, particularly the STP2 project, as well as the potential unlocking of value when reclamation works begins in Q4 2015.\n\n“We recommend a BUY on E&O with a 12-month target price of RM2.62, based on a 40 percent discount to RNAV/share of RM4.37.”\n\nMeanwhile, the research house noted that Gamuda has a core holding for exposure to large-scale infrastructure projects that are being implemented in the country, like the Klang Valley MRT. Gamuda’s potential appointment as PDP for the PTMP offers another large-scale project to support the company’s long-term earnings growth.\n\n“Gamuda is our top BUY in the Malaysian construction/infrastructure sector. Our RNAV-based target price is RM5.65, excluding the PTMP project. Conservatively, we estimate that the PTMP project would enhance Gamuda’s RNAV/share by RM0.12 if secured.”\n\nWith a record construction order book of RM7 billion, Affin Hwang Capital Research believes IJM Corp has good growth prospects and earnings visibility.\n\nAffin Hwang Capital Research expects IJM Corp’s The Light Waterfront project in Penang and remaining landbank of 123 acres to benefit from improved connectivity following the PTMP’s implementation.\n\nNotably, the proposed LRT connecting Bayan Lepas and Tanjong Bungah is expected to pass through the RM6.5 billion project.\n\n“IJM will potentially win construction contracts in the PTMP and grow its land bank in Penang via land swaps. We believe IJM will potentially pay a special dividend in FY2016, funded by proceeds from the sale of Indian Highway assets and a piece of land at The Light Waterfront project. We have a BUY rating on IJM with an RNAV-based target price of RM8,” it added.", "CreateDate": "2015-07-31T17:09:54.39", "UpdateDate": "2015-07-31T17:09:54.39", "PropertyURL": "https://farm1.staticflickr.com/503/19546079313_6d4ac4650d_m.jpg" }, { "NewsId": "aacc12f0-7b5a-4316-8b7a-39eb04618c40", "Title": "State govt urged to re-impose cost quota on Penang projects", "Source": "http://www.propertyguru.com.my/property-news/2015/7/102197/state-govt-urged-to-re-impose-cost-quota-on-penang-projects", "NewsDateTime": "2015-07-22T00:00:00", "Details": "The state government of Penang is being urged by Penang Gerakan Youth to re-impose the 30 percent low-medium cost and low-cost (LMC/LC) quota regulation on 100 percent affordable projects, as reported by Bernama.\n\nAccording to Jason Loo, its legal and public complaints bureau chief, the 30 percent quota would help Penangites, particularly youths who are forced to leave their hometowns beause they could not afford to buy homes within the state.\n\nLoo rebutted the claims by state housing development committee chairman Jagdeep Singh Deo that it is impossible for property developers building 100 percent affordable homes to also include 30 percent LMC/LC units.\n\nHe noted that developers would only need to spend three percent of the overall sales amount of affordable homes in order to build the 30 percent LMC/LC units. He also demanded an explanation from the state government regarding The Clovers housing project in Sungai Ara.\n\nThe project was approved even though it had failed to fulfil the requirements under the affordable home scheme. As such, Loo said Singh Deo should clarify whether the project was approved before or after the affordable home scheme was introduced in August 2014.", "CreateDate": "2015-07-31T17:09:29.257", "UpdateDate": "2015-07-31T17:09:29.257", "PropertyURL": null }, { "NewsId": "04909840-e138-4338-9d76-0bf928802b3c", "Title": "Malaysia’s real estate Oscars grows by leaps and bounds", "Source": "http://www.propertyguru.com.my/property-news/2015/7/102702/malaysias-real-estate-oscars-grows-by-leaps-and-bounds", "NewsDateTime": "2015-07-28T00:00:00", "Details": "The Malaysian Institute of Estate Agents (MIEA) recently launched the new brand logo for the National Real Estate Awards.\n\nUnveiled by President Eric Khoo, the logo symbolises a new era for the awards. It will also set a new benchmark for bidding and winning the awards.\n\nThe awards are regarded as Malaysia’s premier Real Estate Awards.\n\nIn his speech, Khoo revealed that this year’s awards has grown to 19 categories and divided into two main groups – for Real Estate Negotiators and Estate Agents.\n\nHe noted that the awards have grown by leaps and bounds, from eight bidders in 2009 to 25 last year.\n\nThe brainchild of the then past President Soma Sundram, the awards were launched to recognise the contribution of real estate agents, negotiators and firms that have excelled in their endeavour to become the best in the fraternity.\n\nIn fact, it is open to members as well as non-members of the institute.\n\nAside from being recognised as the cream of the real estate fraternity, the winners will receive a trophy, recognition at the MAREC convention, lapel pin and various privileges including a press ad.\n\nSome of the main awards include Top Project Marketing Firm of The Year & Most Innovative Firm of The Year, Real Estate Firm of the Year – small, medium & large and Realtor of the year – National & State.\n\nFor real estate negotiators, awards include Rookie Realtor of the year, REN of the Year, Rookie REN of the year, Top Commercial, Residential & Industrial REN of the Year.\n\nMeanwhile, the Million Dollar Roof Top (MDRT) award is given to both real estate agent and real estate negotiator who has achieved RM1 million in sales revenue.\n\nThe bidding is now open and will close on 1 September 2015. The awards pack can be downloaded from MIEA website while the awards gala night will be held in October 2015.\n\nBelow is complete list of the awards category.\n\nREAL ESTATE AGENTS AWARD CATEGORY\n1: Top Realtor of the Year\n2: Top Real Estate Firm of the Year\n3: Top Real Estate Firm (State) of the Year\n4: Top Rookie Realtor of the Year *New\n5: Residential Real Estate Firm of the Year\n– 5A. Agency firms or branches with 151 or more salespeople (Large)\n– 5B. Agency firms or branches with 51 ‐150 salespeople (Medium)\n– 5C. Agency firms or branches with 50 salespeople & less (Small)\n6: Commercial Real Estate Firm of the Year\n7: Industrial Real Estate Firm of the Year\n8: Top Project Marketing Firm of the Year *New\n9: Most Innovative Firm of the Year *New\n10: Specialized Projects\n11: Real Estate Website of the Year *New\n12: Million Dollar Roof Top (MDRT)\n\nREAL ESTATE NEGOTIATORS AWARD CATEGORY\n12A: Million Dollar Roof Top\n14: Top REN of the Year *New\n15: Top State REN of the Year *New\n16: Rookie REN of the Year *New\n17: Top Residential REN of the Year\n18: Top Commercial REN of the Year\n19: Top Industrial REN of the Year", "CreateDate": "2015-07-31T17:09:01.177", "UpdateDate": "2015-07-31T17:09:01.177", "PropertyURL": "https://farm1.staticflickr.com/528/19544226934_92e3c6277e_m.jpg" }, { "NewsId": "b6651793-5cf7-46b4-b753-e5f7a67f41ac", "Title": "Penang government urged to approve 30 housing projects", "Source": "http://www.propertyguru.com.my/property-news/2015/7/102774/penang-government-urged-to-approve-30-housing-projects", "NewsDateTime": "2015-07-28T00:00:00", "Details": "The Penang Federal Action Council has called on the state government to approve 30 housing projects, which features 36,370 affordable housing units, reported Bernama.\n\nIts chairman, Datuk Seri Zainal Abidin Osman, noted that various issues disputed by the state government have already been ironed out during a meeting last December with Housing and Town and Country Planning Committee chairman Jagdeep Singh Deo.\n\n“However, up to now the state government had yet to approve the planning applications for 9,000 units of affordable houses submitted in 2013,” said Zainal Abidin.\n\n“So, last week, I again sent a letter to Chief Minister Lim Guan Eng requesting to meet him over the approval to build the houses, particularly the first phase of the 9,000 units.”\n\nHe revealed that the six federal government agencies that are involved in constructing the homes are not looking for exemption of conditions from the Penang government. They only wanted approval for the planning application in order that they may implement the projects.\n\nZainal Abidin, who also serves as the Penang UMNO Liaison Committee chairman, said the federal government had set aside RM250 million for the development of a new maternity hospital at the old Penang Maternity Hospital’s site to upgrade the health services offered to the people.\n\nConstruction works for the new building is expected to commence by year-end, and is expected to be completed in two years.\n\n“Besides, RM400 million has been allocated to upgrade the Seberang Jaya Hospital, which includes a new nine-storey building, by the end of 2018,” he added.", "CreateDate": "2015-07-31T17:05:11.793", "UpdateDate": "2015-07-31T17:05:11.793", "PropertyURL": "https://farm1.staticflickr.com/363/20140502186_a9338c3321_m.jpg" }, { "NewsId": "a13fb831-7170-4248-8869-c57342fe0942", "Title": "Penang’s increasing population equals long term demand", "Source": "/kopiandproperty.com/", "NewsDateTime": "2015-07-21T00:00:00", "Details": "According to Affin Hwang Capital Research, the property market of Penang will continue to be supported by the many major projects driven by public-private partnerships (PPPs). Some of them include the RM27bil Penang Transport Master Plan (PTMP) as well as a proposal for a RM11.3 billion business process outsourcing centre and an international technology park by Penang Development Corp (PDC) and Singapore’s Temasek Holdings. besides these PPPs, there are also property developers with huge mixed developments within Penang with total gross development value of up to RM60 billion! They include Eastern & Oriental, Eco World Development and Ewein Bhd.\n\nSeems impressive and the numbers are huge but truth is, none of these have started. It should be soon and the two that I would be awaiting with interest would be the PPPs. These would be a catalyst for many more things to come. Without them, then it would be just the usual mixed developments which will find it harder to get even more buyers, especially if they are trying to sell ever higher prices in the areas which are considered hotspots such as Tanjung Tokong or Bayan Baru. Let’s be really savvy and understand that catalysts would take some time to happen and that’s why it should happen first before anyone starts buying, believing that whatever has been announced will happen. Yes, I rate this as the same as buying where new MRT stations are and thinking that buyers would buy them in future. Problem is, the current buyers are already paying a premium for these new launches near MRTs and they expect future buyers to pay premiums on top of their premiums to buy that property from them. Hmm…..\n\nThe research house also mentioned that Hewlett Packard chose Penang instead of Iskandar because the Penang government managed to convince them. Please understand that no MNCs would choose a state just because the state government tells / convinces them to. Not even investment friendly government policies. The reason is because these policies can be the friendliest in the states without much infrastructure to support these MNCs. If I am a new manufacturing company, I would choose Penang because of the availability of a skilled workforce. Penang is the hub for many world class research and manufacturing facilities since the days when Bayan Lepas Industrial Parks started. It may also be the logistics advantage, with airport and ports and even the train services, connecting Penang to the world. I am sure more would choose Penang. So, let’s wait for the next one.\n\nOne thing is for sure though, Penang is growing. When I first moved to Penang after my degree, Penang had just 1.2 million population. When I moved out of Penang, its population has already reached 1.7 million. With such a huge population, it meant that much of the growth were due to urbanisation. People moving to Penang for work and business opportunities. These would continue to fan the demands for more housing, as long as it remains affordable. Even though there has been many reports saying that Penang’s properties are way too expensive, I personally do not think so yet. Choices are still aplenty, the only issue is, are they at locations that these Penangites wanted. Just look at the second bridge today. There are hardly any cars. Batu Kawan is definitely not going to be a sudden sensation until 2018 at least. One major catalyst is supposed to be a new IKEA store.\n\nSeriously though, let’s keep out focus on all the new catalysts that will keep the growth continuous. Give pressure to developers who try to tell the world that their projects are luxurious simply because you can see the sea and thus it has to be priced higher. Build good ones at affordable prices, buyers would come and profits will rise. Otherwise, be prepared to keep selling hard because the buyers today are much more well informed than those of yesterday. Comparisons can already be done easily. Distances and durations can even be calculated online! Happy loving Penang. I know I would too as I still have properties there.\n\nwritten on 21 July 2015", "CreateDate": "2015-07-30T17:30:13.637", "UpdateDate": "2015-07-30T17:30:13.637", "PropertyURL": "https://farm4.staticflickr.com/3695/20137847595_554926c940_m.jpg" }, { "NewsId": "582ff9f3-f911-4ccd-8dd6-c8a77e7210c4", "Title": "Changing property market of Penang", "Source": "www.thestar.com.my/", "NewsDateTime": "2015-03-14T00:00:00", "Details": "Legislation, bridge and location are some factors affecting prices\n\nUNTIL about a year ago, Penang’s south-west district was known as the locality for affordably-priced properties.\n\nSince 2008, Ideal Property Group has developed over 4,000 units with a RM3bil gross development value (GDV) there.\n\nThese include One World, One Residence and Fiera Vista in Bayan Lepas, priced between RM300,000 and RM800,000. These have become landmark projects.\n\nIn the sub-sale market, prices have since increased from RM380 to RM500 per sq ft (psf) for high rise condominium, and more than 50% for landed units.\n\nWith the Penang second bridge project completed last year, new launches of high-rise properties hit about RM550 psf last year.\n\nThe very expensive ones are located in prime locations such as Tanjung Tokong, Tanjung Bungah, and Pulau Tikus neighbourhoods in the north-east district.\n\nFor example, when the Marinox Sky Villas, a leasehold condominium in Tanjung Tokong was launched in 2012, it was sold at around RM650 psf. This has increased to over RM600 psf last year.\n\nSimilarly, condominiums in City Residence at Tanjung Tokong by Ivory Properties priced at RM750 psf in late 2013 have increased to over RM1,000 psf today.\n\nThe location of affordable properties within the RM200,000-RM400,000 price range has started to change, due to the state government’s incentives to sell to first-time house buyers, the high rejection of bank loans, and the slowing down of the economy.\n\nLate last year, developers have formulated plans to build attractively priced properties in Tanjung Tokong and Tanjung Bungah.\n\nReal Estate & Housing Developers’ Association (Rehda) Penang chairman Datuk Jerry Chan says the state government has made it attractive for developers to launch properties in the RM200,000-RM400,000 range for first-time house buyers.\n\nUnder the state’s affordable housing guidelines introduced last year, developers are allowed to build 2.8 times or a total of 122,000 sq ft of built-up area on one acre, comprising solely affordable homes.\n\n“For example, they can build 144 condominiums, each with a 850 sq ft built-up. Or a mix of 750 sq ft, 900 sq ft, and 850 sq ft units as long as the total built-up area of the units does not exceed 122,000 sq ft over one acre,” Chan says.\n\nUnder the old guidelines, the plot ratio was 2.8, but developers had to make sure that 30% of the units have low-medium cost price tag of RM72,500, and another 35% in the RM200,000 to RM400,000 price range.\n\n“This is why you can see developers getting involved in the affordable home projects in prime locations. These affordable properties have exerted pressure on mid-range houses priced between RM500,000 and RM700,000,” Chan says.\n\nThe issue with affordable homes is that if you need to dispose the property within a five-year period, the seller cannot sell it for more than what they pay for.\n\n“The property can only be sold to the buyer approved by the state government. This is unfair to the seller as he may spent considerable sum to renovate or improve the property,” he says.\n\nIdeal Property is also shifting its affordably priced projects into the Tanjung Tokong area. Group executive chairman Datuk Alex Ooi says the group would launch affordabe homes under the I-Condo brandname in prime locations of the island.\n\nI-Condo units will be well equipped with convenient access and upgraded public amenities, according to Ooi.\n\n“We will soon launch the RM800mil I-Santorini in Seri Tanjung Pinang, Tanjung Tokong and the RM1bil Autumn projects in Bayan Lepas.\n\nThe projects comprised a total of 4,515 affordable housing units of 850 sq ft to 900 sq ft, priced between RM300,000 and RM380,000, targeting first-time house buyers.\n\n“The I-Santorini scheme is located on a 9.9-acre leasehold site in Seri Tanjung Pinang, a stone’s throw from the Tesco hypermarket,” Ooi says.\n\nThe market has in the past 12 months become increasingly very challenging, as property prices, which have reached all-time high levels in early 2014, are beginning to correct themselves, according to Ooi.\n\nThere are now new range of condominium properties in Bayan Lepas priced over RM450 psf, compared to RM600 psf in early 2014.\n\nEven in the prime locations of the north-east district, new launches are about 30% below the usual RM1,200 psf for condominiums.\n\n“The difficulty in obtaining bank loans has dampened the market. In view of the challenging circumstances, we decided to stay focus on affordable projects priced between RM300,000 and RM400,000,” he adds.\n\nOoi said the state government also made it attractive for developers to build affordable housing by reducing development charges to RM5 psf from RM15 psf previously.\n\n“Since the cost of building an affordable high rise unit is between RM150 to RM200 psf, without taking into consideration the land cost, it is still possible for us to price our products competitively and still make a decent profit,” Ooi says.\n\nThere is a perception in market that affordable projects are similar to low-medium-cost houses, according to Ooi.\n\n“I-Condo will totally change that perception. Purchasers can get a condominium at affordable price tag. Our affordable units come with quality finishes, equipped with a wide range of recreational facilities, and come with one free car park,” he says.\n\nIdeal Property Group, which benefited from the acquisition of two public listed companies Ideal United Bintang Bhd and Ideal Sun City Holdings Bhd, is in the process of injecting its assets into the two listed entities.\n\nAnother Penang-based developer, Aspen Group Holdings Sdn Bhd plans to launch in 2015 the RM499mil Tri-Pinnacle project in Tanjung Tokong, comprising largely affordable and low-medium-cost homes.\n\nThe Tri-Pinnacle comprises two blocks of affordable condominiums with a RM390mil GDV and a block of low-medium-cost units with RM100mil GDV.\n\n“The Tri-Pinnacle has 859 affordable units with built-up areas of 800 sq ft, priced at RM299,000, while the LMC are priced at RM72,500.\n\n“We have received 25,000 registrations from eligible first-time home buyers,” he says.", "CreateDate": "2015-07-30T17:26:58.65", "UpdateDate": "2015-07-30T17:26:58.65", "PropertyURL": "https://farm1.staticflickr.com/457/19951051189_bfd04fd262_m.jpg" }, { "NewsId": "09d319d6-4af1-4e9f-9ae9-e294ae9e6ec0", "Title": "槟城交通大蓝图耗资270亿‧带动建筑产业", "Source": "房天下马来西亚房产网整理", "NewsDateTime": "2015-03-12T00:00:00", "Details": "新洲日报吉隆坡10日讯）马来西亚槟城政府为解决州内日益拥挤的交通问题，首要推出耗资270亿令吉的槟城交通大蓝图（PTMP）计划，包括耗资160亿道路部份、及耗资约100亿的公共交通计划。\n\n马来西亚房产 马来西亚置业 马来西亚留学 马来西亚房价\n\n工程合约估计\n\n丰隆研究预料这将为槟州带来140亿至210亿建筑工程合约，及推动周边的产业计划的价值。槟城交通大蓝图计划总值270亿，在道路方面，其中63亿颁发给Zenith-BUCG、28亿为中央政府以一般拨款进行、槟州政府负责27亿工程。这使余下的道路工程为46亿。公共交通领域的约100亿工程，尚未确定负责单位，这使尚有约142亿的工程计划有待颁发。\n\n丰隆研究指出，目前槟城人口为160万人，预料至2020年将增加至200万人，2030年则进一步增至240万人。公共交通使用率偏低，仅约为5%，使交通阻塞情况日益严重。若没有採取任何措施解决州内交通问题，预料至2030年，槟城的交通速度将放缓27%。\n\n槟州将推出更多衔接道路，主要建议兴建5条主要高速大道、包括在槟岛北部、2条则在东部中区、1条海底隧道及另一条在半岛大陆；而中国与大马组合财团Zenith-BUCG先拔头筹，取得总值逾60亿令吉（4个配套）的工程合约。\n\n在公共交通领域方面，将推行各项公共交通工具，包括电动巴士、轻快铁、巴士快速交通系统、电动火车及游艇等。一旦推行，确保它们能够提供无缝的交通衔接。", "CreateDate": "2015-07-30T17:13:46.407", "UpdateDate": "2015-07-30T17:13:46.407", "PropertyURL": "https://farm1.staticflickr.com/559/19949839160_cacd50cc49_m.jpg" }, { "NewsId": "284a479d-1345-4726-a981-8203e66de33b", "Title": "檳城產業峰會‧ 麥慕娜：兩年發展計劃達42億 威省發展前景看俏", "Source": "中国报", "NewsDateTime": "2015-01-10T00:00:00", "Details": "檳城10日訊）威省市議會主席拿督麥慕娜認為，威省發展日益蓬勃，從2012年及2013年已動工的165項發展計劃，價值達42億令吉這組數字看來，便可窺探威省的發展前景。\n\n　“2012年，威省73項已動工的計劃，價值達25億令吉；2013年的92項已動工計劃，價值則有17億令吉，希望2014年及2015年獲得更好的發展。”\n\n　她也說，已提呈至威省市議會尋求批准的計劃總數量，則從2008年的488項提高至2014年的1038項，可見威省區的發展趨勢。\n\n經濟活動帶動成長\n\n　麥慕娜昨日在檳城國際會展中心舉辦的檳城產業峰會上，為“威省的產業發展前景”主題主講時，如是指出。\n\n　她重申，威省市議會希望威省有更多發展計劃，歡迎發展商提呈申請。\n\n　“以前，發展商問市議會，幾時可以批准計劃；如今到我問發展商，你們的計劃幾時要動工？我們希望不止是批准計劃，而是要盡快動工。”\n\n　她說，唯有讓威省出現更多經濟活動，才可帶動各領域的成長。\n\n　“所以我時常告訴各部門主任，我們不是要設法駁回發展計劃的申請，而是要盡量批准所有計劃，但前提是必須遵守所有指南或條規。”\n\n　她強調，威省目前已站在檳城發展的前線位置，檳城的未來在威省，但威省不會扮演與檳島競爭的角色，而是補足檳島。\n\n　“威省擁有無限的發展潛能，這裡也是打造永續性發展及適宜居住環境的地方，因多數的地方都是一片綠油油。”\n\n擬5年內激活北海\n\n北海人黃慶輝在問答環節上形容，70年代的北海曾有過輝煌時刻，但現今已如死城，此說法獲得麥慕娜認同。\n\n　麥慕娜說，她于2011年上任為市議會主席時也有此感，覺得北海靜悄悄。\n\n　她認為，政府行政辦公室從北海搬遷至柏達城，是北海沒落的主要原因，所以她上任后成立一個“北海新形象小組”，小組成員與當地居民做訪談，了解當地情況。\n\n　她說，市議會目前已制定一套5年的激活北海計劃，合作對象為Think City有限公司，計劃包括提升阿都拉巴達威禮堂、推行無車活動、設立科學咖啡館等。\n\n　“希望這些方案，都是振興北海的催化劑。”\n\n26%土地可供發展\n\n麥慕娜解釋，威省總面積達751.8平方公里，至2014年的人口達91萬200人，目前仍可供應發展的土地有26%，多數是平地，適合發展。\n\n　她發布數據說明，威省區目前的土地用途分別是房屋佔11.84%、工業4.6%、商業1.04%，農業48.27%和其他（基設、能源、開放空間、森林等）34.25%，而她將確保威省迎來多樣性的發展。\n\n　她也說，隨著各項發展計劃進駐峇都交灣，峇都交灣及毗鄰的高淵，不再如外界所稱的“沉睡的地方”。\n\n　她說，目前已批准在峇都交灣進行的發展計劃，包括主題公園、宜家家具（IKEA）、高檔產品店、私人學院、大學、醫院及汽車樞紐。\n\n　她甚至說，檳城人以后無需到意大利米蘭，也可在威省購買名牌產品，如Prada。\n\n旅遊地圖方便遊客\n\n威省推出的旅遊地圖獲得讚賞，但麥慕娜揭露，讓她決定制作地圖的，是一個要找她“算賬”的日本人。\n\n　她說，一名日本人在首長林冠英的轉介下找到她，見面后劈頭就說“你就是我要找的人”。\n\n　她解釋，該名日本人要去柏淡高爾夫球場，卻發現沒有任何旅遊地圖引領他到該地，在完全不知地點的窘境下，幸虧一名熱心的羅里司機載他到目的地，因此疑惑為何地方政府沒推出旅遊地圖，方便遊客。\n\n　麥慕娜當時才恍然大悟，原來威省沒任何旅遊地圖，所以她憑著曾在喬治市世遺機構當總經理的經驗，推出威省旅遊地圖。\n\n　唯她說，印刷旅遊地圖本來就不是地方政府的工作，尤其是在宣傳下受益的是酒店，因此希望酒店業者在企業社會責任下，承擔印刷地圖的費用。\n\n威省發展趨勢（從2008年至2014年已提成申請及已動工的發展計劃數據）\n年份                 2008  2009  2010  2011  2012  2013  2014  總數\n\n規劃准證 \nPlanning Permission  206   226\t367    379   358   293  327    2156\n\n建築准證   \nBuilding Permission  220   185\t217    282   382   465\t626    2377\n\n已動工的計劃           62    34\t34     53     73    92\t 85    433\n\n總數\t             488  445   618    714   813   850\t1038   4966\n", "CreateDate": "2015-07-30T17:08:36.59", "UpdateDate": "2015-07-30T17:08:36.59", "PropertyURL": "https://farm1.staticflickr.com/467/19949363790_3f1eb73041_m.jpg" }, { "NewsId": "05151836-197f-4321-9476-901d98c7e808", "Title": "Residential property transactions sees a slight drop nationwide in first quarter of 2015", "Source": "kopiandproperty.com", "NewsDateTime": "2015-07-29T00:00:00", "Details": "GEORGE TOWN – The number of residential property transactions nationwide saw a slight drop from 60,760 transactions last quarter to 59,626 transactions for the first quarter of this year.\n\nIf compared with the same period last year, there were a total 58,767 transactions in the first quarter of 2014 which means the number of transactions for the same period this year has increased. These are the latest figures released by National Property Information Centre (Napic).\n\nMalaysia 2It is noted that the number of transactions for properties in three states – Penang, Selangor and Wilayah Persekutuan – have also seen drops when compared to the last quarter of 2014.\n\nOver in Penang, the number of transactions had dropped from 5,193 units in the fourth quarter of 2014 to 3,834 units in the first quarter of this year. The number of transactions in Selangor for the first quarter of this year is 14,744 units, a slight drop from 15,613 transactions in the previous quarter.\n\nKL valueMeanwhile, in Wilayah Persekutuan, there is also a slight drop from 4,127 transactions in the previous quarter to 3,250 units this quarter. Interestingly, the number of transactions for properties priced under RM100,000 nationwide have increased to 16,733 units the first quarter this year as compared to 12,723 units the previous quarter.\n\nAll four quarters of last year saw the number of transactions for properties below RM100,000 hovering between 12,000 and 13,000 units per quarter. The total of below RM100,000 properties transacted nationwide last year was only 51,140 units. The transactions for properties priced below RM100,000 has been falling nationwide since 2012.\n\nFrom a total 90,081 transactions in 2010, the number of transactions increased to 100,589 in 2011 before it dipped in 2012 to 97,259. By 2013, the numbers have fallen drastically to 63,528 transactions in 2013 and almost half from 2011, to 51,140 transactions in 2014.\n\npenang averageIt is even more noticeable in Penang where the fluctuations in transactions for this range of properties is more dramatic. In 2010, a total 5,674 transactions were recorded before almost doubling to 10,436 transactions in 2011. However, the number of transactions began to drop in 2012 to 7,217 before falling drastically to 3,529 transactions in 2013 and 3,460 in 2014.\n\nThe trend seems to continue in the first quarter of 2015 with Penang recording only 764 transactions for properties priced below RM100,000 as compared to 1,062 units in the previous quarter. The transactions for properties this range hovered between 700 and 800 in the first three quarter last year before peaking in the final quarter at slightly above 1,000 transactions.\n\nIn comparison, Wilayah Persekutuan recorded 3,772 transactions in 2010 to increase to 4,926 in 2011. There was a slight drop to 4,189 transactions in 2012 before it too dropped drastically to 1,602 transactions in 2013 and 1,404 in 2014.\n\nMeanwhile, in Selangor, the number of transactions for residential properties below RM100,000 also decreased but it was a gradual drop. There were a total 16,633 transactions in 2010 before increasing to 17,673 in 2011. The number of transactions saw a slight drop to 17,099 in 2012 before it drops to 11,403 in 2013 and 10,449 in 2014.\n\nNoting the drop in transactions nationwide, property researcher Ho Chin Soon said it could be due to tightening measures on housing loans. As for the increasing trend for properties priced above RM100,000 nationwide, Ho said inflation and upward price adjustments could play a role in the general overall increase across the board.\n\nRaine & Horne International Zaki + Partners Sdn Bhd Senior Partner Michael Geh believed that the drop in transactions for properties below RM100,000 in Penang could be due to lesser number of such properties being built in recent years.\n\n“More of these units must and should be build because there is a lack of supply despite strong demands for such units,” he said, adding that there is also a lower rate of bank approvals for applicants in the lower income group.\n\nHe called on banks to relax lending rules to allow more homebuyers to be eligible for housing loans to purchase these homes.", "CreateDate": "2015-07-30T12:34:06.11", "UpdateDate": "2015-07-30T12:34:06.11", "PropertyURL": "https://farm1.staticflickr.com/445/20106104746_4429a77041_m.jpg" }, { "NewsId": "bea72211-aef9-4c56-be4d-27c8fec9e682", "Title": "令吉隨時再陷新低 外匯儲備續跌引發危機感", "Source": "MIDF證券研究分析", "NewsDateTime": "2015-07-08T00:00:00", "Details": "（吉隆坡8日訊）令吉貶至史上最低水平成為大馬外匯儲備“不能承受之輕”，截至6月底再跌至1055億美元（約4019億令吉），市場危機感來襲，經濟分析師指出，現階段經常賬項及外儲應付資金外流仍有余，但再出現大型外資撤離，令吉將逃不過再陷新低的厄運。\n\n　截至中午12時，國行資料顯示，1美元可換3.8080令吉，1新元則可換2.8081令吉。\n\n　截至今年6月底，大馬外儲減少約9億美元，達1055億美元，在調整匯率重估后，令吉計價外儲則增39億令吉至3981億令吉，足以融資8.2個月進口，相等于短期外債1.1倍。", "CreateDate": "2015-07-08T23:45:54.163", "UpdateDate": "2015-07-08T23:45:54.163", "PropertyURL": "https://farm1.staticflickr.com/255/20140828476_2e8f8994b6_m.jpg" }, { "NewsId": "3ceeb454-60c3-4742-8906-312097625b95", "Title": "PavREIT to see rerating, driven by Extension asset-injection plan", "Source": "The Edge Financial Daily", "NewsDateTime": "2015-07-01T00:00:00", "Details": "Pavilion Real Estate Investment Trust (REIT)\n(June 24, RM1.53)\n\nUpgrade to buy with a higher target price of RM1.80: We expect Pavilion REIT (PavREIT) to see a rerating driven by more certainty of the Pavilion Extension (Extension) asset-injection plan (worth approximately RM806 million) in early 2017. Our preliminary assessment values the Extension at 32 sen per share, based on a dividend discount model methodology. We revise up our 2017 estimate (E) net profit by 4.5% to account for the Extension’s nine-month contribution.\n\nOur upgrade on PavREIT is driven by our higher conviction on two counts. Firstly, the sustainability of PavREIT’s existing tenancies and secondly, the yield-accretion from management’s potential move to gear up on the financing of the acquisition of Extension. As a result, PavREIT’s 2016E to 2017E yield should improve from 5.5% to 5.6% levels before our upgrade to 6.4% to 6.6% post our upgrade, above the Malaysian REITs peer average of 6.1% to 6.2%. Notwithstanding the general threat on retail malls, that is outlet closure of less popular brands, Pavilion Mall continues to survive due to its positioning in the upper and upper middle class categories and it being a lifestyle mall.\n\nAt a potential injection price of RM3,226 psf (totalling RM806 million), the Extension is expected to further enhance Pavilion Mall’s net property income yield from 9.5% to about 10%, based on the assumption that the Extension will be able to fetch a higher average rental rate of RM27 psf versus the Pavilion Mall’s rental rate of RM22 psf currently. — AffinHwang Capital", "CreateDate": "2015-07-05T15:05:21.443", "UpdateDate": "2015-07-05T15:05:21.443", "PropertyURL": "https://farm1.staticflickr.com/385/19241993409_497ce81654_m.jpg" }];
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